Union Planters Bank of the Tennessee Valley, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$14,553,0002,242
Total interest expense$6,454,0002,327
Net interest income$8,099,0002,162
Provision for loan and lease losses$365,0002,234
Total noninterest income$1,506,0002,190
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,027,0001,243
Trading account gains and fees$0239
Additional Noninterest Income$479,0002,909
Total noninterest expense$5,518,0002,345
Salaries and employee benefits$2,581,0002,565
Premises and equipment expense$1,073,0001,850
Additional noninterest expense$1,864,0002,234
Pre-tax net operating income$3,722,0002,020
Securities gains (losses)$03,944
Applicable income taxes$1,153,0002,167
Income before extraordinary items$2,569,0002,061
Extraordinary gains, net$044
Net income$2,569,0002,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,0001,332
Cash dividends$2,771,0001,018
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,569,0002,006
1996-12-31 (YTD Data)Rank
Total interest income$14,346,0002,331
Total interest expense$6,135,0002,499
Net interest income$8,211,0002,193
Provision for loan and lease losses$285,0002,688
Total noninterest income$1,547,0002,243
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,061,0001,258
Trading account gains and fees$0262
Additional Noninterest Income$486,0002,983
Total noninterest expense$5,273,0002,581
Salaries and employee benefits$2,470,0002,731
Premises and equipment expense$1,028,0001,955
Additional noninterest expense$1,775,0002,731
Pre-tax net operating income$4,200,0001,712
Securities gains (losses)$-6,00010,029
Applicable income taxes$1,281,0001,882
Income before extraordinary items$2,913,0001,709
Extraordinary gains, net$053
Net income$2,913,0001,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,738
Cash dividends$3,221,000898
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,917,1401,670
1995-12-31 (YTD Data)Rank
Total interest income$14,813,0002,271
Total interest expense$6,320,0002,435
Net interest income$8,493,0002,119
Provision for loan and lease losses$90,0004,814
Total noninterest income$1,798,0002,000
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,266,0001,059
Trading account gains and fees$0522
Additional Noninterest Income$532,0002,754
Total noninterest expense$5,883,0002,316
Salaries and employee benefits$2,744,0002,427
Premises and equipment expense$996,0002,026
Additional noninterest expense$2,143,0002,273
Pre-tax net operating income$4,318,0001,703
Securities gains (losses)$-4,0009,551
Applicable income taxes$1,349,0001,813
Income before extraordinary items$2,965,0001,706
Extraordinary gains, net$065
Net income$2,965,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0001,932
Cash dividends$2,918,000946
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,967,7601,680
1994-12-31 (YTD Data)Rank
Total interest income$9,077,0003,302
Total interest expense$3,246,0003,685
Net interest income$5,831,0003,081
Provision for loan and lease losses$254,0002,564
Total noninterest income$702,0004,115
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$553,0002,465
Trading account gains and fees$0475
Additional Noninterest Income$149,0006,229
Total noninterest expense$4,128,0003,324
Salaries and employee benefits$1,953,0003,361
Premises and equipment expense$902,0002,234
Additional noninterest expense$1,273,0003,849
Pre-tax net operating income$2,151,0003,226
Securities gains (losses)$-3,0009,178
Applicable income taxes$491,0004,112
Income before extraordinary items$1,657,0002,907
Extraordinary gains, net$0249
Net income$1,657,0002,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,830
Cash dividends$1,734,0001,262
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,659,3102,930
1993-12-31 (YTD Data)Rank
Total interest income$9,431,0003,280
Total interest expense$3,297,0003,784
Net interest income$6,134,0002,965
Provision for loan and lease losses$121,0005,179
Total noninterest income$714,0004,375
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$473,0002,953
Trading account gains and fees$0532
Additional Noninterest Income$241,0005,104
Total noninterest expense$4,028,0003,470
Salaries and employee benefits$1,785,0003,636
Premises and equipment expense$776,0002,627
Additional noninterest expense$1,467,0003,572
Pre-tax net operating income$2,699,0002,528
Securities gains (losses)$47,0003,500
Applicable income taxes$695,0003,138
Income before extraordinary items$2,051,0002,446
Extraordinary gains, net$-13,00012,366
Net income$2,038,0002,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,874
Cash dividends$1,861,0001,096
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,015,7502,344
1992-12-31 (YTD Data)Rank
Total interest income$10,658,0003,285
Total interest expense$4,401,0003,722
Net interest income$6,257,0002,912
Provision for loan and lease losses$302,0004,094
Total noninterest income$645,0004,703
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$468,0002,985
Trading account gains and fees$0504
Additional Noninterest Income$177,0006,089
Total noninterest expense$3,704,0003,734
Salaries and employee benefits$1,816,0003,524
Premises and equipment expense$654,0003,107
Additional noninterest expense$1,234,0004,239
Pre-tax net operating income$2,896,0002,147
Securities gains (losses)$73,0003,512
Applicable income taxes$758,0002,747
Income before extraordinary items$2,211,0002,080
Extraordinary gains, net$01,422
Net income$2,211,0002,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0003,682
Cash dividends$2,787,000640
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,156,9801,955

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.