Union Planters Bank of East Tennessee, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$32,993,0001,038
Total interest expense$16,046,0001,016
Net interest income$16,947,0001,039
Provision for loan and lease losses$1,154,000878
Total noninterest income$4,460,0001,000
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,428,000542
Trading account gains and fees$0239
Additional Noninterest Income$2,032,0001,089
Total noninterest expense$13,509,0001,011
Salaries and employee benefits$5,262,0001,253
Premises and equipment expense$2,611,000781
Additional noninterest expense$5,636,000887
Pre-tax net operating income$6,744,0001,176
Securities gains (losses)$-2,0009,246
Applicable income taxes$2,447,0001,114
Income before extraordinary items$4,295,0001,269
Extraordinary gains, net$044
Net income$4,295,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,573
Cash dividends$5,530,000579
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,296,2801,241
1996-12-31 (YTD Data)Rank
Total interest income$32,771,0001,056
Total interest expense$16,346,0001,019
Net interest income$16,425,0001,106
Provision for loan and lease losses$09,041
Total noninterest income$3,217,0001,286
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,227,000612
Trading account gains and fees$0262
Additional Noninterest Income$990,0001,834
Total noninterest expense$13,842,0001,077
Salaries and employee benefits$5,060,0001,325
Premises and equipment expense$2,513,000871
Additional noninterest expense$6,269,000964
Pre-tax net operating income$5,800,0001,239
Securities gains (losses)$-75,00011,139
Applicable income taxes$1,524,0001,575
Income before extraordinary items$4,201,0001,202
Extraordinary gains, net$053
Net income$4,201,0001,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,940
Cash dividends$11,096,000399
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,255,7501,168
1995-12-31 (YTD Data)Rank
Total interest income$33,778,0001,047
Total interest expense$17,246,000992
Net interest income$16,532,0001,113
Provision for loan and lease losses$-1,000,00011,926
Total noninterest income$3,644,0001,190
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,116,000649
Trading account gains and fees$0522
Additional Noninterest Income$1,528,0001,366
Total noninterest expense$13,391,0001,113
Salaries and employee benefits$5,124,0001,300
Premises and equipment expense$2,568,000858
Additional noninterest expense$5,699,0001,011
Pre-tax net operating income$7,785,000999
Securities gains (losses)$2,0003,270
Applicable income taxes$2,904,000944
Income before extraordinary items$4,883,0001,087
Extraordinary gains, net$065
Net income$4,883,0001,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,039,000866
Cash dividends$3,186,000884
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,881,7201,071
1994-12-31 (YTD Data)Rank
Total interest income$8,169,0003,668
Total interest expense$3,296,0003,640
Net interest income$4,873,0003,649
Provision for loan and lease losses$09,146
Total noninterest income$813,0003,671
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$501,0002,743
Trading account gains and fees$0475
Additional Noninterest Income$312,0003,976
Total noninterest expense$5,907,0002,379
Salaries and employee benefits$2,173,0003,046
Premises and equipment expense$1,091,0001,873
Additional noninterest expense$2,643,0002,044
Pre-tax net operating income$-221,00012,275
Securities gains (losses)$-230,00012,000
Applicable income taxes$-201,00012,391
Income before extraordinary items$-250,00012,251
Extraordinary gains, net$0249
Net income$-250,00012,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-352,00012,498
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$18,100,00069
Net operating income$-102,80012,176

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.