Home > Union Planters Bank of Kentucky > Income and Expense
Union Planters Bank of Kentucky, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $112,945,000 | 356 |
| Total interest expense | $56,956,000 | 347 |
| Net interest income | $55,989,000 | 372 |
| Provision for loan and lease losses | $13,165,000 | 186 |
| Total noninterest income | $10,771,000 | 573 |
| Gross Fiduciary activities income | $1,640,000 | 354 |
| Service charges on deposit accounts | $5,223,000 | 268 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,908,000 | 760 |
| Total noninterest expense | $51,902,000 | 334 |
| Salaries and employee benefits | $25,676,000 | 303 |
| Premises and equipment expense | $8,874,000 | 273 |
| Additional noninterest expense | $17,352,000 | 385 |
| Pre-tax net operating income | $1,693,000 | 3,810 |
| Securities gains (losses) | $-63,000 | 10,380 |
| Applicable income taxes | $2,289,000 | 1,098 |
| Income before extraordinary items | $-659,000 | 10,291 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-659,000 | 10,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,540,000 | 164 |
| Cash dividends | $48,000,000 | 148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-618,680 | 10,254 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $104,629,000 | 394 |
| Total interest expense | $52,681,000 | 375 |
| Net interest income | $51,948,000 | 400 |
| Provision for loan and lease losses | $4,600,000 | 336 |
| Total noninterest income | $10,031,000 | 573 |
| Gross Fiduciary activities income | $1,529,000 | 373 |
| Service charges on deposit accounts | $4,774,000 | 293 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,728,000 | 741 |
| Total noninterest expense | $34,462,000 | 465 |
| Salaries and employee benefits | $15,989,000 | 435 |
| Premises and equipment expense | $4,252,000 | 517 |
| Additional noninterest expense | $14,221,000 | 431 |
| Pre-tax net operating income | $22,917,000 | 410 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $7,493,000 | 451 |
| Income before extraordinary items | $15,424,000 | 421 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $15,424,000 | 421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,268,000 | 366 |
| Cash dividends | $11,500,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $15,424,000 | 403 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $93,869,000 | 458 |
| Total interest expense | $45,986,000 | 452 |
| Net interest income | $47,883,000 | 447 |
| Provision for loan and lease losses | $2,450,000 | 529 |
| Total noninterest income | $8,191,000 | 672 |
| Gross Fiduciary activities income | $1,363,000 | 435 |
| Service charges on deposit accounts | $3,710,000 | 403 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,118,000 | 863 |
| Total noninterest expense | $29,311,000 | 573 |
| Salaries and employee benefits | $14,453,000 | 497 |
| Premises and equipment expense | $3,519,000 | 634 |
| Additional noninterest expense | $11,339,000 | 605 |
| Pre-tax net operating income | $24,313,000 | 400 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $7,659,000 | 431 |
| Income before extraordinary items | $16,650,000 | 392 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $16,650,000 | 393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,530,000 | 679 |
| Cash dividends | $9,100,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $16,652,720 | 387 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $86,326,000 | 504 |
| Total interest expense | $43,966,000 | 492 |
| Net interest income | $42,360,000 | 513 |
| Provision for loan and lease losses | $2,095,000 | 556 |
| Total noninterest income | $7,512,000 | 729 |
| Gross Fiduciary activities income | $1,253,000 | 482 |
| Service charges on deposit accounts | $3,527,000 | 434 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,732,000 | 938 |
| Total noninterest expense | $28,451,000 | 601 |
| Salaries and employee benefits | $14,134,000 | 513 |
| Premises and equipment expense | $3,289,000 | 695 |
| Additional noninterest expense | $11,028,000 | 633 |
| Pre-tax net operating income | $19,326,000 | 494 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $5,731,000 | 558 |
| Income before extraordinary items | $13,601,000 | 478 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $13,601,000 | 479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $974,000 | 896 |
| Cash dividends | $5,050,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $13,596,800 | 475 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $63,756,000 | 564 |
| Total interest expense | $28,319,000 | 552 |
| Net interest income | $35,437,000 | 580 |
| Provision for loan and lease losses | $1,531,000 | 704 |
| Total noninterest income | $5,905,000 | 823 |
| Gross Fiduciary activities income | $1,199,000 | 480 |
| Service charges on deposit accounts | $3,162,000 | 460 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,544,000 | 1,352 |
| Total noninterest expense | $23,882,000 | 702 |
| Salaries and employee benefits | $11,431,000 | 628 |
| Premises and equipment expense | $2,505,000 | 873 |
| Additional noninterest expense | $9,946,000 | 704 |
| Pre-tax net operating income | $15,929,000 | 547 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $4,474,000 | 623 |
| Income before extraordinary items | $11,461,000 | 504 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $11,461,000 | 502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,183 |
| Cash dividends | $8,500,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $11,456,680 | 509 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $35,463,000 | 919 |
| Total interest expense | $15,590,000 | 899 |
| Net interest income | $19,873,000 | 933 |
| Provision for loan and lease losses | $1,524,000 | 988 |
| Total noninterest income | $4,002,000 | 1,169 |
| Gross Fiduciary activities income | $1,099,000 | 523 |
| Service charges on deposit accounts | $1,551,000 | 838 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,352,000 | 1,670 |
| Total noninterest expense | $13,021,000 | 1,191 |
| Salaries and employee benefits | $6,803,000 | 1,004 |
| Premises and equipment expense | $1,418,000 | 1,503 |
| Additional noninterest expense | $4,800,000 | 1,315 |
| Pre-tax net operating income | $9,330,000 | 789 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $2,213,000 | 1,103 |
| Income before extraordinary items | $7,143,000 | 733 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,143,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,396 |
| Cash dividends | $2,750,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,123,240 | 682 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $36,191,000 | 1,019 |
| Total interest expense | $17,984,000 | 1,004 |
| Net interest income | $18,207,000 | 1,017 |
| Provision for loan and lease losses | $2,118,000 | 1,109 |
| Total noninterest income | $3,311,000 | 1,318 |
| Gross Fiduciary activities income | $953,000 | 566 |
| Service charges on deposit accounts | $1,511,000 | 867 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $847,000 | 2,234 |
| Total noninterest expense | $11,811,000 | 1,340 |
| Salaries and employee benefits | $5,800,000 | 1,151 |
| Premises and equipment expense | $1,348,000 | 1,577 |
| Additional noninterest expense | $4,663,000 | 1,412 |
| Pre-tax net operating income | $7,589,000 | 853 |
| Securities gains (losses) | $453,000 | 1,162 |
| Applicable income taxes | $1,888,000 | 1,180 |
| Income before extraordinary items | $6,154,000 | 774 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,154,000 | 777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,062,000 | 939 |
| Cash dividends | $1,800,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,805,190 | 743 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.