Home > Union Safe Deposit Bank > Income and Expense
Union Safe Deposit Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,556,000 | 2,947 |
| Total interest expense | $2,032,000 | 3,597 |
| Net interest income | $7,524,000 | 2,690 |
| Provision for loan and lease losses | $204,000 | 3,651 |
| Total noninterest income | $2,824,000 | 1,692 |
| Gross Fiduciary activities income | $220,000 | 765 |
| Service charges on deposit accounts | $1,542,000 | 1,161 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,062,000 | 2,061 |
| Total noninterest expense | $6,843,000 | 2,332 |
| Salaries and employee benefits | $3,354,000 | 2,577 |
| Premises and equipment expense | $895,000 | 2,534 |
| Additional noninterest expense | $2,594,000 | 1,871 |
| Pre-tax net operating income | $3,301,000 | 2,385 |
| Securities gains (losses) | $-178,000 | 8,787 |
| Applicable income taxes | $1,119,000 | 1,996 |
| Income before extraordinary items | $2,004,000 | 2,918 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,004,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,117,920 | 2,719 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $41,524,000 | 521 |
| Total interest expense | $11,106,000 | 545 |
| Net interest income | $30,418,000 | 503 |
| Provision for loan and lease losses | $1,120,000 | 704 |
| Total noninterest income | $12,880,000 | 440 |
| Gross Fiduciary activities income | $1,017,000 | 327 |
| Service charges on deposit accounts | $7,264,000 | 195 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,599,000 | 581 |
| Total noninterest expense | $29,699,000 | 456 |
| Salaries and employee benefits | $18,318,000 | 374 |
| Premises and equipment expense | $4,150,000 | 431 |
| Additional noninterest expense | $7,231,000 | 569 |
| Pre-tax net operating income | $12,479,000 | 567 |
| Securities gains (losses) | $932,000 | 285 |
| Applicable income taxes | $4,113,000 | 571 |
| Income before extraordinary items | $9,298,000 | 567 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,298,000 | 568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $4,441,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,654,920 | 575 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $27,479,000 | 512 |
| Total interest expense | $7,218,000 | 552 |
| Net interest income | $20,261,000 | 496 |
| Provision for loan and lease losses | $613,000 | 815 |
| Total noninterest income | $8,430,000 | 438 |
| Gross Fiduciary activities income | $687,000 | 327 |
| Service charges on deposit accounts | $4,805,000 | 191 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,938,000 | 606 |
| Total noninterest expense | $19,790,000 | 458 |
| Salaries and employee benefits | $12,327,000 | 375 |
| Premises and equipment expense | $2,668,000 | 443 |
| Additional noninterest expense | $4,795,000 | 558 |
| Pre-tax net operating income | $8,288,000 | 564 |
| Securities gains (losses) | $796,000 | 256 |
| Applicable income taxes | $2,772,000 | 555 |
| Income before extraordinary items | $6,312,000 | 559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,312,000 | 558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 1,179 |
| Cash dividends | $2,961,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,762,760 | 566 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $13,987,000 | 509 |
| Total interest expense | $3,721,000 | 544 |
| Net interest income | $10,266,000 | 499 |
| Provision for loan and lease losses | $307,000 | 774 |
| Total noninterest income | $4,062,000 | 448 |
| Gross Fiduciary activities income | $330,000 | 330 |
| Service charges on deposit accounts | $2,321,000 | 194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,411,000 | 611 |
| Total noninterest expense | $10,237,000 | 442 |
| Salaries and employee benefits | $6,404,000 | 370 |
| Premises and equipment expense | $1,322,000 | 453 |
| Additional noninterest expense | $2,511,000 | 529 |
| Pre-tax net operating income | $3,784,000 | 596 |
| Securities gains (losses) | $631,000 | 222 |
| Applicable income taxes | $1,325,000 | 590 |
| Income before extraordinary items | $3,090,000 | 570 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,090,000 | 569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 719 |
| Cash dividends | $1,480,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,648,300 | 592 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $54,652,000 | 524 |
| Total interest expense | $16,831,000 | 537 |
| Net interest income | $37,821,000 | 518 |
| Provision for loan and lease losses | $482,000 | 2,230 |
| Total noninterest income | $17,930,000 | 433 |
| Gross Fiduciary activities income | $1,312,000 | 332 |
| Service charges on deposit accounts | $9,197,000 | 202 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,421,000 | 559 |
| Total noninterest expense | $39,937,000 | 458 |
| Salaries and employee benefits | $23,665,000 | 381 |
| Premises and equipment expense | $5,052,000 | 467 |
| Additional noninterest expense | $11,220,000 | 505 |
| Pre-tax net operating income | $15,332,000 | 586 |
| Securities gains (losses) | $1,780,000 | 323 |
| Applicable income taxes | $4,414,000 | 683 |
| Income before extraordinary items | $12,698,000 | 551 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,698,000 | 551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,586 |
| Cash dividends | $4,767,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,380,800 | 559 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $40,859,000 | 548 |
| Total interest expense | $12,973,000 | 551 |
| Net interest income | $27,886,000 | 531 |
| Provision for loan and lease losses | $482,000 | 1,716 |
| Total noninterest income | $13,548,000 | 451 |
| Gross Fiduciary activities income | $1,012,000 | 334 |
| Service charges on deposit accounts | $6,708,000 | 211 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,828,000 | 573 |
| Total noninterest expense | $28,915,000 | 479 |
| Salaries and employee benefits | $17,394,000 | 400 |
| Premises and equipment expense | $3,704,000 | 484 |
| Additional noninterest expense | $7,817,000 | 542 |
| Pre-tax net operating income | $12,037,000 | 582 |
| Securities gains (losses) | $1,361,000 | 365 |
| Applicable income taxes | $4,267,000 | 582 |
| Income before extraordinary items | $9,131,000 | 585 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $9,131,000 | 584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,996 |
| Cash dividends | $3,287,000 | 687 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,205,520 | 587 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $27,249,000 | 552 |
| Total interest expense | $8,898,000 | 557 |
| Net interest income | $18,351,000 | 544 |
| Provision for loan and lease losses | $622,000 | 955 |
| Total noninterest income | $8,840,000 | 461 |
| Gross Fiduciary activities income | $713,000 | 330 |
| Service charges on deposit accounts | $4,333,000 | 213 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,794,000 | 574 |
| Total noninterest expense | $18,891,000 | 488 |
| Salaries and employee benefits | $11,524,000 | 403 |
| Premises and equipment expense | $2,340,000 | 516 |
| Additional noninterest expense | $5,027,000 | 558 |
| Pre-tax net operating income | $7,678,000 | 603 |
| Securities gains (losses) | $1,087,000 | 342 |
| Applicable income taxes | $2,963,000 | 557 |
| Income before extraordinary items | $5,802,000 | 607 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,802,000 | 606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,708 |
| Cash dividends | $2,192,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,084,580 | 621 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $13,600,000 | 557 |
| Total interest expense | $4,635,000 | 550 |
| Net interest income | $8,965,000 | 553 |
| Provision for loan and lease losses | $552,000 | 585 |
| Total noninterest income | $4,406,000 | 463 |
| Gross Fiduciary activities income | $392,000 | 317 |
| Service charges on deposit accounts | $2,086,000 | 225 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,928,000 | 557 |
| Total noninterest expense | $9,611,000 | 475 |
| Salaries and employee benefits | $5,926,000 | 390 |
| Premises and equipment expense | $1,157,000 | 525 |
| Additional noninterest expense | $2,528,000 | 556 |
| Pre-tax net operating income | $3,208,000 | 711 |
| Securities gains (losses) | $741,000 | 275 |
| Applicable income taxes | $1,335,000 | 615 |
| Income before extraordinary items | $2,614,000 | 657 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,614,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,766 |
| Cash dividends | $1,096,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,124,940 | 732 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $57,073,000 | 553 |
| Total interest expense | $21,693,000 | 536 |
| Net interest income | $35,380,000 | 550 |
| Provision for loan and lease losses | $1,587,000 | 901 |
| Total noninterest income | $14,692,000 | 489 |
| Gross Fiduciary activities income | $1,653,000 | 313 |
| Service charges on deposit accounts | $8,225,000 | 218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,814,000 | 712 |
| Total noninterest expense | $34,849,000 | 500 |
| Salaries and employee benefits | $21,463,000 | 406 |
| Premises and equipment expense | $4,732,000 | 491 |
| Additional noninterest expense | $8,654,000 | 622 |
| Pre-tax net operating income | $13,636,000 | 647 |
| Securities gains (losses) | $2,622,000 | 232 |
| Applicable income taxes | $4,939,000 | 594 |
| Income before extraordinary items | $11,319,000 | 575 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $11,319,000 | 576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $645,000 | 1,362 |
| Cash dividends | $3,455,000 | 833 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,483,600 | 632 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $64,165,000 | 560 |
| Total interest expense | $33,962,000 | 512 |
| Net interest income | $30,203,000 | 603 |
| Provision for loan and lease losses | $331,000 | 3,012 |
| Total noninterest income | $10,872,000 | 571 |
| Gross Fiduciary activities income | $1,452,000 | 345 |
| Service charges on deposit accounts | $4,962,000 | 322 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,458,000 | 715 |
| Total noninterest expense | $29,828,000 | 562 |
| Salaries and employee benefits | $18,617,000 | 427 |
| Premises and equipment expense | $4,532,000 | 496 |
| Additional noninterest expense | $6,679,000 | 761 |
| Pre-tax net operating income | $10,916,000 | 715 |
| Securities gains (losses) | $1,394,000 | 327 |
| Applicable income taxes | $3,588,000 | 722 |
| Income before extraordinary items | $8,722,000 | 641 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,722,000 | 643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,093,000 | 884 |
| Cash dividends | $2,676,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,732,260 | 697 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $67,543,000 | 571 |
| Total interest expense | $38,999,000 | 511 |
| Net interest income | $28,544,000 | 632 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $9,250,000 | 617 |
| Gross Fiduciary activities income | $1,495,000 | 341 |
| Service charges on deposit accounts | $4,289,000 | 334 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,466,000 | 785 |
| Total noninterest expense | $28,781,000 | 555 |
| Salaries and employee benefits | $17,768,000 | 422 |
| Premises and equipment expense | $4,563,000 | 493 |
| Additional noninterest expense | $6,450,000 | 780 |
| Pre-tax net operating income | $8,913,000 | 860 |
| Securities gains (losses) | $427,000 | 283 |
| Applicable income taxes | $2,674,000 | 909 |
| Income before extraordinary items | $6,666,000 | 808 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,666,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 1,225 |
| Cash dividends | $2,171,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,362,830 | 829 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $53,545,000 | 651 |
| Total interest expense | $26,196,000 | 632 |
| Net interest income | $27,349,000 | 682 |
| Provision for loan and lease losses | $450,000 | 1,911 |
| Total noninterest income | $7,846,000 | 710 |
| Gross Fiduciary activities income | $1,303,000 | 401 |
| Service charges on deposit accounts | $4,078,000 | 342 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,465,000 | 1,000 |
| Total noninterest expense | $27,997,000 | 573 |
| Salaries and employee benefits | $16,237,000 | 473 |
| Premises and equipment expense | $4,423,000 | 512 |
| Additional noninterest expense | $7,337,000 | 752 |
| Pre-tax net operating income | $6,748,000 | 1,142 |
| Securities gains (losses) | $833,000 | 245 |
| Applicable income taxes | $2,014,000 | 1,224 |
| Income before extraordinary items | $5,567,000 | 993 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,567,000 | 993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,871 |
| Cash dividends | $2,181,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,958,910 | 1,086 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $49,641,000 | 685 |
| Total interest expense | $21,733,000 | 751 |
| Net interest income | $27,908,000 | 646 |
| Provision for loan and lease losses | $600,000 | 1,475 |
| Total noninterest income | $7,510,000 | 714 |
| Gross Fiduciary activities income | $1,446,000 | 381 |
| Service charges on deposit accounts | $3,540,000 | 376 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,524,000 | 1,014 |
| Total noninterest expense | $27,785,000 | 561 |
| Salaries and employee benefits | $15,706,000 | 466 |
| Premises and equipment expense | $4,305,000 | 511 |
| Additional noninterest expense | $7,774,000 | 706 |
| Pre-tax net operating income | $7,033,000 | 1,074 |
| Securities gains (losses) | $856,000 | 419 |
| Applicable income taxes | $2,678,000 | 961 |
| Income before extraordinary items | $5,211,000 | 1,035 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,211,000 | 1,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 1,145 |
| Cash dividends | $1,840,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,646,040 | 1,119 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $50,419,000 | 693 |
| Total interest expense | $21,286,000 | 778 |
| Net interest income | $29,133,000 | 628 |
| Provision for loan and lease losses | $2,150,000 | 553 |
| Total noninterest income | $5,370,000 | 882 |
| Gross Fiduciary activities income | $1,050,000 | 455 |
| Service charges on deposit accounts | $2,802,000 | 474 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,518,000 | 1,314 |
| Total noninterest expense | $27,297,000 | 553 |
| Salaries and employee benefits | $14,633,000 | 473 |
| Premises and equipment expense | $4,378,000 | 501 |
| Additional noninterest expense | $8,286,000 | 672 |
| Pre-tax net operating income | $5,056,000 | 1,532 |
| Securities gains (losses) | $1,315,000 | 243 |
| Applicable income taxes | $2,258,000 | 1,196 |
| Income before extraordinary items | $4,113,000 | 1,328 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,113,000 | 1,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,734,000 | 337 |
| Cash dividends | $1,438,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,258,250 | 1,620 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $49,210,000 | 746 |
| Total interest expense | $21,401,000 | 792 |
| Net interest income | $27,809,000 | 694 |
| Provision for loan and lease losses | $4,330,000 | 360 |
| Total noninterest income | $4,956,000 | 956 |
| Gross Fiduciary activities income | $931,000 | 528 |
| Service charges on deposit accounts | $2,531,000 | 544 |
| Trading account gains and fees | $-16,000 | 4,655 |
| Additional Noninterest Income | $1,510,000 | 1,382 |
| Total noninterest expense | $23,239,000 | 696 |
| Salaries and employee benefits | $12,160,000 | 577 |
| Premises and equipment expense | $3,728,000 | 599 |
| Additional noninterest expense | $7,351,000 | 862 |
| Pre-tax net operating income | $5,196,000 | 1,387 |
| Securities gains (losses) | $996,000 | 254 |
| Applicable income taxes | $2,281,000 | 1,090 |
| Income before extraordinary items | $3,911,000 | 1,274 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,911,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,529,000 | 287 |
| Cash dividends | $1,323,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,273,560 | 1,487 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $45,886,000 | 813 |
| Total interest expense | $18,566,000 | 939 |
| Net interest income | $27,320,000 | 726 |
| Provision for loan and lease losses | $6,904,000 | 253 |
| Total noninterest income | $4,357,000 | 1,049 |
| Gross Fiduciary activities income | $865,000 | 567 |
| Service charges on deposit accounts | $2,322,000 | 598 |
| Trading account gains and fees | $145,000 | 264 |
| Additional Noninterest Income | $1,025,000 | 1,777 |
| Total noninterest expense | $26,122,000 | 643 |
| Salaries and employee benefits | $11,442,000 | 613 |
| Premises and equipment expense | $3,808,000 | 618 |
| Additional noninterest expense | $10,872,000 | 644 |
| Pre-tax net operating income | $-1,349,000 | 11,897 |
| Securities gains (losses) | $1,210,000 | 190 |
| Applicable income taxes | $-48,000 | 11,634 |
| Income before extraordinary items | $-91,000 | 11,597 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-91,000 | 11,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,352,000 | 293 |
| Cash dividends | $1,323,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-877,500 | 11,845 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $44,332,000 | 775 |
| Total interest expense | $15,666,000 | 875 |
| Net interest income | $28,666,000 | 697 |
| Provision for loan and lease losses | $725,000 | 1,174 |
| Total noninterest income | $4,948,000 | 933 |
| Gross Fiduciary activities income | $840,000 | 564 |
| Service charges on deposit accounts | $2,358,000 | 583 |
| Trading account gains and fees | $97,000 | 238 |
| Additional Noninterest Income | $1,653,000 | 1,288 |
| Total noninterest expense | $24,780,000 | 687 |
| Salaries and employee benefits | $11,768,000 | 612 |
| Premises and equipment expense | $3,603,000 | 641 |
| Additional noninterest expense | $9,409,000 | 735 |
| Pre-tax net operating income | $8,109,000 | 955 |
| Securities gains (losses) | $988,000 | 172 |
| Applicable income taxes | $3,297,000 | 803 |
| Income before extraordinary items | $5,800,000 | 899 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,800,000 | 897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 1,249 |
| Cash dividends | $1,322,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,167,680 | 1,001 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $43,942,000 | 777 |
| Total interest expense | $15,360,000 | 919 |
| Net interest income | $28,582,000 | 689 |
| Provision for loan and lease losses | $1,470,000 | 1,018 |
| Total noninterest income | $4,353,000 | 1,095 |
| Gross Fiduciary activities income | $829,000 | 592 |
| Service charges on deposit accounts | $2,441,000 | 566 |
| Trading account gains and fees | $-95,000 | 5,118 |
| Additional Noninterest Income | $1,178,000 | 1,828 |
| Total noninterest expense | $21,964,000 | 769 |
| Salaries and employee benefits | $11,710,000 | 627 |
| Premises and equipment expense | $3,519,000 | 664 |
| Additional noninterest expense | $6,735,000 | 1,004 |
| Pre-tax net operating income | $9,501,000 | 770 |
| Securities gains (losses) | $1,736,000 | 362 |
| Applicable income taxes | $3,420,000 | 753 |
| Income before extraordinary items | $7,817,000 | 670 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,817,000 | 695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,081,000 | 711 |
| Cash dividends | $1,323,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,601,800 | 743 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $46,648,000 | 834 |
| Total interest expense | $19,035,000 | 952 |
| Net interest income | $27,613,000 | 720 |
| Provision for loan and lease losses | $6,050,000 | 528 |
| Total noninterest income | $5,924,000 | 868 |
| Gross Fiduciary activities income | $766,000 | 626 |
| Service charges on deposit accounts | $2,445,000 | 559 |
| Trading account gains and fees | $87,000 | 277 |
| Additional Noninterest Income | $2,626,000 | 1,046 |
| Total noninterest expense | $20,634,000 | 823 |
| Salaries and employee benefits | $10,703,000 | 662 |
| Premises and equipment expense | $3,187,000 | 758 |
| Additional noninterest expense | $6,744,000 | 1,041 |
| Pre-tax net operating income | $6,853,000 | 945 |
| Securities gains (losses) | $1,179,000 | 569 |
| Applicable income taxes | $3,016,000 | 776 |
| Income before extraordinary items | $5,016,000 | 948 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,016,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,690,000 | 793 |
| Cash dividends | $1,323,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,261,440 | 1,016 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.