Home > Union State Bank > Assets and Liabilities
Union State Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $78,699,000 | 5,249 |
| Cash and due from depository institutions | $2,514,000 | 6,730 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $48,817,000 | 2,341 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,191 |
| Net loans & leases | $19,789,000 | 8,296 |
| Loan loss allowance | $649,000 | 4,788 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $187,000 | 9,617 |
| Other real estate owned | $141,000 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $951,000 | 6,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,699,000 | 5,249 |
| Total liabilities | $66,444,000 | 5,490 |
| Total deposits | $66,144,000 | 5,276 |
| Interest-bearing deposits | $57,594,000 | 5,219 |
| Deposits held in domestic offices | $66,144,000 | 5,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $300,000 | 7,786 |
| Total equity capital | $12,255,000 | 3,599 |
| Total bank equity capital | $12,255,000 | 3,599 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $700,000 | 4,152 |
| Surplus | $3,300,000 | 3,891 |
| Undivided profits | $8,255,000 | 3,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 9,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $313,000 | 6,668 |
| Earning assets | $74,906,000 | 5,111 |
| Long-term assets (5+ years) | $10,612,000 | 4,190 |
| Average Assets, year-to-date | $77,483,200 | 5,127 |
| Average Assets, quarterly | $78,578,000 | 5,193 |
| Volatile liabilities | $9,793,000 | 5,072 |
| Insider loans | $756,000 | 4,288 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,818,000 | 4,040 |
| Tier 1 (core) risk-based capital | $12,399,000 | 3,416 |
| Tier 2 risk-based capital | $372,480 | 6,269 |
| Total risk weighted assets | $29,521,880 | 7,056 |
| Total unused commitments | $7,818,000 | 4,042 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $78,362,000 | 5,416 |
| Cash and due from depository institutions | $2,502,000 | 7,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $49,555,000 | 2,472 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,168 |
| Net loans & leases | $18,771,000 | 8,661 |
| Loan loss allowance | $702,000 | 4,657 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $210,000 | 9,803 |
| Other real estate owned | $363,000 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $961,000 | 6,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,362,000 | 5,416 |
| Total liabilities | $66,904,000 | 5,603 |
| Total deposits | $66,644,000 | 5,391 |
| Interest-bearing deposits | $57,624,000 | 5,379 |
| Deposits held in domestic offices | $66,644,000 | 5,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $260,000 | 8,399 |
| Total equity capital | $11,458,000 | 3,825 |
| Total bank equity capital | $11,458,000 | 3,825 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $700,000 | 4,425 |
| Surplus | $3,300,000 | 3,968 |
| Undivided profits | $7,458,000 | 3,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 8,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $256,000 | 7,553 |
| Earning assets | $74,326,000 | 5,266 |
| Long-term assets (5+ years) | $8,136,000 | 4,680 |
| Average Assets, year-to-date | $76,318,000 | 5,342 |
| Average Assets, quarterly | $76,905,000 | 5,433 |
| Volatile liabilities | $9,410,000 | 5,072 |
| Insider loans | $764,000 | 4,341 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,417,000 | 4,447 |
| Tier 1 (core) risk-based capital | $11,652,000 | 3,680 |
| Tier 2 risk-based capital | $357,830 | 6,553 |
| Total risk weighted assets | $28,282,230 | 7,320 |
| Total unused commitments | $6,417,000 | 4,461 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $78,160,000 | 5,462 |
| Cash and due from depository institutions | $2,207,000 | 7,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $52,595,000 | 2,391 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,903 |
| Net loans & leases | $20,098,000 | 8,578 |
| Loan loss allowance | $737,000 | 4,544 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $199,000 | 10,260 |
| Other real estate owned | $752,000 | 7,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,109,000 | 5,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,160,000 | 5,462 |
| Total liabilities | $67,221,000 | 5,650 |
| Total deposits | $66,901,000 | 5,464 |
| Interest-bearing deposits | $57,997,000 | 5,434 |
| Deposits held in domestic offices | $66,901,000 | 5,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $320,000 | 8,044 |
| Total equity capital | $10,939,000 | 3,988 |
| Total bank equity capital | $10,939,000 | 3,988 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $700,000 | 4,651 |
| Surplus | $3,300,000 | 3,945 |
| Undivided profits | $6,939,000 | 3,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 8,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $335,000 | 6,617 |
| Earning assets | $73,893,000 | 5,324 |
| Long-term assets (5+ years) | $8,231,000 | 4,524 |
| Average Assets, year-to-date | $75,071,000 | 5,428 |
| Average Assets, quarterly | $77,543,000 | 5,436 |
| Volatile liabilities | $9,385,000 | 4,752 |
| Insider loans | $966,000 | 3,814 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,000 | 1,602 |
| Unused loan commitments | $7,798,000 | 3,844 |
| Tier 1 (core) risk-based capital | $11,064,000 | 3,827 |
| Tier 2 risk-based capital | $376,330 | 6,444 |
| Total risk weighted assets | $29,746,030 | 7,215 |
| Total unused commitments | $7,798,000 | 3,857 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $75,541,000 | 5,591 |
| Cash and due from depository institutions | $2,277,000 | 6,490 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $47,075,000 | 2,770 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 2,724 |
| Net loans & leases | $20,672,000 | 8,592 |
| Loan loss allowance | $829,000 | 4,215 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $196,000 | 10,718 |
| Other real estate owned | $951,000 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,270,000 | 5,655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,541,000 | 5,591 |
| Total liabilities | $66,002,000 | 5,741 |
| Total deposits | $65,760,000 | 5,515 |
| Interest-bearing deposits | $56,889,000 | 5,482 |
| Deposits held in domestic offices | $65,760,000 | 5,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $242,000 | 8,233 |
| Total equity capital | $9,539,000 | 4,261 |
| Total bank equity capital | $9,539,000 | 4,261 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $700,000 | 4,881 |
| Surplus | $3,300,000 | 3,866 |
| Undivided profits | $5,539,000 | 3,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $102,000 | 829 |
| Income earned, not collected on loans | $317,000 | 6,303 |
| Earning assets | $70,847,000 | 5,481 |
| Long-term assets (5+ years) | $8,707,000 | 4,480 |
| Average Assets, year-to-date | $74,998,800 | 5,490 |
| Average Assets, quarterly | $75,333,500 | 5,558 |
| Volatile liabilities | $9,419,000 | 4,537 |
| Insider loans | $683,000 | 4,744 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $4,000 | 1,420 |
| Unused loan commitments | $6,871,000 | 4,041 |
| Tier 1 (core) risk-based capital | $10,226,000 | 4,033 |
| Tier 2 risk-based capital | $384,140 | 6,416 |
| Total risk weighted assets | $30,286,340 | 7,197 |
| Total unused commitments | $6,871,000 | 4,048 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $76,531,000 | 5,649 |
| Cash and due from depository institutions | $3,046,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $47,727,000 | 2,925 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,070 |
| Net loans & leases | $20,345,000 | 8,761 |
| Loan loss allowance | $941,000 | 3,894 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $206,000 | 11,130 |
| Other real estate owned | $1,064,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $843,000 | 6,935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,531,000 | 5,649 |
| Total liabilities | $66,904,000 | 5,811 |
| Total deposits | $66,697,000 | 5,630 |
| Interest-bearing deposits | $58,775,000 | 5,551 |
| Deposits held in domestic offices | $66,697,000 | 5,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $207,000 | 9,123 |
| Total equity capital | $9,627,000 | 4,239 |
| Total bank equity capital | $9,627,000 | 4,239 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $700,000 | 5,092 |
| Surplus | $3,300,000 | 3,834 |
| Undivided profits | $5,627,000 | 3,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $865,000 | 3,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 712 |
| Income earned, not collected on loans | $304,000 | 6,017 |
| Earning assets | $71,372,000 | 5,561 |
| Long-term assets (5+ years) | $10,137,000 | 4,327 |
| Average Assets, year-to-date | $78,141,400 | 5,395 |
| Average Assets, quarterly | $76,111,500 | 5,624 |
| Volatile liabilities | $10,679,000 | 3,916 |
| Insider loans | $282,000 | 7,434 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,164,000 | 4,306 |
| Tier 1 (core) risk-based capital | $9,627,000 | 4,151 |
| Tier 2 risk-based capital | $377,160 | 6,559 |
| Total risk weighted assets | $29,609,260 | 7,343 |
| Total unused commitments | $6,164,000 | 4,333 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $81,099,000 | 5,431 |
| Cash and due from depository institutions | $3,866,000 | 6,705 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $45,940,000 | 2,959 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 5,662 |
| Net loans & leases | $26,171,000 | 7,677 |
| Loan loss allowance | $816,000 | 4,425 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $229,000 | 11,269 |
| Other real estate owned | $1,249,000 | 6,705 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,144,000 | 5,697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,099,000 | 5,431 |
| Total liabilities | $71,956,000 | 5,552 |
| Total deposits | $71,614,000 | 5,392 |
| Interest-bearing deposits | $62,407,000 | 5,398 |
| Deposits held in domestic offices | $71,614,000 | 5,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $342,000 | 7,579 |
| Total equity capital | $9,143,000 | 4,229 |
| Total bank equity capital | $9,143,000 | 4,229 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $700,000 | 5,351 |
| Surplus | $3,300,000 | 3,726 |
| Undivided profits | $5,143,000 | 4,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $879,000 | 4,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $455,000 | 4,474 |
| Earning assets | $74,611,000 | 5,391 |
| Long-term assets (5+ years) | $13,352,000 | 3,549 |
| Average Assets, year-to-date | $81,087,000 | 5,304 |
| Average Assets, quarterly | $79,841,500 | 5,435 |
| Volatile liabilities | $11,633,000 | 3,672 |
| Insider loans | $57,000 | 6,931 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,154,000 | 4,052 |
| Tier 1 (core) risk-based capital | $9,143,000 | 4,163 |
| Tier 2 risk-based capital | $462,700 | 5,578 |
| Total risk weighted assets | $36,662,500 | 6,337 |
| Total unused commitments | $6,154,000 | 4,074 |
| Derivatives | $0 | 651 |