Home > Union State Bank > Income and Expense
Union State Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 4,908 |
| Total interest expense | $178,000 | 5,025 |
| Net interest income | $2,064,000 | 4,844 |
| Provision for loan and lease losses | $50,000 | 3,229 |
| Total noninterest income | $937,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $120,000 | 4,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $817,000 | 2,283 |
| Total noninterest expense | $2,782,000 | 3,892 |
| Salaries and employee benefits | $1,691,000 | 3,675 |
| Premises and equipment expense | $329,000 | 3,781 |
| Additional noninterest expense | $762,000 | 4,284 |
| Pre-tax net operating income | $169,000 | 5,537 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $14,000 | 4,054 |
| Income before extraordinary items | $155,000 | 5,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,573 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $155,000 | 5,574 |
| Net charge-offs | $71,000 | 2,482 |
| Cash dividends | $49,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $155,000 | 5,520 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 4,930 |
| Total interest expense | $120,000 | 5,061 |
| Net interest income | $1,389,000 | 4,865 |
| Provision for loan and lease losses | $43,000 | 3,021 |
| Total noninterest income | $665,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $80,000 | 4,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $585,000 | 2,223 |
| Total noninterest expense | $1,841,000 | 3,948 |
| Salaries and employee benefits | $1,114,000 | 3,730 |
| Premises and equipment expense | $218,000 | 3,819 |
| Additional noninterest expense | $509,000 | 4,321 |
| Pre-tax net operating income | $170,000 | 5,351 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $32,000 | 3,664 |
| Income before extraordinary items | $138,000 | 5,431 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $138,000 | 5,430 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $138,000 | 5,433 |
| Net charge-offs | $72,000 | 2,015 |
| Cash dividends | $25,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $138,000 | 5,377 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 4,967 |
| Total interest expense | $60,000 | 5,114 |
| Net interest income | $690,000 | 4,899 |
| Provision for loan and lease losses | $16,000 | 2,946 |
| Total noninterest income | $346,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $39,000 | 4,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $307,000 | 2,092 |
| Total noninterest expense | $930,000 | 3,953 |
| Salaries and employee benefits | $558,000 | 3,752 |
| Premises and equipment expense | $113,000 | 3,790 |
| Additional noninterest expense | $259,000 | 4,293 |
| Pre-tax net operating income | $90,000 | 5,300 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $18,000 | 3,566 |
| Income before extraordinary items | $72,000 | 5,402 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $72,000 | 5,404 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $72,000 | 5,404 |
| Net charge-offs | $63,000 | 1,399 |
| Cash dividends | $12,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $72,000 | 5,338 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 5,027 |
| Total interest expense | $281,000 | 5,049 |
| Net interest income | $2,763,000 | 4,970 |
| Provision for loan and lease losses | $140,000 | 2,844 |
| Total noninterest income | $1,149,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $176,000 | 4,136 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $973,000 | 2,360 |
| Total noninterest expense | $3,813,000 | 3,932 |
| Salaries and employee benefits | $2,254,000 | 3,738 |
| Premises and equipment expense | $473,000 | 3,770 |
| Additional noninterest expense | $1,086,000 | 4,268 |
| Pre-tax net operating income | $-41,000 | 6,118 |
| Securities gains (losses) | $105,000 | 1,221 |
| Applicable income taxes | $-30,000 | 6,188 |
| Income before extraordinary items | $94,000 | 5,902 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $94,000 | 5,902 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $94,000 | 5,903 |
| Net charge-offs | $110,000 | 3,092 |
| Cash dividends | $37,000 | 4,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-11,000 | 6,108 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 5,067 |
| Total interest expense | $215,000 | 5,096 |
| Net interest income | $2,076,000 | 5,017 |
| Provision for loan and lease losses | $85,000 | 3,003 |
| Total noninterest income | $870,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $132,000 | 4,183 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $738,000 | 2,370 |
| Total noninterest expense | $2,894,000 | 3,927 |
| Salaries and employee benefits | $1,723,000 | 3,705 |
| Premises and equipment expense | $360,000 | 3,771 |
| Additional noninterest expense | $811,000 | 4,302 |
| Pre-tax net operating income | $-33,000 | 6,189 |
| Securities gains (losses) | $79,000 | 1,160 |
| Applicable income taxes | $-20,000 | 6,319 |
| Income before extraordinary items | $66,000 | 5,983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $66,000 | 5,982 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $66,000 | 5,983 |
| Net charge-offs | $108,000 | 2,611 |
| Cash dividends | $12,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-13,000 | 6,165 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 5,096 |
| Total interest expense | $146,000 | 5,116 |
| Net interest income | $1,381,000 | 5,032 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $593,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $87,000 | 4,188 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $506,000 | 2,296 |
| Total noninterest expense | $1,942,000 | 3,945 |
| Salaries and employee benefits | $1,154,000 | 3,706 |
| Premises and equipment expense | $246,000 | 3,747 |
| Additional noninterest expense | $542,000 | 4,310 |
| Pre-tax net operating income | $2,000 | 6,166 |
| Securities gains (losses) | $25,000 | 1,545 |
| Applicable income taxes | $-11,000 | 6,385 |
| Income before extraordinary items | $38,000 | 6,059 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $38,000 | 6,060 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $38,000 | 6,061 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $12,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $13,000 | 6,137 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 5,158 |
| Total interest expense | $75,000 | 5,146 |
| Net interest income | $681,000 | 5,103 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $302,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $43,000 | 4,189 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $259,000 | 2,211 |
| Total noninterest expense | $975,000 | 3,961 |
| Salaries and employee benefits | $574,000 | 3,749 |
| Premises and equipment expense | $125,000 | 3,763 |
| Additional noninterest expense | $276,000 | 4,291 |
| Pre-tax net operating income | $-2,000 | 6,215 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-10,000 | 6,457 |
| Income before extraordinary items | $8,000 | 6,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,000 | 6,156 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $8,000 | 6,157 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $12,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $8,000 | 6,140 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 5,209 |
| Total interest expense | $359,000 | 5,107 |
| Net interest income | $2,670,000 | 5,182 |
| Provision for loan and lease losses | $145,000 | 3,307 |
| Total noninterest income | $1,394,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $174,000 | 4,337 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,220,000 | 2,112 |
| Total noninterest expense | $3,940,000 | 3,957 |
| Salaries and employee benefits | $2,348,000 | 3,696 |
| Premises and equipment expense | $486,000 | 3,793 |
| Additional noninterest expense | $1,106,000 | 4,374 |
| Pre-tax net operating income | $-21,000 | 6,230 |
| Securities gains (losses) | $46,000 | 1,855 |
| Applicable income taxes | $-62,000 | 6,432 |
| Income before extraordinary items | $87,000 | 6,026 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $87,000 | 6,026 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $87,000 | 6,028 |
| Net charge-offs | $203,000 | 2,998 |
| Cash dividends | $49,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $41,000 | 6,107 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 5,255 |
| Total interest expense | $278,000 | 5,145 |
| Net interest income | $2,003,000 | 5,216 |
| Provision for loan and lease losses | $130,000 | 3,104 |
| Total noninterest income | $1,090,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $129,000 | 4,384 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $961,000 | 2,098 |
| Total noninterest expense | $2,968,000 | 3,961 |
| Salaries and employee benefits | $1,775,000 | 3,692 |
| Premises and equipment expense | $365,000 | 3,831 |
| Additional noninterest expense | $828,000 | 4,394 |
| Pre-tax net operating income | $-5,000 | 6,294 |
| Securities gains (losses) | $46,000 | 1,724 |
| Applicable income taxes | $-31,000 | 6,595 |
| Income before extraordinary items | $72,000 | 6,124 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $72,000 | 6,126 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $72,000 | 6,125 |
| Net charge-offs | $175,000 | 2,709 |
| Cash dividends | $25,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $26,000 | 6,214 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 5,258 |
| Total interest expense | $189,000 | 5,166 |
| Net interest income | $1,348,000 | 5,207 |
| Provision for loan and lease losses | $115,000 | 2,823 |
| Total noninterest income | $711,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $81,000 | 4,483 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $630,000 | 2,169 |
| Total noninterest expense | $1,994,000 | 3,963 |
| Salaries and employee benefits | $1,187,000 | 3,706 |
| Premises and equipment expense | $247,000 | 3,810 |
| Additional noninterest expense | $560,000 | 4,367 |
| Pre-tax net operating income | $-50,000 | 6,408 |
| Securities gains (losses) | $46,000 | 1,573 |
| Applicable income taxes | $-26,000 | 6,652 |
| Income before extraordinary items | $22,000 | 6,281 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $22,000 | 6,283 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $22,000 | 6,283 |
| Net charge-offs | $179,000 | 2,206 |
| Cash dividends | $25,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-7,440 | 6,327 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 5,265 |
| Total interest expense | $97,000 | 5,201 |
| Net interest income | $682,000 | 5,213 |
| Provision for loan and lease losses | $65,000 | 2,540 |
| Total noninterest income | $401,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $363,000 | 1,963 |
| Total noninterest expense | $989,000 | 4,013 |
| Salaries and employee benefits | $589,000 | 3,756 |
| Premises and equipment expense | $126,000 | 3,789 |
| Additional noninterest expense | $274,000 | 4,430 |
| Pre-tax net operating income | $29,000 | 6,053 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $25,000 | 6,157 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $25,000 | 6,158 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $25,000 | 6,158 |
| Net charge-offs | $46,000 | 2,479 |
| Cash dividends | $12,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $25,000 | 6,073 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 5,207 |
| Total interest expense | $486,000 | 5,177 |
| Net interest income | $2,951,000 | 5,146 |
| Provision for loan and lease losses | $350,000 | 3,164 |
| Total noninterest income | $1,666,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $183,000 | 4,432 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,483,000 | 1,869 |
| Total noninterest expense | $3,860,000 | 4,126 |
| Salaries and employee benefits | $2,305,000 | 3,776 |
| Premises and equipment expense | $478,000 | 3,910 |
| Additional noninterest expense | $1,077,000 | 4,611 |
| Pre-tax net operating income | $407,000 | 5,125 |
| Securities gains (losses) | $31,000 | 3,001 |
| Applicable income taxes | $108,000 | 3,458 |
| Income before extraordinary items | $330,000 | 5,393 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $330,000 | 5,390 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $330,000 | 5,391 |
| Net charge-offs | $458,000 | 2,767 |
| Cash dividends | $98,000 | 4,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $306,750 | 5,259 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 5,257 |
| Total interest expense | $379,000 | 5,221 |
| Net interest income | $2,243,000 | 5,186 |
| Provision for loan and lease losses | $295,000 | 3,000 |
| Total noninterest income | $1,328,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $140,000 | 4,457 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,188,000 | 1,779 |
| Total noninterest expense | $2,913,000 | 4,131 |
| Salaries and employee benefits | $1,736,000 | 3,770 |
| Premises and equipment expense | $362,000 | 3,955 |
| Additional noninterest expense | $815,000 | 4,621 |
| Pre-tax net operating income | $363,000 | 5,093 |
| Securities gains (losses) | $5,000 | 3,269 |
| Applicable income taxes | $88,000 | 3,458 |
| Income before extraordinary items | $280,000 | 5,399 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $280,000 | 5,398 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $280,000 | 5,398 |
| Net charge-offs | $151,000 | 3,587 |
| Cash dividends | $74,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $276,200 | 5,227 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 5,268 |
| Total interest expense | $265,000 | 5,233 |
| Net interest income | $1,507,000 | 5,195 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $903,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $92,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $811,000 | 1,741 |
| Total noninterest expense | $1,958,000 | 4,133 |
| Salaries and employee benefits | $1,158,000 | 3,792 |
| Premises and equipment expense | $243,000 | 3,940 |
| Additional noninterest expense | $557,000 | 4,566 |
| Pre-tax net operating income | $332,000 | 4,721 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $82,000 | 3,215 |
| Income before extraordinary items | $250,000 | 5,062 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $250,000 | 5,065 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $250,000 | 5,065 |
| Net charge-offs | $49,000 | 4,051 |
| Cash dividends | $37,000 | 3,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $250,000 | 4,865 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $888,000 | 5,309 |
| Total interest expense | $141,000 | 5,219 |
| Net interest income | $747,000 | 5,241 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $481,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $433,000 | 1,661 |
| Total noninterest expense | $974,000 | 4,168 |
| Salaries and employee benefits | $571,000 | 3,851 |
| Premises and equipment expense | $123,000 | 3,927 |
| Additional noninterest expense | $280,000 | 4,552 |
| Pre-tax net operating income | $194,000 | 4,562 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $51,000 | 3,059 |
| Income before extraordinary items | $143,000 | 4,923 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $143,000 | 4,926 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $143,000 | 4,927 |
| Net charge-offs | $12,000 | 3,957 |
| Cash dividends | $12,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $143,000 | 4,771 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 5,335 |
| Total interest expense | $738,000 | 5,091 |
| Net interest income | $2,934,000 | 5,318 |
| Provision for loan and lease losses | $255,000 | 4,328 |
| Total noninterest income | $1,268,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $176,000 | 4,613 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,092,000 | 2,017 |
| Total noninterest expense | $3,760,000 | 4,291 |
| Salaries and employee benefits | $2,219,000 | 3,883 |
| Premises and equipment expense | $499,000 | 4,055 |
| Additional noninterest expense | $1,042,000 | 4,811 |
| Pre-tax net operating income | $187,000 | 5,536 |
| Securities gains (losses) | $63,000 | 2,411 |
| Applicable income taxes | $-19,000 | 6,642 |
| Income before extraordinary items | $269,000 | 5,348 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $269,000 | 5,350 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $269,000 | 5,350 |
| Net charge-offs | $121,000 | 4,812 |
| Cash dividends | $43,000 | 4,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $206,000 | 5,422 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 5,433 |
| Total interest expense | $580,000 | 5,117 |
| Net interest income | $2,126,000 | 5,424 |
| Provision for loan and lease losses | $220,000 | 4,036 |
| Total noninterest income | $920,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $127,000 | 4,697 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $793,000 | 2,048 |
| Total noninterest expense | $2,798,000 | 4,321 |
| Salaries and employee benefits | $1,645,000 | 3,911 |
| Premises and equipment expense | $380,000 | 4,048 |
| Additional noninterest expense | $773,000 | 4,854 |
| Pre-tax net operating income | $28,000 | 6,046 |
| Securities gains (losses) | $49,000 | 2,347 |
| Applicable income taxes | $-46,000 | 6,922 |
| Income before extraordinary items | $123,000 | 5,811 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 5,812 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $123,000 | 5,812 |
| Net charge-offs | $118,000 | 4,263 |
| Cash dividends | $37,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $74,000 | 5,885 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 5,461 |
| Total interest expense | $403,000 | 5,127 |
| Net interest income | $1,413,000 | 5,462 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $618,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $80,000 | 4,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $538,000 | 1,996 |
| Total noninterest expense | $1,885,000 | 4,326 |
| Salaries and employee benefits | $1,094,000 | 3,964 |
| Premises and equipment expense | $254,000 | 4,065 |
| Additional noninterest expense | $537,000 | 4,827 |
| Pre-tax net operating income | $-34,000 | 6,292 |
| Securities gains (losses) | $49,000 | 1,610 |
| Applicable income taxes | $-50,000 | 7,032 |
| Income before extraordinary items | $65,000 | 5,914 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,913 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $65,000 | 5,914 |
| Net charge-offs | $119,000 | 3,670 |
| Cash dividends | $25,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $16,000 | 6,143 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 5,486 |
| Total interest expense | $206,000 | 5,182 |
| Net interest income | $706,000 | 5,473 |
| Provision for loan and lease losses | $95,000 | 3,442 |
| Total noninterest income | $362,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $322,000 | 1,820 |
| Total noninterest expense | $939,000 | 4,371 |
| Salaries and employee benefits | $541,000 | 4,017 |
| Premises and equipment expense | $129,000 | 4,078 |
| Additional noninterest expense | $269,000 | 4,805 |
| Pre-tax net operating income | $34,000 | 5,952 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-10,000 | 7,006 |
| Income before extraordinary items | $44,000 | 5,798 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $44,000 | 5,797 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $44,000 | 5,798 |
| Net charge-offs | $119,000 | 2,569 |
| Cash dividends | $12,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $44,000 | 5,761 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 5,472 |
| Total interest expense | $985,000 | 5,263 |
| Net interest income | $2,895,000 | 5,450 |
| Provision for loan and lease losses | $347,000 | 4,661 |
| Total noninterest income | $1,344,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $155,000 | 4,852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,189,000 | 1,965 |
| Total noninterest expense | $3,773,000 | 4,372 |
| Salaries and employee benefits | $2,138,000 | 4,047 |
| Premises and equipment expense | $492,000 | 4,225 |
| Additional noninterest expense | $1,143,000 | 4,732 |
| Pre-tax net operating income | $119,000 | 5,425 |
| Securities gains (losses) | $132,000 | 1,927 |
| Applicable income taxes | $30,000 | 3,855 |
| Income before extraordinary items | $221,000 | 5,202 |
| Extraordinary gains, net | $126,000 | 16 |
| Net income | $347,000 | 4,795 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $347,000 | 4,795 |
| Net charge-offs | $195,000 | 4,795 |
| Cash dividends | $49,000 | 3,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $104,840 | 5,470 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 5,565 |
| Total interest expense | $760,000 | 5,357 |
| Net interest income | $2,147,000 | 5,550 |
| Provision for loan and lease losses | $197,000 | 4,909 |
| Total noninterest income | $1,004,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $116,000 | 4,926 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $888,000 | 1,944 |
| Total noninterest expense | $2,805,000 | 4,420 |
| Salaries and employee benefits | $1,606,000 | 4,077 |
| Premises and equipment expense | $363,000 | 4,334 |
| Additional noninterest expense | $836,000 | 4,794 |
| Pre-tax net operating income | $149,000 | 5,424 |
| Securities gains (losses) | $132,000 | 1,705 |
| Applicable income taxes | $52,000 | 3,551 |
| Income before extraordinary items | $229,000 | 5,173 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $229,000 | 5,175 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $229,000 | 5,176 |
| Net charge-offs | $121,000 | 4,711 |
| Cash dividends | $37,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $122,080 | 5,479 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 5,620 |
| Total interest expense | $518,000 | 5,394 |
| Net interest income | $1,415,000 | 5,594 |
| Provision for loan and lease losses | $133,000 | 4,785 |
| Total noninterest income | $667,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $77,000 | 4,938 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $590,000 | 1,882 |
| Total noninterest expense | $1,887,000 | 4,406 |
| Salaries and employee benefits | $1,075,000 | 4,085 |
| Premises and equipment expense | $246,000 | 4,309 |
| Additional noninterest expense | $566,000 | 4,752 |
| Pre-tax net operating income | $62,000 | 5,730 |
| Securities gains (losses) | $54,000 | 1,832 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $111,000 | 5,476 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $111,000 | 5,479 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $111,000 | 5,478 |
| Net charge-offs | $102,000 | 4,229 |
| Cash dividends | $25,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $59,160 | 5,713 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 5,681 |
| Total interest expense | $265,000 | 5,483 |
| Net interest income | $705,000 | 5,638 |
| Provision for loan and lease losses | $82,000 | 4,224 |
| Total noninterest income | $378,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $340,000 | 1,693 |
| Total noninterest expense | $949,000 | 4,436 |
| Salaries and employee benefits | $528,000 | 4,198 |
| Premises and equipment expense | $125,000 | 4,370 |
| Additional noninterest expense | $296,000 | 4,619 |
| Pre-tax net operating income | $52,000 | 5,639 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-7,000 | 7,085 |
| Income before extraordinary items | $59,000 | 5,560 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $59,000 | 5,562 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $59,000 | 5,561 |
| Net charge-offs | $19,000 | 4,462 |
| Cash dividends | $12,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $59,000 | 5,460 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 5,674 |
| Total interest expense | $1,212,000 | 5,645 |
| Net interest income | $2,855,000 | 5,515 |
| Provision for loan and lease losses | $357,000 | 5,040 |
| Total noninterest income | $1,564,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $212,000 | 4,534 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,352,000 | 1,771 |
| Total noninterest expense | $3,880,000 | 4,427 |
| Salaries and employee benefits | $2,232,000 | 4,028 |
| Premises and equipment expense | $449,000 | 4,688 |
| Additional noninterest expense | $1,199,000 | 4,749 |
| Pre-tax net operating income | $182,000 | 4,855 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-3,000 | 6,180 |
| Income before extraordinary items | $185,000 | 4,857 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $185,000 | 4,858 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $185,000 | 4,858 |
| Net charge-offs | $372,000 | 4,192 |
| Cash dividends | $49,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $185,000 | 4,793 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 5,710 |
| Total interest expense | $928,000 | 5,737 |
| Net interest income | $2,147,000 | 5,528 |
| Provision for loan and lease losses | $272,000 | 4,735 |
| Total noninterest income | $1,186,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $156,000 | 4,602 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,030,000 | 1,788 |
| Total noninterest expense | $2,941,000 | 4,410 |
| Salaries and employee benefits | $1,666,000 | 4,072 |
| Premises and equipment expense | $341,000 | 4,687 |
| Additional noninterest expense | $934,000 | 4,610 |
| Pre-tax net operating income | $120,000 | 5,215 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-8,000 | 6,642 |
| Income before extraordinary items | $128,000 | 5,195 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $128,000 | 5,193 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $128,000 | 5,193 |
| Net charge-offs | $210,000 | 4,196 |
| Cash dividends | $49,000 | 3,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $128,000 | 5,135 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 5,766 |
| Total interest expense | $626,000 | 5,835 |
| Net interest income | $1,427,000 | 5,538 |
| Provision for loan and lease losses | $130,000 | 4,951 |
| Total noninterest income | $871,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $98,000 | 4,705 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $773,000 | 1,695 |
| Total noninterest expense | $1,989,000 | 4,399 |
| Salaries and employee benefits | $1,101,000 | 4,132 |
| Premises and equipment expense | $228,000 | 4,711 |
| Additional noninterest expense | $660,000 | 4,431 |
| Pre-tax net operating income | $179,000 | 4,765 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $29,000 | 3,509 |
| Income before extraordinary items | $150,000 | 4,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 4,866 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $150,000 | 4,867 |
| Net charge-offs | $207,000 | 3,379 |
| Cash dividends | $49,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $150,000 | 4,779 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 5,798 |
| Total interest expense | $315,000 | 5,915 |
| Net interest income | $714,000 | 5,523 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $451,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $46,000 | 4,770 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $405,000 | 1,606 |
| Total noninterest expense | $952,000 | 4,452 |
| Salaries and employee benefits | $540,000 | 4,212 |
| Premises and equipment expense | $106,000 | 4,952 |
| Additional noninterest expense | $306,000 | 4,348 |
| Pre-tax net operating income | $143,000 | 4,581 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $33,000 | 3,219 |
| Income before extraordinary items | $110,000 | 4,813 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $110,000 | 4,817 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $110,000 | 4,816 |
| Net charge-offs | $51,000 | 3,523 |
| Cash dividends | $25,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $110,000 | 4,646 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 5,891 |
| Total interest expense | $1,497,000 | 5,988 |
| Net interest income | $2,719,000 | 5,685 |
| Provision for loan and lease losses | $86,000 | 6,191 |
| Total noninterest income | $1,284,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $214,000 | 4,668 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,070,000 | 2,035 |
| Total noninterest expense | $3,400,000 | 4,733 |
| Salaries and employee benefits | $2,015,000 | 4,419 |
| Premises and equipment expense | $388,000 | 5,170 |
| Additional noninterest expense | $997,000 | 4,834 |
| Pre-tax net operating income | $517,000 | 4,818 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $74,000 | 3,616 |
| Income before extraordinary items | $443,000 | 4,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $443,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,263 |
| Cash dividends | $245,000 | 4,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $443,000 | 4,793 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 5,952 |
| Total interest expense | $1,153,000 | 6,053 |
| Net interest income | $2,021,000 | 5,769 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $999,000 | 2,915 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $159,000 | 4,712 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $840,000 | 2,055 |
| Total noninterest expense | $2,568,000 | 4,695 |
| Salaries and employee benefits | $1,535,000 | 4,397 |
| Premises and equipment expense | $295,000 | 5,153 |
| Additional noninterest expense | $738,000 | 4,799 |
| Pre-tax net operating income | $416,000 | 5,214 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $72,000 | 3,863 |
| Income before extraordinary items | $344,000 | 5,023 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $344,000 | 5,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $245,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $344,000 | 5,181 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 5,975 |
| Total interest expense | $789,000 | 6,141 |
| Net interest income | $1,365,000 | 5,748 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $694,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $103,000 | 4,787 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $591,000 | 2,015 |
| Total noninterest expense | $1,695,000 | 4,753 |
| Salaries and employee benefits | $1,004,000 | 4,508 |
| Premises and equipment expense | $199,000 | 5,169 |
| Additional noninterest expense | $492,000 | 4,772 |
| Pre-tax net operating income | $340,000 | 5,092 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $71,000 | 3,780 |
| Income before extraordinary items | $269,000 | 5,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 5,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $147,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $269,000 | 5,107 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 6,004 |
| Total interest expense | $410,000 | 6,197 |
| Net interest income | $693,000 | 5,726 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $362,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $311,000 | 1,927 |
| Total noninterest expense | $844,000 | 4,774 |
| Salaries and employee benefits | $497,000 | 4,572 |
| Premises and equipment expense | $107,000 | 4,968 |
| Additional noninterest expense | $240,000 | 4,816 |
| Pre-tax net operating income | $199,000 | 4,963 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $46,000 | 3,650 |
| Income before extraordinary items | $153,000 | 5,180 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $153,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $49,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $153,000 | 5,077 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,399,000 | 6,033 |
| Total interest expense | $1,748,000 | 6,116 |
| Net interest income | $2,651,000 | 5,818 |
| Provision for loan and lease losses | $27,000 | 6,167 |
| Total noninterest income | $1,235,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $226,000 | 4,655 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,009,000 | 2,208 |
| Total noninterest expense | $3,307,000 | 4,700 |
| Salaries and employee benefits | $1,977,000 | 4,413 |
| Premises and equipment expense | $372,000 | 5,239 |
| Additional noninterest expense | $958,000 | 4,784 |
| Pre-tax net operating income | $552,000 | 5,818 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $86,000 | 4,579 |
| Income before extraordinary items | $466,000 | 5,802 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $466,000 | 5,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,926 |
| Cash dividends | $196,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $466,000 | 5,798 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 6,076 |
| Total interest expense | $1,312,000 | 6,154 |
| Net interest income | $1,966,000 | 5,888 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $917,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $165,000 | 4,729 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $752,000 | 2,205 |
| Total noninterest expense | $2,499,000 | 4,663 |
| Salaries and employee benefits | $1,489,000 | 4,397 |
| Premises and equipment expense | $282,000 | 5,185 |
| Additional noninterest expense | $728,000 | 4,683 |
| Pre-tax net operating income | $366,000 | 6,297 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $48,000 | 4,974 |
| Income before extraordinary items | $318,000 | 6,223 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $318,000 | 6,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $147,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $318,000 | 6,213 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 6,110 |
| Total interest expense | $874,000 | 6,178 |
| Net interest income | $1,299,000 | 5,949 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $630,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $103,000 | 4,880 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $527,000 | 2,175 |
| Total noninterest expense | $1,660,000 | 4,679 |
| Salaries and employee benefits | $988,000 | 4,444 |
| Premises and equipment expense | $189,000 | 5,193 |
| Additional noninterest expense | $483,000 | 4,682 |
| Pre-tax net operating income | $251,000 | 6,348 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $35,000 | 5,013 |
| Income before extraordinary items | $216,000 | 6,250 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $216,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $98,000 | 4,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $216,000 | 6,240 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 6,105 |
| Total interest expense | $433,000 | 6,211 |
| Net interest income | $662,000 | 5,896 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $308,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $260,000 | 2,163 |
| Total noninterest expense | $816,000 | 4,750 |
| Salaries and employee benefits | $489,000 | 4,510 |
| Premises and equipment expense | $97,000 | 5,145 |
| Additional noninterest expense | $230,000 | 4,807 |
| Pre-tax net operating income | $145,000 | 6,112 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $121,000 | 6,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $121,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $49,000 | 3,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $121,000 | 6,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 6,117 |
| Total interest expense | $1,569,000 | 6,005 |
| Net interest income | $2,436,000 | 6,105 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $1,333,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $214,000 | 4,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,119,000 | 2,060 |
| Total noninterest expense | $3,362,000 | 4,524 |
| Salaries and employee benefits | $1,966,000 | 4,333 |
| Premises and equipment expense | $376,000 | 5,121 |
| Additional noninterest expense | $1,020,000 | 4,451 |
| Pre-tax net operating income | $371,000 | 6,875 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $15,000 | 6,025 |
| Income before extraordinary items | $356,000 | 6,697 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $356,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,225 |
| Cash dividends | $147,000 | 5,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $356,000 | 6,695 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,957,000 | 6,170 |
| Total interest expense | $1,142,000 | 6,027 |
| Net interest income | $1,815,000 | 6,168 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $1,029,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $161,000 | 4,884 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $868,000 | 2,017 |
| Total noninterest expense | $2,569,000 | 4,457 |
| Salaries and employee benefits | $1,506,000 | 4,220 |
| Premises and equipment expense | $285,000 | 5,112 |
| Additional noninterest expense | $778,000 | 4,363 |
| Pre-tax net operating income | $248,000 | 7,233 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $247,000 | 6,984 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $247,000 | 6,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $147,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $247,000 | 6,986 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 6,226 |
| Total interest expense | $724,000 | 6,063 |
| Net interest income | $1,194,000 | 6,234 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $694,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $103,000 | 4,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $591,000 | 1,986 |
| Total noninterest expense | $1,688,000 | 4,509 |
| Salaries and employee benefits | $997,000 | 4,272 |
| Premises and equipment expense | $190,000 | 5,092 |
| Additional noninterest expense | $501,000 | 4,485 |
| Pre-tax net operating income | $182,000 | 7,195 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $174,000 | 6,970 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $174,000 | 6,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $98,000 | 4,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $174,000 | 6,971 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $934,000 | 6,261 |
| Total interest expense | $341,000 | 6,105 |
| Net interest income | $593,000 | 6,270 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $348,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $301,000 | 1,930 |
| Total noninterest expense | $831,000 | 4,578 |
| Salaries and employee benefits | $493,000 | 4,321 |
| Premises and equipment expense | $96,000 | 5,080 |
| Additional noninterest expense | $242,000 | 4,572 |
| Pre-tax net operating income | $101,000 | 7,047 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $93,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $49,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $93,000 | 6,837 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 6,175 |
| Total interest expense | $1,101,000 | 6,044 |
| Net interest income | $2,409,000 | 6,146 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $1,357,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $201,000 | 5,024 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,156,000 | 2,018 |
| Total noninterest expense | $3,273,000 | 4,506 |
| Salaries and employee benefits | $1,909,000 | 4,267 |
| Premises and equipment expense | $387,000 | 4,956 |
| Additional noninterest expense | $977,000 | 4,494 |
| Pre-tax net operating income | $453,000 | 6,883 |
| Securities gains (losses) | $23,000 | 1,207 |
| Applicable income taxes | $44,000 | 5,950 |
| Income before extraordinary items | $432,000 | 6,639 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $432,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $196,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $411,070 | 6,711 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 6,189 |
| Total interest expense | $794,000 | 6,033 |
| Net interest income | $1,819,000 | 6,157 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $1,070,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $146,000 | 5,131 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $924,000 | 1,921 |
| Total noninterest expense | $2,477,000 | 4,454 |
| Salaries and employee benefits | $1,444,000 | 4,208 |
| Premises and equipment expense | $289,000 | 4,963 |
| Additional noninterest expense | $744,000 | 4,432 |
| Pre-tax net operating income | $376,000 | 6,903 |
| Securities gains (losses) | $23,000 | 1,178 |
| Applicable income taxes | $51,000 | 5,776 |
| Income before extraordinary items | $348,000 | 6,661 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $348,000 | 6,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $147,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $327,990 | 6,739 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 6,184 |
| Total interest expense | $511,000 | 5,982 |
| Net interest income | $1,202,000 | 6,173 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $757,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $95,000 | 5,143 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $662,000 | 1,812 |
| Total noninterest expense | $1,608,000 | 4,520 |
| Salaries and employee benefits | $937,000 | 4,283 |
| Premises and equipment expense | $189,000 | 5,007 |
| Additional noninterest expense | $482,000 | 4,501 |
| Pre-tax net operating income | $327,000 | 6,418 |
| Securities gains (losses) | $23,000 | 1,061 |
| Applicable income taxes | $68,000 | 5,247 |
| Income before extraordinary items | $282,000 | 6,246 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $282,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $98,000 | 4,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $263,370 | 6,348 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 6,237 |
| Total interest expense | $242,000 | 6,055 |
| Net interest income | $600,000 | 6,227 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $426,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $380,000 | 1,609 |
| Total noninterest expense | $791,000 | 4,593 |
| Salaries and employee benefits | $464,000 | 4,326 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $229,000 | 4,660 |
| Pre-tax net operating income | $223,000 | 5,711 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $57,000 | 4,604 |
| Income before extraordinary items | $166,000 | 5,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $166,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $49,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $166,000 | 5,834 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 6,145 |
| Total interest expense | $908,000 | 5,922 |
| Net interest income | $2,389,000 | 6,144 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $1,325,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $198,000 | 5,246 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,127,000 | 1,990 |
| Total noninterest expense | $3,142,000 | 4,514 |
| Salaries and employee benefits | $1,826,000 | 4,291 |
| Premises and equipment expense | $370,000 | 5,027 |
| Additional noninterest expense | $946,000 | 4,550 |
| Pre-tax net operating income | $512,000 | 6,678 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $44,000 | 6,113 |
| Income before extraordinary items | $468,000 | 6,475 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $468,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,177 |
| Cash dividends | $196,000 | 4,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $468,000 | 6,416 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 6,178 |
| Total interest expense | $673,000 | 5,933 |
| Net interest income | $1,775,000 | 6,169 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $1,045,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $147,000 | 5,309 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $898,000 | 1,922 |
| Total noninterest expense | $2,379,000 | 4,458 |
| Salaries and employee benefits | $1,383,000 | 4,232 |
| Premises and equipment expense | $284,000 | 4,932 |
| Additional noninterest expense | $712,000 | 4,465 |
| Pre-tax net operating income | $396,000 | 6,757 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $42,000 | 6,075 |
| Income before extraordinary items | $354,000 | 6,585 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $354,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $147,000 | 4,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $354,000 | 6,514 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 6,223 |
| Total interest expense | $445,000 | 5,989 |
| Net interest income | $1,169,000 | 6,232 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $750,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $98,000 | 5,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $652,000 | 1,811 |
| Total noninterest expense | $1,570,000 | 4,518 |
| Salaries and employee benefits | $919,000 | 4,245 |
| Premises and equipment expense | $183,000 | 5,061 |
| Additional noninterest expense | $468,000 | 4,545 |
| Pre-tax net operating income | $319,000 | 6,386 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $67,000 | 5,332 |
| Income before extraordinary items | $252,000 | 6,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $252,000 | 6,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,904 |
| Cash dividends | $98,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $252,000 | 6,329 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $809,000 | 6,233 |
| Total interest expense | $224,000 | 6,024 |
| Net interest income | $585,000 | 6,233 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $374,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $46,000 | 5,389 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $328,000 | 1,772 |
| Total noninterest expense | $745,000 | 4,712 |
| Salaries and employee benefits | $450,000 | 4,353 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $207,000 | 4,938 |
| Pre-tax net operating income | $199,000 | 5,834 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $48,000 | 4,889 |
| Income before extraordinary items | $151,000 | 6,002 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $151,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $49,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $151,000 | 5,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 6,243 |
| Total interest expense | $1,067,000 | 5,935 |
| Net interest income | $2,197,000 | 6,323 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $1,844,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $205,000 | 5,217 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,639,000 | 1,700 |
| Total noninterest expense | $2,846,000 | 4,775 |
| Salaries and employee benefits | $1,699,000 | 4,443 |
| Premises and equipment expense | $324,000 | 5,429 |
| Additional noninterest expense | $823,000 | 4,952 |
| Pre-tax net operating income | $1,070,000 | 4,991 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $288,000 | 4,348 |
| Income before extraordinary items | $782,000 | 5,294 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $782,000 | 5,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,926 |
| Cash dividends | $195,000 | 4,978 |
| Sale, conversion, retirement of capital stock, net | $-325,000 | 9,137 |
| Net operating income | $782,000 | 5,146 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 6,302 |
| Total interest expense | $828,000 | 5,968 |
| Net interest income | $1,630,000 | 6,388 |
| Provision for loan and lease losses | $110,000 | 4,499 |
| Total noninterest income | $1,543,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $154,000 | 5,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,389,000 | 1,617 |
| Total noninterest expense | $2,129,000 | 4,775 |
| Salaries and employee benefits | $1,278,000 | 4,422 |
| Premises and equipment expense | $239,000 | 5,473 |
| Additional noninterest expense | $612,000 | 4,936 |
| Pre-tax net operating income | $934,000 | 4,736 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $262,000 | 4,187 |
| Income before extraordinary items | $672,000 | 5,095 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $672,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,923 |
| Cash dividends | $146,000 | 4,432 |
| Sale, conversion, retirement of capital stock, net | $-325,000 | 9,196 |
| Net operating income | $672,000 | 4,915 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 6,260 |
| Total interest expense | $571,000 | 5,979 |
| Net interest income | $1,117,000 | 6,317 |
| Provision for loan and lease losses | $70,000 | 4,525 |
| Total noninterest income | $1,174,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $101,000 | 5,264 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,073,000 | 1,442 |
| Total noninterest expense | $1,424,000 | 4,744 |
| Salaries and employee benefits | $861,000 | 4,387 |
| Premises and equipment expense | $153,000 | 5,589 |
| Additional noninterest expense | $410,000 | 4,914 |
| Pre-tax net operating income | $797,000 | 4,070 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $244,000 | 3,594 |
| Income before extraordinary items | $553,000 | 4,532 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $553,000 | 4,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,091 |
| Cash dividends | $97,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $-325,000 | 9,232 |
| Net operating income | $553,000 | 4,315 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 6,215 |
| Total interest expense | $291,000 | 6,030 |
| Net interest income | $576,000 | 6,185 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $550,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $502,000 | 1,486 |
| Total noninterest expense | $690,000 | 4,843 |
| Salaries and employee benefits | $421,000 | 4,463 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $193,000 | 5,097 |
| Pre-tax net operating income | $406,000 | 3,997 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $124,000 | 3,565 |
| Income before extraordinary items | $282,000 | 4,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $48,000 | 3,477 |
| Sale, conversion, retirement of capital stock, net | $-325,000 | 9,293 |
| Net operating income | $282,000 | 4,210 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 6,159 |
| Total interest expense | $1,366,000 | 6,024 |
| Net interest income | $2,329,000 | 6,138 |
| Provision for loan and lease losses | $398,000 | 2,863 |
| Total noninterest income | $1,679,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $177,000 | 5,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,502,000 | 1,644 |
| Total noninterest expense | $2,633,000 | 4,902 |
| Salaries and employee benefits | $1,541,000 | 4,597 |
| Premises and equipment expense | $305,000 | 5,529 |
| Additional noninterest expense | $787,000 | 4,983 |
| Pre-tax net operating income | $977,000 | 5,265 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $262,000 | 4,677 |
| Income before extraordinary items | $715,000 | 5,501 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $715,000 | 5,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,958 |
| Cash dividends | $193,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $715,000 | 5,362 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 6,299 |
| Total interest expense | $1,885,000 | 6,286 |
| Net interest income | $2,182,000 | 6,154 |
| Provision for loan and lease losses | $77,000 | 6,054 |
| Total noninterest income | $1,242,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $176,000 | 5,441 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,066,000 | 1,951 |
| Total noninterest expense | $2,382,000 | 5,130 |
| Salaries and employee benefits | $1,395,000 | 4,766 |
| Premises and equipment expense | $280,000 | 5,742 |
| Additional noninterest expense | $707,000 | 5,262 |
| Pre-tax net operating income | $965,000 | 4,995 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $269,000 | 4,482 |
| Income before extraordinary items | $696,000 | 5,243 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $696,000 | 5,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,124 |
| Cash dividends | $193,000 | 5,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $696,000 | 5,129 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 6,455 |
| Total interest expense | $1,979,000 | 6,305 |
| Net interest income | $2,068,000 | 6,471 |
| Provision for loan and lease losses | $16,000 | 7,742 |
| Total noninterest income | $992,000 | 3,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 5,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $840,000 | 2,090 |
| Total noninterest expense | $2,204,000 | 5,324 |
| Salaries and employee benefits | $1,324,000 | 4,832 |
| Premises and equipment expense | $267,000 | 5,811 |
| Additional noninterest expense | $613,000 | 5,698 |
| Pre-tax net operating income | $840,000 | 5,739 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $233,000 | 5,112 |
| Income before extraordinary items | $607,000 | 5,808 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $607,000 | 5,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $192,000 | 5,208 |
| Sale, conversion, retirement of capital stock, net | $-300,000 | 9,814 |
| Net operating income | $607,000 | 5,823 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,567,000 | 6,762 |
| Total interest expense | $1,619,000 | 6,688 |
| Net interest income | $1,948,000 | 6,738 |
| Provision for loan and lease losses | $37,000 | 6,969 |
| Total noninterest income | $973,000 | 3,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 2,082 |
| Total noninterest expense | $2,168,000 | 5,372 |
| Salaries and employee benefits | $1,313,000 | 4,836 |
| Premises and equipment expense | $251,000 | 6,029 |
| Additional noninterest expense | $604,000 | 5,799 |
| Pre-tax net operating income | $716,000 | 6,260 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $202,000 | 5,690 |
| Income before extraordinary items | $514,000 | 6,341 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $514,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $189,000 | 5,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $514,000 | 6,322 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 6,944 |
| Total interest expense | $1,605,000 | 6,967 |
| Net interest income | $1,901,000 | 6,853 |
| Provision for loan and lease losses | $47,000 | 6,746 |
| Total noninterest income | $1,165,000 | 2,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,042,000 | 1,797 |
| Total noninterest expense | $2,196,000 | 5,224 |
| Salaries and employee benefits | $1,354,000 | 4,613 |
| Premises and equipment expense | $249,000 | 5,974 |
| Additional noninterest expense | $593,000 | 5,795 |
| Pre-tax net operating income | $823,000 | 5,997 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $244,000 | 5,703 |
| Income before extraordinary items | $579,000 | 6,163 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $579,000 | 6,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $189,000 | 5,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $579,000 | 6,051 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 7,348 |
| Total interest expense | $1,507,000 | 7,327 |
| Net interest income | $1,844,000 | 7,226 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $1,014,000 | 3,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $902,000 | 1,859 |
| Total noninterest expense | $2,047,000 | 5,568 |
| Salaries and employee benefits | $1,216,000 | 5,032 |
| Premises and equipment expense | $242,000 | 6,177 |
| Additional noninterest expense | $589,000 | 5,880 |
| Pre-tax net operating income | $751,000 | 6,771 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $242,000 | 6,338 |
| Income before extraordinary items | $509,000 | 6,909 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $509,000 | 6,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $152,000 | 5,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $509,000 | 6,851 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,198,000 | 7,732 |
| Total interest expense | $1,455,000 | 7,679 |
| Net interest income | $1,743,000 | 7,678 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $898,000 | 3,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $795,000 | 2,118 |
| Total noninterest expense | $1,974,000 | 5,989 |
| Salaries and employee benefits | $1,172,000 | 5,312 |
| Premises and equipment expense | $237,000 | 6,434 |
| Additional noninterest expense | $565,000 | 6,579 |
| Pre-tax net operating income | $607,000 | 7,379 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $192,000 | 7,254 |
| Income before extraordinary items | $412,000 | 7,520 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $412,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $414,040 | 7,449 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 8,102 |
| Total interest expense | $1,321,000 | 8,213 |
| Net interest income | $1,749,000 | 7,896 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $893,000 | 3,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $808,000 | 2,087 |
| Total noninterest expense | $1,929,000 | 6,156 |
| Salaries and employee benefits | $1,108,000 | 5,569 |
| Premises and equipment expense | $217,000 | 6,895 |
| Additional noninterest expense | $604,000 | 6,510 |
| Pre-tax net operating income | $663,000 | 7,527 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $224,000 | 7,036 |
| Income before extraordinary items | $439,000 | 7,733 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $439,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $91,000 | 6,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $439,000 | 7,706 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 8,608 |
| Total interest expense | $1,135,000 | 8,163 |
| Net interest income | $1,539,000 | 8,765 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $701,000 | 4,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,524 |
| Total noninterest expense | $1,792,000 | 6,706 |
| Salaries and employee benefits | $995,000 | 6,112 |
| Premises and equipment expense | $214,000 | 7,153 |
| Additional noninterest expense | $583,000 | 7,157 |
| Pre-tax net operating income | $412,000 | 9,273 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $136,000 | 8,588 |
| Income before extraordinary items | $276,000 | 9,414 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $276,000 | 9,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $91,000 | 7,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $276,000 | 9,466 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 9,139 |
| Total interest expense | $1,232,000 | 8,142 |
| Net interest income | $1,291,000 | 9,762 |
| Provision for loan and lease losses | $51,000 | 7,396 |
| Total noninterest income | $1,223,000 | 2,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,133,000 | 1,872 |
| Total noninterest expense | $1,846,000 | 6,768 |
| Salaries and employee benefits | $1,026,000 | 5,982 |
| Premises and equipment expense | $195,000 | 7,784 |
| Additional noninterest expense | $625,000 | 7,124 |
| Pre-tax net operating income | $617,000 | 7,840 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $236,000 | 7,003 |
| Income before extraordinary items | $381,000 | 8,628 |
| Extraordinary gains, net | $52,000 | 2,136 |
| Net income | $433,000 | 8,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $381,000 | 8,368 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 9,354 |
| Total interest expense | $1,410,000 | 8,815 |
| Net interest income | $1,377,000 | 9,714 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $974,000 | 3,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $894,000 | 2,157 |
| Total noninterest expense | $1,765,000 | 7,059 |
| Salaries and employee benefits | $940,000 | 6,392 |
| Premises and equipment expense | $195,000 | 7,943 |
| Additional noninterest expense | $630,000 | 7,255 |
| Pre-tax net operating income | $511,000 | 8,330 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $180,000 | 7,969 |
| Income before extraordinary items | $331,000 | 8,919 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $331,000 | 9,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $331,000 | 8,559 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.