Home > Union Planters Bank of Northwest Mississippi > Assets and Liabilities
Union Planters Bank of Northwest Mississippi, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 268 | 657 |
| Assets and Liabilities | ||
| Total Assets: | $598,397,000 | 795 |
| Cash and due from depository institutions | $30,250,000 | 657 |
| Interest-bearing balances | $102,000 | 4,503 |
| Securities | $226,042,000 | 556 |
| Federal funds sold & reverse repurchase agreements | $7,590,000 | 1,839 |
| Net loans & leases | $313,777,000 | 955 |
| Loan loss allowance | $5,553,000 | 759 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,103,000 | 1,069 |
| Other real estate owned | $347,000 | 657 |
| Goodwill and other intangibles | $114,000 | 2,548 |
| All other assets | $13,174,000 | 696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $598,397,000 | 795 |
| Total liabilities | $555,425,000 | 779 |
| Total deposits | $539,246,000 | 696 |
| Interest-bearing deposits | $438,168,000 | 728 |
| Deposits held in domestic offices | $539,246,000 | 692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,216,000 | 1,000 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $59,000 | 4,893 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,904,000 | 1,021 |
| Total equity capital | $42,972,000 | 1,055 |
| Total bank equity capital | $42,972,000 | 1,055 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,452,000 | 1,534 |
| Surplus | $37,244,000 | 541 |
| Undivided profits | $3,276,000 | 5,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,648,000 | 1,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,415 |
| Income earned, not collected on loans | $4,462,000 | 513 |
| Earning assets | $547,511,000 | 807 |
| Long-term assets (5+ years) | $75,833,000 | 979 |
| Average Assets, year-to-date | $559,183,600 | 812 |
| Average Assets, quarterly | $574,339,500 | 816 |
| Volatile liabilities | $76,850,000 | 1,017 |
| Insider loans | $7,502,000 | 531 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $57,899,000 | 966 |
| Tier 1 (core) risk-based capital | $40,114,000 | 1,054 |
| Tier 2 risk-based capital | $4,329,530 | 798 |
| Total risk weighted assets | $345,138,930 | 869 |
| Total unused commitments | $57,899,000 | 971 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 247 | 762 |
| Assets and Liabilities | ||
| Total Assets: | $550,452,000 | 890 |
| Cash and due from depository institutions | $38,327,000 | 762 |
| Interest-bearing balances | $23,000 | 5,854 |
| Securities | $143,851,000 | 860 |
| Federal funds sold & reverse repurchase agreements | $10,082,000 | 1,284 |
| Net loans & leases | $340,967,000 | 904 |
| Loan loss allowance | $4,452,000 | 969 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,857,000 | 1,344 |
| Other real estate owned | $65,000 | 762 |
| Goodwill and other intangibles | $148,000 | 2,290 |
| All other assets | $11,155,000 | 829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $550,452,000 | 890 |
| Total liabilities | $509,877,000 | 880 |
| Total deposits | $477,492,000 | 821 |
| Interest-bearing deposits | $383,501,000 | 880 |
| Deposits held in domestic offices | $477,492,000 | 817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,574,000 | 1,182 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $17,000,000 | 1,012 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,811,000 | 885 |
| Total equity capital | $40,575,000 | 1,121 |
| Total bank equity capital | $40,575,000 | 1,121 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,452,000 | 1,597 |
| Surplus | $37,244,000 | 555 |
| Undivided profits | $879,000 | 9,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,834,000 | 1,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,267,000 | 553 |
| Earning assets | $494,923,000 | 912 |
| Long-term assets (5+ years) | $42,355,000 | 1,481 |
| Average Assets, year-to-date | $563,491,400 | 850 |
| Average Assets, quarterly | $550,022,500 | 887 |
| Volatile liabilities | $65,308,000 | 1,153 |
| Insider loans | $7,738,000 | 552 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $57,320,000 | 975 |
| Tier 1 (core) risk-based capital | $39,331,000 | 1,098 |
| Tier 2 risk-based capital | $4,142,250 | 862 |
| Total risk weighted assets | $331,070,350 | 930 |
| Total unused commitments | $57,320,000 | 979 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 287 | 679 |
| Assets and Liabilities | ||
| Total Assets: | $579,494,000 | 876 |
| Cash and due from depository institutions | $36,445,000 | 679 |
| Interest-bearing balances | $85,000 | 5,506 |
| Securities | $166,397,000 | 790 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,232 |
| Net loans & leases | $344,568,000 | 896 |
| Loan loss allowance | $5,343,000 | 871 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,649,000 | 1,128 |
| Other real estate owned | $124,000 | 679 |
| Goodwill and other intangibles | $322,000 | 1,779 |
| All other assets | $21,889,000 | 545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $579,494,000 | 876 |
| Total liabilities | $536,726,000 | 865 |
| Total deposits | $519,749,000 | 783 |
| Interest-bearing deposits | $415,236,000 | 849 |
| Deposits held in domestic offices | $519,749,000 | 775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,274,000 | 1,308 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,107,000 | 1,802 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,596,000 | 967 |
| Total equity capital | $42,768,000 | 1,084 |
| Total bank equity capital | $42,768,000 | 1,084 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,452,000 | 1,634 |
| Surplus | $39,244,000 | 542 |
| Undivided profits | $1,072,000 | 9,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,678,000 | 1,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $5,379,000 | 490 |
| Earning assets | $514,150,000 | 913 |
| Long-term assets (5+ years) | $50,814,000 | 1,181 |
| Average Assets, year-to-date | $431,941,000 | 1,104 |
| Average Assets, quarterly | $585,026,500 | 861 |
| Volatile liabilities | $71,216,000 | 1,018 |
| Insider loans | $6,348,000 | 697 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $51,870,000 | 1,003 |
| Tier 1 (core) risk-based capital | $41,076,000 | 1,068 |
| Tier 2 risk-based capital | $4,806,010 | 758 |
| Total risk weighted assets | $383,943,810 | 820 |
| Total unused commitments | $51,870,000 | 1,008 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 169 | 1,151 |
| Assets and Liabilities | ||
| Total Assets: | $334,900,000 | 1,385 |
| Cash and due from depository institutions | $17,695,000 | 1,151 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $129,362,000 | 1,005 |
| Federal funds sold & reverse repurchase agreements | $22,000 | 8,341 |
| Net loans & leases | $176,185,000 | 1,589 |
| Loan loss allowance | $2,772,000 | 1,487 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,162,000 | 2,344 |
| Other real estate owned | $125,000 | 1,151 |
| Goodwill and other intangibles | $397,000 | 1,576 |
| All other assets | $7,952,000 | 1,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,900,000 | 1,385 |
| Total liabilities | $308,446,000 | 1,373 |
| Total deposits | $289,021,000 | 1,320 |
| Interest-bearing deposits | $232,691,000 | 1,412 |
| Deposits held in domestic offices | $289,021,000 | 1,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,594,000 | 971 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,831,000 | 1,370 |
| Total equity capital | $26,454,000 | 1,570 |
| Total bank equity capital | $26,454,000 | 1,570 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,452,000 | 1,674 |
| Surplus | $27,544,000 | 666 |
| Undivided profits | $-3,542,000 | 12,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $526,000 | 4,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,654 |
| Income earned, not collected on loans | $2,320,000 | 869 |
| Earning assets | $305,569,000 | 1,387 |
| Long-term assets (5+ years) | $47,839,000 | 1,218 |
| Average Assets, year-to-date | $340,927,800 | 1,331 |
| Average Assets, quarterly | $339,083,000 | 1,370 |
| Volatile liabilities | $45,612,000 | 1,332 |
| Insider loans | $3,651,000 | 1,145 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $31,058,000 | 1,391 |
| Tier 1 (core) risk-based capital | $27,334,000 | 1,510 |
| Tier 2 risk-based capital | $2,509,000 | 1,287 |
| Total risk weighted assets | $200,457,000 | 1,390 |
| Total unused commitments | $31,058,000 | 1,401 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 172 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $328,735,000 | 1,435 |
| Cash and due from depository institutions | $13,596,000 | 1,200 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $130,198,000 | 1,057 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,688 |
| Net loans & leases | $165,850,000 | 1,654 |
| Loan loss allowance | $2,942,000 | 1,492 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,386,000 | 2,161 |
| Other real estate owned | $173,000 | 1,200 |
| Goodwill and other intangibles | $276,000 | 1,657 |
| All other assets | $7,056,000 | 1,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,735,000 | 1,435 |
| Total liabilities | $300,441,000 | 1,430 |
| Total deposits | $297,926,000 | 1,333 |
| Interest-bearing deposits | $246,164,000 | 1,399 |
| Deposits held in domestic offices | $297,926,000 | 1,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,515,000 | 1,518 |
| Total equity capital | $28,294,000 | 1,446 |
| Total bank equity capital | $28,294,000 | 1,446 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,452,000 | 1,696 |
| Surplus | $27,544,000 | 629 |
| Undivided profits | $-1,702,000 | 12,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 5,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,865 |
| Income earned, not collected on loans | $1,791,000 | 957 |
| Earning assets | $304,248,000 | 1,414 |
| Long-term assets (5+ years) | $75,164,000 | 864 |
| Average Assets, year-to-date | $332,197,200 | 1,391 |
| Average Assets, quarterly | $329,098,000 | 1,436 |
| Volatile liabilities | $34,433,000 | 1,585 |
| Insider loans | $2,861,000 | 1,459 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,055,000 | 1,024 |
| Unused loan commitments | $23,404,000 | 1,698 |
| Tier 1 (core) risk-based capital | $28,018,000 | 1,430 |
| Tier 2 risk-based capital | $2,334,690 | 1,370 |
| Total risk weighted assets | $186,167,890 | 1,480 |
| Total unused commitments | $23,404,000 | 1,720 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 181 | 1,182 |
| Assets and Liabilities | ||
| Total Assets: | $336,814,000 | 1,460 |
| Cash and due from depository institutions | $21,097,000 | 1,182 |
| Interest-bearing balances | $6,000,000 | 1,230 |
| Securities | $147,501,000 | 923 |
| Federal funds sold & reverse repurchase agreements | $11,800,000 | 1,405 |
| Net loans & leases | $145,684,000 | 1,916 |
| Loan loss allowance | $3,199,000 | 1,468 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,572,000 | 2,057 |
| Other real estate owned | $33,000 | 1,182 |
| Goodwill and other intangibles | $429,000 | 1,431 |
| All other assets | $6,698,000 | 1,316 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,814,000 | 1,460 |
| Total liabilities | $308,419,000 | 1,467 |
| Total deposits | $304,879,000 | 1,380 |
| Interest-bearing deposits | $256,335,000 | 1,428 |
| Deposits held in domestic offices | $304,879,000 | 1,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,540,000 | 1,199 |
| Total equity capital | $28,395,000 | 1,366 |
| Total bank equity capital | $28,395,000 | 1,366 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,452,000 | 1,749 |
| Surplus | $27,544,000 | 612 |
| Undivided profits | $-1,601,000 | 13,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,216,000 | 3,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,636,000 | 1,177 |
| Earning assets | $310,985,000 | 1,441 |
| Long-term assets (5+ years) | $89,582,000 | 699 |
| Average Assets, year-to-date | $330,944,000 | 1,458 |
| Average Assets, quarterly | $333,759,500 | 1,461 |
| Volatile liabilities | $31,934,000 | 1,633 |
| Insider loans | $104,000 | 5,613 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $910,000 | 748 |
| Unused loan commitments | $20,212,000 | 1,810 |
| Tier 1 (core) risk-based capital | $27,966,000 | 1,350 |
| Tier 2 risk-based capital | $2,225,270 | 1,446 |
| Total risk weighted assets | $177,047,470 | 1,603 |
| Total unused commitments | $20,212,000 | 1,826 |
| Derivatives | $0 | 651 |