Home > Union Planters Bank of Chattanooga > Income and Expense
Union Planters Bank of Chattanooga, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,723,000 | 3,325 |
| Total interest expense | $3,883,000 | 3,786 |
| Net interest income | $5,840,000 | 2,988 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $1,484,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,005,000 | 1,276 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $479,000 | 2,909 |
| Total noninterest expense | $4,510,000 | 2,812 |
| Salaries and employee benefits | $2,011,000 | 3,289 |
| Premises and equipment expense | $898,000 | 2,179 |
| Additional noninterest expense | $1,601,000 | 2,565 |
| Pre-tax net operating income | $2,634,000 | 2,785 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $981,000 | 2,474 |
| Income before extraordinary items | $1,653,000 | 3,072 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,653,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,153 |
| Cash dividends | $1,161,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,653,000 | 3,012 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,885,000 | 3,311 |
| Total interest expense | $3,966,000 | 3,735 |
| Net interest income | $5,919,000 | 2,993 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $1,331,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,089,000 | 1,228 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $242,000 | 4,626 |
| Total noninterest expense | $4,614,000 | 2,949 |
| Salaries and employee benefits | $1,860,000 | 3,569 |
| Premises and equipment expense | $818,000 | 2,396 |
| Additional noninterest expense | $1,936,000 | 2,534 |
| Pre-tax net operating income | $2,456,000 | 2,814 |
| Securities gains (losses) | $26,000 | 1,793 |
| Applicable income taxes | $871,000 | 2,646 |
| Income before extraordinary items | $1,611,000 | 2,988 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,611,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,498 |
| Cash dividends | $1,717,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,594,100 | 2,983 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,631,000 | 3,393 |
| Total interest expense | $3,945,000 | 3,723 |
| Net interest income | $5,686,000 | 3,133 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $1,261,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,193,000 | 1,116 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $4,300,000 | 3,116 |
| Salaries and employee benefits | $1,871,000 | 3,522 |
| Premises and equipment expense | $829,000 | 2,410 |
| Additional noninterest expense | $1,600,000 | 2,924 |
| Pre-tax net operating income | $2,522,000 | 2,817 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $899,000 | 2,602 |
| Income before extraordinary items | $1,623,000 | 3,020 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,623,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,097 |
| Cash dividends | $1,729,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,623,000 | 2,993 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 6,695 |
| Total interest expense | $1,461,000 | 7,008 |
| Net interest income | $2,538,000 | 6,396 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $505,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $459,000 | 3,002 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $2,135,000 | 5,884 |
| Salaries and employee benefits | $893,000 | 6,688 |
| Premises and equipment expense | $472,000 | 3,993 |
| Additional noninterest expense | $770,000 | 5,880 |
| Pre-tax net operating income | $908,000 | 6,356 |
| Securities gains (losses) | $-56,000 | 11,122 |
| Applicable income taxes | $295,000 | 5,938 |
| Income before extraordinary items | $557,000 | 6,853 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $557,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $4,330,000 | 195 |
| Net operating income | $593,400 | 6,655 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.