Home > Union Planters Bank of Southern Mississippi > Income and Expense
Union Planters Bank of Southern Mississippi, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $133,481,000 | 318 |
| Total interest expense | $55,569,000 | 362 |
| Net interest income | $77,912,000 | 281 |
| Provision for loan and lease losses | $9,122,000 | 218 |
| Total noninterest income | $30,202,000 | 279 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $20,486,000 | 114 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $9,716,000 | 419 |
| Total noninterest expense | $82,505,000 | 243 |
| Salaries and employee benefits | $33,573,000 | 224 |
| Premises and equipment expense | $14,075,000 | 192 |
| Additional noninterest expense | $34,857,000 | 245 |
| Pre-tax net operating income | $16,487,000 | 541 |
| Securities gains (losses) | $-329,000 | 10,861 |
| Applicable income taxes | $5,746,000 | 557 |
| Income before extraordinary items | $10,412,000 | 582 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,412,000 | 582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,119,000 | 375 |
| Cash dividends | $15,262,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,622,560 | 547 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $29,588,000 | 1,164 |
| Total interest expense | $13,799,000 | 1,189 |
| Net interest income | $15,789,000 | 1,141 |
| Provision for loan and lease losses | $650,000 | 1,408 |
| Total noninterest income | $3,184,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,470,000 | 556 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $714,000 | 2,267 |
| Total noninterest expense | $10,872,000 | 1,322 |
| Salaries and employee benefits | $5,276,000 | 1,272 |
| Premises and equipment expense | $1,352,000 | 1,497 |
| Additional noninterest expense | $4,244,000 | 1,297 |
| Pre-tax net operating income | $7,451,000 | 1,015 |
| Securities gains (losses) | $-44,000 | 10,992 |
| Applicable income taxes | $2,336,000 | 1,071 |
| Income before extraordinary items | $5,071,000 | 1,031 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,071,000 | 1,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,702 |
| Cash dividends | $3,649,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,100,920 | 1,009 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,040,000 | 2,391 |
| Total interest expense | $7,125,000 | 2,178 |
| Net interest income | $6,915,000 | 2,593 |
| Provision for loan and lease losses | $34,000 | 6,948 |
| Total noninterest income | $1,770,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,666,000 | 789 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $6,193,000 | 2,198 |
| Salaries and employee benefits | $2,633,000 | 2,538 |
| Premises and equipment expense | $942,000 | 2,134 |
| Additional noninterest expense | $2,618,000 | 1,911 |
| Pre-tax net operating income | $2,458,000 | 2,899 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,121,000 | 2,153 |
| Income before extraordinary items | $1,337,000 | 3,584 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,337,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 1,419 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $21,800,000 | 21 |
| Net operating income | $1,337,000 | 3,561 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.