Home > Union Planters Bank > Income and Expense

Union Planters Bank, Income and Expense

2005-03-31 (YTD Data)		Rank
Total interest income	$355,639,000	47
Total interest expense	$96,695,000	63
Net interest income	$258,944,000	43
Provision for loan and lease losses	$8,239,000	69
Total noninterest income	$154,045,000	49
Gross Fiduciary activities income	$6,122,000	68
Service charges on deposit accounts	$55,007,000	23
Trading account gains and fees	$1,277,000	55
Additional Noninterest Income	$91,639,000	52
Total noninterest expense	$251,695,000	46
Salaries and employee benefits	$137,192,000	33
Premises and equipment expense	$35,952,000	40
Additional noninterest expense	$78,551,000	56
Pre-tax net operating income	$153,055,000	51
Securities gains (losses)	$-9,380,000	8,923
Applicable income taxes	$49,177,000	55
Income before extraordinary items	$94,498,000	55
Extraordinary gains, net	$0	24
Net income	$94,498,000	55
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,909,000	63
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$100,688,800	51
2004-12-31 (YTD Data)		Rank
Total interest income	$703,514,000	78
Total interest expense	$158,603,000	104
Net interest income	$544,911,000	72
Provision for loan and lease losses	$52,022,000	60
Total noninterest income	$226,465,000	96
Gross Fiduciary activities income	$12,392,000	93
Service charges on deposit accounts	$123,632,000	35
Trading account gains and fees	$1,940,000	60
Additional Noninterest Income	$88,501,000	122
Total noninterest expense	$540,608,000	68
Salaries and employee benefits	$287,382,000	54
Premises and equipment expense	$65,134,000	64
Additional noninterest expense	$188,092,000	79
Pre-tax net operating income	$178,746,000	111
Securities gains (losses)	$32,635,000	26
Applicable income taxes	$71,488,000	105
Income before extraordinary items	$139,893,000	112
Extraordinary gains, net	$0	34
Net income	$139,893,000	114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,815,000	63
Cash dividends	$43,498,000	139
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$118,353,900	114
2004-09-30 (YTD Data)		Rank
Total interest income	$352,970,000	111
Total interest expense	$74,764,000	131
Net interest income	$278,206,000	101
Provision for loan and lease losses	$30,406,000	76
Total noninterest income	$96,395,000	142
Gross Fiduciary activities income	$6,203,000	116
Service charges on deposit accounts	$63,543,000	52
Trading account gains and fees	$3,626,000	50
Additional Noninterest Income	$23,023,000	230
Total noninterest expense	$256,615,000	96
Salaries and employee benefits	$135,544,000	83
Premises and equipment expense	$33,138,000	83
Additional noninterest expense	$87,933,000	112
Pre-tax net operating income	$87,580,000	151
Securities gains (losses)	$32,513,000	25
Applicable income taxes	$39,362,000	130
Income before extraordinary items	$80,731,000	127
Extraordinary gains, net	$0	26
Net income	$80,731,000	128
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,766,000	77
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$58,947,290	146
2004-06-30 (YTD Data)		Rank
Total interest income	$719,506,000	44
Total interest expense	$173,978,000	56
Net interest income	$545,528,000	44
Provision for loan and lease losses	$180,554,000	17
Total noninterest income	$272,157,000	55
Gross Fiduciary activities income	$13,401,000	69
Service charges on deposit accounts	$110,320,000	27
Trading account gains and fees	$3,887,000	42
Additional Noninterest Income	$144,549,000	67
Total noninterest expense	$533,353,000	46
Salaries and employee benefits	$281,358,000	33
Premises and equipment expense	$91,268,000	26
Additional noninterest expense	$160,727,000	61
Pre-tax net operating income	$103,778,000	108
Securities gains (losses)	$32,790,000	25
Applicable income taxes	$32,113,000	122
Income before extraordinary items	$104,455,000	85
Extraordinary gains, net	$0	21
Net income	$104,455,000	87
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,237,000	18
Cash dividends	$107,210,000	50
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$79,534,600	99
2004-03-31 (YTD Data)		Rank
Total interest income	$361,045,000	43
Total interest expense	$87,226,000	56
Net interest income	$273,819,000	41
Provision for loan and lease losses	$62,772,000	21
Total noninterest income	$138,192,000	53
Gross Fiduciary activities income	$6,697,000	69
Service charges on deposit accounts	$55,366,000	26
Trading account gains and fees	$2,025,000	45
Additional Noninterest Income	$74,104,000	63
Total noninterest expense	$262,007,000	47
Salaries and employee benefits	$138,595,000	33
Premises and equipment expense	$45,905,000	26
Additional noninterest expense	$77,507,000	62
Pre-tax net operating income	$87,232,000	72
Securities gains (losses)	$31,852,000	19
Applicable income taxes	$43,677,000	65
Income before extraordinary items	$75,407,000	68
Extraordinary gains, net	$0	16
Net income	$75,407,000	69
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,836,000	21
Cash dividends	$107,065,000	26
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$55,021,720	75
2003-12-31 (YTD Data)		Rank
Total interest income	$1,637,835,000	42
Total interest expense	$414,717,000	50
Net interest income	$1,223,118,000	39
Provision for loan and lease losses	$181,168,000	33
Total noninterest income	$740,593,000	50
Gross Fiduciary activities income	$22,972,000	73
Service charges on deposit accounts	$236,124,000	25
Trading account gains and fees	$5,566,000	54
Additional Noninterest Income	$475,931,000	49
Total noninterest expense	$1,095,114,000	44
Salaries and employee benefits	$561,860,000	35
Premises and equipment expense	$183,149,000	27
Additional noninterest expense	$350,105,000	54
Pre-tax net operating income	$687,429,000	47
Securities gains (losses)	$8,206,000	125
Applicable income taxes	$181,071,000	57
Income before extraordinary items	$514,564,000	44
Extraordinary gains, net	$0	54
Net income	$514,564,000	44
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,272,000	33
Cash dividends	$529,069,000	31
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$508,491,560	43
2003-09-30 (YTD Data)		Rank
Total interest income	$1,267,548,000	41
Total interest expense	$326,800,000	48
Net interest income	$940,748,000	37
Provision for loan and lease losses	$133,273,000	36
Total noninterest income	$556,290,000	49
Gross Fiduciary activities income	$17,163,000	75
Service charges on deposit accounts	$174,810,000	25
Trading account gains and fees	$3,967,000	52
Additional Noninterest Income	$360,350,000	49
Total noninterest expense	$819,691,000	44
Salaries and employee benefits	$423,510,000	35
Premises and equipment expense	$137,509,000	27
Additional noninterest expense	$258,672,000	55
Pre-tax net operating income	$544,074,000	45
Securities gains (losses)	$3,023,000	205
Applicable income taxes	$134,441,000	57
Income before extraordinary items	$412,656,000	42
Extraordinary gains, net	$0	40
Net income	$412,656,000	42
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,186,000	34
Cash dividends	$399,069,000	28
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$410,388,750	41
2003-06-30 (YTD Data)		Rank
Total interest income	$863,595,000	41
Total interest expense	$230,308,000	46
Net interest income	$633,287,000	36
Provision for loan and lease losses	$94,306,000	33
Total noninterest income	$290,878,000	55
Gross Fiduciary activities income	$11,349,000	75
Service charges on deposit accounts	$114,537,000	23
Trading account gains and fees	$2,559,000	53
Additional Noninterest Income	$162,433,000	62
Total noninterest expense	$540,788,000	45
Salaries and employee benefits	$278,278,000	35
Premises and equipment expense	$91,937,000	28
Additional noninterest expense	$170,573,000	55
Pre-tax net operating income	$289,071,000	51
Securities gains (losses)	$65,311,000	25
Applicable income taxes	$77,132,000	62
Income before extraordinary items	$277,250,000	40
Extraordinary gains, net	$0	30
Net income	$277,250,000	40
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,375,000	31
Cash dividends	$263,069,000	25
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$226,307,420	47
2003-03-31 (YTD Data)		Rank
Total interest income	$431,235,000	40
Total interest expense	$113,150,000	46
Net interest income	$318,085,000	37
Provision for loan and lease losses	$48,318,000	32
Total noninterest income	$127,205,000	56
Gross Fiduciary activities income	$5,855,000	77
Service charges on deposit accounts	$57,066,000	21
Trading account gains and fees	$1,108,000	53
Additional Noninterest Income	$63,176,000	70
Total noninterest expense	$264,159,000	41
Salaries and employee benefits	$138,602,000	34
Premises and equipment expense	$45,659,000	26
Additional noninterest expense	$79,898,000	52
Pre-tax net operating income	$132,813,000	54
Securities gains (losses)	$18,956,000	35
Applicable income taxes	$12,823,000	130
Income before extraordinary items	$138,946,000	41
Extraordinary gains, net	$0	21
Net income	$138,946,000	41
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,318,000	31
Cash dividends	$200,079,000	15
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$121,506,480	43
2002-12-31 (YTD Data)		Rank
Total interest income	$1,881,838,000	39
Total interest expense	$556,459,000	40
Net interest income	$1,325,379,000	35
Provision for loan and lease losses	$196,874,000	36
Total noninterest income	$704,116,000	47
Gross Fiduciary activities income	$23,741,000	74
Service charges on deposit accounts	$229,600,000	20
Trading account gains and fees	$5,456,000	45
Additional Noninterest Income	$445,319,000	48
Total noninterest expense	$1,055,172,000	40
Salaries and employee benefits	$543,016,000	33
Premises and equipment expense	$185,013,000	25
Additional noninterest expense	$327,143,000	58
Pre-tax net operating income	$777,449,000	39
Securities gains (losses)	$22,467,000	58
Applicable income taxes	$255,508,000	42
Income before extraordinary items	$544,408,000	39
Extraordinary gains, net	$0	70
Net income	$544,408,000	39
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,900,000	37
Cash dividends	$620,000,000	20
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$529,130,440	38
2001-12-31 (YTD Data)		Rank
Total interest income	$2,288,859,000	37
Total interest expense	$1,016,251,000	37
Net interest income	$1,272,608,000	35
Provision for loan and lease losses	$130,353,000	54
Total noninterest income	$690,533,000	42
Gross Fiduciary activities income	$21,778,000	77
Service charges on deposit accounts	$215,408,000	19
Trading account gains and fees	$8,120,000	43
Additional Noninterest Income	$445,227,000	49
Total noninterest expense	$1,158,224,000	37
Salaries and employee benefits	$535,312,000	31
Premises and equipment expense	$190,063,000	25
Additional noninterest expense	$432,849,000	48
Pre-tax net operating income	$674,564,000	35
Securities gains (losses)	$8,645,000	97
Applicable income taxes	$234,870,000	36
Income before extraordinary items	$448,339,000	39
Extraordinary gains, net	$0	105
Net income	$448,339,000	39
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,732,000	52
Cash dividends	$267,050,000	38
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$442,633,300	36
2000-12-31 (YTD Data)		Rank
Total interest income	$2,496,947,000	36
Total interest expense	$1,268,384,000	36
Net interest income	$1,228,563,000	29
Provision for loan and lease losses	$76,962,000	68
Total noninterest income	$551,084,000	56
Gross Fiduciary activities income	$26,638,000	71
Service charges on deposit accounts	$180,122,000	23
Trading account gains and fees	$5,944,000	46
Additional Noninterest Income	$338,380,000	56
Total noninterest expense	$1,088,238,000	40
Salaries and employee benefits	$507,089,000	34
Premises and equipment expense	$176,480,000	28
Additional noninterest expense	$404,669,000	52
Pre-tax net operating income	$614,447,000	40
Securities gains (losses)	$505,000	264
Applicable income taxes	$203,328,000	42
Income before extraordinary items	$411,624,000	40
Extraordinary gains, net	$0	38
Net income	$411,624,000	40
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,485,000	54
Cash dividends	$292,125,000	35
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$411,285,650	41
1999-12-31 (YTD Data)		Rank
Total interest income	$2,254,542,000	28
Total interest expense	$1,009,948,000	35
Net interest income	$1,244,594,000	25
Provision for loan and lease losses	$73,797,000	55
Total noninterest income	$507,565,000	52
Gross Fiduciary activities income	$24,149,000	87
Service charges on deposit accounts	$167,288,000	21
Trading account gains and fees	$4,342,000	56
Additional Noninterest Income	$311,786,000	60
Total noninterest expense	$1,058,345,000	35
Salaries and employee benefits	$497,100,000	32
Premises and equipment expense	$167,851,000	28
Additional noninterest expense	$393,394,000	42
Pre-tax net operating income	$620,017,000	39
Securities gains (losses)	$592,000	308
Applicable income taxes	$210,875,000	41
Income before extraordinary items	$409,734,000	41
Extraordinary gains, net	$0	35
Net income	$409,734,000	41
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,273,000	44
Cash dividends	$427,090,000	24
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$409,343,280	41
1998-12-31 (YTD Data)		Rank
Total interest income	$1,984,190,000	31
Total interest expense	$945,463,000	32
Net interest income	$1,038,727,000	31
Provision for loan and lease losses	$167,292,000	33
Total noninterest income	$532,969,000	41
Gross Fiduciary activities income	$22,307,000	92
Service charges on deposit accounts	$139,006,000	21
Trading account gains and fees	$5,467,000	56
Additional Noninterest Income	$366,189,000	46
Total noninterest expense	$985,917,000	32
Salaries and employee benefits	$440,287,000	28
Premises and equipment expense	$139,124,000	28
Additional noninterest expense	$406,506,000	40
Pre-tax net operating income	$418,487,000	48
Securities gains (losses)	$-15,422,000	10,461
Applicable income taxes	$150,828,000	45
Income before extraordinary items	$252,237,000	55
Extraordinary gains, net	$0	32
Net income	$252,237,000	55
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,119,000	33
Cash dividends	$131,911,000	63
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$262,107,080	50
1997-12-31 (YTD Data)		Rank
Total interest income	$440,344,000	138
Total interest expense	$214,631,000	133
Net interest income	$225,713,000	131
Provision for loan and lease losses	$61,140,000	68
Total noninterest income	$144,598,000	112
Gross Fiduciary activities income	$5,878,000	180
Service charges on deposit accounts	$19,242,000	118
Trading account gains and fees	$6,094,000	47
Additional Noninterest Income	$113,384,000	100
Total noninterest expense	$181,090,000	145
Salaries and employee benefits	$58,092,000	159
Premises and equipment expense	$16,224,000	179
Additional noninterest expense	$106,774,000	129
Pre-tax net operating income	$128,081,000	117
Securities gains (losses)	$180,000	756
Applicable income taxes	$46,509,000	124
Income before extraordinary items	$81,752,000	127
Extraordinary gains, net	$0	44
Net income	$81,752,000	127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,924,000	72
Cash dividends	$15,810,000	272
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$81,636,800	121
1996-12-31 (YTD Data)		Rank
Total interest income	$436,962,000	149
Total interest expense	$229,392,000	138
Net interest income	$207,570,000	152
Provision for loan and lease losses	$40,199,000	88
Total noninterest income	$124,294,000	129
Gross Fiduciary activities income	$6,090,000	198
Service charges on deposit accounts	$17,087,000	141
Trading account gains and fees	$5,714,000	48
Additional Noninterest Income	$95,403,000	113
Total noninterest expense	$248,516,000	126
Salaries and employee benefits	$68,189,000	151
Premises and equipment expense	$17,850,000	186
Additional noninterest expense	$162,477,000	91
Pre-tax net operating income	$43,149,000	268
Securities gains (losses)	$5,367,000	72
Applicable income taxes	$15,819,000	267
Income before extraordinary items	$32,697,000	246
Extraordinary gains, net	$0	53
Net income	$32,697,000	246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,256,000	101
Cash dividends	$7,365,000	526
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$29,101,110	262
1995-12-31 (YTD Data)		Rank
Total interest income	$153,078,000	325
Total interest expense	$76,144,000	334
Net interest income	$76,934,000	322
Provision for loan and lease losses	$10,350,000	178
Total noninterest income	$62,546,000	202
Gross Fiduciary activities income	$5,395,000	223
Service charges on deposit accounts	$10,634,000	212
Trading account gains and fees	$9,805,000	45
Additional Noninterest Income	$36,712,000	193
Total noninterest expense	$81,981,000	290
Salaries and employee benefits	$31,698,000	287
Premises and equipment expense	$8,828,000	326
Additional noninterest expense	$41,455,000	269
Pre-tax net operating income	$47,149,000	268
Securities gains (losses)	$118,000	888
Applicable income taxes	$14,744,000	283
Income before extraordinary items	$32,523,000	261
Extraordinary gains, net	$0	65
Net income	$32,523,000	260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,242,000	218
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$32,441,580	257
1994-12-31 (YTD Data)		Rank
Total interest income	$173,217,000	285
Total interest expense	$79,166,000	262
Net interest income	$94,051,000	278
Provision for loan and lease losses	$-2,640,000	12,564
Total noninterest income	$44,868,000	237
Gross Fiduciary activities income	$5,212,000	220
Service charges on deposit accounts	$11,392,000	201
Trading account gains and fees	$3,996,000	59
Additional Noninterest Income	$24,268,000	242
Total noninterest expense	$113,405,000	219
Salaries and employee benefits	$35,491,000	258
Premises and equipment expense	$12,222,000	249
Additional noninterest expense	$65,692,000	186
Pre-tax net operating income	$28,154,000	349
Securities gains (losses)	$-12,894,000	12,580
Applicable income taxes	$1,279,000	1,784
Income before extraordinary items	$13,981,000	435
Extraordinary gains, net	$0	249
Net income	$13,981,000	434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-948,000	12,574
Cash dividends	$98,000,000	61
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$25,843,480	288
1993-12-31 (YTD Data)		Rank
Total interest income	$203,422,000	230
Total interest expense	$82,167,000	237
Net interest income	$121,255,000	229
Provision for loan and lease losses	$4,473,000	472
Total noninterest income	$52,467,000	206
Gross Fiduciary activities income	$5,048,000	223
Service charges on deposit accounts	$13,791,000	170
Trading account gains and fees	$8,829,000	47
Additional Noninterest Income	$24,799,000	230
Total noninterest expense	$123,060,000	211
Salaries and employee benefits	$49,445,000	185
Premises and equipment expense	$18,560,000	177
Additional noninterest expense	$55,055,000	219
Pre-tax net operating income	$46,189,000	227
Securities gains (losses)	$2,860,000	245
Applicable income taxes	$12,748,000	260
Income before extraordinary items	$36,301,000	207
Extraordinary gains, net	$-744,000	13,192
Net income	$35,557,000	217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,084,000	710
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$34,184,600	204
1992-12-31 (YTD Data)		Rank
Total interest income	$207,150,000	246
Total interest expense	$90,376,000	274
Net interest income	$116,774,000	223
Provision for loan and lease losses	$15,520,000	263
Total noninterest income	$54,093,000	188
Gross Fiduciary activities income	$4,544,000	231
Service charges on deposit accounts	$12,175,000	178
Trading account gains and fees	$10,246,000	39
Additional Noninterest Income	$27,128,000	215
Total noninterest expense	$131,157,000	191
Salaries and employee benefits	$46,119,000	192
Premises and equipment expense	$17,297,000	186
Additional noninterest expense	$67,741,000	179
Pre-tax net operating income	$24,190,000	293
Securities gains (losses)	$11,627,000	101
Applicable income taxes	$8,749,000	305
Income before extraordinary items	$27,068,000	219
Extraordinary gains, net	$0	1,422
Net income	$27,068,000	219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,842,000	251
Cash dividends	$1,298,000	1,242
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$18,231,480	264

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.