Union Planters Bank of West Tennessee, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$34,880,000981
Total interest expense$16,399,000996
Net interest income$18,481,000968
Provision for loan and lease losses$2,001,000589
Total noninterest income$8,214,000649
Gross Fiduciary activities income$48,0001,178
Service charges on deposit accounts$3,600,000372
Trading account gains and fees$0239
Additional Noninterest Income$4,566,000657
Total noninterest expense$17,731,000813
Salaries and employee benefits$7,026,000944
Premises and equipment expense$1,808,0001,100
Additional noninterest expense$8,897,000640
Pre-tax net operating income$6,963,0001,146
Securities gains (losses)$-20,00010,368
Applicable income taxes$2,496,0001,098
Income before extraordinary items$4,447,0001,231
Extraordinary gains, net$044
Net income$4,447,0001,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,836,000532
Cash dividends$6,697,000502
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,459,8001,203
1996-12-31 (YTD Data)Rank
Total interest income$36,115,000974
Total interest expense$16,810,000990
Net interest income$19,305,000952
Provision for loan and lease losses$976,0001,051
Total noninterest income$5,461,000891
Gross Fiduciary activities income$42,0001,263
Service charges on deposit accounts$3,352,000440
Trading account gains and fees$0262
Additional Noninterest Income$2,067,0001,130
Total noninterest expense$15,296,000991
Salaries and employee benefits$6,127,0001,095
Premises and equipment expense$2,067,0001,021
Additional noninterest expense$7,102,000888
Pre-tax net operating income$8,494,000905
Securities gains (losses)$-37,00010,927
Applicable income taxes$3,009,000868
Income before extraordinary items$5,448,000968
Extraordinary gains, net$053
Net income$5,448,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,236,000781
Cash dividends$8,890,000464
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,471,680949
1995-12-31 (YTD Data)Rank
Total interest income$38,357,000934
Total interest expense$18,437,000949
Net interest income$19,920,000935
Provision for loan and lease losses$370,0001,967
Total noninterest income$5,245,000928
Gross Fiduciary activities income$2,0001,553
Service charges on deposit accounts$3,892,000403
Trading account gains and fees$0522
Additional Noninterest Income$1,351,0001,456
Total noninterest expense$14,818,0001,013
Salaries and employee benefits$6,348,0001,082
Premises and equipment expense$1,315,0001,548
Additional noninterest expense$7,155,000853
Pre-tax net operating income$9,977,000830
Securities gains (losses)$-16,00010,415
Applicable income taxes$3,565,000792
Income before extraordinary items$6,396,000870
Extraordinary gains, net$065
Net income$6,396,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,098,000834
Cash dividends$7,671,000466
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,406,240856
1994-12-31 (YTD Data)Rank
Total interest income$14,354,0002,132
Total interest expense$6,400,0001,949
Net interest income$7,954,0002,268
Provision for loan and lease losses$300,0002,237
Total noninterest income$1,714,0002,070
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,154,0001,147
Trading account gains and fees$0475
Additional Noninterest Income$560,0002,734
Total noninterest expense$5,975,0002,356
Salaries and employee benefits$2,691,0002,486
Premises and equipment expense$312,0005,537
Additional noninterest expense$2,972,0001,823
Pre-tax net operating income$3,393,0002,102
Securities gains (losses)$-217,00011,984
Applicable income taxes$885,0002,527
Income before extraordinary items$2,291,0002,126
Extraordinary gains, net$0249
Net income$2,291,0002,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,796
Cash dividends$2,494,000938
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,447,2402,008
1993-12-31 (YTD Data)Rank
Total interest income$14,351,0002,163
Total interest expense$6,399,0002,024
Net interest income$7,952,0002,265
Provision for loan and lease losses$010,371
Total noninterest income$1,736,0002,179
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,089,0001,242
Trading account gains and fees$0532
Additional Noninterest Income$647,0002,742
Total noninterest expense$6,577,0002,212
Salaries and employee benefits$2,714,0002,453
Premises and equipment expense$746,0002,719
Additional noninterest expense$3,117,0001,858
Pre-tax net operating income$3,111,0002,190
Securities gains (losses)$116,0002,292
Applicable income taxes$866,0002,589
Income before extraordinary items$2,361,0002,118
Extraordinary gains, net$-20,00012,458
Net income$2,341,0002,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,924
Cash dividends$3,475,000642
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,276,3202,064
1992-12-31 (YTD Data)Rank
Total interest income$13,512,0002,614
Total interest expense$6,728,0002,508
Net interest income$6,784,0002,686
Provision for loan and lease losses$97,0007,370
Total noninterest income$1,003,0003,311
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$646,0002,105
Trading account gains and fees$0504
Additional Noninterest Income$357,0003,985
Total noninterest expense$4,987,0002,876
Salaries and employee benefits$2,160,0002,981
Premises and equipment expense$572,0003,517
Additional noninterest expense$2,255,0002,541
Pre-tax net operating income$2,703,0002,287
Securities gains (losses)$811,000758
Applicable income taxes$1,189,0001,777
Income before extraordinary items$2,325,0001,975
Extraordinary gains, net$01,422
Net income$2,325,0002,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0004,538
Cash dividends$736,0002,053
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,789,7402,369

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.