Home > Union State Bank > Income and Expense
Union State Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $311,000 | 6,294 |
| Total interest expense | $27,000 | 6,223 |
| Net interest income | $284,000 | 6,279 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $58,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $36,000 | 4,952 |
| Total noninterest expense | $321,000 | 6,026 |
| Salaries and employee benefits | $135,000 | 6,261 |
| Premises and equipment expense | $39,000 | 5,815 |
| Additional noninterest expense | $147,000 | 5,536 |
| Pre-tax net operating income | $21,000 | 6,028 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $21,000 | 6,040 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,000 | 6,040 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $21,000 | 6,041 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $21,000 | 6,011 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 6,233 |
| Total interest expense | $117,000 | 6,335 |
| Net interest income | $1,364,000 | 6,178 |
| Provision for loan and lease losses | $30,000 | 4,534 |
| Total noninterest income | $248,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $101,000 | 5,247 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $147,000 | 4,966 |
| Total noninterest expense | $1,497,000 | 5,914 |
| Salaries and employee benefits | $693,000 | 6,091 |
| Premises and equipment expense | $154,000 | 5,893 |
| Additional noninterest expense | $650,000 | 5,458 |
| Pre-tax net operating income | $85,000 | 5,989 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $85,000 | 6,034 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $85,000 | 6,034 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $85,000 | 6,036 |
| Net charge-offs | $98,000 | 3,754 |
| Cash dividends | $45,000 | 4,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $85,000 | 5,987 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 6,285 |
| Total interest expense | $88,000 | 6,417 |
| Net interest income | $1,036,000 | 6,226 |
| Provision for loan and lease losses | $30,000 | 4,276 |
| Total noninterest income | $182,000 | 5,487 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $74,000 | 5,318 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $108,000 | 5,093 |
| Total noninterest expense | $1,139,000 | 5,905 |
| Salaries and employee benefits | $528,000 | 6,114 |
| Premises and equipment expense | $117,000 | 5,922 |
| Additional noninterest expense | $494,000 | 5,459 |
| Pre-tax net operating income | $49,000 | 6,145 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $49,000 | 6,202 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $49,000 | 6,204 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $49,000 | 6,203 |
| Net charge-offs | $84,000 | 3,418 |
| Cash dividends | $45,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $49,000 | 6,142 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $756,000 | 6,309 |
| Total interest expense | $59,000 | 6,478 |
| Net interest income | $697,000 | 6,243 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $119,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $49,000 | 5,335 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,155 |
| Total noninterest expense | $754,000 | 5,952 |
| Salaries and employee benefits | $355,000 | 6,139 |
| Premises and equipment expense | $74,000 | 6,016 |
| Additional noninterest expense | $325,000 | 5,483 |
| Pre-tax net operating income | $32,000 | 6,163 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $32,000 | 6,231 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $32,000 | 6,233 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $32,000 | 6,233 |
| Net charge-offs | $77,000 | 2,994 |
| Cash dividends | $45,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $32,000 | 6,153 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 6,342 |
| Total interest expense | $29,000 | 6,571 |
| Net interest income | $358,000 | 6,247 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $63,000 | 5,477 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,008 |
| Total noninterest expense | $390,000 | 5,954 |
| Salaries and employee benefits | $185,000 | 6,124 |
| Premises and equipment expense | $35,000 | 6,122 |
| Additional noninterest expense | $170,000 | 5,473 |
| Pre-tax net operating income | $16,000 | 6,189 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $16,000 | 6,254 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $16,000 | 6,254 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $16,000 | 6,255 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $35,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $16,000 | 6,175 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 6,276 |
| Total interest expense | $165,000 | 6,560 |
| Net interest income | $1,641,000 | 6,164 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $279,000 | 5,323 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $118,000 | 5,184 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $161,000 | 4,860 |
| Total noninterest expense | $1,713,000 | 5,883 |
| Salaries and employee benefits | $827,000 | 6,033 |
| Premises and equipment expense | $158,000 | 6,048 |
| Additional noninterest expense | $728,000 | 5,464 |
| Pre-tax net operating income | $147,000 | 5,805 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $147,000 | 5,932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $147,000 | 5,928 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $147,000 | 5,931 |
| Net charge-offs | $102,000 | 4,411 |
| Cash dividends | $215,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $147,000 | 5,774 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 6,359 |
| Total interest expense | $132,000 | 6,636 |
| Net interest income | $1,242,000 | 6,248 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $207,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $90,000 | 5,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $117,000 | 4,925 |
| Total noninterest expense | $1,312,000 | 5,914 |
| Salaries and employee benefits | $627,000 | 6,050 |
| Premises and equipment expense | $116,000 | 6,150 |
| Additional noninterest expense | $569,000 | 5,432 |
| Pre-tax net operating income | $92,000 | 6,027 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $92,000 | 6,134 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $92,000 | 6,133 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $92,000 | 6,133 |
| Net charge-offs | $76,000 | 4,217 |
| Cash dividends | $75,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $92,000 | 5,999 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 6,382 |
| Total interest expense | $97,000 | 6,642 |
| Net interest income | $838,000 | 6,281 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $139,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $60,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 4,954 |
| Total noninterest expense | $913,000 | 5,906 |
| Salaries and employee benefits | $434,000 | 6,036 |
| Premises and equipment expense | $76,000 | 6,204 |
| Additional noninterest expense | $403,000 | 5,334 |
| Pre-tax net operating income | $34,000 | 6,173 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $34,000 | 6,308 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $34,000 | 6,307 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $34,000 | 6,308 |
| Net charge-offs | $59,000 | 3,882 |
| Cash dividends | $75,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $34,000 | 6,169 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 6,396 |
| Total interest expense | $49,000 | 6,722 |
| Net interest income | $433,000 | 6,280 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $65,000 | 5,544 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $30,000 | 5,232 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,179 |
| Total noninterest expense | $461,000 | 5,928 |
| Salaries and employee benefits | $221,000 | 6,053 |
| Premises and equipment expense | $38,000 | 6,251 |
| Additional noninterest expense | $202,000 | 5,337 |
| Pre-tax net operating income | $22,000 | 6,208 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $22,000 | 6,302 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $22,000 | 6,301 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $22,000 | 6,302 |
| Net charge-offs | $22,000 | 3,626 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $22,000 | 6,174 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 6,407 |
| Total interest expense | $225,000 | 6,820 |
| Net interest income | $1,823,000 | 6,244 |
| Provision for loan and lease losses | $105,000 | 5,298 |
| Total noninterest income | $274,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $135,000 | 5,066 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $139,000 | 4,935 |
| Total noninterest expense | $1,766,000 | 6,034 |
| Salaries and employee benefits | $840,000 | 6,185 |
| Premises and equipment expense | $166,000 | 6,285 |
| Additional noninterest expense | $760,000 | 5,507 |
| Pre-tax net operating income | $226,000 | 5,434 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $226,000 | 5,465 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $226,000 | 5,467 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $226,000 | 5,467 |
| Net charge-offs | $97,000 | 5,001 |
| Cash dividends | $50,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $226,000 | 5,349 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 6,484 |
| Total interest expense | $176,000 | 6,884 |
| Net interest income | $1,349,000 | 6,314 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $201,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $100,000 | 5,118 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $101,000 | 5,082 |
| Total noninterest expense | $1,331,000 | 6,054 |
| Salaries and employee benefits | $632,000 | 6,188 |
| Premises and equipment expense | $126,000 | 6,306 |
| Additional noninterest expense | $573,000 | 5,539 |
| Pre-tax net operating income | $174,000 | 5,569 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $174,000 | 5,604 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $174,000 | 5,605 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $174,000 | 5,605 |
| Net charge-offs | $47,000 | 5,015 |
| Cash dividends | $50,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $174,000 | 5,468 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $999,000 | 6,567 |
| Total interest expense | $123,000 | 6,930 |
| Net interest income | $876,000 | 6,402 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $127,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $64,000 | 5,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,210 |
| Total noninterest expense | $882,000 | 6,134 |
| Salaries and employee benefits | $416,000 | 6,273 |
| Premises and equipment expense | $85,000 | 6,342 |
| Additional noninterest expense | $381,000 | 5,644 |
| Pre-tax net operating income | $91,000 | 5,727 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $91,000 | 5,755 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $91,000 | 5,754 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $91,000 | 5,755 |
| Net charge-offs | $30,000 | 4,826 |
| Cash dividends | $50,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $91,000 | 5,672 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 6,649 |
| Total interest expense | $63,000 | 6,990 |
| Net interest income | $425,000 | 6,468 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $61,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $35,000 | 4,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 5,544 |
| Total noninterest expense | $431,000 | 6,211 |
| Salaries and employee benefits | $204,000 | 6,356 |
| Premises and equipment expense | $41,000 | 6,442 |
| Additional noninterest expense | $186,000 | 5,707 |
| Pre-tax net operating income | $40,000 | 5,887 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $40,000 | 5,852 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $40,000 | 5,851 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $40,000 | 5,852 |
| Net charge-offs | $10,000 | 4,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $40,000 | 5,823 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 6,766 |
| Total interest expense | $270,000 | 7,150 |
| Net interest income | $1,648,000 | 6,587 |
| Provision for loan and lease losses | $48,000 | 6,523 |
| Total noninterest income | $251,000 | 5,665 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $144,000 | 4,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $107,000 | 5,372 |
| Total noninterest expense | $1,688,000 | 6,317 |
| Salaries and employee benefits | $817,000 | 6,418 |
| Premises and equipment expense | $153,000 | 6,603 |
| Additional noninterest expense | $718,000 | 5,845 |
| Pre-tax net operating income | $163,000 | 5,298 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $163,000 | 5,408 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $163,000 | 5,407 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $163,000 | 5,409 |
| Net charge-offs | $31,000 | 6,188 |
| Cash dividends | $4,000 | 4,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $163,000 | 5,273 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 6,893 |
| Total interest expense | $204,000 | 7,268 |
| Net interest income | $1,214,000 | 6,708 |
| Provision for loan and lease losses | $42,000 | 6,385 |
| Total noninterest income | $183,000 | 5,813 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $106,000 | 5,088 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $77,000 | 5,538 |
| Total noninterest expense | $1,262,000 | 6,364 |
| Salaries and employee benefits | $588,000 | 6,538 |
| Premises and equipment expense | $111,000 | 6,722 |
| Additional noninterest expense | $563,000 | 5,783 |
| Pre-tax net operating income | $93,000 | 5,638 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $93,000 | 5,757 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $93,000 | 5,760 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $93,000 | 5,759 |
| Net charge-offs | $16,000 | 6,096 |
| Cash dividends | $4,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $93,000 | 5,610 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $949,000 | 6,947 |
| Total interest expense | $135,000 | 7,357 |
| Net interest income | $814,000 | 6,723 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $120,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $68,000 | 5,167 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $52,000 | 5,544 |
| Total noninterest expense | $848,000 | 6,406 |
| Salaries and employee benefits | $393,000 | 6,581 |
| Premises and equipment expense | $73,000 | 6,788 |
| Additional noninterest expense | $382,000 | 5,764 |
| Pre-tax net operating income | $56,000 | 5,774 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $56,000 | 5,853 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $56,000 | 5,855 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $56,000 | 5,854 |
| Net charge-offs | $16,000 | 5,608 |
| Cash dividends | $4,000 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $56,000 | 5,743 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $468,000 | 7,055 |
| Total interest expense | $67,000 | 7,477 |
| Net interest income | $401,000 | 6,816 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $51,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $421,000 | 6,505 |
| Salaries and employee benefits | $198,000 | 6,637 |
| Premises and equipment expense | $38,000 | 6,814 |
| Additional noninterest expense | $185,000 | 5,881 |
| Pre-tax net operating income | $16,000 | 6,064 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $16,000 | 6,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $16,000 | 6,168 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $16,000 | 6,168 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $16,000 | 6,062 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 7,058 |
| Total interest expense | $414,000 | 7,323 |
| Net interest income | $1,584,000 | 6,798 |
| Provision for loan and lease losses | $160,000 | 5,999 |
| Total noninterest income | $253,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $144,000 | 5,222 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $109,000 | 5,536 |
| Total noninterest expense | $1,697,000 | 6,550 |
| Salaries and employee benefits | $836,000 | 6,620 |
| Premises and equipment expense | $144,000 | 6,989 |
| Additional noninterest expense | $717,000 | 6,076 |
| Pre-tax net operating income | $-20,000 | 5,457 |
| Securities gains (losses) | $22,000 | 3,000 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,000 | 5,531 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,000 | 5,529 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,000 | 5,529 |
| Net charge-offs | $74,000 | 5,947 |
| Cash dividends | $10,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-20,000 | 5,529 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 7,135 |
| Total interest expense | $338,000 | 7,342 |
| Net interest income | $1,162,000 | 6,881 |
| Provision for loan and lease losses | $130,000 | 5,681 |
| Total noninterest income | $182,000 | 6,050 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $103,000 | 5,320 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $79,000 | 5,709 |
| Total noninterest expense | $1,305,000 | 6,545 |
| Salaries and employee benefits | $651,000 | 6,576 |
| Premises and equipment expense | $107,000 | 7,053 |
| Additional noninterest expense | $547,000 | 6,050 |
| Pre-tax net operating income | $-91,000 | 5,862 |
| Securities gains (losses) | $22,000 | 2,700 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-69,000 | 5,915 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-69,000 | 5,915 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-69,000 | 5,915 |
| Net charge-offs | $76,000 | 5,315 |
| Cash dividends | $10,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-91,000 | 5,928 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 7,193 |
| Total interest expense | $243,000 | 7,371 |
| Net interest income | $769,000 | 6,929 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $107,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $66,000 | 5,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $41,000 | 6,066 |
| Total noninterest expense | $863,000 | 6,619 |
| Salaries and employee benefits | $436,000 | 6,637 |
| Premises and equipment expense | $68,000 | 7,171 |
| Additional noninterest expense | $359,000 | 6,098 |
| Pre-tax net operating income | $-87,000 | 6,068 |
| Securities gains (losses) | $22,000 | 2,291 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-65,000 | 6,108 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-65,000 | 6,107 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-65,000 | 6,107 |
| Net charge-offs | $51,000 | 4,886 |
| Cash dividends | $10,000 | 3,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-87,000 | 6,121 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 7,202 |
| Total interest expense | $135,000 | 7,351 |
| Net interest income | $385,000 | 6,941 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $52,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $423,000 | 6,640 |
| Salaries and employee benefits | $218,000 | 6,676 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $170,000 | 6,008 |
| Pre-tax net operating income | $-16,000 | 6,340 |
| Securities gains (losses) | $22,000 | 1,645 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $6,000 | 6,330 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,000 | 6,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $6,000 | 6,332 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-16,000 | 6,361 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 7,088 |
| Total interest expense | $773,000 | 7,184 |
| Net interest income | $1,581,000 | 6,902 |
| Provision for loan and lease losses | $122,000 | 5,790 |
| Total noninterest income | $241,000 | 6,201 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $168,000 | 5,103 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $73,000 | 6,329 |
| Total noninterest expense | $1,722,000 | 6,579 |
| Salaries and employee benefits | $866,000 | 6,732 |
| Premises and equipment expense | $143,000 | 7,200 |
| Additional noninterest expense | $713,000 | 5,756 |
| Pre-tax net operating income | $-22,000 | 6,370 |
| Securities gains (losses) | $30,000 | 1,931 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $8,000 | 6,193 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,000 | 6,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 4,371 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,252 |
| Net operating income | $-22,000 | 6,414 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 7,155 |
| Total interest expense | $594,000 | 7,261 |
| Net interest income | $1,187,000 | 6,946 |
| Provision for loan and lease losses | $8,000 | 6,813 |
| Total noninterest income | $188,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $131,000 | 5,081 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 6,425 |
| Total noninterest expense | $1,269,000 | 6,619 |
| Salaries and employee benefits | $633,000 | 6,802 |
| Premises and equipment expense | $101,000 | 7,341 |
| Additional noninterest expense | $535,000 | 5,721 |
| Pre-tax net operating income | $98,000 | 6,412 |
| Securities gains (losses) | $30,000 | 1,749 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $128,000 | 6,036 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $128,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,992 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $98,000 | 6,339 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 7,203 |
| Total interest expense | $400,000 | 7,370 |
| Net interest income | $805,000 | 6,950 |
| Provision for loan and lease losses | $8,000 | 6,387 |
| Total noninterest income | $126,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $88,000 | 5,077 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $38,000 | 6,484 |
| Total noninterest expense | $796,000 | 6,802 |
| Salaries and employee benefits | $413,000 | 6,905 |
| Premises and equipment expense | $65,000 | 7,424 |
| Additional noninterest expense | $318,000 | 6,031 |
| Pre-tax net operating income | $127,000 | 6,256 |
| Securities gains (losses) | $30,000 | 1,782 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $157,000 | 5,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $127,000 | 6,082 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 7,235 |
| Total interest expense | $219,000 | 7,352 |
| Net interest income | $402,000 | 6,998 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $62,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $398,000 | 6,827 |
| Salaries and employee benefits | $202,000 | 6,980 |
| Premises and equipment expense | $31,000 | 7,509 |
| Additional noninterest expense | $165,000 | 5,914 |
| Pre-tax net operating income | $58,000 | 6,508 |
| Securities gains (losses) | $30,000 | 1,366 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $88,000 | 6,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $88,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $58,000 | 6,354 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 7,361 |
| Total interest expense | $936,000 | 7,268 |
| Net interest income | $1,328,000 | 7,346 |
| Provision for loan and lease losses | $32,000 | 6,039 |
| Total noninterest income | $235,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $149,000 | 5,436 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $86,000 | 6,437 |
| Total noninterest expense | $1,465,000 | 6,972 |
| Salaries and employee benefits | $783,000 | 7,023 |
| Premises and equipment expense | $134,000 | 7,399 |
| Additional noninterest expense | $548,000 | 6,366 |
| Pre-tax net operating income | $66,000 | 7,248 |
| Securities gains (losses) | $-47,000 | 7,997 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $19,000 | 7,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $19,000 | 7,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,283 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $833,000 | 458 |
| Net operating income | $66,000 | 7,243 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 7,484 |
| Total interest expense | $672,000 | 7,357 |
| Net interest income | $946,000 | 7,472 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $168,000 | 6,613 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 5,504 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $60,000 | 6,545 |
| Total noninterest expense | $1,067,000 | 7,020 |
| Salaries and employee benefits | $569,000 | 7,067 |
| Premises and equipment expense | $103,000 | 7,362 |
| Additional noninterest expense | $395,000 | 6,440 |
| Pre-tax net operating income | $47,000 | 7,505 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $47,000 | 7,504 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $47,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $734,000 | 355 |
| Net operating income | $47,000 | 7,491 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 7,633 |
| Total interest expense | $406,000 | 7,538 |
| Net interest income | $602,000 | 7,596 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $96,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $70,000 | 5,589 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $712,000 | 7,064 |
| Salaries and employee benefits | $375,000 | 7,134 |
| Premises and equipment expense | $70,000 | 7,356 |
| Additional noninterest expense | $267,000 | 6,423 |
| Pre-tax net operating income | $-14,000 | 7,813 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-14,000 | 7,828 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,000 | 7,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-14,000 | 7,814 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,779 |
| Total interest expense | $176,000 | 7,743 |
| Net interest income | $287,000 | 7,706 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $48,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $352,000 | 7,123 |
| Salaries and employee benefits | $178,000 | 7,283 |
| Premises and equipment expense | $35,000 | 7,389 |
| Additional noninterest expense | $139,000 | 6,329 |
| Pre-tax net operating income | $-17,000 | 7,935 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-17,000 | 7,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-17,000 | 7,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-17,000 | 7,936 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 7,885 |
| Total interest expense | $533,000 | 7,858 |
| Net interest income | $1,032,000 | 7,803 |
| Provision for loan and lease losses | $-36,000 | 8,372 |
| Total noninterest income | $209,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $121,000 | 5,889 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $88,000 | 6,534 |
| Total noninterest expense | $1,276,000 | 7,267 |
| Salaries and employee benefits | $562,000 | 7,707 |
| Premises and equipment expense | $138,000 | 7,408 |
| Additional noninterest expense | $576,000 | 6,167 |
| Pre-tax net operating income | $1,000 | 7,938 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,000 | 7,976 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,000 | 7,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,209 |
| Cash dividends | $265,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,000 | 7,957 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 7,985 |
| Total interest expense | $387,000 | 7,917 |
| Net interest income | $746,000 | 7,932 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $176,000 | 6,691 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $89,000 | 5,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 6,082 |
| Total noninterest expense | $925,000 | 7,327 |
| Salaries and employee benefits | $421,000 | 7,691 |
| Premises and equipment expense | $105,000 | 7,378 |
| Additional noninterest expense | $399,000 | 6,400 |
| Pre-tax net operating income | $-3,000 | 8,125 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-3,000 | 8,135 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-3,000 | 8,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,141 |
| Cash dividends | $265,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-3,000 | 8,120 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $731,000 | 8,042 |
| Total interest expense | $247,000 | 7,946 |
| Net interest income | $484,000 | 8,000 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $135,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,028 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 5,619 |
| Total noninterest expense | $626,000 | 7,346 |
| Salaries and employee benefits | $281,000 | 7,738 |
| Premises and equipment expense | $71,000 | 7,393 |
| Additional noninterest expense | $274,000 | 6,341 |
| Pre-tax net operating income | $-7,000 | 8,196 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-7,000 | 8,202 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,102 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-7,000 | 8,187 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 8,147 |
| Total interest expense | $115,000 | 8,015 |
| Net interest income | $222,000 | 8,140 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $92,000 | 5,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $324,000 | 7,279 |
| Salaries and employee benefits | $138,000 | 7,782 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $146,000 | 6,137 |
| Pre-tax net operating income | $-10,000 | 8,255 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-10,000 | 8,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,000 | 8,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,977 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-10,000 | 8,241 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 7,565 |
| Total interest expense | $399,000 | 7,893 |
| Net interest income | $1,483,000 | 7,315 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,220,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $316,000 | 4,060 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,904,000 | 1,408 |
| Total noninterest expense | $2,038,000 | 6,047 |
| Salaries and employee benefits | $856,000 | 6,765 |
| Premises and equipment expense | $231,000 | 6,406 |
| Additional noninterest expense | $951,000 | 4,586 |
| Pre-tax net operating income | $1,665,000 | 4,133 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,665,000 | 3,535 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,665,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,418 |
| Cash dividends | $2,486,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,665,000 | 3,506 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 7,478 |
| Total interest expense | $295,000 | 7,898 |
| Net interest income | $1,196,000 | 7,210 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $357,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $276,000 | 3,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 6,299 |
| Total noninterest expense | $1,410,000 | 6,276 |
| Salaries and employee benefits | $690,000 | 6,582 |
| Premises and equipment expense | $177,000 | 6,327 |
| Additional noninterest expense | $543,000 | 5,461 |
| Pre-tax net operating income | $143,000 | 7,856 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $143,000 | 7,740 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $143,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $160,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $143,000 | 7,702 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 7,532 |
| Total interest expense | $173,000 | 8,012 |
| Net interest income | $787,000 | 7,230 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $237,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $181,000 | 3,732 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $56,000 | 6,224 |
| Total noninterest expense | $938,000 | 6,279 |
| Salaries and employee benefits | $458,000 | 6,602 |
| Premises and equipment expense | $119,000 | 6,301 |
| Additional noninterest expense | $361,000 | 5,430 |
| Pre-tax net operating income | $86,000 | 7,917 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $86,000 | 7,842 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $86,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $160,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $86,000 | 7,800 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,630 |
| Total interest expense | $69,000 | 8,277 |
| Net interest income | $397,000 | 7,264 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $126,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $90,000 | 3,686 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $483,000 | 6,230 |
| Salaries and employee benefits | $229,000 | 6,639 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $193,000 | 5,211 |
| Pre-tax net operating income | $40,000 | 8,020 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $40,000 | 7,932 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $40,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $160,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $40,000 | 7,904 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 7,634 |
| Total interest expense | $187,000 | 8,509 |
| Net interest income | $1,561,000 | 7,238 |
| Provision for loan and lease losses | $48,000 | 5,981 |
| Total noninterest income | $501,000 | 5,252 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $412,000 | 3,577 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $89,000 | 6,612 |
| Total noninterest expense | $1,774,000 | 6,410 |
| Salaries and employee benefits | $898,000 | 6,614 |
| Premises and equipment expense | $209,000 | 6,654 |
| Additional noninterest expense | $667,000 | 5,685 |
| Pre-tax net operating income | $240,000 | 7,641 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $240,000 | 7,460 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $240,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $240,000 | 7,413 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 7,701 |
| Total interest expense | $138,000 | 8,571 |
| Net interest income | $1,158,000 | 7,277 |
| Provision for loan and lease losses | $48,000 | 5,435 |
| Total noninterest income | $386,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $313,000 | 3,558 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 6,476 |
| Total noninterest expense | $1,326,000 | 6,383 |
| Salaries and employee benefits | $680,000 | 6,536 |
| Premises and equipment expense | $149,000 | 6,746 |
| Additional noninterest expense | $497,000 | 5,656 |
| Pre-tax net operating income | $170,000 | 7,830 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $170,000 | 7,659 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $170,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $110,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $170,000 | 7,603 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $852,000 | 7,768 |
| Total interest expense | $90,000 | 8,638 |
| Net interest income | $762,000 | 7,338 |
| Provision for loan and lease losses | $26,000 | 5,598 |
| Total noninterest income | $253,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $204,000 | 3,594 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 6,460 |
| Total noninterest expense | $892,000 | 6,390 |
| Salaries and employee benefits | $462,000 | 6,548 |
| Premises and equipment expense | $89,000 | 7,008 |
| Additional noninterest expense | $341,000 | 5,587 |
| Pre-tax net operating income | $97,000 | 7,943 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $97,000 | 7,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 7,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $110,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $97,000 | 7,740 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 7,764 |
| Total interest expense | $45,000 | 8,685 |
| Net interest income | $390,000 | 7,318 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $125,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $100,000 | 3,583 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $443,000 | 6,458 |
| Salaries and employee benefits | $230,000 | 6,607 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $161,000 | 5,784 |
| Pre-tax net operating income | $63,000 | 7,712 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $63,000 | 7,517 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $63,000 | 7,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,435 |
| Cash dividends | $110,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $63,000 | 7,449 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 7,721 |
| Total interest expense | $269,000 | 8,562 |
| Net interest income | $1,562,000 | 7,267 |
| Provision for loan and lease losses | $104,000 | 5,259 |
| Total noninterest income | $566,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $459,000 | 3,322 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $107,000 | 6,421 |
| Total noninterest expense | $1,835,000 | 6,292 |
| Salaries and employee benefits | $917,000 | 6,543 |
| Premises and equipment expense | $265,000 | 6,022 |
| Additional noninterest expense | $653,000 | 5,716 |
| Pre-tax net operating income | $189,000 | 7,853 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $189,000 | 7,811 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $189,000 | 7,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,141 |
| Cash dividends | $170,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $189,000 | 7,685 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 7,810 |
| Total interest expense | $209,000 | 8,629 |
| Net interest income | $1,173,000 | 7,323 |
| Provision for loan and lease losses | $137,000 | 4,061 |
| Total noninterest income | $415,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $349,000 | 3,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 6,799 |
| Total noninterest expense | $1,334,000 | 6,355 |
| Salaries and employee benefits | $662,000 | 6,646 |
| Premises and equipment expense | $200,000 | 6,009 |
| Additional noninterest expense | $472,000 | 5,819 |
| Pre-tax net operating income | $117,000 | 8,142 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $117,000 | 8,109 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $117,000 | 8,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,299 |
| Cash dividends | $170,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $117,000 | 7,979 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $921,000 | 7,869 |
| Total interest expense | $145,000 | 8,677 |
| Net interest income | $776,000 | 7,353 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $271,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $233,000 | 3,243 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $859,000 | 6,490 |
| Salaries and employee benefits | $458,000 | 6,547 |
| Premises and equipment expense | $130,000 | 6,058 |
| Additional noninterest expense | $271,000 | 6,287 |
| Pre-tax net operating income | $135,000 | 7,723 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $135,000 | 7,607 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $135,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,807 |
| Cash dividends | $170,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $135,000 | 7,424 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 7,802 |
| Total interest expense | $79,000 | 8,685 |
| Net interest income | $408,000 | 7,236 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $129,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 3,184 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $434,000 | 6,466 |
| Salaries and employee benefits | $225,000 | 6,621 |
| Premises and equipment expense | $66,000 | 6,019 |
| Additional noninterest expense | $143,000 | 6,099 |
| Pre-tax net operating income | $80,000 | 7,523 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $80,000 | 7,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 9,071 |
| Cash dividends | $170,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $80,000 | 7,135 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 7,806 |
| Total interest expense | $423,000 | 8,589 |
| Net interest income | $1,628,000 | 7,222 |
| Provision for loan and lease losses | $146,000 | 4,995 |
| Total noninterest income | $658,000 | 4,492 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $492,000 | 3,013 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 5,388 |
| Total noninterest expense | $1,792,000 | 6,274 |
| Salaries and employee benefits | $916,000 | 6,459 |
| Premises and equipment expense | $294,000 | 5,653 |
| Additional noninterest expense | $582,000 | 6,045 |
| Pre-tax net operating income | $348,000 | 7,363 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $348,000 | 7,078 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $348,000 | 7,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,160 |
| Cash dividends | $288,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $348,000 | 6,960 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 7,863 |
| Total interest expense | $767,000 | 8,495 |
| Net interest income | $1,619,000 | 7,118 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $588,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $487,000 | 2,896 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $101,000 | 6,420 |
| Total noninterest expense | $1,722,000 | 6,292 |
| Salaries and employee benefits | $889,000 | 6,417 |
| Premises and equipment expense | $277,000 | 5,776 |
| Additional noninterest expense | $556,000 | 6,126 |
| Pre-tax net operating income | $425,000 | 6,856 |
| Securities gains (losses) | $69,000 | 2,061 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $494,000 | 6,115 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $494,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,191 |
| Cash dividends | $416,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $425,000 | 6,306 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 8,196 |
| Total interest expense | $700,000 | 8,867 |
| Net interest income | $1,525,000 | 7,429 |
| Provision for loan and lease losses | $6,000 | 8,107 |
| Total noninterest income | $627,000 | 4,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 3,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 4,870 |
| Total noninterest expense | $1,581,000 | 6,533 |
| Salaries and employee benefits | $809,000 | 6,689 |
| Premises and equipment expense | $279,000 | 5,663 |
| Additional noninterest expense | $493,000 | 6,475 |
| Pre-tax net operating income | $565,000 | 6,720 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $565,000 | 6,020 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $565,000 | 6,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $330,000 | 4,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $565,000 | 6,028 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 8,709 |
| Total interest expense | $666,000 | 9,023 |
| Net interest income | $1,138,000 | 8,324 |
| Provision for loan and lease losses | $62,000 | 6,096 |
| Total noninterest income | $515,000 | 4,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,949 |
| Total noninterest expense | $1,428,000 | 6,964 |
| Salaries and employee benefits | $721,000 | 7,132 |
| Premises and equipment expense | $228,000 | 6,385 |
| Additional noninterest expense | $479,000 | 6,676 |
| Pre-tax net operating income | $163,000 | 8,745 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $163,000 | 8,566 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $163,000 | 8,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $108,000 | 6,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $163,000 | 8,524 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 8,839 |
| Total interest expense | $626,000 | 9,404 |
| Net interest income | $1,245,000 | 8,224 |
| Provision for loan and lease losses | $126,000 | 4,520 |
| Total noninterest income | $556,000 | 4,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $475,000 | 2,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,164 |
| Total noninterest expense | $1,174,000 | 7,612 |
| Salaries and employee benefits | $593,000 | 7,794 |
| Premises and equipment expense | $168,000 | 7,274 |
| Additional noninterest expense | $413,000 | 7,114 |
| Pre-tax net operating income | $501,000 | 7,358 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-56,000 | 10,147 |
| Income before extraordinary items | $557,000 | 6,287 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $557,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,412 |
| Cash dividends | $449,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $557,000 | 6,166 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 9,295 |
| Total interest expense | $656,000 | 9,670 |
| Net interest income | $1,134,000 | 8,853 |
| Provision for loan and lease losses | $151,000 | 4,105 |
| Total noninterest income | $487,000 | 5,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,536 |
| Total noninterest expense | $1,088,000 | 8,042 |
| Salaries and employee benefits | $507,000 | 8,554 |
| Premises and equipment expense | $165,000 | 7,471 |
| Additional noninterest expense | $416,000 | 7,217 |
| Pre-tax net operating income | $382,000 | 8,534 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-2,000 | 10,487 |
| Income before extraordinary items | $384,000 | 7,747 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $384,000 | 7,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,528 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $384,000 | 7,695 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 10,059 |
| Total interest expense | $567,000 | 10,386 |
| Net interest income | $963,000 | 9,661 |
| Provision for loan and lease losses | $88,000 | 5,424 |
| Total noninterest income | $400,000 | 5,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,355 |
| Total noninterest expense | $909,000 | 9,031 |
| Salaries and employee benefits | $427,000 | 9,409 |
| Premises and equipment expense | $148,000 | 8,108 |
| Additional noninterest expense | $334,000 | 8,528 |
| Pre-tax net operating income | $366,000 | 8,717 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $240,000 | 8,914 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $240,000 | 8,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $760,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $240,000 | 8,860 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 10,598 |
| Total interest expense | $563,000 | 10,799 |
| Net interest income | $897,000 | 10,251 |
| Provision for loan and lease losses | $-25,000 | 11,498 |
| Total noninterest income | $305,000 | 7,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $792,000 | 9,801 |
| Salaries and employee benefits | $355,000 | 10,301 |
| Premises and equipment expense | $116,000 | 9,162 |
| Additional noninterest expense | $321,000 | 9,019 |
| Pre-tax net operating income | $435,000 | 8,841 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $145,000 | 8,346 |
| Income before extraordinary items | $290,000 | 9,038 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $290,000 | 9,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,418 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $290,000 | 9,003 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 11,354 |
| Total interest expense | $424,000 | 11,469 |
| Net interest income | $777,000 | 11,126 |
| Provision for loan and lease losses | $-54,000 | 12,017 |
| Total noninterest income | $284,000 | 7,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $750,000 | 10,467 |
| Salaries and employee benefits | $342,000 | 10,830 |
| Premises and equipment expense | $117,000 | 9,478 |
| Additional noninterest expense | $291,000 | 10,061 |
| Pre-tax net operating income | $365,000 | 9,620 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $41,000 | 10,670 |
| Income before extraordinary items | $315,000 | 8,982 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $315,000 | 8,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 11,870 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $322,920 | 8,956 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 12,074 |
| Total interest expense | $417,000 | 12,141 |
| Net interest income | $692,000 | 11,909 |
| Provision for loan and lease losses | $-220,000 | 13,061 |
| Total noninterest income | $269,000 | 8,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $831,000 | 10,517 |
| Salaries and employee benefits | $323,000 | 11,420 |
| Premises and equipment expense | $125,000 | 9,643 |
| Additional noninterest expense | $383,000 | 9,447 |
| Pre-tax net operating income | $350,000 | 9,805 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $14,000 | 11,735 |
| Income before extraordinary items | $336,000 | 9,075 |
| Extraordinary gains, net | $7,000 | 3,012 |
| Net income | $343,000 | 9,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-155,000 | 13,055 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $336,000 | 8,820 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 12,694 |
| Total interest expense | $533,000 | 12,602 |
| Net interest income | $625,000 | 12,629 |
| Provision for loan and lease losses | $-200,000 | 13,814 |
| Total noninterest income | $329,000 | 7,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $1,035,000 | 9,830 |
| Salaries and employee benefits | $323,000 | 11,754 |
| Premises and equipment expense | $125,000 | 9,856 |
| Additional noninterest expense | $587,000 | 7,628 |
| Pre-tax net operating income | $119,000 | 11,819 |
| Securities gains (losses) | $124,000 | 2,671 |
| Applicable income taxes | $78,000 | 10,500 |
| Income before extraordinary items | $165,000 | 11,060 |
| Extraordinary gains, net | $16,000 | 1,276 |
| Net income | $181,000 | 10,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 13,403 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $80,680 | 11,917 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.