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Union Planters Bank, Net charge- offs to loans

2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1934%1,627
Percentage Net Loans Charged-off: Total real estate loans0.2077%488
Percentage Net Loans Charged-off:Construction & development-0.0050%7,719
Percentage Net Loans Charged-off: Commercial real estate0.3645%204
Percentage Net Loans Charged-off: Multi-family residential-0.1217%6,246
Percentage Net Loans Charged-off: 1-4 family residential0.2385%532
Percentage Net Loans Charged-off: Home equity loans0.1299%204
All other 1-4 family - Percent of loans charged-off, net0.2929%463
Percentage Net Loans Charged-off: Commercial and industrial-0.0926%7,425
Percentage Net Loans Charged-off: Loans to individuals0.5903%2,310
Percentage Net Loans Charged-off: Credit card loans1,073.8255%1
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7877%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2145%2,599
Percentage Net Loans Charged-off: Total real estate loans0.1072%1,524
Percentage Net Loans Charged-off:Construction & development0.0507%591
Percentage Net Loans Charged-off: Commercial real estate0.1982%797
Percentage Net Loans Charged-off: Multi-family residential-0.0367%6,413
Percentage Net Loans Charged-off: 1-4 family residential0.0888%1,700
Percentage Net Loans Charged-off: Home equity loans0.1119%391
All other 1-4 family - Percent of loans charged-off, net0.0775%1,784
Percentage Net Loans Charged-off: Commercial and industrial0.3300%2,608
Percentage Net Loans Charged-off: Loans to individuals0.5764%3,471
Percentage Net Loans Charged-off: Credit card loans60.4731%16
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7675%665
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1648%2,694
Percentage Net Loans Charged-off: Total real estate loans0.1050%1,289
Percentage Net Loans Charged-off:Construction & development0.0665%456
Percentage Net Loans Charged-off: Commercial real estate0.1808%622
Percentage Net Loans Charged-off: Multi-family residential0.0605%121
Percentage Net Loans Charged-off: 1-4 family residential0.1116%1,272
Percentage Net Loans Charged-off: Home equity loans0.0751%369
All other 1-4 family - Percent of loans charged-off, net0.1291%1,148
Percentage Net Loans Charged-off: Commercial and industrial0.2126%2,556
Percentage Net Loans Charged-off: Loans to individuals0.2826%4,484
Percentage Net Loans Charged-off: Credit card loans33.1226%29
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6360%632
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8045%195
Percentage Net Loans Charged-off: Total real estate loans0.9242%134
Percentage Net Loans Charged-off:Construction & development0.5761%162
Percentage Net Loans Charged-off: Commercial real estate0.8134%215
Percentage Net Loans Charged-off: Multi-family residential0.7357%56
Percentage Net Loans Charged-off: 1-4 family residential1.6291%72
Percentage Net Loans Charged-off: Home equity loans0.4038%139
All other 1-4 family - Percent of loans charged-off, net2.2148%50
Percentage Net Loans Charged-off: Commercial and industrial5.0719%194
Percentage Net Loans Charged-off: Loans to individuals0.5959%2,889
Percentage Net Loans Charged-off: Credit card loans26.2241%34
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5131%354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4788%284
Percentage Net Loans Charged-off: Total real estate loans1.0901%123
Percentage Net Loans Charged-off:Construction & development0.2274%182
Percentage Net Loans Charged-off: Commercial real estate0.5425%197
Percentage Net Loans Charged-off: Multi-family residential0.2571%49
Percentage Net Loans Charged-off: 1-4 family residential2.5732%38
Percentage Net Loans Charged-off: Home equity loans0.3085%126
All other 1-4 family - Percent of loans charged-off, net3.6404%24
Percentage Net Loans Charged-off: Commercial and industrial3.0500%349
Percentage Net Loans Charged-off: Loans to individuals0.5769%2,709
Percentage Net Loans Charged-off: Credit card loans14.5797%76
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1970%355
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8283%772
Percentage Net Loans Charged-off: Total real estate loans0.4118%493
Percentage Net Loans Charged-off:Construction & development0.4035%351
Percentage Net Loans Charged-off: Commercial real estate0.1732%885
Percentage Net Loans Charged-off: Multi-family residential0.4751%93
Percentage Net Loans Charged-off: 1-4 family residential0.5854%372
Percentage Net Loans Charged-off: Home equity loans0.3261%213
All other 1-4 family - Percent of loans charged-off, net0.6601%330
Percentage Net Loans Charged-off: Commercial and industrial2.0578%876
Percentage Net Loans Charged-off: Loans to individuals1.3255%1,634
Percentage Net Loans Charged-off: Credit card loans88.0503%14
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5122%972
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8166%676
Percentage Net Loans Charged-off: Total real estate loans0.3823%465
Percentage Net Loans Charged-off:Construction & development0.4961%259
Percentage Net Loans Charged-off: Commercial real estate0.1508%762
Percentage Net Loans Charged-off: Multi-family residential0.4280%68
Percentage Net Loans Charged-off: 1-4 family residential0.5241%360
Percentage Net Loans Charged-off: Home equity loans0.3142%185
All other 1-4 family - Percent of loans charged-off, net0.5789%337
Percentage Net Loans Charged-off: Commercial and industrial2.0838%724
Percentage Net Loans Charged-off: Loans to individuals1.3056%1,527
Percentage Net Loans Charged-off: Credit card loans88.8383%12
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6861%761
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8065%723
Percentage Net Loans Charged-off: Total real estate loans0.3584%501
Percentage Net Loans Charged-off:Construction & development0.4316%239
Percentage Net Loans Charged-off: Commercial real estate0.1142%674
Percentage Net Loans Charged-off: Multi-family residential0.5770%48
Percentage Net Loans Charged-off: 1-4 family residential0.4786%402
Percentage Net Loans Charged-off: Home equity loans0.3151%167
All other 1-4 family - Percent of loans charged-off, net0.5185%378
Percentage Net Loans Charged-off: Commercial and industrial2.1685%712
Percentage Net Loans Charged-off: Loans to individuals1.3918%1,409
Percentage Net Loans Charged-off: Credit card loans171.4280%11
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2577%963
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7787%667
Percentage Net Loans Charged-off: Total real estate loans0.3198%496
Percentage Net Loans Charged-off:Construction & development0.2662%201
Percentage Net Loans Charged-off: Commercial real estate0.1249%424
Percentage Net Loans Charged-off: Multi-family residential0.7443%24
Percentage Net Loans Charged-off: 1-4 family residential0.4306%388
Percentage Net Loans Charged-off: Home equity loans0.1840%154
All other 1-4 family - Percent of loans charged-off, net0.4903%357
Percentage Net Loans Charged-off: Commercial and industrial1.9473%604
Percentage Net Loans Charged-off: Loans to individuals1.4913%1,296
Percentage Net Loans Charged-off: Credit card loans3.4954%638
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0602%439
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7681%1,003
Percentage Net Loans Charged-off: Total real estate loans0.3600%634
Percentage Net Loans Charged-off:Construction & development0.1450%564
Percentage Net Loans Charged-off: Commercial real estate0.2586%742
Percentage Net Loans Charged-off: Multi-family residential0.3935%99
Percentage Net Loans Charged-off: 1-4 family residential0.4938%442
Percentage Net Loans Charged-off: Home equity loans0.2136%291
All other 1-4 family - Percent of loans charged-off, net0.5461%397
Percentage Net Loans Charged-off: Commercial and industrial1.8656%1,127
Percentage Net Loans Charged-off: Loans to individuals1.1921%1,929
Percentage Net Loans Charged-off: Credit card loans-2.9418%2,960
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7726%835
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5184%1,563
Percentage Net Loans Charged-off: Total real estate loans0.2753%725
Percentage Net Loans Charged-off:Construction & development0.0865%603
Percentage Net Loans Charged-off: Commercial real estate0.1447%835
Percentage Net Loans Charged-off: Multi-family residential0.0482%153
Percentage Net Loans Charged-off: 1-4 family residential0.4280%443
Percentage Net Loans Charged-off: Home equity loans0.1425%362
All other 1-4 family - Percent of loans charged-off, net0.4603%420
Percentage Net Loans Charged-off: Commercial and industrial0.9461%1,879
Percentage Net Loans Charged-off: Loans to individuals1.1729%1,833
Percentage Net Loans Charged-off: Credit card loans0.6807%1,875
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3887%1,112
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3538%1,921
Percentage Net Loans Charged-off: Total real estate loans0.0722%329
Percentage Net Loans Charged-off:Construction & development0.0620%168
Percentage Net Loans Charged-off: Commercial real estate-0.0506%1,417
Percentage Net Loans Charged-off: Multi-family residential-0.0615%1,386
Percentage Net Loans Charged-off: 1-4 family residential0.1580%165
Percentage Net Loans Charged-off: Home equity loans0.1246%190
All other 1-4 family - Percent of loans charged-off, net0.1610%165
Percentage Net Loans Charged-off: Commercial and industrial0.7568%323
Percentage Net Loans Charged-off: Loans to individuals1.0770%376
Percentage Net Loans Charged-off: Credit card loans2.9257%323
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2666%221
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4635%1,493
Percentage Net Loans Charged-off: Total real estate loans0.1782%146
Percentage Net Loans Charged-off:Construction & development0.1970%93
Percentage Net Loans Charged-off: Commercial real estate0.2866%96
Percentage Net Loans Charged-off: Multi-family residential0.0186%101
Percentage Net Loans Charged-off: 1-4 family residential0.1405%211
Percentage Net Loans Charged-off: Home equity loans0.2022%141
All other 1-4 family - Percent of loans charged-off, net0.1354%217
Percentage Net Loans Charged-off: Commercial and industrial0.9631%226
Percentage Net Loans Charged-off: Loans to individuals1.0038%443
Percentage Net Loans Charged-off: Credit card loans2.2122%497
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5820%126
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0129%472
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9151%683
Percentage Net Loans Charged-off: Total real estate loans0.1792%157
Percentage Net Loans Charged-off:Construction & development0.3306%68
Percentage Net Loans Charged-off: Commercial real estate0.1688%184
Percentage Net Loans Charged-off: Multi-family residential0.7548%34
Percentage Net Loans Charged-off: 1-4 family residential0.1210%249
Percentage Net Loans Charged-off: Home equity loans0.0888%250
All other 1-4 family - Percent of loans charged-off, net0.1232%221
Percentage Net Loans Charged-off: Commercial and industrial1.4508%113
Percentage Net Loans Charged-off: Loans to individuals3.6133%107
Percentage Net Loans Charged-off: Credit card loans9.9594%44
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5179%143
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6616%473
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2732%450
Percentage Net Loans Charged-off: Total real estate loans0.0165%778
Percentage Net Loans Charged-off:Construction & development0.0172%223
Percentage Net Loans Charged-off: Commercial real estate0.0481%347
Percentage Net Loans Charged-off: Multi-family residential-0.1271%1,331
Percentage Net Loans Charged-off: 1-4 family residential0.0180%785
Percentage Net Loans Charged-off: Home equity loans0.0777%286
All other 1-4 family - Percent of loans charged-off, net0.0159%752
Percentage Net Loans Charged-off: Commercial and industrial-0.0728%1,240
Percentage Net Loans Charged-off: Loans to individuals6.7413%31
Percentage Net Loans Charged-off: Credit card loans8.2510%71
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5981%1,288
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8919%848
Percentage Net Loans Charged-off: Total real estate loans0.0321%700
Percentage Net Loans Charged-off:Construction & development0.0178%257
Percentage Net Loans Charged-off: Commercial real estate0.3342%203
Percentage Net Loans Charged-off: Multi-family residential-0.1488%1,380
Percentage Net Loans Charged-off: 1-4 family residential0.0156%820
Percentage Net Loans Charged-off: Home equity loans0.0583%316
All other 1-4 family - Percent of loans charged-off, net0.0140%793
Percentage Net Loans Charged-off: Commercial and industrial-0.0464%1,215
Percentage Net Loans Charged-off: Loans to individuals4.3866%70
Percentage Net Loans Charged-off: Credit card loans5.4912%146
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5860%46
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7136%1,072
Percentage Net Loans Charged-off: Total real estate loans-0.1404%1,502
Percentage Net Loans Charged-off:Construction & development-0.5212%1,416
Percentage Net Loans Charged-off: Commercial real estate-0.3753%1,461
Percentage Net Loans Charged-off: Multi-family residential-0.0320%1,326
Percentage Net Loans Charged-off: 1-4 family residential0.0229%736
Percentage Net Loans Charged-off: Home equity loans0.0067%394
All other 1-4 family - Percent of loans charged-off, net0.0254%678
Percentage Net Loans Charged-off: Commercial and industrial-0.8506%1,381
Percentage Net Loans Charged-off: Loans to individuals2.6462%99
Percentage Net Loans Charged-off: Credit card loans3.3965%239
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0357%1,204
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0762%11,217
Percentage Net Loans Charged-off: Total real estate loans-0.0428%1,353
Percentage Net Loans Charged-off:Construction & development0.4247%198
Percentage Net Loans Charged-off: Commercial real estate-0.2407%1,395
Percentage Net Loans Charged-off: Multi-family residential-0.4612%1,381
Percentage Net Loans Charged-off: 1-4 family residential0.0638%522
Percentage Net Loans Charged-off: Home equity loans0.2519%136
All other 1-4 family - Percent of loans charged-off, net0.0339%645
Percentage Net Loans Charged-off: Commercial and industrial-0.8451%1,329
Percentage Net Loans Charged-off: Loans to individuals0.7378%423
Percentage Net Loans Charged-off: Credit card loans1.1032%700
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0894%1,164
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2334%507
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1591%6,011
Percentage Net Loans Charged-off: Total real estate loans0.1778%597
Percentage Net Loans Charged-off:Construction & development-0.0808%1,349
Percentage Net Loans Charged-off: Commercial real estate0.5612%374
Percentage Net Loans Charged-off: Multi-family residential-0.2578%1,398
Percentage Net Loans Charged-off: 1-4 family residential0.0197%909
Percentage Net Loans Charged-off: Home equity loans0.0581%358
All other 1-4 family - Percent of loans charged-off, net0.0129%918
Percentage Net Loans Charged-off: Commercial and industrial-0.2370%1,289
Percentage Net Loans Charged-off: Loans to individuals0.7096%551
Percentage Net Loans Charged-off: Credit card loans1.6771%582
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0454%1,155
Percentage Net Loans Charged-off:Coml. RE not secured by RE-2.3111%525
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2023%1,636
Percentage Net Loans Charged-off: Total real estate loans0.7373%339
Percentage Net Loans Charged-off:Construction & development0.6635%432
Percentage Net Loans Charged-off: Commercial real estate1.3819%315
Percentage Net Loans Charged-off: Multi-family residential5.4120%66
Percentage Net Loans Charged-off: 1-4 family residential0.3307%260
Percentage Net Loans Charged-off: Home equity loans0.2112%223
All other 1-4 family - Percent of loans charged-off, net0.3503%259
Percentage Net Loans Charged-off: Commercial and industrial6.3436%102
Percentage Net Loans Charged-off: Loans to individuals1.3715%416
Percentage Net Loans Charged-off: Credit card loans2.2797%561
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-4.2311%1,280
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.0423%55