Union Planters Bank of Northeast Mississippi, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$21,177,0001,552
Total interest expense$9,584,0001,615
Net interest income$11,593,0001,486
Provision for loan and lease losses$385,0002,165
Total noninterest income$2,833,0001,340
Gross Fiduciary activities income$41,0001,200
Service charges on deposit accounts$2,086,000617
Trading account gains and fees$0239
Additional Noninterest Income$706,0002,206
Total noninterest expense$7,606,0001,714
Salaries and employee benefits$3,947,0001,667
Premises and equipment expense$1,201,0001,634
Additional noninterest expense$2,458,0001,724
Pre-tax net operating income$6,435,0001,220
Securities gains (losses)$03,944
Applicable income taxes$2,116,0001,254
Income before extraordinary items$4,319,0001,264
Extraordinary gains, net$044
Net income$4,319,0001,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,040
Cash dividends$3,636,000810
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,319,0001,236
1996-12-31 (YTD Data)Rank
Total interest income$21,334,0001,573
Total interest expense$9,166,0001,723
Net interest income$12,168,0001,472
Provision for loan and lease losses$75,0005,702
Total noninterest income$2,962,0001,373
Gross Fiduciary activities income$29,0001,310
Service charges on deposit accounts$2,227,000612
Trading account gains and fees$0262
Additional Noninterest Income$706,0002,283
Total noninterest expense$7,984,0001,775
Salaries and employee benefits$3,911,0001,697
Premises and equipment expense$1,407,0001,443
Additional noninterest expense$2,666,0001,912
Pre-tax net operating income$7,071,0001,056
Securities gains (losses)$04,148
Applicable income taxes$2,369,0001,054
Income before extraordinary items$4,702,0001,098
Extraordinary gains, net$053
Net income$4,702,0001,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,0001,287
Cash dividends$4,728,000699
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,702,0001,081
1995-12-31 (YTD Data)Rank
Total interest income$16,640,0002,023
Total interest expense$6,925,0002,256
Net interest income$9,715,0001,836
Provision for loan and lease losses$70,0005,409
Total noninterest income$2,611,0001,489
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,870,000717
Trading account gains and fees$0522
Additional Noninterest Income$741,0002,219
Total noninterest expense$6,451,0002,135
Salaries and employee benefits$3,176,0002,094
Premises and equipment expense$1,011,0001,998
Additional noninterest expense$2,264,0002,178
Pre-tax net operating income$5,805,0001,312
Securities gains (losses)$-13,00010,273
Applicable income taxes$1,931,0001,309
Income before extraordinary items$3,861,0001,356
Extraordinary gains, net$065
Net income$3,861,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$698,0001,118
Cash dividends$2,697,0001,006
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,869,7101,331
1994-12-31 (YTD Data)Rank
Total interest income$10,284,0002,959
Total interest expense$4,066,0002,993
Net interest income$6,218,0002,907
Provision for loan and lease losses$09,146
Total noninterest income$1,266,0002,633
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$962,0001,397
Trading account gains and fees$0475
Additional Noninterest Income$304,0004,055
Total noninterest expense$4,433,0003,101
Salaries and employee benefits$2,284,0002,899
Premises and equipment expense$615,0003,197
Additional noninterest expense$1,534,0003,229
Pre-tax net operating income$3,051,0002,330
Securities gains (losses)$-243,00012,023
Applicable income taxes$788,0002,811
Income before extraordinary items$2,020,0002,403
Extraordinary gains, net$0249
Net income$2,020,0002,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,002
Cash dividends$873,0002,139
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,194,9602,249
1993-12-31 (YTD Data)Rank
Total interest income$10,276,0003,012
Total interest expense$3,846,0003,276
Net interest income$6,430,0002,817
Provision for loan and lease losses$010,371
Total noninterest income$1,292,0002,752
Gross Fiduciary activities income$1,0001,605
Service charges on deposit accounts$908,0001,496
Trading account gains and fees$0532
Additional Noninterest Income$383,0003,860
Total noninterest expense$4,866,0002,923
Salaries and employee benefits$2,379,0002,777
Premises and equipment expense$663,0003,025
Additional noninterest expense$1,824,0002,955
Pre-tax net operating income$2,856,0002,407
Securities gains (losses)$137,0002,090
Applicable income taxes$884,0002,547
Income before extraordinary items$2,109,0002,376
Extraordinary gains, net$23,0002,642
Net income$2,132,0002,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,800
Cash dividends$2,991,000734
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,013,1002,350
1992-12-31 (YTD Data)Rank
Total interest income$11,169,0003,137
Total interest expense$4,713,0003,481
Net interest income$6,456,0002,840
Provision for loan and lease losses$29,00010,079
Total noninterest income$1,118,0003,019
Gross Fiduciary activities income$8,0001,554
Service charges on deposit accounts$775,0001,744
Trading account gains and fees$0504
Additional Noninterest Income$335,0004,138
Total noninterest expense$4,134,0003,401
Salaries and employee benefits$2,073,0003,115
Premises and equipment expense$605,0003,332
Additional noninterest expense$1,456,0003,689
Pre-tax net operating income$3,411,0001,816
Securities gains (losses)$50,0004,121
Applicable income taxes$1,019,0002,076
Income before extraordinary items$2,442,0001,862
Extraordinary gains, net$01,422
Net income$2,442,0001,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-136,00013,793
Cash dividends$2,199,000780
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,406,5001,741

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.