Home > Union Planters Bank of Alabama > Income and Expense
Union Planters Bank of Alabama, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $35,944,000 | 956 |
| Total interest expense | $18,360,000 | 896 |
| Net interest income | $17,584,000 | 1,005 |
| Provision for loan and lease losses | $680,000 | 1,358 |
| Total noninterest income | $3,382,000 | 1,193 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,466,000 | 536 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $916,000 | 1,837 |
| Total noninterest expense | $12,092,000 | 1,101 |
| Salaries and employee benefits | $6,006,000 | 1,092 |
| Premises and equipment expense | $2,721,000 | 749 |
| Additional noninterest expense | $3,365,000 | 1,302 |
| Pre-tax net operating income | $8,194,000 | 1,005 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $2,985,000 | 935 |
| Income before extraordinary items | $5,204,000 | 1,055 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,204,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,038,000 | 785 |
| Cash dividends | $6,086,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,207,200 | 1,027 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $36,971,000 | 949 |
| Total interest expense | $19,794,000 | 851 |
| Net interest income | $17,177,000 | 1,051 |
| Provision for loan and lease losses | $3,450,000 | 423 |
| Total noninterest income | $3,022,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,194,000 | 625 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $828,000 | 2,060 |
| Total noninterest expense | $20,197,000 | 782 |
| Salaries and employee benefits | $7,567,000 | 903 |
| Premises and equipment expense | $2,723,000 | 799 |
| Additional noninterest expense | $9,907,000 | 682 |
| Pre-tax net operating income | $-3,448,000 | 11,431 |
| Securities gains (losses) | $-1,020,000 | 11,402 |
| Applicable income taxes | $-1,635,000 | 11,407 |
| Income before extraordinary items | $-2,833,000 | 11,414 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-2,833,000 | 11,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,310,000 | 762 |
| Cash dividends | $3,374,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 606 |
| Net operating income | $-2,180,200 | 11,394 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,110,000 | 3,578 |
| Total interest expense | $5,382,000 | 2,843 |
| Net interest income | $3,728,000 | 4,609 |
| Provision for loan and lease losses | $250,000 | 2,552 |
| Total noninterest income | $496,000 | 5,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $496,000 | 2,892 |
| Total noninterest expense | $3,301,000 | 3,948 |
| Salaries and employee benefits | $1,533,000 | 4,205 |
| Premises and equipment expense | $616,000 | 3,144 |
| Additional noninterest expense | $1,152,000 | 3,884 |
| Pre-tax net operating income | $673,000 | 7,453 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $213,000 | 7,202 |
| Income before extraordinary items | $450,000 | 7,644 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $450,000 | 7,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,460 |
| Cash dividends | $217,000 | 5,288 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $456,800 | 7,557 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,399,000 | 3,573 |
| Total interest expense | $4,235,000 | 2,891 |
| Net interest income | $4,164,000 | 4,227 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $635,000 | 4,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $635,000 | 2,486 |
| Total noninterest expense | $3,198,000 | 4,175 |
| Salaries and employee benefits | $1,545,000 | 4,176 |
| Premises and equipment expense | $617,000 | 3,183 |
| Additional noninterest expense | $1,036,000 | 4,582 |
| Pre-tax net operating income | $1,421,000 | 4,618 |
| Securities gains (losses) | $71,000 | 951 |
| Applicable income taxes | $503,000 | 4,037 |
| Income before extraordinary items | $989,000 | 4,584 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $989,000 | 4,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,525 |
| Cash dividends | $216,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $942,140 | 4,777 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,782,000 | 3,499 |
| Total interest expense | $4,560,000 | 2,827 |
| Net interest income | $4,222,000 | 4,189 |
| Provision for loan and lease losses | $366,000 | 2,608 |
| Total noninterest income | $662,000 | 4,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $662,000 | 2,695 |
| Total noninterest expense | $3,159,000 | 4,311 |
| Salaries and employee benefits | $1,482,000 | 4,323 |
| Premises and equipment expense | $651,000 | 3,073 |
| Additional noninterest expense | $1,026,000 | 4,810 |
| Pre-tax net operating income | $1,359,000 | 4,700 |
| Securities gains (losses) | $-43,000 | 13,064 |
| Applicable income taxes | $387,000 | 5,129 |
| Income before extraordinary items | $929,000 | 4,973 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $929,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,061 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,134 |
| Net operating income | $959,530 | 4,606 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,857,000 | 3,537 |
| Total interest expense | $5,837,000 | 2,859 |
| Net interest income | $4,020,000 | 4,420 |
| Provision for loan and lease losses | $260,000 | 4,489 |
| Total noninterest income | $528,000 | 5,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $528,000 | 3,074 |
| Total noninterest expense | $2,846,000 | 4,750 |
| Salaries and employee benefits | $1,321,000 | 4,755 |
| Premises and equipment expense | $560,000 | 3,593 |
| Additional noninterest expense | $965,000 | 5,204 |
| Pre-tax net operating income | $1,442,000 | 4,190 |
| Securities gains (losses) | $-77,000 | 13,746 |
| Applicable income taxes | $532,000 | 3,789 |
| Income before extraordinary items | $833,000 | 5,204 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $833,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 6,521 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $882,280 | 4,698 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.