Home > Union State Bank > Income and Expense
Union State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 3,218 |
| Total interest expense | $769,000 | 3,003 |
| Net interest income | $1,355,000 | 3,276 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $547,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $128,000 | 1,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 1,665 |
| Total noninterest expense | $1,849,000 | 2,565 |
| Salaries and employee benefits | $940,000 | 2,692 |
| Premises and equipment expense | $318,000 | 1,805 |
| Additional noninterest expense | $419,000 | 1,665 |
| Pre-tax net operating income | $53,000 | 4,043 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $53,000 | 4,013 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $53,000 | 4,054 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $53,000 | 4,013 |
| Net charge-offs | $7,000 | 1,783 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $53,000 | 4,020 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $8,834,000 | 3,143 |
| Total interest expense | $3,113,000 | 3,039 |
| Net interest income | $5,721,000 | 3,183 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $1,911,000 | 2,059 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $570,000 | 1,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,341,000 | 1,953 |
| Total noninterest expense | $7,811,000 | 2,435 |
| Salaries and employee benefits | $4,266,000 | 2,475 |
| Premises and equipment expense | $1,266,000 | 1,784 |
| Additional noninterest expense | $1,341,000 | 1,953 |
| Pre-tax net operating income | $-179,000 | 4,271 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $-179,000 | 4,259 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-179,000 | 4,258 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-179,000 | 4,259 |
| Net charge-offs | $-252,000 | 4,414 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $-179,000 | 4,273 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $6,586,000 | 3,149 |
| Total interest expense | $2,282,000 | 3,048 |
| Net interest income | $4,304,000 | 3,172 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $1,367,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $430,000 | 1,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $937,000 | 2,021 |
| Total noninterest expense | $5,968,000 | 2,376 |
| Salaries and employee benefits | $3,325,000 | 2,402 |
| Premises and equipment expense | $997,000 | 1,707 |
| Additional noninterest expense | $937,000 | 2,021 |
| Pre-tax net operating income | $-297,000 | 4,351 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $-297,000 | 4,336 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-297,000 | 4,336 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-297,000 | 4,337 |
| Net charge-offs | $-253,000 | 4,458 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $-297,000 | 4,354 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 3,153 |
| Total interest expense | $1,497,000 | 3,041 |
| Net interest income | $2,878,000 | 3,154 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $934,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $282,000 | 1,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $652,000 | 1,954 |
| Total noninterest expense | $3,914,000 | 2,399 |
| Salaries and employee benefits | $2,163,000 | 2,434 |
| Premises and equipment expense | $670,000 | 1,680 |
| Additional noninterest expense | $652,000 | 1,954 |
| Pre-tax net operating income | $-102,000 | 4,344 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $-102,000 | 4,333 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-102,000 | 4,333 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-102,000 | 4,335 |
| Net charge-offs | $-252,000 | 4,485 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $-102,000 | 4,346 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 3,110 |
| Total interest expense | $761,000 | 2,998 |
| Net interest income | $1,458,000 | 3,142 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $470,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $142,000 | 1,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 1,899 |
| Total noninterest expense | $1,985,000 | 2,383 |
| Salaries and employee benefits | $1,087,000 | 2,433 |
| Premises and equipment expense | $350,000 | 1,633 |
| Additional noninterest expense | $328,000 | 1,899 |
| Pre-tax net operating income | $-57,000 | 4,348 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $-57,000 | 4,339 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-57,000 | 4,336 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-57,000 | 4,339 |
| Net charge-offs | $-256,000 | 4,542 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $-57,000 | 4,347 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,057,000 | 2,969 |
| Total interest expense | $1,637,000 | 3,249 |
| Net interest income | $7,420,000 | 2,811 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $2,211,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $668,000 | 1,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,543,000 | 1,854 |
| Total noninterest expense | $8,037,000 | 2,326 |
| Salaries and employee benefits | $4,354,000 | 2,400 |
| Premises and equipment expense | $1,312,000 | 1,696 |
| Additional noninterest expense | $1,543,000 | 1,854 |
| Pre-tax net operating income | $1,594,000 | 3,187 |
| Securities gains (losses) | $-181,000 | 3,932 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $1,413,000 | 3,142 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,413,000 | 3,176 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,413,000 | 3,144 |
| Net charge-offs | $330,000 | 925 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,594,000 | 3,047 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,831,000 | 2,939 |
| Total interest expense | $922,000 | 3,445 |
| Net interest income | $5,909,000 | 2,730 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,831,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $517,000 | 1,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,314,000 | 1,739 |
| Total noninterest expense | $6,192,000 | 2,275 |
| Salaries and employee benefits | $3,346,000 | 2,354 |
| Premises and equipment expense | $1,036,000 | 1,628 |
| Additional noninterest expense | $1,314,000 | 1,739 |
| Pre-tax net operating income | $1,548,000 | 2,989 |
| Securities gains (losses) | $-179,000 | 4,156 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $1,369,000 | 2,943 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,369,000 | 2,973 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,369,000 | 2,944 |
| Net charge-offs | $326,000 | 700 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,548,000 | 2,849 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 2,884 |
| Total interest expense | $362,000 | 3,769 |
| Net interest income | $4,319,000 | 2,622 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $921,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $358,000 | 1,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $563,000 | 2,084 |
| Total noninterest expense | $4,258,000 | 2,224 |
| Salaries and employee benefits | $2,246,000 | 2,336 |
| Premises and equipment expense | $698,000 | 1,619 |
| Additional noninterest expense | $563,000 | 2,081 |
| Pre-tax net operating income | $982,000 | 3,058 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $982,000 | 2,881 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $982,000 | 2,911 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $982,000 | 2,880 |
| Net charge-offs | $330,000 | 536 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $982,000 | 2,903 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 2,825 |
| Total interest expense | $72,000 | 4,215 |
| Net interest income | $2,331,000 | 2,524 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $531,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $184,000 | 1,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 1,878 |
| Total noninterest expense | $2,251,000 | 2,189 |
| Salaries and employee benefits | $1,136,000 | 2,351 |
| Premises and equipment expense | $371,000 | 1,573 |
| Additional noninterest expense | $347,000 | 1,878 |
| Pre-tax net operating income | $611,000 | 2,870 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $611,000 | 2,681 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $611,000 | 2,681 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $611,000 | 2,681 |
| Net charge-offs | $-5,000 | 3,836 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $611,000 | 2,716 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,186,000 | 3,009 |
| Total interest expense | $305,000 | 3,744 |
| Net interest income | $6,881,000 | 2,903 |
| Provision for loan and lease losses | $-300,000 | 4,476 |
| Total noninterest income | $2,425,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $865,000 | 1,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,560,000 | 1,855 |
| Total noninterest expense | $8,333,000 | 2,246 |
| Salaries and employee benefits | $4,948,000 | 2,200 |
| Premises and equipment expense | $1,490,000 | 1,541 |
| Additional noninterest expense | $1,560,000 | 1,855 |
| Pre-tax net operating income | $1,273,000 | 3,590 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $1,273,000 | 3,432 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,273,000 | 3,430 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,273,000 | 3,431 |
| Net charge-offs | $-244,000 | 4,471 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,273,000 | 3,453 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 3,086 |
| Total interest expense | $234,000 | 3,564 |
| Net interest income | $4,683,000 | 3,029 |
| Provision for loan and lease losses | $-300,000 | 4,538 |
| Total noninterest income | $1,980,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $657,000 | 1,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,323,000 | 1,767 |
| Total noninterest expense | $6,321,000 | 2,219 |
| Salaries and employee benefits | $3,792,000 | 2,163 |
| Premises and equipment expense | $1,133,000 | 1,533 |
| Additional noninterest expense | $1,323,000 | 1,767 |
| Pre-tax net operating income | $642,000 | 3,881 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $642,000 | 3,769 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $642,000 | 3,768 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $642,000 | 3,768 |
| Net charge-offs | $-10,000 | 3,603 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $642,000 | 3,796 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 3,134 |
| Total interest expense | $156,000 | 3,490 |
| Net interest income | $2,937,000 | 3,077 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,081,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $442,000 | 1,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $639,000 | 2,128 |
| Total noninterest expense | $4,182,000 | 2,219 |
| Salaries and employee benefits | $2,471,000 | 2,197 |
| Premises and equipment expense | $747,000 | 1,549 |
| Additional noninterest expense | $964,000 | 2,677 |
| Pre-tax net operating income | $-164,000 | 4,666 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $-164,000 | 4,635 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-164,000 | 4,635 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-164,000 | 4,635 |
| Net charge-offs | $-8,000 | 3,588 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-164,000 | 4,665 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 3,335 |
| Total interest expense | $79,000 | 3,456 |
| Net interest income | $1,221,000 | 3,306 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $561,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $216,000 | 1,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 2,040 |
| Total noninterest expense | $2,052,000 | 2,240 |
| Salaries and employee benefits | $1,244,000 | 2,183 |
| Premises and equipment expense | $377,000 | 1,555 |
| Additional noninterest expense | $431,000 | 2,848 |
| Pre-tax net operating income | $-270,000 | 4,734 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-270,000 | 4,714 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-270,000 | 4,713 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-270,000 | 4,714 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-270,000 | 4,730 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,006,000 | 3,486 |
| Total interest expense | $330,000 | 3,656 |
| Net interest income | $4,676,000 | 3,435 |
| Provision for loan and lease losses | $-400,000 | 4,401 |
| Total noninterest income | $1,935,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $845,000 | 1,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,090,000 | 2,541 |
| Total noninterest expense | $7,782,000 | 2,323 |
| Salaries and employee benefits | $4,982,000 | 2,177 |
| Premises and equipment expense | $1,346,000 | 1,662 |
| Additional noninterest expense | $1,454,000 | 3,145 |
| Pre-tax net operating income | $-771,000 | 4,789 |
| Securities gains (losses) | $61,000 | 1,044 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $-710,000 | 4,779 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-710,000 | 4,779 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-710,000 | 4,779 |
| Net charge-offs | $-2,000 | 3,330 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $-771,000 | 4,781 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 3,536 |
| Total interest expense | $248,000 | 3,747 |
| Net interest income | $3,547,000 | 3,477 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,464,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $616,000 | 1,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $848,000 | 2,555 |
| Total noninterest expense | $5,869,000 | 2,334 |
| Salaries and employee benefits | $3,754,000 | 2,180 |
| Premises and equipment expense | $1,019,000 | 1,669 |
| Additional noninterest expense | $1,096,000 | 3,159 |
| Pre-tax net operating income | $-858,000 | 4,876 |
| Securities gains (losses) | $61,000 | 982 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $-797,000 | 4,867 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-797,000 | 4,867 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-797,000 | 4,867 |
| Net charge-offs | $1,000 | 2,373 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $-858,000 | 4,866 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 3,529 |
| Total interest expense | $167,000 | 3,810 |
| Net interest income | $2,407,000 | 3,465 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,037,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $388,000 | 1,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $649,000 | 2,381 |
| Total noninterest expense | $3,879,000 | 2,342 |
| Salaries and employee benefits | $2,461,000 | 2,194 |
| Premises and equipment expense | $665,000 | 1,698 |
| Additional noninterest expense | $753,000 | 3,099 |
| Pre-tax net operating income | $-435,000 | 4,898 |
| Securities gains (losses) | $61,000 | 814 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $-374,000 | 4,890 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-374,000 | 4,890 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-374,000 | 4,890 |
| Net charge-offs | $1,000 | 2,145 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $-435,000 | 4,893 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 3,565 |
| Total interest expense | $85,000 | 3,858 |
| Net interest income | $1,168,000 | 3,504 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $551,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $192,000 | 1,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 2,266 |
| Total noninterest expense | $1,738,000 | 2,482 |
| Salaries and employee benefits | $1,056,000 | 2,425 |
| Premises and equipment expense | $332,000 | 1,710 |
| Additional noninterest expense | $350,000 | 3,167 |
| Pre-tax net operating income | $-19,000 | 4,822 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $-19,000 | 4,813 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-19,000 | 4,813 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-19,000 | 4,813 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-19,000 | 4,810 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,583,000 | 3,426 |
| Total interest expense | $343,000 | 4,194 |
| Net interest income | $5,240,000 | 3,259 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $2,298,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $897,000 | 1,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,401,000 | 2,133 |
| Total noninterest expense | $8,006,000 | 2,273 |
| Salaries and employee benefits | $5,138,000 | 2,116 |
| Premises and equipment expense | $1,259,000 | 1,738 |
| Additional noninterest expense | $1,609,000 | 2,926 |
| Pre-tax net operating income | $-468,000 | 4,864 |
| Securities gains (losses) | $355,000 | 743 |
| Applicable income taxes | $-440,000 | 4,949 |
| Income before extraordinary items | $327,000 | 4,396 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $327,000 | 4,395 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $327,000 | 4,396 |
| Net charge-offs | $-342,000 | 4,925 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $46,550 | 4,687 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 3,411 |
| Total interest expense | $253,000 | 4,284 |
| Net interest income | $4,072,000 | 3,220 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,628,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $665,000 | 1,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $963,000 | 2,187 |
| Total noninterest expense | $6,136,000 | 2,206 |
| Salaries and employee benefits | $3,905,000 | 2,072 |
| Premises and equipment expense | $976,000 | 1,695 |
| Additional noninterest expense | $1,255,000 | 2,826 |
| Pre-tax net operating income | $-436,000 | 4,890 |
| Securities gains (losses) | $275,000 | 755 |
| Applicable income taxes | $-440,000 | 4,979 |
| Income before extraordinary items | $279,000 | 4,371 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $279,000 | 4,370 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $279,000 | 4,371 |
| Net charge-offs | $-338,000 | 4,965 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $61,750 | 4,686 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 3,401 |
| Total interest expense | $167,000 | 4,369 |
| Net interest income | $2,796,000 | 3,198 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,232,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $447,000 | 1,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 1,921 |
| Total noninterest expense | $4,107,000 | 2,214 |
| Salaries and employee benefits | $2,618,000 | 2,073 |
| Premises and equipment expense | $645,000 | 1,693 |
| Additional noninterest expense | $844,000 | 2,811 |
| Pre-tax net operating income | $-79,000 | 4,847 |
| Securities gains (losses) | $258,000 | 597 |
| Applicable income taxes | $-95,000 | 4,931 |
| Income before extraordinary items | $274,000 | 4,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $274,000 | 4,140 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $274,000 | 4,141 |
| Net charge-offs | $-358,000 | 5,023 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $16,000 | 4,744 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 3,343 |
| Total interest expense | $83,000 | 4,459 |
| Net interest income | $1,457,000 | 3,107 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $701,000 | 1,599 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $257,000 | 1,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $444,000 | 1,629 |
| Total noninterest expense | $2,096,000 | 2,210 |
| Salaries and employee benefits | $1,309,000 | 2,078 |
| Premises and equipment expense | $334,000 | 1,675 |
| Additional noninterest expense | $453,000 | 2,698 |
| Pre-tax net operating income | $62,000 | 4,472 |
| Securities gains (losses) | $49,000 | 845 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $111,000 | 4,164 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $111,000 | 4,164 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $111,000 | 4,164 |
| Net charge-offs | $-339,000 | 5,073 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $62,000 | 4,435 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,910,000 | 3,204 |
| Total interest expense | $362,000 | 4,428 |
| Net interest income | $6,548,000 | 2,948 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,593,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,195,000 | 981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,398,000 | 1,874 |
| Total noninterest expense | $8,143,000 | 2,222 |
| Salaries and employee benefits | $5,214,000 | 2,047 |
| Premises and equipment expense | $1,245,000 | 1,751 |
| Additional noninterest expense | $1,684,000 | 2,864 |
| Pre-tax net operating income | $998,000 | 3,871 |
| Securities gains (losses) | $228,000 | 594 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,226,000 | 3,538 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,226,000 | 3,539 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,226,000 | 3,539 |
| Net charge-offs | $-81,000 | 4,862 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $998,000 | 3,761 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 3,212 |
| Total interest expense | $274,000 | 4,470 |
| Net interest income | $5,029,000 | 2,954 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,966,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $901,000 | 969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,065,000 | 1,845 |
| Total noninterest expense | $6,283,000 | 2,178 |
| Salaries and employee benefits | $3,958,000 | 2,031 |
| Premises and equipment expense | $946,000 | 1,750 |
| Additional noninterest expense | $1,379,000 | 2,717 |
| Pre-tax net operating income | $712,000 | 4,020 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $712,000 | 3,921 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $712,000 | 3,920 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $712,000 | 3,921 |
| Net charge-offs | $-82,000 | 4,920 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $712,000 | 3,895 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 3,197 |
| Total interest expense | $184,000 | 4,478 |
| Net interest income | $3,382,000 | 2,946 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,346,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $598,000 | 964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $748,000 | 1,779 |
| Total noninterest expense | $4,259,000 | 2,167 |
| Salaries and employee benefits | $2,627,000 | 2,042 |
| Premises and equipment expense | $655,000 | 1,702 |
| Additional noninterest expense | $977,000 | 2,626 |
| Pre-tax net operating income | $469,000 | 4,053 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $469,000 | 3,938 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $469,000 | 3,936 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $469,000 | 3,937 |
| Net charge-offs | $136,000 | 1,226 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $469,000 | 3,923 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 3,250 |
| Total interest expense | $93,000 | 4,476 |
| Net interest income | $1,661,000 | 3,001 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $731,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $298,000 | 958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $433,000 | 1,598 |
| Total noninterest expense | $2,053,000 | 2,229 |
| Salaries and employee benefits | $1,269,000 | 2,112 |
| Premises and equipment expense | $329,000 | 1,723 |
| Additional noninterest expense | $455,000 | 2,762 |
| Pre-tax net operating income | $339,000 | 3,606 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $339,000 | 3,451 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $339,000 | 3,450 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $339,000 | 3,450 |
| Net charge-offs | $137,000 | 770 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $339,000 | 3,439 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,569,000 | 3,291 |
| Total interest expense | $416,000 | 4,148 |
| Net interest income | $6,153,000 | 3,117 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $2,851,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,349,000 | 897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,502,000 | 1,799 |
| Total noninterest expense | $8,613,000 | 2,133 |
| Salaries and employee benefits | $5,123,000 | 2,050 |
| Premises and equipment expense | $1,306,000 | 1,686 |
| Additional noninterest expense | $2,184,000 | 2,448 |
| Pre-tax net operating income | $391,000 | 4,773 |
| Securities gains (losses) | $3,000 | 894 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $394,000 | 4,712 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $394,000 | 4,711 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $394,000 | 4,711 |
| Net charge-offs | $-60,000 | 4,939 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $391,000 | 4,719 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 3,327 |
| Total interest expense | $318,000 | 4,092 |
| Net interest income | $4,519,000 | 3,184 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $2,218,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,010,000 | 898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,208,000 | 1,738 |
| Total noninterest expense | $6,536,000 | 2,111 |
| Salaries and employee benefits | $3,852,000 | 2,049 |
| Premises and equipment expense | $987,000 | 1,700 |
| Additional noninterest expense | $1,697,000 | 2,388 |
| Pre-tax net operating income | $201,000 | 5,031 |
| Securities gains (losses) | $3,000 | 888 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $204,000 | 4,985 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $204,000 | 4,983 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $204,000 | 4,984 |
| Net charge-offs | $-91,000 | 5,096 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $201,000 | 5,000 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 3,351 |
| Total interest expense | $217,000 | 4,020 |
| Net interest income | $2,942,000 | 3,229 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,492,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $679,000 | 889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $813,000 | 1,724 |
| Total noninterest expense | $4,333,000 | 2,124 |
| Salaries and employee benefits | $2,571,000 | 2,060 |
| Premises and equipment expense | $669,000 | 1,691 |
| Additional noninterest expense | $1,093,000 | 2,448 |
| Pre-tax net operating income | $101,000 | 5,149 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $103,000 | 5,100 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $103,000 | 5,099 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $103,000 | 5,099 |
| Net charge-offs | $-98,000 | 5,196 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $101,000 | 5,113 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 3,396 |
| Total interest expense | $110,000 | 3,986 |
| Net interest income | $1,423,000 | 3,297 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $684,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $346,000 | 872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 1,876 |
| Total noninterest expense | $2,233,000 | 2,108 |
| Salaries and employee benefits | $1,279,000 | 2,096 |
| Premises and equipment expense | $395,000 | 1,468 |
| Additional noninterest expense | $559,000 | 2,423 |
| Pre-tax net operating income | $-126,000 | 5,516 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-126,000 | 5,498 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-126,000 | 5,498 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-126,000 | 5,498 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-126,000 | 5,504 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 3,393 |
| Total interest expense | $489,000 | 3,704 |
| Net interest income | $5,577,000 | 3,324 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $2,925,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,501,000 | 816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,424,000 | 1,878 |
| Total noninterest expense | $8,597,000 | 2,154 |
| Salaries and employee benefits | $4,895,000 | 2,114 |
| Premises and equipment expense | $1,251,000 | 1,784 |
| Additional noninterest expense | $2,451,000 | 2,289 |
| Pre-tax net operating income | $-95,000 | 5,491 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-94,000 | 5,417 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-94,000 | 5,417 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-94,000 | 5,417 |
| Net charge-offs | $80,000 | 2,629 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-95,000 | 5,415 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 3,412 |
| Total interest expense | $376,000 | 3,680 |
| Net interest income | $4,173,000 | 3,347 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,008,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,140,000 | 816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $868,000 | 2,136 |
| Total noninterest expense | $6,550,000 | 2,133 |
| Salaries and employee benefits | $3,760,000 | 2,096 |
| Premises and equipment expense | $936,000 | 1,800 |
| Additional noninterest expense | $1,854,000 | 2,267 |
| Pre-tax net operating income | $-369,000 | 5,634 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-369,000 | 5,634 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-369,000 | 5,634 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-369,000 | 5,634 |
| Net charge-offs | $37,000 | 2,639 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-369,000 | 5,634 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 3,414 |
| Total interest expense | $253,000 | 3,643 |
| Net interest income | $2,758,000 | 3,355 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,323,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $763,000 | 802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 2,191 |
| Total noninterest expense | $4,350,000 | 2,147 |
| Salaries and employee benefits | $2,497,000 | 2,109 |
| Premises and equipment expense | $641,000 | 1,759 |
| Additional noninterest expense | $1,212,000 | 2,308 |
| Pre-tax net operating income | $-269,000 | 5,686 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-269,000 | 5,682 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-269,000 | 5,682 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-269,000 | 5,682 |
| Net charge-offs | $1,000 | 3,381 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-269,000 | 5,682 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 3,465 |
| Total interest expense | $127,000 | 3,626 |
| Net interest income | $1,351,000 | 3,409 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $676,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $379,000 | 809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 2,111 |
| Total noninterest expense | $2,105,000 | 2,220 |
| Salaries and employee benefits | $1,229,000 | 2,161 |
| Premises and equipment expense | $368,000 | 1,568 |
| Additional noninterest expense | $508,000 | 2,644 |
| Pre-tax net operating income | $-78,000 | 5,715 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-78,000 | 5,718 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-78,000 | 5,717 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-78,000 | 5,718 |
| Net charge-offs | $47,000 | 1,374 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-78,000 | 5,719 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,096,000 | 3,393 |
| Total interest expense | $554,000 | 3,458 |
| Net interest income | $5,542,000 | 3,345 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $3,048,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,679,000 | 761 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,369,000 | 2,006 |
| Total noninterest expense | $8,722,000 | 2,142 |
| Salaries and employee benefits | $4,811,000 | 2,151 |
| Premises and equipment expense | $1,378,000 | 1,644 |
| Additional noninterest expense | $2,533,000 | 2,293 |
| Pre-tax net operating income | $-132,000 | 5,707 |
| Securities gains (losses) | $111,000 | 1,266 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-21,000 | 5,678 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-21,000 | 5,677 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-21,000 | 5,677 |
| Net charge-offs | $259,000 | 1,679 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-132,000 | 5,708 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 3,378 |
| Total interest expense | $420,000 | 3,468 |
| Net interest income | $4,218,000 | 3,328 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,340,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,275,000 | 753 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,065,000 | 1,960 |
| Total noninterest expense | $6,440,000 | 2,168 |
| Salaries and employee benefits | $3,651,000 | 2,123 |
| Premises and equipment expense | $947,000 | 1,788 |
| Additional noninterest expense | $1,842,000 | 2,345 |
| Pre-tax net operating income | $118,000 | 5,473 |
| Securities gains (losses) | $111,000 | 1,181 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $229,000 | 5,185 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $229,000 | 5,185 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $229,000 | 5,185 |
| Net charge-offs | $35,000 | 2,810 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $118,000 | 5,443 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,132,000 | 3,373 |
| Total interest expense | $281,000 | 3,480 |
| Net interest income | $2,851,000 | 3,319 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,617,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $842,000 | 751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $775,000 | 1,825 |
| Total noninterest expense | $4,348,000 | 2,148 |
| Salaries and employee benefits | $2,436,000 | 2,136 |
| Premises and equipment expense | $640,000 | 1,751 |
| Additional noninterest expense | $1,272,000 | 2,284 |
| Pre-tax net operating income | $120,000 | 5,397 |
| Securities gains (losses) | $33,000 | 1,698 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $153,000 | 5,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $153,000 | 5,216 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $153,000 | 5,216 |
| Net charge-offs | $14,000 | 2,949 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $120,000 | 5,316 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 3,344 |
| Total interest expense | $142,000 | 3,482 |
| Net interest income | $1,453,000 | 3,288 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $809,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $417,000 | 752 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $392,000 | 1,768 |
| Total noninterest expense | $2,153,000 | 2,187 |
| Salaries and employee benefits | $1,213,000 | 2,152 |
| Premises and equipment expense | $312,000 | 1,810 |
| Additional noninterest expense | $628,000 | 2,302 |
| Pre-tax net operating income | $109,000 | 5,004 |
| Securities gains (losses) | $33,000 | 1,008 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $142,000 | 4,686 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $142,000 | 4,685 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $142,000 | 4,686 |
| Net charge-offs | $-11,000 | 5,222 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $109,000 | 4,873 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,307,000 | 3,340 |
| Total interest expense | $615,000 | 3,339 |
| Net interest income | $5,692,000 | 3,304 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $3,343,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,814,000 | 732 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,529,000 | 1,827 |
| Total noninterest expense | $9,298,000 | 2,031 |
| Salaries and employee benefits | $4,787,000 | 2,129 |
| Premises and equipment expense | $1,522,000 | 1,516 |
| Additional noninterest expense | $2,989,000 | 2,017 |
| Pre-tax net operating income | $-263,000 | 5,989 |
| Securities gains (losses) | $57,000 | 1,552 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-206,000 | 5,989 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-206,000 | 5,990 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-206,000 | 5,990 |
| Net charge-offs | $100,000 | 2,658 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-263,000 | 5,994 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 3,365 |
| Total interest expense | $469,000 | 3,343 |
| Net interest income | $4,286,000 | 3,323 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,431,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,362,000 | 736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,069,000 | 1,940 |
| Total noninterest expense | $6,684,000 | 2,107 |
| Salaries and employee benefits | $3,547,000 | 2,162 |
| Premises and equipment expense | $1,276,000 | 1,377 |
| Additional noninterest expense | $1,861,000 | 2,350 |
| Pre-tax net operating income | $33,000 | 5,869 |
| Securities gains (losses) | $54,000 | 1,414 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $87,000 | 5,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 5,762 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $87,000 | 5,762 |
| Net charge-offs | $156,000 | 1,753 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $33,000 | 5,869 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 3,396 |
| Total interest expense | $318,000 | 3,325 |
| Net interest income | $2,819,000 | 3,363 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,794,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $905,000 | 723 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $889,000 | 1,678 |
| Total noninterest expense | $4,537,000 | 2,084 |
| Salaries and employee benefits | $2,436,000 | 2,120 |
| Premises and equipment expense | $853,000 | 1,384 |
| Additional noninterest expense | $1,248,000 | 2,353 |
| Pre-tax net operating income | $76,000 | 5,719 |
| Securities gains (losses) | $54,000 | 1,186 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $130,000 | 5,468 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $130,000 | 5,467 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $130,000 | 5,470 |
| Net charge-offs | $67,000 | 2,075 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $76,000 | 5,686 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 3,387 |
| Total interest expense | $162,000 | 3,325 |
| Net interest income | $1,414,000 | 3,358 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $979,000 | 1,313 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $443,000 | 718 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $536,000 | 1,439 |
| Total noninterest expense | $2,246,000 | 2,106 |
| Salaries and employee benefits | $1,198,000 | 2,159 |
| Premises and equipment expense | $430,000 | 1,398 |
| Additional noninterest expense | $618,000 | 2,357 |
| Pre-tax net operating income | $147,000 | 4,854 |
| Securities gains (losses) | $34,000 | 1,012 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $181,000 | 4,431 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $181,000 | 4,433 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $181,000 | 4,434 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $147,000 | 4,634 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,681,000 | 3,293 |
| Total interest expense | $745,000 | 3,178 |
| Net interest income | $5,936,000 | 3,269 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $3,716,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,112,000 | 641 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,604,000 | 1,700 |
| Total noninterest expense | $9,598,000 | 1,979 |
| Salaries and employee benefits | $4,742,000 | 2,153 |
| Premises and equipment expense | $1,642,000 | 1,453 |
| Additional noninterest expense | $3,214,000 | 1,921 |
| Pre-tax net operating income | $54,000 | 5,962 |
| Securities gains (losses) | $406,000 | 488 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $460,000 | 5,022 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $460,000 | 5,021 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $460,000 | 5,022 |
| Net charge-offs | $1,504,000 | 652 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $54,000 | 5,963 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,091,000 | 3,285 |
| Total interest expense | $569,000 | 3,199 |
| Net interest income | $4,522,000 | 3,257 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,825,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,593,000 | 633 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,232,000 | 1,687 |
| Total noninterest expense | $6,968,000 | 2,040 |
| Salaries and employee benefits | $3,604,000 | 2,130 |
| Premises and equipment expense | $1,296,000 | 1,376 |
| Additional noninterest expense | $2,068,000 | 2,179 |
| Pre-tax net operating income | $379,000 | 5,108 |
| Securities gains (losses) | $137,000 | 813 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $516,000 | 4,558 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $516,000 | 4,558 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $516,000 | 4,559 |
| Net charge-offs | $1,216,000 | 583 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $379,000 | 4,933 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 3,271 |
| Total interest expense | $384,000 | 3,207 |
| Net interest income | $3,030,000 | 3,249 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,921,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,069,000 | 625 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $852,000 | 1,626 |
| Total noninterest expense | $4,620,000 | 2,047 |
| Salaries and employee benefits | $2,409,000 | 2,133 |
| Premises and equipment expense | $857,000 | 1,400 |
| Additional noninterest expense | $1,354,000 | 2,200 |
| Pre-tax net operating income | $331,000 | 4,772 |
| Securities gains (losses) | $55,000 | 1,121 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $386,000 | 4,366 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $386,000 | 4,370 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $386,000 | 4,371 |
| Net charge-offs | $1,007,000 | 496 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $331,000 | 4,528 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 3,359 |
| Total interest expense | $194,000 | 3,238 |
| Net interest income | $1,459,000 | 3,343 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $976,000 | 1,271 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $518,000 | 633 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $458,000 | 1,501 |
| Total noninterest expense | $2,332,000 | 2,032 |
| Salaries and employee benefits | $1,196,000 | 2,153 |
| Premises and equipment expense | $437,000 | 1,399 |
| Additional noninterest expense | $699,000 | 2,150 |
| Pre-tax net operating income | $103,000 | 5,245 |
| Securities gains (losses) | $42,000 | 714 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $145,000 | 4,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 4,735 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $145,000 | 4,734 |
| Net charge-offs | $227,000 | 867 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $103,000 | 5,083 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,129,000 | 3,566 |
| Total interest expense | $874,000 | 3,248 |
| Net interest income | $5,255,000 | 3,590 |
| Provision for loan and lease losses | $3,473,000 | 380 |
| Total noninterest income | $3,462,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,898,000 | 734 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,564,000 | 1,796 |
| Total noninterest expense | $9,518,000 | 1,985 |
| Salaries and employee benefits | $4,782,000 | 2,137 |
| Premises and equipment expense | $1,559,000 | 1,530 |
| Additional noninterest expense | $3,177,000 | 1,983 |
| Pre-tax net operating income | $-4,274,000 | 6,746 |
| Securities gains (losses) | $-15,000 | 6,292 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-4,289,000 | 6,746 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,289,000 | 6,746 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-4,289,000 | 6,746 |
| Net charge-offs | $5,122,000 | 326 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-4,274,000 | 6,746 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,492,000 | 3,662 |
| Total interest expense | $669,000 | 3,282 |
| Net interest income | $3,823,000 | 3,686 |
| Provision for loan and lease losses | $2,630,000 | 385 |
| Total noninterest income | $2,654,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,443,000 | 728 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,211,000 | 1,812 |
| Total noninterest expense | $7,121,000 | 1,991 |
| Salaries and employee benefits | $3,639,000 | 2,103 |
| Premises and equipment expense | $1,281,000 | 1,401 |
| Additional noninterest expense | $2,201,000 | 2,119 |
| Pre-tax net operating income | $-3,274,000 | 6,834 |
| Securities gains (losses) | $-16,000 | 6,546 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-3,290,000 | 6,837 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-3,290,000 | 6,838 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,290,000 | 6,838 |
| Net charge-offs | $4,984,000 | 270 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-3,274,000 | 6,829 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 3,679 |
| Total interest expense | $454,000 | 3,306 |
| Net interest income | $2,521,000 | 3,698 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,740,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $946,000 | 727 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $794,000 | 1,866 |
| Total noninterest expense | $4,753,000 | 1,995 |
| Salaries and employee benefits | $2,457,000 | 2,083 |
| Premises and equipment expense | $822,000 | 1,464 |
| Additional noninterest expense | $1,474,000 | 2,101 |
| Pre-tax net operating income | $-492,000 | 6,685 |
| Securities gains (losses) | $-16,000 | 6,702 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-508,000 | 6,725 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-508,000 | 6,727 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-508,000 | 6,726 |
| Net charge-offs | $587,000 | 1,121 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-492,000 | 6,701 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 3,764 |
| Total interest expense | $232,000 | 3,334 |
| Net interest income | $1,225,000 | 3,784 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $924,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $463,000 | 742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $461,000 | 1,662 |
| Total noninterest expense | $2,353,000 | 2,031 |
| Salaries and employee benefits | $1,236,000 | 2,092 |
| Premises and equipment expense | $401,000 | 1,523 |
| Additional noninterest expense | $716,000 | 2,175 |
| Pre-tax net operating income | $-204,000 | 6,728 |
| Securities gains (losses) | $-16,000 | 6,849 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-220,000 | 6,763 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-220,000 | 6,763 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-220,000 | 6,763 |
| Net charge-offs | $541,000 | 728 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-204,000 | 6,732 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,563,000 | 3,612 |
| Total interest expense | $1,306,000 | 3,018 |
| Net interest income | $5,257,000 | 3,688 |
| Provision for loan and lease losses | $1,217,000 | 1,539 |
| Total noninterest income | $3,667,000 | 1,411 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,257,000 | 631 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,410,000 | 1,931 |
| Total noninterest expense | $10,022,000 | 1,907 |
| Salaries and employee benefits | $4,865,000 | 2,059 |
| Premises and equipment expense | $1,714,000 | 1,385 |
| Additional noninterest expense | $3,443,000 | 1,906 |
| Pre-tax net operating income | $-2,315,000 | 6,835 |
| Securities gains (losses) | $303,000 | 1,360 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-2,012,000 | 6,839 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,012,000 | 6,836 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,012,000 | 6,837 |
| Net charge-offs | $4,315,000 | 640 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,315,000 | 6,840 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,086,000 | 3,579 |
| Total interest expense | $1,042,000 | 2,978 |
| Net interest income | $4,044,000 | 3,680 |
| Provision for loan and lease losses | $921,000 | 1,528 |
| Total noninterest income | $2,801,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,696,000 | 634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,105,000 | 1,867 |
| Total noninterest expense | $7,547,000 | 1,901 |
| Salaries and employee benefits | $3,698,000 | 2,031 |
| Premises and equipment expense | $1,294,000 | 1,392 |
| Additional noninterest expense | $2,555,000 | 1,932 |
| Pre-tax net operating income | $-1,623,000 | 6,935 |
| Securities gains (losses) | $172,000 | 1,558 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,451,000 | 6,946 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,451,000 | 6,943 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,451,000 | 6,945 |
| Net charge-offs | $2,227,000 | 856 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,623,000 | 6,943 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 3,515 |
| Total interest expense | $729,000 | 2,962 |
| Net interest income | $2,786,000 | 3,616 |
| Provision for loan and lease losses | $321,000 | 2,318 |
| Total noninterest income | $1,846,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,117,000 | 641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $729,000 | 1,867 |
| Total noninterest expense | $4,772,000 | 2,005 |
| Salaries and employee benefits | $2,463,000 | 2,037 |
| Premises and equipment expense | $855,000 | 1,389 |
| Additional noninterest expense | $1,454,000 | 2,228 |
| Pre-tax net operating income | $-461,000 | 6,800 |
| Securities gains (losses) | $133,000 | 1,401 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-328,000 | 6,793 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-328,000 | 6,793 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-328,000 | 6,793 |
| Net charge-offs | $2,025,000 | 684 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-461,000 | 6,818 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 3,432 |
| Total interest expense | $382,000 | 2,965 |
| Net interest income | $1,458,000 | 3,533 |
| Provision for loan and lease losses | $284,000 | 1,652 |
| Total noninterest income | $944,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $544,000 | 659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $400,000 | 1,754 |
| Total noninterest expense | $2,343,000 | 2,046 |
| Salaries and employee benefits | $1,251,000 | 2,009 |
| Premises and equipment expense | $419,000 | 1,426 |
| Additional noninterest expense | $673,000 | 2,379 |
| Pre-tax net operating income | $-225,000 | 6,873 |
| Securities gains (losses) | $70,000 | 1,075 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-155,000 | 6,873 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-155,000 | 6,874 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-155,000 | 6,874 |
| Net charge-offs | $2,003,000 | 407 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-225,000 | 6,883 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,387,000 | 2,928 |
| Total interest expense | $2,392,000 | 2,408 |
| Net interest income | $6,995,000 | 3,076 |
| Provision for loan and lease losses | $4,642,000 | 834 |
| Total noninterest income | $3,882,000 | 1,254 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,427,000 | 602 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,455,000 | 1,683 |
| Total noninterest expense | $10,016,000 | 1,911 |
| Salaries and employee benefits | $4,725,000 | 2,055 |
| Premises and equipment expense | $1,762,000 | 1,419 |
| Additional noninterest expense | $3,529,000 | 1,911 |
| Pre-tax net operating income | $-3,781,000 | 6,984 |
| Securities gains (losses) | $991,000 | 447 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,790,000 | 6,927 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,790,000 | 6,927 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,790,000 | 6,927 |
| Net charge-offs | $1,736,000 | 1,695 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,781,000 | 6,990 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,404,000 | 2,816 |
| Total interest expense | $1,931,000 | 2,346 |
| Net interest income | $5,473,000 | 2,972 |
| Provision for loan and lease losses | $2,300,000 | 1,126 |
| Total noninterest income | $2,889,000 | 1,254 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,828,000 | 607 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,061,000 | 1,701 |
| Total noninterest expense | $7,894,000 | 1,830 |
| Salaries and employee benefits | $3,664,000 | 1,976 |
| Premises and equipment expense | $1,284,000 | 1,469 |
| Additional noninterest expense | $2,946,000 | 1,730 |
| Pre-tax net operating income | $-1,832,000 | 6,977 |
| Securities gains (losses) | $235,000 | 1,091 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,597,000 | 6,999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,597,000 | 7,000 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,597,000 | 7,000 |
| Net charge-offs | $1,549,000 | 1,456 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,832,000 | 7,022 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,948,000 | 2,832 |
| Total interest expense | $1,345,000 | 2,326 |
| Net interest income | $3,603,000 | 3,004 |
| Provision for loan and lease losses | $700,000 | 1,888 |
| Total noninterest income | $1,946,000 | 1,255 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,175,000 | 627 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $771,000 | 1,604 |
| Total noninterest expense | $4,943,000 | 1,951 |
| Salaries and employee benefits | $2,426,000 | 2,012 |
| Premises and equipment expense | $852,000 | 1,483 |
| Additional noninterest expense | $1,665,000 | 2,049 |
| Pre-tax net operating income | $-94,000 | 6,410 |
| Securities gains (losses) | $67,000 | 1,404 |
| Applicable income taxes | $-100,000 | 7,107 |
| Income before extraordinary items | $73,000 | 5,869 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $73,000 | 5,868 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $73,000 | 5,869 |
| Net charge-offs | $157,000 | 3,354 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $30,120 | 6,054 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 2,931 |
| Total interest expense | $708,000 | 2,291 |
| Net interest income | $1,690,000 | 3,174 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $923,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $527,000 | 677 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $396,000 | 1,582 |
| Total noninterest expense | $2,440,000 | 1,982 |
| Salaries and employee benefits | $1,204,000 | 2,029 |
| Premises and equipment expense | $426,000 | 1,515 |
| Additional noninterest expense | $810,000 | 2,077 |
| Pre-tax net operating income | $-427,000 | 7,045 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-152,000 | 7,348 |
| Income before extraordinary items | $-275,000 | 6,965 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-275,000 | 6,965 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-275,000 | 6,965 |
| Net charge-offs | $-22,000 | 7,218 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-275,000 | 6,946 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,729,000 | 2,772 |
| Total interest expense | $3,408,000 | 2,319 |
| Net interest income | $7,321,000 | 2,964 |
| Provision for loan and lease losses | $4,631,000 | 1,213 |
| Total noninterest income | $3,592,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,434,000 | 607 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,158,000 | 1,999 |
| Total noninterest expense | $12,310,000 | 1,620 |
| Salaries and employee benefits | $4,762,000 | 2,026 |
| Premises and equipment expense | $1,680,000 | 1,513 |
| Additional noninterest expense | $5,868,000 | 1,259 |
| Pre-tax net operating income | $-6,028,000 | 7,187 |
| Securities gains (losses) | $59,000 | 2,547 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,969,000 | 7,238 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,969,000 | 7,238 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,969,000 | 7,238 |
| Net charge-offs | $5,525,000 | 934 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-6,028,000 | 7,223 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 2,753 |
| Total interest expense | $2,640,000 | 2,348 |
| Net interest income | $5,714,000 | 2,889 |
| Provision for loan and lease losses | $4,631,000 | 927 |
| Total noninterest income | $2,710,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,830,000 | 620 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $880,000 | 1,958 |
| Total noninterest expense | $9,929,000 | 1,486 |
| Salaries and employee benefits | $3,677,000 | 1,973 |
| Premises and equipment expense | $1,276,000 | 1,520 |
| Additional noninterest expense | $4,976,000 | 1,080 |
| Pre-tax net operating income | $-6,136,000 | 7,425 |
| Securities gains (losses) | $59,000 | 2,312 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-6,077,000 | 7,471 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,077,000 | 7,471 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,077,000 | 7,471 |
| Net charge-offs | $4,486,000 | 846 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,136,000 | 7,454 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,684,000 | 2,716 |
| Total interest expense | $1,803,000 | 2,385 |
| Net interest income | $3,881,000 | 2,829 |
| Provision for loan and lease losses | $4,363,000 | 717 |
| Total noninterest income | $1,866,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,198,000 | 639 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $668,000 | 1,738 |
| Total noninterest expense | $7,682,000 | 1,286 |
| Salaries and employee benefits | $2,454,000 | 1,984 |
| Premises and equipment expense | $844,000 | 1,559 |
| Additional noninterest expense | $4,384,000 | 819 |
| Pre-tax net operating income | $-6,298,000 | 7,604 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-6,298,000 | 7,631 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,298,000 | 7,631 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,298,000 | 7,631 |
| Net charge-offs | $1,180,000 | 1,576 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,298,000 | 7,628 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 2,709 |
| Total interest expense | $918,000 | 2,454 |
| Net interest income | $2,007,000 | 2,772 |
| Provision for loan and lease losses | $1,250,000 | 998 |
| Total noninterest income | $957,000 | 1,278 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $575,000 | 666 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $382,000 | 1,550 |
| Total noninterest expense | $2,482,000 | 1,987 |
| Salaries and employee benefits | $1,224,000 | 2,019 |
| Premises and equipment expense | $413,000 | 1,634 |
| Additional noninterest expense | $845,000 | 2,008 |
| Pre-tax net operating income | $-768,000 | 7,328 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-768,000 | 7,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-768,000 | 7,398 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-768,000 | 7,399 |
| Net charge-offs | $424,000 | 1,722 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-768,000 | 7,380 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,686,000 | 2,597 |
| Total interest expense | $5,106,000 | 2,211 |
| Net interest income | $7,580,000 | 2,858 |
| Provision for loan and lease losses | $8,714,000 | 965 |
| Total noninterest income | $4,076,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,746,000 | 611 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,330,000 | 1,790 |
| Total noninterest expense | $11,977,000 | 1,700 |
| Salaries and employee benefits | $5,311,000 | 1,861 |
| Premises and equipment expense | $1,989,000 | 1,367 |
| Additional noninterest expense | $4,677,000 | 1,599 |
| Pre-tax net operating income | $-9,035,000 | 7,449 |
| Securities gains (losses) | $202,000 | 1,545 |
| Applicable income taxes | $-1,947,000 | 7,511 |
| Income before extraordinary items | $-6,886,000 | 7,423 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,886,000 | 7,422 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,886,000 | 7,422 |
| Net charge-offs | $5,714,000 | 1,033 |
| Cash dividends | $38,000 | 4,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,043,560 | 7,445 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,760,000 | 2,589 |
| Total interest expense | $4,066,000 | 2,193 |
| Net interest income | $5,694,000 | 2,857 |
| Provision for loan and lease losses | $6,464,000 | 873 |
| Total noninterest income | $3,161,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,053,000 | 614 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,108,000 | 1,705 |
| Total noninterest expense | $8,238,000 | 1,846 |
| Salaries and employee benefits | $4,087,000 | 1,832 |
| Premises and equipment expense | $1,447,000 | 1,422 |
| Additional noninterest expense | $2,704,000 | 1,951 |
| Pre-tax net operating income | $-5,847,000 | 7,559 |
| Securities gains (losses) | $14,000 | 2,872 |
| Applicable income taxes | $-980,000 | 7,551 |
| Income before extraordinary items | $-4,853,000 | 7,564 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,853,000 | 7,564 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,853,000 | 7,564 |
| Net charge-offs | $4,009,000 | 975 |
| Cash dividends | $38,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,864,620 | 7,572 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,592,000 | 2,594 |
| Total interest expense | $2,796,000 | 2,218 |
| Net interest income | $3,796,000 | 2,855 |
| Provision for loan and lease losses | $6,364,000 | 628 |
| Total noninterest income | $2,155,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,346,000 | 621 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $809,000 | 1,641 |
| Total noninterest expense | $5,708,000 | 1,794 |
| Salaries and employee benefits | $2,822,000 | 1,808 |
| Premises and equipment expense | $963,000 | 1,454 |
| Additional noninterest expense | $1,923,000 | 1,865 |
| Pre-tax net operating income | $-6,121,000 | 7,797 |
| Securities gains (losses) | $13,000 | 2,499 |
| Applicable income taxes | $-686,000 | 7,661 |
| Income before extraordinary items | $-5,422,000 | 7,824 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,422,000 | 7,823 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,422,000 | 7,823 |
| Net charge-offs | $3,236,000 | 808 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,433,570 | 7,836 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 2,495 |
| Total interest expense | $1,446,000 | 2,225 |
| Net interest income | $2,031,000 | 2,672 |
| Provision for loan and lease losses | $1,000,000 | 1,178 |
| Total noninterest income | $1,077,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $650,000 | 622 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $427,000 | 1,548 |
| Total noninterest expense | $2,807,000 | 1,761 |
| Salaries and employee benefits | $1,453,000 | 1,779 |
| Premises and equipment expense | $480,000 | 1,479 |
| Additional noninterest expense | $874,000 | 1,845 |
| Pre-tax net operating income | $-699,000 | 7,482 |
| Securities gains (losses) | $13,000 | 1,839 |
| Applicable income taxes | $-351,000 | 7,837 |
| Income before extraordinary items | $-335,000 | 7,256 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-335,000 | 7,257 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-335,000 | 7,257 |
| Net charge-offs | $983,000 | 964 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-343,320 | 7,225 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,435,000 | 2,177 |
| Total interest expense | $7,289,000 | 2,131 |
| Net interest income | $10,146,000 | 2,189 |
| Provision for loan and lease losses | $2,125,000 | 1,722 |
| Total noninterest income | $4,620,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,388,000 | 508 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,232,000 | 1,846 |
| Total noninterest expense | $11,801,000 | 1,655 |
| Salaries and employee benefits | $6,167,000 | 1,658 |
| Premises and equipment expense | $2,065,000 | 1,330 |
| Additional noninterest expense | $3,569,000 | 1,718 |
| Pre-tax net operating income | $840,000 | 4,080 |
| Securities gains (losses) | $-2,333,000 | 7,931 |
| Applicable income taxes | $-722,000 | 7,613 |
| Income before extraordinary items | $-771,000 | 6,877 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-771,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,688,000 | 862 |
| Cash dividends | $558,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $722,120 | 4,028 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,589,000 | 2,149 |
| Total interest expense | $5,674,000 | 2,144 |
| Net interest income | $7,915,000 | 2,117 |
| Provision for loan and lease losses | $2,125,000 | 1,137 |
| Total noninterest income | $3,496,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,550,000 | 514 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $946,000 | 1,898 |
| Total noninterest expense | $9,068,000 | 1,609 |
| Salaries and employee benefits | $4,882,000 | 1,608 |
| Premises and equipment expense | $1,565,000 | 1,325 |
| Additional noninterest expense | $2,621,000 | 1,696 |
| Pre-tax net operating income | $218,000 | 5,972 |
| Securities gains (losses) | $-2,224,000 | 8,077 |
| Applicable income taxes | $-901,000 | 8,019 |
| Income before extraordinary items | $-1,105,000 | 7,558 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,105,000 | 7,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,554,000 | 569 |
| Cash dividends | $363,000 | 3,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $318,360 | 5,309 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,399,000 | 2,101 |
| Total interest expense | $4,090,000 | 2,087 |
| Net interest income | $5,309,000 | 2,096 |
| Provision for loan and lease losses | $2,125,000 | 750 |
| Total noninterest income | $2,242,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,613,000 | 532 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $629,000 | 1,937 |
| Total noninterest expense | $5,989,000 | 1,619 |
| Salaries and employee benefits | $3,251,000 | 1,620 |
| Premises and equipment expense | $1,030,000 | 1,344 |
| Additional noninterest expense | $1,708,000 | 1,712 |
| Pre-tax net operating income | $-563,000 | 7,653 |
| Securities gains (losses) | $64,000 | 1,264 |
| Applicable income taxes | $-172,000 | 7,959 |
| Income before extraordinary items | $-327,000 | 7,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-327,000 | 7,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,312,000 | 397 |
| Cash dividends | $363,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-369,240 | 7,572 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 2,052 |
| Total interest expense | $2,288,000 | 2,016 |
| Net interest income | $2,664,000 | 2,088 |
| Provision for loan and lease losses | $2,125,000 | 389 |
| Total noninterest income | $1,094,000 | 1,241 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $743,000 | 575 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $351,000 | 1,776 |
| Total noninterest expense | $3,049,000 | 1,585 |
| Salaries and employee benefits | $1,645,000 | 1,605 |
| Premises and equipment expense | $544,000 | 1,267 |
| Additional noninterest expense | $860,000 | 1,667 |
| Pre-tax net operating income | $-1,416,000 | 8,325 |
| Securities gains (losses) | $58,000 | 1,005 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,358,000 | 8,352 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,358,000 | 8,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,155 |
| Cash dividends | $92,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,416,000 | 8,349 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,889,000 | 1,782 |
| Total interest expense | $11,340,000 | 1,766 |
| Net interest income | $12,549,000 | 1,799 |
| Provision for loan and lease losses | $2,800,000 | 653 |
| Total noninterest income | $4,081,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,226,000 | 538 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $855,000 | 2,467 |
| Total noninterest expense | $11,517,000 | 1,596 |
| Salaries and employee benefits | $6,255,000 | 1,613 |
| Premises and equipment expense | $1,812,000 | 1,475 |
| Additional noninterest expense | $3,450,000 | 1,603 |
| Pre-tax net operating income | $2,313,000 | 2,998 |
| Securities gains (losses) | $-584,000 | 8,385 |
| Applicable income taxes | $319,000 | 3,310 |
| Income before extraordinary items | $1,410,000 | 3,565 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,410,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,168,000 | 914 |
| Cash dividends | $777,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,888,880 | 2,937 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,410,000 | 1,752 |
| Total interest expense | $8,758,000 | 1,711 |
| Net interest income | $9,652,000 | 1,762 |
| Provision for loan and lease losses | $550,000 | 1,443 |
| Total noninterest income | $3,056,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,333,000 | 548 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $723,000 | 2,271 |
| Total noninterest expense | $8,643,000 | 1,581 |
| Salaries and employee benefits | $4,704,000 | 1,612 |
| Premises and equipment expense | $1,337,000 | 1,490 |
| Additional noninterest expense | $2,602,000 | 1,549 |
| Pre-tax net operating income | $3,515,000 | 1,846 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,062,000 | 1,570 |
| Income before extraordinary items | $2,453,000 | 2,036 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,453,000 | 2,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,398 |
| Cash dividends | $579,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,453,000 | 2,024 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,249,000 | 1,772 |
| Total interest expense | $5,916,000 | 1,693 |
| Net interest income | $6,333,000 | 1,813 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $1,802,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,313,000 | 663 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $489,000 | 2,280 |
| Total noninterest expense | $5,667,000 | 1,625 |
| Salaries and employee benefits | $3,156,000 | 1,633 |
| Premises and equipment expense | $868,000 | 1,549 |
| Additional noninterest expense | $1,643,000 | 1,649 |
| Pre-tax net operating income | $2,418,000 | 1,859 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $732,000 | 1,598 |
| Income before extraordinary items | $1,686,000 | 2,025 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,686,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 911 |
| Cash dividends | $337,000 | 2,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,686,000 | 2,008 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,980,000 | 1,809 |
| Total interest expense | $2,886,000 | 1,723 |
| Net interest income | $3,094,000 | 1,860 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $820,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $582,000 | 725 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $238,000 | 2,289 |
| Total noninterest expense | $2,885,000 | 1,593 |
| Salaries and employee benefits | $1,565,000 | 1,667 |
| Premises and equipment expense | $446,000 | 1,505 |
| Additional noninterest expense | $874,000 | 1,526 |
| Pre-tax net operating income | $1,029,000 | 2,115 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $284,000 | 1,920 |
| Income before extraordinary items | $745,000 | 2,194 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $745,000 | 2,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 588 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $745,000 | 2,186 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,895,000 | 1,913 |
| Total interest expense | $8,214,000 | 2,005 |
| Net interest income | $12,681,000 | 1,814 |
| Provision for loan and lease losses | $725,000 | 1,366 |
| Total noninterest income | $3,655,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,751,000 | 627 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $904,000 | 2,387 |
| Total noninterest expense | $10,679,000 | 1,667 |
| Salaries and employee benefits | $5,866,000 | 1,665 |
| Premises and equipment expense | $1,662,000 | 1,547 |
| Additional noninterest expense | $3,151,000 | 1,672 |
| Pre-tax net operating income | $4,932,000 | 1,908 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $1,510,000 | 1,652 |
| Income before extraordinary items | $3,428,000 | 2,053 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,428,000 | 2,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,121 |
| Cash dividends | $893,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,423,860 | 2,040 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,176,000 | 1,952 |
| Total interest expense | $5,765,000 | 2,064 |
| Net interest income | $9,411,000 | 1,852 |
| Provision for loan and lease losses | $325,000 | 2,004 |
| Total noninterest income | $2,753,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,013,000 | 653 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $740,000 | 2,259 |
| Total noninterest expense | $7,856,000 | 1,703 |
| Salaries and employee benefits | $4,331,000 | 1,698 |
| Premises and equipment expense | $1,213,000 | 1,602 |
| Additional noninterest expense | $2,312,000 | 1,701 |
| Pre-tax net operating income | $3,983,000 | 1,850 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,251,000 | 1,602 |
| Income before extraordinary items | $2,732,000 | 1,991 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,732,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,050 |
| Cash dividends | $689,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,732,000 | 1,984 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,648,000 | 1,996 |
| Total interest expense | $3,579,000 | 2,090 |
| Net interest income | $6,069,000 | 1,922 |
| Provision for loan and lease losses | $175,000 | 2,349 |
| Total noninterest income | $1,659,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,274,000 | 679 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $385,000 | 2,619 |
| Total noninterest expense | $4,979,000 | 1,790 |
| Salaries and employee benefits | $2,835,000 | 1,728 |
| Premises and equipment expense | $787,000 | 1,639 |
| Additional noninterest expense | $1,357,000 | 1,928 |
| Pre-tax net operating income | $2,574,000 | 1,905 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $773,000 | 1,708 |
| Income before extraordinary items | $1,801,000 | 2,008 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,801,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $209,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,801,000 | 1,997 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 2,052 |
| Total interest expense | $1,685,000 | 2,112 |
| Net interest income | $2,900,000 | 2,004 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $802,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $545,000 | 775 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $257,000 | 2,159 |
| Total noninterest expense | $2,430,000 | 1,829 |
| Salaries and employee benefits | $1,356,000 | 1,821 |
| Premises and equipment expense | $412,000 | 1,585 |
| Additional noninterest expense | $662,000 | 1,963 |
| Pre-tax net operating income | $1,197,000 | 1,974 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $341,000 | 1,846 |
| Income before extraordinary items | $856,000 | 2,061 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $856,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $856,000 | 2,043 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,840,000 | 2,106 |
| Total interest expense | $5,467,000 | 2,046 |
| Net interest income | $10,373,000 | 2,135 |
| Provision for loan and lease losses | $-150,000 | 8,663 |
| Total noninterest income | $2,253,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,876,000 | 922 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $377,000 | 3,876 |
| Total noninterest expense | $8,528,000 | 1,965 |
| Salaries and employee benefits | $5,063,000 | 1,837 |
| Premises and equipment expense | $1,465,000 | 1,669 |
| Additional noninterest expense | $2,000,000 | 2,493 |
| Pre-tax net operating income | $4,248,000 | 2,128 |
| Securities gains (losses) | $-31,000 | 8,009 |
| Applicable income taxes | $1,438,000 | 1,754 |
| Income before extraordinary items | $2,779,000 | 2,390 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,779,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-802,000 | 8,804 |
| Cash dividends | $378,000 | 4,075 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,729 |
| Net operating income | $2,799,460 | 2,350 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,545,000 | 2,113 |
| Total interest expense | $3,959,000 | 2,014 |
| Net interest income | $7,586,000 | 2,172 |
| Provision for loan and lease losses | $-250,000 | 8,759 |
| Total noninterest income | $1,722,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,376,000 | 948 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $346,000 | 3,545 |
| Total noninterest expense | $6,068,000 | 2,048 |
| Salaries and employee benefits | $3,678,000 | 1,873 |
| Premises and equipment expense | $1,011,000 | 1,785 |
| Additional noninterest expense | $1,379,000 | 2,669 |
| Pre-tax net operating income | $3,490,000 | 1,986 |
| Securities gains (losses) | $-31,000 | 8,339 |
| Applicable income taxes | $1,103,000 | 1,754 |
| Income before extraordinary items | $2,356,000 | 2,173 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,356,000 | 2,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-812,000 | 8,831 |
| Cash dividends | $168,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,377,080 | 2,126 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 2,119 |
| Total interest expense | $2,576,000 | 1,938 |
| Net interest income | $4,887,000 | 2,215 |
| Provision for loan and lease losses | $-250,000 | 8,777 |
| Total noninterest income | $1,132,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $893,000 | 955 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $239,000 | 3,442 |
| Total noninterest expense | $3,947,000 | 2,079 |
| Salaries and employee benefits | $2,418,000 | 1,888 |
| Premises and equipment expense | $636,000 | 1,877 |
| Additional noninterest expense | $893,000 | 2,725 |
| Pre-tax net operating income | $2,322,000 | 1,952 |
| Securities gains (losses) | $-33,000 | 8,503 |
| Applicable income taxes | $742,000 | 1,716 |
| Income before extraordinary items | $1,547,000 | 2,181 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,547,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-809,000 | 8,841 |
| Cash dividends | $168,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,569,440 | 2,117 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 2,226 |
| Total interest expense | $1,285,000 | 1,846 |
| Net interest income | $2,185,000 | 2,441 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $547,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $410,000 | 1,006 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,142 |
| Total noninterest expense | $1,922,000 | 2,154 |
| Salaries and employee benefits | $1,167,000 | 1,955 |
| Premises and equipment expense | $324,000 | 1,852 |
| Additional noninterest expense | $431,000 | 2,816 |
| Pre-tax net operating income | $760,000 | 2,672 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $222,000 | 2,433 |
| Income before extraordinary items | $544,000 | 2,834 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $544,000 | 2,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $539,740 | 2,813 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,834,000 | 2,236 |
| Total interest expense | $5,294,000 | 1,551 |
| Net interest income | $7,540,000 | 2,683 |
| Provision for loan and lease losses | $1,100,000 | 960 |
| Total noninterest income | $1,741,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,371,000 | 1,298 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $370,000 | 3,858 |
| Total noninterest expense | $7,313,000 | 2,177 |
| Salaries and employee benefits | $4,468,000 | 1,950 |
| Premises and equipment expense | $1,321,000 | 1,749 |
| Additional noninterest expense | $1,524,000 | 3,087 |
| Pre-tax net operating income | $868,000 | 5,588 |
| Securities gains (losses) | $62,000 | 1,572 |
| Applicable income taxes | $73,000 | 5,789 |
| Income before extraordinary items | $857,000 | 5,098 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $857,000 | 5,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,393,000 | 603 |
| Cash dividends | $252,000 | 4,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $799,960 | 5,193 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,456,000 | 2,244 |
| Total interest expense | $3,984,000 | 1,517 |
| Net interest income | $5,472,000 | 2,751 |
| Provision for loan and lease losses | $1,100,000 | 715 |
| Total noninterest income | $1,348,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,051,000 | 1,272 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $297,000 | 3,742 |
| Total noninterest expense | $5,395,000 | 2,196 |
| Salaries and employee benefits | $3,322,000 | 1,965 |
| Premises and equipment expense | $924,000 | 1,870 |
| Additional noninterest expense | $1,149,000 | 3,061 |
| Pre-tax net operating income | $325,000 | 7,070 |
| Securities gains (losses) | $62,000 | 1,498 |
| Applicable income taxes | $30,000 | 6,288 |
| Income before extraordinary items | $357,000 | 6,572 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $357,000 | 6,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,310,000 | 469 |
| Cash dividends | $126,000 | 4,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $299,960 | 6,827 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,302,000 | 2,220 |
| Total interest expense | $2,663,000 | 1,495 |
| Net interest income | $3,639,000 | 2,734 |
| Provision for loan and lease losses | $1,100,000 | 487 |
| Total noninterest income | $919,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $705,000 | 1,253 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $214,000 | 3,611 |
| Total noninterest expense | $3,605,000 | 2,193 |
| Salaries and employee benefits | $2,242,000 | 1,937 |
| Premises and equipment expense | $605,000 | 1,888 |
| Additional noninterest expense | $758,000 | 3,091 |
| Pre-tax net operating income | $-147,000 | 8,725 |
| Securities gains (losses) | $50,000 | 1,460 |
| Applicable income taxes | $-39,000 | 8,873 |
| Income before extraordinary items | $-58,000 | 8,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-58,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,310,000 | 348 |
| Cash dividends | $126,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-90,000 | 8,685 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 2,137 |
| Total interest expense | $1,330,000 | 1,503 |
| Net interest income | $1,942,000 | 2,553 |
| Provision for loan and lease losses | $1,100,000 | 294 |
| Total noninterest income | $448,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $341,000 | 1,259 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $107,000 | 3,564 |
| Total noninterest expense | $1,828,000 | 2,182 |
| Salaries and employee benefits | $1,123,000 | 1,947 |
| Premises and equipment expense | $319,000 | 1,823 |
| Additional noninterest expense | $386,000 | 3,009 |
| Pre-tax net operating income | $-538,000 | 9,046 |
| Securities gains (losses) | $50,000 | 1,193 |
| Applicable income taxes | $-183,000 | 9,062 |
| Income before extraordinary items | $-305,000 | 8,997 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-305,000 | 8,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-337,000 | 8,989 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,385,000 | 2,126 |
| Total interest expense | $5,923,000 | 1,500 |
| Net interest income | $7,462,000 | 2,584 |
| Provision for loan and lease losses | $500,000 | 2,155 |
| Total noninterest income | $1,766,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,400,000 | 1,238 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $366,000 | 4,136 |
| Total noninterest expense | $7,152,000 | 2,201 |
| Salaries and employee benefits | $4,447,000 | 1,934 |
| Premises and equipment expense | $1,213,000 | 1,885 |
| Additional noninterest expense | $1,492,000 | 3,094 |
| Pre-tax net operating income | $1,576,000 | 4,001 |
| Securities gains (losses) | $336,000 | 982 |
| Applicable income taxes | $591,000 | 3,089 |
| Income before extraordinary items | $1,321,000 | 3,871 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,321,000 | 3,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,531 |
| Cash dividends | $210,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 9,084 |
| Net operating income | $1,089,160 | 4,229 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,228,000 | 2,118 |
| Total interest expense | $4,560,000 | 1,526 |
| Net interest income | $5,668,000 | 2,568 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $1,381,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,026,000 | 1,280 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $355,000 | 3,745 |
| Total noninterest expense | $5,281,000 | 2,233 |
| Salaries and employee benefits | $3,285,000 | 1,961 |
| Premises and equipment expense | $846,000 | 2,031 |
| Additional noninterest expense | $1,150,000 | 3,007 |
| Pre-tax net operating income | $1,318,000 | 3,805 |
| Securities gains (losses) | $290,000 | 983 |
| Applicable income taxes | $468,000 | 3,143 |
| Income before extraordinary items | $1,140,000 | 3,638 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,140,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,593 |
| Cash dividends | $84,000 | 4,865 |
| Sale, conversion, retirement of capital stock, net | $-14,000 | 9,142 |
| Net operating income | $934,100 | 3,994 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 2,054 |
| Total interest expense | $3,125,000 | 1,543 |
| Net interest income | $3,970,000 | 2,454 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $904,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $647,000 | 1,329 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $257,000 | 3,576 |
| Total noninterest expense | $3,529,000 | 2,222 |
| Salaries and employee benefits | $2,174,000 | 1,961 |
| Premises and equipment expense | $581,000 | 1,958 |
| Additional noninterest expense | $774,000 | 2,956 |
| Pre-tax net operating income | $1,045,000 | 3,412 |
| Securities gains (losses) | $260,000 | 894 |
| Applicable income taxes | $375,000 | 2,816 |
| Income before extraordinary items | $930,000 | 3,131 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $930,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $84,000 | 4,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $745,400 | 3,496 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 1,999 |
| Total interest expense | $1,616,000 | 1,531 |
| Net interest income | $2,042,000 | 2,379 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $460,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $296,000 | 1,396 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $164,000 | 3,052 |
| Total noninterest expense | $1,772,000 | 2,203 |
| Salaries and employee benefits | $1,066,000 | 1,991 |
| Premises and equipment expense | $303,000 | 1,888 |
| Additional noninterest expense | $403,000 | 2,842 |
| Pre-tax net operating income | $580,000 | 3,156 |
| Securities gains (losses) | $92,000 | 1,047 |
| Applicable income taxes | $181,000 | 2,875 |
| Income before extraordinary items | $491,000 | 2,987 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $423,840 | 3,160 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,108,000 | 1,910 |
| Total interest expense | $6,969,000 | 1,633 |
| Net interest income | $9,139,000 | 2,121 |
| Provision for loan and lease losses | $1,790,000 | 818 |
| Total noninterest income | $1,329,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,295,000 | 1,250 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 8,065 |
| Total noninterest expense | $7,238,000 | 2,073 |
| Salaries and employee benefits | $4,480,000 | 1,794 |
| Premises and equipment expense | $1,168,000 | 1,896 |
| Additional noninterest expense | $1,590,000 | 2,827 |
| Pre-tax net operating income | $1,440,000 | 4,222 |
| Securities gains (losses) | $281,000 | 941 |
| Applicable income taxes | $560,000 | 3,233 |
| Income before extraordinary items | $1,161,000 | 4,172 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,161,000 | 4,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,801,000 | 603 |
| Cash dividends | $126,000 | 5,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $972,730 | 4,549 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,886,000 | 1,812 |
| Total interest expense | $9,200,000 | 1,766 |
| Net interest income | $9,686,000 | 1,841 |
| Provision for loan and lease losses | $1,095,000 | 1,170 |
| Total noninterest income | $1,571,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,408,000 | 1,058 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $163,000 | 5,360 |
| Total noninterest expense | $7,080,000 | 2,027 |
| Salaries and employee benefits | $4,461,000 | 1,693 |
| Premises and equipment expense | $1,176,000 | 1,830 |
| Additional noninterest expense | $1,443,000 | 2,969 |
| Pre-tax net operating income | $3,082,000 | 2,203 |
| Securities gains (losses) | $133,000 | 1,503 |
| Applicable income taxes | $1,160,000 | 1,869 |
| Income before extraordinary items | $2,055,000 | 2,468 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,055,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 1,704 |
| Cash dividends | $126,000 | 5,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,969,880 | 2,491 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,914,000 | 1,842 |
| Total interest expense | $9,171,000 | 1,878 |
| Net interest income | $9,743,000 | 1,804 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $1,487,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,224,000 | 1,112 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $263,000 | 4,197 |
| Total noninterest expense | $6,612,000 | 2,083 |
| Salaries and employee benefits | $4,260,000 | 1,675 |
| Premises and equipment expense | $965,000 | 2,137 |
| Additional noninterest expense | $1,387,000 | 3,013 |
| Pre-tax net operating income | $4,318,000 | 1,699 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $1,551,000 | 1,468 |
| Income before extraordinary items | $2,773,000 | 1,881 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,773,000 | 1,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,818 |
| Cash dividends | $160,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,769,160 | 1,881 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,967,000 | 2,029 |
| Total interest expense | $7,327,000 | 2,038 |
| Net interest income | $8,640,000 | 2,048 |
| Provision for loan and lease losses | $250,000 | 3,042 |
| Total noninterest income | $1,299,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,107,000 | 1,199 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $192,000 | 5,043 |
| Total noninterest expense | $6,258,000 | 2,181 |
| Salaries and employee benefits | $4,086,000 | 1,686 |
| Premises and equipment expense | $898,000 | 2,264 |
| Additional noninterest expense | $1,274,000 | 3,261 |
| Pre-tax net operating income | $3,431,000 | 2,145 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $1,212,000 | 1,908 |
| Income before extraordinary items | $2,220,000 | 2,341 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,220,000 | 2,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,187 |
| Cash dividends | $179,000 | 5,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,219,350 | 2,313 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,778,000 | 2,076 |
| Total interest expense | $7,824,000 | 1,955 |
| Net interest income | $7,954,000 | 2,143 |
| Provision for loan and lease losses | $275,000 | 2,807 |
| Total noninterest income | $1,199,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,032,000 | 1,218 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $167,000 | 5,411 |
| Total noninterest expense | $5,815,000 | 2,252 |
| Salaries and employee benefits | $3,716,000 | 1,793 |
| Premises and equipment expense | $822,000 | 2,385 |
| Additional noninterest expense | $1,277,000 | 3,195 |
| Pre-tax net operating income | $3,063,000 | 2,327 |
| Securities gains (losses) | $154,000 | 1,039 |
| Applicable income taxes | $1,129,000 | 2,093 |
| Income before extraordinary items | $2,088,000 | 2,464 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,088,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,946 |
| Cash dividends | $43,000 | 6,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,987,900 | 2,496 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,565,000 | 2,238 |
| Total interest expense | $6,838,000 | 2,211 |
| Net interest income | $7,727,000 | 2,277 |
| Provision for loan and lease losses | $250,000 | 2,930 |
| Total noninterest income | $1,125,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $942,000 | 1,368 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $183,000 | 5,173 |
| Total noninterest expense | $5,204,000 | 2,473 |
| Salaries and employee benefits | $3,325,000 | 1,980 |
| Premises and equipment expense | $755,000 | 2,557 |
| Additional noninterest expense | $1,124,000 | 3,538 |
| Pre-tax net operating income | $3,398,000 | 2,224 |
| Securities gains (losses) | $28,000 | 1,673 |
| Applicable income taxes | $1,199,000 | 2,088 |
| Income before extraordinary items | $2,227,000 | 2,341 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,227,000 | 2,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,707 |
| Cash dividends | $41,000 | 7,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,208,800 | 2,305 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,711,000 | 2,630 |
| Total interest expense | $6,445,000 | 2,393 |
| Net interest income | $6,266,000 | 2,825 |
| Provision for loan and lease losses | $250,000 | 2,928 |
| Total noninterest income | $1,228,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $981,000 | 1,372 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $247,000 | 4,569 |
| Total noninterest expense | $4,631,000 | 2,939 |
| Salaries and employee benefits | $2,957,000 | 2,254 |
| Premises and equipment expense | $654,000 | 2,959 |
| Additional noninterest expense | $1,020,000 | 4,340 |
| Pre-tax net operating income | $2,613,000 | 2,674 |
| Securities gains (losses) | $23,000 | 1,905 |
| Applicable income taxes | $892,000 | 2,598 |
| Income before extraordinary items | $1,744,000 | 2,789 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,744,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,829 |
| Cash dividends | $144,000 | 6,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,728,820 | 2,773 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,768,000 | 3,079 |
| Total interest expense | $5,481,000 | 2,788 |
| Net interest income | $5,287,000 | 3,353 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $1,125,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $934,000 | 1,463 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $191,000 | 5,266 |
| Total noninterest expense | $4,454,000 | 3,016 |
| Salaries and employee benefits | $2,731,000 | 2,436 |
| Premises and equipment expense | $561,000 | 3,402 |
| Additional noninterest expense | $1,162,000 | 3,849 |
| Pre-tax net operating income | $1,833,000 | 3,783 |
| Securities gains (losses) | $81,000 | 1,058 |
| Applicable income taxes | $632,000 | 3,542 |
| Income before extraordinary items | $1,282,000 | 3,727 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,282,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,131 |
| Cash dividends | $186,000 | 5,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,227,730 | 3,863 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,808,000 | 3,409 |
| Total interest expense | $3,387,000 | 3,546 |
| Net interest income | $5,421,000 | 3,308 |
| Provision for loan and lease losses | $146,000 | 3,670 |
| Total noninterest income | $1,076,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $911,000 | 1,489 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $165,000 | 5,902 |
| Total noninterest expense | $4,451,000 | 3,083 |
| Salaries and employee benefits | $2,584,000 | 2,579 |
| Premises and equipment expense | $599,000 | 3,274 |
| Additional noninterest expense | $1,268,000 | 3,862 |
| Pre-tax net operating income | $1,900,000 | 3,584 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $639,000 | 3,331 |
| Income before extraordinary items | $1,283,000 | 3,635 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,283,000 | 3,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,325 |
| Cash dividends | $127,000 | 6,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,268,260 | 3,709 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,256,000 | 3,700 |
| Total interest expense | $3,372,000 | 3,714 |
| Net interest income | $4,884,000 | 3,646 |
| Provision for loan and lease losses | $245,000 | 3,439 |
| Total noninterest income | $1,064,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $921,000 | 1,466 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $143,000 | 6,719 |
| Total noninterest expense | $4,094,000 | 3,416 |
| Salaries and employee benefits | $2,388,000 | 2,770 |
| Premises and equipment expense | $552,000 | 3,559 |
| Additional noninterest expense | $1,154,000 | 4,339 |
| Pre-tax net operating income | $1,609,000 | 4,073 |
| Securities gains (losses) | $129,000 | 2,164 |
| Applicable income taxes | $571,000 | 3,747 |
| Income before extraordinary items | $1,167,000 | 4,120 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,167,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,580 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,080,570 | 4,173 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,268,000 | 4,176 |
| Total interest expense | $3,755,000 | 4,293 |
| Net interest income | $4,513,000 | 3,997 |
| Provision for loan and lease losses | $328,000 | 3,931 |
| Total noninterest income | $977,000 | 3,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $850,000 | 1,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $3,878,000 | 3,606 |
| Salaries and employee benefits | $2,202,000 | 2,934 |
| Premises and equipment expense | $557,000 | 3,610 |
| Additional noninterest expense | $1,119,000 | 4,621 |
| Pre-tax net operating income | $1,284,000 | 4,654 |
| Securities gains (losses) | $285,000 | 1,584 |
| Applicable income taxes | $514,000 | 3,918 |
| Income before extraordinary items | $1,055,000 | 4,298 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,055,000 | 4,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 4,326 |
| Cash dividends | $163,000 | 5,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $864,050 | 4,761 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.