Home > Union Savings Bank > Net charge- offs to loans
Union Savings Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 296 |
| Percentage Net Loans Charged-off:Construction & development | -0.4006% | 4,515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2415% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0764% | 4,458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4113% | 4,534 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 4,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0972% | 4,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4750% | 172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4750% | 117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0277% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0316% | 4,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.1425% | 4,515 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0281% | 4,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0352% | 4,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1730% | 4,521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 4,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0803% | 4,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3502% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3502% | 230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0332% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0390% | 4,414 |
| Percentage Net Loans Charged-off:Construction & development | -0.2162% | 4,570 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0399% | 4,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 4,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1571% | 4,537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 4,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8714% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8714% | 214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 4,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0210% | 4,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0528% | 4,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0544% | 4,562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1268% | 4,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3354% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3354% | 233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0531% | 4,366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0537% | 4,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 4,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1199% | 4,557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2354% | 4,628 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1039% | 4,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0401% | 3,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0293% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0293% | 2,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0795% | 4,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0699% | 4,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1736% | 4,622 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6773% | 4,724 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1026% | 4,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1015% | 4,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.3835% | 4,746 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.3835% | 4,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0769% | 4,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0609% | 4,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 4,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1459% | 4,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4042% | 3,518 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1095% | 4,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0896% | 3,987 |
| Percentage Net Loans Charged-off: Loans to individuals | -7.6415% | 4,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -7.6415% | 4,595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0530% | 4,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0558% | 4,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 4,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1317% | 4,522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5960% | 3,540 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0664% | 4,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0947% | 4,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4580% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4580% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0437% | 4,264 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0360% | 4,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.3359% | 4,362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0391% | 4,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1787% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0701% | 4,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2103% | 4,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3032% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3032% | 136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0466% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0309% | 4,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.4819% | 4,432 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 3,933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0625% | 3,443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 3,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2369% | 4,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1740% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1740% | 1,374 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0413% | 4,288 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 4,121 |
| Percentage Net Loans Charged-off:Construction & development | -0.2512% | 4,418 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0185% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 3,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2949% | 4,568 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0539% | 3,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0539% | 3,818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 3,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0593% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 3,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1200% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1200% | 1,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 2,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1066% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3052% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0944% | 4,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2021% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2021% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 3,517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1069% | 4,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8167% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8167% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3091% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1461% | 4,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8860% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8860% | 118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1217% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1285% | 337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 4,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2833% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6225% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2287% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1774% | 4,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2700% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2700% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1142% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0668% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1220% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1519% | 4,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6460% | 83 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6460% | 69 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 4,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 1,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 4,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1090% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4412% | 4,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2680% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2680% | 144 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0265% | 4,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1736% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2670% | 4,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9412% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9412% | 76 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0250% | 4,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1697% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7714% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0698% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1863% | 4,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8845% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8845% | 125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 3,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 1,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 3,478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3979% | 4,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7859% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7859% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 4,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0860% | 3,854 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 4,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2797% | 4,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1298% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1298% | 59 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0152% | 4,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 4,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 4,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1258% | 3,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2677% | 4,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0482% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0482% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 4,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 4,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 4,854 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2401% | 4,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3085% | 5,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0673% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0673% | 59 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 3,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 4,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0141% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1333% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0830% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2618% | 5,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2531% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2531% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 3,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 4,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0186% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1056% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2437% | 5,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8804% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8804% | 838 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 2,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 4,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0276% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1153% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2298% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0954% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1982% | 5,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6024% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6024% | 1,185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 4,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 5,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1942% | 4,199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5185% | 5,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1053% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 5,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1859% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1737% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1880% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0324% | 2,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4809% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4809% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.5710% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 5,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0795% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1116% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0820% | 4,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4959% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4959% | 439 |
| Percentage Net Loans Charged-off: All other loans and lease | 23.8236% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 2,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0406% | 5,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1368% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1466% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1352% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0725% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0094% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0094% | 300 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.5574% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 1,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0221% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3227% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2386% | 5,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4236% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4236% | 106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2047% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 0.4104% | 388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1170% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2475% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3023% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2386% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2846% | 5,490 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2821% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2821% | 5,669 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4040% | 5,580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1165% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | -0.0246% | 4,876 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0700% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1483% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1079% | 4,404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1891% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1481% | 5,285 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4010% | 6,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4010% | 6,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 2,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0948% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | -0.0355% | 4,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0450% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1272% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1815% | 4,502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1756% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6039% | 6,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.6039% | 6,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.4637% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 5,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3844% | 4,600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8369% | 5,972 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.2225% | 6,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.2225% | 6,209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2490% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2060% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | -0.0263% | 5,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0675% | 1,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2243% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2760% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3255% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2687% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0558% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7803% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7803% | 149 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2010% | 5,701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 2,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1133% | 1,995 |
| Percentage Net Loans Charged-off:Construction & development | -0.0268% | 5,126 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0742% | 5,987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2992% | 227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1957% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1477% | 763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2026% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2433% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0272% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0272% | 752 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2486% | 5,781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0937% | 2,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0835% | 2,177 |
| Percentage Net Loans Charged-off:Construction & development | -0.0274% | 5,198 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1198% | 6,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4479% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1663% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0206% | 833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1870% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3270% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6361% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6361% | 1,166 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3482% | 5,840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 2,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.0484% | 5,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 4,402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3246% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9032% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9032% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6403% | 5,873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2328% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2323% | 2,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.1521% | 1,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0925% | 2,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2935% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3251% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2893% | 1,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2695% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6046% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6046% | 1,680 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1608% | 5,872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2128% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 5,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0653% | 1,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2820% | 1,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4105% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2648% | 1,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4133% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4030% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4030% | 1,982 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1934% | 5,946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2097% | 2,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2053% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.0153% | 5,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 1,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2860% | 1,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0960% | 969 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3113% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3487% | 1,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5035% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5035% | 1,646 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1732% | 5,924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3884% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3989% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0399% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5567% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1992% | 645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6043% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2155% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2689% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2689% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3173% | 6,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2447% | 3,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2450% | 3,025 |
| Percentage Net Loans Charged-off:Construction & development | 1.0867% | 1,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1256% | 2,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2576% | 2,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2213% | 1,386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2622% | 2,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2620% | 2,607 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7556% | 6,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7556% | 6,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4576% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2573% | 3,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2620% | 2,751 |
| Percentage Net Loans Charged-off:Construction & development | 1.4680% | 1,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1724% | 2,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2499% | 2,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1453% | 1,340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2633% | 2,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1544% | 2,642 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0366% | 6,875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0366% | 6,829 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6286% | 622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3203% | 2,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3295% | 2,346 |
| Percentage Net Loans Charged-off:Construction & development | 2.2302% | 911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2687% | 1,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2813% | 2,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2197% | 1,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2891% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0973% | 2,499 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4525% | 6,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4525% | 6,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8935% | 487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1862% | 2,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1663% | 2,644 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 5,970 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1016% | 6,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2733% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1893% | 879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2839% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1189% | 1,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6605% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6605% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1495% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2649% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2103% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.9574% | 2,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1910% | 2,757 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1572% | 5,684 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1968% | 3,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3130% | 1,461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1826% | 3,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3442% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7919% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7548% | 1,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2989% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2300% | 3,445 |
| Percentage Net Loans Charged-off:Construction & development | 1.3047% | 1,766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2065% | 2,328 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6878% | 5,730 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2165% | 3,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4210% | 1,177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1916% | 3,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6617% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6034% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5673% | 2,075 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 3,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 3,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.2741% | 2,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1917% | 2,067 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0507% | 5,765 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1543% | 3,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1651% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1530% | 2,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4273% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6339% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5801% | 1,877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3607% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1733% | 2,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2237% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1203% | 5,789 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2012% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2571% | 866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1944% | 2,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8595% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4605% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3967% | 1,992 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3331% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3233% | 3,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.4082% | 2,921 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2302% | 2,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5187% | 844 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3491% | 2,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5002% | 1,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3327% | 2,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7937% | 2,815 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1286% | 7,430 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5136% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2652% | 4,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2682% | 3,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1111% | 2,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6919% | 642 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3273% | 2,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3940% | 1,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3203% | 2,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3970% | 3,134 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7451% | 7,450 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2196% | 4,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2344% | 3,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 2,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3174% | 2,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6010% | 885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2890% | 2,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1819% | 3,273 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6437% | 7,580 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 6,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 4,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 3,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 2,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1954% | 2,418 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.9500% | 7,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2403% | 5,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2023% | 4,123 |
| Percentage Net Loans Charged-off:Construction & development | 4.0011% | 1,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0662% | 4,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 4,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8524% | 3,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0211% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2045% | 4,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1746% | 3,755 |
| Percentage Net Loans Charged-off:Construction & development | 3.4905% | 1,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 3,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 3,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5942% | 2,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1171% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2527% | 3,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2404% | 2,952 |
| Percentage Net Loans Charged-off:Construction & development | 5.1521% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 3,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 3,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4571% | 2,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6885% | 2,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 4,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 3,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 2,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 2,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2879% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7624% | 2,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 6,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 3,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 1,365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 3,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2618% | 3,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7500% | 2,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 6,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 4,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 3,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 3,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0603% | 3,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8138% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 5,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 7,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1663% | 2,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7756% | 2,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 4,890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 7,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 7,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0410% | 2,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6343% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 5,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 3,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 3,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 2,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 7,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0328% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 5,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0431% | 7,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2922% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 4,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0687% | 7,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3921% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2257% | 7,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5565% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 5,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 7,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1149% | 2,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9904% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 5,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0523% | 7,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6104% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 4,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0797% | 7,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5983% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 4,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1618% | 7,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5723% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 5,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 2,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1075% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2035% | 7,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4699% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 4,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1464% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2958% | 7,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4363% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 7,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2415% | 7,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4972% | 2,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 4,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3270% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2169% | 3,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 6,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 8,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0816% | 8,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2800% | 2,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4190% | 4,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0211% | 8,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 8,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1093% | 8,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 7,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4904% | 3,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0180% | 7,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0276% | 8,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1076% | 8,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0207% | 7,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7226% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0457% | 7,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0566% | 8,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2218% | 8,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 7,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6993% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 7,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 8,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 8,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 8,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 8,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0520% | 4,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2097% | 5,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 6,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 8,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 3,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1426% | 5,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 6,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 8,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 7,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1763% | 5,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 5,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 8,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 2,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3444% | 3,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0412% | 8,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0402% | 8,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1539% | 8,884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 8,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 8,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1300% | 8,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3072% | 5,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 5,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 8,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0453% | 8,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 8,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 8,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7616% | 2,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1632% | 6,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 4,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0490% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1969% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4869% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0523% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 5,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0782% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0914% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1155% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 4,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 12.3599% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6014% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0865% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2092% | 3,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1610% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2340% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2360% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7518% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3085% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 4,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1331% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8354% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1692% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6799% | 265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2450% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3720% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3322% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5216% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5260% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0408% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3043% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2421% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2173% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4467% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1182% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8248% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0309% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1860% | 5,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 4.5243% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2617% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1998% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4122% | 4,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2720% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 13.7290% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2239% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4123% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 27.8302% | 17 |