Home > Union Planters Bank of Northwest Mississippi > Loan Charge- Offs and Recoveries
Union Planters Bank of Northwest Mississippi, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,130,000 | 915 |
| Loans secured by real estate, total | $211,000 | 885 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $211,000 | 885 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $61,000 | 88 |
| Total charge-offs secured by 1-4 family residential properties | $116,000 | 827 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $34,000 | 986 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $272,000 | 1,110 |
| Loans to individuals | $594,000 | 740 |
| Credit card loan charge offs | $75,000 | 768 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $519,000 | 629 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $53,000 | 164 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $309,000 | 944 |
| Loans secured by real estate, total | $112,000 | 654 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $112,000 | 654 |
| Construction and land development | $3,000 | 402 |
| Secured by farmland | $73,000 | 55 |
| Secured by 1-4 family residential properties - total recoveries | $18,000 | 1,162 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $18,000 | 836 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $69,000 | 1,345 |
| Loans to individuals | $111,000 | 899 |
| Credit card loan recoveries | $13,000 | 702 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $98,000 | 837 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $17,000 | 166 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $821,000 | 903 |
| Loans secured by real estate, total | $99,000 | 1,130 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $99,000 | 1,128 |
| Construction and land development | $-3,000 | 10,608 |
| Secured by farmland | $-12,000 | 9,552 |
| Secured by 1-4 family residential properties- net charge-offs | $98,000 | 767 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,007 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $203,000 | 1,075 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $483,000 | 716 |
| Credit card loan net charge offs | $62,000 | 780 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $421,000 | 599 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $36,000 | 143 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,983,000 | 719 |
| Loans secured by real estate, total | $120,000 | 1,418 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $120,000 | 1,418 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $5,000 | 313 |
| Total charge-offs secured by 1-4 family residential properties | $73,000 | 1,213 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $42,000 | 1,069 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $18,000 | 168 |
| Commercial and industrial loans | $712,000 | 483 |
| Loans to individuals | $1,080,000 | 574 |
| Credit card loan charge offs | $56,000 | 957 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,024,000 | 444 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $53,000 | 191 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $435,000 | 855 |
| Loans secured by real estate, total | $70,000 | 1,036 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $70,000 | 1,036 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $31,000 | 143 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,465 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $25,000 | 877 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $7,000 | 168 |
| Commercial and industrial loans | $136,000 | 858 |
| Loans to individuals | $196,000 | 685 |
| Credit card loan recoveries | $8,000 | 974 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $188,000 | 582 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $26,000 | 186 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,548,000 | 675 |
| Loans secured by real estate, total | $50,000 | 1,741 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $50,000 | 1,740 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $-26,000 | 9,988 |
| Secured by 1-4 family residential properties- net charge-offs | $59,000 | 1,139 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $17,000 | 1,102 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $11,000 | 143 |
| Commercial and industrial loans | $576,000 | 415 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $884,000 | 538 |
| Credit card loan net charge offs | $48,000 | 930 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $836,000 | 395 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $27,000 | 185 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,029,000 | 1,099 |
| Loans secured by real estate, total | $60,000 | 2,220 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $60,000 | 2,218 |
| Construction and land development | $4,000 | 793 |
| Secured by farmland | $15,000 | 218 |
| Total charge-offs secured by 1-4 family residential properties | $34,000 | 1,916 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $7,000 | 1,908 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $26,000 | 121 |
| Commercial and industrial loans | $302,000 | 991 |
| Loans to individuals | $599,000 | 728 |
| Credit card loan charge offs | $22,000 | 1,445 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $577,000 | 568 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $42,000 | 215 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $187,000 | 1,569 |
| Loans secured by real estate, total | $19,000 | 2,183 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $19,000 | 2,182 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $2,000 | 495 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,770 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $14,000 | 1,188 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 175 |
| Commercial and industrial loans | $25,000 | 3,035 |
| Loans to individuals | $125,000 | 897 |
| Credit card loan recoveries | $1,000 | 2,129 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $124,000 | 781 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $14,000 | 236 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $842,000 | 989 |
| Loans secured by real estate, total | $41,000 | 2,130 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $41,000 | 2,128 |
| Construction and land development | $4,000 | 696 |
| Secured by farmland | $13,000 | 193 |
| Secured by 1-4 family residential properties- net charge-offs | $31,000 | 1,710 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-7,000 | 11,165 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $22,000 | 83 |
| Commercial and industrial loans | $277,000 | 761 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $474,000 | 674 |
| Credit card loan net charge offs | $21,000 | 1,314 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $453,000 | 488 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $28,000 | 190 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $374,000 | 2,229 |
| Loans secured by real estate, total | $24,000 | 3,676 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $24,000 | 3,676 |
| Construction and land development | $12,000 | 766 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $12,000 | 3,234 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $138,000 | 1,943 |
| Loans to individuals | $192,000 | 1,391 |
| Credit card loan charge offs | $1,000 | 3,518 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $191,000 | 1,143 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $20,000 | 244 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $204,000 | 1,664 |
| Loans secured by real estate, total | $15,000 | 2,746 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $15,000 | 2,746 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,297 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 215 |
| Commercial and industrial loans | $127,000 | 1,123 |
| Loans to individuals | $50,000 | 1,824 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $49,000 | 1,667 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $11,000 | 247 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $170,000 | 2,765 |
| Loans secured by real estate, total | $9,000 | 3,874 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $9,000 | 3,876 |
| Construction and land development | $12,000 | 662 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $12,000 | 2,674 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-15,000 | 11,959 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,049 |
| Commercial and industrial loans | $11,000 | 4,283 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $142,000 | 1,251 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $142,000 | 963 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $9,000 | 224 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $489,000 | 2,306 |
| Loans secured by real estate, total | $100,000 | 2,436 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $100,000 | 2,435 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $60,000 | 137 |
| Total charge-offs secured by 1-4 family residential properties | $40,000 | 2,319 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $21,000 | 128 |
| Commercial and industrial loans | $190,000 | 2,075 |
| Loans to individuals | $165,000 | 1,747 |
| Credit card loan charge offs | $2,000 | 3,391 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $163,000 | 1,467 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $13,000 | 312 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $157,000 | 2,239 |
| Loans secured by real estate, total | $19,000 | 2,658 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $19,000 | 2,658 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 2,273 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,556 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 195 |
| Commercial and industrial loans | $69,000 | 2,081 |
| Loans to individuals | $61,000 | 1,714 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $60,000 | 1,546 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $6,000 | 266 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $332,000 | 2,315 |
| Loans secured by real estate, total | $81,000 | 2,265 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $81,000 | 2,263 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $60,000 | 110 |
| Secured by 1-4 family residential properties- net charge-offs | $31,000 | 2,250 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-10,000 | 12,630 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $19,000 | 90 |
| Commercial and industrial loans | $121,000 | 2,131 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $104,000 | 1,770 |
| Credit card loan net charge offs | $1,000 | 3,421 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $103,000 | 1,424 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $7,000 | 268 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $736,000 | 2,280 |
| Loans secured by real estate, total | $72,000 | 3,528 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $72,000 | 3,527 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $61,000 | 2,184 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $11,000 | 3,251 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $67,000 | 93 |
| Commercial and industrial loans | $360,000 | 1,789 |
| Loans to individuals | $232,000 | 1,692 |
| Credit card loan charge offs | $1,000 | 3,869 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $231,000 | 1,398 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $5,000 | 352 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $256,000 | 1,595 |
| Loans secured by real estate, total | $29,000 | 2,190 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $29,000 | 2,189 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $15,000 | 1,777 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $14,000 | 1,327 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $16,000 | 130 |
| Commercial and industrial loans | $113,000 | 1,424 |
| Loans to individuals | $72,000 | 1,598 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $72,000 | 1,440 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $26,000 | 190 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $480,000 | 2,526 |
| Loans secured by real estate, total | $43,000 | 3,889 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $43,000 | 3,889 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $46,000 | 2,236 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-3,000 | 13,200 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $51,000 | 78 |
| Commercial and industrial loans | $247,000 | 1,945 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $160,000 | 1,715 |
| Credit card loan net charge offs | $1,000 | 3,629 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $159,000 | 1,401 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-21,000 | 1,141 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.