Home > Union State Bank > Income and Expense
Union State Bank, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $5,197,000 | 5,642 |
Total interest expense | $2,502,000 | 5,412 |
Net interest income | $2,695,000 | 5,770 |
Provision for loan and lease losses | $-75,000 | 10,748 |
Total noninterest income | $320,000 | 6,451 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $219,000 | 5,049 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $101,000 | 6,756 |
Total noninterest expense | $1,502,000 | 6,775 |
Salaries and employee benefits | $971,000 | 5,966 |
Premises and equipment expense | $106,000 | 8,826 |
Additional noninterest expense | $425,000 | 7,153 |
Pre-tax net operating income | $1,588,000 | 4,263 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $422,000 | 4,716 |
Income before extraordinary items | $1,166,000 | 4,153 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,166,000 | 4,153 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-22,000 | 10,246 |
Cash dividends | $420,000 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,166,000 | 4,094 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $5,214,000 | 5,765 |
Total interest expense | $2,503,000 | 5,511 |
Net interest income | $2,711,000 | 5,859 |
Provision for loan and lease losses | $-55,000 | 11,213 |
Total noninterest income | $263,000 | 7,422 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $175,000 | 6,012 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $88,000 | 7,486 |
Total noninterest expense | $1,614,000 | 6,805 |
Salaries and employee benefits | $958,000 | 6,184 |
Premises and equipment expense | $136,000 | 8,382 |
Additional noninterest expense | $520,000 | 6,904 |
Pre-tax net operating income | $1,415,000 | 4,541 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $407,000 | 4,840 |
Income before extraordinary items | $1,008,000 | 4,477 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,008,000 | 4,478 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-20,000 | 10,693 |
Cash dividends | $420,000 | 3,770 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,008,000 | 4,416 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $5,309,000 | 5,736 |
Total interest expense | $2,521,000 | 5,529 |
Net interest income | $2,788,000 | 5,830 |
Provision for loan and lease losses | $-150,000 | 11,777 |
Total noninterest income | $326,000 | 6,776 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $175,000 | 6,168 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $151,000 | 5,965 |
Total noninterest expense | $1,719,000 | 6,685 |
Salaries and employee benefits | $1,035,000 | 5,885 |
Premises and equipment expense | $127,000 | 8,867 |
Additional noninterest expense | $557,000 | 6,796 |
Pre-tax net operating income | $1,545,000 | 4,348 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $437,000 | 4,622 |
Income before extraordinary items | $1,108,000 | 4,228 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,108,000 | 4,225 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-58,000 | 11,529 |
Cash dividends | $350,000 | 4,167 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,108,000 | 4,205 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $4,745,000 | 5,907 |
Total interest expense | $1,995,000 | 5,625 |
Net interest income | $2,750,000 | 6,005 |
Provision for loan and lease losses | $24,000 | 7,499 |
Total noninterest income | $318,000 | 7,015 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $177,000 | 6,319 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $141,000 | 6,387 |
Total noninterest expense | $1,950,000 | 6,340 |
Salaries and employee benefits | $1,028,000 | 5,956 |
Premises and equipment expense | $107,000 | 9,803 |
Additional noninterest expense | $815,000 | 5,613 |
Pre-tax net operating income | $1,094,000 | 5,589 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $215,000 | 7,096 |
Income before extraordinary items | $879,000 | 5,005 |
Extraordinary gains, net | $0 | 249 |
Net income | $879,000 | 5,010 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $136,000 | 3,153 |
Cash dividends | $280,000 | 4,679 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $879,000 | 5,055 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $4,831,000 | 5,950 |
Total interest expense | $2,131,000 | 5,539 |
Net interest income | $2,700,000 | 6,166 |
Provision for loan and lease losses | $571,000 | 1,928 |
Total noninterest income | $303,000 | 7,629 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $176,000 | 6,452 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $127,000 | 7,107 |
Total noninterest expense | $2,109,000 | 6,071 |
Salaries and employee benefits | $1,005,000 | 6,108 |
Premises and equipment expense | $123,000 | 9,690 |
Additional noninterest expense | $981,000 | 4,999 |
Pre-tax net operating income | $323,000 | 10,035 |
Securities gains (losses) | $506,000 | 889 |
Applicable income taxes | $100,000 | 9,745 |
Income before extraordinary items | $729,000 | 5,933 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $729,000 | 6,092 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $446,000 | 1,916 |
Cash dividends | $245,000 | 4,946 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $283,720 | 9,392 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,159,000 | 5,371 |
Total interest expense | $2,877,000 | 5,340 |
Net interest income | $3,282,000 | 5,295 |
Provision for loan and lease losses | $873,000 | 2,034 |
Total noninterest income | $334,000 | 7,304 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $199,000 | 6,008 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $135,000 | 7,019 |
Total noninterest expense | $2,112,000 | 6,122 |
Salaries and employee benefits | $1,030,000 | 5,874 |
Premises and equipment expense | $95,000 | 10,910 |
Additional noninterest expense | $987,000 | 5,103 |
Pre-tax net operating income | $631,000 | 7,512 |
Securities gains (losses) | $7,000 | 6,774 |
Applicable income taxes | $218,000 | 7,224 |
Income before extraordinary items | $420,000 | 8,021 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $420,000 | 8,146 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $692,000 | 1,990 |
Cash dividends | $245,000 | 4,546 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $415,380 | 7,710 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.