Home > Union State Bank > Income and Expense
Union State Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 6,874 |
| Total interest expense | $171,000 | 7,006 |
| Net interest income | $1,173,000 | 6,802 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $284,000 | 5,294 |
| Gross Fiduciary activities income | $6,000 | 1,141 |
| Service charges on deposit accounts | $120,000 | 5,261 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $158,000 | 4,794 |
| Total noninterest expense | $893,000 | 6,951 |
| Salaries and employee benefits | $554,000 | 6,799 |
| Premises and equipment expense | $76,000 | 6,991 |
| Additional noninterest expense | $263,000 | 6,969 |
| Pre-tax net operating income | $564,000 | 4,577 |
| Securities gains (losses) | $21,000 | 3,059 |
| Applicable income taxes | $26,000 | 4,025 |
| Income before extraordinary items | $559,000 | 4,496 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $559,000 | 4,499 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $559,000 | 4,498 |
| Net charge-offs | $-3,000 | 6,894 |
| Cash dividends | $326,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $538,840 | 4,434 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 6,949 |
| Total interest expense | $134,000 | 7,071 |
| Net interest income | $871,000 | 6,870 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $184,000 | 5,579 |
| Gross Fiduciary activities income | $4,000 | 1,120 |
| Service charges on deposit accounts | $88,000 | 5,318 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $92,000 | 5,182 |
| Total noninterest expense | $619,000 | 7,059 |
| Salaries and employee benefits | $376,000 | 6,930 |
| Premises and equipment expense | $57,000 | 7,055 |
| Additional noninterest expense | $186,000 | 7,068 |
| Pre-tax net operating income | $436,000 | 4,663 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $20,000 | 4,044 |
| Income before extraordinary items | $418,000 | 4,594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $418,000 | 4,596 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $418,000 | 4,595 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $194,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $416,100 | 4,476 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $665,000 | 7,015 |
| Total interest expense | $93,000 | 7,138 |
| Net interest income | $572,000 | 6,939 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $113,000 | 5,713 |
| Gross Fiduciary activities income | $3,000 | 1,112 |
| Service charges on deposit accounts | $55,000 | 5,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 5,350 |
| Total noninterest expense | $413,000 | 7,124 |
| Salaries and employee benefits | $256,000 | 6,976 |
| Premises and equipment expense | $37,000 | 7,135 |
| Additional noninterest expense | $120,000 | 7,155 |
| Pre-tax net operating income | $272,000 | 4,743 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $12,000 | 4,034 |
| Income before extraordinary items | $260,000 | 4,653 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $260,000 | 4,651 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $260,000 | 4,653 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $163,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $260,000 | 4,568 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $324,000 | 7,096 |
| Total interest expense | $48,000 | 7,191 |
| Net interest income | $276,000 | 7,002 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $38,000 | 6,263 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $191,000 | 7,241 |
| Salaries and employee benefits | $118,000 | 7,095 |
| Premises and equipment expense | $19,000 | 7,150 |
| Additional noninterest expense | $54,000 | 7,287 |
| Pre-tax net operating income | $123,000 | 4,897 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $117,000 | 4,805 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $117,000 | 4,804 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $117,000 | 4,806 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $117,000 | 4,740 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 7,054 |
| Total interest expense | $235,000 | 7,232 |
| Net interest income | $1,265,000 | 6,913 |
| Provision for loan and lease losses | $45,000 | 6,546 |
| Total noninterest income | $305,000 | 5,383 |
| Gross Fiduciary activities income | $7,000 | 1,193 |
| Service charges on deposit accounts | $105,000 | 5,417 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $193,000 | 4,642 |
| Total noninterest expense | $903,000 | 7,169 |
| Salaries and employee benefits | $563,000 | 7,006 |
| Premises and equipment expense | $84,000 | 7,176 |
| Additional noninterest expense | $256,000 | 7,244 |
| Pre-tax net operating income | $622,000 | 4,100 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $28,000 | 3,887 |
| Income before extraordinary items | $595,000 | 4,085 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $595,000 | 4,084 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $595,000 | 4,085 |
| Net charge-offs | $12,000 | 6,521 |
| Cash dividends | $470,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $594,040 | 3,950 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 7,151 |
| Total interest expense | $181,000 | 7,354 |
| Net interest income | $955,000 | 7,009 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $201,000 | 5,678 |
| Gross Fiduciary activities income | $4,000 | 1,188 |
| Service charges on deposit accounts | $79,000 | 5,500 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $118,000 | 4,995 |
| Total noninterest expense | $601,000 | 7,358 |
| Salaries and employee benefits | $371,000 | 7,210 |
| Premises and equipment expense | $61,000 | 7,295 |
| Additional noninterest expense | $169,000 | 7,412 |
| Pre-tax net operating income | $510,000 | 4,184 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $24,000 | 3,911 |
| Income before extraordinary items | $487,000 | 4,165 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $487,000 | 4,166 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $487,000 | 4,166 |
| Net charge-offs | $12,000 | 6,207 |
| Cash dividends | $227,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $486,050 | 4,015 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $759,000 | 7,208 |
| Total interest expense | $121,000 | 7,428 |
| Net interest income | $638,000 | 7,045 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $106,000 | 5,990 |
| Gross Fiduciary activities income | $3,000 | 1,181 |
| Service charges on deposit accounts | $51,000 | 5,564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $52,000 | 5,544 |
| Total noninterest expense | $408,000 | 7,395 |
| Salaries and employee benefits | $255,000 | 7,229 |
| Premises and equipment expense | $41,000 | 7,354 |
| Additional noninterest expense | $112,000 | 7,481 |
| Pre-tax net operating income | $306,000 | 4,377 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $14,000 | 3,954 |
| Income before extraordinary items | $293,000 | 4,353 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $293,000 | 4,352 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $293,000 | 4,352 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $185,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $292,050 | 4,207 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $384,000 | 7,297 |
| Total interest expense | $60,000 | 7,547 |
| Net interest income | $324,000 | 7,112 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $41,000 | 6,374 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $182,000 | 7,604 |
| Salaries and employee benefits | $113,000 | 7,455 |
| Premises and equipment expense | $21,000 | 7,415 |
| Additional noninterest expense | $48,000 | 7,687 |
| Pre-tax net operating income | $168,000 | 4,361 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $8,000 | 3,919 |
| Income before extraordinary items | $161,000 | 4,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 4,249 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $161,000 | 4,247 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $160,050 | 4,160 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 7,305 |
| Total interest expense | $372,000 | 7,407 |
| Net interest income | $1,297,000 | 7,134 |
| Provision for loan and lease losses | $105,000 | 6,376 |
| Total noninterest income | $326,000 | 5,477 |
| Gross Fiduciary activities income | $7,000 | 1,220 |
| Service charges on deposit accounts | $102,000 | 5,725 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $217,000 | 4,514 |
| Total noninterest expense | $871,000 | 7,535 |
| Salaries and employee benefits | $552,000 | 7,307 |
| Premises and equipment expense | $87,000 | 7,488 |
| Additional noninterest expense | $232,000 | 7,645 |
| Pre-tax net operating income | $647,000 | 3,667 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $30,000 | 3,503 |
| Income before extraordinary items | $617,000 | 3,557 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $617,000 | 3,557 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $617,000 | 3,556 |
| Net charge-offs | $163,000 | 5,229 |
| Cash dividends | $417,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $617,000 | 3,488 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 7,374 |
| Total interest expense | $304,000 | 7,454 |
| Net interest income | $962,000 | 7,208 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $198,000 | 5,899 |
| Gross Fiduciary activities income | $3,000 | 1,227 |
| Service charges on deposit accounts | $74,000 | 5,821 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $121,000 | 5,110 |
| Total noninterest expense | $598,000 | 7,665 |
| Salaries and employee benefits | $371,000 | 7,485 |
| Premises and equipment expense | $66,000 | 7,546 |
| Additional noninterest expense | $161,000 | 7,755 |
| Pre-tax net operating income | $562,000 | 3,712 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $26,000 | 3,685 |
| Income before extraordinary items | $536,000 | 3,568 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $536,000 | 3,565 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $536,000 | 3,568 |
| Net charge-offs | $25,000 | 6,127 |
| Cash dividends | $263,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $536,000 | 3,478 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $851,000 | 7,427 |
| Total interest expense | $224,000 | 7,459 |
| Net interest income | $627,000 | 7,276 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $123,000 | 6,056 |
| Gross Fiduciary activities income | $2,000 | 1,233 |
| Service charges on deposit accounts | $46,000 | 5,925 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $75,000 | 5,266 |
| Total noninterest expense | $414,000 | 7,696 |
| Salaries and employee benefits | $257,000 | 7,528 |
| Premises and equipment expense | $45,000 | 7,605 |
| Additional noninterest expense | $112,000 | 7,789 |
| Pre-tax net operating income | $336,000 | 3,977 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $16,000 | 3,810 |
| Income before extraordinary items | $320,000 | 3,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 3,860 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $320,000 | 3,860 |
| Net charge-offs | $25,000 | 5,459 |
| Cash dividends | $208,000 | 2,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $320,000 | 3,743 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 7,456 |
| Total interest expense | $116,000 | 7,512 |
| Net interest income | $318,000 | 7,278 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $71,000 | 5,797 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $47,000 | 4,942 |
| Total noninterest expense | $176,000 | 7,875 |
| Salaries and employee benefits | $114,000 | 7,702 |
| Premises and equipment expense | $22,000 | 7,659 |
| Additional noninterest expense | $40,000 | 7,998 |
| Pre-tax net operating income | $213,000 | 3,932 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $203,000 | 3,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $203,000 | 3,832 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $203,000 | 3,832 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $203,000 | 3,682 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 7,349 |
| Total interest expense | $688,000 | 7,345 |
| Net interest income | $1,292,000 | 7,259 |
| Provision for loan and lease losses | $61,000 | 6,423 |
| Total noninterest income | $349,000 | 5,558 |
| Gross Fiduciary activities income | $9,000 | 1,231 |
| Service charges on deposit accounts | $107,000 | 5,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $233,000 | 4,586 |
| Total noninterest expense | $838,000 | 7,751 |
| Salaries and employee benefits | $548,000 | 7,546 |
| Premises and equipment expense | $103,000 | 7,589 |
| Additional noninterest expense | $187,000 | 7,937 |
| Pre-tax net operating income | $742,000 | 4,301 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $39,000 | 3,983 |
| Income before extraordinary items | $706,000 | 3,932 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $706,000 | 3,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $703,150 | 4,073 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 7,402 |
| Total interest expense | $561,000 | 7,356 |
| Net interest income | $956,000 | 7,337 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $186,000 | 6,250 |
| Gross Fiduciary activities income | $5,000 | 1,239 |
| Service charges on deposit accounts | $77,000 | 5,898 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 5,570 |
| Total noninterest expense | $574,000 | 7,877 |
| Salaries and employee benefits | $367,000 | 7,715 |
| Premises and equipment expense | $78,000 | 7,612 |
| Additional noninterest expense | $129,000 | 8,031 |
| Pre-tax net operating income | $568,000 | 4,733 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $24,000 | 4,520 |
| Income before extraordinary items | $547,000 | 4,267 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $547,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $234,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $544,120 | 4,438 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 7,449 |
| Total interest expense | $409,000 | 7,332 |
| Net interest income | $618,000 | 7,416 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $124,000 | 6,313 |
| Gross Fiduciary activities income | $4,000 | 1,235 |
| Service charges on deposit accounts | $47,000 | 6,035 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $73,000 | 5,568 |
| Total noninterest expense | $394,000 | 7,902 |
| Salaries and employee benefits | $254,000 | 7,737 |
| Premises and equipment expense | $51,000 | 7,691 |
| Additional noninterest expense | $89,000 | 8,069 |
| Pre-tax net operating income | $348,000 | 5,045 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $17,000 | 4,768 |
| Income before extraordinary items | $332,000 | 4,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 4,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $188,000 | 3,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $331,050 | 4,774 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 7,472 |
| Total interest expense | $227,000 | 7,280 |
| Net interest income | $305,000 | 7,467 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $59,000 | 6,392 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,761 |
| Total noninterest expense | $172,000 | 8,073 |
| Salaries and employee benefits | $110,000 | 7,943 |
| Premises and equipment expense | $27,000 | 7,657 |
| Additional noninterest expense | $35,000 | 8,244 |
| Pre-tax net operating income | $192,000 | 5,028 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $182,000 | 4,851 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $182,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $182,950 | 4,735 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 7,432 |
| Total interest expense | $1,044,000 | 7,096 |
| Net interest income | $1,131,000 | 7,583 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $320,000 | 5,920 |
| Gross Fiduciary activities income | $15,000 | 1,198 |
| Service charges on deposit accounts | $90,000 | 6,164 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $215,000 | 4,918 |
| Total noninterest expense | $824,000 | 7,901 |
| Salaries and employee benefits | $522,000 | 7,743 |
| Premises and equipment expense | $100,000 | 7,747 |
| Additional noninterest expense | $202,000 | 8,019 |
| Pre-tax net operating income | $627,000 | 5,620 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $31,000 | 5,211 |
| Income before extraordinary items | $596,000 | 5,358 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $596,000 | 5,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $370,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $596,000 | 5,341 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 7,480 |
| Total interest expense | $792,000 | 7,110 |
| Net interest income | $834,000 | 7,650 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $203,000 | 6,274 |
| Gross Fiduciary activities income | $12,000 | 1,159 |
| Service charges on deposit accounts | $63,000 | 6,280 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $128,000 | 5,372 |
| Total noninterest expense | $579,000 | 7,963 |
| Salaries and employee benefits | $358,000 | 7,839 |
| Premises and equipment expense | $76,000 | 7,719 |
| Additional noninterest expense | $145,000 | 8,038 |
| Pre-tax net operating income | $458,000 | 5,936 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $23,000 | 5,406 |
| Income before extraordinary items | $435,000 | 5,649 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $435,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $227,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $435,000 | 5,638 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 7,527 |
| Total interest expense | $523,000 | 7,145 |
| Net interest income | $556,000 | 7,706 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $131,000 | 6,386 |
| Gross Fiduciary activities income | $10,000 | 1,140 |
| Service charges on deposit accounts | $38,000 | 6,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $383,000 | 8,018 |
| Salaries and employee benefits | $246,000 | 7,855 |
| Premises and equipment expense | $49,000 | 7,801 |
| Additional noninterest expense | $88,000 | 8,157 |
| Pre-tax net operating income | $304,000 | 6,006 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $15,000 | 5,484 |
| Income before extraordinary items | $289,000 | 5,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $289,000 | 5,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $185,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $289,000 | 5,721 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 7,603 |
| Total interest expense | $248,000 | 7,266 |
| Net interest income | $278,000 | 7,757 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $76,000 | 6,073 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $59,000 | 4,788 |
| Total noninterest expense | $168,000 | 8,183 |
| Salaries and employee benefits | $109,000 | 8,038 |
| Premises and equipment expense | $25,000 | 7,791 |
| Additional noninterest expense | $34,000 | 8,389 |
| Pre-tax net operating income | $186,000 | 5,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $177,000 | 5,329 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $177,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $177,000 | 5,308 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 7,556 |
| Total interest expense | $828,000 | 7,267 |
| Net interest income | $1,158,000 | 7,633 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $249,000 | 6,532 |
| Gross Fiduciary activities income | $8,000 | 1,304 |
| Service charges on deposit accounts | $75,000 | 6,508 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $166,000 | 5,449 |
| Total noninterest expense | $806,000 | 7,997 |
| Salaries and employee benefits | $535,000 | 7,772 |
| Premises and equipment expense | $81,000 | 8,024 |
| Additional noninterest expense | $190,000 | 8,171 |
| Pre-tax net operating income | $601,000 | 6,189 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $28,000 | 5,792 |
| Income before extraordinary items | $573,000 | 5,911 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $573,000 | 5,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $370,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $573,000 | 5,907 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 7,637 |
| Total interest expense | $589,000 | 7,341 |
| Net interest income | $871,000 | 7,699 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $147,000 | 6,992 |
| Gross Fiduciary activities income | $5,000 | 1,291 |
| Service charges on deposit accounts | $58,000 | 6,554 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $84,000 | 6,144 |
| Total noninterest expense | $566,000 | 8,093 |
| Salaries and employee benefits | $367,000 | 7,893 |
| Premises and equipment expense | $64,000 | 8,006 |
| Additional noninterest expense | $135,000 | 8,251 |
| Pre-tax net operating income | $452,000 | 6,414 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $22,000 | 5,926 |
| Income before extraordinary items | $430,000 | 6,090 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $430,000 | 6,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $227,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $430,000 | 6,086 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $953,000 | 7,677 |
| Total interest expense | $372,000 | 7,385 |
| Net interest income | $581,000 | 7,747 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $93,000 | 7,104 |
| Gross Fiduciary activities income | $3,000 | 1,300 |
| Service charges on deposit accounts | $36,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,262 |
| Total noninterest expense | $386,000 | 8,092 |
| Salaries and employee benefits | $253,000 | 7,882 |
| Premises and equipment expense | $42,000 | 8,021 |
| Additional noninterest expense | $91,000 | 8,255 |
| Pre-tax net operating income | $288,000 | 6,532 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $274,000 | 6,198 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $274,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $185,000 | 3,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $274,000 | 6,205 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $468,000 | 7,717 |
| Total interest expense | $176,000 | 7,445 |
| Net interest income | $292,000 | 7,762 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $3,000 | 1,214 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $175,000 | 8,227 |
| Salaries and employee benefits | $113,000 | 8,060 |
| Premises and equipment expense | $20,000 | 8,084 |
| Additional noninterest expense | $42,000 | 8,346 |
| Pre-tax net operating income | $162,000 | 6,259 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $153,000 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $153,000 | 5,919 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 7,740 |
| Total interest expense | $539,000 | 7,503 |
| Net interest income | $1,143,000 | 7,750 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $219,000 | 6,921 |
| Gross Fiduciary activities income | $8,000 | 1,332 |
| Service charges on deposit accounts | $71,000 | 6,730 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $140,000 | 5,848 |
| Total noninterest expense | $791,000 | 8,086 |
| Salaries and employee benefits | $516,000 | 7,843 |
| Premises and equipment expense | $85,000 | 8,029 |
| Additional noninterest expense | $190,000 | 8,286 |
| Pre-tax net operating income | $571,000 | 6,521 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $26,000 | 6,215 |
| Income before extraordinary items | $544,000 | 6,200 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $544,000 | 6,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $370,000 | 4,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $544,950 | 6,167 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 7,785 |
| Total interest expense | $379,000 | 7,563 |
| Net interest income | $856,000 | 7,802 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $122,000 | 7,395 |
| Gross Fiduciary activities income | $5,000 | 1,304 |
| Service charges on deposit accounts | $53,000 | 6,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $553,000 | 8,170 |
| Salaries and employee benefits | $356,000 | 7,957 |
| Premises and equipment expense | $60,000 | 8,110 |
| Additional noninterest expense | $137,000 | 8,319 |
| Pre-tax net operating income | $425,000 | 6,687 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $20,000 | 6,293 |
| Income before extraordinary items | $404,000 | 6,347 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $404,000 | 6,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $228,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $404,950 | 6,313 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 7,795 |
| Total interest expense | $238,000 | 7,599 |
| Net interest income | $573,000 | 7,813 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $70,000 | 7,611 |
| Gross Fiduciary activities income | $4,000 | 1,282 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $377,000 | 8,142 |
| Salaries and employee benefits | $245,000 | 7,915 |
| Premises and equipment expense | $42,000 | 8,050 |
| Additional noninterest expense | $90,000 | 8,306 |
| Pre-tax net operating income | $266,000 | 6,795 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,000 | 6,334 |
| Income before extraordinary items | $254,000 | 6,474 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $254,000 | 6,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $185,000 | 3,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $254,000 | 6,433 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 7,866 |
| Total interest expense | $112,000 | 7,683 |
| Net interest income | $290,000 | 7,853 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $30,000 | 7,797 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $167,000 | 8,360 |
| Salaries and employee benefits | $107,000 | 8,179 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $40,000 | 8,488 |
| Pre-tax net operating income | $153,000 | 6,518 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $149,000 | 6,118 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $149,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $146,120 | 6,109 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 7,823 |
| Total interest expense | $417,000 | 7,620 |
| Net interest income | $1,144,000 | 7,824 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $192,000 | 7,218 |
| Gross Fiduciary activities income | $8,000 | 1,352 |
| Service charges on deposit accounts | $69,000 | 6,971 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,174 |
| Total noninterest expense | $785,000 | 8,184 |
| Salaries and employee benefits | $510,000 | 7,948 |
| Premises and equipment expense | $82,000 | 8,185 |
| Additional noninterest expense | $193,000 | 8,346 |
| Pre-tax net operating income | $551,000 | 6,539 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $26,000 | 6,429 |
| Income before extraordinary items | $530,000 | 6,249 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $530,000 | 6,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $370,000 | 4,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $525,250 | 6,188 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 7,858 |
| Total interest expense | $313,000 | 7,633 |
| Net interest income | $850,000 | 7,869 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $127,000 | 7,477 |
| Gross Fiduciary activities income | $5,000 | 1,342 |
| Service charges on deposit accounts | $53,000 | 6,988 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 6,565 |
| Total noninterest expense | $561,000 | 8,252 |
| Salaries and employee benefits | $352,000 | 8,060 |
| Premises and equipment expense | $65,000 | 8,129 |
| Additional noninterest expense | $144,000 | 8,359 |
| Pre-tax net operating income | $416,000 | 6,665 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $20,000 | 6,511 |
| Income before extraordinary items | $401,000 | 6,317 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $401,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $327,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $396,250 | 6,275 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 7,920 |
| Total interest expense | $209,000 | 7,699 |
| Net interest income | $563,000 | 7,926 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $77,000 | 7,649 |
| Gross Fiduciary activities income | $4,000 | 1,319 |
| Service charges on deposit accounts | $34,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 6,845 |
| Total noninterest expense | $388,000 | 8,251 |
| Salaries and employee benefits | $244,000 | 8,045 |
| Premises and equipment expense | $43,000 | 8,166 |
| Additional noninterest expense | $101,000 | 8,339 |
| Pre-tax net operating income | $252,000 | 6,811 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $243,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $185,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $240,150 | 6,454 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 7,969 |
| Total interest expense | $106,000 | 7,744 |
| Net interest income | $279,000 | 7,971 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $43,000 | 7,478 |
| Gross Fiduciary activities income | $3,000 | 1,247 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $182,000 | 8,366 |
| Salaries and employee benefits | $111,000 | 8,233 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $49,000 | 8,420 |
| Pre-tax net operating income | $140,000 | 6,574 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $134,000 | 6,266 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $134,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $134,000 | 6,155 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 7,858 |
| Total interest expense | $546,000 | 7,591 |
| Net interest income | $1,166,000 | 7,860 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $208,000 | 7,282 |
| Gross Fiduciary activities income | $7,000 | 1,410 |
| Service charges on deposit accounts | $71,000 | 7,075 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $130,000 | 6,086 |
| Total noninterest expense | $895,000 | 8,091 |
| Salaries and employee benefits | $614,000 | 7,637 |
| Premises and equipment expense | $84,000 | 8,276 |
| Additional noninterest expense | $197,000 | 8,461 |
| Pre-tax net operating income | $479,000 | 6,746 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $22,000 | 6,748 |
| Income before extraordinary items | $460,000 | 6,519 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $460,000 | 6,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,974 |
| Cash dividends | $352,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $457,150 | 6,369 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 7,928 |
| Total interest expense | $429,000 | 7,647 |
| Net interest income | $873,000 | 7,931 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $154,000 | 7,351 |
| Gross Fiduciary activities income | $4,000 | 1,409 |
| Service charges on deposit accounts | $54,000 | 7,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 6,163 |
| Total noninterest expense | $622,000 | 8,223 |
| Salaries and employee benefits | $418,000 | 7,840 |
| Premises and equipment expense | $65,000 | 8,278 |
| Additional noninterest expense | $139,000 | 8,550 |
| Pre-tax net operating income | $405,000 | 6,693 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $20,000 | 6,799 |
| Income before extraordinary items | $387,000 | 6,425 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $387,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,993 |
| Cash dividends | $328,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $385,100 | 6,268 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $889,000 | 7,934 |
| Total interest expense | $303,000 | 7,633 |
| Net interest income | $586,000 | 7,946 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $98,000 | 7,437 |
| Gross Fiduciary activities income | $4,000 | 1,366 |
| Service charges on deposit accounts | $34,000 | 7,172 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $60,000 | 6,260 |
| Total noninterest expense | $426,000 | 8,203 |
| Salaries and employee benefits | $293,000 | 7,747 |
| Premises and equipment expense | $43,000 | 8,290 |
| Additional noninterest expense | $90,000 | 8,589 |
| Pre-tax net operating income | $258,000 | 6,791 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $248,000 | 6,537 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $248,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $185,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $246,100 | 6,351 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,949 |
| Total interest expense | $155,000 | 7,686 |
| Net interest income | $297,000 | 7,945 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $185,000 | 8,448 |
| Salaries and employee benefits | $120,000 | 8,203 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $44,000 | 8,661 |
| Pre-tax net operating income | $148,000 | 6,486 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $141,000 | 6,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $141,000 | 5,977 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 7,811 |
| Total interest expense | $761,000 | 7,636 |
| Net interest income | $1,287,000 | 7,781 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $178,000 | 7,527 |
| Gross Fiduciary activities income | $5,000 | 1,497 |
| Service charges on deposit accounts | $80,000 | 6,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,581 |
| Total noninterest expense | $897,000 | 8,160 |
| Salaries and employee benefits | $611,000 | 7,663 |
| Premises and equipment expense | $100,000 | 8,169 |
| Additional noninterest expense | $186,000 | 8,650 |
| Pre-tax net operating income | $528,000 | 6,666 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $25,000 | 6,930 |
| Income before extraordinary items | $504,000 | 6,380 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $504,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $370,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $503,050 | 6,231 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 7,885 |
| Total interest expense | $1,210,000 | 7,595 |
| Net interest income | $1,154,000 | 7,978 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $160,000 | 7,747 |
| Gross Fiduciary activities income | $11,000 | 1,408 |
| Service charges on deposit accounts | $79,000 | 6,996 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $861,000 | 8,302 |
| Salaries and employee benefits | $582,000 | 7,752 |
| Premises and equipment expense | $98,000 | 8,339 |
| Additional noninterest expense | $181,000 | 8,812 |
| Pre-tax net operating income | $453,000 | 6,741 |
| Securities gains (losses) | $19,000 | 3,188 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $450,000 | 6,307 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $450,000 | 6,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $395,000 | 3,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $431,950 | 6,269 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 8,001 |
| Total interest expense | $1,269,000 | 7,649 |
| Net interest income | $1,148,000 | 8,193 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $213,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,818 |
| Total noninterest expense | $822,000 | 8,511 |
| Salaries and employee benefits | $552,000 | 7,962 |
| Premises and equipment expense | $86,000 | 8,685 |
| Additional noninterest expense | $184,000 | 8,934 |
| Pre-tax net operating income | $479,000 | 7,098 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $475,000 | 6,453 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $475,000 | 6,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,443 |
| Cash dividends | $423,000 | 3,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $478,000 | 6,455 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 8,039 |
| Total interest expense | $1,135,000 | 7,815 |
| Net interest income | $1,244,000 | 8,105 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $216,000 | 7,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,314 |
| Total noninterest expense | $776,000 | 8,795 |
| Salaries and employee benefits | $521,000 | 8,219 |
| Premises and equipment expense | $71,000 | 9,201 |
| Additional noninterest expense | $184,000 | 9,196 |
| Pre-tax net operating income | $604,000 | 6,697 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $27,000 | 8,078 |
| Income before extraordinary items | $577,000 | 6,007 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $577,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $505,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $577,000 | 5,978 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 8,187 |
| Total interest expense | $1,162,000 | 7,997 |
| Net interest income | $1,259,000 | 8,197 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $175,000 | 7,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,329 |
| Total noninterest expense | $749,000 | 8,939 |
| Salaries and employee benefits | $494,000 | 8,395 |
| Premises and equipment expense | $79,000 | 9,163 |
| Additional noninterest expense | $176,000 | 9,392 |
| Pre-tax net operating income | $665,000 | 6,621 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $35,000 | 8,609 |
| Income before extraordinary items | $627,000 | 5,924 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $627,000 | 5,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $350,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $629,850 | 5,810 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 8,657 |
| Total interest expense | $1,066,000 | 8,505 |
| Net interest income | $1,217,000 | 8,650 |
| Provision for loan and lease losses | $11,000 | 8,366 |
| Total noninterest income | $191,000 | 7,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,166 |
| Total noninterest expense | $760,000 | 9,190 |
| Salaries and employee benefits | $474,000 | 8,792 |
| Premises and equipment expense | $82,000 | 9,385 |
| Additional noninterest expense | $204,000 | 9,354 |
| Pre-tax net operating income | $637,000 | 7,260 |
| Securities gains (losses) | $-38,000 | 10,579 |
| Applicable income taxes | $86,000 | 8,645 |
| Income before extraordinary items | $513,000 | 6,889 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $513,000 | 6,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $407,000 | 3,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $545,680 | 6,640 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 9,197 |
| Total interest expense | $1,036,000 | 8,891 |
| Net interest income | $1,095,000 | 9,296 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $211,000 | 8,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,646 |
| Total noninterest expense | $722,000 | 9,732 |
| Salaries and employee benefits | $459,000 | 9,182 |
| Premises and equipment expense | $79,000 | 9,841 |
| Additional noninterest expense | $184,000 | 10,120 |
| Pre-tax net operating income | $584,000 | 7,508 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $186,000 | 7,351 |
| Income before extraordinary items | $400,000 | 7,617 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $400,000 | 7,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $398,640 | 7,569 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 9,784 |
| Total interest expense | $953,000 | 9,417 |
| Net interest income | $1,006,000 | 9,928 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $197,000 | 8,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,804 |
| Total noninterest expense | $760,000 | 9,952 |
| Salaries and employee benefits | $443,000 | 9,594 |
| Premises and equipment expense | $105,000 | 9,481 |
| Additional noninterest expense | $212,000 | 10,282 |
| Pre-tax net operating income | $443,000 | 8,788 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $104,000 | 9,095 |
| Income before extraordinary items | $349,000 | 8,490 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $349,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $341,300 | 8,523 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 10,222 |
| Total interest expense | $745,000 | 9,853 |
| Net interest income | $1,032,000 | 10,290 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $188,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,425 |
| Total noninterest expense | $761,000 | 10,417 |
| Salaries and employee benefits | $438,000 | 9,934 |
| Premises and equipment expense | $99,000 | 10,067 |
| Additional noninterest expense | $224,000 | 10,848 |
| Pre-tax net operating income | $459,000 | 8,925 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $97,000 | 9,435 |
| Income before extraordinary items | $361,000 | 8,541 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $361,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $225,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $361,790 | 8,589 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 10,559 |
| Total interest expense | $795,000 | 10,075 |
| Net interest income | $1,024,000 | 10,701 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $204,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $775,000 | 10,793 |
| Salaries and employee benefits | $411,000 | 10,523 |
| Premises and equipment expense | $82,000 | 11,085 |
| Additional noninterest expense | $282,000 | 10,661 |
| Pre-tax net operating income | $438,000 | 9,111 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $95,000 | 9,865 |
| Income before extraordinary items | $367,000 | 8,775 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $367,000 | 8,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $-122,000 | 13,200 |
| Net operating income | $348,040 | 8,701 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 10,832 |
| Total interest expense | $1,017,000 | 10,317 |
| Net interest income | $1,019,000 | 11,032 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $235,000 | 8,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $718,000 | 11,422 |
| Salaries and employee benefits | $385,000 | 11,039 |
| Premises and equipment expense | $72,000 | 11,802 |
| Additional noninterest expense | $261,000 | 11,394 |
| Pre-tax net operating income | $456,000 | 8,746 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $99,000 | 9,950 |
| Income before extraordinary items | $357,000 | 8,651 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $357,000 | 8,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $357,000 | 8,281 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.