Home > Union Planters Bank of Northwest Tennessee FSB > Income and Expense
Union Planters Bank of Northwest Tennessee FSB, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 4,352 |
| Total interest expense | $626,000 | 3,623 |
| Net interest income | $911,000 | 4,671 |
| Provision for loan and lease losses | $62,000 | 3,213 |
| Total noninterest income | $527,000 | 2,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $527,000 | 1,436 |
| Total noninterest expense | $819,000 | 4,292 |
| Salaries and employee benefits | $338,000 | 5,218 |
| Premises and equipment expense | $131,000 | 3,907 |
| Additional noninterest expense | $350,000 | 3,188 |
| Pre-tax net operating income | $557,000 | 3,260 |
| Securities gains (losses) | $84,000 | 1,095 |
| Applicable income taxes | $244,000 | 2,363 |
| Income before extraordinary items | $397,000 | 3,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $397,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,956 |
| Cash dividends | $525,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $343,240 | 3,679 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 4,060 |
| Total interest expense | $3,220,000 | 3,327 |
| Net interest income | $3,759,000 | 4,536 |
| Provision for loan and lease losses | $294,000 | 3,516 |
| Total noninterest income | $2,244,000 | 1,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,244,000 | 1,209 |
| Total noninterest expense | $2,669,000 | 4,859 |
| Salaries and employee benefits | $1,371,000 | 5,015 |
| Premises and equipment expense | $502,000 | 3,925 |
| Additional noninterest expense | $796,000 | 4,935 |
| Pre-tax net operating income | $3,040,000 | 2,477 |
| Securities gains (losses) | $48,000 | 2,442 |
| Applicable income taxes | $1,176,000 | 1,966 |
| Income before extraordinary items | $1,912,000 | 2,907 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,912,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 3,024 |
| Cash dividends | $2,028,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,881,280 | 2,850 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,595,000 | 3,433 |
| Total interest expense | $5,078,000 | 3,113 |
| Net interest income | $4,517,000 | 3,752 |
| Provision for loan and lease losses | $142,000 | 4,903 |
| Total noninterest income | $2,055,000 | 1,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,055,000 | 1,224 |
| Total noninterest expense | $3,171,000 | 4,149 |
| Salaries and employee benefits | $1,731,000 | 4,033 |
| Premises and equipment expense | $529,000 | 3,705 |
| Additional noninterest expense | $911,000 | 4,369 |
| Pre-tax net operating income | $3,259,000 | 2,100 |
| Securities gains (losses) | $409,000 | 704 |
| Applicable income taxes | $1,405,000 | 1,593 |
| Income before extraordinary items | $2,263,000 | 2,272 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,263,000 | 2,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,657 |
| Cash dividends | $2,880,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,001,240 | 2,445 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,306,000 | 3,055 |
| Total interest expense | $5,963,000 | 2,800 |
| Net interest income | $5,343,000 | 3,281 |
| Provision for loan and lease losses | $113,000 | 5,060 |
| Total noninterest income | $1,475,000 | 2,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,475,000 | 1,397 |
| Total noninterest expense | $3,128,000 | 4,084 |
| Salaries and employee benefits | $1,774,000 | 3,825 |
| Premises and equipment expense | $540,000 | 3,572 |
| Additional noninterest expense | $814,000 | 4,676 |
| Pre-tax net operating income | $3,577,000 | 2,042 |
| Securities gains (losses) | $191,000 | 418 |
| Applicable income taxes | $1,448,000 | 1,559 |
| Income before extraordinary items | $2,320,000 | 2,225 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,320,000 | 2,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $2,940,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,197,760 | 2,342 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,556,000 | 2,799 |
| Total interest expense | $5,980,000 | 2,471 |
| Net interest income | $5,576,000 | 3,105 |
| Provision for loan and lease losses | $52,000 | 6,466 |
| Total noninterest income | $1,505,000 | 2,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,505,000 | 1,395 |
| Total noninterest expense | $3,241,000 | 3,946 |
| Salaries and employee benefits | $1,886,000 | 3,615 |
| Premises and equipment expense | $559,000 | 3,450 |
| Additional noninterest expense | $796,000 | 4,800 |
| Pre-tax net operating income | $3,788,000 | 1,942 |
| Securities gains (losses) | $320,000 | 433 |
| Applicable income taxes | $1,580,000 | 1,524 |
| Income before extraordinary items | $2,528,000 | 2,083 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,528,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,353 |
| Cash dividends | $3,458,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,323,200 | 2,229 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,313,000 | 2,443 |
| Total interest expense | $7,249,000 | 2,089 |
| Net interest income | $6,064,000 | 2,835 |
| Provision for loan and lease losses | $249,000 | 3,010 |
| Total noninterest income | $1,406,000 | 2,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,406,000 | 1,463 |
| Total noninterest expense | $4,151,000 | 3,123 |
| Salaries and employee benefits | $2,036,000 | 3,276 |
| Premises and equipment expense | $605,000 | 3,146 |
| Additional noninterest expense | $1,510,000 | 2,753 |
| Pre-tax net operating income | $3,070,000 | 2,320 |
| Securities gains (losses) | $378,000 | 651 |
| Applicable income taxes | $1,316,000 | 1,832 |
| Income before extraordinary items | $2,132,000 | 2,414 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,132,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,509 |
| Cash dividends | $1,951,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,890,080 | 2,608 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,525,000 | 2,413 |
| Total interest expense | $7,461,000 | 2,052 |
| Net interest income | $6,064,000 | 2,879 |
| Provision for loan and lease losses | $178,000 | 3,774 |
| Total noninterest income | $1,313,000 | 2,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,313,000 | 1,455 |
| Total noninterest expense | $4,104,000 | 3,103 |
| Salaries and employee benefits | $2,156,000 | 3,075 |
| Premises and equipment expense | $655,000 | 2,914 |
| Additional noninterest expense | $1,293,000 | 3,126 |
| Pre-tax net operating income | $3,095,000 | 2,418 |
| Securities gains (losses) | $197,000 | 710 |
| Applicable income taxes | $1,256,000 | 1,990 |
| Income before extraordinary items | $2,036,000 | 2,542 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,036,000 | 2,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,195 |
| Cash dividends | $1,919,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,909,920 | 2,645 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,229,000 | 2,526 |
| Total interest expense | $7,179,000 | 2,174 |
| Net interest income | $6,050,000 | 2,932 |
| Provision for loan and lease losses | $139,000 | 4,278 |
| Total noninterest income | $1,362,000 | 2,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,362,000 | 1,471 |
| Total noninterest expense | $5,157,000 | 2,642 |
| Salaries and employee benefits | $2,022,000 | 3,303 |
| Premises and equipment expense | $530,000 | 3,605 |
| Additional noninterest expense | $2,605,000 | 1,948 |
| Pre-tax net operating income | $2,116,000 | 3,260 |
| Securities gains (losses) | $215,000 | 663 |
| Applicable income taxes | $827,000 | 2,767 |
| Income before extraordinary items | $1,504,000 | 3,180 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,504,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,737 |
| Cash dividends | $1,945,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,364,250 | 3,438 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,641,000 | 2,451 |
| Total interest expense | $7,180,000 | 2,158 |
| Net interest income | $6,461,000 | 2,760 |
| Provision for loan and lease losses | $137,000 | 3,822 |
| Total noninterest income | $1,346,000 | 2,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,346,000 | 1,462 |
| Total noninterest expense | $4,201,000 | 3,179 |
| Salaries and employee benefits | $2,223,000 | 2,995 |
| Premises and equipment expense | $593,000 | 3,236 |
| Additional noninterest expense | $1,385,000 | 3,302 |
| Pre-tax net operating income | $3,469,000 | 2,117 |
| Securities gains (losses) | $1,140,000 | 203 |
| Applicable income taxes | $1,783,000 | 1,408 |
| Income before extraordinary items | $2,826,000 | 1,787 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,826,000 | 1,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,784 |
| Cash dividends | $5,347,000 | 604 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,096,400 | 2,371 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,593,000 | 2,404 |
| Total interest expense | $5,935,000 | 2,104 |
| Net interest income | $6,658,000 | 2,721 |
| Provision for loan and lease losses | $123,000 | 4,008 |
| Total noninterest income | $1,171,000 | 2,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,171,000 | 1,657 |
| Total noninterest expense | $5,370,000 | 2,597 |
| Salaries and employee benefits | $2,650,000 | 2,521 |
| Premises and equipment expense | $789,000 | 2,557 |
| Additional noninterest expense | $1,931,000 | 2,649 |
| Pre-tax net operating income | $2,336,000 | 3,008 |
| Securities gains (losses) | $-72,000 | 11,319 |
| Applicable income taxes | $882,000 | 2,538 |
| Income before extraordinary items | $1,382,000 | 3,407 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,382,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,539 |
| Cash dividends | $7,438,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $369,000 | 595 |
| Net operating income | $1,428,080 | 3,337 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,607,000 | 2,443 |
| Total interest expense | $6,101,000 | 2,128 |
| Net interest income | $6,506,000 | 2,777 |
| Provision for loan and lease losses | $267,000 | 3,253 |
| Total noninterest income | $1,003,000 | 3,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,003,000 | 2,030 |
| Total noninterest expense | $4,386,000 | 3,195 |
| Salaries and employee benefits | $2,299,000 | 2,876 |
| Premises and equipment expense | $752,000 | 2,697 |
| Additional noninterest expense | $1,335,000 | 3,850 |
| Pre-tax net operating income | $2,856,000 | 2,407 |
| Securities gains (losses) | $697,000 | 713 |
| Applicable income taxes | $1,302,000 | 1,801 |
| Income before extraordinary items | $2,251,000 | 2,223 |
| Extraordinary gains, net | $127,000 | 1,371 |
| Net income | $2,378,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,368 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 896 |
| Net operating income | $1,804,920 | 2,601 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,042,000 | 2,502 |
| Total interest expense | $7,429,000 | 2,282 |
| Net interest income | $6,613,000 | 2,772 |
| Provision for loan and lease losses | $262,000 | 4,478 |
| Total noninterest income | $1,340,000 | 2,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,340,000 | 1,631 |
| Total noninterest expense | $4,468,000 | 3,184 |
| Salaries and employee benefits | $2,098,000 | 3,083 |
| Premises and equipment expense | $810,000 | 2,560 |
| Additional noninterest expense | $1,560,000 | 3,481 |
| Pre-tax net operating income | $3,223,000 | 1,929 |
| Securities gains (losses) | $62,000 | 3,771 |
| Applicable income taxes | $1,175,000 | 1,792 |
| Income before extraordinary items | $2,110,000 | 2,175 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,110,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $382,000 | 3,445 |
| Sale, conversion, retirement of capital stock, net | $-477,000 | 13,864 |
| Net operating income | $2,070,320 | 2,029 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.