Union Planters Bank of Southeast Missouri, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$44,280,000811
Total interest expense$23,576,000746
Net interest income$20,704,000901
Provision for loan and lease losses$875,0001,129
Total noninterest income$3,015,0001,349
Gross Fiduciary activities income$82,0001,150
Service charges on deposit accounts$1,898,000698
Trading account gains and fees$0262
Additional Noninterest Income$1,035,0001,779
Total noninterest expense$13,369,0001,113
Salaries and employee benefits$5,592,0001,191
Premises and equipment expense$1,326,0001,530
Additional noninterest expense$6,451,000940
Pre-tax net operating income$9,475,000826
Securities gains (losses)$-37,00010,927
Applicable income taxes$3,194,000829
Income before extraordinary items$6,244,000864
Extraordinary gains, net$053
Net income$6,244,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,662,000485
Cash dividends$15,801,000329
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,268,420836
1995-12-31 (YTD Data)Rank
Total interest income$5,201,0005,823
Total interest expense$2,414,0005,716
Net interest income$2,787,0005,832
Provision for loan and lease losses$120,0004,090
Total noninterest income$375,0006,217
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$298,0004,309
Trading account gains and feesNANA
Additional Noninterest Income$77,0008,059
Total noninterest expense$1,633,0006,883
Salaries and employee benefits$654,0008,033
Premises and equipment expense$188,0007,429
Additional noninterest expense$791,0005,295
Pre-tax net operating income$1,409,0004,666
Securities gains (losses)$03,831
Applicable income taxes$522,0004,060
Income before extraordinary items$887,0005,046
Extraordinary gains, net$065
Net income$887,0005,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,774
Cash dividends$400,0003,839
Sale, conversion, retirement of capital stock, net$0809
Net operating income$887,0005,039
1994-12-31 (YTD Data)Rank
Total interest income$3,984,0006,717
Total interest expense$1,644,0006,488
Net interest income$2,340,0006,776
Provision for loan and lease losses$116,0004,248
Total noninterest income$341,0006,765
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$245,0005,117
Trading account gains and feesNANA
Additional Noninterest Income$96,0007,636
Total noninterest expense$1,548,0007,444
Salaries and employee benefits$613,0008,527
Premises and equipment expense$183,0007,795
Additional noninterest expense$752,0005,984
Pre-tax net operating income$1,017,0005,880
Securities gains (losses)$03,600
Applicable income taxes$387,0004,876
Income before extraordinary items$630,0006,334
Extraordinary gains, net$0249
Net income$630,0006,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,872
Cash dividends$376,0003,894
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$630,0006,414
1993-12-31 (YTD Data)Rank
Total interest income$3,761,0007,177
Total interest expense$1,578,0006,954
Net interest income$2,183,0007,226
Provision for loan and lease losses$108,0005,571
Total noninterest income$319,0007,384
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$236,0005,318
Trading account gains and feesNANA
Additional Noninterest Income$83,0008,496
Total noninterest expense$1,440,0008,045
Salaries and employee benefits$568,0009,068
Premises and equipment expense$170,0008,376
Additional noninterest expense$702,0006,538
Pre-tax net operating income$954,0006,098
Securities gains (losses)$07,477
Applicable income taxes$357,0005,418
Income before extraordinary items$597,0006,801
Extraordinary gains, net$5,0003,059
Net income$602,0006,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0006,608
Cash dividends$374,0003,848
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$597,0006,554
1992-12-31 (YTD Data)Rank
Total interest income$3,941,0007,591
Total interest expense$1,915,0007,313
Net interest income$2,026,0007,676
Provision for loan and lease losses$147,0006,169
Total noninterest income$338,0007,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$252,0005,104
Trading account gains and feesNANA
Additional Noninterest Income$86,0008,594
Total noninterest expense$1,315,0008,616
Salaries and employee benefits$497,0009,808
Premises and equipment expense$156,0008,945
Additional noninterest expense$662,0007,017
Pre-tax net operating income$902,0006,089
Securities gains (losses)$08,369
Applicable income taxes$335,0005,521
Income before extraordinary items$567,0006,799
Extraordinary gains, net$01,422
Net income$567,0006,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0008,022
Cash dividends$185,0005,270
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$567,0006,453

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.