Home > Union Planters Bank of the Lakeway Area > Income and Expense
Union Planters Bank of the Lakeway Area, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 7,660 |
| Total interest expense | $254,000 | 7,955 |
| Net interest income | $1,067,000 | 7,440 |
| Provision for loan and lease losses | $2,000 | 7,053 |
| Total noninterest income | $350,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $269,000 | 3,921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 6,288 |
| Total noninterest expense | $854,000 | 7,520 |
| Salaries and employee benefits | $380,000 | 7,935 |
| Premises and equipment expense | $70,000 | 8,048 |
| Additional noninterest expense | $404,000 | 6,280 |
| Pre-tax net operating income | $561,000 | 6,056 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $227,000 | 4,249 |
| Income before extraordinary items | $334,000 | 6,699 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $334,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,730 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $334,000 | 6,628 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 4,669 |
| Total interest expense | $469,000 | 5,833 |
| Net interest income | $2,161,000 | 4,244 |
| Provision for loan and lease losses | $193,000 | 2,274 |
| Total noninterest income | $904,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $563,000 | 1,557 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $341,000 | 2,775 |
| Total noninterest expense | $1,841,000 | 3,999 |
| Salaries and employee benefits | $734,000 | 4,998 |
| Premises and equipment expense | $222,000 | 4,451 |
| Additional noninterest expense | $885,000 | 2,666 |
| Pre-tax net operating income | $1,031,000 | 3,464 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $399,000 | 2,566 |
| Income before extraordinary items | $632,000 | 4,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $632,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,418 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $632,000 | 4,018 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 4,666 |
| Total interest expense | $237,000 | 5,848 |
| Net interest income | $1,084,000 | 4,226 |
| Provision for loan and lease losses | $51,000 | 3,263 |
| Total noninterest income | $424,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $265,000 | 1,608 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $159,000 | 2,839 |
| Total noninterest expense | $898,000 | 4,097 |
| Salaries and employee benefits | $363,000 | 5,057 |
| Premises and equipment expense | $115,000 | 4,370 |
| Additional noninterest expense | $420,000 | 2,778 |
| Pre-tax net operating income | $559,000 | 3,254 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $217,000 | 2,435 |
| Income before extraordinary items | $342,000 | 3,908 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $342,000 | 3,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,954 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $342,000 | 3,786 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 4,214 |
| Total interest expense | $1,475,000 | 4,920 |
| Net interest income | $4,725,000 | 3,847 |
| Provision for loan and lease losses | $371,000 | 2,726 |
| Total noninterest income | $1,945,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,218,000 | 1,423 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $727,000 | 2,893 |
| Total noninterest expense | $3,851,000 | 3,820 |
| Salaries and employee benefits | $1,436,000 | 4,998 |
| Premises and equipment expense | $430,000 | 4,505 |
| Additional noninterest expense | $1,985,000 | 2,424 |
| Pre-tax net operating income | $2,448,000 | 2,934 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $960,000 | 2,238 |
| Income before extraordinary items | $1,488,000 | 3,578 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,488,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,957 |
| Cash dividends | $2,442,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,488,000 | 3,425 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 4,145 |
| Total interest expense | $1,220,000 | 4,765 |
| Net interest income | $3,588,000 | 3,831 |
| Provision for loan and lease losses | $377,000 | 2,110 |
| Total noninterest income | $1,412,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $905,000 | 1,449 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $507,000 | 3,114 |
| Total noninterest expense | $3,127,000 | 3,577 |
| Salaries and employee benefits | $1,232,000 | 4,530 |
| Premises and equipment expense | $324,000 | 4,491 |
| Additional noninterest expense | $1,571,000 | 2,285 |
| Pre-tax net operating income | $1,496,000 | 3,518 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $564,000 | 2,792 |
| Income before extraordinary items | $932,000 | 4,181 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $932,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,454 |
| Cash dividends | $2,442,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $932,000 | 4,005 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 4,015 |
| Total interest expense | $902,000 | 4,572 |
| Net interest income | $2,493,000 | 3,706 |
| Provision for loan and lease losses | $343,000 | 1,625 |
| Total noninterest income | $888,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $599,000 | 1,426 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $289,000 | 3,370 |
| Total noninterest expense | $2,126,000 | 3,499 |
| Salaries and employee benefits | $840,000 | 4,460 |
| Premises and equipment expense | $226,000 | 4,361 |
| Additional noninterest expense | $1,060,000 | 2,246 |
| Pre-tax net operating income | $912,000 | 3,729 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $318,000 | 3,132 |
| Income before extraordinary items | $594,000 | 4,335 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $594,000 | 4,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,126 |
| Cash dividends | $2,442,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $594,000 | 4,121 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,941 |
| Total interest expense | $425,000 | 4,854 |
| Net interest income | $1,316,000 | 3,544 |
| Provision for loan and lease losses | $268,000 | 1,051 |
| Total noninterest income | $491,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $309,000 | 1,350 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $182,000 | 2,877 |
| Total noninterest expense | $1,078,000 | 3,453 |
| Salaries and employee benefits | $415,000 | 4,509 |
| Premises and equipment expense | $118,000 | 4,220 |
| Additional noninterest expense | $545,000 | 2,156 |
| Pre-tax net operating income | $461,000 | 3,689 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $175,000 | 2,918 |
| Income before extraordinary items | $286,000 | 4,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 772 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $286,000 | 4,187 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,243,000 | 3,225 |
| Total interest expense | $2,385,000 | 4,257 |
| Net interest income | $6,858,000 | 2,785 |
| Provision for loan and lease losses | $738,000 | 1,749 |
| Total noninterest income | $1,928,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,269,000 | 1,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $659,000 | 2,804 |
| Total noninterest expense | $3,514,000 | 3,958 |
| Salaries and employee benefits | $1,787,000 | 4,118 |
| Premises and equipment expense | $542,000 | 3,718 |
| Additional noninterest expense | $1,185,000 | 3,645 |
| Pre-tax net operating income | $4,534,000 | 1,791 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,731,000 | 1,457 |
| Income before extraordinary items | $2,803,000 | 2,138 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,803,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 1,270 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,803,000 | 2,059 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,906,000 | 2,643 |
| Total interest expense | $4,945,000 | 3,178 |
| Net interest income | $7,961,000 | 2,251 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $2,034,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,232,000 | 1,213 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $802,000 | 2,381 |
| Total noninterest expense | $3,986,000 | 3,439 |
| Salaries and employee benefits | $2,049,000 | 3,531 |
| Premises and equipment expense | $526,000 | 3,727 |
| Additional noninterest expense | $1,411,000 | 3,037 |
| Pre-tax net operating income | $6,009,000 | 1,247 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,334,000 | 1,034 |
| Income before extraordinary items | $3,675,000 | 1,459 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,675,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 1,494 |
| Cash dividends | $4,287,000 | 698 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,675,000 | 1,407 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,857,000 | 2,514 |
| Total interest expense | $5,961,000 | 2,801 |
| Net interest income | $7,896,000 | 2,255 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,821,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,113,000 | 1,220 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $708,000 | 2,346 |
| Total noninterest expense | $4,143,000 | 3,234 |
| Salaries and employee benefits | $2,304,000 | 3,054 |
| Premises and equipment expense | $589,000 | 3,326 |
| Additional noninterest expense | $1,250,000 | 3,293 |
| Pre-tax net operating income | $5,574,000 | 1,327 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,152,000 | 1,079 |
| Income before extraordinary items | $3,422,000 | 1,536 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,422,000 | 1,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,645 |
| Cash dividends | $4,521,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,422,000 | 1,531 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,802,000 | 2,370 |
| Total interest expense | $5,404,000 | 2,714 |
| Net interest income | $8,398,000 | 2,096 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,641,000 | 2,154 |
| Gross Fiduciary activities income | $1,109,000 | 447 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $532,000 | 2,848 |
| Total noninterest expense | $4,688,000 | 2,879 |
| Salaries and employee benefits | $2,460,000 | 2,848 |
| Premises and equipment expense | $768,000 | 2,640 |
| Additional noninterest expense | $1,460,000 | 2,930 |
| Pre-tax net operating income | $5,351,000 | 1,425 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,035,000 | 1,215 |
| Income before extraordinary items | $3,316,000 | 1,609 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,316,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-563,000 | 10,190 |
| Cash dividends | $3,999,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,316,000 | 1,578 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,737,000 | 2,082 |
| Total interest expense | $7,247,000 | 2,091 |
| Net interest income | $8,490,000 | 2,016 |
| Provision for loan and lease losses | $1,345,000 | 758 |
| Total noninterest income | $3,170,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,177,000 | 1,066 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,993,000 | 1,159 |
| Total noninterest expense | $5,933,000 | 2,201 |
| Salaries and employee benefits | $2,849,000 | 2,372 |
| Premises and equipment expense | $865,000 | 2,253 |
| Additional noninterest expense | $2,219,000 | 1,906 |
| Pre-tax net operating income | $4,382,000 | 1,680 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $1,638,000 | 1,493 |
| Income before extraordinary items | $2,751,000 | 1,902 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,751,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,373,000 | 594 |
| Cash dividends | $2,665,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,746,520 | 1,827 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,514,000 | 1,884 |
| Total interest expense | $8,654,000 | 1,793 |
| Net interest income | $8,860,000 | 1,962 |
| Provision for loan and lease losses | $428,000 | 1,993 |
| Total noninterest income | $2,898,000 | 1,323 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,296,000 | 977 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,602,000 | 1,275 |
| Total noninterest expense | $6,821,000 | 1,895 |
| Salaries and employee benefits | $2,957,000 | 2,238 |
| Premises and equipment expense | $1,073,000 | 1,850 |
| Additional noninterest expense | $2,791,000 | 1,535 |
| Pre-tax net operating income | $4,509,000 | 1,702 |
| Securities gains (losses) | $118,000 | 919 |
| Applicable income taxes | $1,706,000 | 1,519 |
| Income before extraordinary items | $2,921,000 | 1,809 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,921,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,607 |
| Cash dividends | $5,994,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,845,480 | 1,810 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,883,000 | 1,691 |
| Total interest expense | $9,101,000 | 1,742 |
| Net interest income | $10,782,000 | 1,641 |
| Provision for loan and lease losses | $1,849,000 | 663 |
| Total noninterest income | $2,104,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $308,000 | 4,143 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,796,000 | 1,243 |
| Total noninterest expense | $10,846,000 | 1,324 |
| Salaries and employee benefits | $3,271,000 | 2,023 |
| Premises and equipment expense | $1,010,000 | 1,981 |
| Additional noninterest expense | $6,565,000 | 929 |
| Pre-tax net operating income | $191,000 | 9,838 |
| Securities gains (losses) | $-227,000 | 11,323 |
| Applicable income taxes | $829,000 | 2,761 |
| Income before extraordinary items | $-865,000 | 11,348 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-865,000 | 11,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $860,000 | 980 |
| Cash dividends | $1,304,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $13,251,000 | 50 |
| Net operating income | $-638,000 | 11,279 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,000,000 | 4,555 |
| Total interest expense | $3,198,000 | 4,486 |
| Net interest income | $3,802,000 | 4,509 |
| Provision for loan and lease losses | $164,000 | 3,466 |
| Total noninterest income | $1,596,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $158,000 | 6,485 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,438,000 | 1,405 |
| Total noninterest expense | $3,391,000 | 3,856 |
| Salaries and employee benefits | $1,457,000 | 4,398 |
| Premises and equipment expense | $726,000 | 2,716 |
| Additional noninterest expense | $1,208,000 | 3,715 |
| Pre-tax net operating income | $1,843,000 | 3,752 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $625,000 | 3,568 |
| Income before extraordinary items | $1,227,000 | 3,885 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,227,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $1,031,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,221,060 | 3,889 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,970,000 | 5,697 |
| Total interest expense | $1,919,000 | 5,796 |
| Net interest income | $3,051,000 | 5,547 |
| Provision for loan and lease losses | $161,000 | 3,456 |
| Total noninterest income | $848,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $663,000 | 2,043 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $4,191,000 | 3,284 |
| Salaries and employee benefits | $1,437,000 | 4,449 |
| Premises and equipment expense | $835,000 | 2,429 |
| Additional noninterest expense | $1,919,000 | 2,664 |
| Pre-tax net operating income | $-453,000 | 12,371 |
| Securities gains (losses) | $-142,000 | 11,763 |
| Applicable income taxes | $-364,000 | 12,452 |
| Income before extraordinary items | $-231,000 | 12,242 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-231,000 | 12,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $162,000 | 5,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-140,120 | 12,209 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 8,491 |
| Total interest expense | $1,099,000 | 8,689 |
| Net interest income | $1,807,000 | 8,232 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $520,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $449,000 | 3,088 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $2,794,000 | 4,805 |
| Salaries and employee benefits | $838,000 | 7,087 |
| Premises and equipment expense | $403,000 | 4,683 |
| Additional noninterest expense | $1,553,000 | 3,401 |
| Pre-tax net operating income | $-507,000 | 12,859 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $-207,000 | 13,044 |
| Income before extraordinary items | $-260,000 | 12,800 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-260,000 | 12,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $17,480,000 | 195 |
| Sale, conversion, retirement of capital stock, net | $722,000 | 532 |
| Net operating income | $-285,600 | 12,744 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,530,000 | 2,147 |
| Total interest expense | $6,386,000 | 2,638 |
| Net interest income | $10,144,000 | 1,802 |
| Provision for loan and lease losses | $2,105,000 | 1,115 |
| Total noninterest income | $5,616,000 | 904 |
| Gross Fiduciary activities income | $180,000 | 1,109 |
| Service charges on deposit accounts | $1,556,000 | 841 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,880,000 | 801 |
| Total noninterest expense | $12,547,000 | 1,260 |
| Salaries and employee benefits | $5,680,000 | 1,178 |
| Premises and equipment expense | $2,931,000 | 815 |
| Additional noninterest expense | $3,936,000 | 1,608 |
| Pre-tax net operating income | $1,108,000 | 5,230 |
| Securities gains (losses) | $465,000 | 1,151 |
| Applicable income taxes | $450,000 | 4,365 |
| Income before extraordinary items | $1,123,000 | 4,050 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,123,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,132,000 | 1,450 |
| Cash dividends | $390,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $792,850 | 5,087 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.