Union Planters Bank of Southwest Missouri, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$15,228,0002,143
Total interest expense$6,821,0002,216
Net interest income$8,407,0002,076
Provision for loan and lease losses$105,0005,052
Total noninterest income$1,736,0001,967
Gross Fiduciary activities income$1,0001,427
Service charges on deposit accounts$775,0001,672
Trading account gains and fees$0239
Additional Noninterest Income$960,0001,784
Total noninterest expense$6,446,0002,002
Salaries and employee benefits$2,796,0002,376
Premises and equipment expense$1,728,0001,157
Additional noninterest expense$1,922,0002,176
Pre-tax net operating income$3,592,0002,092
Securities gains (losses)$03,944
Applicable income taxes$1,395,0001,813
Income before extraordinary items$2,197,0002,366
Extraordinary gains, net$044
Net income$2,197,0002,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,017,000801
Cash dividends$2,122,0001,236
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,197,0002,313
1996-12-31 (YTD Data)Rank
Total interest income$16,676,0002,029
Total interest expense$8,223,0001,906
Net interest income$8,453,0002,118
Provision for loan and lease losses$180,0003,640
Total noninterest income$2,155,0001,730
Gross Fiduciary activities income$1,0001,500
Service charges on deposit accounts$760,0001,770
Trading account gains and fees$0262
Additional Noninterest Income$1,394,0001,445
Total noninterest expense$6,706,0002,074
Salaries and employee benefits$2,904,0002,289
Premises and equipment expense$1,448,0001,406
Additional noninterest expense$2,354,0002,119
Pre-tax net operating income$3,722,0001,950
Securities gains (losses)$-77,00011,144
Applicable income taxes$1,269,0001,904
Income before extraordinary items$2,376,0002,092
Extraordinary gains, net$053
Net income$2,376,0002,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,00010,789
Cash dividends$2,060,0001,248
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,426,0502,000
1995-12-31 (YTD Data)Rank
Total interest income$16,770,0002,010
Total interest expense$7,952,0001,970
Net interest income$8,818,0002,040
Provision for loan and lease losses$1,590,000685
Total noninterest income$1,775,0002,021
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$771,0001,770
Trading account gains and fees$0522
Additional Noninterest Income$1,004,0001,798
Total noninterest expense$8,065,0001,740
Salaries and employee benefits$3,453,0001,918
Premises and equipment expense$1,406,0001,462
Additional noninterest expense$3,206,0001,604
Pre-tax net operating income$938,0006,249
Securities gains (losses)$03,831
Applicable income taxes$533,0003,996
Income before extraordinary items$405,0008,020
Extraordinary gains, net$065
Net income$405,0008,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,337
Cash dividends$1,300,0001,661
Sale, conversion, retirement of capital stock, net$0809
Net operating income$405,0007,979
1994-12-31 (YTD Data)Rank
Total interest income$13,083,0002,327
Total interest expense$5,014,0002,455
Net interest income$8,069,0002,239
Provision for loan and lease losses$-25,00011,873
Total noninterest income$1,519,0002,271
Gross Fiduciary activities income$2,0001,559
Service charges on deposit accounts$687,0001,964
Trading account gains and fees$0475
Additional Noninterest Income$830,0002,088
Total noninterest expense$7,008,0002,037
Salaries and employee benefits$2,966,0002,244
Premises and equipment expense$1,198,0001,725
Additional noninterest expense$2,844,0001,901
Pre-tax net operating income$2,605,0002,718
Securities gains (losses)$03,600
Applicable income taxes$1,035,0002,155
Income before extraordinary items$1,570,0003,057
Extraordinary gains, net$0249
Net income$1,570,0003,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,00011,837
Cash dividends$1,200,0001,639
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,570,0003,077
1993-12-31 (YTD Data)Rank
Total interest income$10,941,0002,834
Total interest expense$4,392,0002,914
Net interest income$6,549,0002,749
Provision for loan and lease losses$-154,00012,993
Total noninterest income$1,455,0002,502
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$743,0001,844
Trading account gains and fees$0532
Additional Noninterest Income$712,0002,567
Total noninterest expense$6,412,0002,263
Salaries and employee benefits$2,805,0002,374
Premises and equipment expense$927,0002,211
Additional noninterest expense$2,680,0002,089
Pre-tax net operating income$1,746,0003,796
Securities gains (losses)$9,0005,582
Applicable income taxes$675,0003,223
Income before extraordinary items$1,080,0004,395
Extraordinary gains, net$03,149
Net income$1,080,0004,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-154,00013,054
Cash dividends$600,0002,624
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,074,2404,186
1992-12-31 (YTD Data)Rank
Total interest income$013,929
Total interest expense$013,899
Net interest income$013,905
Provision for loan and lease losses$011,756
Total noninterest income$013,876
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$011,764
Trading account gains and fees$0504
Additional Noninterest Income$013,866
Total noninterest expense$013,929
Salaries and employee benefits$013,919
Premises and equipment expense$013,907
Additional noninterest expense$013,923
Pre-tax net operating income$012,692
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$012,887
Extraordinary gains, net$01,422
Net income$012,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$012,664

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.