Union Planters Bank of Southeast Missouri, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$54,147,000656
Total interest expense$26,920,000624
Net interest income$27,227,000665
Provision for loan and lease losses$720,0001,297
Total noninterest income$5,179,000903
Gross Fiduciary activities income$101,0001,047
Service charges on deposit accounts$2,992,000441
Trading account gains and fees$0239
Additional Noninterest Income$2,086,0001,069
Total noninterest expense$17,027,000841
Salaries and employee benefits$8,454,000801
Premises and equipment expense$2,277,000880
Additional noninterest expense$6,296,000815
Pre-tax net operating income$14,659,000584
Securities gains (losses)$-18,00010,323
Applicable income taxes$5,202,000592
Income before extraordinary items$9,439,000624
Extraordinary gains, net$044
Net income$9,439,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,000981
Cash dividends$25,188,000189
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$9,450,520600
1996-12-31 (YTD Data)Rank
Total interest income$2,643,0008,504
Total interest expense$1,307,0008,086
Net interest income$1,336,0008,674
Provision for loan and lease losses$09,041
Total noninterest income$274,0007,268
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$111,0007,271
Trading account gains and feesNANA
Additional Noninterest Income$163,0005,724
Total noninterest expense$1,351,0007,513
Salaries and employee benefits$548,0008,510
Premises and equipment expense$198,0007,064
Additional noninterest expense$605,0006,322
Pre-tax net operating income$259,0009,417
Securities gains (losses)$-43,00010,985
Applicable income taxes$101,0008,731
Income before extraordinary items$115,00010,093
Extraordinary gains, net$053
Net income$115,00010,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,098
Cash dividends$548,0003,226
Sale, conversion, retirement of capital stock, net$0953
Net operating income$142,5209,807
1995-12-31 (YTD Data)Rank
Total interest income$2,574,0008,857
Total interest expense$1,272,0008,364
Net interest income$1,302,0009,069
Provision for loan and lease losses$08,958
Total noninterest income$230,0008,000
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$143,0006,812
Trading account gains and feesNANA
Additional Noninterest Income$87,0007,676
Total noninterest expense$1,055,0008,733
Salaries and employee benefits$456,0009,489
Premises and equipment expense$179,0007,622
Additional noninterest expense$420,0008,006
Pre-tax net operating income$477,0008,567
Securities gains (losses)$2,0003,270
Applicable income taxes$135,0008,529
Income before extraordinary items$344,0008,533
Extraordinary gains, net$065
Net income$344,0008,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,925
Cash dividends$382,0003,989
Sale, conversion, retirement of capital stock, net$0809
Net operating income$342,5608,513
1994-12-31 (YTD Data)Rank
Total interest income$2,215,0009,400
Total interest expense$976,0008,798
Net interest income$1,239,0009,650
Provision for loan and lease losses$15,0008,073
Total noninterest income$157,0009,573
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$92,0008,308
Trading account gains and feesNANA
Additional Noninterest Income$65,0008,873
Total noninterest expense$1,050,0009,162
Salaries and employee benefits$462,0009,734
Premises and equipment expense$185,0007,754
Additional noninterest expense$403,0008,800
Pre-tax net operating income$331,0009,899
Securities gains (losses)$3,0002,889
Applicable income taxes$82,0009,759
Income before extraordinary items$252,0009,674
Extraordinary gains, net$0249
Net income$252,0009,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,805
Cash dividends$229,0005,156
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$249,7509,774
1993-12-31 (YTD Data)Rank
Total interest income$2,140,0009,910
Total interest expense$883,0009,621
Net interest income$1,257,0009,882
Provision for loan and lease losses$30,0008,397
Total noninterest income$117,00010,904
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$67,0009,435
Trading account gains and feesNANA
Additional Noninterest Income$50,00010,096
Total noninterest expense$958,0009,931
Salaries and employee benefits$433,00010,310
Premises and equipment expense$142,0009,126
Additional noninterest expense$383,0009,447
Pre-tax net operating income$386,0009,518
Securities gains (losses)$15,0005,022
Applicable income taxes$90,0009,984
Income before extraordinary items$311,0009,358
Extraordinary gains, net$-12,00012,346
Net income$299,0009,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00011,470
Cash dividends$206,0005,324
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$299,3009,225
1992-12-31 (YTD Data)Rank
Total interest income$2,389,00010,112
Total interest expense$1,108,0009,952
Net interest income$1,281,00010,026
Provision for loan and lease losses$55,0008,828
Total noninterest income$99,00011,759
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0009,331
Trading account gains and feesNANA
Additional Noninterest Income$23,00012,330
Total noninterest expense$830,00010,858
Salaries and employee benefits$361,00011,327
Premises and equipment expense$137,0009,478
Additional noninterest expense$332,00010,421
Pre-tax net operating income$495,0008,442
Securities gains (losses)$5,0007,049
Applicable income taxes$100,0009,918
Income before extraordinary items$400,0008,224
Extraordinary gains, net$01,422
Net income$400,0008,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0009,616
Cash dividends$205,0004,929
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$396,0007,901

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.