Home > Union State Bank > Income and Expense
Union State Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $188,081,000 | 262 |
| Total interest expense | $94,862,000 | 242 |
| Net interest income | $93,219,000 | 279 |
| Provision for loan and lease losses | $17,027,000 | 178 |
| Total noninterest income | $7,007,000 | 833 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,229,000 | 537 |
| Trading account gains and fees | $454,000 | 83 |
| Additional Noninterest Income | $3,324,000 | 935 |
| Total noninterest expense | $51,555,000 | 395 |
| Salaries and employee benefits | $32,840,000 | 300 |
| Premises and equipment expense | $8,417,000 | 333 |
| Additional noninterest expense | $10,298,000 | 566 |
| Pre-tax net operating income | $31,644,000 | 334 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,389,000 | 296 |
| Income before extraordinary items | $20,255,000 | 358 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $20,255,000 | 355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,225,000 | 872 |
| Cash dividends | $34,310,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $20,255,000 | 354 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $142,174,000 | 253 |
| Total interest expense | $71,318,000 | 244 |
| Net interest income | $70,856,000 | 269 |
| Provision for loan and lease losses | $693,000 | 1,220 |
| Total noninterest income | $5,251,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,437,000 | 527 |
| Trading account gains and fees | $454,000 | 86 |
| Additional Noninterest Income | $2,360,000 | 977 |
| Total noninterest expense | $38,207,000 | 392 |
| Salaries and employee benefits | $24,470,000 | 304 |
| Premises and equipment expense | $6,093,000 | 347 |
| Additional noninterest expense | $7,644,000 | 556 |
| Pre-tax net operating income | $37,207,000 | 253 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $12,010,000 | 258 |
| Income before extraordinary items | $25,197,000 | 255 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $25,197,000 | 253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,173,000 | 579 |
| Cash dividends | $24,310,000 | 176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $25,197,000 | 252 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $94,639,000 | 263 |
| Total interest expense | $47,410,000 | 253 |
| Net interest income | $47,229,000 | 277 |
| Provision for loan and lease losses | $704,000 | 775 |
| Total noninterest income | $3,423,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,643,000 | 527 |
| Trading account gains and fees | $340,000 | 88 |
| Additional Noninterest Income | $1,440,000 | 1,079 |
| Total noninterest expense | $25,753,000 | 403 |
| Salaries and employee benefits | $16,294,000 | 312 |
| Premises and equipment expense | $4,102,000 | 354 |
| Additional noninterest expense | $5,357,000 | 548 |
| Pre-tax net operating income | $24,195,000 | 275 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,723,000 | 283 |
| Income before extraordinary items | $16,472,000 | 278 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,472,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,099,000 | 421 |
| Cash dividends | $20,010,000 | 167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $16,472,000 | 275 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $46,624,000 | 268 |
| Total interest expense | $23,137,000 | 258 |
| Net interest income | $23,487,000 | 278 |
| Provision for loan and lease losses | $347,000 | 705 |
| Total noninterest income | $1,735,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $820,000 | 512 |
| Trading account gains and fees | $184,000 | 97 |
| Additional Noninterest Income | $731,000 | 1,048 |
| Total noninterest expense | $12,747,000 | 401 |
| Salaries and employee benefits | $8,151,000 | 318 |
| Premises and equipment expense | $2,042,000 | 352 |
| Additional noninterest expense | $2,554,000 | 558 |
| Pre-tax net operating income | $12,128,000 | 284 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,943,000 | 280 |
| Income before extraordinary items | $8,185,000 | 283 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,185,000 | 282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 406 |
| Cash dividends | $6,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $8,185,000 | 279 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $177,385,000 | 266 |
| Total interest expense | $79,899,000 | 253 |
| Net interest income | $97,486,000 | 259 |
| Provision for loan and lease losses | $1,619,000 | 676 |
| Total noninterest income | $8,179,000 | 722 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,309,000 | 520 |
| Trading account gains and fees | $838,000 | 76 |
| Additional Noninterest Income | $4,032,000 | 811 |
| Total noninterest expense | $49,732,000 | 388 |
| Salaries and employee benefits | $31,665,000 | 312 |
| Premises and equipment expense | $7,986,000 | 337 |
| Additional noninterest expense | $10,081,000 | 561 |
| Pre-tax net operating income | $54,314,000 | 263 |
| Securities gains (losses) | $426,000 | 264 |
| Applicable income taxes | $17,947,000 | 256 |
| Income before extraordinary items | $36,793,000 | 262 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $36,793,000 | 261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 836 |
| Cash dividends | $22,710,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $36,507,580 | 260 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $130,801,000 | 275 |
| Total interest expense | $57,405,000 | 267 |
| Net interest income | $73,396,000 | 273 |
| Provision for loan and lease losses | $1,344,000 | 590 |
| Total noninterest income | $5,664,000 | 793 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,489,000 | 514 |
| Trading account gains and fees | $389,000 | 81 |
| Additional Noninterest Income | $2,786,000 | 867 |
| Total noninterest expense | $37,114,000 | 394 |
| Salaries and employee benefits | $23,665,000 | 326 |
| Premises and equipment expense | $5,885,000 | 351 |
| Additional noninterest expense | $7,564,000 | 563 |
| Pre-tax net operating income | $40,602,000 | 281 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $13,249,000 | 280 |
| Income before extraordinary items | $27,353,000 | 277 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $27,353,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $754,000 | 579 |
| Cash dividends | $17,210,000 | 208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $27,353,000 | 274 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $85,220,000 | 280 |
| Total interest expense | $36,366,000 | 272 |
| Net interest income | $48,854,000 | 275 |
| Provision for loan and lease losses | $1,307,000 | 394 |
| Total noninterest income | $3,559,000 | 825 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,663,000 | 510 |
| Trading account gains and fees | $224,000 | 82 |
| Additional Noninterest Income | $1,672,000 | 952 |
| Total noninterest expense | $24,668,000 | 400 |
| Salaries and employee benefits | $15,703,000 | 329 |
| Premises and equipment expense | $3,890,000 | 355 |
| Additional noninterest expense | $5,075,000 | 560 |
| Pre-tax net operating income | $26,438,000 | 287 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,605,000 | 291 |
| Income before extraordinary items | $17,833,000 | 286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $17,833,000 | 286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 809 |
| Cash dividends | $11,210,000 | 203 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $17,833,000 | 283 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $41,816,000 | 279 |
| Total interest expense | $17,167,000 | 273 |
| Net interest income | $24,649,000 | 273 |
| Provision for loan and lease losses | $309,000 | 753 |
| Total noninterest income | $1,952,000 | 754 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $829,000 | 495 |
| Trading account gains and fees | $199,000 | 74 |
| Additional Noninterest Income | $924,000 | 856 |
| Total noninterest expense | $12,529,000 | 394 |
| Salaries and employee benefits | $8,069,000 | 321 |
| Premises and equipment expense | $1,948,000 | 352 |
| Additional noninterest expense | $2,512,000 | 550 |
| Pre-tax net operating income | $13,763,000 | 269 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,489,000 | 268 |
| Income before extraordinary items | $9,274,000 | 267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,274,000 | 266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 821 |
| Cash dividends | $2,700,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $9,274,000 | 265 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $158,386,000 | 258 |
| Total interest expense | $59,136,000 | 245 |
| Net interest income | $99,250,000 | 268 |
| Provision for loan and lease losses | $611,000 | 1,601 |
| Total noninterest income | $7,904,000 | 738 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,598,000 | 473 |
| Trading account gains and fees | $671,000 | 74 |
| Additional Noninterest Income | $3,635,000 | 873 |
| Total noninterest expense | $51,276,000 | 378 |
| Salaries and employee benefits | $33,089,000 | 292 |
| Premises and equipment expense | $7,759,000 | 329 |
| Additional noninterest expense | $10,428,000 | 538 |
| Pre-tax net operating income | $55,267,000 | 258 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $17,881,000 | 261 |
| Income before extraordinary items | $37,386,000 | 255 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $37,386,000 | 256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,222 |
| Cash dividends | $15,510,000 | 288 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $37,386,000 | 251 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $117,151,000 | 256 |
| Total interest expense | $43,031,000 | 242 |
| Net interest income | $74,120,000 | 265 |
| Provision for loan and lease losses | $441,000 | 1,589 |
| Total noninterest income | $5,866,000 | 756 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,749,000 | 464 |
| Trading account gains and fees | $373,000 | 76 |
| Additional Noninterest Income | $2,744,000 | 873 |
| Total noninterest expense | $38,687,000 | 372 |
| Salaries and employee benefits | $24,759,000 | 293 |
| Premises and equipment expense | $5,783,000 | 332 |
| Additional noninterest expense | $8,145,000 | 522 |
| Pre-tax net operating income | $40,858,000 | 266 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $13,074,000 | 274 |
| Income before extraordinary items | $27,784,000 | 261 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $27,784,000 | 262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,216 |
| Cash dividends | $12,010,000 | 263 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $27,784,000 | 256 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $76,643,000 | 254 |
| Total interest expense | $27,506,000 | 236 |
| Net interest income | $49,137,000 | 260 |
| Provision for loan and lease losses | $391,000 | 1,210 |
| Total noninterest income | $3,703,000 | 773 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,831,000 | 451 |
| Trading account gains and fees | $238,000 | 75 |
| Additional Noninterest Income | $1,634,000 | 941 |
| Total noninterest expense | $25,600,000 | 373 |
| Salaries and employee benefits | $16,518,000 | 288 |
| Premises and equipment expense | $3,862,000 | 327 |
| Additional noninterest expense | $5,220,000 | 535 |
| Pre-tax net operating income | $26,849,000 | 259 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,552,000 | 270 |
| Income before extraordinary items | $18,297,000 | 255 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $18,297,000 | 255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $8,010,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $18,297,000 | 252 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $37,187,000 | 256 |
| Total interest expense | $13,111,000 | 235 |
| Net interest income | $24,076,000 | 267 |
| Provision for loan and lease losses | $241,000 | 952 |
| Total noninterest income | $1,827,000 | 770 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $904,000 | 441 |
| Trading account gains and fees | $124,000 | 80 |
| Additional Noninterest Income | $799,000 | 949 |
| Total noninterest expense | $13,061,000 | 356 |
| Salaries and employee benefits | $8,285,000 | 287 |
| Premises and equipment expense | $2,050,000 | 310 |
| Additional noninterest expense | $2,726,000 | 510 |
| Pre-tax net operating income | $12,601,000 | 265 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,131,000 | 272 |
| Income before extraordinary items | $8,470,000 | 266 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $8,470,000 | 266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,526 |
| Cash dividends | $3,000,000 | 256 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $8,470,000 | 263 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $145,576,000 | 244 |
| Total interest expense | $53,593,000 | 206 |
| Net interest income | $91,983,000 | 274 |
| Provision for loan and lease losses | $3,687,000 | 323 |
| Total noninterest income | $7,798,000 | 737 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,256,000 | 404 |
| Trading account gains and fees | $575,000 | 79 |
| Additional Noninterest Income | $2,967,000 | 992 |
| Total noninterest expense | $50,000,000 | 367 |
| Salaries and employee benefits | $30,733,000 | 305 |
| Premises and equipment expense | $7,849,000 | 306 |
| Additional noninterest expense | $11,418,000 | 486 |
| Pre-tax net operating income | $46,094,000 | 274 |
| Securities gains (losses) | $1,133,000 | 258 |
| Applicable income taxes | $15,522,000 | 273 |
| Income before extraordinary items | $31,705,000 | 272 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $31,705,000 | 272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,212,000 | 319 |
| Cash dividends | $5,210,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $30,945,890 | 267 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $106,938,000 | 248 |
| Total interest expense | $39,508,000 | 203 |
| Net interest income | $67,430,000 | 280 |
| Provision for loan and lease losses | $664,000 | 1,147 |
| Total noninterest income | $5,851,000 | 750 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,206,000 | 412 |
| Trading account gains and fees | $136,000 | 96 |
| Additional Noninterest Income | $2,509,000 | 917 |
| Total noninterest expense | $36,982,000 | 379 |
| Salaries and employee benefits | $22,478,000 | 313 |
| Premises and equipment expense | $5,863,000 | 307 |
| Additional noninterest expense | $8,641,000 | 481 |
| Pre-tax net operating income | $35,635,000 | 266 |
| Securities gains (losses) | $1,131,000 | 246 |
| Applicable income taxes | $12,337,000 | 270 |
| Income before extraordinary items | $24,429,000 | 270 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $24,429,000 | 271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,564 |
| Cash dividends | $3,210,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $23,682,540 | 268 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $70,219,000 | 247 |
| Total interest expense | $26,279,000 | 197 |
| Net interest income | $43,940,000 | 279 |
| Provision for loan and lease losses | $554,000 | 897 |
| Total noninterest income | $3,843,000 | 754 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,168,000 | 402 |
| Trading account gains and fees | $85,000 | 101 |
| Additional Noninterest Income | $1,590,000 | 948 |
| Total noninterest expense | $24,283,000 | 378 |
| Salaries and employee benefits | $14,956,000 | 310 |
| Premises and equipment expense | $3,814,000 | 311 |
| Additional noninterest expense | $5,513,000 | 494 |
| Pre-tax net operating income | $22,946,000 | 269 |
| Securities gains (losses) | $1,131,000 | 196 |
| Applicable income taxes | $8,086,000 | 269 |
| Income before extraordinary items | $15,991,000 | 274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,991,000 | 275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,800 |
| Cash dividends | $3,210,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $15,244,540 | 272 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $34,229,000 | 252 |
| Total interest expense | $13,055,000 | 202 |
| Net interest income | $21,174,000 | 288 |
| Provision for loan and lease losses | $211,000 | 1,105 |
| Total noninterest income | $1,816,000 | 768 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,096,000 | 391 |
| Trading account gains and fees | $40,000 | 93 |
| Additional Noninterest Income | $680,000 | 1,033 |
| Total noninterest expense | $11,724,000 | 393 |
| Salaries and employee benefits | $7,253,000 | 323 |
| Premises and equipment expense | $1,873,000 | 326 |
| Additional noninterest expense | $2,598,000 | 515 |
| Pre-tax net operating income | $11,055,000 | 273 |
| Securities gains (losses) | $1,112,000 | 156 |
| Applicable income taxes | $4,007,000 | 273 |
| Income before extraordinary items | $8,160,000 | 271 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,160,000 | 272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,016 |
| Cash dividends | $3,200,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $7,414,960 | 266 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $131,211,000 | 263 |
| Total interest expense | $50,750,000 | 217 |
| Net interest income | $80,461,000 | 286 |
| Provision for loan and lease losses | $2,513,000 | 553 |
| Total noninterest income | $7,665,000 | 805 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,940,000 | 433 |
| Trading account gains and fees | $118,000 | 122 |
| Additional Noninterest Income | $3,607,000 | 963 |
| Total noninterest expense | $44,316,000 | 419 |
| Salaries and employee benefits | $26,972,000 | 342 |
| Premises and equipment expense | $6,877,000 | 354 |
| Additional noninterest expense | $10,467,000 | 537 |
| Pre-tax net operating income | $41,297,000 | 285 |
| Securities gains (losses) | $8,383,000 | 123 |
| Applicable income taxes | $17,862,000 | 249 |
| Income before extraordinary items | $31,818,000 | 273 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $31,818,000 | 274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,885,000 | 581 |
| Cash dividends | $13,310,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $26,452,880 | 288 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $96,772,000 | 276 |
| Total interest expense | $37,671,000 | 228 |
| Net interest income | $59,101,000 | 300 |
| Provision for loan and lease losses | $2,063,000 | 522 |
| Total noninterest income | $5,699,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,887,000 | 448 |
| Trading account gains and fees | $67,000 | 125 |
| Additional Noninterest Income | $2,745,000 | 982 |
| Total noninterest expense | $32,771,000 | 424 |
| Salaries and employee benefits | $20,017,000 | 352 |
| Premises and equipment expense | $5,117,000 | 363 |
| Additional noninterest expense | $7,637,000 | 552 |
| Pre-tax net operating income | $29,966,000 | 298 |
| Securities gains (losses) | $8,383,000 | 117 |
| Applicable income taxes | $13,666,000 | 254 |
| Income before extraordinary items | $24,683,000 | 276 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $24,683,000 | 276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,803,000 | 476 |
| Cash dividends | $10,310,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $19,317,880 | 301 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $63,902,000 | 280 |
| Total interest expense | $24,887,000 | 239 |
| Net interest income | $39,015,000 | 305 |
| Provision for loan and lease losses | $1,672,000 | 441 |
| Total noninterest income | $3,561,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,840,000 | 465 |
| Trading account gains and fees | $58,000 | 118 |
| Additional Noninterest Income | $1,663,000 | 1,041 |
| Total noninterest expense | $21,861,000 | 429 |
| Salaries and employee benefits | $13,270,000 | 354 |
| Premises and equipment expense | $3,410,000 | 366 |
| Additional noninterest expense | $5,181,000 | 548 |
| Pre-tax net operating income | $19,043,000 | 309 |
| Securities gains (losses) | $8,383,000 | 99 |
| Applicable income taxes | $9,703,000 | 248 |
| Income before extraordinary items | $17,723,000 | 266 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $17,723,000 | 267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,722,000 | 372 |
| Cash dividends | $6,510,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $12,274,050 | 313 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $31,354,000 | 287 |
| Total interest expense | $12,177,000 | 253 |
| Net interest income | $19,177,000 | 315 |
| Provision for loan and lease losses | $339,000 | 839 |
| Total noninterest income | $1,697,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $918,000 | 458 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $779,000 | 1,073 |
| Total noninterest expense | $10,572,000 | 438 |
| Salaries and employee benefits | $6,441,000 | 359 |
| Premises and equipment expense | $1,684,000 | 373 |
| Additional noninterest expense | $2,447,000 | 572 |
| Pre-tax net operating income | $9,963,000 | 299 |
| Securities gains (losses) | $3,032,000 | 116 |
| Applicable income taxes | $4,665,000 | 261 |
| Income before extraordinary items | $8,330,000 | 279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,330,000 | 279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,771 |
| Cash dividends | $2,000,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,389,520 | 301 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $125,416,000 | 306 |
| Total interest expense | $49,537,000 | 278 |
| Net interest income | $75,879,000 | 323 |
| Provision for loan and lease losses | $4,109,000 | 440 |
| Total noninterest income | $6,361,000 | 860 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,343,000 | 489 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,018,000 | 993 |
| Total noninterest expense | $39,257,000 | 450 |
| Salaries and employee benefits | $24,024,000 | 358 |
| Premises and equipment expense | $6,254,000 | 392 |
| Additional noninterest expense | $8,979,000 | 604 |
| Pre-tax net operating income | $38,874,000 | 299 |
| Securities gains (losses) | $6,405,000 | 136 |
| Applicable income taxes | $15,566,000 | 269 |
| Income before extraordinary items | $29,713,000 | 279 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $29,713,000 | 279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,192,000 | 539 |
| Cash dividends | $5,610,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $25,485,700 | 297 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $132,028,000 | 317 |
| Total interest expense | $68,184,000 | 295 |
| Net interest income | $63,844,000 | 337 |
| Provision for loan and lease losses | $1,684,000 | 813 |
| Total noninterest income | $6,203,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,517,000 | 425 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,686,000 | 1,022 |
| Total noninterest expense | $35,392,000 | 480 |
| Salaries and employee benefits | $21,133,000 | 379 |
| Premises and equipment expense | $6,247,000 | 376 |
| Additional noninterest expense | $8,012,000 | 670 |
| Pre-tax net operating income | $32,971,000 | 290 |
| Securities gains (losses) | $1,820,000 | 261 |
| Applicable income taxes | $11,989,000 | 301 |
| Income before extraordinary items | $22,802,000 | 299 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $22,802,000 | 298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,375 |
| Cash dividends | $7,510,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $21,600,800 | 290 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $135,304,000 | 335 |
| Total interest expense | $73,720,000 | 326 |
| Net interest income | $61,584,000 | 349 |
| Provision for loan and lease losses | $3,125,000 | 447 |
| Total noninterest income | $4,947,000 | 937 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,481,000 | 388 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,466,000 | 1,407 |
| Total noninterest expense | $31,139,000 | 518 |
| Salaries and employee benefits | $18,821,000 | 396 |
| Premises and equipment expense | $5,670,000 | 402 |
| Additional noninterest expense | $6,648,000 | 769 |
| Pre-tax net operating income | $32,267,000 | 319 |
| Securities gains (losses) | $107,000 | 552 |
| Applicable income taxes | $11,158,000 | 317 |
| Income before extraordinary items | $21,216,000 | 318 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $21,216,000 | 318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,474,000 | 424 |
| Cash dividends | $11,811,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $21,145,380 | 317 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $106,810,000 | 385 |
| Total interest expense | $52,016,000 | 372 |
| Net interest income | $54,794,000 | 389 |
| Provision for loan and lease losses | $2,285,000 | 509 |
| Total noninterest income | $4,706,000 | 986 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,340,000 | 412 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,366,000 | 1,491 |
| Total noninterest expense | $28,630,000 | 562 |
| Salaries and employee benefits | $17,057,000 | 442 |
| Premises and equipment expense | $5,400,000 | 429 |
| Additional noninterest expense | $6,173,000 | 832 |
| Pre-tax net operating income | $28,585,000 | 376 |
| Securities gains (losses) | $527,000 | 332 |
| Applicable income taxes | $10,679,000 | 355 |
| Income before extraordinary items | $18,433,000 | 388 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $18,433,000 | 388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,235 |
| Cash dividends | $7,000,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $18,095,720 | 383 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $80,488,000 | 475 |
| Total interest expense | $40,250,000 | 460 |
| Net interest income | $40,238,000 | 477 |
| Provision for loan and lease losses | $1,200,000 | 825 |
| Total noninterest income | $3,878,000 | 1,114 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,623,000 | 494 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,255,000 | 1,581 |
| Total noninterest expense | $24,128,000 | 640 |
| Salaries and employee benefits | $13,846,000 | 533 |
| Premises and equipment expense | $4,643,000 | 476 |
| Additional noninterest expense | $5,639,000 | 882 |
| Pre-tax net operating income | $18,788,000 | 463 |
| Securities gains (losses) | $1,215,000 | 337 |
| Applicable income taxes | $4,246,000 | 653 |
| Income before extraordinary items | $15,757,000 | 403 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $15,757,000 | 403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,111 |
| Cash dividends | $4,045,000 | 758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $14,797,150 | 398 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $70,754,000 | 530 |
| Total interest expense | $35,292,000 | 514 |
| Net interest income | $35,462,000 | 536 |
| Provision for loan and lease losses | $2,320,000 | 520 |
| Total noninterest income | $4,586,000 | 983 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,555,000 | 519 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,031,000 | 1,092 |
| Total noninterest expense | $21,756,000 | 693 |
| Salaries and employee benefits | $12,396,000 | 551 |
| Premises and equipment expense | $3,992,000 | 535 |
| Additional noninterest expense | $5,368,000 | 914 |
| Pre-tax net operating income | $15,972,000 | 552 |
| Securities gains (losses) | $1,004,000 | 276 |
| Applicable income taxes | $4,155,000 | 699 |
| Income before extraordinary items | $12,821,000 | 483 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $12,821,000 | 484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 1,325 |
| Cash dividends | $4,511,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $12,057,960 | 487 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $57,111,000 | 661 |
| Total interest expense | $27,570,000 | 657 |
| Net interest income | $29,541,000 | 663 |
| Provision for loan and lease losses | $2,275,000 | 557 |
| Total noninterest income | $3,595,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,561,000 | 531 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,034,000 | 1,781 |
| Total noninterest expense | $17,806,000 | 874 |
| Salaries and employee benefits | $10,313,000 | 683 |
| Premises and equipment expense | $3,397,000 | 662 |
| Additional noninterest expense | $4,096,000 | 1,334 |
| Pre-tax net operating income | $13,055,000 | 633 |
| Securities gains (losses) | $778,000 | 315 |
| Applicable income taxes | $4,515,000 | 634 |
| Income before extraordinary items | $9,318,000 | 620 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,318,000 | 620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,577 |
| Cash dividends | $1,750,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,796,740 | 635 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $46,519,000 | 806 |
| Total interest expense | $22,565,000 | 797 |
| Net interest income | $23,954,000 | 802 |
| Provision for loan and lease losses | $1,200,000 | 822 |
| Total noninterest income | $3,496,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,679,000 | 538 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $817,000 | 2,069 |
| Total noninterest expense | $16,142,000 | 939 |
| Salaries and employee benefits | $8,408,000 | 830 |
| Premises and equipment expense | $3,078,000 | 746 |
| Additional noninterest expense | $4,656,000 | 1,185 |
| Pre-tax net operating income | $10,108,000 | 823 |
| Securities gains (losses) | $126,000 | 853 |
| Applicable income taxes | $2,793,000 | 962 |
| Income before extraordinary items | $7,441,000 | 776 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,441,000 | 776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 1,218 |
| Cash dividends | $3,150,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,349,020 | 774 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $36,219,000 | 884 |
| Total interest expense | $14,113,000 | 956 |
| Net interest income | $22,106,000 | 850 |
| Provision for loan and lease losses | $948,000 | 968 |
| Total noninterest income | $3,343,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,573,000 | 546 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $770,000 | 2,183 |
| Total noninterest expense | $14,523,000 | 1,039 |
| Salaries and employee benefits | $7,564,000 | 902 |
| Premises and equipment expense | $2,623,000 | 843 |
| Additional noninterest expense | $4,336,000 | 1,330 |
| Pre-tax net operating income | $9,978,000 | 800 |
| Securities gains (losses) | $-35,000 | 10,774 |
| Applicable income taxes | $2,899,000 | 907 |
| Income before extraordinary items | $7,044,000 | 758 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,044,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 1,342 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,068,850 | 764 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $30,969,000 | 1,031 |
| Total interest expense | $11,202,000 | 1,216 |
| Net interest income | $19,767,000 | 939 |
| Provision for loan and lease losses | $695,000 | 1,673 |
| Total noninterest income | $3,035,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,232,000 | 605 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $803,000 | 2,376 |
| Total noninterest expense | $13,250,000 | 1,178 |
| Salaries and employee benefits | $7,047,000 | 958 |
| Premises and equipment expense | $2,277,000 | 970 |
| Additional noninterest expense | $3,926,000 | 1,547 |
| Pre-tax net operating income | $8,857,000 | 834 |
| Securities gains (losses) | $551,000 | 842 |
| Applicable income taxes | $3,324,000 | 773 |
| Income before extraordinary items | $6,084,000 | 858 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,084,000 | 891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 2,032 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,725,850 | 868 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $29,729,000 | 1,235 |
| Total interest expense | $12,649,000 | 1,392 |
| Net interest income | $17,080,000 | 1,090 |
| Provision for loan and lease losses | $680,000 | 2,419 |
| Total noninterest income | $2,904,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,927,000 | 695 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $977,000 | 2,039 |
| Total noninterest expense | $12,325,000 | 1,288 |
| Salaries and employee benefits | $6,092,000 | 1,099 |
| Premises and equipment expense | $2,366,000 | 969 |
| Additional noninterest expense | $3,867,000 | 1,630 |
| Pre-tax net operating income | $6,979,000 | 933 |
| Securities gains (losses) | $494,000 | 1,092 |
| Applicable income taxes | $2,481,000 | 936 |
| Income before extraordinary items | $4,992,000 | 955 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,992,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 5,100 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,661,020 | 929 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.