Home > Union Safe Deposit Bank > Net charge- offs to loans
Union Safe Deposit Bank, Net charge- offs to loans
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 6,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 8,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0156% | 4,176 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0155% | 7,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0055% | 7,042 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 5,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 8,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 7,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1001% | 3,010 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2353% | 8,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0189% | 7,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 3,829 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 8,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3965% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5939% | 8,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0363% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 8,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 8,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8155% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9628% | 8,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0914% | 7,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 6,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 8,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0178% | 8,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 8,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 8,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 7,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2554% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2622% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 5,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 8,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 8,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 8,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 8,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0367% | 7,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8390% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3618% | 1,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 4,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 8,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 8,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 8,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 8,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0676% | 7,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0305% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5337% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 4,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 8,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 8,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 7,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2346% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3038% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 8,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 8,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 8,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 8,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0492% | 7,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2223% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8761% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2994% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 8,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0193% | 6,616 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 8,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0490% | 5,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 3,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2377% | 8,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2634% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9597% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0892% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1727% | 3,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0464% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 1,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0516% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0556% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7895% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1715% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9379% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0221% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 6,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0649% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | -1.0193% | 1,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1324% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1411% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0955% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1221% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0115% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4127% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2442% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 2.5327% | 11 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1665% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0991% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1698% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3028% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8084% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2291% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6420% | 114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1882% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6481% | 6 |
| Percentage Net Loans Charged-off:Construction & development | 1.1766% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2420% | 4 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4733% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 7.7575% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2762% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0422% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1102% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5563% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0201% | 1,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0011% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1381% | 11 |
| Percentage Net Loans Charged-off:Construction & development | 0.6417% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6486% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7225% | 43 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7337% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1615% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6167% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6210% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1913% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6658% | 310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7891% | 92 |
| Percentage Net Loans Charged-off:Construction & development | 3.8697% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6137% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5218% | 27 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7269% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5142% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 4,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1298% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1255% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2502% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2556% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1536% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7710% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1144% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5826% | 2,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1279% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2010% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 8.1809% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8126% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7068% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8349% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7189% | 3,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2894% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0586% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3618% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4191% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4278% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5975% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5649% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7316% | 682 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |