Union Planters Bank of Northeast Arkansas, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$51,610,000679
Total interest expense$26,554,000634
Net interest income$25,056,000720
Provision for loan and lease losses$1,675,000676
Total noninterest income$6,324,000788
Gross Fiduciary activities income$555,000614
Service charges on deposit accounts$3,970,000343
Trading account gains and fees$0239
Additional Noninterest Income$1,799,0001,175
Total noninterest expense$18,150,000800
Salaries and employee benefits$7,957,000835
Premises and equipment expense$2,627,000776
Additional noninterest expense$7,566,000722
Pre-tax net operating income$11,555,000724
Securities gains (losses)$-1,0009,009
Applicable income taxes$4,346,000677
Income before extraordinary items$7,208,000785
Extraordinary gains, net$044
Net income$7,208,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,902,000517
Cash dividends$973,0002,253
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,208,640763
1996-12-31 (YTD Data)Rank
Total interest income$47,901,000763
Total interest expense$22,429,000769
Net interest income$25,472,000742
Provision for loan and lease losses$09,041
Total noninterest income$7,723,000703
Gross Fiduciary activities income$446,000735
Service charges on deposit accounts$4,487,000342
Trading account gains and fees$0262
Additional Noninterest Income$2,790,000927
Total noninterest expense$18,247,000846
Salaries and employee benefits$7,872,000870
Premises and equipment expense$2,636,000823
Additional noninterest expense$7,739,000829
Pre-tax net operating income$14,948,000565
Securities gains (losses)$29,0001,716
Applicable income taxes$6,268,000503
Income before extraordinary items$8,709,000657
Extraordinary gains, net$053
Net income$8,709,000657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,806,000612
Cash dividends$11,070,000400
Sale, conversion, retirement of capital stock, net$0953
Net operating income$8,690,440643
1995-12-31 (YTD Data)Rank
Total interest income$31,523,0001,118
Total interest expense$14,642,0001,148
Net interest income$16,881,0001,084
Provision for loan and lease losses$-493,00011,901
Total noninterest income$4,791,000986
Gross Fiduciary activities income$367,000827
Service charges on deposit accounts$3,489,000441
Trading account gains and fees$0522
Additional Noninterest Income$935,0001,890
Total noninterest expense$13,188,0001,133
Salaries and employee benefits$5,932,0001,129
Premises and equipment expense$1,923,0001,099
Additional noninterest expense$5,333,0001,065
Pre-tax net operating income$8,977,000904
Securities gains (losses)$-7,0009,876
Applicable income taxes$3,573,000790
Income before extraordinary items$5,397,000985
Extraordinary gains, net$065
Net income$5,397,000984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,575
Cash dividends$5,519,000585
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,401,480976
1994-12-31 (YTD Data)Rank
Total interest income$16,755,0001,838
Total interest expense$6,486,0001,926
Net interest income$10,269,0001,762
Provision for loan and lease losses$09,146
Total noninterest income$2,575,0001,533
Gross Fiduciary activities income$393,000811
Service charges on deposit accounts$1,659,000787
Trading account gains and fees$0475
Additional Noninterest Income$523,0002,874
Total noninterest expense$9,251,0001,588
Salaries and employee benefits$4,442,0001,509
Premises and equipment expense$1,151,0001,785
Additional noninterest expense$3,658,0001,521
Pre-tax net operating income$3,593,0001,987
Securities gains (losses)$-156,00011,818
Applicable income taxes$1,471,0001,586
Income before extraordinary items$1,966,0002,473
Extraordinary gains, net$0249
Net income$1,966,0002,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,038
Cash dividends$3,076,000790
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,065,8402,375
1993-12-31 (YTD Data)Rank
Total interest income$17,303,0001,807
Total interest expense$6,761,0001,922
Net interest income$10,542,0001,721
Provision for loan and lease losses$010,371
Total noninterest income$3,042,0001,447
Gross Fiduciary activities income$453,000800
Service charges on deposit accounts$1,702,000772
Trading account gains and fees$0532
Additional Noninterest Income$887,0002,225
Total noninterest expense$9,229,0001,636
Salaries and employee benefits$4,347,0001,555
Premises and equipment expense$1,139,0001,843
Additional noninterest expense$3,743,0001,607
Pre-tax net operating income$4,355,0001,599
Securities gains (losses)$79,0002,808
Applicable income taxes$1,815,0001,312
Income before extraordinary items$2,619,0001,913
Extraordinary gains, net$236,000884
Net income$2,855,0001,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$877,0001,248
Cash dividends$3,756,000605
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,568,4401,834
1992-12-31 (YTD Data)Rank
Total interest income$19,929,0001,772
Total interest expense$7,988,0002,131
Net interest income$11,941,0001,539
Provision for loan and lease losses$360,0003,684
Total noninterest income$2,640,0001,589
Gross Fiduciary activities income$418,000828
Service charges on deposit accounts$1,605,000812
Trading account gains and fees$0504
Additional Noninterest Income$617,0002,776
Total noninterest expense$8,803,0001,722
Salaries and employee benefits$4,117,0001,604
Premises and equipment expense$1,002,0002,090
Additional noninterest expense$3,684,0001,690
Pre-tax net operating income$5,418,0001,190
Securities gains (losses)$92,0003,137
Applicable income taxes$2,321,000996
Income before extraordinary items$3,189,0001,462
Extraordinary gains, net$01,422
Net income$3,189,0001,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0003,850
Cash dividends$4,646,000406
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,130,1201,383

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.