Home > Union Planters Bank of Northeast Mississippi > Income and Expense
Union Planters Bank of Northeast Mississippi, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $21,177,000 | 1,552 |
Total interest expense | $9,584,000 | 1,615 |
Net interest income | $11,593,000 | 1,486 |
Provision for loan and lease losses | $385,000 | 2,165 |
Total noninterest income | $2,833,000 | 1,340 |
Gross Fiduciary activities income | $41,000 | 1,200 |
Service charges on deposit accounts | $2,086,000 | 617 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $706,000 | 2,206 |
Total noninterest expense | $7,606,000 | 1,714 |
Salaries and employee benefits | $3,947,000 | 1,667 |
Premises and equipment expense | $1,201,000 | 1,634 |
Additional noninterest expense | $2,458,000 | 1,724 |
Pre-tax net operating income | $6,435,000 | 1,220 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $2,116,000 | 1,254 |
Income before extraordinary items | $4,319,000 | 1,264 |
Extraordinary gains, net | $0 | 44 |
Net income | $4,319,000 | 1,265 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $281,000 | 2,040 |
Cash dividends | $3,636,000 | 810 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $4,319,000 | 1,236 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $21,334,000 | 1,573 |
Total interest expense | $9,166,000 | 1,723 |
Net interest income | $12,168,000 | 1,472 |
Provision for loan and lease losses | $75,000 | 5,702 |
Total noninterest income | $2,962,000 | 1,373 |
Gross Fiduciary activities income | $29,000 | 1,310 |
Service charges on deposit accounts | $2,227,000 | 612 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $706,000 | 2,283 |
Total noninterest expense | $7,984,000 | 1,775 |
Salaries and employee benefits | $3,911,000 | 1,697 |
Premises and equipment expense | $1,407,000 | 1,443 |
Additional noninterest expense | $2,666,000 | 1,912 |
Pre-tax net operating income | $7,071,000 | 1,056 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $2,369,000 | 1,054 |
Income before extraordinary items | $4,702,000 | 1,098 |
Extraordinary gains, net | $0 | 53 |
Net income | $4,702,000 | 1,099 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $572,000 | 1,287 |
Cash dividends | $4,728,000 | 699 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $4,702,000 | 1,081 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $16,640,000 | 2,023 |
Total interest expense | $6,925,000 | 2,256 |
Net interest income | $9,715,000 | 1,836 |
Provision for loan and lease losses | $70,000 | 5,409 |
Total noninterest income | $2,611,000 | 1,489 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $1,870,000 | 717 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $741,000 | 2,219 |
Total noninterest expense | $6,451,000 | 2,135 |
Salaries and employee benefits | $3,176,000 | 2,094 |
Premises and equipment expense | $1,011,000 | 1,998 |
Additional noninterest expense | $2,264,000 | 2,178 |
Pre-tax net operating income | $5,805,000 | 1,312 |
Securities gains (losses) | $-13,000 | 10,273 |
Applicable income taxes | $1,931,000 | 1,309 |
Income before extraordinary items | $3,861,000 | 1,356 |
Extraordinary gains, net | $0 | 65 |
Net income | $3,861,000 | 1,354 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $698,000 | 1,118 |
Cash dividends | $2,697,000 | 1,006 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $3,869,710 | 1,331 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $10,284,000 | 2,959 |
Total interest expense | $4,066,000 | 2,993 |
Net interest income | $6,218,000 | 2,907 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $1,266,000 | 2,633 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $962,000 | 1,397 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $304,000 | 4,055 |
Total noninterest expense | $4,433,000 | 3,101 |
Salaries and employee benefits | $2,284,000 | 2,899 |
Premises and equipment expense | $615,000 | 3,197 |
Additional noninterest expense | $1,534,000 | 3,229 |
Pre-tax net operating income | $3,051,000 | 2,330 |
Securities gains (losses) | $-243,000 | 12,023 |
Applicable income taxes | $788,000 | 2,811 |
Income before extraordinary items | $2,020,000 | 2,403 |
Extraordinary gains, net | $0 | 249 |
Net income | $2,020,000 | 2,403 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $53,000 | 5,002 |
Cash dividends | $873,000 | 2,139 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $2,194,960 | 2,249 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $10,276,000 | 3,012 |
Total interest expense | $3,846,000 | 3,276 |
Net interest income | $6,430,000 | 2,817 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $1,292,000 | 2,752 |
Gross Fiduciary activities income | $1,000 | 1,605 |
Service charges on deposit accounts | $908,000 | 1,496 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $383,000 | 3,860 |
Total noninterest expense | $4,866,000 | 2,923 |
Salaries and employee benefits | $2,379,000 | 2,777 |
Premises and equipment expense | $663,000 | 3,025 |
Additional noninterest expense | $1,824,000 | 2,955 |
Pre-tax net operating income | $2,856,000 | 2,407 |
Securities gains (losses) | $137,000 | 2,090 |
Applicable income taxes | $884,000 | 2,547 |
Income before extraordinary items | $2,109,000 | 2,376 |
Extraordinary gains, net | $23,000 | 2,642 |
Net income | $2,132,000 | 2,436 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $241,000 | 2,800 |
Cash dividends | $2,991,000 | 734 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,013,100 | 2,350 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $11,169,000 | 3,137 |
Total interest expense | $4,713,000 | 3,481 |
Net interest income | $6,456,000 | 2,840 |
Provision for loan and lease losses | $29,000 | 10,079 |
Total noninterest income | $1,118,000 | 3,019 |
Gross Fiduciary activities income | $8,000 | 1,554 |
Service charges on deposit accounts | $775,000 | 1,744 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $335,000 | 4,138 |
Total noninterest expense | $4,134,000 | 3,401 |
Salaries and employee benefits | $2,073,000 | 3,115 |
Premises and equipment expense | $605,000 | 3,332 |
Additional noninterest expense | $1,456,000 | 3,689 |
Pre-tax net operating income | $3,411,000 | 1,816 |
Securities gains (losses) | $50,000 | 4,121 |
Applicable income taxes | $1,019,000 | 2,076 |
Income before extraordinary items | $2,442,000 | 1,862 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $2,442,000 | 1,887 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-136,000 | 13,793 |
Cash dividends | $2,199,000 | 780 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $2,406,500 | 1,741 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.