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Union State Bank, Income and Expense

1992-12-31 (YTD Data)Rank
Total interest income$15,283,0002,301
Total interest expense$6,361,0002,647
Net interest income$8,922,0002,049
Provision for loan and lease losses$3,370,000771
Total noninterest income$1,140,0002,978
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$691,0001,965
Trading account gains and fees$0504
Additional Noninterest Income$449,0003,431
Total noninterest expense$6,110,0002,376
Salaries and employee benefits$3,097,0002,118
Premises and equipment expense$944,0002,208
Additional noninterest expense$2,069,0002,713
Pre-tax net operating income$582,0007,857
Securities gains (losses)$-32,00013,593
Applicable income taxes$15,00012,232
Income before extraordinary items$535,0007,035
Extraordinary gains, net$01,422
Net income$535,0007,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,213,000904
Cash dividends$600,0002,382
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$566,0406,459

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.