Home > Union Trust Company > Assets and Liabilities
Union Trust Company, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 142 | 1,201 |
| Assets and Liabilities | ||
| Total Assets: | $539,169,000 | 1,258 |
| Cash and due from depository institutions | $15,627,000 | 1,201 |
| Interest-bearing balances | $398,000 | 3,392 |
| Securities | $122,128,000 | 990 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $369,248,000 | 1,301 |
| Loan loss allowance | $4,130,000 | 1,340 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,232,000 | 1,556 |
| Other real estate owned | $120,000 | 1,201 |
| Goodwill and other intangibles | $503,000 | 2,130 |
| All other assets | $23,311,000 | 851 |
| Life insurance assets | $9,478,000 | 694 |
| Total liabilities and capital | $539,169,000 | 1,258 |
| Total liabilities | $508,057,000 | 1,190 |
| Total deposits | $342,440,000 | 1,571 |
| Interest-bearing deposits | $285,415,000 | 1,650 |
| Deposits held in domestic offices | $342,440,000 | 1,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $156,350,000 | 394 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $9,267,000 | 735 |
| Total equity capital | $31,112,000 | 2,248 |
| Total bank equity capital | $31,112,000 | 2,248 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,249,000 | 1,157 |
| Surplus | $4,882,000 | 4,090 |
| Undivided profits | $21,981,000 | 1,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,383,000 | 1,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,352,000 | 3,109 |
| Earning assets | $491,774,000 | 1,248 |
| Long-term assets (5+ years) | $223,182,000 | 560 |
| Average Assets, year-to-date | $542,956,800 | 1,200 |
| Average Assets, quarterly | $539,323,500 | 1,242 |
| Volatile liabilities | $161,130,000 | 935 |
| Insider loans | $3,786,000 | 1,950 |
| FHLB advances | $137,404,000 | 388 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $67,019,000 | 1,404 |
| Tier 1 (core) risk-based capital | $31,137,000 | 2,115 |
| Tier 2 risk-based capital | $4,111,000 | 1,293 |
| Total risk weighted assets | $328,524,000 | 1,543 |
| Total unused commitments | $67,019,000 | 1,405 |
| Derivatives | $20,000,000 | 355 |
| 2007-09-30 | Rank | |
| # of Employees: | 153 | 1,104 |
| Assets and Liabilities | ||
| Total Assets: | $539,478,000 | 1,244 |
| Cash and due from depository institutions | $11,554,000 | 1,104 |
| Interest-bearing balances | $620,000 | 2,812 |
| Securities | $123,489,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $371,785,000 | 1,259 |
| Loan loss allowance | $3,984,000 | 1,333 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,509,000 | 1,488 |
| Other real estate owned | $245,000 | 1,104 |
| Goodwill and other intangibles | $516,000 | 2,107 |
| All other assets | $23,380,000 | 837 |
| Life insurance assets | $9,385,000 | 680 |
| Total liabilities and capital | $539,478,000 | 1,244 |
| Total liabilities | $499,198,000 | 1,195 |
| Total deposits | $343,317,000 | 1,542 |
| Interest-bearing deposits | $293,969,000 | 1,576 |
| Deposits held in domestic offices | $343,317,000 | 1,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $149,248,000 | 392 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,633,000 | 938 |
| Total equity capital | $40,280,000 | 1,705 |
| Total bank equity capital | $40,280,000 | 1,705 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,249,000 | 1,139 |
| Surplus | $4,882,000 | 4,046 |
| Undivided profits | $31,149,000 | 1,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,385,000 | 1,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $189,000 | 581 |
| Income earned, not collected on loans | $1,548,000 | 2,889 |
| Earning assets | $495,894,000 | 1,232 |
| Long-term assets (5+ years) | $229,997,000 | 527 |
| Average Assets, year-to-date | $543,903,750 | 1,195 |
| Average Assets, quarterly | $547,027,000 | 1,213 |
| Volatile liabilities | $153,690,000 | 938 |
| Insider loans | $3,624,000 | 1,980 |
| FHLB advances | $130,154,000 | 370 |
| Loans and leases held for sale | $286,000 | 1,379 |
| Unused loan commitments | $72,621,000 | 1,338 |
| Tier 1 (core) risk-based capital | $41,069,000 | 1,575 |
| Tier 2 risk-based capital | $4,145,000 | 1,263 |
| Total risk weighted assets | $332,754,000 | 1,513 |
| Total unused commitments | $72,621,000 | 1,338 |
| Derivatives | $20,000,000 | 357 |
| 2007-06-30 | Rank | |
| # of Employees: | 158 | 1,084 |
| Assets and Liabilities | ||
| Total Assets: | $554,576,000 | 1,211 |
| Cash and due from depository institutions | $13,276,000 | 1,084 |
| Interest-bearing balances | $135,000 | 4,353 |
| Securities | $133,574,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $374,374,000 | 1,254 |
| Loan loss allowance | $3,930,000 | 1,351 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,574,000 | 1,468 |
| Other real estate owned | $131,000 | 1,084 |
| Goodwill and other intangibles | $544,000 | 2,102 |
| All other assets | $24,103,000 | 818 |
| Life insurance assets | $9,295,000 | 677 |
| Total liabilities and capital | $554,576,000 | 1,211 |
| Total liabilities | $515,953,000 | 1,166 |
| Total deposits | $349,141,000 | 1,543 |
| Interest-bearing deposits | $305,693,000 | 1,521 |
| Deposits held in domestic offices | $349,141,000 | 1,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $159,914,000 | 341 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,898,000 | 884 |
| Total equity capital | $38,623,000 | 1,761 |
| Total bank equity capital | $38,623,000 | 1,761 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,249,000 | 1,128 |
| Surplus | $4,882,000 | 4,049 |
| Undivided profits | $29,492,000 | 1,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,463,000 | 1,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $227,000 | 525 |
| Income earned, not collected on loans | $1,824,000 | 2,335 |
| Earning assets | $508,083,000 | 1,214 |
| Long-term assets (5+ years) | $235,044,000 | 511 |
| Average Assets, year-to-date | $545,379,000 | 1,212 |
| Average Assets, quarterly | $548,266,000 | 1,223 |
| Volatile liabilities | $158,694,000 | 916 |
| Insider loans | $3,691,000 | 1,941 |
| FHLB advances | $138,382,000 | 331 |
| Loans and leases held for sale | $387,000 | 1,354 |
| Unused loan commitments | $76,194,000 | 1,322 |
| Tier 1 (core) risk-based capital | $40,374,000 | 1,598 |
| Tier 2 risk-based capital | $4,192,000 | 1,257 |
| Total risk weighted assets | $335,305,000 | 1,508 |
| Total unused commitments | $76,194,000 | 1,322 |
| Derivatives | $20,000,000 | 395 |
| 2007-03-31 | Rank | |
| # of Employees: | 156 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $541,956,000 | 1,242 |
| Cash and due from depository institutions | $9,506,000 | 1,090 |
| Interest-bearing balances | $936,000 | 2,609 |
| Securities | $128,118,000 | 943 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $372,399,000 | 1,241 |
| Loan loss allowance | $3,914,000 | 1,355 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,538,000 | 1,440 |
| Other real estate owned | $0 | 1,090 |
| Goodwill and other intangibles | $555,000 | 2,085 |
| All other assets | $22,840,000 | 813 |
| Life insurance assets | $9,203,000 | 669 |
| Total liabilities and capital | $541,956,000 | 1,242 |
| Total liabilities | $502,627,000 | 1,186 |
| Total deposits | $350,082,000 | 1,540 |
| Interest-bearing deposits | $307,626,000 | 1,509 |
| Deposits held in domestic offices | $350,082,000 | 1,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $145,895,000 | 355 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,650,000 | 915 |
| Total equity capital | $39,329,000 | 1,738 |
| Total bank equity capital | $39,329,000 | 1,738 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,249,000 | 1,110 |
| Surplus | $4,882,000 | 4,013 |
| Undivided profits | $30,198,000 | 1,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,479,000 | 1,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $227,000 | 526 |
| Income earned, not collected on loans | $1,703,000 | 2,406 |
| Earning assets | $501,453,000 | 1,231 |
| Long-term assets (5+ years) | $228,536,000 | 507 |
| Average Assets, year-to-date | $540,780,500 | 1,224 |
| Average Assets, quarterly | $540,780,500 | 1,224 |
| Volatile liabilities | $136,194,000 | 1,020 |
| Insider loans | $3,707,000 | 1,891 |
| FHLB advances | $124,891,000 | 352 |
| Loans and leases held for sale | $590,000 | 1,193 |
| Unused loan commitments | $74,460,000 | 1,356 |
| Tier 1 (core) risk-based capital | $39,867,000 | 1,609 |
| Tier 2 risk-based capital | $4,117,000 | 1,277 |
| Total risk weighted assets | $329,286,000 | 1,507 |
| Total unused commitments | $74,460,000 | 1,356 |
| Derivatives | $20,000,000 | 390 |
| 2006-12-31 | Rank | |
| # of Employees: | 160 | 1,057 |
| Assets and Liabilities | ||
| Total Assets: | $539,605,000 | 1,213 |
| Cash and due from depository institutions | $11,900,000 | 1,057 |
| Interest-bearing balances | $508,000 | 3,138 |
| Securities | $127,811,000 | 964 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $367,208,000 | 1,242 |
| Loan loss allowance | $3,983,000 | 1,310 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,439,000 | 1,435 |
| Other real estate owned | $0 | 1,057 |
| Goodwill and other intangibles | $561,000 | 2,080 |
| All other assets | $23,686,000 | 790 |
| Life insurance assets | $9,118,000 | 658 |
| Total liabilities and capital | $539,605,000 | 1,213 |
| Total liabilities | $500,954,000 | 1,166 |
| Total deposits | $347,993,000 | 1,521 |
| Interest-bearing deposits | $297,897,000 | 1,535 |
| Deposits held in domestic offices | $347,993,000 | 1,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $146,531,000 | 378 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,430,000 | 934 |
| Total equity capital | $38,651,000 | 1,726 |
| Total bank equity capital | $38,651,000 | 1,726 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,249,000 | 1,097 |
| Surplus | $4,882,000 | 3,967 |
| Undivided profits | $29,520,000 | 1,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,177,000 | 1,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $270,000 | 438 |
| Income earned, not collected on loans | $1,587,000 | 2,640 |
| Earning assets | $495,527,000 | 1,208 |
| Long-term assets (5+ years) | $228,907,000 | 496 |
| Average Assets, year-to-date | $540,518,000 | 1,155 |
| Average Assets, quarterly | $546,336,500 | 1,182 |
| Volatile liabilities | $124,826,000 | 1,213 |
| Insider loans | $3,640,000 | 1,922 |
| FHLB advances | $129,729,000 | 358 |
| Loans and leases held for sale | $842,000 | 1,023 |
| Unused loan commitments | $73,579,000 | 1,328 |
| Tier 1 (core) risk-based capital | $39,619,000 | 1,594 |
| Tier 2 risk-based capital | $4,081,000 | 1,266 |
| Total risk weighted assets | $326,161,000 | 1,492 |
| Total unused commitments | $73,579,000 | 1,328 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 157 | 1,101 |
| Assets and Liabilities | ||
| Total Assets: | $553,068,000 | 1,184 |
| Cash and due from depository institutions | $14,055,000 | 1,101 |
| Interest-bearing balances | $696,000 | 2,754 |
| Securities | $126,436,000 | 984 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $379,012,000 | 1,184 |
| Loan loss allowance | $3,992,000 | 1,296 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,188,000 | 1,454 |
| Other real estate owned | $0 | 1,101 |
| Goodwill and other intangibles | $546,000 | 2,100 |
| All other assets | $24,831,000 | 775 |
| Life insurance assets | $9,032,000 | 636 |
| Total liabilities and capital | $553,068,000 | 1,184 |
| Total liabilities | $515,872,000 | 1,134 |
| Total deposits | $336,930,000 | 1,553 |
| Interest-bearing deposits | $282,995,000 | 1,592 |
| Deposits held in domestic offices | $336,930,000 | 1,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $172,819,000 | 347 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,123,000 | 944 |
| Total equity capital | $37,196,000 | 1,772 |
| Total bank equity capital | $37,196,000 | 1,772 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,249,000 | 1,085 |
| Surplus | $4,882,000 | 3,944 |
| Undivided profits | $28,065,000 | 1,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,730,000 | 1,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $213,000 | 536 |
| Income earned, not collected on loans | $1,682,000 | 2,515 |
| Earning assets | $506,144,000 | 1,183 |
| Long-term assets (5+ years) | $230,709,000 | 496 |
| Average Assets, year-to-date | $540,746,250 | 1,168 |
| Average Assets, quarterly | $551,487,500 | 1,175 |
| Volatile liabilities | $146,885,000 | 1,067 |
| Insider loans | $3,473,000 | 1,948 |
| FHLB advances | $154,934,000 | 323 |
| Loans and leases held for sale | $473,000 | 1,218 |
| Unused loan commitments | $73,843,000 | 1,359 |
| Tier 1 (core) risk-based capital | $38,809,000 | 1,626 |
| Tier 2 risk-based capital | $4,202,000 | 1,218 |
| Total risk weighted assets | $336,064,000 | 1,440 |
| Total unused commitments | $73,843,000 | 1,360 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 162 | 1,060 |
| Assets and Liabilities | ||
| Total Assets: | $549,907,000 | 1,174 |
| Cash and due from depository institutions | $11,214,000 | 1,060 |
| Interest-bearing balances | $644,000 | 2,848 |
| Securities | $135,701,000 | 910 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $369,436,000 | 1,206 |
| Loan loss allowance | $4,008,000 | 1,280 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,559,000 | 1,537 |
| Other real estate owned | $0 | 1,060 |
| Goodwill and other intangibles | $574,000 | 2,073 |
| All other assets | $25,423,000 | 755 |
| Life insurance assets | $8,945,000 | 633 |
| Total liabilities and capital | $549,907,000 | 1,174 |
| Total liabilities | $514,109,000 | 1,120 |
| Total deposits | $318,093,000 | 1,636 |
| Interest-bearing deposits | $274,256,000 | 1,606 |
| Deposits held in domestic offices | $318,093,000 | 1,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $189,805,000 | 342 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,211,000 | 889 |
| Total equity capital | $35,798,000 | 1,775 |
| Total bank equity capital | $35,798,000 | 1,775 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,249,000 | 1,065 |
| Surplus | $4,882,000 | 3,899 |
| Undivided profits | $26,667,000 | 1,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,884,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $508,000 | 318 |
| Income earned, not collected on loans | $1,632,000 | 2,298 |
| Earning assets | $505,781,000 | 1,168 |
| Long-term assets (5+ years) | $229,133,000 | 491 |
| Average Assets, year-to-date | $536,639,000 | 1,171 |
| Average Assets, quarterly | $543,191,000 | 1,168 |
| Volatile liabilities | $155,091,000 | 995 |
| Insider loans | $3,518,000 | 1,905 |
| FHLB advances | $178,231,000 | 300 |
| Loans and leases held for sale | $511,000 | 1,179 |
| Unused loan commitments | $73,974,000 | 1,341 |
| Tier 1 (core) risk-based capital | $38,381,000 | 1,615 |
| Tier 2 risk-based capital | $4,126,000 | 1,231 |
| Total risk weighted assets | $330,007,000 | 1,447 |
| Total unused commitments | $73,974,000 | 1,341 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 162 | 1,034 |
| Assets and Liabilities | ||
| Total Assets: | $536,475,000 | 1,173 |
| Cash and due from depository institutions | $11,061,000 | 1,034 |
| Interest-bearing balances | $474,000 | 3,305 |
| Securities | $134,601,000 | 923 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $360,084,000 | 1,194 |
| Loan loss allowance | $4,020,000 | 1,258 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,212,000 | 1,837 |
| Other real estate owned | $42,000 | 1,034 |
| Goodwill and other intangibles | $562,000 | 2,063 |
| All other assets | $23,913,000 | 760 |
| Life insurance assets | $8,848,000 | 618 |
| Total liabilities and capital | $536,475,000 | 1,173 |
| Total liabilities | $499,613,000 | 1,139 |
| Total deposits | $317,671,000 | 1,613 |
| Interest-bearing deposits | $294,059,000 | 1,474 |
| Deposits held in domestic offices | $317,671,000 | 1,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $175,415,000 | 333 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,527,000 | 870 |
| Total equity capital | $36,862,000 | 1,708 |
| Total bank equity capital | $36,862,000 | 1,708 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,249,000 | 1,050 |
| Surplus | $4,882,000 | 3,826 |
| Undivided profits | $27,731,000 | 1,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,110,000 | 1,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 895 |
| Income earned, not collected on loans | $1,522,000 | 2,340 |
| Earning assets | $495,159,000 | 1,164 |
| Long-term assets (5+ years) | $225,505,000 | 485 |
| Average Assets, year-to-date | $530,005,000 | 1,181 |
| Average Assets, quarterly | $530,005,000 | 1,181 |
| Volatile liabilities | $149,373,000 | 990 |
| Insider loans | $4,226,000 | 1,584 |
| FHLB advances | $162,424,000 | 309 |
| Loans and leases held for sale | $355,000 | 1,228 |
| Unused loan commitments | $73,952,000 | 1,314 |
| Tier 1 (core) risk-based capital | $38,325,000 | 1,567 |
| Tier 2 risk-based capital | $3,976,000 | 1,255 |
| Total risk weighted assets | $317,777,000 | 1,455 |
| Total unused commitments | $73,952,000 | 1,314 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 164 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $523,535,000 | 1,193 |
| Cash and due from depository institutions | $9,724,000 | 1,016 |
| Interest-bearing balances | $620,000 | 3,106 |
| Securities | $131,429,000 | 942 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $352,065,000 | 1,209 |
| Loan loss allowance | $3,938,000 | 1,267 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,994,000 | 1,865 |
| Other real estate owned | $0 | 1,016 |
| Goodwill and other intangibles | $619,000 | 2,001 |
| All other assets | $23,704,000 | 755 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $523,535,000 | 1,193 |
| Total liabilities | $489,482,000 | 1,147 |
| Total deposits | $335,239,000 | 1,481 |
| Interest-bearing deposits | $307,419,000 | 1,362 |
| Deposits held in domestic offices | $335,239,000 | 1,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $147,695,000 | 400 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,548,000 | 819 |
| Total equity capital | $34,053,000 | 1,820 |
| Total bank equity capital | $34,053,000 | 1,820 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,249,000 | 2,558 |
| Surplus | $4,882,000 | 3,780 |
| Undivided profits | $27,922,000 | 1,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,442,000 | 1,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 827 |
| Income earned, not collected on loans | $1,312,000 | 2,715 |
| Earning assets | $484,114,000 | 1,178 |
| Long-term assets (5+ years) | $221,158,000 | 484 |
| Average Assets, year-to-date | $512,704,800 | 1,159 |
| Average Assets, quarterly | $527,083,500 | 1,169 |
| Volatile liabilities | $109,213,000 | 1,271 |
| Insider loans | $4,054,000 | 1,649 |
| FHLB advances | $130,111,000 | 373 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $69,134,000 | 1,365 |
| Tier 1 (core) risk-based capital | $35,439,000 | 1,663 |
| Tier 2 risk-based capital | $3,876,000 | 1,268 |
| Total risk weighted assets | $309,590,000 | 1,474 |
| Total unused commitments | $69,134,000 | 1,365 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 163 | 1,006 |
| Assets and Liabilities | ||
| Total Assets: | $530,632,000 | 1,151 |
| Cash and due from depository institutions | $15,625,000 | 1,006 |
| Interest-bearing balances | $600,000 | 3,220 |
| Securities | $131,179,000 | 928 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $352,016,000 | 1,169 |
| Loan loss allowance | $3,847,000 | 1,282 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,842,000 | 1,871 |
| Other real estate owned | $0 | 1,006 |
| Goodwill and other intangibles | $651,000 | 1,943 |
| All other assets | $25,319,000 | 697 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $530,632,000 | 1,151 |
| Total liabilities | $496,453,000 | 1,106 |
| Total deposits | $335,075,000 | 1,446 |
| Interest-bearing deposits | $306,422,000 | 1,338 |
| Deposits held in domestic offices | $335,075,000 | 1,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $152,496,000 | 388 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,882,000 | 645 |
| Total equity capital | $34,179,000 | 1,798 |
| Total bank equity capital | $34,179,000 | 1,798 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,249,000 | 2,534 |
| Surplus | $4,882,000 | 3,725 |
| Undivided profits | $28,048,000 | 1,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,417,000 | 1,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 945 |
| Income earned, not collected on loans | $1,260,000 | 2,779 |
| Earning assets | $483,795,000 | 1,148 |
| Long-term assets (5+ years) | $220,275,000 | 480 |
| Average Assets, year-to-date | $509,997,250 | 1,155 |
| Average Assets, quarterly | $524,811,000 | 1,152 |
| Volatile liabilities | $106,586,000 | 1,240 |
| Insider loans | $4,153,000 | 1,577 |
| FHLB advances | $132,047,000 | 382 |
| Loans and leases held for sale | $897,000 | 1,003 |
| Unused loan commitments | $74,702,000 | 1,241 |
| Tier 1 (core) risk-based capital | $34,845,000 | 1,656 |
| Tier 2 risk-based capital | $3,890,000 | 1,226 |
| Total risk weighted assets | $310,835,000 | 1,425 |
| Total unused commitments | $74,702,000 | 1,241 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 153 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $518,990,000 | 1,150 |
| Cash and due from depository institutions | $9,381,000 | 1,088 |
| Interest-bearing balances | $576,000 | 3,275 |
| Securities | $138,352,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $339,016,000 | 1,195 |
| Loan loss allowance | $3,723,000 | 1,296 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,865,000 | 1,820 |
| Other real estate owned | $0 | 1,088 |
| Goodwill and other intangibles | $719,000 | 1,871 |
| All other assets | $25,657,000 | 682 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $518,990,000 | 1,150 |
| Total liabilities | $484,380,000 | 1,110 |
| Total deposits | $306,989,000 | 1,558 |
| Interest-bearing deposits | $291,424,000 | 1,382 |
| Deposits held in domestic offices | $306,989,000 | 1,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $168,323,000 | 371 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,068,000 | 602 |
| Total equity capital | $34,610,000 | 1,730 |
| Total bank equity capital | $34,610,000 | 1,730 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,249,000 | 2,515 |
| Surplus | $4,882,000 | 3,677 |
| Undivided profits | $28,479,000 | 1,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,234,000 | 1,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $76,000 | 859 |
| Income earned, not collected on loans | $1,373,000 | 2,296 |
| Earning assets | $477,944,000 | 1,138 |
| Long-term assets (5+ years) | $220,154,000 | 481 |
| Average Assets, year-to-date | $503,119,000 | 1,150 |
| Average Assets, quarterly | $514,023,500 | 1,143 |
| Volatile liabilities | $118,365,000 | 1,107 |
| Insider loans | $4,031,000 | 1,589 |
| FHLB advances | $159,023,000 | 333 |
| Loans and leases held for sale | $267,000 | 1,446 |
| Unused loan commitments | $68,104,000 | 1,317 |
| Tier 1 (core) risk-based capital | $34,978,000 | 1,596 |
| Tier 2 risk-based capital | $4,002,000 | 1,167 |
| Total risk weighted assets | $319,938,000 | 1,342 |
| Total unused commitments | $68,104,000 | 1,317 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 154 | 1,059 |
| Assets and Liabilities | ||
| Total Assets: | $509,057,000 | 1,151 |
| Cash and due from depository institutions | $7,217,000 | 1,059 |
| Interest-bearing balances | $200,000 | 4,343 |
| Securities | $146,793,000 | 855 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $324,392,000 | 1,217 |
| Loan loss allowance | $3,959,000 | 1,201 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,454,000 | 1,950 |
| Other real estate owned | $0 | 1,059 |
| Goodwill and other intangibles | $920,000 | 1,705 |
| All other assets | $24,281,000 | 696 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $509,057,000 | 1,151 |
| Total liabilities | $475,333,000 | 1,111 |
| Total deposits | $290,464,000 | 1,639 |
| Interest-bearing deposits | $270,728,000 | 1,486 |
| Deposits held in domestic offices | $290,464,000 | 1,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $176,793,000 | 344 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,076,000 | 659 |
| Total equity capital | $33,724,000 | 1,717 |
| Total bank equity capital | $33,724,000 | 1,717 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,249,000 | 2,522 |
| Surplus | $4,882,000 | 3,653 |
| Undivided profits | $27,593,000 | 1,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,572,000 | 1,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 892 |
| Income earned, not collected on loans | $1,167,000 | 2,631 |
| Earning assets | $471,385,000 | 1,138 |
| Long-term assets (5+ years) | $225,678,000 | 486 |
| Average Assets, year-to-date | $495,183,500 | 1,168 |
| Average Assets, quarterly | $495,183,500 | 1,168 |
| Volatile liabilities | $122,430,000 | 1,012 |
| Insider loans | $3,603,000 | 1,709 |
| FHLB advances | $164,160,000 | 311 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $61,715,000 | 1,386 |
| Tier 1 (core) risk-based capital | $34,379,000 | 1,592 |
| Tier 2 risk-based capital | $3,851,000 | 1,204 |
| Total risk weighted assets | $307,693,000 | 1,365 |
| Total unused commitments | $61,715,000 | 1,386 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 173 | 935 |
| Assets and Liabilities | ||
| Total Assets: | $481,310,000 | 1,209 |
| Cash and due from depository institutions | $10,107,000 | 935 |
| Interest-bearing balances | $637,000 | 3,220 |
| Securities | $136,745,000 | 930 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $306,142,000 | 1,273 |
| Loan loss allowance | $4,196,000 | 1,111 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,451,000 | 1,942 |
| Other real estate owned | $0 | 935 |
| Goodwill and other intangibles | $1,028,000 | 1,624 |
| All other assets | $21,837,000 | 751 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $481,310,000 | 1,209 |
| Total liabilities | $446,957,000 | 1,170 |
| Total deposits | $305,330,000 | 1,535 |
| Interest-bearing deposits | $280,583,000 | 1,411 |
| Deposits held in domestic offices | $305,330,000 | 1,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $134,416,000 | 434 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $7,211,000 | 695 |
| Total equity capital | $34,353,000 | 1,678 |
| Total bank equity capital | $34,353,000 | 1,678 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,249,000 | 2,511 |
| Surplus | $4,882,000 | 3,610 |
| Undivided profits | $28,222,000 | 1,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,462,000 | 1,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 853 |
| Income earned, not collected on loans | $947,000 | 3,198 |
| Earning assets | $443,524,000 | 1,202 |
| Long-term assets (5+ years) | $212,366,000 | 511 |
| Average Assets, year-to-date | $463,403,800 | 1,191 |
| Average Assets, quarterly | $480,136,000 | 1,201 |
| Volatile liabilities | $89,591,000 | 1,316 |
| Insider loans | $5,156,000 | 1,192 |
| FHLB advances | $120,161,000 | 399 |
| Loans and leases held for sale | $246,000 | 1,387 |
| Unused loan commitments | $60,782,000 | 1,369 |
| Tier 1 (core) risk-based capital | $33,550,000 | 1,603 |
| Tier 2 risk-based capital | $3,809,000 | 1,205 |
| Total risk weighted assets | $304,059,000 | 1,363 |
| Total unused commitments | $60,782,000 | 1,369 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 163 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $478,962,000 | 1,191 |
| Cash and due from depository institutions | $13,134,000 | 986 |
| Interest-bearing balances | $651,000 | 3,255 |
| Securities | $138,382,000 | 922 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $300,612,000 | 1,268 |
| Loan loss allowance | $4,485,000 | 1,061 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,731,000 | 1,781 |
| Other real estate owned | $0 | 986 |
| Goodwill and other intangibles | $787,000 | 1,777 |
| All other assets | $20,316,000 | 786 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $478,962,000 | 1,191 |
| Total liabilities | $443,032,000 | 1,161 |
| Total deposits | $309,573,000 | 1,483 |
| Interest-bearing deposits | $287,970,000 | 1,344 |
| Deposits held in domestic offices | $309,573,000 | 1,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $127,474,000 | 457 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,985,000 | 792 |
| Total equity capital | $35,930,000 | 1,583 |
| Total bank equity capital | $35,930,000 | 1,583 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,249,000 | 2,508 |
| Surplus | $4,882,000 | 3,565 |
| Undivided profits | $29,799,000 | 1,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,253,000 | 2,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 887 |
| Income earned, not collected on loans | $999,000 | 3,126 |
| Earning assets | $439,645,000 | 1,193 |
| Long-term assets (5+ years) | $217,543,000 | 505 |
| Average Assets, year-to-date | $458,927,250 | 1,193 |
| Average Assets, quarterly | $472,884,500 | 1,195 |
| Volatile liabilities | $74,688,000 | 1,493 |
| Insider loans | $5,074,000 | 1,152 |
| FHLB advances | $112,307,000 | 422 |
| Loans and leases held for sale | $204,000 | 1,496 |
| Unused loan commitments | $57,477,000 | 1,406 |
| Tier 1 (core) risk-based capital | $34,980,000 | 1,507 |
| Tier 2 risk-based capital | $3,759,000 | 1,202 |
| Total risk weighted assets | $299,958,000 | 1,351 |
| Total unused commitments | $57,477,000 | 1,408 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 162 | 1,001 |
| Assets and Liabilities | ||
| Total Assets: | $466,807,000 | 1,209 |
| Cash and due from depository institutions | $10,879,000 | 1,001 |
| Interest-bearing balances | $677,000 | 3,255 |
| Securities | $133,409,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $293,311,000 | 1,277 |
| Loan loss allowance | $4,445,000 | 1,047 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,840,000 | 1,723 |
| Other real estate owned | $0 | 1,001 |
| Goodwill and other intangibles | $796,000 | 1,763 |
| All other assets | $22,572,000 | 718 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $466,807,000 | 1,209 |
| Total liabilities | $433,518,000 | 1,169 |
| Total deposits | $284,669,000 | 1,608 |
| Interest-bearing deposits | $265,350,000 | 1,470 |
| Deposits held in domestic offices | $284,669,000 | 1,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $142,938,000 | 419 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,911,000 | 768 |
| Total equity capital | $33,289,000 | 1,634 |
| Total bank equity capital | $33,289,000 | 1,634 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,249,000 | 2,511 |
| Surplus | $4,882,000 | 3,521 |
| Undivided profits | $27,158,000 | 1,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,235,000 | 2,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $165,000 | 674 |
| Income earned, not collected on loans | $1,125,000 | 2,620 |
| Earning assets | $427,397,000 | 1,199 |
| Long-term assets (5+ years) | $214,662,000 | 535 |
| Average Assets, year-to-date | $452,249,000 | 1,204 |
| Average Assets, quarterly | $450,276,500 | 1,226 |
| Volatile liabilities | $97,211,000 | 1,159 |
| Insider loans | $4,994,000 | 1,126 |
| FHLB advances | $134,663,000 | 374 |
| Loans and leases held for sale | $69,000 | 1,749 |
| Unused loan commitments | $56,660,000 | 1,414 |
| Tier 1 (core) risk-based capital | $34,094,000 | 1,513 |
| Tier 2 risk-based capital | $3,389,000 | 1,323 |
| Total risk weighted assets | $270,086,000 | 1,479 |
| Total unused commitments | $56,660,000 | 1,417 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 162 | 1,003 |
| Assets and Liabilities | ||
| Total Assets: | $433,746,000 | 1,280 |
| Cash and due from depository institutions | $6,787,000 | 1,003 |
| Interest-bearing balances | $661,000 | 3,489 |
| Securities | $125,911,000 | 1,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $275,111,000 | 1,328 |
| Loan loss allowance | $4,339,000 | 1,058 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,901,000 | 1,673 |
| Other real estate owned | $0 | 1,003 |
| Goodwill and other intangibles | $809,000 | 1,754 |
| All other assets | $19,227,000 | 790 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $433,746,000 | 1,280 |
| Total liabilities | $398,088,000 | 1,255 |
| Total deposits | $281,599,000 | 1,598 |
| Interest-bearing deposits | $266,669,000 | 1,444 |
| Deposits held in domestic offices | $281,599,000 | 1,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $110,465,000 | 465 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,024,000 | 815 |
| Total equity capital | $35,658,000 | 1,554 |
| Total bank equity capital | $35,658,000 | 1,554 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,245,000 | 2,509 |
| Surplus | $4,886,000 | 3,476 |
| Undivided profits | $29,527,000 | 1,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,467,000 | 1,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $193,000 | 658 |
| Income earned, not collected on loans | $1,051,000 | 2,755 |
| Earning assets | $401,683,000 | 1,268 |
| Long-term assets (5+ years) | $200,388,000 | 548 |
| Average Assets, year-to-date | $444,970,000 | 1,231 |
| Average Assets, quarterly | $444,970,000 | 1,231 |
| Volatile liabilities | $68,180,000 | 1,502 |
| Insider loans | $4,773,000 | 1,171 |
| FHLB advances | $100,726,000 | 444 |
| Loans and leases held for sale | $351,000 | 1,435 |
| Unused loan commitments | $56,697,000 | 1,364 |
| Tier 1 (core) risk-based capital | $33,347,000 | 1,536 |
| Tier 2 risk-based capital | $3,154,000 | 1,414 |
| Total risk weighted assets | $251,100,000 | 1,559 |
| Total unused commitments | $56,697,000 | 1,368 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 162 | 1,005 |
| Assets and Liabilities | ||
| Total Assets: | $456,194,000 | 1,212 |
| Cash and due from depository institutions | $14,702,000 | 1,005 |
| Interest-bearing balances | $1,711,000 | 2,364 |
| Securities | $132,796,000 | 1,016 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $283,073,000 | 1,272 |
| Loan loss allowance | $4,339,000 | 1,064 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,819,000 | 1,681 |
| Other real estate owned | $0 | 1,005 |
| Goodwill and other intangibles | $590,000 | 1,950 |
| All other assets | $19,214,000 | 811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $456,194,000 | 1,212 |
| Total liabilities | $422,030,000 | 1,180 |
| Total deposits | $298,613,000 | 1,498 |
| Interest-bearing deposits | $278,186,000 | 1,353 |
| Deposits held in domestic offices | $298,613,000 | 1,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $117,729,000 | 474 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,688,000 | 851 |
| Total equity capital | $34,164,000 | 1,598 |
| Total bank equity capital | $34,164,000 | 1,598 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,245,000 | 2,527 |
| Surplus | $4,886,000 | 3,443 |
| Undivided profits | $28,033,000 | 1,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $222,000 | 566 |
| Income earned, not collected on loans | $983,000 | 3,044 |
| Earning assets | $417,580,000 | 1,205 |
| Long-term assets (5+ years) | $209,676,000 | 536 |
| Average Assets, year-to-date | $403,765,600 | 1,341 |
| Average Assets, quarterly | $436,240,500 | 1,259 |
| Volatile liabilities | $86,539,000 | 1,237 |
| Insider loans | $4,979,000 | 1,100 |
| FHLB advances | $105,027,000 | 434 |
| Loans and leases held for sale | $937,000 | 909 |
| Unused loan commitments | $46,840,000 | 1,549 |
| Tier 1 (core) risk-based capital | $32,563,000 | 1,558 |
| Tier 2 risk-based capital | $3,148,000 | 1,409 |
| Total risk weighted assets | $250,630,000 | 1,547 |
| Total unused commitments | $46,840,000 | 1,551 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 162 | 1,025 |
| Assets and Liabilities | ||
| Total Assets: | $416,287,000 | 1,350 |
| Cash and due from depository institutions | $11,155,000 | 1,025 |
| Interest-bearing balances | $2,000 | 6,934 |
| Securities | $109,957,000 | 1,206 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $271,870,000 | 1,324 |
| Loan loss allowance | $4,222,000 | 1,095 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,919,000 | 1,647 |
| Other real estate owned | $0 | 1,025 |
| Goodwill and other intangibles | $438,000 | 2,094 |
| All other assets | $16,948,000 | 904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $416,287,000 | 1,350 |
| Total liabilities | $383,598,000 | 1,315 |
| Total deposits | $302,603,000 | 1,484 |
| Interest-bearing deposits | $283,792,000 | 1,343 |
| Deposits held in domestic offices | $302,603,000 | 1,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $75,063,000 | 623 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,932,000 | 850 |
| Total equity capital | $32,689,000 | 1,675 |
| Total bank equity capital | $32,689,000 | 1,675 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,245,000 | 2,542 |
| Surplus | $4,886,000 | 3,374 |
| Undivided profits | $26,558,000 | 1,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,005,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $275,000 | 572 |
| Income earned, not collected on loans | $981,000 | 3,205 |
| Earning assets | $381,829,000 | 1,345 |
| Long-term assets (5+ years) | $170,597,000 | 649 |
| Average Assets, year-to-date | $390,658,500 | 1,406 |
| Average Assets, quarterly | $405,741,500 | 1,385 |
| Volatile liabilities | $57,907,000 | 1,685 |
| Insider loans | $4,989,000 | 1,081 |
| FHLB advances | $59,123,000 | 672 |
| Loans and leases held for sale | $363,000 | 1,533 |
| Unused loan commitments | $52,766,000 | 1,405 |
| Tier 1 (core) risk-based capital | $31,185,000 | 1,646 |
| Tier 2 risk-based capital | $3,012,000 | 1,459 |
| Total risk weighted assets | $239,719,000 | 1,605 |
| Total unused commitments | $52,766,000 | 1,409 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 162 | 1,030 |
| Assets and Liabilities | ||
| Total Assets: | $395,196,000 | 1,414 |
| Cash and due from depository institutions | $11,357,000 | 1,030 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $114,768,000 | 1,152 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $245,678,000 | 1,449 |
| Loan loss allowance | $4,128,000 | 1,112 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,015,000 | 1,589 |
| Other real estate owned | $0 | 1,030 |
| Goodwill and other intangibles | $466,000 | 2,011 |
| All other assets | $16,912,000 | 878 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $395,196,000 | 1,414 |
| Total liabilities | $362,024,000 | 1,380 |
| Total deposits | $278,271,000 | 1,594 |
| Interest-bearing deposits | $263,132,000 | 1,432 |
| Deposits held in domestic offices | $278,271,000 | 1,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $77,762,000 | 615 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,991,000 | 885 |
| Total equity capital | $33,172,000 | 1,650 |
| Total bank equity capital | $33,172,000 | 1,650 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,245,000 | 2,542 |
| Surplus | $4,886,000 | 3,345 |
| Undivided profits | $27,041,000 | 1,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,492,000 | 1,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $300,000 | 571 |
| Income earned, not collected on loans | $1,076,000 | 2,829 |
| Earning assets | $360,447,000 | 1,413 |
| Long-term assets (5+ years) | $138,525,000 | 756 |
| Average Assets, year-to-date | $382,115,670 | 1,420 |
| Average Assets, quarterly | $387,267,500 | 1,417 |
| Volatile liabilities | $51,841,000 | 1,829 |
| Insider loans | $4,982,000 | 1,067 |
| FHLB advances | $67,563,000 | 598 |
| Loans and leases held for sale | $3,233,000 | 905 |
| Unused loan commitments | $48,690,000 | 1,462 |
| Tier 1 (core) risk-based capital | $30,402,000 | 1,648 |
| Tier 2 risk-based capital | $2,880,000 | 1,469 |
| Total risk weighted assets | $229,170,000 | 1,634 |
| Total unused commitments | $48,690,000 | 1,470 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 168 | 971 |
| Assets and Liabilities | ||
| Total Assets: | $379,339,000 | 1,437 |
| Cash and due from depository institutions | $9,510,000 | 971 |
| Interest-bearing balances | $552,000 | 3,751 |
| Securities | $119,469,000 | 1,081 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $227,088,000 | 1,548 |
| Loan loss allowance | $3,850,000 | 1,174 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,094,000 | 1,534 |
| Other real estate owned | $0 | 971 |
| Goodwill and other intangibles | $477,000 | 1,976 |
| All other assets | $16,701,000 | 870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,339,000 | 1,437 |
| Total liabilities | $347,207,000 | 1,408 |
| Total deposits | $271,862,000 | 1,615 |
| Interest-bearing deposits | $256,910,000 | 1,471 |
| Deposits held in domestic offices | $271,862,000 | 1,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $69,466,000 | 644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,879,000 | 911 |
| Total equity capital | $32,132,000 | 1,665 |
| Total bank equity capital | $32,132,000 | 1,665 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,245,000 | 2,555 |
| Surplus | $4,886,000 | 3,302 |
| Undivided profits | $26,001,000 | 1,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,021,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $269,000 | 576 |
| Income earned, not collected on loans | $984,000 | 3,089 |
| Earning assets | $347,109,000 | 1,441 |
| Long-term assets (5+ years) | $130,664,000 | 775 |
| Average Assets, year-to-date | $375,575,500 | 1,441 |
| Average Assets, quarterly | $375,575,500 | 1,441 |
| Volatile liabilities | $41,473,000 | 2,140 |
| Insider loans | $4,786,000 | 1,099 |
| FHLB advances | $57,078,000 | 654 |
| Loans and leases held for sale | $2,449,000 | 917 |
| Unused loan commitments | $50,401,000 | 1,378 |
| Tier 1 (core) risk-based capital | $29,758,000 | 1,660 |
| Tier 2 risk-based capital | $2,737,000 | 1,513 |
| Total risk weighted assets | $217,822,000 | 1,673 |
| Total unused commitments | $50,401,000 | 1,390 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 162 | 1,004 |
| Assets and Liabilities | ||
| Total Assets: | $371,812,000 | 1,450 |
| Cash and due from depository institutions | $14,447,000 | 1,004 |
| Interest-bearing balances | $4,324,000 | 1,552 |
| Securities | $104,355,000 | 1,188 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,626 |
| Net loans & leases | $228,079,000 | 1,531 |
| Loan loss allowance | $3,679,000 | 1,210 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,129,000 | 1,510 |
| Other real estate owned | $0 | 1,004 |
| Goodwill and other intangibles | $391,000 | 2,076 |
| All other assets | $16,211,000 | 872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $371,812,000 | 1,450 |
| Total liabilities | $340,365,000 | 1,424 |
| Total deposits | $275,911,000 | 1,548 |
| Interest-bearing deposits | $260,129,000 | 1,416 |
| Deposits held in domestic offices | $275,911,000 | 1,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $59,283,000 | 725 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,171,000 | 971 |
| Total equity capital | $31,447,000 | 1,665 |
| Total bank equity capital | $31,447,000 | 1,665 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,245,000 | 2,558 |
| Surplus | $4,886,000 | 3,264 |
| Undivided profits | $25,316,000 | 1,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,876,000 | 1,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $271,000 | 539 |
| Income earned, not collected on loans | $945,000 | 3,386 |
| Earning assets | $338,958,000 | 1,460 |
| Long-term assets (5+ years) | $116,760,000 | 840 |
| Average Assets, year-to-date | $363,998,600 | 1,408 |
| Average Assets, quarterly | $377,529,000 | 1,408 |
| Volatile liabilities | $35,926,000 | 2,422 |
| Insider loans | $4,522,000 | 1,135 |
| FHLB advances | $45,959,000 | 757 |
| Loans and leases held for sale | $5,421,000 | 674 |
| Unused loan commitments | $51,511,000 | 1,310 |
| Tier 1 (core) risk-based capital | $29,290,000 | 1,652 |
| Tier 2 risk-based capital | $2,691,000 | 1,507 |
| Total risk weighted assets | $214,324,000 | 1,673 |
| Total unused commitments | $51,511,000 | 1,312 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 154 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $354,255,000 | 1,441 |
| Cash and due from depository institutions | $21,066,000 | 1,056 |
| Interest-bearing balances | $10,198,000 | 686 |
| Securities | $97,811,000 | 1,165 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 6,105 |
| Net loans & leases | $211,079,000 | 1,571 |
| Loan loss allowance | $3,452,000 | 1,194 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,371,000 | 1,388 |
| Other real estate owned | $0 | 1,056 |
| Goodwill and other intangibles | $216,000 | 2,324 |
| All other assets | $16,912,000 | 806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,255,000 | 1,441 |
| Total liabilities | $327,525,000 | 1,393 |
| Total deposits | $268,424,000 | 1,494 |
| Interest-bearing deposits | $251,620,000 | 1,388 |
| Deposits held in domestic offices | $268,424,000 | 1,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $54,365,000 | 725 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,736,000 | 1,027 |
| Total equity capital | $26,730,000 | 1,823 |
| Total bank equity capital | $26,730,000 | 1,823 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,245,000 | 2,601 |
| Surplus | $4,886,000 | 3,179 |
| Undivided profits | $20,599,000 | 1,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,899,000 | 1,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $296,000 | 506 |
| Income earned, not collected on loans | $1,016,000 | 3,415 |
| Earning assets | $319,888,000 | 1,448 |
| Long-term assets (5+ years) | $128,810,000 | 768 |
| Average Assets, year-to-date | $343,031,600 | 1,409 |
| Average Assets, quarterly | $351,799,000 | 1,431 |
| Volatile liabilities | $40,678,000 | 2,093 |
| Insider loans | $2,410,000 | 2,037 |
| FHLB advances | $41,957,000 | 760 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $40,883,000 | 1,474 |
| Tier 1 (core) risk-based capital | $26,274,000 | 1,736 |
| Tier 2 risk-based capital | $2,556,000 | 1,484 |
| Total risk weighted assets | $203,638,000 | 1,671 |
| Total unused commitments | $40,883,000 | 1,478 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 148 | 1,087 |
| Assets and Liabilities | ||
| Total Assets: | $340,804,000 | 1,415 |
| Cash and due from depository institutions | $10,353,000 | 1,087 |
| Interest-bearing balances | $46,000 | 5,432 |
| Securities | $109,505,000 | 1,022 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $202,131,000 | 1,581 |
| Loan loss allowance | $3,376,000 | 1,177 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,371,000 | 1,331 |
| Other real estate owned | $0 | 1,087 |
| Goodwill and other intangibles | $222,000 | 2,278 |
| All other assets | $12,222,000 | 837 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,804,000 | 1,415 |
| Total liabilities | $317,315,000 | 1,366 |
| Total deposits | $246,190,000 | 1,554 |
| Interest-bearing deposits | $218,038,000 | 1,530 |
| Deposits held in domestic offices | $246,190,000 | 1,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $66,487,000 | 618 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,638,000 | 1,054 |
| Total equity capital | $23,489,000 | 1,981 |
| Total bank equity capital | $23,489,000 | 1,981 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,245,000 | 2,663 |
| Surplus | $4,886,000 | 3,101 |
| Undivided profits | $17,358,000 | 1,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,766,000 | 690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $247,000 | 491 |
| Income earned, not collected on loans | $1,205,000 | 2,201 |
| Earning assets | $311,682,000 | 1,420 |
| Long-term assets (5+ years) | $140,632,000 | 668 |
| Average Assets, year-to-date | $293,626,200 | 1,553 |
| Average Assets, quarterly | $345,845,500 | 1,366 |
| Volatile liabilities | $76,367,000 | 1,214 |
| Insider loans | $2,440,000 | 1,929 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $320,000 | 1,079 |
| Unused loan commitments | $36,929,000 | 1,474 |
| Tier 1 (core) risk-based capital | $23,721,000 | 1,873 |
| Tier 2 risk-based capital | $2,555,070 | 1,417 |
| Total risk weighted assets | $203,584,370 | 1,599 |
| Total unused commitments | $36,929,000 | 1,475 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 118 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $256,909,000 | 1,820 |
| Cash and due from depository institutions | $9,074,000 | 1,442 |
| Interest-bearing balances | $114,000 | 4,498 |
| Securities | $107,040,000 | 1,067 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $125,707,000 | 2,380 |
| Loan loss allowance | $2,629,000 | 1,433 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,986,000 | 2,864 |
| Other real estate owned | $0 | 1,442 |
| Goodwill and other intangibles | $280,000 | 2,218 |
| All other assets | $11,822,000 | 866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,909,000 | 1,820 |
| Total liabilities | $229,785,000 | 1,850 |
| Total deposits | $192,990,000 | 1,966 |
| Interest-bearing deposits | $167,479,000 | 1,943 |
| Deposits held in domestic offices | $192,990,000 | 1,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,887,000 | 1,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,908,000 | 953 |
| Total equity capital | $27,124,000 | 1,634 |
| Total bank equity capital | $27,124,000 | 1,634 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,245,000 | 2,725 |
| Surplus | $2,500,000 | 4,810 |
| Undivided profits | $23,379,000 | 1,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $537,000 | 3,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 796 |
| Income earned, not collected on loans | $805,000 | 2,900 |
| Earning assets | $232,861,000 | 1,850 |
| Long-term assets (5+ years) | $108,102,000 | 895 |
| Average Assets, year-to-date | $251,375,200 | 1,791 |
| Average Assets, quarterly | $260,607,500 | 1,793 |
| Volatile liabilities | $41,754,000 | 1,919 |
| Insider loans | $2,014,000 | 2,217 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $594,000 | 869 |
| Unused loan commitments | $35,908,000 | 1,524 |
| Tier 1 (core) risk-based capital | $29,222,000 | 1,488 |
| Tier 2 risk-based capital | $1,862,980 | 1,821 |
| Total risk weighted assets | $148,272,380 | 2,065 |
| Total unused commitments | $35,908,000 | 1,525 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 111 | 1,517 |
| Assets and Liabilities | ||
| Total Assets: | $249,813,000 | 1,841 |
| Cash and due from depository institutions | $12,114,000 | 1,517 |
| Interest-bearing balances | $4,308,000 | 1,370 |
| Securities | $110,673,000 | 1,041 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,395 |
| Net loans & leases | $114,552,000 | 2,426 |
| Loan loss allowance | $2,435,000 | 1,484 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,654,000 | 3,038 |
| Other real estate owned | $376,000 | 1,517 |
| Goodwill and other intangibles | $204,000 | 2,338 |
| All other assets | $4,240,000 | 1,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,813,000 | 1,841 |
| Total liabilities | $221,719,000 | 1,880 |
| Total deposits | $188,527,000 | 2,005 |
| Interest-bearing deposits | $165,206,000 | 1,965 |
| Deposits held in domestic offices | $188,527,000 | 2,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $29,417,000 | 827 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,775,000 | 1,225 |
| Total equity capital | $28,094,000 | 1,586 |
| Total bank equity capital | $28,094,000 | 1,586 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,246,000 | 2,710 |
| Surplus | $2,500,000 | 4,694 |
| Undivided profits | $24,348,000 | 1,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $582,000 | 3,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $726,000 | 3,203 |
| Earning assets | $234,533,000 | 1,823 |
| Long-term assets (5+ years) | $109,017,000 | 829 |
| Average Assets, year-to-date | $234,419,000 | 1,867 |
| Average Assets, quarterly | $248,088,000 | 1,828 |
| Volatile liabilities | $40,446,000 | 1,681 |
| Insider loans | $1,981,000 | 2,131 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,138,000 | 461 |
| Unused loan commitments | $32,333,000 | 1,572 |
| Tier 1 (core) risk-based capital | $26,833,000 | 1,571 |
| Tier 2 risk-based capital | $1,664,450 | 1,909 |
| Total risk weighted assets | $132,385,650 | 2,153 |
| Total unused commitments | $32,333,000 | 1,576 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 110 | 1,585 |
| Assets and Liabilities | ||
| Total Assets: | $221,627,000 | 2,060 |
| Cash and due from depository institutions | $7,800,000 | 1,585 |
| Interest-bearing balances | $363,000 | 3,423 |
| Securities | $95,524,000 | 1,200 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,827 |
| Net loans & leases | $108,102,000 | 2,562 |
| Loan loss allowance | $2,213,000 | 1,623 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,845,000 | 2,760 |
| Other real estate owned | $376,000 | 1,585 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,880,000 | 1,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,627,000 | 2,060 |
| Total liabilities | $196,172,000 | 2,088 |
| Total deposits | $177,565,000 | 2,106 |
| Interest-bearing deposits | $156,813,000 | 2,062 |
| Deposits held in domestic offices | $177,565,000 | 2,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $9,273,000 | 1,454 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $9,334,000 | 664 |
| Total equity capital | $25,455,000 | 1,755 |
| Total bank equity capital | $25,455,000 | 1,755 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,250,000 | 2,702 |
| Surplus | $2,500,000 | 4,683 |
| Undivided profits | $21,705,000 | 1,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $712,000 | 3,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $679,000 | 3,469 |
| Earning assets | $206,089,000 | 2,034 |
| Long-term assets (5+ years) | $99,115,000 | 784 |
| Average Assets, year-to-date | $214,030,000 | 2,030 |
| Average Assets, quarterly | $220,567,000 | 2,044 |
| Volatile liabilities | $19,758,000 | 3,025 |
| Insider loans | $3,237,000 | 1,299 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,138,000 | 468 |
| Unused loan commitments | $28,121,000 | 1,658 |
| Tier 1 (core) risk-based capital | $25,062,000 | 1,693 |
| Tier 2 risk-based capital | $1,515,430 | 1,977 |
| Total risk weighted assets | $120,536,630 | 2,306 |
| Total unused commitments | $28,121,000 | 1,662 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 107 | 1,742 |
| Assets and Liabilities | ||
| Total Assets: | $201,259,000 | 2,336 |
| Cash and due from depository institutions | $9,582,000 | 1,742 |
| Interest-bearing balances | $2,144,000 | 1,560 |
| Securities | $81,027,000 | 1,492 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $102,181,000 | 2,724 |
| Loan loss allowance | $2,084,000 | 1,833 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,915,000 | 2,671 |
| Other real estate owned | $843,000 | 1,742 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,711,000 | 1,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,259,000 | 2,336 |
| Total liabilities | $178,064,000 | 2,373 |
| Total deposits | $166,574,000 | 2,327 |
| Interest-bearing deposits | $147,314,000 | 2,254 |
| Deposits held in domestic offices | $166,574,000 | 2,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,385,000 | 2,112 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,175,000 | 1,654 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,930,000 | 1,496 |
| Total equity capital | $23,195,000 | 1,925 |
| Total bank equity capital | $23,195,000 | 1,925 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,250,000 | 2,879 |
| Surplus | $2,500,000 | 4,745 |
| Undivided profits | $19,445,000 | 1,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $688,000 | 3,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $246,000 | 533 |
| Income earned, not collected on loans | $607,000 | 3,797 |
| Earning assets | $185,352,000 | 2,327 |
| Long-term assets (5+ years) | $63,750,000 | 1,048 |
| Average Assets, year-to-date | $195,216,800 | 2,311 |
| Average Assets, quarterly | $199,108,000 | 2,343 |
| Volatile liabilities | $15,005,000 | 3,617 |
| Insider loans | $3,838,000 | 1,129 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,241,000 | 408 |
| Unused loan commitments | $28,092,000 | 1,615 |
| Tier 1 (core) risk-based capital | $23,412,000 | 1,844 |
| Tier 2 risk-based capital | $1,419,830 | 2,149 |
| Total risk weighted assets | $112,921,930 | 2,484 |
| Total unused commitments | $28,092,000 | 1,632 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 110 | 1,744 |
| Assets and Liabilities | ||
| Total Assets: | $190,867,000 | 2,459 |
| Cash and due from depository institutions | $13,666,000 | 1,744 |
| Interest-bearing balances | $6,507,000 | 747 |
| Securities | $76,577,000 | 1,652 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $92,499,000 | 2,905 |
| Loan loss allowance | $1,878,000 | 2,052 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,529,000 | 2,187 |
| Other real estate owned | $845,000 | 1,744 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,751,000 | 2,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,867,000 | 2,459 |
| Total liabilities | $168,041,000 | 2,499 |
| Total deposits | $164,662,000 | 2,377 |
| Interest-bearing deposits | $145,153,000 | 2,334 |
| Deposits held in domestic offices | $164,662,000 | 2,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $877,000 | 2,783 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $110,000 | 4,327 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,392,000 | 1,818 |
| Total equity capital | $22,826,000 | 1,967 |
| Total bank equity capital | $22,826,000 | 1,967 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $2,500,000 | 4,741 |
| Undivided profits | $19,076,000 | 1,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $666,000 | 3,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $246,000 | 512 |
| Income earned, not collected on loans | $654,000 | 3,642 |
| Earning assets | $175,583,000 | 2,451 |
| Long-term assets (5+ years) | $43,565,000 | 1,331 |
| Average Assets, year-to-date | $182,991,600 | 2,458 |
| Average Assets, quarterly | $191,196,000 | 2,426 |
| Volatile liabilities | $7,763,000 | 5,408 |
| Insider loans | $610,000 | 5,069 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,227,000 | 750 |
| Unused loan commitments | $31,796,000 | 1,424 |
| Tier 1 (core) risk-based capital | $22,258,000 | 1,934 |
| Tier 2 risk-based capital | $1,297,770 | 2,303 |
| Total risk weighted assets | $103,241,070 | 2,651 |
| Total unused commitments | $31,796,000 | 1,434 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 116 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $181,518,000 | 2,531 |
| Cash and due from depository institutions | $7,120,000 | 1,719 |
| Interest-bearing balances | $181,000 | 4,736 |
| Securities | $81,286,000 | 1,594 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 4,408 |
| Net loans & leases | $82,617,000 | 3,131 |
| Loan loss allowance | $1,929,000 | 2,033 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,381,000 | 2,197 |
| Other real estate owned | $905,000 | 1,719 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,659,000 | 1,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,518,000 | 2,531 |
| Total liabilities | $162,324,000 | 2,559 |
| Total deposits | $160,337,000 | 2,395 |
| Interest-bearing deposits | $139,990,000 | 2,384 |
| Deposits held in domestic offices | $160,337,000 | 2,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,987,000 | 1,805 |
| Total equity capital | $19,194,000 | 2,146 |
| Total bank equity capital | $19,194,000 | 2,146 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,250,000 | 3,089 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $15,444,000 | 1,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 5,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $523,000 | 4,023 |
| Earning assets | $165,634,000 | 2,526 |
| Long-term assets (5+ years) | $18,172,000 | 2,745 |
| Average Assets, year-to-date | $180,093,800 | 2,469 |
| Average Assets, quarterly | $183,468,000 | 2,480 |
| Volatile liabilities | $3,471,000 | 8,001 |
| Insider loans | $975,000 | 3,772 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $651,000 | 742 |
| Unused loan commitments | $28,370,000 | 1,487 |
| Tier 1 (core) risk-based capital | $20,583,000 | 2,018 |
| Tier 2 risk-based capital | $1,181,100 | 2,503 |
| Total risk weighted assets | $93,739,800 | 2,804 |
| Total unused commitments | $28,370,000 | 1,497 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 110 | 1,902 |
| Assets and Liabilities | ||
| Total Assets: | $181,861,000 | 2,547 |
| Cash and due from depository institutions | $17,719,000 | 1,902 |
| Interest-bearing balances | $11,145,000 | 550 |
| Securities | $73,820,000 | 1,884 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 4,131 |
| Net loans & leases | $80,275,000 | 3,156 |
| Loan loss allowance | $1,802,000 | 2,247 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,447,000 | 2,127 |
| Other real estate owned | $905,000 | 1,902 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,445,000 | 2,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,861,000 | 2,547 |
| Total liabilities | $162,973,000 | 2,577 |
| Total deposits | $161,188,000 | 2,466 |
| Interest-bearing deposits | $143,789,000 | 2,404 |
| Deposits held in domestic offices | $161,188,000 | 2,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $205,000 | 3,638 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,580,000 | 2,206 |
| Total equity capital | $18,888,000 | 2,154 |
| Total bank equity capital | $18,888,000 | 2,154 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,250,000 | 3,180 |
| Surplus | $2,500,000 | 4,679 |
| Undivided profits | $15,138,000 | 1,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $723,000 | 3,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 668 |
| Income earned, not collected on loans | $395,000 | 4,722 |
| Earning assets | $168,490,000 | 2,526 |
| Long-term assets (5+ years) | $30,181,000 | 1,896 |
| Average Assets, year-to-date | $176,364,400 | 2,553 |
| Average Assets, quarterly | $180,375,000 | 2,545 |
| Volatile liabilities | $5,643,000 | 6,097 |
| Insider loans | $1,061,000 | 3,573 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,583,000 | 883 |
| Unused loan commitments | $23,159,000 | 1,709 |
| Tier 1 (core) risk-based capital | $18,888,000 | 2,091 |
| Tier 2 risk-based capital | $1,101,430 | 2,646 |
| Total risk weighted assets | $87,413,530 | 2,956 |
| Total unused commitments | $23,159,000 | 1,731 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 106 | 2,044 |
| Assets and Liabilities | ||
| Total Assets: | $177,748,000 | 2,676 |
| Cash and due from depository institutions | $6,390,000 | 2,044 |
| Interest-bearing balances | $22,000 | 7,802 |
| Securities | $76,703,000 | 1,758 |
| Federal funds sold & reverse repurchase agreements | $3,175,000 | 4,845 |
| Net loans & leases | $84,370,000 | 3,092 |
| Loan loss allowance | $2,325,000 | 1,866 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,563,000 | 2,063 |
| Other real estate owned | $879,000 | 2,044 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,668,000 | 2,818 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,748,000 | 2,676 |
| Total liabilities | $160,417,000 | 2,706 |
| Total deposits | $157,480,000 | 2,615 |
| Interest-bearing deposits | $140,079,000 | 2,573 |
| Deposits held in domestic offices | $157,480,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,337,000 | 2,335 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,600,000 | 2,239 |
| Total equity capital | $17,331,000 | 2,221 |
| Total bank equity capital | $17,331,000 | 2,221 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,250,000 | 3,303 |
| Surplus | $2,500,000 | 4,610 |
| Undivided profits | $13,581,000 | 1,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 5,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $458,000 | 4,446 |
| Earning assets | $164,270,000 | 2,644 |
| Long-term assets (5+ years) | $34,950,000 | 1,616 |
| Average Assets, year-to-date | $173,608,200 | 2,656 |
| Average Assets, quarterly | $179,305,000 | 2,622 |
| Volatile liabilities | $6,084,000 | 5,836 |
| Insider loans | $495,000 | 1,851 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,698,000 | 596 |
| Unused loan commitments | $27,660,000 | 1,436 |
| Tier 1 (core) risk-based capital | $17,331,000 | 2,170 |
| Tier 2 risk-based capital | $1,243,400 | 2,399 |
| Total risk weighted assets | $98,390,700 | 2,712 |
| Total unused commitments | $27,660,000 | 1,451 |
| Derivatives | $0 | 651 |