Home > Union Planters Bank of Central Arkansas > Income and Expense
Union Planters Bank of Central Arkansas, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,412,000 | 4,289 |
| Total interest expense | $3,170,000 | 4,486 |
| Net interest income | $4,242,000 | 4,029 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $1,018,000 | 3,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $676,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,635 |
| Total noninterest expense | $2,831,000 | 4,292 |
| Salaries and employee benefits | $1,426,000 | 4,434 |
| Premises and equipment expense | $400,000 | 4,453 |
| Additional noninterest expense | $1,005,000 | 3,884 |
| Pre-tax net operating income | $2,339,000 | 3,083 |
| Securities gains (losses) | $-20,000 | 10,368 |
| Applicable income taxes | $917,000 | 2,618 |
| Income before extraordinary items | $1,402,000 | 3,565 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,402,000 | 3,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,507 |
| Cash dividends | $1,438,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,414,800 | 3,459 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 4,521 |
| Total interest expense | $3,061,000 | 4,702 |
| Net interest income | $4,050,000 | 4,272 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $957,000 | 3,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $670,000 | 2,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,181 |
| Total noninterest expense | $2,595,000 | 4,851 |
| Salaries and employee benefits | $1,251,000 | 5,014 |
| Premises and equipment expense | $343,000 | 5,078 |
| Additional noninterest expense | $1,001,000 | 4,405 |
| Pre-tax net operating income | $2,322,000 | 3,009 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $924,000 | 2,515 |
| Income before extraordinary items | $1,415,000 | 3,372 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,415,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $1,380,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,404,120 | 3,358 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,822,000 | 4,666 |
| Total interest expense | $2,994,000 | 4,771 |
| Net interest income | $3,828,000 | 4,476 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $872,000 | 3,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $706,000 | 1,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,679 |
| Total noninterest expense | $2,559,000 | 4,897 |
| Salaries and employee benefits | $1,307,000 | 4,837 |
| Premises and equipment expense | $310,000 | 5,489 |
| Additional noninterest expense | $942,000 | 4,581 |
| Pre-tax net operating income | $2,141,000 | 3,281 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $842,000 | 2,764 |
| Income before extraordinary items | $1,302,000 | 3,681 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,302,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,770 |
| Cash dividends | $2,248,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,300,080 | 3,661 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 7,025 |
| Total interest expense | $1,433,000 | 7,097 |
| Net interest income | $2,296,000 | 6,867 |
| Provision for loan and lease losses | $98,000 | 4,627 |
| Total noninterest income | $365,000 | 6,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $1,644,000 | 7,154 |
| Salaries and employee benefits | $818,000 | 7,102 |
| Premises and equipment expense | $215,000 | 7,137 |
| Additional noninterest expense | $611,000 | 6,958 |
| Pre-tax net operating income | $919,000 | 6,304 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $343,000 | 5,350 |
| Income before extraordinary items | $561,000 | 6,827 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $561,000 | 6,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $740,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $570,600 | 6,811 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 7,658 |
| Total interest expense | $1,399,000 | 7,544 |
| Net interest income | $2,010,000 | 7,643 |
| Provision for loan and lease losses | $128,000 | 5,054 |
| Total noninterest income | $372,000 | 6,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 6,023 |
| Total noninterest expense | $1,229,000 | 8,779 |
| Salaries and employee benefits | $688,000 | 8,079 |
| Premises and equipment expense | $127,000 | 9,576 |
| Additional noninterest expense | $414,000 | 9,111 |
| Pre-tax net operating income | $1,025,000 | 5,798 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $363,000 | 5,359 |
| Income before extraordinary items | $666,000 | 6,315 |
| Extraordinary gains, net | $68,000 | 1,931 |
| Net income | $734,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $39,000 | 8,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $663,400 | 6,097 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 8,009 |
| Total interest expense | $1,663,000 | 8,002 |
| Net interest income | $1,963,000 | 7,857 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $277,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $1,042,000 | 9,790 |
| Salaries and employee benefits | $568,000 | 9,103 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $347,000 | 10,227 |
| Pre-tax net operating income | $1,120,000 | 5,184 |
| Securities gains (losses) | $76,000 | 3,457 |
| Applicable income taxes | $481,000 | 4,117 |
| Income before extraordinary items | $715,000 | 5,826 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $715,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $79,000 | 7,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $666,360 | 5,777 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.