Home > Union Planters Bank of Southwest Tennessee > Income and Expense
Union Planters Bank of Southwest Tennessee, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,434,000 | 4,273 |
| Total interest expense | $4,006,000 | 3,672 |
| Net interest income | $3,428,000 | 4,803 |
| Provision for loan and lease losses | $837,000 | 1,142 |
| Total noninterest income | $607,000 | 4,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $450,000 | 2,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,574 |
| Total noninterest expense | $2,950,000 | 4,146 |
| Salaries and employee benefits | $1,284,000 | 4,828 |
| Premises and equipment expense | $481,000 | 3,839 |
| Additional noninterest expense | $1,185,000 | 3,396 |
| Pre-tax net operating income | $248,000 | 9,301 |
| Securities gains (losses) | $-117,000 | 10,788 |
| Applicable income taxes | $277,000 | 5,950 |
| Income before extraordinary items | $-146,000 | 10,569 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-146,000 | 10,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,059,000 | 772 |
| Cash dividends | $384,000 | 4,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-71,120 | 10,454 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 8,943 |
| Total interest expense | $1,125,000 | 8,616 |
| Net interest income | $1,201,000 | 9,024 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $364,000 | 6,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $792,000 | 9,461 |
| Salaries and employee benefits | $375,000 | 9,780 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $319,000 | 8,678 |
| Pre-tax net operating income | $749,000 | 6,707 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $278,000 | 6,083 |
| Income before extraordinary items | $471,000 | 7,101 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $471,000 | 7,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,783 |
| Cash dividends | $432,000 | 3,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $471,000 | 7,045 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 9,233 |
| Total interest expense | $1,156,000 | 8,734 |
| Net interest income | $1,158,000 | 9,461 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $328,000 | 6,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $811,000 | 9,723 |
| Salaries and employee benefits | $371,000 | 10,161 |
| Premises and equipment expense | $114,000 | 9,208 |
| Additional noninterest expense | $326,000 | 8,964 |
| Pre-tax net operating income | $651,000 | 7,586 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $225,000 | 7,020 |
| Income before extraordinary items | $426,000 | 7,833 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $426,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $696,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $426,000 | 7,802 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 9,684 |
| Total interest expense | $966,000 | 8,845 |
| Net interest income | $1,096,000 | 10,078 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $188,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $895,000 | 9,794 |
| Salaries and employee benefits | $405,000 | 10,245 |
| Premises and equipment expense | $142,000 | 8,775 |
| Additional noninterest expense | $348,000 | 9,369 |
| Pre-tax net operating income | $365,000 | 9,620 |
| Securities gains (losses) | $-23,000 | 10,454 |
| Applicable income taxes | $112,000 | 9,094 |
| Income before extraordinary items | $230,000 | 9,926 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $230,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $239,000 | 5,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $245,410 | 9,817 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 10,585 |
| Total interest expense | $781,000 | 10,144 |
| Net interest income | $1,022,000 | 10,708 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $139,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $787,000 | 10,727 |
| Salaries and employee benefits | $308,000 | 11,565 |
| Premises and equipment expense | $143,000 | 9,102 |
| Additional noninterest expense | $336,000 | 10,004 |
| Pre-tax net operating income | $350,000 | 9,805 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $108,000 | 9,551 |
| Income before extraordinary items | $266,000 | 9,859 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $266,000 | 9,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $1,918,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $248,960 | 9,811 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 10,000 |
| Total interest expense | $1,157,000 | 9,764 |
| Net interest income | $1,296,000 | 9,992 |
| Provision for loan and lease losses | $106,000 | 7,118 |
| Total noninterest income | $139,000 | 10,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $783,000 | 11,091 |
| Salaries and employee benefits | $319,000 | 11,804 |
| Premises and equipment expense | $142,000 | 9,348 |
| Additional noninterest expense | $322,000 | 10,530 |
| Pre-tax net operating income | $546,000 | 8,092 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $203,000 | 7,497 |
| Income before extraordinary items | $364,000 | 8,569 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $364,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $350,560 | 8,352 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.