Home > Union State Bank > Net charge- offs to loans
Union State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4307% | 235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 4,259 |
| Percentage Net Loans Charged-off:Construction & development | -0.0342% | 4,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0481% | 4,376 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2464% | 4,513 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8586% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6530% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8271% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5642% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 4,297 |
| Percentage Net Loans Charged-off:Construction & development | -0.0366% | 4,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 4,414 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2376% | 4,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 3,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5080% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4299% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6756% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8508% | 100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 4,327 |
| Percentage Net Loans Charged-off:Construction & development | -0.0315% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0553% | 4,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2305% | 4,565 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8529% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4748% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7597% | 716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0257% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 4,374 |
| Percentage Net Loans Charged-off:Construction & development | -0.0392% | 4,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0478% | 4,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2364% | 4,643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1398% | 4,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3824% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7648% | 650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3313% | 4,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3852% | 4,694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0393% | 4,289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1779% | 4,606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0999% | 4,203 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0597% | 4,256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1791% | 1,696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0183% | 3,962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 3,860 |
| Percentage Net Loans Charged-off:Construction & development | -0.0149% | 4,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0327% | 4,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1458% | 4,608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1002% | 4,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0851% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0223% | 3,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 3,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.0118% | 4,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0343% | 4,136 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1477% | 3,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0960% | 4,014 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1297% | 4,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1297% | 4,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0113% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 4,152 |
| Percentage Net Loans Charged-off:Construction & development | -0.0229% | 4,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0730% | 4,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2802% | 3,503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0976% | 4,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8177% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8177% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 3,411 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 4,067 |
| Percentage Net Loans Charged-off:Construction & development | -0.0240% | 4,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 4,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1699% | 3,500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 3,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1595% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6658% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6658% | 202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 4,025 |
| Percentage Net Loans Charged-off:Construction & development | -0.0163% | 4,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 4,103 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1312% | 3,535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1787% | 4,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8387% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8387% | 173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 4,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 4,144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0633% | 3,486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2178% | 4,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0307% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0307% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 3,833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 4,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0249% | 4,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 4,248 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1174% | 3,583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2641% | 4,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0270% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0270% | 188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3947% | 4,937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5028% | 4,919 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 4,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.2159% | 4,896 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0494% | 3,515 |
| All other 1-4 family - Percent of loans charged-off, net | -2.9549% | 4,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2645% | 4,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4935% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5742% | 327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5188% | 4,977 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6719% | 4,957 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.9483% | 4,931 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0324% | 3,508 |
| All other 1-4 family - Percent of loans charged-off, net | -3.9665% | 4,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2873% | 4,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8870% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8870% | 246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8266% | 5,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0028% | 4,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -4.3006% | 4,958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0468% | 3,565 |
| All other 1-4 family - Percent of loans charged-off, net | -5.8085% | 4,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3439% | 4,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7420% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7420% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.5747% | 5,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.0228% | 5,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -8.5194% | 5,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -11.6827% | 5,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1198% | 4,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0231% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0231% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0908% | 4,940 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2158% | 5,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.5406% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.5867% | 5,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0809% | 3,687 |
| All other 1-4 family - Percent of loans charged-off, net | -2.0146% | 5,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5546% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1834% | 4,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1834% | 4,762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1211% | 5,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2825% | 5,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.7139% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.0889% | 5,150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0760% | 3,726 |
| All other 1-4 family - Percent of loans charged-off, net | -2.6169% | 5,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8047% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2376% | 4,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2376% | 4,832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2998% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1671% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 1.0718% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6001% | 5,169 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2355% | 3,850 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6934% | 5,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3019% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5146% | 5,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5146% | 4,982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6073% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3489% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 2.1614% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1536% | 5,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3717% | 3,914 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3418% | 5,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7034% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0709% | 5,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1782% | 5,213 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 4,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7292% | 5,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0820% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9689% | 5,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2232% | 4,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6807% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6807% | 1,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1452% | 5,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2638% | 5,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0600% | 5,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3861% | 5,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1015% | 4,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4863% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4863% | 1,308 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2396% | 5,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4026% | 5,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.5548% | 5,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -2.0402% | 5,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1115% | 4,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6648% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6648% | 966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 4,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1679% | 5,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.0243% | 4,631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6053% | 5,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8031% | 5,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1326% | 4,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3048% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3048% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1463% | 5,417 |
| Percentage Net Loans Charged-off:Construction & development | -0.1978% | 4,901 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0779% | 5,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2443% | 5,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0243% | 3,867 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3158% | 5,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0849% | 4,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2066% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 16.0494% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9835% | 816 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 2,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2389% | 5,548 |
| Percentage Net Loans Charged-off:Construction & development | -0.2688% | 4,999 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1111% | 5,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4669% | 5,573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 3,908 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6040% | 5,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0841% | 4,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1321% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 17.1160% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8405% | 894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 3,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3538% | 5,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.4074% | 5,087 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1561% | 5,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6952% | 5,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0488% | 3,962 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9008% | 5,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0816% | 4,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6846% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | 19.2593% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2453% | 2,033 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2311% | 781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1925% | 5,623 |
| Percentage Net Loans Charged-off:Construction & development | -0.1670% | 5,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5361% | 5,693 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0959% | 4,133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6774% | 5,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1193% | 4,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0664% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0687% | 2,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3011% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2343% | 570 |
| Percentage Net Loans Charged-off:Construction & development | -0.0653% | 4,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3787% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4058% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5420% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3218% | 5,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4142% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8169% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3253% | 575 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7884% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 2,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 5,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0668% | 4,861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0661% | 5,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0885% | 5,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4040% | 5,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9969% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6803% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8283% | 919 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6423% | 504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 2,834 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 5,239 |
| Percentage Net Loans Charged-off:Construction & development | -0.0555% | 4,910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0882% | 5,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1186% | 5,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5664% | 5,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0534% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0754% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8668% | 847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5291% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0493% | 5,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0607% | 5,489 |
| Percentage Net Loans Charged-off:Construction & development | -0.0530% | 4,989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1775% | 5,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2369% | 5,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0375% | 5,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9968% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8244% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9433% | 751 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5640% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 2,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.1044% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2173% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2621% | 5,951 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0540% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7345% | 6,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5236% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2298% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0144% | 5,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7165% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2403% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1294% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.1541% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3032% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 5,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 5,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9485% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0179% | 5,055 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3050% | 1,139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7710% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1566% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 5,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.1130% | 5,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 5,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 5,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2902% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0789% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4549% | 1,155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1116% | 2,507 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7447% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 5,633 |
| Percentage Net Loans Charged-off:Construction & development | -0.1776% | 5,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0983% | 5,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9732% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7504% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7677% | 80 |
| Percentage Net Loans Charged-off:Construction & development | 3.7686% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6843% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 4,411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9493% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8268% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4037% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3435% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0148% | 3,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6161% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8767% | 111 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1380% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 4.8109% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4113% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 4,450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5760% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8499% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6078% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2521% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1012% | 2,967 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8417% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3126% | 88 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5599% | 50 |
| Percentage Net Loans Charged-off:Construction & development | 5.3534% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 5,830 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0355% | 4,512 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 5,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3608% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9792% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5843% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1846% | 2,344 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3622% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0456% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1348% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 5,780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0668% | 4,606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2923% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1771% | 5,641 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8939% | 1,222 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1265% | 5,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8411% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6197% | 17 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7860% | 13 |
| Percentage Net Loans Charged-off:Construction & development | 15.1522% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7367% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0781% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7683% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5714% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1683% | 3,313 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4805% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0660% | 3,751 |
| Percentage Net Loans Charged-off: All other loans and lease | 24.2991% | 63 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.2082% | 10 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.3786% | 8 |
| Percentage Net Loans Charged-off:Construction & development | 18.9853% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1646% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4667% | 25 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 7.7417% | 14 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.1997% | 78 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2473% | 2,680 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6816% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1335% | 3,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 45.2613% | 38 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2390% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3202% | 348 |
| Percentage Net Loans Charged-off:Construction & development | 3.5750% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0504% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 6,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0398% | 6,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 5,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0942% | 5,685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8197% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1700% | 5,863 |
| Percentage Net Loans Charged-off: All other loans and lease | 51.3567% | 28 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2649% | 195 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4795% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 6.8154% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8701% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 6,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 6,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1660% | 5,869 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1956% | 5,914 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6048% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3548% | 6,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 68.4211% | 19 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0738% | 66 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2935% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 6.7476% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8283% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1855% | 3,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2591% | 2,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 27.8960% | 21 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1054% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9200% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7715% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 60.5809% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7499% | 214 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9124% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 8.8711% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0619% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1973% | 2,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2756% | 2,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1686% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8767% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0884% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6896% | 1,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 62.3723% | 31 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6791% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0218% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 12.9448% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5220% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3905% | 1,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5465% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0843% | 5,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4590% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9126% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2491% | 2,612 |
| Percentage Net Loans Charged-off: All other loans and lease | 59.9992% | 30 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.0943% | 45 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.9503% | 36 |
| Percentage Net Loans Charged-off:Construction & development | 25.8453% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9380% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8687% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2090% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1072% | 6,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0643% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0698% | 2,733 |
| Percentage Net Loans Charged-off: All other loans and lease | 60.7595% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3838% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3731% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | 2.7484% | 1,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0827% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2486% | 5,356 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9284% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5445% | 2,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9035% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5896% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7466% | 1,861 |
| Percentage Net Loans Charged-off: All other loans and lease | 53.2646% | 44 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6207% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6269% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 3.5688% | 1,132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9826% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3283% | 5,390 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8085% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7375% | 2,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0626% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2242% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8608% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | 52.7862% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 3,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2156% | 3,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.5248% | 1,895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3164% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4892% | 5,429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6020% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0421% | 6,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0519% | 3,974 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3110% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0251% | 6,076 |
| Percentage Net Loans Charged-off: All other loans and lease | 34.0699% | 54 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0672% | 6,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0601% | 7,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2522% | 7,303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9774% | 5,459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0411% | 6,022 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3551% | 6,774 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8439% | 1,404 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2829% | 6,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8176% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7702% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9242% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 8.1461% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9738% | 1,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1933% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0400% | 5,510 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5012% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3106% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6593% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6235% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 27.6573% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9882% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0829% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 8.6541% | 645 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3199% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4039% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4351% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3312% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6899% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5575% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 26.6942% | 91 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5392% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5464% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 4.7155% | 1,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3025% | 1,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3235% | 7,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4199% | 7,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4456% | 2,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3541% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2325% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 26.2626% | 80 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0886% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0806% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 3.3427% | 990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6069% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8270% | 7,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0770% | 7,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7856% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0848% | 6,611 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0580% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.0476% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2953% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5278% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 4.8851% | 1,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2757% | 2,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.7227% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.1248% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7865% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 6.0909% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1360% | 2,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7059% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2262% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 44.6794% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0150% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1413% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 2.4692% | 1,579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3587% | 1,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 27.3731% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.2550% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0488% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 7.4623% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4885% | 1,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2455% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7273% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 36.6862% | 79 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5750% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7172% | 333 |
| Percentage Net Loans Charged-off:Construction & development | 3.2383% | 1,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 40.7434% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.7854% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0553% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 7.8536% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1990% | 1,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3552% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2012% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 36.9410% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1271% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2574% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.8458% | 1,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 80.8964% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2698% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3466% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0794% | 2,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7874% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 41.6901% | 58 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7953% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9218% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 6.0692% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3800% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7568% | 305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1335% | 2,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1526% | 2,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1258% | 3,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6974% | 3,067 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8662% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 51.2640% | 54 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2611% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4771% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 8.3937% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4879% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 1,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1892% | 1,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1752% | 2,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7382% | 2,477 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8000% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 46.3384% | 44 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1010% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4651% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 10.3791% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4835% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2103% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4312% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2076% | 2,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1728% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1429% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 38.6047% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4303% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1849% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.6179% | 565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1291% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1412% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5064% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0475% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | 14.0351% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 57.3410% | 36 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5490% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 4,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0201% | 1,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 6,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9360% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 63.8021% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2150% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 3,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0265% | 964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 6,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5641% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2747% | 1,064 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 70.2360% | 20 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3398% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0198% | 6,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2880% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4121% | 913 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 125.5985% | 10 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5620% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2769% | 7,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8097% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 209.3588% | 7 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2657% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 7,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 8,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 8,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6722% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2048% | 833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 25.5591% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2318% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 7,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 8,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 8,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5710% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8065% | 890 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.5301% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 7,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 8,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 8,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5246% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1819% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.9330% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 8,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 8,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2968% | 2,752 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3952% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1429% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4923% | 8,717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3941% | 8,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7571% | 8,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 8,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0281% | 8,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6291% | 8,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2049% | 5,057 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6944% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6829% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6885% | 8,747 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5441% | 8,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0311% | 8,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 8,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 8,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1462% | 8,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1776% | 4,737 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7882% | 789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5832% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0775% | 8,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8569% | 8,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5895% | 8,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 8,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 8,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.2234% | 8,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4118% | 3,192 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1494% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7572% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 6,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1444% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1571% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3595% | 7,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2808% | 3,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3599% | 7,697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1195% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3648% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3194% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 1,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0778% | 1,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2661% | 8,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4628% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2173% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3631% | 7,830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4474% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8956% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1815% | 54 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1141% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2359% | 7,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2002% | 4,978 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7334% | 994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6790% | 7,806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2147% | 148 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9386% | 23 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8966% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2012% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2188% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3149% | 8,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1992% | 4,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.8008% | 7,834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 3,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1724% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6387% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6919% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2935% | 7,964 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3439% | 8,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0152% | 7,712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 2,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 8,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1321% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1420% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2244% | 3,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2023% | 5,873 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4364% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2458% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0874% | 4,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,925 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 7,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3520% | 2,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2468% | 5,151 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3281% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5078% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 5,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,988 |
| Percentage Net Loans Charged-off:Construction & development | -0.0297% | 7,964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1395% | 2,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0754% | 5,708 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6630% | 1,123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 4,238 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 8,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 8,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2074% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1083% | 4,660 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0084% | 895 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2709% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6071% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.1483% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0766% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1664% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8022% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4043% | 4,779 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7746% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7935% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2747% | 2,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0341% | 1,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0823% | 6,760 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3850% | 1,114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8572% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 4,563 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 4,965 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 4,625 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 5,438 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1256% | 5,243 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 3,829 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2213% | 3,758 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3041% | 4,159 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3525% | 5,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |