Home > Union State Bank > Income and Expense

Union State Bank, Income and Expense

2018-09-30 (YTD Data)Rank
Total interest income$12,647,0001,665
Total interest expense$1,621,0001,765
Net interest income$11,026,0001,630
Provision for loan and lease losses$445,0001,246
Total noninterest income$1,549,0001,971
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$651,0001,294
Trading account gains and fees$0138
Additional Noninterest Income$898,0002,055
Total noninterest expense$9,480,0001,543
Salaries and employee benefits$5,586,0001,501
Premises and equipment expense$1,095,0001,550
Additional noninterest expense$2,799,0001,590
Pre-tax net operating income$2,650,0002,298
Securities gains (losses)$-179,0005,316
Applicable income taxes$482,0001,820
Income before extraordinary items$1,989,0002,529
Extraordinary gains, net$05
Net income$1,989,0002,528
Minority interest net income$066
Net income of bank and minority interests.$1,989,0002,528
Net charge-offs$55,0002,140
Cash dividends$12,610,000266
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,132,2002,401
2018-06-30 (YTD Data)Rank
Total interest income$8,258,0001,684
Total interest expense$1,054,0001,703
Net interest income$7,204,0001,660
Provision for loan and lease losses$235,0001,394
Total noninterest income$1,059,0001,952
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$425,0001,312
Trading account gains and fees$0130
Additional Noninterest Income$634,0001,988
Total noninterest expense$6,181,0001,578
Salaries and employee benefits$3,736,0001,501
Premises and equipment expense$726,0001,567
Additional noninterest expense$1,719,0001,713
Pre-tax net operating income$1,847,0002,208
Securities gains (losses)$-179,0005,410
Applicable income taxes$325,0001,794
Income before extraordinary items$1,343,0002,482
Extraordinary gains, net$06
Net income$1,343,0002,481
Minority interest net income$065
Net income of bank and minority interests.$1,343,0002,481
Net charge-offs$48,0001,797
Cash dividends$110,0003,131
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,487,9902,322
2018-03-31 (YTD Data)Rank
Total interest income$3,880,0001,761
Total interest expense$498,0001,721
Net interest income$3,382,0001,756
Provision for loan and lease losses$25,0002,657
Total noninterest income$568,0001,844
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$208,0001,344
Trading account gains and fees$0123
Additional Noninterest Income$360,0001,822
Total noninterest expense$3,064,0001,601
Salaries and employee benefits$1,900,0001,500
Premises and equipment expense$321,0001,765
Additional noninterest expense$843,0001,739
Pre-tax net operating income$861,0002,266
Securities gains (losses)$-179,0005,523
Applicable income taxes$160,0001,779
Income before extraordinary items$522,0002,826
Extraordinary gains, net$07
Net income$522,0002,826
Minority interest net income$052
Net income of bank and minority interests.$522,0002,826
Net charge-offs$25,0001,552
Cash dividends$110,0002,280
Sale, conversion, retirement of capital stock, net$0580
Net operating income$663,4102,442
2017-12-31 (YTD Data)Rank
Total interest income$16,135,0001,644
Total interest expense$2,039,0001,515
Net interest income$14,096,0001,655
Provision for loan and lease losses$269,0002,090
Total noninterest income$2,587,0001,739
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,033,0001,158
Trading account gains and fees$0151
Additional Noninterest Income$1,554,0001,775
Total noninterest expense$12,782,0001,543
Salaries and employee benefits$7,702,0001,452
Premises and equipment expense$1,521,0001,504
Additional noninterest expense$3,559,0001,685
Pre-tax net operating income$3,632,0002,182
Securities gains (losses)$-1,0004,786
Applicable income taxes$04,135
Income before extraordinary items$3,631,0001,741
Extraordinary gains, net$09
Net income$3,631,0001,742
Minority interest net income$076
Net income of bank and minority interests.$3,631,0001,742
Net charge-offs$165,0001,995
Cash dividends$1,207,0001,969
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,632,0001,722
2017-09-30 (YTD Data)Rank
Total interest income$11,740,0001,689
Total interest expense$1,509,0001,509
Net interest income$10,231,0001,707
Provision for loan and lease losses$155,0002,267
Total noninterest income$1,931,0001,761
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$782,0001,157
Trading account gains and fees$0145
Additional Noninterest Income$1,149,0001,809
Total noninterest expense$9,393,0001,578
Salaries and employee benefits$5,560,0001,501
Premises and equipment expense$1,159,0001,490
Additional noninterest expense$2,674,0001,674
Pre-tax net operating income$2,614,0002,290
Securities gains (losses)$-38,0005,558
Applicable income taxes$04,172
Income before extraordinary items$2,576,0001,986
Extraordinary gains, net$09
Net income$2,576,0001,985
Minority interest net income$071
Net income of bank and minority interests.$2,576,0001,986
Net charge-offs$162,0001,549
Cash dividends$816,0001,903
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,614,0001,932
2017-06-30 (YTD Data)Rank
Total interest income$7,638,0001,714
Total interest expense$990,0001,496
Net interest income$6,648,0001,734
Provision for loan and lease losses$120,0002,050
Total noninterest income$1,407,0001,660
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$521,0001,146
Trading account gains and fees$0139
Additional Noninterest Income$886,0001,663
Total noninterest expense$6,287,0001,571
Salaries and employee benefits$3,699,0001,514
Premises and equipment expense$773,0001,492
Additional noninterest expense$1,815,0001,638
Pre-tax net operating income$1,648,0002,340
Securities gains (losses)$-45,0005,650
Applicable income taxes$04,189
Income before extraordinary items$1,603,0002,045
Extraordinary gains, net$011
Net income$1,603,0002,045
Minority interest net income$071
Net income of bank and minority interests.$1,603,0002,045
Net charge-offs$67,0001,787
Cash dividends$508,0001,982
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,648,0001,977
2017-03-31 (YTD Data)Rank
Total interest income$3,741,0001,735
Total interest expense$488,0001,491
Net interest income$3,253,0001,771
Provision for loan and lease losses$120,0001,315
Total noninterest income$860,0001,432
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$269,0001,110
Trading account gains and fees$0142
Additional Noninterest Income$591,0001,379
Total noninterest expense$3,087,0001,612
Salaries and employee benefits$1,833,0001,542
Premises and equipment expense$386,0001,511
Additional noninterest expense$868,0001,708
Pre-tax net operating income$906,0002,093
Securities gains (losses)$-47,0005,771
Applicable income taxes$04,086
Income before extraordinary items$859,0001,868
Extraordinary gains, net$08
Net income$859,0001,868
Minority interest net income$055
Net income of bank and minority interests.$859,0001,868
Net charge-offs$15,0002,041
Cash dividends$302,0001,624
Sale, conversion, retirement of capital stock, net$0632
Net operating income$906,0001,776
2016-12-31 (YTD Data)Rank
Total interest income$14,476,0001,749
Total interest expense$1,892,0001,486
Net interest income$12,584,0001,786
Provision for loan and lease losses$04,332
Total noninterest income$2,422,0001,892
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,102,0001,107
Trading account gains and fees$0170
Additional Noninterest Income$1,320,0002,057
Total noninterest expense$12,200,0001,588
Salaries and employee benefits$6,829,0001,583
Premises and equipment expense$1,583,0001,443
Additional noninterest expense$3,788,0001,608
Pre-tax net operating income$2,806,0002,491
Securities gains (losses)$591,000374
Applicable income taxes$04,278
Income before extraordinary items$3,397,0001,897
Extraordinary gains, net$05
Net income$3,397,0001,896
Minority interest net income$082
Net income of bank and minority interests.$3,397,0001,896
Net charge-offs$54,0003,091
Cash dividends$1,154,0002,027
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,806,0002,159
2016-09-30 (YTD Data)Rank
Total interest income$10,761,0001,765
Total interest expense$1,404,0001,497
Net interest income$9,357,0001,801
Provision for loan and lease losses$04,186
Total noninterest income$1,822,0001,887
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$823,0001,111
Trading account gains and fees$0169
Additional Noninterest Income$999,0002,050
Total noninterest expense$9,095,0001,599
Salaries and employee benefits$5,058,0001,604
Premises and equipment expense$1,189,0001,440
Additional noninterest expense$2,848,0001,606
Pre-tax net operating income$2,084,0002,548
Securities gains (losses)$535,000361
Applicable income taxes$04,325
Income before extraordinary items$2,619,0001,876
Extraordinary gains, net$05
Net income$2,619,0001,876
Minority interest net income$071
Net income of bank and minority interests.$2,619,0001,876
Net charge-offs$55,0002,517
Cash dividends$830,0001,849
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,084,0002,211
2016-06-30 (YTD Data)Rank
Total interest income$7,088,0001,790
Total interest expense$924,0001,508
Net interest income$6,164,0001,824
Provision for loan and lease losses$04,017
Total noninterest income$1,131,0001,947
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$543,0001,110
Trading account gains and fees$0157
Additional Noninterest Income$588,0002,171
Total noninterest expense$5,989,0001,626
Salaries and employee benefits$3,338,0001,625
Premises and equipment expense$789,0001,443
Additional noninterest expense$1,862,0001,635
Pre-tax net operating income$1,306,0002,622
Securities gains (losses)$338,000391
Applicable income taxes$04,338
Income before extraordinary items$1,644,0001,951
Extraordinary gains, net$016
Net income$1,644,0001,951
Minority interest net income$071
Net income of bank and minority interests.$1,644,0001,951
Net charge-offs$30,0002,510
Cash dividends$512,0001,938
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,306,0002,291
2016-03-31 (YTD Data)Rank
Total interest income$3,564,0001,786
Total interest expense$466,0001,499
Net interest income$3,098,0001,816
Provision for loan and lease losses$03,656
Total noninterest income$591,0001,865
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$274,0001,100
Trading account gains and fees$0142
Additional Noninterest Income$317,0002,028
Total noninterest expense$2,990,0001,628
Salaries and employee benefits$1,664,0001,640
Premises and equipment expense$383,0001,505
Additional noninterest expense$943,0001,607
Pre-tax net operating income$699,0002,486
Securities gains (losses)$152,000372
Applicable income taxes$04,259
Income before extraordinary items$851,0001,883
Extraordinary gains, net$012
Net income$851,0001,885
Minority interest net income$062
Net income of bank and minority interests.$851,0001,884
Net charge-offs$25,0001,853
Cash dividends$296,0001,644
Sale, conversion, retirement of capital stock, net$0659
Net operating income$699,0002,146
2015-12-31 (YTD Data)Rank
Total interest income$14,368,0001,726
Total interest expense$1,885,0001,466
Net interest income$12,483,0001,758
Provision for loan and lease losses$04,380
Total noninterest income$2,466,0001,842
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,258,000993
Trading account gains and fees$0159
Additional Noninterest Income$1,208,0002,128
Total noninterest expense$11,700,0001,637
Salaries and employee benefits$6,318,0001,673
Premises and equipment expense$1,607,0001,438
Additional noninterest expense$3,775,0001,606
Pre-tax net operating income$3,249,0002,197
Securities gains (losses)$242,000649
Applicable income taxes$04,402
Income before extraordinary items$3,491,0001,802
Extraordinary gains, net$023
Net income$3,491,0001,803
Minority interest net income$081
Net income of bank and minority interests.$3,491,0001,804
Net charge-offs$26,0003,634
Cash dividends$1,077,0002,040
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,249,0001,883
2015-09-30 (YTD Data)Rank
Total interest income$10,769,0001,740
Total interest expense$1,421,0001,470
Net interest income$9,348,0001,773
Provision for loan and lease losses$04,232
Total noninterest income$1,868,0001,838
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$936,0001,002
Trading account gains and fees$0153
Additional Noninterest Income$932,0002,118
Total noninterest expense$8,660,0001,667
Salaries and employee benefits$4,680,0001,697
Premises and equipment expense$1,198,0001,450
Additional noninterest expense$2,782,0001,633
Pre-tax net operating income$2,556,0002,161
Securities gains (losses)$121,000916
Applicable income taxes$04,489
Income before extraordinary items$2,677,0001,794
Extraordinary gains, net$021
Net income$2,677,0001,796
Minority interest net income$078
Net income of bank and minority interests.$2,677,0001,797
Net charge-offs$24,0003,264
Cash dividends$743,0001,917
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,556,0001,831
2015-06-30 (YTD Data)Rank
Total interest income$7,238,0001,720
Total interest expense$950,0001,471
Net interest income$6,288,0001,760
Provision for loan and lease losses$04,069
Total noninterest income$1,250,0001,844
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$622,000989
Trading account gains and fees$0157
Additional Noninterest Income$628,0002,102
Total noninterest expense$5,682,0001,698
Salaries and employee benefits$3,097,0001,714
Premises and equipment expense$793,0001,472
Additional noninterest expense$1,792,0001,689
Pre-tax net operating income$1,856,0002,003
Securities gains (losses)$98,000866
Applicable income taxes$04,497
Income before extraordinary items$1,954,0001,642
Extraordinary gains, net$022
Net income$1,954,0001,645
Minority interest net income$075
Net income of bank and minority interests.$1,954,0001,645
Net charge-offs$18,0003,008
Cash dividends$505,0001,903
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,856,0001,669
2015-03-31 (YTD Data)Rank
Total interest income$3,648,0001,715
Total interest expense$465,0001,495
Net interest income$3,183,0001,730
Provision for loan and lease losses$03,703
Total noninterest income$577,0001,927
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$314,000972
Trading account gains and fees$0152
Additional Noninterest Income$263,0002,285
Total noninterest expense$2,887,0001,675
Salaries and employee benefits$1,570,0001,701
Premises and equipment expense$402,0001,480
Additional noninterest expense$915,0001,645
Pre-tax net operating income$873,0002,069
Securities gains (losses)$85,000640
Applicable income taxes$04,400
Income before extraordinary items$958,0001,670
Extraordinary gains, net$013
Net income$958,0001,672
Minority interest net income$064
Net income of bank and minority interests.$958,0001,672
Net charge-offs$11,0002,441
Cash dividends$281,0001,597
Sale, conversion, retirement of capital stock, net$0697
Net operating income$873,0001,728
2014-12-31 (YTD Data)Rank
Total interest income$14,260,0001,762
Total interest expense$1,886,0001,566
Net interest income$12,374,0001,767
Provision for loan and lease losses$04,603
Total noninterest income$2,388,0001,862
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,337,000996
Trading account gains and fees$0180
Additional Noninterest Income$1,051,0002,261
Total noninterest expense$11,527,0001,658
Salaries and employee benefits$6,080,0001,699
Premises and equipment expense$1,625,0001,464
Additional noninterest expense$3,822,0001,629
Pre-tax net operating income$3,235,0002,151
Securities gains (losses)$92,0001,318
Applicable income taxes$04,531
Income before extraordinary items$3,327,0001,851
Extraordinary gains, net$017
Net income$3,327,0001,851
Minority interest net income$084
Net income of bank and minority interests.$3,327,0001,850
Net charge-offs$40,0003,942
Cash dividends$1,093,0001,937
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,235,0001,855
2014-09-30 (YTD Data)Rank
Total interest income$10,550,0001,798
Total interest expense$1,413,0001,581
Net interest income$9,137,0001,808
Provision for loan and lease losses$04,401
Total noninterest income$1,802,0001,857
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,017,000984
Trading account gains and fees$0174
Additional Noninterest Income$785,0002,284
Total noninterest expense$8,598,0001,676
Salaries and employee benefits$4,547,0001,702
Premises and equipment expense$1,211,0001,479
Additional noninterest expense$2,840,0001,646
Pre-tax net operating income$2,341,0002,247
Securities gains (losses)$60,0001,334
Applicable income taxes$04,583
Income before extraordinary items$2,401,0001,910
Extraordinary gains, net$015
Net income$2,401,0001,910
Minority interest net income$081
Net income of bank and minority interests.$2,401,0001,909
Net charge-offs$21,0003,810
Cash dividends$741,0001,831
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,341,0001,903
2014-06-30 (YTD Data)Rank
Total interest income$7,040,0001,788
Total interest expense$949,0001,584
Net interest income$6,091,0001,797
Provision for loan and lease losses$04,196
Total noninterest income$1,185,0001,860
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$678,000968
Trading account gains and fees$0172
Additional Noninterest Income$507,0002,293
Total noninterest expense$5,749,0001,662
Salaries and employee benefits$3,008,0001,710
Premises and equipment expense$805,0001,480
Additional noninterest expense$1,936,0001,613
Pre-tax net operating income$1,527,0002,245
Securities gains (losses)$99,000794
Applicable income taxes$04,568
Income before extraordinary items$1,626,0001,853
Extraordinary gains, net$020
Net income$1,626,0001,857
Minority interest net income$080
Net income of bank and minority interests.$1,626,0001,856
Net charge-offs$35,0003,061
Cash dividends$535,0001,747
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,527,0001,899
2014-03-31 (YTD Data)Rank
Total interest income$3,547,0001,761
Total interest expense$491,0001,558
Net interest income$3,056,0001,784
Provision for loan and lease losses$03,817
Total noninterest income$580,0001,848
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$352,000921
Trading account gains and fees$0147
Additional Noninterest Income$228,0002,375
Total noninterest expense$2,893,0001,661
Salaries and employee benefits$1,492,0001,736
Premises and equipment expense$398,0001,530
Additional noninterest expense$1,003,0001,553
Pre-tax net operating income$743,0002,219
Securities gains (losses)$-18,0006,497
Applicable income taxes$04,445
Income before extraordinary items$725,0001,950
Extraordinary gains, net$016
Net income$725,0001,953
Minority interest net income$066
Net income of bank and minority interests.$725,0001,953
Net charge-offs$11,0002,795
Cash dividends$264,0001,541
Sale, conversion, retirement of capital stock, net$0747
Net operating income$743,0001,884
2013-12-31 (YTD Data)Rank
Total interest income$14,838,0001,681
Total interest expense$2,200,0001,553
Net interest income$12,638,0001,702
Provision for loan and lease losses$05,091
Total noninterest income$2,445,0001,872
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,296,0001,069
Trading account gains and fees$0184
Additional Noninterest Income$1,149,0002,188
Total noninterest expense$11,709,0001,643
Salaries and employee benefits$6,104,0001,678
Premises and equipment expense$1,643,0001,444
Additional noninterest expense$3,962,0001,631
Pre-tax net operating income$3,374,0001,968
Securities gains (losses)$368,000594
Applicable income taxes$04,631
Income before extraordinary items$3,742,0001,586
Extraordinary gains, net$029
Net income$3,742,0001,590
Minority interest net income$090
Net income of bank and minority interests.$3,742,0001,590
Net charge-offs$129,0003,483
Cash dividends$1,537,0001,456
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,374,0001,685
2013-09-30 (YTD Data)Rank
Total interest income$11,203,0001,678
Total interest expense$1,671,0001,573
Net interest income$9,532,0001,687
Provision for loan and lease losses$04,941
Total noninterest income$1,842,0001,903
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$935,0001,115
Trading account gains and fees$0180
Additional Noninterest Income$907,0002,188
Total noninterest expense$8,756,0001,654
Salaries and employee benefits$4,592,0001,688
Premises and equipment expense$1,258,0001,424
Additional noninterest expense$2,906,0001,655
Pre-tax net operating income$2,618,0001,973
Securities gains (losses)$368,000542
Applicable income taxes$04,713
Income before extraordinary items$2,986,0001,513
Extraordinary gains, net$025
Net income$2,986,0001,515
Minority interest net income$084
Net income of bank and minority interests.$2,986,0001,516
Net charge-offs$105,0003,214
Cash dividends$1,039,0001,402
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,618,0001,658
2013-06-30 (YTD Data)Rank
Total interest income$7,415,0001,687
Total interest expense$1,123,0001,594
Net interest income$6,292,0001,702
Provision for loan and lease losses$04,788
Total noninterest income$1,220,0001,953
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$569,0001,184
Trading account gains and fees$0157
Additional Noninterest Income$651,0002,120
Total noninterest expense$5,872,0001,631
Salaries and employee benefits$3,103,0001,670
Premises and equipment expense$857,0001,406
Additional noninterest expense$1,912,0001,665
Pre-tax net operating income$1,640,0002,047
Securities gains (losses)$172,000810
Applicable income taxes$04,679
Income before extraordinary items$1,812,0001,660
Extraordinary gains, net$022
Net income$1,812,0001,663
Minority interest net income$082
Net income of bank and minority interests.$1,812,0001,664
Net charge-offs$106,0002,701
Cash dividends$646,0001,475
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,640,0001,724
2013-03-31 (YTD Data)Rank
Total interest income$3,651,0001,729
Total interest expense$568,0001,625
Net interest income$3,083,0001,743
Provision for loan and lease losses$04,409
Total noninterest income$510,0002,202
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$272,0001,227
Trading account gains and fees$0148
Additional Noninterest Income$238,0002,526
Total noninterest expense$2,981,0001,628
Salaries and employee benefits$1,612,0001,634
Premises and equipment expense$430,0001,423
Additional noninterest expense$939,0001,702
Pre-tax net operating income$612,0002,522
Securities gains (losses)$117,000630
Applicable income taxes$04,602
Income before extraordinary items$729,0001,942
Extraordinary gains, net$010
Net income$729,0001,943
Minority interest net income$076
Net income of bank and minority interests.$729,0001,944
Net charge-offs$30,0002,794
Cash dividends$277,0001,395
Sale, conversion, retirement of capital stock, net$0789
Net operating income$612,0002,143
2012-12-31 (YTD Data)Rank
Total interest income$15,196,0001,743
Total interest expense$2,387,0001,824
Net interest income$12,809,0001,715
Provision for loan and lease losses$180,0004,053
Total noninterest income$2,014,0002,169
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,083,0001,321
Trading account gains and fees$0166
Additional Noninterest Income$931,0002,471
Total noninterest expense$11,625,0001,658
Salaries and employee benefits$6,334,0001,598
Premises and equipment expense$1,664,0001,433
Additional noninterest expense$3,627,0001,816
Pre-tax net operating income$3,018,0002,077
Securities gains (losses)$606,000812
Applicable income taxes$04,751
Income before extraordinary items$3,624,0001,578
Extraordinary gains, net$029
Net income$3,624,0001,579
Minority interest net income$093
Net income of bank and minority interests.$3,624,0001,579
Net charge-offs$89,0004,515
Cash dividends$1,588,0001,433
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,018,0001,749
2012-09-30 (YTD Data)Rank
Total interest income$11,482,0001,759
Total interest expense$1,792,0001,901
Net interest income$9,690,0001,727
Provision for loan and lease losses$180,0003,637
Total noninterest income$1,513,0002,167
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$804,0001,337
Trading account gains and fees$0157
Additional Noninterest Income$709,0002,443
Total noninterest expense$8,698,0001,668
Salaries and employee benefits$4,768,0001,588
Premises and equipment expense$1,250,0001,435
Additional noninterest expense$2,680,0001,856
Pre-tax net operating income$2,325,0002,102
Securities gains (losses)$452,000808
Applicable income taxes$04,802
Income before extraordinary items$2,777,0001,584
Extraordinary gains, net$020
Net income$2,777,0001,584
Minority interest net income$086
Net income of bank and minority interests.$2,777,0001,585
Net charge-offs$-21,0006,760
Cash dividends$1,147,0001,207
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,325,0001,749
2012-06-30 (YTD Data)Rank
Total interest income$7,594,0001,780
Total interest expense$1,181,0001,995
Net interest income$6,413,0001,738
Provision for loan and lease losses$150,0003,329
Total noninterest income$999,0002,149
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$530,0001,346
Trading account gains and fees$0153
Additional Noninterest Income$469,0002,411
Total noninterest expense$5,771,0001,682
Salaries and employee benefits$3,166,0001,600
Premises and equipment expense$786,0001,512
Additional noninterest expense$1,819,0001,828
Pre-tax net operating income$1,491,0002,144
Securities gains (losses)$115,0001,493
Applicable income taxes$04,770
Income before extraordinary items$1,606,0001,780
Extraordinary gains, net$019
Net income$1,606,0001,777
Minority interest net income$084
Net income of bank and minority interests.$1,606,0001,780
Net charge-offs$22,0004,582
Cash dividends$777,0001,191
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,491,0001,808
2012-03-31 (YTD Data)Rank
Total interest income$3,759,0001,808
Total interest expense$587,0002,075
Net interest income$3,172,0001,765
Provision for loan and lease losses$75,0003,178
Total noninterest income$500,0002,150
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$268,0001,312
Trading account gains and fees$0148
Additional Noninterest Income$232,0002,436
Total noninterest expense$2,832,0001,702
Salaries and employee benefits$1,577,0001,604
Premises and equipment expense$385,0001,548
Additional noninterest expense$870,0001,900
Pre-tax net operating income$765,0002,093
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$765,0001,866
Extraordinary gains, net$019
Net income$765,0001,866
Minority interest net income$078
Net income of bank and minority interests.$765,0001,867
Net charge-offs$8,0004,117
Cash dividends$392,0001,071
Sale, conversion, retirement of capital stock, net$0861
Net operating income$765,0001,765
2011-12-31 (YTD Data)Rank
Total interest income$14,902,0001,890
Total interest expense$2,455,0002,356
Net interest income$12,447,0001,794
Provision for loan and lease losses$575,0003,263
Total noninterest income$1,915,0002,072
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,053,0001,411
Trading account gains and fees$0146
Additional Noninterest Income$862,0002,338
Total noninterest expense$11,114,0001,748
Salaries and employee benefits$6,273,0001,563
Premises and equipment expense$1,415,0001,751
Additional noninterest expense$3,426,0001,964
Pre-tax net operating income$2,673,0002,030
Securities gains (losses)$31,0002,879
Applicable income taxes$04,719
Income before extraordinary items$2,704,0001,757
Extraordinary gains, net$029
Net income$2,704,0001,759
Minority interest net income$096
Net income of bank and minority interests.$2,704,0001,759
Net charge-offs$343,0003,645
Cash dividends$1,400,0001,301
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,673,0001,698
2011-09-30 (YTD Data)Rank
Total interest income$11,100,0001,926
Total interest expense$1,868,0002,415
Net interest income$9,232,0001,818
Provision for loan and lease losses$425,0003,131
Total noninterest income$1,435,0002,068
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$783,0001,429
Trading account gains and fees$0145
Additional Noninterest Income$652,0002,313
Total noninterest expense$8,345,0001,738
Salaries and employee benefits$4,729,0001,564
Premises and equipment expense$1,064,0001,767
Additional noninterest expense$2,552,0001,987
Pre-tax net operating income$1,897,0002,171
Securities gains (losses)$-55,0007,164
Applicable income taxes$04,740
Income before extraordinary items$1,842,0001,964
Extraordinary gains, net$021
Net income$1,842,0001,964
Minority interest net income$087
Net income of bank and minority interests.$1,842,0001,964
Net charge-offs$217,0003,616
Cash dividends$839,0001,321
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,897,0001,826
2011-06-30 (YTD Data)Rank
Total interest income$7,394,0001,946
Total interest expense$1,257,0002,471
Net interest income$6,137,0001,819
Provision for loan and lease losses$275,0003,128
Total noninterest income$954,0002,064
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$524,0001,394
Trading account gains and fees$0153
Additional Noninterest Income$430,0002,331
Total noninterest expense$5,631,0001,737
Salaries and employee benefits$3,131,0001,585
Premises and equipment expense$722,0001,751
Additional noninterest expense$1,778,0001,919
Pre-tax net operating income$1,185,0002,258
Securities gains (losses)$-65,0007,264
Applicable income taxes$04,697
Income before extraordinary items$1,120,0002,059
Extraordinary gains, net$015
Net income$1,120,0002,059
Minority interest net income$089
Net income of bank and minority interests.$1,120,0002,059
Net charge-offs$31,0004,801
Cash dividends$589,0001,278
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,185,0001,910
2011-03-31 (YTD Data)Rank
Total interest income$3,816,0001,881
Total interest expense$636,0002,515
Net interest income$3,180,0001,758
Provision for loan and lease losses$150,0002,750
Total noninterest income$490,0002,013
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$270,0001,319
Trading account gains and fees$0158
Additional Noninterest Income$220,0002,343
Total noninterest expense$2,823,0001,747
Salaries and employee benefits$1,604,0001,564
Premises and equipment expense$342,0001,886
Additional noninterest expense$877,0001,933
Pre-tax net operating income$697,0001,977
Securities gains (losses)$44,000800
Applicable income taxes$04,545
Income before extraordinary items$741,0001,593
Extraordinary gains, net$09
Net income$741,0001,593
Minority interest net income$086
Net income of bank and minority interests.$741,0001,593
Net charge-offs$15,0004,195
Cash dividends$364,000987
Sale, conversion, retirement of capital stock, net$0925
Net operating income$697,0001,637
2010-12-31 (YTD Data)Rank
Total interest income$16,274,0001,859
Total interest expense$3,053,0002,574
Net interest income$13,221,0001,672
Provision for loan and lease losses$816,0003,381
Total noninterest income$2,058,0002,043
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,161,0001,300
Trading account gains and fees$0175
Additional Noninterest Income$897,0002,328
Total noninterest expense$11,045,0001,782
Salaries and employee benefits$6,307,0001,556
Premises and equipment expense$1,268,0002,000
Additional noninterest expense$3,470,0002,018
Pre-tax net operating income$3,418,0001,449
Securities gains (losses)$545,000823
Applicable income taxes$04,655
Income before extraordinary items$3,963,0001,099
Extraordinary gains, net$029
Net income$3,963,0001,100
Minority interest net income$0111
Net income of bank and minority interests.$3,963,0001,102
Net charge-offs$-61,0007,581
Cash dividends$2,023,000805
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,418,0001,202
2010-09-30 (YTD Data)Rank
Total interest income$12,332,0001,876
Total interest expense$2,391,0002,568
Net interest income$9,941,0001,695
Provision for loan and lease losses$606,0003,227
Total noninterest income$1,536,0002,057
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$863,0001,363
Trading account gains and fees$0165
Additional Noninterest Income$673,0002,327
Total noninterest expense$8,103,0001,811
Salaries and employee benefits$4,671,0001,576
Premises and equipment expense$926,0002,076
Additional noninterest expense$2,506,0002,058
Pre-tax net operating income$2,768,0001,411
Securities gains (losses)$565,000658
Applicable income taxes$04,726
Income before extraordinary items$3,333,0001,037
Extraordinary gains, net$023
Net income$3,333,0001,040
Minority interest net income$0110
Net income of bank and minority interests.$3,333,0001,040
Net charge-offs$-117,0007,701
Cash dividends$1,551,000693
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,768,0001,163
2010-06-30 (YTD Data)Rank
Total interest income$8,067,0001,938
Total interest expense$1,667,0002,564
Net interest income$6,400,0001,744
Provision for loan and lease losses$436,0003,069
Total noninterest income$1,008,0002,040
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$566,0001,385
Trading account gains and fees$0152
Additional Noninterest Income$442,0002,273
Total noninterest expense$5,295,0001,852
Salaries and employee benefits$3,084,0001,605
Premises and equipment expense$603,0002,144
Additional noninterest expense$1,608,0002,125
Pre-tax net operating income$1,677,0001,546
Securities gains (losses)$351,000629
Applicable income taxes$04,691
Income before extraordinary items$2,028,0001,101
Extraordinary gains, net$019
Net income$2,028,0001,102
Minority interest net income$0105
Net income of bank and minority interests.$2,028,0001,102
Net charge-offs$-131,0007,765
Cash dividends$1,016,000695
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,677,0001,273
2010-03-31 (YTD Data)Rank
Total interest income$3,969,0002,017
Total interest expense$847,0002,637
Net interest income$3,122,0001,818
Provision for loan and lease losses$306,0002,350
Total noninterest income$506,0002,015
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$282,0001,389
Trading account gains and fees$0175
Additional Noninterest Income$224,0002,231
Total noninterest expense$2,606,0001,902
Salaries and employee benefits$1,550,0001,619
Premises and equipment expense$282,0002,339
Additional noninterest expense$774,0002,191
Pre-tax net operating income$716,0001,787
Securities gains (losses)$53,0001,119
Applicable income taxes$04,611
Income before extraordinary items$769,0001,434
Extraordinary gains, net$016
Net income$769,0001,436
Minority interest net income$091
Net income of bank and minority interests.$769,0001,436
Net charge-offs$-144,0007,872
Cash dividends$394,000880
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$716,0001,468
2009-12-31 (YTD Data)Rank
Total interest income$15,205,0002,205
Total interest expense$3,311,0003,173
Net interest income$11,894,0001,862
Provision for loan and lease losses$870,0003,719
Total noninterest income$2,112,0002,044
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,323,0001,308
Trading account gains and fees$0211
Additional Noninterest Income$789,0002,473
Total noninterest expense$10,207,0001,981
Salaries and employee benefits$5,864,0001,691
Premises and equipment expense$1,156,0002,287
Additional noninterest expense$3,187,0002,221
Pre-tax net operating income$2,929,0001,367
Securities gains (losses)$124,0001,946
Applicable income taxes$04,388
Income before extraordinary items$3,053,0001,106
Extraordinary gains, net$034
Net income$3,053,0001,104
Minority interest net income$0115
Net income of bank and minority interests.$3,053,0001,105
Net charge-offs$460,0003,905
Cash dividends$1,986,000931
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,929,0001,142
2009-09-30 (YTD Data)Rank
Total interest income$11,226,0002,263
Total interest expense$2,447,0003,337
Net interest income$8,779,0001,887
Provision for loan and lease losses$570,0003,596
Total noninterest income$1,576,0002,086
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$993,0001,294
Trading account gains and fees$0212
Additional Noninterest Income$583,0002,565
Total noninterest expense$7,637,0001,967
Salaries and employee benefits$4,321,0001,740
Premises and equipment expense$852,0002,347
Additional noninterest expense$2,464,0002,137
Pre-tax net operating income$2,148,0001,508
Securities gains (losses)$55,0002,242
Applicable income taxes$04,592
Income before extraordinary items$2,203,0001,216
Extraordinary gains, net$027
Net income$2,203,0001,214
Minority interest net income$0118
Net income of bank and minority interests.$2,203,0001,216
Net charge-offs$207,0004,213
Cash dividends$1,494,000874
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,148,0001,225
2009-06-30 (YTD Data)Rank
Total interest income$7,392,0002,328
Total interest expense$1,616,0003,478
Net interest income$5,776,0001,900
Provision for loan and lease losses$365,0003,416
Total noninterest income$1,017,0002,164
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$653,0001,299
Trading account gains and fees$0193
Additional Noninterest Income$364,0002,688
Total noninterest expense$5,019,0002,024
Salaries and employee benefits$2,839,0001,797
Premises and equipment expense$587,0002,310
Additional noninterest expense$1,593,0002,214
Pre-tax net operating income$1,409,0001,605
Securities gains (losses)$55,0001,855
Applicable income taxes$04,657
Income before extraordinary items$1,464,0001,295
Extraordinary gains, net$021
Net income$1,464,0001,293
Minority interest net income$0112
Net income of bank and minority interests.$1,464,0001,294
Net charge-offs$110,0004,143
Cash dividends$948,000979
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,409,0001,304
2009-03-31 (YTD Data)Rank
Total interest income$3,563,0002,434
Total interest expense$805,0003,601
Net interest income$2,758,0001,984
Provision for loan and lease losses$95,0003,976
Total noninterest income$487,0002,186
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$317,0001,303
Trading account gains and fees$0171
Additional Noninterest Income$170,0002,743
Total noninterest expense$2,434,0002,033
Salaries and employee benefits$1,402,0001,854
Premises and equipment expense$289,0002,367
Additional noninterest expense$743,0002,110
Pre-tax net operating income$716,0001,768
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$716,0001,520
Extraordinary gains, net$015
Net income$716,0001,522
Minority interest net income$0102
Net income of bank and minority interests.$716,0001,522
Net charge-offs$55,0003,454
Cash dividends$559,000774
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$716,0001,439
2008-12-31 (YTD Data)Rank
Total interest income$15,502,0002,391
Total interest expense$4,869,0003,018
Net interest income$10,633,0002,083
Provision for loan and lease losses$185,0005,303
Total noninterest income$2,256,0001,955
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,498,0001,200
Trading account gains and fees$0154
Additional Noninterest Income$758,0002,515
Total noninterest expense$9,888,0001,950
Salaries and employee benefits$5,610,0001,816
Premises and equipment expense$1,185,0002,273
Additional noninterest expense$3,093,0001,962
Pre-tax net operating income$2,816,0001,906
Securities gains (losses)$75,0001,332
Applicable income taxes$04,979
Income before extraordinary items$2,891,0001,415
Extraordinary gains, net$039
Net income$2,891,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0004,628
Cash dividends$1,928,0001,407
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,816,0001,552
2008-09-30 (YTD Data)Rank
Total interest income$11,680,0002,438
Total interest expense$3,910,0002,959
Net interest income$7,770,0002,160
Provision for loan and lease losses$83,0005,413
Total noninterest income$1,652,0002,060
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,115,0001,219
Trading account gains and fees$0148
Additional Noninterest Income$537,0002,697
Total noninterest expense$7,358,0001,953
Salaries and employee benefits$4,208,0001,844
Premises and equipment expense$907,0002,235
Additional noninterest expense$2,243,0001,946
Pre-tax net operating income$1,981,0002,325
Securities gains (losses)$75,0001,148
Applicable income taxes$05,372
Income before extraordinary items$2,056,0001,735
Extraordinary gains, net$031
Net income$2,056,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,168
Cash dividends$1,237,0001,558
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,981,0001,887
2008-06-30 (YTD Data)Rank
Total interest income$7,821,0002,470
Total interest expense$2,753,0002,925
Net interest income$5,068,0002,188
Provision for loan and lease losses$35,0005,494
Total noninterest income$1,071,0002,127
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$727,0001,221
Trading account gains and fees$0149
Additional Noninterest Income$344,0002,812
Total noninterest expense$4,870,0001,968
Salaries and employee benefits$2,816,0001,859
Premises and equipment expense$587,0002,303
Additional noninterest expense$1,467,0001,964
Pre-tax net operating income$1,234,0002,544
Securities gains (losses)$75,0001,164
Applicable income taxes$05,627
Income before extraordinary items$1,309,0002,025
Extraordinary gains, net$021
Net income$1,309,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,693
Cash dividends$699,0001,884
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,234,0002,088
2008-03-31 (YTD Data)Rank
Total interest income$4,015,0002,463
Total interest expense$1,511,0002,875
Net interest income$2,504,0002,209
Provision for loan and lease losses$35,0004,234
Total noninterest income$495,0002,254
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$360,0001,224
Trading account gains and fees$0158
Additional Noninterest Income$135,0003,231
Total noninterest expense$2,407,0001,991
Salaries and employee benefits$1,398,0001,886
Premises and equipment expense$289,0002,343
Additional noninterest expense$720,0001,958
Pre-tax net operating income$557,0002,858
Securities gains (losses)$74,000874
Applicable income taxes$05,622
Income before extraordinary items$631,0002,215
Extraordinary gains, net$015
Net income$631,0002,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,847
Cash dividends$478,0001,417
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$557,0002,385
2007-12-31 (YTD Data)Rank
Total interest income$16,784,0002,440
Total interest expense$6,888,0002,670
Net interest income$9,896,0002,263
Provision for loan and lease losses$280,0003,319
Total noninterest income$2,162,0002,104
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,586,0001,123
Trading account gains and fees$0178
Additional Noninterest Income$576,0003,071
Total noninterest expense$9,196,0002,003
Salaries and employee benefits$5,328,0001,895
Premises and equipment expense$1,123,0002,320
Additional noninterest expense$2,745,0002,002
Pre-tax net operating income$2,582,0002,754
Securities gains (losses)$-11,0007,582
Applicable income taxes$06,070
Income before extraordinary items$2,571,0002,296
Extraordinary gains, net$039
Net income$2,571,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$724,0001,300
Cash dividends$1,502,0001,986
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,582,0002,278
2007-09-30 (YTD Data)Rank
Total interest income$12,552,0002,450
Total interest expense$5,211,0002,640
Net interest income$7,341,0002,295
Provision for loan and lease losses$250,0002,604
Total noninterest income$1,602,0002,120
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,147,0001,154
Trading account gains and fees$0184
Additional Noninterest Income$455,0002,995
Total noninterest expense$6,808,0002,005
Salaries and employee benefits$3,989,0001,885
Premises and equipment expense$842,0002,298
Additional noninterest expense$1,977,0002,030
Pre-tax net operating income$1,885,0002,967
Securities gains (losses)$3,0001,317
Applicable income taxes$06,220
Income before extraordinary items$1,888,0002,493
Extraordinary gains, net$033
Net income$1,888,0002,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$643,000888
Cash dividends$1,097,0001,872
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,885,0002,473
2007-06-30 (YTD Data)Rank
Total interest income$8,250,0002,495
Total interest expense$3,433,0002,663
Net interest income$4,817,0002,353
Provision for loan and lease losses$100,0003,268
Total noninterest income$1,095,0002,092
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$746,0001,186
Trading account gains and fees$0168
Additional Noninterest Income$349,0002,775
Total noninterest expense$4,577,0002,023
Salaries and employee benefits$2,663,0001,916
Premises and equipment expense$573,0002,254
Additional noninterest expense$1,341,0002,008
Pre-tax net operating income$1,235,0003,056
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,235,0002,572
Extraordinary gains, net$029
Net income$1,235,0002,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,000881
Cash dividends$789,0001,831
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,235,0002,554
2007-03-31 (YTD Data)Rank
Total interest income$4,143,0002,485
Total interest expense$1,757,0002,599
Net interest income$2,386,0002,379
Provision for loan and lease losses$100,0002,001
Total noninterest income$447,0002,372
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$364,0001,185
Trading account gains and fees$0195
Additional Noninterest Income$83,0004,134
Total noninterest expense$2,315,0002,001
Salaries and employee benefits$1,355,0001,899
Premises and equipment expense$292,0002,239
Additional noninterest expense$668,0001,980
Pre-tax net operating income$418,0003,894
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$418,0003,390
Extraordinary gains, net$022
Net income$418,0003,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,000973
Cash dividends$444,0001,565
Sale, conversion, retirement of capital stock, net$0885
Net operating income$418,0003,366
2006-12-31 (YTD Data)Rank
Total interest income$16,718,0002,338
Total interest expense$6,699,0002,363
Net interest income$10,019,0002,287
Provision for loan and lease losses$600,0001,606
Total noninterest income$1,900,0002,315
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,592,0001,112
Trading account gains and fees$0130
Additional Noninterest Income$308,0004,253
Total noninterest expense$8,754,0002,011
Salaries and employee benefits$5,221,0001,865
Premises and equipment expense$1,026,0002,417
Additional noninterest expense$2,507,0002,102
Pre-tax net operating income$2,565,0003,074
Securities gains (losses)$-41,0007,867
Applicable income taxes$06,600
Income before extraordinary items$2,524,0002,597
Extraordinary gains, net$051
Net income$2,524,0002,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$569,0001,060
Cash dividends$1,885,0001,628
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,565,0002,539
2006-09-30 (YTD Data)Rank
Total interest income$12,362,0002,351
Total interest expense$4,838,0002,381
Net interest income$7,524,0002,302
Provision for loan and lease losses$450,0001,514
Total noninterest income$1,388,0002,357
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,193,0001,122
Trading account gains and fees$0126
Additional Noninterest Income$195,0004,585
Total noninterest expense$6,458,0002,039
Salaries and employee benefits$3,914,0001,860
Premises and equipment expense$775,0002,400
Additional noninterest expense$1,769,0002,202
Pre-tax net operating income$2,004,0003,101
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,004,0002,560
Extraordinary gains, net$045
Net income$2,004,0002,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,000941
Cash dividends$1,676,0001,321
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,004,0002,547
2006-06-30 (YTD Data)Rank
Total interest income$8,064,0002,355
Total interest expense$3,106,0002,363
Net interest income$4,958,0002,341
Provision for loan and lease losses$300,0001,464
Total noninterest income$919,0002,364
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$836,0001,060
Trading account gains and fees$0126
Additional Noninterest Income$83,0005,507
Total noninterest expense$4,269,0002,063
Salaries and employee benefits$2,596,0001,877
Premises and equipment expense$522,0002,376
Additional noninterest expense$1,151,0002,258
Pre-tax net operating income$1,308,0003,174
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,308,0002,608
Extraordinary gains, net$039
Net income$1,308,0002,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,000711
Cash dividends$1,387,0001,119
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,308,0002,593
2006-03-31 (YTD Data)Rank
Total interest income$3,951,0002,350
Total interest expense$1,522,0002,304
Net interest income$2,429,0002,384
Provision for loan and lease losses$100,0001,992
Total noninterest income$458,0002,326
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$403,0001,065
Trading account gains and fees$0115
Additional Noninterest Income$55,0004,927
Total noninterest expense$2,133,0002,072
Salaries and employee benefits$1,299,0001,889
Premises and equipment expense$266,0002,343
Additional noninterest expense$568,0002,266
Pre-tax net operating income$654,0003,127
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$654,0002,573
Extraordinary gains, net$021
Net income$654,0002,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,000952
Cash dividends$805,000896
Sale, conversion, retirement of capital stock, net$0648
Net operating income$654,0002,551
2005-12-31 (YTD Data)Rank
Total interest income$14,127,0002,345
Total interest expense$3,990,0002,657
Net interest income$10,137,0002,188
Provision for loan and lease losses$550,0001,758
Total noninterest income$2,099,0002,138
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,894,000908
Trading account gains and fees$0138
Additional Noninterest Income$205,0005,108
Total noninterest expense$8,368,0001,995
Salaries and employee benefits$4,998,0001,861
Premises and equipment expense$1,047,0002,274
Additional noninterest expense$2,323,0002,150
Pre-tax net operating income$3,318,0002,557
Securities gains (losses)$2,0001,993
Applicable income taxes$06,964
Income before extraordinary items$3,320,0002,064
Extraordinary gains, net$046
Net income$3,320,0002,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$763,000829
Cash dividends$864,0002,723
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,318,0002,042
2005-09-30 (YTD Data)Rank
Total interest income$10,165,0002,378
Total interest expense$2,752,0002,717
Net interest income$7,413,0002,217
Provision for loan and lease losses$400,0001,715
Total noninterest income$1,623,0002,086
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,449,000900
Trading account gains and fees$0126
Additional Noninterest Income$174,0004,910
Total noninterest expense$6,376,0001,954
Salaries and employee benefits$3,782,0001,836
Premises and equipment expense$800,0002,228
Additional noninterest expense$1,794,0002,073
Pre-tax net operating income$2,260,0002,785
Securities gains (losses)$2,0002,008
Applicable income taxes$06,976
Income before extraordinary items$2,262,0002,253
Extraordinary gains, net$035
Net income$2,262,0002,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$712,000639
Cash dividends$694,0002,330
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,260,0002,217
2005-06-30 (YTD Data)Rank
Total interest income$6,518,0002,411
Total interest expense$1,667,0002,789
Net interest income$4,851,0002,227
Provision for loan and lease losses$06,626
Total noninterest income$1,096,0002,047
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$912,000931
Trading account gains and fees$0116
Additional Noninterest Income$184,0003,908
Total noninterest expense$4,223,0001,956
Salaries and employee benefits$2,549,0001,800
Premises and equipment expense$519,0002,263
Additional noninterest expense$1,155,0002,127
Pre-tax net operating income$1,724,0002,451
Securities gains (losses)$2,0001,855
Applicable income taxes$06,961
Income before extraordinary items$1,726,0001,974
Extraordinary gains, net$030
Net income$1,726,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,000894
Cash dividends$694,0001,773
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,724,0001,940
2005-03-31 (YTD Data)Rank
Total interest income$3,212,0002,400
Total interest expense$832,0002,693
Net interest income$2,380,0002,260
Provision for loan and lease losses$06,226
Total noninterest income$540,0002,029
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$481,000850
Trading account gains and fees$0115
Additional Noninterest Income$59,0004,816
Total noninterest expense$2,080,0001,991
Salaries and employee benefits$1,257,0001,834
Premises and equipment expense$253,0002,332
Additional noninterest expense$570,0002,145
Pre-tax net operating income$840,0002,479
Securities gains (losses)$-1,0008,158
Applicable income taxes$06,892
Income before extraordinary items$839,0002,004
Extraordinary gains, net$024
Net income$839,0002,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,274
Cash dividends$335,0001,630
Sale, conversion, retirement of capital stock, net$0491
Net operating income$840,0001,964
2004-12-31 (YTD Data)Rank
Total interest income$12,467,0002,311
Total interest expense$2,728,0002,829
Net interest income$9,739,0002,088
Provision for loan and lease losses$422,0002,266
Total noninterest income$2,298,0001,990
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,144,000816
Trading account gains and fees$0138
Additional Noninterest Income$154,0005,630
Total noninterest expense$8,281,0001,936
Salaries and employee benefits$4,658,0001,879
Premises and equipment expense$1,062,0002,153
Additional noninterest expense$2,561,0001,903
Pre-tax net operating income$3,334,0002,363
Securities gains (losses)$-212,0008,807
Applicable income taxes$07,185
Income before extraordinary items$3,122,0002,006
Extraordinary gains, net$034
Net income$3,122,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$931,000828
Cash dividends$816,0002,679
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,334,0001,847
2004-09-30 (YTD Data)Rank
Total interest income$9,307,0002,283
Total interest expense$2,015,0002,820
Net interest income$7,292,0002,074
Provision for loan and lease losses$372,0001,892
Total noninterest income$1,736,0001,994
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,628,000805
Trading account gains and fees$0134
Additional Noninterest Income$108,0005,779
Total noninterest expense$6,177,0001,939
Salaries and employee benefits$3,493,0001,864
Premises and equipment expense$815,0002,107
Additional noninterest expense$1,869,0001,924
Pre-tax net operating income$2,479,0002,406
Securities gains (losses)$-213,0008,941
Applicable income taxes$07,220
Income before extraordinary items$2,266,0002,071
Extraordinary gains, net$026
Net income$2,266,0002,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,009,000566
Cash dividends$728,0002,156
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,479,0001,864
2004-06-30 (YTD Data)Rank
Total interest income$6,008,0002,350
Total interest expense$1,331,0002,831
Net interest income$4,677,0002,140
Provision for loan and lease losses$222,0002,025
Total noninterest income$1,314,0001,787
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,095,000798
Trading account gains and fees$0130
Additional Noninterest Income$219,0003,572
Total noninterest expense$4,003,0001,990
Salaries and employee benefits$2,316,0001,874
Premises and equipment expense$524,0002,181
Additional noninterest expense$1,163,0002,078
Pre-tax net operating income$1,766,0002,270
Securities gains (losses)$-213,0009,008
Applicable income taxes$07,214
Income before extraordinary items$1,553,0002,019
Extraordinary gains, net$021
Net income$1,553,0002,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$537,000663
Cash dividends$272,0003,041
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,766,0001,737
2004-03-31 (YTD Data)Rank
Total interest income$2,934,0002,398
Total interest expense$668,0002,860
Net interest income$2,266,0002,209
Provision for loan and lease losses$06,501
Total noninterest income$648,0001,767
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$549,000772
Trading account gains and fees$0121
Additional Noninterest Income$99,0003,738
Total noninterest expense$2,011,0001,990
Salaries and employee benefits$1,141,0001,921
Premises and equipment expense$262,0002,195
Additional noninterest expense$608,0001,954
Pre-tax net operating income$903,0002,188
Securities gains (losses)$-213,0009,089
Applicable income taxes$07,103
Income before extraordinary items$690,0002,208
Extraordinary gains, net$016
Net income$690,0002,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,000418
Cash dividends$75,0003,114
Sale, conversion, retirement of capital stock, net$0464
Net operating income$903,0001,654
2003-12-31 (YTD Data)Rank
Total interest income$12,089,0002,369
Total interest expense$2,978,0002,889
Net interest income$9,111,0002,139
Provision for loan and lease losses$3,257,000443
Total noninterest income$2,941,0001,716
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,346,000724
Trading account gains and fees$0160
Additional Noninterest Income$595,0003,275
Total noninterest expense$7,852,0002,012
Salaries and employee benefits$4,212,0002,023
Premises and equipment expense$1,119,0002,039
Additional noninterest expense$2,521,0001,910
Pre-tax net operating income$943,0005,320
Securities gains (losses)$620,000658
Applicable income taxes$07,459
Income before extraordinary items$1,563,0003,464
Extraordinary gains, net$054
Net income$1,563,0003,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,031,000547
Cash dividends$1,521,0001,702
Sale, conversion, retirement of capital stock, net$0868
Net operating income$943,0004,648
2003-09-30 (YTD Data)Rank
Total interest income$9,105,0002,396
Total interest expense$2,292,0002,912
Net interest income$6,813,0002,153
Provision for loan and lease losses$2,211,000487
Total noninterest income$2,141,0001,807
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,796,000720
Trading account gains and fees$0153
Additional Noninterest Income$345,0003,800
Total noninterest expense$6,212,0001,915
Salaries and employee benefits$3,291,0001,958
Premises and equipment expense$884,0001,937
Additional noninterest expense$2,037,0001,777
Pre-tax net operating income$531,0006,157
Securities gains (losses)$601,000608
Applicable income taxes$07,524
Income before extraordinary items$1,132,0003,658
Extraordinary gains, net$040
Net income$1,132,0003,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,475,000541
Cash dividends$1,447,0001,315
Sale, conversion, retirement of capital stock, net$0722
Net operating income$531,0005,515
2003-06-30 (YTD Data)Rank
Total interest income$6,123,0002,395
Total interest expense$1,596,0002,882
Net interest income$4,527,0002,157
Provision for loan and lease losses$861,000721
Total noninterest income$1,447,0001,766
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,209,000706
Trading account gains and fees$0150
Additional Noninterest Income$238,0003,708
Total noninterest expense$4,155,0001,905
Salaries and employee benefits$2,224,0001,912
Premises and equipment expense$588,0001,936
Additional noninterest expense$1,343,0001,790
Pre-tax net operating income$958,0003,618
Securities gains (losses)$477,000591
Applicable income taxes$07,529
Income before extraordinary items$1,435,0002,189
Extraordinary gains, net$030
Net income$1,435,0002,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,274
Cash dividends$922,0001,401
Sale, conversion, retirement of capital stock, net$0589
Net operating income$958,0002,906
2003-03-31 (YTD Data)Rank
Total interest income$3,010,0002,440
Total interest expense$809,0002,911
Net interest income$2,201,0002,220
Provision for loan and lease losses$150,0001,666
Total noninterest income$707,0001,765
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$586,000708
Trading account gains and fees$0134
Additional Noninterest Income$121,0003,587
Total noninterest expense$2,231,0001,766
Salaries and employee benefits$1,119,0001,905
Premises and equipment expense$299,0001,917
Additional noninterest expense$813,0001,467
Pre-tax net operating income$527,0003,369
Securities gains (losses)$409,000409
Applicable income taxes$07,403
Income before extraordinary items$936,0001,705
Extraordinary gains, net$021
Net income$936,0001,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,529
Cash dividends$533,0001,139
Sale, conversion, retirement of capital stock, net$0419
Net operating income$527,0002,694
2002-12-31 (YTD Data)Rank
Total interest income$12,946,0002,378
Total interest expense$3,923,0002,798
Net interest income$9,023,0002,153
Provision for loan and lease losses$200,0004,344
Total noninterest income$2,634,0001,730
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,159,000752
Trading account gains and fees$0153
Additional Noninterest Income$475,0003,380
Total noninterest expense$7,263,0002,069
Salaries and employee benefits$4,063,0001,968
Premises and equipment expense$1,029,0002,124
Additional noninterest expense$2,171,0002,140
Pre-tax net operating income$4,194,0001,907
Securities gains (losses)$101,0001,743
Applicable income taxes$07,681
Income before extraordinary items$4,295,0001,449
Extraordinary gains, net$070
Net income$4,295,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,337
Cash dividends$2,495,0001,106
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,194,0001,431
2001-12-31 (YTD Data)Rank
Total interest income$15,191,0002,244
Total interest expense$6,413,0002,496
Net interest income$8,778,0002,028
Provision for loan and lease losses$577,0001,966
Total noninterest income$2,437,0001,713
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,092,000712
Trading account gains and fees$0177
Additional Noninterest Income$345,0003,832
Total noninterest expense$6,629,0002,165
Salaries and employee benefits$3,686,0002,043
Premises and equipment expense$929,0002,299
Additional noninterest expense$2,014,0002,225
Pre-tax net operating income$4,009,0001,779
Securities gains (losses)$177,0001,296
Applicable income taxes$89,0006,140
Income before extraordinary items$4,097,0001,331
Extraordinary gains, net$0105
Net income$4,097,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0002,365
Cash dividends$1,574,0001,601
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,923,5401,332
2000-12-31 (YTD Data)Rank
Total interest income$14,578,0002,393
Total interest expense$6,530,0002,559
Net interest income$8,048,0002,209
Provision for loan and lease losses$347,0002,590
Total noninterest income$2,395,0001,643
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,959,000691
Trading account gains and fees$0180
Additional Noninterest Income$436,0003,175
Total noninterest expense$6,327,0002,175
Salaries and employee benefits$3,282,0002,180
Premises and equipment expense$949,0002,179
Additional noninterest expense$2,096,0002,073
Pre-tax net operating income$3,769,0001,939
Securities gains (losses)$-9,0008,282
Applicable income taxes$83,0006,747
Income before extraordinary items$3,677,0001,441
Extraordinary gains, net$038
Net income$3,677,0001,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0001,755
Cash dividends$2,140,0001,284
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,685,8201,431
1999-12-31 (YTD Data)Rank
Total interest income$11,317,0002,855
Total interest expense$4,537,0003,216
Net interest income$6,780,0002,586
Provision for loan and lease losses$577,0001,579
Total noninterest income$1,943,0001,901
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,544,000854
Trading account gains and fees$0173
Additional Noninterest Income$399,0003,431
Total noninterest expense$5,590,0002,425
Salaries and employee benefits$2,946,0002,379
Premises and equipment expense$1,032,0001,986
Additional noninterest expense$1,612,0002,676
Pre-tax net operating income$2,556,0002,744
Securities gains (losses)$8,0001,870
Applicable income taxes$27,0008,078
Income before extraordinary items$2,537,0002,074
Extraordinary gains, net$035
Net income$2,537,0002,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,758
Cash dividends$1,247,0001,924
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,529,0802,055
1998-12-31 (YTD Data)Rank
Total interest income$9,275,0003,448
Total interest expense$3,453,0004,186
Net interest income$5,822,0002,964
Provision for loan and lease losses$330,0002,400
Total noninterest income$1,563,0002,200
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,201,0001,037
Trading account gains and feesNANA
Additional Noninterest Income$362,0003,636
Total noninterest expense$4,955,0002,639
Salaries and employee benefits$2,596,0002,612
Premises and equipment expense$932,0002,089
Additional noninterest expense$1,427,0002,899
Pre-tax net operating income$2,100,0003,220
Securities gains (losses)$04,449
Applicable income taxes$2,0009,272
Income before extraordinary items$2,098,0002,457
Extraordinary gains, net$032
Net income$2,098,0002,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,762
Cash dividends$1,152,0002,011
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,098,0002,374
1997-12-31 (YTD Data)Rank
Total interest income$7,066,0004,467
Total interest expense$2,598,0005,266
Net interest income$4,468,0003,837
Provision for loan and lease losses$90,0005,371
Total noninterest income$1,236,0002,563
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$939,0001,370
Trading account gains and feesNANA
Additional Noninterest Income$297,0003,953
Total noninterest expense$4,017,0003,169
Salaries and employee benefits$2,079,0003,187
Premises and equipment expense$718,0002,675
Additional noninterest expense$1,220,0003,308
Pre-tax net operating income$1,597,0004,246
Securities gains (losses)$1,0003,559
Applicable income taxes$487,0004,292
Income before extraordinary items$1,111,0004,328
Extraordinary gains, net$044
Net income$1,111,0004,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,353
Cash dividends$260,0004,864
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,110,3004,262
1996-12-31 (YTD Data)Rank
Total interest income$5,723,0005,358
Total interest expense$2,067,0006,284
Net interest income$3,656,0004,657
Provision for loan and lease losses$09,041
Total noninterest income$969,0003,201
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$761,0001,766
Trading account gains and feesNANA
Additional Noninterest Income$208,0005,053
Total noninterest expense$3,165,0004,128
Salaries and employee benefits$1,718,0003,825
Premises and equipment expense$563,0003,409
Additional noninterest expense$884,0004,826
Pre-tax net operating income$1,460,0004,438
Securities gains (losses)$-68,00011,120
Applicable income taxes$366,0005,177
Income before extraordinary items$1,026,0004,395
Extraordinary gains, net$053
Net income$1,026,0004,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,393
Cash dividends$131,0006,263
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,076,3204,158
1995-12-31 (YTD Data)Rank
Total interest income$4,921,0006,059
Total interest expense$1,796,0006,912
Net interest income$3,125,0005,322
Provision for loan and lease losses$86,0004,934
Total noninterest income$865,0003,463
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$654,0002,076
Trading account gains and feesNANA
Additional Noninterest Income$211,0004,973
Total noninterest expense$2,753,0004,594
Salaries and employee benefits$1,489,0004,304
Premises and equipment expense$401,0004,527
Additional noninterest expense$863,0004,936
Pre-tax net operating income$1,151,0005,415
Securities gains (losses)$-102,00011,492
Applicable income taxes$300,0005,992
Income before extraordinary items$749,0005,723
Extraordinary gains, net$065
Net income$749,0005,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,500
Cash dividends$122,0006,454
Sale, conversion, retirement of capital stock, net$0809
Net operating income$821,4205,318
1994-12-31 (YTD Data)Rank
Total interest income$4,050,0006,633
Total interest expense$1,217,0007,828
Net interest income$2,833,0005,855
Provision for loan and lease losses$98,0004,627
Total noninterest income$766,0003,852
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$443,0003,090
Trading account gains and feesNANA
Additional Noninterest Income$323,0003,895
Total noninterest expense$2,520,0005,123
Salaries and employee benefits$1,324,0004,803
Premises and equipment expense$331,0005,289
Additional noninterest expense$865,0005,358
Pre-tax net operating income$981,0006,045
Securities gains (losses)$3,0002,889
Applicable income taxes$259,0006,409
Income before extraordinary items$725,0005,767
Extraordinary gains, net$0249
Net income$725,0005,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,399
Cash dividends$68,0007,568
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$722,7805,861
1993-12-31 (YTD Data)Rank
Total interest income$3,630,0007,361
Total interest expense$1,071,0008,795
Net interest income$2,559,0006,428
Provision for loan and lease losses$110,0005,504
Total noninterest income$978,0003,400
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$374,0003,662
Trading account gains and feesNANA
Additional Noninterest Income$604,0002,883
Total noninterest expense$2,342,0005,575
Salaries and employee benefits$1,193,0005,272
Premises and equipment expense$297,0005,898
Additional noninterest expense$852,0005,611
Pre-tax net operating income$1,085,0005,554
Securities gains (losses)$103,0002,469
Applicable income taxes$293,0006,165
Income before extraordinary items$895,0005,122
Extraordinary gains, net$03,149
Net income$895,0005,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,951
Cash dividends$108,0006,742
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$817,7505,237
1992-12-31 (YTD Data)Rank
Total interest income$3,266,0008,531
Total interest expense$1,294,0009,257
Net interest income$1,972,0007,830
Provision for loan and lease losses$170,0005,731
Total noninterest income$781,0004,043
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$328,0004,147
Trading account gains and feesNANA
Additional Noninterest Income$453,0003,414
Total noninterest expense$1,992,0006,400
Salaries and employee benefits$989,0006,097
Premises and equipment expense$230,0007,171
Additional noninterest expense$773,0006,261
Pre-tax net operating income$591,0007,779
Securities gains (losses)$98,0003,033
Applicable income taxes$185,0007,849
Income before extraordinary items$504,0007,294
Extraordinary gains, net$01,422
Net income$504,0007,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0005,342
Cash dividends$220,0004,803
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$432,4607,552

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.