Home > Union National Community Bank > Income and Expense
Union National Community Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 1,473 |
| Total interest expense | $1,400,000 | 1,203 |
| Net interest income | $3,578,000 | 1,556 |
| Provision for loan and lease losses | $295,000 | 2,039 |
| Total noninterest income | $989,000 | 1,220 |
| Gross Fiduciary activities income | $19,000 | 886 |
| Service charges on deposit accounts | $370,000 | 969 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $600,000 | 1,181 |
| Total noninterest expense | $4,085,000 | 1,223 |
| Salaries and employee benefits | $1,828,000 | 1,384 |
| Premises and equipment expense | $621,000 | 1,048 |
| Additional noninterest expense | $1,636,000 | 1,088 |
| Pre-tax net operating income | $187,000 | 4,349 |
| Securities gains (losses) | $18,000 | 1,128 |
| Applicable income taxes | $-44,000 | 7,175 |
| Income before extraordinary items | $249,000 | 3,597 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $249,000 | 3,596 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $249,000 | 3,596 |
| Net charge-offs | $563,000 | 1,243 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $231,000 | 3,661 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,609,000 | 1,412 |
| Total interest expense | $7,415,000 | 1,116 |
| Net interest income | $14,194,000 | 1,574 |
| Provision for loan and lease losses | $3,335,000 | 1,505 |
| Total noninterest income | $4,656,000 | 1,145 |
| Gross Fiduciary activities income | $160,000 | 797 |
| Service charges on deposit accounts | $1,847,000 | 819 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,649,000 | 1,149 |
| Total noninterest expense | $17,232,000 | 1,174 |
| Salaries and employee benefits | $7,101,000 | 1,386 |
| Premises and equipment expense | $2,517,000 | 1,029 |
| Additional noninterest expense | $7,614,000 | 972 |
| Pre-tax net operating income | $-1,717,000 | 6,700 |
| Securities gains (losses) | $-696,000 | 7,471 |
| Applicable income taxes | $-1,059,000 | 7,326 |
| Income before extraordinary items | $-1,354,000 | 6,707 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,354,000 | 6,707 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,354,000 | 6,708 |
| Net charge-offs | $2,667,000 | 1,571 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-908,560 | 6,513 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,307,000 | 1,439 |
| Total interest expense | $5,872,000 | 1,091 |
| Net interest income | $10,435,000 | 1,627 |
| Provision for loan and lease losses | $1,546,000 | 1,934 |
| Total noninterest income | $3,403,000 | 1,153 |
| Gross Fiduciary activities income | $131,000 | 778 |
| Service charges on deposit accounts | $1,415,000 | 816 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,857,000 | 1,166 |
| Total noninterest expense | $12,719,000 | 1,183 |
| Salaries and employee benefits | $5,198,000 | 1,428 |
| Premises and equipment expense | $1,867,000 | 1,053 |
| Additional noninterest expense | $5,654,000 | 950 |
| Pre-tax net operating income | $-427,000 | 6,501 |
| Securities gains (losses) | $-723,000 | 7,624 |
| Applicable income taxes | $-596,000 | 7,397 |
| Income before extraordinary items | $-554,000 | 6,692 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-554,000 | 6,693 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-554,000 | 6,693 |
| Net charge-offs | $1,063,000 | 2,121 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-91,280 | 6,189 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,996,000 | 1,437 |
| Total interest expense | $4,175,000 | 1,073 |
| Net interest income | $6,821,000 | 1,655 |
| Provision for loan and lease losses | $1,124,000 | 1,823 |
| Total noninterest income | $2,269,000 | 1,123 |
| Gross Fiduciary activities income | $88,000 | 782 |
| Service charges on deposit accounts | $956,000 | 810 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,225,000 | 1,129 |
| Total noninterest expense | $8,171,000 | 1,218 |
| Salaries and employee benefits | $3,461,000 | 1,426 |
| Premises and equipment expense | $1,264,000 | 1,056 |
| Additional noninterest expense | $3,446,000 | 1,029 |
| Pre-tax net operating income | $-205,000 | 6,441 |
| Securities gains (losses) | $-1,195,000 | 7,754 |
| Applicable income taxes | $-592,000 | 7,511 |
| Income before extraordinary items | $-808,000 | 7,012 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-808,000 | 7,012 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-808,000 | 7,012 |
| Net charge-offs | $993,000 | 1,733 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-43,200 | 6,211 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 1,470 |
| Total interest expense | $2,183,000 | 1,077 |
| Net interest income | $3,337,000 | 1,703 |
| Provision for loan and lease losses | $496,000 | 1,854 |
| Total noninterest income | $1,103,000 | 1,129 |
| Gross Fiduciary activities income | $47,000 | 779 |
| Service charges on deposit accounts | $458,000 | 855 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $598,000 | 1,130 |
| Total noninterest expense | $3,961,000 | 1,263 |
| Salaries and employee benefits | $1,798,000 | 1,392 |
| Premises and equipment expense | $641,000 | 1,068 |
| Additional noninterest expense | $1,522,000 | 1,163 |
| Pre-tax net operating income | $-17,000 | 6,361 |
| Securities gains (losses) | $76,000 | 916 |
| Applicable income taxes | $-35,000 | 7,263 |
| Income before extraordinary items | $94,000 | 5,066 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $94,000 | 5,067 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $94,000 | 5,066 |
| Net charge-offs | $359,000 | 1,866 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $18,000 | 6,045 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,743,000 | 1,450 |
| Total interest expense | $10,879,000 | 1,089 |
| Net interest income | $12,864,000 | 1,735 |
| Provision for loan and lease losses | $2,627,000 | 2,123 |
| Total noninterest income | $4,759,000 | 1,146 |
| Gross Fiduciary activities income | $180,000 | 781 |
| Service charges on deposit accounts | $2,158,000 | 796 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,421,000 | 1,202 |
| Total noninterest expense | $16,170,000 | 1,279 |
| Salaries and employee benefits | $7,033,000 | 1,435 |
| Premises and equipment expense | $2,502,000 | 1,090 |
| Additional noninterest expense | $6,635,000 | 1,163 |
| Pre-tax net operating income | $-1,174,000 | 6,320 |
| Securities gains (losses) | $375,000 | 1,059 |
| Applicable income taxes | $-557,000 | 7,078 |
| Income before extraordinary items | $-242,000 | 5,862 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-242,000 | 5,861 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-242,000 | 5,861 |
| Net charge-offs | $1,127,000 | 2,727 |
| Cash dividends | $397,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $742,000 | 474 |
| Net operating income | $-482,000 | 6,064 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,085,000 | 1,452 |
| Total interest expense | $8,492,000 | 1,101 |
| Net interest income | $9,593,000 | 1,745 |
| Provision for loan and lease losses | $1,446,000 | 2,271 |
| Total noninterest income | $3,485,000 | 1,180 |
| Gross Fiduciary activities income | $132,000 | 784 |
| Service charges on deposit accounts | $1,601,000 | 801 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,752,000 | 1,262 |
| Total noninterest expense | $12,209,000 | 1,261 |
| Salaries and employee benefits | $5,297,000 | 1,448 |
| Premises and equipment expense | $1,907,000 | 1,083 |
| Additional noninterest expense | $5,005,000 | 1,123 |
| Pre-tax net operating income | $-577,000 | 6,387 |
| Securities gains (losses) | $360,000 | 872 |
| Applicable income taxes | $-304,000 | 7,205 |
| Income before extraordinary items | $87,000 | 5,373 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $87,000 | 5,373 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $87,000 | 5,373 |
| Net charge-offs | $1,006,000 | 2,198 |
| Cash dividends | $187,000 | 3,144 |
| Sale, conversion, retirement of capital stock, net | $742,000 | 381 |
| Net operating income | $-143,400 | 6,016 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,036,000 | 1,486 |
| Total interest expense | $5,894,000 | 1,113 |
| Net interest income | $6,142,000 | 1,812 |
| Provision for loan and lease losses | $924,000 | 2,169 |
| Total noninterest income | $2,286,000 | 1,204 |
| Gross Fiduciary activities income | $93,000 | 784 |
| Service charges on deposit accounts | $1,013,000 | 825 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,180,000 | 1,281 |
| Total noninterest expense | $8,219,000 | 1,273 |
| Salaries and employee benefits | $3,617,000 | 1,434 |
| Premises and equipment expense | $1,307,000 | 1,077 |
| Additional noninterest expense | $3,295,000 | 1,166 |
| Pre-tax net operating income | $-715,000 | 6,826 |
| Securities gains (losses) | $132,000 | 1,284 |
| Applicable income taxes | $-347,000 | 7,467 |
| Income before extraordinary items | $-236,000 | 6,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-236,000 | 6,443 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-236,000 | 6,443 |
| Net charge-offs | $918,000 | 1,710 |
| Cash dividends | $187,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 849 |
| Net operating income | $-320,480 | 6,553 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 1,504 |
| Total interest expense | $3,054,000 | 1,126 |
| Net interest income | $2,989,000 | 1,853 |
| Provision for loan and lease losses | $313,000 | 2,248 |
| Total noninterest income | $1,047,000 | 1,231 |
| Gross Fiduciary activities income | $46,000 | 791 |
| Service charges on deposit accounts | $473,000 | 867 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $528,000 | 1,342 |
| Total noninterest expense | $3,954,000 | 1,268 |
| Salaries and employee benefits | $1,946,000 | 1,328 |
| Premises and equipment expense | $724,000 | 991 |
| Additional noninterest expense | $1,284,000 | 1,280 |
| Pre-tax net operating income | $-231,000 | 6,941 |
| Securities gains (losses) | $-428,000 | 8,096 |
| Applicable income taxes | $-267,000 | 7,768 |
| Income before extraordinary items | $-392,000 | 7,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-392,000 | 7,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-392,000 | 7,332 |
| Net charge-offs | $352,000 | 1,645 |
| Cash dividends | $187,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-118,080 | 6,761 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $28,142,000 | 1,376 |
| Total interest expense | $12,906,000 | 1,262 |
| Net interest income | $15,236,000 | 1,471 |
| Provision for loan and lease losses | $1,027,000 | 2,672 |
| Total noninterest income | $4,845,000 | 1,087 |
| Gross Fiduciary activities income | $309,000 | 678 |
| Service charges on deposit accounts | $1,950,000 | 907 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,586,000 | 1,089 |
| Total noninterest expense | $16,913,000 | 1,159 |
| Salaries and employee benefits | $7,676,000 | 1,317 |
| Premises and equipment expense | $2,645,000 | 1,051 |
| Additional noninterest expense | $6,592,000 | 966 |
| Pre-tax net operating income | $2,141,000 | 2,325 |
| Securities gains (losses) | $-1,086,000 | 7,767 |
| Applicable income taxes | $86,000 | 3,499 |
| Income before extraordinary items | $969,000 | 3,340 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $969,000 | 3,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 3,340 |
| Cash dividends | $518,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $1,585,000 | 357 |
| Net operating income | $1,968,120 | 2,144 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,383,000 | 1,389 |
| Total interest expense | $9,934,000 | 1,279 |
| Net interest income | $11,449,000 | 1,481 |
| Provision for loan and lease losses | $326,000 | 3,411 |
| Total noninterest income | $3,675,000 | 1,117 |
| Gross Fiduciary activities income | $200,000 | 719 |
| Service charges on deposit accounts | $1,450,000 | 920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,025,000 | 1,099 |
| Total noninterest expense | $12,622,000 | 1,155 |
| Salaries and employee benefits | $5,716,000 | 1,360 |
| Premises and equipment expense | $1,986,000 | 1,057 |
| Additional noninterest expense | $4,920,000 | 928 |
| Pre-tax net operating income | $2,176,000 | 2,168 |
| Securities gains (losses) | $110,000 | 905 |
| Applicable income taxes | $569,000 | 1,743 |
| Income before extraordinary items | $1,717,000 | 2,049 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,717,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,778 |
| Cash dividends | $383,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $1,588,000 | 249 |
| Net operating income | $1,634,500 | 2,262 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,352,000 | 1,399 |
| Total interest expense | $6,893,000 | 1,271 |
| Net interest income | $7,459,000 | 1,500 |
| Provision for loan and lease losses | $279,000 | 2,662 |
| Total noninterest income | $2,445,000 | 1,131 |
| Gross Fiduciary activities income | $158,000 | 687 |
| Service charges on deposit accounts | $946,000 | 922 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,341,000 | 1,146 |
| Total noninterest expense | $8,490,000 | 1,142 |
| Salaries and employee benefits | $3,809,000 | 1,370 |
| Premises and equipment expense | $1,345,000 | 1,035 |
| Additional noninterest expense | $3,336,000 | 890 |
| Pre-tax net operating income | $1,135,000 | 2,698 |
| Securities gains (losses) | $147,000 | 747 |
| Applicable income taxes | $299,000 | 2,217 |
| Income before extraordinary items | $983,000 | 2,611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $983,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,771 |
| Cash dividends | $353,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $1,509,000 | 178 |
| Net operating income | $869,810 | 2,821 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,328,000 | 1,403 |
| Total interest expense | $3,711,000 | 1,266 |
| Net interest income | $3,617,000 | 1,537 |
| Provision for loan and lease losses | $140,000 | 2,266 |
| Total noninterest income | $1,221,000 | 1,129 |
| Gross Fiduciary activities income | $80,000 | 696 |
| Service charges on deposit accounts | $453,000 | 952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $688,000 | 1,135 |
| Total noninterest expense | $4,121,000 | 1,175 |
| Salaries and employee benefits | $1,920,000 | 1,359 |
| Premises and equipment expense | $757,000 | 913 |
| Additional noninterest expense | $1,444,000 | 997 |
| Pre-tax net operating income | $577,000 | 2,794 |
| Securities gains (losses) | $191,000 | 457 |
| Applicable income taxes | $192,000 | 2,027 |
| Income before extraordinary items | $576,000 | 2,393 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $576,000 | 2,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,095 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $432,750 | 2,927 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,332,000 | 1,365 |
| Total interest expense | $15,167,000 | 1,315 |
| Net interest income | $16,165,000 | 1,386 |
| Provision for loan and lease losses | $1,238,000 | 1,224 |
| Total noninterest income | $7,220,000 | 806 |
| Gross Fiduciary activities income | $347,000 | 671 |
| Service charges on deposit accounts | $1,864,000 | 957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,009,000 | 678 |
| Total noninterest expense | $20,518,000 | 907 |
| Salaries and employee benefits | $9,723,000 | 1,037 |
| Premises and equipment expense | $3,295,000 | 809 |
| Additional noninterest expense | $7,500,000 | 767 |
| Pre-tax net operating income | $1,629,000 | 3,750 |
| Securities gains (losses) | $-751,000 | 8,410 |
| Applicable income taxes | $-44,000 | 7,923 |
| Income before extraordinary items | $922,000 | 4,493 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $922,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $629,000 | 1,435 |
| Cash dividends | $817,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,673,000 | 3,185 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,509,000 | 1,370 |
| Total interest expense | $11,207,000 | 1,337 |
| Net interest income | $12,302,000 | 1,372 |
| Provision for loan and lease losses | $707,000 | 1,195 |
| Total noninterest income | $5,898,000 | 758 |
| Gross Fiduciary activities income | $269,000 | 663 |
| Service charges on deposit accounts | $1,344,000 | 977 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,285,000 | 613 |
| Total noninterest expense | $16,225,000 | 848 |
| Salaries and employee benefits | $7,639,000 | 977 |
| Premises and equipment expense | $2,531,000 | 787 |
| Additional noninterest expense | $6,055,000 | 694 |
| Pre-tax net operating income | $1,268,000 | 3,826 |
| Securities gains (losses) | $-372,000 | 8,431 |
| Applicable income taxes | $32,000 | 5,221 |
| Income before extraordinary items | $864,000 | 4,194 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $864,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,590 |
| Cash dividends | $537,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,221,120 | 3,412 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,483,000 | 1,402 |
| Total interest expense | $7,272,000 | 1,381 |
| Net interest income | $8,211,000 | 1,389 |
| Provision for loan and lease losses | $477,000 | 1,072 |
| Total noninterest income | $4,149,000 | 745 |
| Gross Fiduciary activities income | $210,000 | 640 |
| Service charges on deposit accounts | $866,000 | 1,018 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,073,000 | 608 |
| Total noninterest expense | $11,384,000 | 820 |
| Salaries and employee benefits | $5,365,000 | 943 |
| Premises and equipment expense | $1,823,000 | 752 |
| Additional noninterest expense | $4,196,000 | 673 |
| Pre-tax net operating income | $499,000 | 5,040 |
| Securities gains (losses) | $-372,000 | 8,513 |
| Applicable income taxes | $-183,000 | 8,455 |
| Income before extraordinary items | $310,000 | 5,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $310,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,166 |
| Cash dividends | $410,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $682,000 | 3,872 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 1,397 |
| Total interest expense | $3,706,000 | 1,339 |
| Net interest income | $3,974,000 | 1,438 |
| Provision for loan and lease losses | $207,000 | 1,129 |
| Total noninterest income | $2,114,000 | 725 |
| Gross Fiduciary activities income | $67,000 | 753 |
| Service charges on deposit accounts | $399,000 | 1,077 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,648,000 | 570 |
| Total noninterest expense | $5,818,000 | 804 |
| Salaries and employee benefits | $2,789,000 | 915 |
| Premises and equipment expense | $805,000 | 835 |
| Additional noninterest expense | $2,224,000 | 623 |
| Pre-tax net operating income | $63,000 | 7,134 |
| Securities gains (losses) | $-519,000 | 8,611 |
| Applicable income taxes | $-248,000 | 8,578 |
| Income before extraordinary items | $-208,000 | 8,337 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-208,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,303 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $124,160 | 6,008 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,251,000 | 1,300 |
| Total interest expense | $14,801,000 | 1,131 |
| Net interest income | $15,450,000 | 1,478 |
| Provision for loan and lease losses | $671,000 | 1,462 |
| Total noninterest income | $8,052,000 | 732 |
| Gross Fiduciary activities income | $274,000 | 738 |
| Service charges on deposit accounts | $1,671,000 | 1,059 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,107,000 | 588 |
| Total noninterest expense | $19,547,000 | 901 |
| Salaries and employee benefits | $10,426,000 | 926 |
| Premises and equipment expense | $2,393,000 | 1,053 |
| Additional noninterest expense | $6,728,000 | 801 |
| Pre-tax net operating income | $3,284,000 | 2,615 |
| Securities gains (losses) | $161,000 | 433 |
| Applicable income taxes | $481,000 | 3,208 |
| Income before extraordinary items | $2,964,000 | 2,303 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,964,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,760 |
| Cash dividends | $1,870,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,825,540 | 2,359 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,052,000 | 1,342 |
| Total interest expense | $10,517,000 | 1,164 |
| Net interest income | $11,535,000 | 1,502 |
| Provision for loan and lease losses | $441,000 | 1,568 |
| Total noninterest income | $5,887,000 | 767 |
| Gross Fiduciary activities income | $201,000 | 733 |
| Service charges on deposit accounts | $1,232,000 | 1,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,454,000 | 605 |
| Total noninterest expense | $14,362,000 | 934 |
| Salaries and employee benefits | $7,647,000 | 952 |
| Premises and equipment expense | $1,716,000 | 1,122 |
| Additional noninterest expense | $4,999,000 | 810 |
| Pre-tax net operating income | $2,619,000 | 2,564 |
| Securities gains (losses) | $18,000 | 773 |
| Applicable income taxes | $369,000 | 3,288 |
| Income before extraordinary items | $2,268,000 | 2,336 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,268,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,512 |
| Cash dividends | $1,570,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,252,520 | 2,340 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,125,000 | 1,364 |
| Total interest expense | $6,459,000 | 1,205 |
| Net interest income | $7,666,000 | 1,504 |
| Provision for loan and lease losses | $337,000 | 1,340 |
| Total noninterest income | $3,949,000 | 763 |
| Gross Fiduciary activities income | $143,000 | 734 |
| Service charges on deposit accounts | $805,000 | 1,100 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,001,000 | 598 |
| Total noninterest expense | $9,563,000 | 939 |
| Salaries and employee benefits | $5,083,000 | 965 |
| Premises and equipment expense | $1,107,000 | 1,159 |
| Additional noninterest expense | $3,373,000 | 807 |
| Pre-tax net operating income | $1,715,000 | 2,600 |
| Securities gains (losses) | $19,000 | 610 |
| Applicable income taxes | $230,000 | 3,430 |
| Income before extraordinary items | $1,504,000 | 2,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,504,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,120 |
| Cash dividends | $1,175,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,487,470 | 2,339 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,783,000 | 1,391 |
| Total interest expense | $3,011,000 | 1,237 |
| Net interest income | $3,772,000 | 1,520 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $1,854,000 | 787 |
| Gross Fiduciary activities income | $77,000 | 712 |
| Service charges on deposit accounts | $388,000 | 1,115 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,389,000 | 630 |
| Total noninterest expense | $4,496,000 | 1,005 |
| Salaries and employee benefits | $2,533,000 | 966 |
| Premises and equipment expense | $508,000 | 1,280 |
| Additional noninterest expense | $1,455,000 | 913 |
| Pre-tax net operating income | $1,100,000 | 2,118 |
| Securities gains (losses) | $22,000 | 463 |
| Applicable income taxes | $200,000 | 2,609 |
| Income before extraordinary items | $922,000 | 1,931 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $922,000 | 1,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,228 |
| Cash dividends | $585,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $903,960 | 1,946 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,940,000 | 1,399 |
| Total interest expense | $8,991,000 | 1,262 |
| Net interest income | $14,949,000 | 1,465 |
| Provision for loan and lease losses | $681,000 | 1,471 |
| Total noninterest income | $5,895,000 | 955 |
| Gross Fiduciary activities income | $301,000 | 707 |
| Service charges on deposit accounts | $1,600,000 | 1,112 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,994,000 | 803 |
| Total noninterest expense | $15,451,000 | 1,108 |
| Salaries and employee benefits | $8,625,000 | 1,070 |
| Premises and equipment expense | $1,629,000 | 1,502 |
| Additional noninterest expense | $5,197,000 | 1,006 |
| Pre-tax net operating income | $4,712,000 | 1,952 |
| Securities gains (losses) | $71,000 | 817 |
| Applicable income taxes | $1,000,000 | 2,263 |
| Income before extraordinary items | $3,783,000 | 1,821 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,783,000 | 1,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,759 |
| Cash dividends | $2,145,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,726,910 | 1,825 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,392,000 | 1,396 |
| Total interest expense | $6,254,000 | 1,279 |
| Net interest income | $11,138,000 | 1,454 |
| Provision for loan and lease losses | $403,000 | 1,709 |
| Total noninterest income | $4,004,000 | 1,044 |
| Gross Fiduciary activities income | $219,000 | 704 |
| Service charges on deposit accounts | $1,179,000 | 1,123 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,606,000 | 925 |
| Total noninterest expense | $11,107,000 | 1,148 |
| Salaries and employee benefits | $6,171,000 | 1,113 |
| Premises and equipment expense | $1,210,000 | 1,506 |
| Additional noninterest expense | $3,726,000 | 1,027 |
| Pre-tax net operating income | $3,632,000 | 1,926 |
| Securities gains (losses) | $35,000 | 1,002 |
| Applicable income taxes | $788,000 | 2,220 |
| Income before extraordinary items | $2,879,000 | 1,817 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,879,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,163 |
| Cash dividends | $1,583,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,851,350 | 1,800 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,258,000 | 1,403 |
| Total interest expense | $3,868,000 | 1,305 |
| Net interest income | $7,390,000 | 1,439 |
| Provision for loan and lease losses | $269,000 | 1,690 |
| Total noninterest income | $2,102,000 | 1,220 |
| Gross Fiduciary activities income | $143,000 | 707 |
| Service charges on deposit accounts | $770,000 | 1,109 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,189,000 | 1,186 |
| Total noninterest expense | $6,825,000 | 1,243 |
| Salaries and employee benefits | $3,801,000 | 1,206 |
| Premises and equipment expense | $793,000 | 1,523 |
| Additional noninterest expense | $2,231,000 | 1,112 |
| Pre-tax net operating income | $2,398,000 | 1,901 |
| Securities gains (losses) | $35,000 | 911 |
| Applicable income taxes | $529,000 | 2,184 |
| Income before extraordinary items | $1,904,000 | 1,792 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,904,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $1,028,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,876,700 | 1,786 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 1,399 |
| Total interest expense | $1,785,000 | 1,340 |
| Net interest income | $3,720,000 | 1,418 |
| Provision for loan and lease losses | $124,000 | 1,710 |
| Total noninterest income | $981,000 | 1,265 |
| Gross Fiduciary activities income | $71,000 | 720 |
| Service charges on deposit accounts | $359,000 | 1,152 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $551,000 | 1,236 |
| Total noninterest expense | $3,376,000 | 1,253 |
| Salaries and employee benefits | $1,920,000 | 1,196 |
| Premises and equipment expense | $398,000 | 1,526 |
| Additional noninterest expense | $1,058,000 | 1,156 |
| Pre-tax net operating income | $1,201,000 | 1,879 |
| Securities gains (losses) | $21,000 | 781 |
| Applicable income taxes | $268,000 | 2,157 |
| Income before extraordinary items | $954,000 | 1,768 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $954,000 | 1,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,262 |
| Cash dividends | $503,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $937,620 | 1,761 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,611,000 | 1,469 |
| Total interest expense | $6,235,000 | 1,322 |
| Net interest income | $13,376,000 | 1,514 |
| Provision for loan and lease losses | $404,000 | 2,346 |
| Total noninterest income | $3,936,000 | 1,293 |
| Gross Fiduciary activities income | $225,000 | 763 |
| Service charges on deposit accounts | $1,569,000 | 1,133 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,142,000 | 1,257 |
| Total noninterest expense | $12,699,000 | 1,296 |
| Salaries and employee benefits | $7,060,000 | 1,242 |
| Premises and equipment expense | $1,490,000 | 1,562 |
| Additional noninterest expense | $4,149,000 | 1,189 |
| Pre-tax net operating income | $4,209,000 | 1,967 |
| Securities gains (losses) | $155,000 | 967 |
| Applicable income taxes | $911,000 | 2,313 |
| Income before extraordinary items | $3,453,000 | 1,832 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,453,000 | 1,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,610 |
| Cash dividends | $1,703,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,330,550 | 1,849 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,434,000 | 1,488 |
| Total interest expense | $4,587,000 | 1,312 |
| Net interest income | $9,847,000 | 1,529 |
| Provision for loan and lease losses | $251,000 | 2,563 |
| Total noninterest income | $2,859,000 | 1,351 |
| Gross Fiduciary activities income | $163,000 | 768 |
| Service charges on deposit accounts | $1,169,000 | 1,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,527,000 | 1,310 |
| Total noninterest expense | $9,428,000 | 1,306 |
| Salaries and employee benefits | $5,231,000 | 1,259 |
| Premises and equipment expense | $1,111,000 | 1,570 |
| Additional noninterest expense | $3,086,000 | 1,191 |
| Pre-tax net operating income | $3,027,000 | 2,059 |
| Securities gains (losses) | $153,000 | 925 |
| Applicable income taxes | $649,000 | 2,437 |
| Income before extraordinary items | $2,531,000 | 1,879 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,531,000 | 1,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $1,238,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,408,600 | 1,912 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,464,000 | 1,499 |
| Total interest expense | $3,031,000 | 1,306 |
| Net interest income | $6,433,000 | 1,545 |
| Provision for loan and lease losses | $156,000 | 2,636 |
| Total noninterest income | $1,837,000 | 1,371 |
| Gross Fiduciary activities income | $114,000 | 770 |
| Service charges on deposit accounts | $751,000 | 1,173 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $972,000 | 1,352 |
| Total noninterest expense | $6,158,000 | 1,327 |
| Salaries and employee benefits | $3,434,000 | 1,276 |
| Premises and equipment expense | $735,000 | 1,574 |
| Additional noninterest expense | $1,989,000 | 1,213 |
| Pre-tax net operating income | $1,956,000 | 2,082 |
| Securities gains (losses) | $148,000 | 794 |
| Applicable income taxes | $428,000 | 2,442 |
| Income before extraordinary items | $1,676,000 | 1,880 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,676,000 | 1,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $750,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,557,600 | 1,959 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 1,505 |
| Total interest expense | $1,526,000 | 1,310 |
| Net interest income | $3,184,000 | 1,570 |
| Provision for loan and lease losses | $57,000 | 3,144 |
| Total noninterest income | $897,000 | 1,370 |
| Gross Fiduciary activities income | $71,000 | 717 |
| Service charges on deposit accounts | $362,000 | 1,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $464,000 | 1,370 |
| Total noninterest expense | $3,042,000 | 1,351 |
| Salaries and employee benefits | $1,706,000 | 1,298 |
| Premises and equipment expense | $381,000 | 1,545 |
| Additional noninterest expense | $955,000 | 1,258 |
| Pre-tax net operating income | $982,000 | 2,033 |
| Securities gains (losses) | $71,000 | 997 |
| Applicable income taxes | $209,000 | 2,512 |
| Income before extraordinary items | $844,000 | 1,854 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $844,000 | 1,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $375,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $787,200 | 1,891 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,023,000 | 1,596 |
| Total interest expense | $6,692,000 | 1,320 |
| Net interest income | $11,331,000 | 1,708 |
| Provision for loan and lease losses | $274,000 | 3,382 |
| Total noninterest income | $3,712,000 | 1,427 |
| Gross Fiduciary activities income | $161,000 | 856 |
| Service charges on deposit accounts | $1,078,000 | 1,585 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,473,000 | 1,237 |
| Total noninterest expense | $11,222,000 | 1,439 |
| Salaries and employee benefits | $6,244,000 | 1,373 |
| Premises and equipment expense | $1,295,000 | 1,752 |
| Additional noninterest expense | $3,683,000 | 1,346 |
| Pre-tax net operating income | $3,547,000 | 2,195 |
| Securities gains (losses) | $396,000 | 883 |
| Applicable income taxes | $772,000 | 2,601 |
| Income before extraordinary items | $3,171,000 | 1,946 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,171,000 | 1,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,030 |
| Cash dividends | $2,648,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,854,200 | 2,034 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,592,000 | 1,614 |
| Total interest expense | $5,194,000 | 1,336 |
| Net interest income | $8,398,000 | 1,747 |
| Provision for loan and lease losses | $115,000 | 4,426 |
| Total noninterest income | $2,809,000 | 1,441 |
| Gross Fiduciary activities income | $103,000 | 898 |
| Service charges on deposit accounts | $756,000 | 1,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,950,000 | 1,253 |
| Total noninterest expense | $8,277,000 | 1,459 |
| Salaries and employee benefits | $4,619,000 | 1,405 |
| Premises and equipment expense | $960,000 | 1,782 |
| Additional noninterest expense | $2,698,000 | 1,371 |
| Pre-tax net operating income | $2,815,000 | 2,148 |
| Securities gains (losses) | $263,000 | 1,054 |
| Applicable income taxes | $633,000 | 2,572 |
| Income before extraordinary items | $2,445,000 | 1,967 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,445,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $1,688,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,237,230 | 2,000 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,087,000 | 1,618 |
| Total interest expense | $3,527,000 | 1,367 |
| Net interest income | $5,560,000 | 1,750 |
| Provision for loan and lease losses | $46,000 | 5,260 |
| Total noninterest income | $1,970,000 | 1,380 |
| Gross Fiduciary activities income | $72,000 | 898 |
| Service charges on deposit accounts | $492,000 | 1,721 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,406,000 | 1,186 |
| Total noninterest expense | $5,459,000 | 1,471 |
| Salaries and employee benefits | $3,045,000 | 1,420 |
| Premises and equipment expense | $647,000 | 1,755 |
| Additional noninterest expense | $1,767,000 | 1,401 |
| Pre-tax net operating income | $2,025,000 | 2,015 |
| Securities gains (losses) | $83,000 | 1,647 |
| Applicable income taxes | $453,000 | 2,472 |
| Income before extraordinary items | $1,655,000 | 1,926 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,655,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $1,163,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,589,430 | 1,890 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 1,634 |
| Total interest expense | $1,721,000 | 1,442 |
| Net interest income | $2,818,000 | 1,725 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $813,000 | 1,562 |
| Gross Fiduciary activities income | $30,000 | 949 |
| Service charges on deposit accounts | $235,000 | 1,735 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $548,000 | 1,388 |
| Total noninterest expense | $2,659,000 | 1,504 |
| Salaries and employee benefits | $1,488,000 | 1,441 |
| Premises and equipment expense | $341,000 | 1,674 |
| Additional noninterest expense | $830,000 | 1,446 |
| Pre-tax net operating income | $965,000 | 2,106 |
| Securities gains (losses) | $71,000 | 1,197 |
| Applicable income taxes | $224,000 | 2,509 |
| Income before extraordinary items | $812,000 | 1,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $812,000 | 1,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $563,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $756,620 | 1,955 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,552,000 | 1,577 |
| Total interest expense | $8,109,000 | 1,384 |
| Net interest income | $11,443,000 | 1,699 |
| Provision for loan and lease losses | $184,000 | 4,522 |
| Total noninterest income | $2,822,000 | 1,628 |
| Gross Fiduciary activities income | $127,000 | 942 |
| Service charges on deposit accounts | $1,008,000 | 1,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,687,000 | 1,502 |
| Total noninterest expense | $10,432,000 | 1,471 |
| Salaries and employee benefits | $5,680,000 | 1,434 |
| Premises and equipment expense | $1,303,000 | 1,688 |
| Additional noninterest expense | $3,449,000 | 1,377 |
| Pre-tax net operating income | $3,649,000 | 2,143 |
| Securities gains (losses) | $327,000 | 845 |
| Applicable income taxes | $838,000 | 2,511 |
| Income before extraordinary items | $3,138,000 | 1,912 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,138,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,563 |
| Cash dividends | $2,483,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,879,670 | 2,010 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,075,000 | 1,614 |
| Total interest expense | $10,194,000 | 1,594 |
| Net interest income | $10,881,000 | 1,637 |
| Provision for loan and lease losses | $576,000 | 1,969 |
| Total noninterest income | $2,262,000 | 1,826 |
| Gross Fiduciary activities income | $157,000 | 899 |
| Service charges on deposit accounts | $991,000 | 1,486 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,114,000 | 1,898 |
| Total noninterest expense | $10,113,000 | 1,454 |
| Salaries and employee benefits | $5,531,000 | 1,356 |
| Premises and equipment expense | $1,260,000 | 1,717 |
| Additional noninterest expense | $3,322,000 | 1,411 |
| Pre-tax net operating income | $2,454,000 | 2,701 |
| Securities gains (losses) | $70,000 | 2,049 |
| Applicable income taxes | $369,000 | 3,885 |
| Income before extraordinary items | $2,155,000 | 2,374 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,155,000 | 2,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,626 |
| Cash dividends | $788,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,095,500 | 2,348 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,569,000 | 1,682 |
| Total interest expense | $10,357,000 | 1,662 |
| Net interest income | $10,212,000 | 1,726 |
| Provision for loan and lease losses | $397,000 | 2,295 |
| Total noninterest income | $1,693,000 | 2,138 |
| Gross Fiduciary activities income | $111,000 | 923 |
| Service charges on deposit accounts | $747,000 | 1,860 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $835,000 | 2,098 |
| Total noninterest expense | $9,837,000 | 1,407 |
| Salaries and employee benefits | $5,648,000 | 1,251 |
| Premises and equipment expense | $1,180,000 | 1,773 |
| Additional noninterest expense | $3,009,000 | 1,497 |
| Pre-tax net operating income | $1,671,000 | 3,770 |
| Securities gains (losses) | $-47,000 | 9,174 |
| Applicable income taxes | $71,000 | 6,919 |
| Income before extraordinary items | $1,553,000 | 3,163 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,553,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,495 |
| Cash dividends | $2,118,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,598,120 | 3,089 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,068,000 | 1,705 |
| Total interest expense | $8,816,000 | 1,696 |
| Net interest income | $10,252,000 | 1,697 |
| Provision for loan and lease losses | $214,000 | 3,418 |
| Total noninterest income | $1,432,000 | 2,370 |
| Gross Fiduciary activities income | $142,000 | 931 |
| Service charges on deposit accounts | $601,000 | 2,227 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $689,000 | 2,403 |
| Total noninterest expense | $7,570,000 | 1,832 |
| Salaries and employee benefits | $4,387,000 | 1,577 |
| Premises and equipment expense | $948,000 | 2,157 |
| Additional noninterest expense | $2,235,000 | 1,952 |
| Pre-tax net operating income | $3,900,000 | 1,885 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $879,000 | 2,432 |
| Income before extraordinary items | $3,021,000 | 1,757 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,021,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,604 |
| Cash dividends | $2,076,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,021,000 | 1,727 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,053,000 | 1,792 |
| Total interest expense | $8,700,000 | 1,765 |
| Net interest income | $9,353,000 | 1,829 |
| Provision for loan and lease losses | $325,000 | 2,434 |
| Total noninterest income | $1,129,000 | 2,824 |
| Gross Fiduciary activities income | $120,000 | 973 |
| Service charges on deposit accounts | $471,000 | 2,691 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $538,000 | 2,849 |
| Total noninterest expense | $6,604,000 | 1,977 |
| Salaries and employee benefits | $3,779,000 | 1,754 |
| Premises and equipment expense | $920,000 | 2,104 |
| Additional noninterest expense | $1,905,000 | 2,201 |
| Pre-tax net operating income | $3,553,000 | 2,041 |
| Securities gains (losses) | $-7,000 | 10,141 |
| Applicable income taxes | $853,000 | 2,589 |
| Income before extraordinary items | $2,693,000 | 1,941 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,693,000 | 1,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,662 |
| Cash dividends | $2,820,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,698,320 | 1,864 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,197,000 | 2,009 |
| Total interest expense | $7,552,000 | 2,035 |
| Net interest income | $8,645,000 | 2,014 |
| Provision for loan and lease losses | $390,000 | 2,143 |
| Total noninterest income | $955,000 | 3,151 |
| Gross Fiduciary activities income | $135,000 | 988 |
| Service charges on deposit accounts | $375,000 | 3,407 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $445,000 | 3,068 |
| Total noninterest expense | $6,215,000 | 2,082 |
| Salaries and employee benefits | $3,641,000 | 1,792 |
| Premises and equipment expense | $945,000 | 2,087 |
| Additional noninterest expense | $1,629,000 | 2,520 |
| Pre-tax net operating income | $2,995,000 | 2,500 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $721,000 | 3,164 |
| Income before extraordinary items | $2,272,000 | 2,312 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,272,000 | 2,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,840 |
| Cash dividends | $1,100,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,273,520 | 2,252 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,208,000 | 2,349 |
| Total interest expense | $6,382,000 | 2,416 |
| Net interest income | $7,826,000 | 2,305 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $786,000 | 3,762 |
| Gross Fiduciary activities income | $121,000 | 1,070 |
| Service charges on deposit accounts | $327,000 | 3,967 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $338,000 | 3,787 |
| Total noninterest expense | $5,801,000 | 2,373 |
| Salaries and employee benefits | $3,389,000 | 1,945 |
| Premises and equipment expense | $933,000 | 2,140 |
| Additional noninterest expense | $1,479,000 | 3,163 |
| Pre-tax net operating income | $2,661,000 | 2,629 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $629,000 | 3,447 |
| Income before extraordinary items | $2,034,000 | 2,416 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,034,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $742,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,032,480 | 2,372 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,765,000 | 2,622 |
| Total interest expense | $5,179,000 | 2,943 |
| Net interest income | $7,586,000 | 2,365 |
| Provision for loan and lease losses | $159,000 | 3,541 |
| Total noninterest income | $749,000 | 3,877 |
| Gross Fiduciary activities income | $165,000 | 1,045 |
| Service charges on deposit accounts | $293,000 | 4,382 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $291,000 | 4,077 |
| Total noninterest expense | $5,490,000 | 2,477 |
| Salaries and employee benefits | $3,152,000 | 2,108 |
| Premises and equipment expense | $713,000 | 2,760 |
| Additional noninterest expense | $1,625,000 | 2,867 |
| Pre-tax net operating income | $2,686,000 | 2,674 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $655,000 | 3,422 |
| Income before extraordinary items | $2,039,000 | 2,467 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,039,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,321 |
| Cash dividends | $1,202,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 432 |
| Net operating income | $2,032,920 | 2,454 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,795,000 | 2,573 |
| Total interest expense | $4,133,000 | 2,945 |
| Net interest income | $7,662,000 | 2,351 |
| Provision for loan and lease losses | $113,000 | 4,290 |
| Total noninterest income | $623,000 | 4,534 |
| Gross Fiduciary activities income | $87,000 | 1,207 |
| Service charges on deposit accounts | $286,000 | 4,544 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $250,000 | 4,598 |
| Total noninterest expense | $5,206,000 | 2,671 |
| Salaries and employee benefits | $2,934,000 | 2,280 |
| Premises and equipment expense | $633,000 | 3,111 |
| Additional noninterest expense | $1,639,000 | 3,068 |
| Pre-tax net operating income | $2,966,000 | 2,402 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $753,000 | 2,920 |
| Income before extraordinary items | $2,204,000 | 2,218 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,204,000 | 2,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $553,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,210,750 | 2,232 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,788,000 | 2,618 |
| Total interest expense | $4,279,000 | 2,980 |
| Net interest income | $7,509,000 | 2,385 |
| Provision for loan and lease losses | $224,000 | 3,670 |
| Total noninterest income | $577,000 | 5,086 |
| Gross Fiduciary activities income | $127,000 | 1,162 |
| Service charges on deposit accounts | $275,000 | 4,756 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $175,000 | 6,069 |
| Total noninterest expense | $5,014,000 | 2,851 |
| Salaries and employee benefits | $2,832,000 | 2,353 |
| Premises and equipment expense | $660,000 | 3,036 |
| Additional noninterest expense | $1,522,000 | 3,467 |
| Pre-tax net operating income | $2,848,000 | 2,416 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $698,000 | 3,127 |
| Income before extraordinary items | $2,150,000 | 2,321 |
| Extraordinary gains, net | $269,000 | 781 |
| Net income | $2,419,000 | 2,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $423,000 | 3,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,150,000 | 2,187 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,097,000 | 2,893 |
| Total interest expense | $5,564,000 | 2,992 |
| Net interest income | $6,533,000 | 2,807 |
| Provision for loan and lease losses | $220,000 | 4,962 |
| Total noninterest income | $487,000 | 5,749 |
| Gross Fiduciary activities income | $105,000 | 1,238 |
| Service charges on deposit accounts | $244,000 | 5,220 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $138,000 | 6,940 |
| Total noninterest expense | $4,207,000 | 3,343 |
| Salaries and employee benefits | $2,370,000 | 2,738 |
| Premises and equipment expense | $537,000 | 3,732 |
| Additional noninterest expense | $1,300,000 | 4,040 |
| Pre-tax net operating income | $2,593,000 | 2,379 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $700,000 | 2,982 |
| Income before extraordinary items | $1,926,000 | 2,373 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,926,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 5,042 |
| Cash dividends | $347,000 | 3,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,901,910 | 2,232 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.