Home > Union Planters Bank of Northwest Mississippi > Income and Expense
Union Planters Bank of Northwest Mississippi, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $41,704,000 | 819 |
| Total interest expense | $17,350,000 | 942 |
| Net interest income | $24,354,000 | 748 |
| Provision for loan and lease losses | $1,222,000 | 840 |
| Total noninterest income | $7,569,000 | 693 |
| Gross Fiduciary activities income | $261,000 | 836 |
| Service charges on deposit accounts | $5,664,000 | 256 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,644,000 | 1,259 |
| Total noninterest expense | $16,653,000 | 862 |
| Salaries and employee benefits | $8,240,000 | 819 |
| Premises and equipment expense | $2,445,000 | 825 |
| Additional noninterest expense | $5,968,000 | 858 |
| Pre-tax net operating income | $14,048,000 | 611 |
| Securities gains (losses) | $-748,000 | 10,890 |
| Applicable income taxes | $2,908,000 | 962 |
| Income before extraordinary items | $10,392,000 | 584 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,392,000 | 584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $821,000 | 903 |
| Cash dividends | $9,644,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,975,440 | 525 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $42,940,000 | 827 |
| Total interest expense | $16,595,000 | 1,006 |
| Net interest income | $26,345,000 | 718 |
| Provision for loan and lease losses | $1,035,000 | 997 |
| Total noninterest income | $7,591,000 | 713 |
| Gross Fiduciary activities income | $229,000 | 932 |
| Service charges on deposit accounts | $5,674,000 | 288 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,688,000 | 1,302 |
| Total noninterest expense | $16,652,000 | 913 |
| Salaries and employee benefits | $8,418,000 | 817 |
| Premises and equipment expense | $2,661,000 | 817 |
| Additional noninterest expense | $5,573,000 | 1,042 |
| Pre-tax net operating income | $16,249,000 | 535 |
| Securities gains (losses) | $194,000 | 711 |
| Applicable income taxes | $5,313,000 | 554 |
| Income before extraordinary items | $11,130,000 | 526 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,130,000 | 528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,548,000 | 675 |
| Cash dividends | $11,048,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $10,998,080 | 521 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $35,062,000 | 1,011 |
| Total interest expense | $13,668,000 | 1,214 |
| Net interest income | $21,394,000 | 880 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $5,923,000 | 852 |
| Gross Fiduciary activities income | $191,000 | 1,017 |
| Service charges on deposit accounts | $4,871,000 | 340 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $861,000 | 2,001 |
| Total noninterest expense | $13,370,000 | 1,115 |
| Salaries and employee benefits | $6,884,000 | 1,000 |
| Premises and equipment expense | $1,947,000 | 1,084 |
| Additional noninterest expense | $4,539,000 | 1,207 |
| Pre-tax net operating income | $13,827,000 | 635 |
| Securities gains (losses) | $-35,000 | 10,941 |
| Applicable income taxes | $4,523,000 | 655 |
| Income before extraordinary items | $9,269,000 | 630 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,269,000 | 630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $842,000 | 989 |
| Cash dividends | $7,302,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $9,292,450 | 623 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,383,000 | 1,382 |
| Total interest expense | $7,994,000 | 1,591 |
| Net interest income | $14,389,000 | 1,265 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $5,545,000 | 861 |
| Gross Fiduciary activities income | $240,000 | 976 |
| Service charges on deposit accounts | $2,596,000 | 538 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,709,000 | 942 |
| Total noninterest expense | $11,073,000 | 1,326 |
| Salaries and employee benefits | $6,289,000 | 1,079 |
| Premises and equipment expense | $1,296,000 | 1,588 |
| Additional noninterest expense | $3,488,000 | 1,593 |
| Pre-tax net operating income | $8,861,000 | 877 |
| Securities gains (losses) | $-669,000 | 12,317 |
| Applicable income taxes | $2,523,000 | 1,006 |
| Income before extraordinary items | $5,669,000 | 914 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,669,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,765 |
| Cash dividends | $6,232,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,130,610 | 857 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,645,000 | 1,454 |
| Total interest expense | $7,616,000 | 1,734 |
| Net interest income | $14,029,000 | 1,283 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $3,084,000 | 1,428 |
| Gross Fiduciary activities income | $202,000 | 1,059 |
| Service charges on deposit accounts | $2,432,000 | 567 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $450,000 | 3,491 |
| Total noninterest expense | $9,844,000 | 1,546 |
| Salaries and employee benefits | $5,320,000 | 1,261 |
| Premises and equipment expense | $1,303,000 | 1,612 |
| Additional noninterest expense | $3,221,000 | 1,809 |
| Pre-tax net operating income | $7,194,000 | 992 |
| Securities gains (losses) | $332,000 | 1,212 |
| Applicable income taxes | $2,200,000 | 1,113 |
| Income before extraordinary items | $5,326,000 | 971 |
| Extraordinary gains, net | $-12,000 | 12,346 |
| Net income | $5,314,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 2,315 |
| Cash dividends | $5,415,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,090,280 | 949 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,471,000 | 1,547 |
| Total interest expense | $9,859,000 | 1,737 |
| Net interest income | $13,612,000 | 1,358 |
| Provision for loan and lease losses | $660,000 | 2,467 |
| Total noninterest income | $3,004,000 | 1,437 |
| Gross Fiduciary activities income | $186,000 | 1,101 |
| Service charges on deposit accounts | $2,245,000 | 611 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $573,000 | 2,920 |
| Total noninterest expense | $9,608,000 | 1,592 |
| Salaries and employee benefits | $5,384,000 | 1,247 |
| Premises and equipment expense | $1,460,000 | 1,470 |
| Additional noninterest expense | $2,764,000 | 2,133 |
| Pre-tax net operating income | $6,348,000 | 1,023 |
| Securities gains (losses) | $107,000 | 2,901 |
| Applicable income taxes | $1,739,000 | 1,275 |
| Income before extraordinary items | $4,716,000 | 1,011 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,716,000 | 1,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 2,526 |
| Cash dividends | $3,971,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,637,890 | 936 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.