Home > Union Planters Bank of the Cumberlands > Income and Expense
Union Planters Bank of the Cumberlands, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $18,670,000 | 1,774 |
Total interest expense | $8,779,000 | 1,763 |
Net interest income | $9,891,000 | 1,760 |
Provision for loan and lease losses | $300,000 | 2,568 |
Total noninterest income | $2,305,000 | 1,571 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $1,614,000 | 788 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $691,000 | 2,236 |
Total noninterest expense | $7,061,000 | 1,834 |
Salaries and employee benefits | $3,391,000 | 1,938 |
Premises and equipment expense | $1,329,000 | 1,468 |
Additional noninterest expense | $2,341,000 | 1,818 |
Pre-tax net operating income | $4,835,000 | 1,597 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $1,671,000 | 1,548 |
Income before extraordinary items | $3,164,000 | 1,692 |
Extraordinary gains, net | $0 | 44 |
Net income | $3,164,000 | 1,693 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $207,000 | 2,496 |
Cash dividends | $3,485,000 | 839 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $3,164,000 | 1,653 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $18,581,000 | 1,822 |
Total interest expense | $8,847,000 | 1,773 |
Net interest income | $9,734,000 | 1,826 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $2,391,000 | 1,603 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $1,774,000 | 748 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $617,000 | 2,520 |
Total noninterest expense | $6,957,000 | 2,011 |
Salaries and employee benefits | $3,296,000 | 2,007 |
Premises and equipment expense | $1,241,000 | 1,642 |
Additional noninterest expense | $2,420,000 | 2,064 |
Pre-tax net operating income | $5,168,000 | 1,400 |
Securities gains (losses) | $15,000 | 2,201 |
Applicable income taxes | $1,801,000 | 1,351 |
Income before extraordinary items | $3,382,000 | 1,454 |
Extraordinary gains, net | $0 | 53 |
Net income | $3,382,000 | 1,456 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $456,000 | 1,538 |
Cash dividends | $4,083,000 | 763 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $3,372,250 | 1,426 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $19,329,000 | 1,762 |
Total interest expense | $9,172,000 | 1,729 |
Net interest income | $10,157,000 | 1,761 |
Provision for loan and lease losses | $-105,000 | 11,730 |
Total noninterest income | $2,510,000 | 1,543 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $1,949,000 | 697 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $561,000 | 2,664 |
Total noninterest expense | $6,585,000 | 2,098 |
Salaries and employee benefits | $3,310,000 | 2,003 |
Premises and equipment expense | $1,192,000 | 1,695 |
Additional noninterest expense | $2,083,000 | 2,317 |
Pre-tax net operating income | $6,187,000 | 1,235 |
Securities gains (losses) | $-24,000 | 10,683 |
Applicable income taxes | $2,135,000 | 1,211 |
Income before extraordinary items | $4,028,000 | 1,309 |
Extraordinary gains, net | $0 | 65 |
Net income | $4,028,000 | 1,307 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $377,000 | 1,669 |
Cash dividends | $4,236,000 | 723 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $4,043,600 | 1,281 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $10,360,000 | 2,935 |
Total interest expense | $4,450,000 | 2,755 |
Net interest income | $5,910,000 | 3,039 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $1,026,000 | 3,055 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $792,000 | 1,706 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $234,000 | 4,766 |
Total noninterest expense | $4,441,000 | 3,092 |
Salaries and employee benefits | $2,238,000 | 2,960 |
Premises and equipment expense | $871,000 | 2,315 |
Additional noninterest expense | $1,332,000 | 3,696 |
Pre-tax net operating income | $2,495,000 | 2,836 |
Securities gains (losses) | $-172,000 | 11,874 |
Applicable income taxes | $686,000 | 3,138 |
Income before extraordinary items | $1,637,000 | 2,938 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,637,000 | 2,945 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-63,000 | 12,010 |
Cash dividends | $1,634,000 | 1,310 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,757,400 | 2,776 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $10,626,000 | 2,919 |
Total interest expense | $4,369,000 | 2,923 |
Net interest income | $6,257,000 | 2,910 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $1,209,000 | 2,890 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $833,000 | 1,650 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $376,000 | 3,913 |
Total noninterest expense | $4,437,000 | 3,159 |
Salaries and employee benefits | $2,177,000 | 3,005 |
Premises and equipment expense | $784,000 | 2,606 |
Additional noninterest expense | $1,476,000 | 3,555 |
Pre-tax net operating income | $3,029,000 | 2,261 |
Securities gains (losses) | $107,000 | 2,403 |
Applicable income taxes | $919,000 | 2,473 |
Income before extraordinary items | $2,217,000 | 2,259 |
Extraordinary gains, net | $1,638,000 | 143 |
Net income | $3,855,000 | 1,355 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-240,000 | 13,145 |
Cash dividends | $1,976,000 | 1,053 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,141,030 | 2,199 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $11,725,000 | 2,996 |
Total interest expense | $5,284,000 | 3,137 |
Net interest income | $6,441,000 | 2,844 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $943,000 | 3,477 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $718,000 | 1,884 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $225,000 | 5,300 |
Total noninterest expense | $4,276,000 | 3,294 |
Salaries and employee benefits | $2,115,000 | 3,057 |
Premises and equipment expense | $699,000 | 2,927 |
Additional noninterest expense | $1,462,000 | 3,679 |
Pre-tax net operating income | $3,108,000 | 1,999 |
Securities gains (losses) | $160,000 | 2,333 |
Applicable income taxes | $773,000 | 2,701 |
Income before extraordinary items | $2,495,000 | 1,820 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $2,495,000 | 1,839 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-119,000 | 13,767 |
Cash dividends | $2,840,000 | 625 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $2,373,400 | 1,767 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.