Home > Union Planters Bank of Northwest Mississippi > Net charge- offs to loans
Union Planters Bank of Northwest Mississippi, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2506% | 3,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 447 |
| Percentage Net Loans Charged-off:Construction & development | -0.0512% | 1,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1240% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1363% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2956% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9687% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9265% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0563% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.0984% | 8 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4533% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0399% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0734% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0794% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7581% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4326% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1537% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0775% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3076% | 21 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3326% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0267% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5589% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9000% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6375% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1776% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 5,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 0.1071% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0468% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3470% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0446% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2093% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0356% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5145% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2841% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4184% | 928 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1714% | 280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3300% | 5,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 1,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1626% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1626% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9224% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4694% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4836% | 982 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2186% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |