Home > Union Planters Bank of South Central Tennessee > Income and Expense
Union Planters Bank of South Central Tennessee, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 5,834 |
| Total interest expense | $1,910,000 | 6,446 |
| Net interest income | $3,052,000 | 5,236 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $560,000 | 4,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 2,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,233 |
| Total noninterest expense | $1,677,000 | 6,355 |
| Salaries and employee benefits | $739,000 | 7,088 |
| Premises and equipment expense | $265,000 | 5,857 |
| Additional noninterest expense | $673,000 | 5,369 |
| Pre-tax net operating income | $1,725,000 | 3,994 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $611,000 | 3,613 |
| Income before extraordinary items | $1,112,000 | 4,323 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,112,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,386 |
| Cash dividends | $1,085,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,113,300 | 4,250 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,958,000 | 5,973 |
| Total interest expense | $1,904,000 | 6,616 |
| Net interest income | $3,054,000 | 5,362 |
| Provision for loan and lease losses | $117,000 | 4,776 |
| Total noninterest income | $560,000 | 4,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $448,000 | 3,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,807 |
| Total noninterest expense | $1,445,000 | 7,269 |
| Salaries and employee benefits | $709,000 | 7,469 |
| Premises and equipment expense | $212,000 | 6,822 |
| Additional noninterest expense | $524,000 | 6,883 |
| Pre-tax net operating income | $2,052,000 | 3,365 |
| Securities gains (losses) | $51,000 | 1,313 |
| Applicable income taxes | $699,000 | 3,178 |
| Income before extraordinary items | $1,404,000 | 3,401 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,404,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,129 |
| Cash dividends | $1,394,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,369,830 | 3,424 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 5,962 |
| Total interest expense | $2,073,000 | 6,317 |
| Net interest income | $2,952,000 | 5,572 |
| Provision for loan and lease losses | $106,000 | 4,474 |
| Total noninterest income | $560,000 | 4,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $454,000 | 2,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,051 |
| Total noninterest expense | $1,371,000 | 7,677 |
| Salaries and employee benefits | $720,000 | 7,590 |
| Premises and equipment expense | $222,000 | 6,802 |
| Additional noninterest expense | $429,000 | 7,910 |
| Pre-tax net operating income | $2,035,000 | 3,438 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $739,000 | 3,086 |
| Income before extraordinary items | $1,280,000 | 3,732 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,280,000 | 3,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,855 |
| Cash dividends | $1,307,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,290,240 | 3,687 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 6,377 |
| Total interest expense | $1,646,000 | 6,483 |
| Net interest income | $2,633,000 | 6,210 |
| Provision for loan and lease losses | $68,000 | 5,388 |
| Total noninterest income | $385,000 | 6,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $1,725,000 | 6,915 |
| Salaries and employee benefits | $1,035,000 | 5,922 |
| Premises and equipment expense | $186,000 | 7,731 |
| Additional noninterest expense | $504,000 | 7,808 |
| Pre-tax net operating income | $1,225,000 | 5,165 |
| Securities gains (losses) | $-58,000 | 11,156 |
| Applicable income taxes | $378,000 | 4,964 |
| Income before extraordinary items | $789,000 | 5,415 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $789,000 | 5,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $294,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $828,440 | 5,281 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 6,898 |
| Total interest expense | $1,380,000 | 7,610 |
| Net interest income | $2,597,000 | 6,367 |
| Provision for loan and lease losses | $88,000 | 6,122 |
| Total noninterest income | $330,000 | 7,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $1,757,000 | 7,019 |
| Salaries and employee benefits | $876,000 | 6,860 |
| Premises and equipment expense | $200,000 | 7,681 |
| Additional noninterest expense | $681,000 | 6,697 |
| Pre-tax net operating income | $1,082,000 | 5,566 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $320,000 | 5,836 |
| Income before extraordinary items | $803,000 | 5,559 |
| Extraordinary gains, net | $-8,000 | 12,278 |
| Net income | $795,000 | 5,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 4,167 |
| Cash dividends | $419,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $773,480 | 5,472 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,116,000 | 7,363 |
| Total interest expense | $1,549,000 | 8,369 |
| Net interest income | $2,567,000 | 6,468 |
| Provision for loan and lease losses | $127,000 | 6,563 |
| Total noninterest income | $289,000 | 7,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $1,450,000 | 8,097 |
| Salaries and employee benefits | $792,000 | 7,310 |
| Premises and equipment expense | $159,000 | 8,856 |
| Additional noninterest expense | $499,000 | 8,472 |
| Pre-tax net operating income | $1,279,000 | 4,670 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $396,000 | 4,834 |
| Income before extraordinary items | $920,000 | 4,853 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $920,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $378,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $894,100 | 4,644 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.