Home > Union Planters Bank of the Tennessee Delta > Income and Expense
Union Planters Bank of the Tennessee Delta, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,048,000 | 4,477 |
| Total interest expense | $3,314,000 | 4,313 |
| Net interest income | $3,734,000 | 4,486 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $486,000 | 5,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,635 |
| Total noninterest expense | $2,640,000 | 4,567 |
| Salaries and employee benefits | $1,367,000 | 4,593 |
| Premises and equipment expense | $416,000 | 4,318 |
| Additional noninterest expense | $857,000 | 4,495 |
| Pre-tax net operating income | $1,580,000 | 4,276 |
| Securities gains (losses) | $-24,000 | 10,433 |
| Applicable income taxes | $574,000 | 3,810 |
| Income before extraordinary items | $982,000 | 4,764 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $982,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,525 |
| Cash dividends | $1,082,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $997,360 | 4,655 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 4,590 |
| Total interest expense | $3,126,000 | 4,605 |
| Net interest income | $3,853,000 | 4,469 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $461,000 | 5,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 3,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,477 |
| Total noninterest expense | $2,698,000 | 4,712 |
| Salaries and employee benefits | $1,345,000 | 4,739 |
| Premises and equipment expense | $442,000 | 4,178 |
| Additional noninterest expense | $911,000 | 4,711 |
| Pre-tax net operating income | $1,616,000 | 4,092 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $538,000 | 3,913 |
| Income before extraordinary items | $1,081,000 | 4,209 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,081,000 | 4,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $1,380,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,078,990 | 4,152 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 4,462 |
| Total interest expense | $3,382,000 | 4,286 |
| Net interest income | $3,782,000 | 4,534 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $490,000 | 5,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $420,000 | 3,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,356 |
| Total noninterest expense | $2,581,000 | 4,855 |
| Salaries and employee benefits | $1,248,000 | 5,038 |
| Premises and equipment expense | $362,000 | 4,911 |
| Additional noninterest expense | $971,000 | 4,469 |
| Pre-tax net operating income | $1,571,000 | 4,291 |
| Securities gains (losses) | $-22,000 | 10,616 |
| Applicable income taxes | $552,000 | 3,890 |
| Income before extraordinary items | $997,000 | 4,647 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $997,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,592 |
| Cash dividends | $1,842,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,011,080 | 4,551 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,213,000 | 4,714 |
| Total interest expense | $2,824,000 | 4,182 |
| Net interest income | $3,389,000 | 5,079 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $404,000 | 6,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,032 |
| Total noninterest expense | $2,795,000 | 4,690 |
| Salaries and employee benefits | $1,541,000 | 4,188 |
| Premises and equipment expense | $389,000 | 4,698 |
| Additional noninterest expense | $865,000 | 5,358 |
| Pre-tax net operating income | $998,000 | 5,961 |
| Securities gains (losses) | $-186,000 | 11,911 |
| Applicable income taxes | $189,000 | 7,532 |
| Income before extraordinary items | $623,000 | 6,376 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $623,000 | 6,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,422 |
| Cash dividends | $4,282,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $766,220 | 5,597 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,903,000 | 5,022 |
| Total interest expense | $2,510,000 | 4,790 |
| Net interest income | $3,393,000 | 5,085 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $512,000 | 5,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 5,304 |
| Total noninterest expense | $2,583,000 | 5,123 |
| Salaries and employee benefits | $1,407,000 | 4,527 |
| Premises and equipment expense | $431,000 | 4,415 |
| Additional noninterest expense | $745,000 | 6,270 |
| Pre-tax net operating income | $1,287,000 | 4,900 |
| Securities gains (losses) | $-103,000 | 13,180 |
| Applicable income taxes | $448,000 | 4,604 |
| Income before extraordinary items | $736,000 | 5,901 |
| Extraordinary gains, net | $47,000 | 2,224 |
| Net income | $783,000 | 5,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $693,000 | 1,448 |
| Cash dividends | $175,000 | 5,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $801,920 | 5,330 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,219,000 | 5,326 |
| Total interest expense | $2,732,000 | 5,584 |
| Net interest income | $3,487,000 | 5,029 |
| Provision for loan and lease losses | $498,000 | 3,020 |
| Total noninterest income | $554,000 | 5,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 5,169 |
| Total noninterest expense | $2,777,000 | 4,858 |
| Salaries and employee benefits | $1,484,000 | 4,273 |
| Premises and equipment expense | $423,000 | 4,592 |
| Additional noninterest expense | $870,000 | 5,675 |
| Pre-tax net operating income | $766,000 | 6,734 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $229,000 | 7,010 |
| Income before extraordinary items | $583,000 | 6,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $583,000 | 6,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 7,638 |
| Cash dividends | $375,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $-67,000 | 13,817 |
| Net operating income | $549,880 | 6,568 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.