Home > Union Planters Bank of North Central Tennessee > Income and Expense
Union Planters Bank of North Central Tennessee, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,044,000 | 6,622 |
| Total interest expense | $1,628,000 | 7,051 |
| Net interest income | $2,416,000 | 6,187 |
| Provision for loan and lease losses | $255,000 | 2,900 |
| Total noninterest income | $427,000 | 5,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,914 |
| Total noninterest expense | $1,542,000 | 6,685 |
| Salaries and employee benefits | $679,000 | 7,442 |
| Premises and equipment expense | $202,000 | 6,803 |
| Additional noninterest expense | $661,000 | 5,452 |
| Pre-tax net operating income | $1,046,000 | 5,700 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $416,000 | 4,760 |
| Income before extraordinary items | $630,000 | 6,211 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $630,000 | 6,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,640 |
| Cash dividends | $1,008,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $630,000 | 6,159 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 6,712 |
| Total interest expense | $1,667,000 | 7,170 |
| Net interest income | $2,490,000 | 6,211 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $497,000 | 5,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $1,556,000 | 6,957 |
| Salaries and employee benefits | $676,000 | 7,671 |
| Premises and equipment expense | $161,000 | 7,804 |
| Additional noninterest expense | $719,000 | 5,636 |
| Pre-tax net operating income | $1,296,000 | 4,836 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $489,000 | 4,216 |
| Income before extraordinary items | $813,000 | 5,246 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $813,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,696 |
| Cash dividends | $1,311,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $809,160 | 5,197 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,445,000 | 6,518 |
| Total interest expense | $1,715,000 | 7,102 |
| Net interest income | $2,730,000 | 5,920 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $616,000 | 4,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $524,000 | 2,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,497 |
| Total noninterest expense | $1,673,000 | 6,793 |
| Salaries and employee benefits | $721,000 | 7,583 |
| Premises and equipment expense | $171,000 | 7,793 |
| Additional noninterest expense | $781,000 | 5,361 |
| Pre-tax net operating income | $1,628,000 | 4,166 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $612,000 | 3,613 |
| Income before extraordinary items | $1,012,000 | 4,559 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,012,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,946 |
| Cash dividends | $1,303,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,014,560 | 4,536 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 10,284 |
| Total interest expense | $648,000 | 10,359 |
| Net interest income | $1,093,000 | 10,093 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $213,000 | 8,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $814,000 | 10,182 |
| Salaries and employee benefits | $442,000 | 9,895 |
| Premises and equipment expense | $69,000 | 10,998 |
| Additional noninterest expense | $303,000 | 9,934 |
| Pre-tax net operating income | $492,000 | 8,712 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $181,000 | 7,689 |
| Income before extraordinary items | $290,000 | 9,255 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $290,000 | 9,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $564,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $303,440 | 9,180 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 10,608 |
| Total interest expense | $699,000 | 10,592 |
| Net interest income | $1,090,000 | 10,443 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $181,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $980,000 | 9,822 |
| Salaries and employee benefits | $396,000 | 10,677 |
| Premises and equipment expense | $68,000 | 11,579 |
| Additional noninterest expense | $516,000 | 8,061 |
| Pre-tax net operating income | $285,000 | 10,361 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $89,000 | 10,008 |
| Income before extraordinary items | $196,000 | 10,705 |
| Extraordinary gains, net | $5,000 | 3,059 |
| Net income | $201,000 | 10,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $54,000 | 7,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $196,000 | 10,483 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 11,110 |
| Total interest expense | $806,000 | 11,305 |
| Net interest income | $1,089,000 | 10,734 |
| Provision for loan and lease losses | $63,000 | 8,454 |
| Total noninterest income | $183,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $705,000 | 11,497 |
| Salaries and employee benefits | $324,000 | 11,746 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $313,000 | 10,647 |
| Pre-tax net operating income | $504,000 | 8,384 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $161,000 | 8,355 |
| Income before extraordinary items | $345,000 | 8,772 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $345,000 | 8,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $420,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $343,640 | 8,423 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.