Home > Union Planters Bank of Central Mississippi > Income and Expense
Union Planters Bank of Central Mississippi, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $47,846,000 | 726 |
| Total interest expense | $20,415,000 | 814 |
| Net interest income | $27,431,000 | 659 |
| Provision for loan and lease losses | $1,279,000 | 817 |
| Total noninterest income | $6,646,000 | 759 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $5,709,000 | 255 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $937,000 | 1,821 |
| Total noninterest expense | $21,646,000 | 695 |
| Salaries and employee benefits | $9,563,000 | 721 |
| Premises and equipment expense | $3,021,000 | 686 |
| Additional noninterest expense | $9,062,000 | 630 |
| Pre-tax net operating income | $11,152,000 | 741 |
| Securities gains (losses) | $-137,000 | 10,806 |
| Applicable income taxes | $3,546,000 | 810 |
| Income before extraordinary items | $7,469,000 | 758 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,469,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,550,000 | 592 |
| Cash dividends | $4,418,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,562,160 | 728 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $46,806,000 | 774 |
| Total interest expense | $19,047,000 | 884 |
| Net interest income | $27,759,000 | 695 |
| Provision for loan and lease losses | $1,902,000 | 644 |
| Total noninterest income | $11,349,000 | 546 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $4,829,000 | 322 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,520,000 | 546 |
| Total noninterest expense | $23,405,000 | 693 |
| Salaries and employee benefits | $9,826,000 | 713 |
| Premises and equipment expense | $1,838,000 | 1,138 |
| Additional noninterest expense | $11,741,000 | 591 |
| Pre-tax net operating income | $13,801,000 | 601 |
| Securities gains (losses) | $165,000 | 756 |
| Applicable income taxes | $4,714,000 | 621 |
| Income before extraordinary items | $9,252,000 | 626 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,252,000 | 626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,995,000 | 450 |
| Cash dividends | $8,663,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $9,143,100 | 616 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,058,000 | 2,093 |
| Total interest expense | $6,704,000 | 2,319 |
| Net interest income | $9,354,000 | 1,916 |
| Provision for loan and lease losses | $1,017,000 | 926 |
| Total noninterest income | $2,187,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,723,000 | 769 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $464,000 | 3,015 |
| Total noninterest expense | $8,796,000 | 1,617 |
| Salaries and employee benefits | $3,643,000 | 1,820 |
| Premises and equipment expense | $604,000 | 3,195 |
| Additional noninterest expense | $4,549,000 | 1,205 |
| Pre-tax net operating income | $1,728,000 | 3,983 |
| Securities gains (losses) | $-138,000 | 11,597 |
| Applicable income taxes | $373,000 | 5,189 |
| Income before extraordinary items | $1,217,000 | 3,914 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,217,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,074,000 | 847 |
| Cash dividends | $424,000 | 3,722 |
| Sale, conversion, retirement of capital stock, net | $39,400,000 | 13 |
| Net operating income | $1,323,260 | 3,599 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.