Home > Union Trust Bank > Income and Expense
Union Trust Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 7,268 |
| Total interest expense | $1,421,000 | 7,371 |
| Net interest income | $1,790,000 | 7,072 |
| Provision for loan and lease losses | $44,000 | 6,827 |
| Total noninterest income | $296,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,837 |
| Total noninterest expense | $1,205,000 | 7,530 |
| Salaries and employee benefits | $631,000 | 7,585 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $422,000 | 7,044 |
| Pre-tax net operating income | $837,000 | 5,942 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $281,000 | 5,359 |
| Income before extraordinary items | $559,000 | 6,276 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $559,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $1,095,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $556,990 | 6,168 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 7,598 |
| Total interest expense | $1,371,000 | 7,656 |
| Net interest income | $1,755,000 | 7,420 |
| Provision for loan and lease losses | $123,000 | 4,577 |
| Total noninterest income | $252,000 | 7,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,819 |
| Total noninterest expense | $1,198,000 | 7,686 |
| Salaries and employee benefits | $641,000 | 7,655 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $394,000 | 7,407 |
| Pre-tax net operating income | $686,000 | 7,031 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $238,000 | 6,389 |
| Income before extraordinary items | $455,000 | 7,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $455,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $968,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $450,380 | 7,254 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 7,834 |
| Total interest expense | $1,329,000 | 8,024 |
| Net interest income | $1,804,000 | 7,557 |
| Provision for loan and lease losses | $39,000 | 7,052 |
| Total noninterest income | $267,000 | 7,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,940 |
| Total noninterest expense | $1,179,000 | 8,039 |
| Salaries and employee benefits | $629,000 | 7,955 |
| Premises and equipment expense | $157,000 | 7,897 |
| Additional noninterest expense | $393,000 | 7,935 |
| Pre-tax net operating income | $853,000 | 6,283 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $298,000 | 5,851 |
| Income before extraordinary items | $558,000 | 6,514 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $558,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,831 |
| Cash dividends | $584,000 | 3,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $556,050 | 6,467 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 8,133 |
| Total interest expense | $1,220,000 | 8,529 |
| Net interest income | $1,835,000 | 7,679 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $242,000 | 7,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,996 |
| Total noninterest expense | $1,188,000 | 8,248 |
| Salaries and employee benefits | $593,000 | 8,402 |
| Premises and equipment expense | $143,000 | 8,450 |
| Additional noninterest expense | $452,000 | 7,689 |
| Pre-tax net operating income | $805,000 | 6,819 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $276,000 | 6,289 |
| Income before extraordinary items | $532,000 | 7,015 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $532,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $243,000 | 5,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $530,020 | 7,009 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 7,929 |
| Total interest expense | $1,156,000 | 8,076 |
| Net interest income | $1,918,000 | 7,754 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $265,000 | 7,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,032 |
| Total noninterest expense | $1,337,000 | 8,125 |
| Salaries and employee benefits | $596,000 | 8,634 |
| Premises and equipment expense | $169,000 | 8,112 |
| Additional noninterest expense | $572,000 | 7,239 |
| Pre-tax net operating income | $741,000 | 7,182 |
| Securities gains (losses) | $-20,000 | 10,331 |
| Applicable income taxes | $237,000 | 6,725 |
| Income before extraordinary items | $484,000 | 7,434 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $484,000 | 7,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,996 |
| Cash dividends | $198,000 | 5,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $497,400 | 7,369 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 7,935 |
| Total interest expense | $1,303,000 | 7,875 |
| Net interest income | $1,940,000 | 7,860 |
| Provision for loan and lease losses | $145,000 | 4,744 |
| Total noninterest income | $262,000 | 8,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,953 |
| Total noninterest expense | $1,412,000 | 8,140 |
| Salaries and employee benefits | $606,000 | 8,751 |
| Premises and equipment expense | $179,000 | 8,164 |
| Additional noninterest expense | $627,000 | 7,105 |
| Pre-tax net operating income | $645,000 | 7,651 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $193,000 | 7,749 |
| Income before extraordinary items | $452,000 | 7,957 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $452,000 | 8,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,061 |
| Cash dividends | $190,000 | 5,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $452,000 | 7,694 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 8,168 |
| Total interest expense | $1,743,000 | 7,781 |
| Net interest income | $1,768,000 | 8,445 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $259,000 | 8,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,163 |
| Total noninterest expense | $1,273,000 | 8,753 |
| Salaries and employee benefits | $548,000 | 9,291 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $550,000 | 7,987 |
| Pre-tax net operating income | $549,000 | 8,077 |
| Securities gains (losses) | $82,000 | 3,330 |
| Applicable income taxes | $202,000 | 7,524 |
| Income before extraordinary items | $429,000 | 7,940 |
| Extraordinary gains, net | $1,000 | 1,417 |
| Net income | $430,000 | 8,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $170,000 | 5,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $373,240 | 8,123 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.