Union Planters Bank of Mississippi, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$41,491,000821
Total interest expense$17,864,000914
Net interest income$23,627,000772
Provision for loan and lease losses$1,475,000739
Total noninterest income$5,774,000834
Gross Fiduciary activities income$942,000488
Service charges on deposit accounts$3,533,000377
Trading account gains and fees$0239
Additional Noninterest Income$1,299,0001,470
Total noninterest expense$15,433,000914
Salaries and employee benefits$7,869,000844
Premises and equipment expense$2,037,000978
Additional noninterest expense$5,527,000899
Pre-tax net operating income$12,493,000669
Securities gains (losses)$-41,00010,594
Applicable income taxes$3,934,000737
Income before extraordinary items$8,518,000671
Extraordinary gains, net$044
Net income$8,518,000671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,352,000650
Cash dividends$8,849,000402
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$8,545,880650
1996-12-31 (YTD Data)Rank
Total interest income$47,036,000773
Total interest expense$20,730,000825
Net interest income$26,306,000719
Provision for loan and lease losses$705,0001,318
Total noninterest income$6,703,000767
Gross Fiduciary activities income$1,075,000488
Service charges on deposit accounts$4,002,000379
Trading account gains and fees$0262
Additional Noninterest Income$1,626,0001,339
Total noninterest expense$20,187,000783
Salaries and employee benefits$8,907,000785
Premises and equipment expense$2,364,000921
Additional noninterest expense$8,916,000731
Pre-tax net operating income$12,117,000670
Securities gains (losses)$-105,00011,221
Applicable income taxes$3,886,000713
Income before extraordinary items$8,126,000687
Extraordinary gains, net$053
Net income$8,126,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,390,000728
Cash dividends$8,857,000465
Sale, conversion, retirement of capital stock, net$0953
Net operating income$8,197,400670
1995-12-31 (YTD Data)Rank
Total interest income$117,700,000397
Total interest expense$49,037,000459
Net interest income$68,663,000348
Provision for loan and lease losses$3,309,000412
Total noninterest income$21,112,000381
Gross Fiduciary activities income$1,279,000474
Service charges on deposit accounts$11,601,000199
Trading account gains and fees$50,000325
Additional Noninterest Income$8,182,000488
Total noninterest expense$53,245,000376
Salaries and employee benefits$26,653,000325
Premises and equipment expense$7,845,000351
Additional noninterest expense$18,747,000450
Pre-tax net operating income$33,221,000330
Securities gains (losses)$-197,00011,670
Applicable income taxes$11,280,000347
Income before extraordinary items$21,744,000334
Extraordinary gains, net$065
Net income$21,744,000333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,559,000492
Cash dividends$55,661,000118
Sale, conversion, retirement of capital stock, net$0809
Net operating income$21,874,020325
1994-12-31 (YTD Data)Rank
Total interest income$140,720,000314
Total interest expense$51,700,000363
Net interest income$89,020,000287
Provision for loan and lease losses$2,060,000565
Total noninterest income$25,426,000338
Gross Fiduciary activities income$1,283,000465
Service charges on deposit accounts$14,052,000171
Trading account gains and fees$0475
Additional Noninterest Income$10,091,000414
Total noninterest expense$98,572,000248
Salaries and employee benefits$45,964,000204
Premises and equipment expense$12,509,000242
Additional noninterest expense$40,099,000269
Pre-tax net operating income$13,814,000612
Securities gains (losses)$63,0001,013
Applicable income taxes$3,039,000864
Income before extraordinary items$10,838,000521
Extraordinary gains, net$0249
Net income$10,838,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,993,000294
Cash dividends$6,050,000490
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$10,788,860533
1993-12-31 (YTD Data)Rank
Total interest income$129,008,000326
Total interest expense$48,991,000365
Net interest income$80,017,000302
Provision for loan and lease losses$5,257,000424
Total noninterest income$24,617,000343
Gross Fiduciary activities income$1,086,000526
Service charges on deposit accounts$13,487,000175
Trading account gains and fees$183,000235
Additional Noninterest Income$9,861,000436
Total noninterest expense$74,050,000313
Salaries and employee benefits$39,458,000224
Premises and equipment expense$11,515,000256
Additional noninterest expense$23,077,000420
Pre-tax net operating income$25,327,000337
Securities gains (losses)$-438,00013,243
Applicable income taxes$7,414,000397
Income before extraordinary items$17,475,000344
Extraordinary gains, net$374,000592
Net income$17,849,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,867,000580
Cash dividends$4,900,000497
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$17,781,600321
1992-12-31 (YTD Data)Rank
Total interest income$112,252,000403
Total interest expense$48,701,000447
Net interest income$63,551,000366
Provision for loan and lease losses$6,398,000515
Total noninterest income$17,957,000413
Gross Fiduciary activities income$1,171,000511
Service charges on deposit accounts$10,338,000202
Trading account gains and fees$0504
Additional Noninterest Income$6,448,000566
Total noninterest expense$58,523,000359
Salaries and employee benefits$30,999,000268
Premises and equipment expense$8,946,000320
Additional noninterest expense$18,578,000479
Pre-tax net operating income$16,587,000405
Securities gains (losses)$310,0001,508
Applicable income taxes$3,110,000750
Income before extraordinary items$13,787,000373
Extraordinary gains, net$01,422
Net income$13,787,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,677,000795
Cash dividends$4,800,000397
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$13,532,800346

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.