Home > Union Planters Bank of Southern Mississippi > Loan Charge- Offs and Recoveries
Union Planters Bank of Southern Mississippi, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,634,000 | 421 |
| Loans secured by real estate, total | $572,000 | 450 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $572,000 | 449 |
| Construction and land development | $5,000 | 568 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $480,000 | 291 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $87,000 | 649 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $52,000 | 95 |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $2,658,000 | 332 |
| Credit card loan charge offs | $0 | 3,914 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,658,000 | 208 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $352,000 | 63 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $515,000 | 649 |
| Loans secured by real estate, total | $24,000 | 1,650 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $24,000 | 1,650 |
| Construction and land development | $7,000 | 343 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,340 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,356 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 151 |
| Commercial and industrial loans | $0 | 6,592 |
| Loans to individuals | $449,000 | 369 |
| Credit card loan recoveries | $0 | 2,736 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $449,000 | 285 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $33,000 | 132 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,119,000 | 375 |
| Loans secured by real estate, total | $548,000 | 335 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $548,000 | 333 |
| Construction and land development | $-2,000 | 10,588 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $466,000 | 254 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $84,000 | 493 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $43,000 | 70 |
| Commercial and industrial loans | $0 | 5,606 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $2,209,000 | 313 |
| Credit card loan net charge offs | $0 | 3,690 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,209,000 | 190 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $319,000 | 50 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $757,000 | 1,346 |
| Loans secured by real estate, total | $286,000 | 856 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $286,000 | 856 |
| Construction and land development | $210,000 | 159 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $70,000 | 1,241 |
| Secured by multifamily residential properties | $1,000 | 449 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,677 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 186 |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $315,000 | 1,189 |
| Credit card loan charge offs | $0 | 4,125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $315,000 | 949 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $147,000 | 125 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $362,000 | 956 |
| Loans secured by real estate, total | $20,000 | 2,000 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $20,000 | 2,000 |
| Construction and land development | $2,000 | 523 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,362 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,672 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $80,000 | 1,322 |
| Loans to individuals | $260,000 | 576 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $260,000 | 469 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $2,000 | 299 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $395,000 | 1,702 |
| Loans secured by real estate, total | $266,000 | 708 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $266,000 | 706 |
| Construction and land development | $208,000 | 135 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 1,190 |
| Secured by multifamily residential properties | $1,000 | 404 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,417 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 148 |
| Commercial and industrial loans | $-80,000 | 11,076 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $55,000 | 2,981 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $55,000 | 2,541 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $145,000 | 91 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $624,000 | 1,515 |
| Loans secured by real estate, total | $0 | 5,487 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $0 | 5,481 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $329,000 | 920 |
| Loans to individuals | $260,000 | 1,243 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $260,000 | 1,009 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $35,000 | 237 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $141,000 | 1,992 |
| Loans secured by real estate, total | $0 | 5,162 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $0 | 5,149 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $111,000 | 1,062 |
| Loans to individuals | $19,000 | 3,364 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $19,000 | 3,107 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $11,000 | 250 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $483,000 | 1,419 |
| Loans secured by real estate, total | $0 | 4,386 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $0 | 4,381 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $218,000 | 924 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $241,000 | 1,029 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $241,000 | 804 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $24,000 | 202 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.