Home > Union National Community Bank > Assets and Liabilities
Union National Community Bank, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 126 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $454,644,000 | 1,476 |
| Cash and due from depository institutions | $73,620,000 | 1,197 |
| Interest-bearing balances | $65,630,000 | 589 |
| Securities | $34,200,000 | 3,313 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $310,906,000 | 1,370 |
| Loan loss allowance | $6,258,000 | 1,287 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $10,377,000 | 1,133 |
| Other real estate owned | $397,000 | 1,197 |
| Goodwill and other intangibles | $48,000 | 2,798 |
| All other assets | $25,096,000 | 903 |
| Life insurance assets | $11,872,000 | 593 |
| Total liabilities and capital | $454,644,000 | 1,476 |
| Total liabilities | $415,263,000 | 1,463 |
| Total deposits | $395,429,000 | 1,399 |
| Interest-bearing deposits | $324,595,000 | 1,450 |
| Deposits held in domestic offices | $395,429,000 | 1,397 |
| % insured | 94.26% | 2,356 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,834,000 | 2,018 |
| Subordinated debt | $6,000,000 | 127 |
| All other liabilities | $3,000,000 | 1,465 |
| Total equity capital | $39,381,000 | 1,716 |
| Total bank equity capital | $39,381,000 | 1,715 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $750,000 | 3,020 |
| Surplus | $13,228,000 | 2,155 |
| Undivided profits | $25,403,000 | 1,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,266,000 | 2,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,693,000 | 1,729 |
| Earning assets | $410,736,000 | 1,487 |
| Long-term assets (5+ years) | $92,059,000 | 1,545 |
| Average Assets, year-to-date | $450,331,500 | 1,489 |
| Average Assets, quarterly | $450,331,500 | 1,489 |
| Volatile liabilities | $18,066,000 | 2,472 |
| Insider loans | $4,741,000 | 1,433 |
| FHLB advances | $10,834,000 | 1,918 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $97,198,000 | 741 |
| Tier 1 (core) risk-based capital | $37,485,000 | 1,710 |
| Tier 2 risk-based capital | $10,490,000 | 536 |
| Total risk weighted assets | $357,265,000 | 1,267 |
| Total unused commitments | $97,198,000 | 742 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 128 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $445,782,000 | 1,508 |
| Cash and due from depository institutions | $46,447,000 | 1,185 |
| Interest-bearing balances | $38,770,000 | 951 |
| Securities | $35,606,000 | 3,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $320,536,000 | 1,354 |
| Loan loss allowance | $6,708,000 | 1,198 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $10,554,000 | 1,133 |
| Other real estate owned | $7,518,000 | 1,185 |
| Goodwill and other intangibles | $48,000 | 2,802 |
| All other assets | $25,073,000 | 912 |
| Life insurance assets | $11,776,000 | 588 |
| Total liabilities and capital | $445,782,000 | 1,508 |
| Total liabilities | $407,263,000 | 1,482 |
| Total deposits | $387,559,000 | 1,421 |
| Interest-bearing deposits | $319,536,000 | 1,478 |
| Deposits held in domestic offices | $387,559,000 | 1,419 |
| % insured | 93.34% | 2,712 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,834,000 | 2,177 |
| Subordinated debt | $6,000,000 | 129 |
| All other liabilities | $2,870,000 | 1,513 |
| Total equity capital | $38,519,000 | 1,730 |
| Total bank equity capital | $38,519,000 | 1,728 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $750,000 | 3,063 |
| Surplus | $13,228,000 | 2,157 |
| Undivided profits | $24,541,000 | 1,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $5,897,000 | 2,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,461,000 | 2,066 |
| Earning assets | $394,912,000 | 1,537 |
| Long-term assets (5+ years) | $95,164,000 | 1,477 |
| Average Assets, year-to-date | $479,873,200 | 1,398 |
| Average Assets, quarterly | $456,300,000 | 1,473 |
| Volatile liabilities | $58,835,000 | 2,192 |
| Insider loans | $4,904,000 | 1,420 |
| FHLB advances | $10,834,000 | 2,064 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $95,006,000 | 750 |
| Tier 1 (core) risk-based capital | $39,630,000 | 1,610 |
| Tier 2 risk-based capital | $10,698,000 | 541 |
| Total risk weighted assets | $373,764,000 | 1,228 |
| Total unused commitments | $95,006,000 | 752 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 129 | 1,181 |
| Assets and Liabilities | ||
| Total Assets: | $466,818,000 | 1,464 |
| Cash and due from depository institutions | $51,931,000 | 1,181 |
| Interest-bearing balances | $44,665,000 | 814 |
| Securities | $47,996,000 | 2,458 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $322,898,000 | 1,366 |
| Loan loss allowance | $6,341,000 | 1,277 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,773,000 | 1,121 |
| Other real estate owned | $8,418,000 | 1,181 |
| Goodwill and other intangibles | $48,000 | 2,798 |
| All other assets | $24,754,000 | 935 |
| Life insurance assets | $11,842,000 | 569 |
| Total liabilities and capital | $466,818,000 | 1,464 |
| Total liabilities | $426,284,000 | 1,447 |
| Total deposits | $397,999,000 | 1,401 |
| Interest-bearing deposits | $330,656,000 | 1,449 |
| Deposits held in domestic offices | $397,999,000 | 1,400 |
| % insured | 89.46% | 3,715 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,834,000 | 2,269 |
| Subordinated debt | $6,000,000 | 139 |
| All other liabilities | $11,451,000 | 572 |
| Total equity capital | $40,534,000 | 1,685 |
| Total bank equity capital | $40,534,000 | 1,684 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $750,000 | 3,125 |
| Surplus | $13,228,000 | 2,150 |
| Undivided profits | $26,556,000 | 1,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $7,261,000 | 1,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,489,000 | 2,192 |
| Earning assets | $415,559,000 | 1,495 |
| Long-term assets (5+ years) | $99,207,000 | 1,396 |
| Average Assets, year-to-date | $488,396,000 | 1,392 |
| Average Assets, quarterly | $483,545,000 | 1,413 |
| Volatile liabilities | $61,556,000 | 2,179 |
| Insider loans | $4,592,000 | 1,544 |
| FHLB advances | $10,834,000 | 2,159 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $101,911,000 | 733 |
| Tier 1 (core) risk-based capital | $40,357,000 | 1,587 |
| Tier 2 risk-based capital | $10,821,000 | 539 |
| Total risk weighted assets | $384,013,000 | 1,226 |
| Total unused commitments | $101,911,000 | 735 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 129 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $500,272,000 | 1,368 |
| Cash and due from depository institutions | $74,332,000 | 1,185 |
| Interest-bearing balances | $65,635,000 | 535 |
| Securities | $54,699,000 | 2,204 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $326,746,000 | 1,371 |
| Loan loss allowance | $5,989,000 | 1,369 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,961,000 | 1,118 |
| Other real estate owned | $8,694,000 | 1,185 |
| Goodwill and other intangibles | $48,000 | 2,816 |
| All other assets | $24,792,000 | 941 |
| Life insurance assets | $11,743,000 | 574 |
| Total liabilities and capital | $500,272,000 | 1,368 |
| Total liabilities | $460,140,000 | 1,334 |
| Total deposits | $413,866,000 | 1,346 |
| Interest-bearing deposits | $347,255,000 | 1,396 |
| Deposits held in domestic offices | $413,866,000 | 1,345 |
| % insured | 90.21% | 3,533 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,834,000 | 1,168 |
| Subordinated debt | $6,000,000 | 145 |
| All other liabilities | $9,440,000 | 620 |
| Total equity capital | $40,132,000 | 1,686 |
| Total bank equity capital | $40,132,000 | 1,685 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $750,000 | 3,158 |
| Surplus | $13,228,000 | 2,145 |
| Undivided profits | $26,154,000 | 1,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,497,000 | 2,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,488,000 | 2,109 |
| Earning assets | $447,080,000 | 1,401 |
| Long-term assets (5+ years) | $94,225,000 | 1,446 |
| Average Assets, year-to-date | $495,588,670 | 1,375 |
| Average Assets, quarterly | $499,321,500 | 1,369 |
| Volatile liabilities | $89,696,000 | 1,598 |
| Insider loans | $5,545,000 | 1,308 |
| FHLB advances | $30,834,000 | 1,099 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $104,391,000 | 704 |
| Tier 1 (core) risk-based capital | $40,103,000 | 1,588 |
| Tier 2 risk-based capital | $10,945,000 | 539 |
| Total risk weighted assets | $394,431,000 | 1,214 |
| Total unused commitments | $104,391,000 | 706 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 132 | 1,175 |
| Assets and Liabilities | ||
| Total Assets: | $498,371,000 | 1,405 |
| Cash and due from depository institutions | $66,751,000 | 1,175 |
| Interest-bearing balances | $58,504,000 | 597 |
| Securities | $60,690,000 | 2,045 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $327,033,000 | 1,400 |
| Loan loss allowance | $5,995,000 | 1,398 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $11,157,000 | 1,115 |
| Other real estate owned | $8,170,000 | 1,175 |
| Goodwill and other intangibles | $48,000 | 2,832 |
| All other assets | $24,522,000 | 972 |
| Life insurance assets | $11,642,000 | 578 |
| Total liabilities and capital | $498,371,000 | 1,405 |
| Total liabilities | $457,153,000 | 1,378 |
| Total deposits | $417,268,000 | 1,358 |
| Interest-bearing deposits | $357,225,000 | 1,390 |
| Deposits held in domestic offices | $417,268,000 | 1,357 |
| % insured | 91.36% | 3,199 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $30,834,000 | 1,235 |
| Subordinated debt | $6,000,000 | 148 |
| All other liabilities | $3,051,000 | 1,530 |
| Total equity capital | $41,218,000 | 1,638 |
| Total bank equity capital | $41,218,000 | 1,636 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $750,000 | 3,211 |
| Surplus | $13,227,000 | 2,182 |
| Undivided profits | $27,241,000 | 1,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,028,000 | 2,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,600,000 | 2,024 |
| Earning assets | $446,227,000 | 1,436 |
| Long-term assets (5+ years) | $81,892,000 | 1,625 |
| Average Assets, year-to-date | $493,247,000 | 1,416 |
| Average Assets, quarterly | $493,247,000 | 1,416 |
| Volatile liabilities | $90,345,000 | 1,623 |
| Insider loans | $5,860,000 | 1,296 |
| FHLB advances | $30,834,000 | 1,166 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $100,872,000 | 747 |
| Tier 1 (core) risk-based capital | $41,004,000 | 1,546 |
| Tier 2 risk-based capital | $11,137,000 | 553 |
| Total risk weighted assets | $409,992,000 | 1,198 |
| Total unused commitments | $100,872,000 | 749 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 132 | 1,199 |
| Assets and Liabilities | ||
| Total Assets: | $488,123,000 | 1,447 |
| Cash and due from depository institutions | $52,567,000 | 1,199 |
| Interest-bearing balances | $43,760,000 | 679 |
| Securities | $60,478,000 | 2,047 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $333,416,000 | 1,400 |
| Loan loss allowance | $5,858,000 | 1,424 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $11,403,000 | 1,103 |
| Other real estate owned | $5,383,000 | 1,199 |
| Goodwill and other intangibles | $48,000 | 2,849 |
| All other assets | $24,828,000 | 986 |
| Life insurance assets | $11,539,000 | 578 |
| Total liabilities and capital | $488,123,000 | 1,447 |
| Total liabilities | $447,401,000 | 1,414 |
| Total deposits | $405,270,000 | 1,396 |
| Interest-bearing deposits | $350,939,000 | 1,410 |
| Deposits held in domestic offices | $405,270,000 | 1,394 |
| % insured | 91.40% | 3,184 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $33,334,000 | 1,268 |
| Subordinated debt | $6,000,000 | 157 |
| All other liabilities | $2,797,000 | 1,636 |
| Total equity capital | $40,722,000 | 1,629 |
| Total bank equity capital | $40,722,000 | 1,627 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $750,000 | 3,255 |
| Surplus | $13,227,000 | 2,183 |
| Undivided profits | $26,745,000 | 1,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,067,000 | 1,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,569,000 | 2,160 |
| Earning assets | $437,654,000 | 1,454 |
| Long-term assets (5+ years) | $93,481,000 | 1,457 |
| Average Assets, year-to-date | $499,059,800 | 1,380 |
| Average Assets, quarterly | $493,711,500 | 1,423 |
| Volatile liabilities | $66,183,000 | 2,174 |
| Insider loans | $5,797,000 | 1,330 |
| FHLB advances | $33,334,000 | 1,199 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $104,592,000 | 752 |
| Tier 1 (core) risk-based capital | $40,910,000 | 1,530 |
| Tier 2 risk-based capital | $11,284,000 | 558 |
| Total risk weighted assets | $422,029,000 | 1,180 |
| Total unused commitments | $104,592,000 | 753 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 132 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $499,300,000 | 1,416 |
| Cash and due from depository institutions | $65,962,000 | 1,211 |
| Interest-bearing balances | $56,607,000 | 504 |
| Securities | $62,290,000 | 1,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $337,708,000 | 1,430 |
| Loan loss allowance | $4,798,000 | 1,603 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $11,617,000 | 1,093 |
| Other real estate owned | $70,000 | 1,211 |
| Goodwill and other intangibles | $55,000 | 2,861 |
| All other assets | $21,598,000 | 992 |
| Life insurance assets | $11,431,000 | 583 |
| Total liabilities and capital | $499,300,000 | 1,416 |
| Total liabilities | $457,723,000 | 1,395 |
| Total deposits | $415,009,000 | 1,353 |
| Interest-bearing deposits | $360,257,000 | 1,373 |
| Deposits held in domestic offices | $415,009,000 | 1,348 |
| % insured | 90.39% | 3,796 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $33,334,000 | 1,317 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $3,380,000 | 1,540 |
| Total equity capital | $41,577,000 | 1,665 |
| Total bank equity capital | $41,577,000 | 1,664 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $750,000 | 3,299 |
| Surplus | $13,228,000 | 2,164 |
| Undivided profits | $27,599,000 | 1,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,270,000 | 1,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,698,000 | 2,150 |
| Earning assets | $456,605,000 | 1,417 |
| Long-term assets (5+ years) | $94,818,000 | 1,422 |
| Average Assets, year-to-date | $501,794,000 | 1,390 |
| Average Assets, quarterly | $506,849,500 | 1,387 |
| Volatile liabilities | $61,043,000 | 2,332 |
| Insider loans | $6,541,000 | 1,189 |
| FHLB advances | $33,334,000 | 1,238 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $105,548,000 | 777 |
| Tier 1 (core) risk-based capital | $41,449,000 | 1,549 |
| Tier 2 risk-based capital | $10,798,000 | 587 |
| Total risk weighted assets | $423,134,000 | 1,199 |
| Total unused commitments | $105,548,000 | 778 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 133 | 1,244 |
| Assets and Liabilities | ||
| Total Assets: | $514,399,000 | 1,393 |
| Cash and due from depository institutions | $52,517,000 | 1,244 |
| Interest-bearing balances | $41,009,000 | 542 |
| Securities | $79,087,000 | 1,581 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,684 |
| Net loans & leases | $345,594,000 | 1,426 |
| Loan loss allowance | $4,364,000 | 1,682 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,876,000 | 1,085 |
| Other real estate owned | $349,000 | 1,244 |
| Goodwill and other intangibles | $65,000 | 2,847 |
| All other assets | $21,911,000 | 997 |
| Life insurance assets | $11,322,000 | 597 |
| Total liabilities and capital | $514,399,000 | 1,393 |
| Total liabilities | $473,970,000 | 1,363 |
| Total deposits | $425,931,000 | 1,332 |
| Interest-bearing deposits | $377,260,000 | 1,313 |
| Deposits held in domestic offices | $425,931,000 | 1,328 |
| % insured | 79.78% | 3,791 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $38,334,000 | 1,257 |
| Subordinated debt | $6,000,000 | 175 |
| All other liabilities | $3,705,000 | 1,486 |
| Total equity capital | $40,429,000 | 1,696 |
| Total bank equity capital | $40,429,000 | 1,695 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $750,000 | 3,340 |
| Surplus | $12,528,000 | 2,270 |
| Undivided profits | $27,151,000 | 1,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,757,000 | 1,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,835,000 | 1,914 |
| Earning assets | $468,690,000 | 1,396 |
| Long-term assets (5+ years) | $98,910,000 | 1,356 |
| Average Assets, year-to-date | $502,625,330 | 1,413 |
| Average Assets, quarterly | $511,972,500 | 1,401 |
| Volatile liabilities | $67,255,000 | 2,163 |
| Insider loans | $6,399,000 | 1,232 |
| FHLB advances | $38,334,000 | 1,172 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $105,671,000 | 804 |
| Tier 1 (core) risk-based capital | $40,426,000 | 1,605 |
| Tier 2 risk-based capital | $10,364,000 | 627 |
| Total risk weighted assets | $411,751,000 | 1,276 |
| Total unused commitments | $105,671,000 | 804 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 134 | 1,239 |
| Assets and Liabilities | ||
| Total Assets: | $509,546,000 | 1,408 |
| Cash and due from depository institutions | $57,752,000 | 1,239 |
| Interest-bearing balances | $45,522,000 | 444 |
| Securities | $63,615,000 | 1,895 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,155 |
| Net loans & leases | $351,970,000 | 1,404 |
| Loan loss allowance | $4,319,000 | 1,618 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $11,952,000 | 1,067 |
| Other real estate owned | $349,000 | 1,239 |
| Goodwill and other intangibles | $74,000 | 2,836 |
| All other assets | $20,834,000 | 1,030 |
| Life insurance assets | $11,216,000 | 604 |
| Total liabilities and capital | $509,546,000 | 1,408 |
| Total liabilities | $468,814,000 | 1,387 |
| Total deposits | $407,941,000 | 1,396 |
| Interest-bearing deposits | $361,755,000 | 1,368 |
| Deposits held in domestic offices | $407,941,000 | 1,391 |
| % insured | 81.13% | 3,465 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $50,334,000 | 1,053 |
| Subordinated debt | $6,000,000 | 174 |
| All other liabilities | $4,539,000 | 1,244 |
| Total equity capital | $40,732,000 | 1,687 |
| Total bank equity capital | $40,732,000 | 1,687 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,362 |
| Surplus | $12,485,000 | 2,268 |
| Undivided profits | $27,497,000 | 1,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,431,000 | 1,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,687,000 | 2,117 |
| Earning assets | $464,107,000 | 1,419 |
| Long-term assets (5+ years) | $100,199,000 | 1,322 |
| Average Assets, year-to-date | $496,738,500 | 1,429 |
| Average Assets, quarterly | $496,738,500 | 1,429 |
| Volatile liabilities | $60,791,000 | 2,343 |
| Insider loans | $7,062,000 | 1,122 |
| FHLB advances | $50,334,000 | 965 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $101,880,000 | 866 |
| Tier 1 (core) risk-based capital | $40,025,000 | 1,650 |
| Tier 2 risk-based capital | $10,319,000 | 623 |
| Total risk weighted assets | $403,151,000 | 1,309 |
| Total unused commitments | $101,880,000 | 867 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 138 | 1,198 |
| Assets and Liabilities | ||
| Total Assets: | $483,931,000 | 1,469 |
| Cash and due from depository institutions | $19,552,000 | 1,198 |
| Interest-bearing balances | $1,838,000 | 3,065 |
| Securities | $64,083,000 | 1,856 |
| Federal funds sold & reverse repurchase agreements | $14,150,000 | 663 |
| Net loans & leases | $353,922,000 | 1,412 |
| Loan loss allowance | $4,358,000 | 1,571 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $12,088,000 | 1,050 |
| Other real estate owned | $0 | 1,198 |
| Goodwill and other intangibles | $86,000 | 2,798 |
| All other assets | $20,050,000 | 1,071 |
| Life insurance assets | $11,108,000 | 611 |
| Total liabilities and capital | $483,931,000 | 1,469 |
| Total liabilities | $443,270,000 | 1,438 |
| Total deposits | $383,719,000 | 1,438 |
| Interest-bearing deposits | $336,752,000 | 1,439 |
| Deposits held in domestic offices | $383,719,000 | 1,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $50,334,000 | 1,154 |
| Subordinated debt | $6,000,000 | 177 |
| All other liabilities | $3,217,000 | 1,609 |
| Total equity capital | $40,661,000 | 1,672 |
| Total bank equity capital | $40,661,000 | 1,672 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,385 |
| Surplus | $12,485,000 | 2,249 |
| Undivided profits | $27,426,000 | 1,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,957,000 | 1,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,624,000 | 2,341 |
| Earning assets | $433,993,000 | 1,483 |
| Long-term assets (5+ years) | $93,433,000 | 1,379 |
| Average Assets, year-to-date | $493,202,000 | 1,375 |
| Average Assets, quarterly | $488,044,500 | 1,433 |
| Volatile liabilities | $52,822,000 | 2,622 |
| Insider loans | $7,011,000 | 1,146 |
| FHLB advances | $50,334,000 | 1,061 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $104,432,000 | 880 |
| Tier 1 (core) risk-based capital | $40,601,000 | 1,586 |
| Tier 2 risk-based capital | $10,358,000 | 612 |
| Total risk weighted assets | $407,306,000 | 1,279 |
| Total unused commitments | $104,432,000 | 881 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 136 | 1,228 |
| Assets and Liabilities | ||
| Total Assets: | $492,158,000 | 1,422 |
| Cash and due from depository institutions | $19,426,000 | 1,228 |
| Interest-bearing balances | $1,917,000 | 2,416 |
| Securities | $74,054,000 | 1,602 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $366,663,000 | 1,351 |
| Loan loss allowance | $3,886,000 | 1,588 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,282,000 | 1,027 |
| Other real estate owned | $0 | 1,228 |
| Goodwill and other intangibles | $100,000 | 2,804 |
| All other assets | $19,633,000 | 1,065 |
| Life insurance assets | $10,999,000 | 610 |
| Total liabilities and capital | $492,158,000 | 1,422 |
| Total liabilities | $451,246,000 | 1,398 |
| Total deposits | $369,416,000 | 1,458 |
| Interest-bearing deposits | $322,681,000 | 1,468 |
| Deposits held in domestic offices | $369,416,000 | 1,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,783,000 | 1,654 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $66,980,000 | 927 |
| Subordinated debt | $6,000,000 | 182 |
| All other liabilities | $3,067,000 | 1,659 |
| Total equity capital | $40,912,000 | 1,658 |
| Total bank equity capital | $40,912,000 | 1,658 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $750,000 | 3,418 |
| Surplus | $12,489,000 | 2,246 |
| Undivided profits | $27,673,000 | 1,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,308,000 | 2,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,810,000 | 2,202 |
| Earning assets | $442,634,000 | 1,447 |
| Long-term assets (5+ years) | $106,657,000 | 1,204 |
| Average Assets, year-to-date | $495,519,750 | 1,363 |
| Average Assets, quarterly | $492,213,000 | 1,419 |
| Volatile liabilities | $70,320,000 | 2,011 |
| Insider loans | $7,180,000 | 1,101 |
| FHLB advances | $66,980,000 | 848 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $107,843,000 | 908 |
| Tier 1 (core) risk-based capital | $41,487,000 | 1,563 |
| Tier 2 risk-based capital | $9,886,000 | 620 |
| Total risk weighted assets | $410,726,000 | 1,263 |
| Total unused commitments | $107,843,000 | 908 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 140 | 1,213 |
| Assets and Liabilities | ||
| Total Assets: | $492,268,000 | 1,415 |
| Cash and due from depository institutions | $17,313,000 | 1,213 |
| Interest-bearing balances | $1,901,000 | 2,273 |
| Securities | $69,799,000 | 1,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $371,444,000 | 1,318 |
| Loan loss allowance | $3,831,000 | 1,533 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,463,000 | 1,005 |
| Other real estate owned | $0 | 1,213 |
| Goodwill and other intangibles | $114,000 | 2,793 |
| All other assets | $21,135,000 | 972 |
| Life insurance assets | $10,887,000 | 614 |
| Total liabilities and capital | $492,268,000 | 1,415 |
| Total liabilities | $452,635,000 | 1,385 |
| Total deposits | $372,531,000 | 1,451 |
| Interest-bearing deposits | $323,384,000 | 1,461 |
| Deposits held in domestic offices | $372,531,000 | 1,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,899 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $65,917,000 | 908 |
| Subordinated debt | $6,000,000 | 171 |
| All other liabilities | $3,687,000 | 1,440 |
| Total equity capital | $39,633,000 | 1,734 |
| Total bank equity capital | $39,633,000 | 1,734 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $750,000 | 3,447 |
| Surplus | $12,410,000 | 2,244 |
| Undivided profits | $26,473,000 | 1,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,854,000 | 2,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,637,000 | 2,368 |
| Earning assets | $443,144,000 | 1,445 |
| Long-term assets (5+ years) | $114,663,000 | 1,126 |
| Average Assets, year-to-date | $496,640,330 | 1,361 |
| Average Assets, quarterly | $494,964,000 | 1,385 |
| Volatile liabilities | $68,972,000 | 2,032 |
| Insider loans | $6,823,000 | 1,167 |
| FHLB advances | $65,917,000 | 849 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $127,376,000 | 827 |
| Tier 1 (core) risk-based capital | $40,703,000 | 1,610 |
| Tier 2 risk-based capital | $9,831,000 | 616 |
| Total risk weighted assets | $419,619,000 | 1,232 |
| Total unused commitments | $127,376,000 | 827 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 140 | 1,216 |
| Assets and Liabilities | ||
| Total Assets: | $497,660,000 | 1,369 |
| Cash and due from depository institutions | $16,757,000 | 1,216 |
| Interest-bearing balances | $207,000 | 4,372 |
| Securities | $67,857,000 | 1,745 |
| Federal funds sold & reverse repurchase agreements | $22,342,000 | 698 |
| Net loans & leases | $363,110,000 | 1,321 |
| Loan loss allowance | $3,742,000 | 1,517 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,822,000 | 1,449 |
| Other real estate owned | $0 | 1,216 |
| Goodwill and other intangibles | $133,000 | 2,758 |
| All other assets | $18,639,000 | 1,060 |
| Life insurance assets | $10,776,000 | 610 |
| Total liabilities and capital | $497,660,000 | 1,369 |
| Total liabilities | $459,303,000 | 1,337 |
| Total deposits | $390,925,000 | 1,370 |
| Interest-bearing deposits | $336,784,000 | 1,386 |
| Deposits held in domestic offices | $390,925,000 | 1,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $58,711,000 | 959 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $3,667,000 | 1,556 |
| Total equity capital | $38,357,000 | 1,839 |
| Total bank equity capital | $38,357,000 | 1,839 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $750,000 | 3,460 |
| Surplus | $10,900,000 | 2,442 |
| Undivided profits | $26,707,000 | 1,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,975,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,852,000 | 2,133 |
| Earning assets | $453,516,000 | 1,381 |
| Long-term assets (5+ years) | $119,531,000 | 1,031 |
| Average Assets, year-to-date | $498,826,500 | 1,337 |
| Average Assets, quarterly | $498,826,500 | 1,337 |
| Volatile liabilities | $54,204,000 | 2,462 |
| Insider loans | $5,059,000 | 1,543 |
| FHLB advances | $58,711,000 | 888 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $113,945,000 | 919 |
| Tier 1 (core) risk-based capital | $38,987,000 | 1,680 |
| Tier 2 risk-based capital | $9,742,000 | 600 |
| Total risk weighted assets | $422,697,000 | 1,209 |
| Total unused commitments | $113,945,000 | 919 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 140 | 1,221 |
| Assets and Liabilities | ||
| Total Assets: | $499,993,000 | 1,343 |
| Cash and due from depository institutions | $16,879,000 | 1,221 |
| Interest-bearing balances | $179,000 | 4,115 |
| Securities | $73,728,000 | 1,608 |
| Federal funds sold & reverse repurchase agreements | $20,955,000 | 602 |
| Net loans & leases | $360,662,000 | 1,333 |
| Loan loss allowance | $3,675,000 | 1,517 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,038,000 | 1,416 |
| Other real estate owned | $0 | 1,221 |
| Goodwill and other intangibles | $149,000 | 2,721 |
| All other assets | $18,582,000 | 1,047 |
| Life insurance assets | $10,669,000 | 613 |
| Total liabilities and capital | $499,993,000 | 1,343 |
| Total liabilities | $461,393,000 | 1,311 |
| Total deposits | $376,355,000 | 1,407 |
| Interest-bearing deposits | $329,731,000 | 1,403 |
| Deposits held in domestic offices | $376,355,000 | 1,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,587,000 | 1,570 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $68,858,000 | 778 |
| Subordinated debt | $6,000,000 | 165 |
| All other liabilities | $3,593,000 | 1,538 |
| Total equity capital | $38,600,000 | 1,818 |
| Total bank equity capital | $38,600,000 | 1,818 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $750,000 | 3,468 |
| Surplus | $10,900,000 | 2,424 |
| Undivided profits | $26,950,000 | 1,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,056,000 | 1,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,024,000 | 2,103 |
| Earning assets | $455,524,000 | 1,345 |
| Long-term assets (5+ years) | $105,218,000 | 1,104 |
| Average Assets, year-to-date | $488,246,200 | 1,328 |
| Average Assets, quarterly | $495,509,500 | 1,335 |
| Volatile liabilities | $59,545,000 | 2,252 |
| Insider loans | $6,137,000 | 1,260 |
| FHLB advances | $68,816,000 | 713 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $111,504,000 | 932 |
| Tier 1 (core) risk-based capital | $38,633,000 | 1,694 |
| Tier 2 risk-based capital | $9,675,000 | 590 |
| Total risk weighted assets | $421,136,000 | 1,198 |
| Total unused commitments | $111,504,000 | 932 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 157 | 1,067 |
| Assets and Liabilities | ||
| Total Assets: | $491,026,000 | 1,348 |
| Cash and due from depository institutions | $15,601,000 | 1,067 |
| Interest-bearing balances | $51,000 | 5,269 |
| Securities | $70,589,000 | 1,679 |
| Federal funds sold & reverse repurchase agreements | $16,380,000 | 855 |
| Net loans & leases | $359,848,000 | 1,303 |
| Loan loss allowance | $3,651,000 | 1,477 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,318,000 | 1,336 |
| Other real estate owned | $0 | 1,067 |
| Goodwill and other intangibles | $166,000 | 2,676 |
| All other assets | $19,124,000 | 993 |
| Life insurance assets | $10,560,000 | 609 |
| Total liabilities and capital | $491,026,000 | 1,348 |
| Total liabilities | $452,539,000 | 1,311 |
| Total deposits | $367,338,000 | 1,434 |
| Interest-bearing deposits | $322,160,000 | 1,427 |
| Deposits held in domestic offices | $367,338,000 | 1,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,594,000 | 1,527 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $68,817,000 | 717 |
| Subordinated debt | $6,000,000 | 163 |
| All other liabilities | $3,790,000 | 1,462 |
| Total equity capital | $38,487,000 | 1,790 |
| Total bank equity capital | $38,487,000 | 1,790 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $750,000 | 3,453 |
| Surplus | $10,900,000 | 2,369 |
| Undivided profits | $26,837,000 | 1,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,217,000 | 1,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,339,000 | 1,928 |
| Earning assets | $446,868,000 | 1,357 |
| Long-term assets (5+ years) | $118,176,000 | 980 |
| Average Assets, year-to-date | $485,309,500 | 1,337 |
| Average Assets, quarterly | $484,307,000 | 1,358 |
| Volatile liabilities | $52,774,000 | 2,456 |
| Insider loans | $5,481,000 | 1,364 |
| FHLB advances | $68,816,000 | 656 |
| Loans and leases held for sale | $531,000 | 1,139 |
| Unused loan commitments | $127,218,000 | 862 |
| Tier 1 (core) risk-based capital | $38,857,000 | 1,653 |
| Tier 2 risk-based capital | $9,651,000 | 583 |
| Total risk weighted assets | $429,810,000 | 1,146 |
| Total unused commitments | $127,218,000 | 862 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 174 | 974 |
| Assets and Liabilities | ||
| Total Assets: | $477,588,000 | 1,400 |
| Cash and due from depository institutions | $15,512,000 | 974 |
| Interest-bearing balances | $91,000 | 4,901 |
| Securities | $62,300,000 | 1,859 |
| Federal funds sold & reverse repurchase agreements | $14,234,000 | 1,114 |
| Net loans & leases | $356,597,000 | 1,313 |
| Loan loss allowance | $3,449,000 | 1,560 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,482,000 | 1,312 |
| Other real estate owned | $0 | 974 |
| Goodwill and other intangibles | $295,000 | 2,423 |
| All other assets | $19,168,000 | 996 |
| Life insurance assets | $10,452,000 | 605 |
| Total liabilities and capital | $477,588,000 | 1,400 |
| Total liabilities | $439,567,000 | 1,365 |
| Total deposits | $356,822,000 | 1,500 |
| Interest-bearing deposits | $308,929,000 | 1,507 |
| Deposits held in domestic offices | $356,822,000 | 1,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,786,000 | 1,854 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $68,998,000 | 684 |
| Subordinated debt | $6,000,000 | 170 |
| All other liabilities | $3,961,000 | 1,392 |
| Total equity capital | $38,021,000 | 1,796 |
| Total bank equity capital | $38,021,000 | 1,796 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $750,000 | 3,466 |
| Surplus | $10,900,000 | 2,371 |
| Undivided profits | $26,371,000 | 1,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,509,000 | 1,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,007,000 | 2,099 |
| Earning assets | $433,222,000 | 1,402 |
| Long-term assets (5+ years) | $119,726,000 | 953 |
| Average Assets, year-to-date | $483,404,000 | 1,365 |
| Average Assets, quarterly | $467,277,500 | 1,415 |
| Volatile liabilities | $47,232,000 | 2,642 |
| Insider loans | $7,115,000 | 1,035 |
| FHLB advances | $68,816,000 | 615 |
| Loans and leases held for sale | $1,493,000 | 832 |
| Unused loan commitments | $121,961,000 | 905 |
| Tier 1 (core) risk-based capital | $38,287,000 | 1,683 |
| Tier 2 risk-based capital | $9,449,000 | 601 |
| Total risk weighted assets | $420,422,000 | 1,176 |
| Total unused commitments | $121,961,000 | 905 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 194 | 853 |
| Assets and Liabilities | ||
| Total Assets: | $456,967,000 | 1,450 |
| Cash and due from depository institutions | $12,536,000 | 853 |
| Interest-bearing balances | $245,000 | 3,804 |
| Securities | $66,236,000 | 1,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $349,191,000 | 1,330 |
| Loan loss allowance | $3,188,000 | 1,652 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,577,000 | 1,273 |
| Other real estate owned | $40,000 | 853 |
| Goodwill and other intangibles | $312,000 | 2,384 |
| All other assets | $19,075,000 | 963 |
| Life insurance assets | $10,346,000 | 598 |
| Total liabilities and capital | $456,967,000 | 1,450 |
| Total liabilities | $418,719,000 | 1,416 |
| Total deposits | $332,255,000 | 1,617 |
| Interest-bearing deposits | $284,155,000 | 1,641 |
| Deposits held in domestic offices | $332,255,000 | 1,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,394,000 | 1,320 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $69,917,000 | 656 |
| Subordinated debt | $6,000,000 | 167 |
| All other liabilities | $3,153,000 | 1,717 |
| Total equity capital | $38,248,000 | 1,785 |
| Total bank equity capital | $38,248,000 | 1,785 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $750,000 | 3,464 |
| Surplus | $10,900,000 | 2,344 |
| Undivided profits | $26,598,000 | 1,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,253,000 | 1,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,270,000 | 1,782 |
| Earning assets | $415,672,000 | 1,469 |
| Long-term assets (5+ years) | $133,923,000 | 829 |
| Average Assets, year-to-date | $486,312,000 | 1,358 |
| Average Assets, quarterly | $486,312,000 | 1,358 |
| Volatile liabilities | $48,255,000 | 2,558 |
| Insider loans | $7,344,000 | 973 |
| FHLB advances | $68,816,000 | 597 |
| Loans and leases held for sale | $1,777,000 | 753 |
| Unused loan commitments | $117,192,000 | 927 |
| Tier 1 (core) risk-based capital | $38,000,000 | 1,688 |
| Tier 2 risk-based capital | $9,188,000 | 601 |
| Total risk weighted assets | $405,061,000 | 1,205 |
| Total unused commitments | $117,192,000 | 927 |
| Derivatives | $30,000,000 | 342 |
| 2006-12-31 | Rank | |
| # of Employees: | 201 | 811 |
| Assets and Liabilities | ||
| Total Assets: | $515,657,000 | 1,281 |
| Cash and due from depository institutions | $15,402,000 | 811 |
| Interest-bearing balances | $273,000 | 3,722 |
| Securities | $129,264,000 | 946 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $339,710,000 | 1,350 |
| Loan loss allowance | $3,065,000 | 1,695 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,580,000 | 1,252 |
| Other real estate owned | $186,000 | 811 |
| Goodwill and other intangibles | $326,000 | 2,364 |
| All other assets | $21,189,000 | 882 |
| Life insurance assets | $10,243,000 | 591 |
| Total liabilities and capital | $515,657,000 | 1,281 |
| Total liabilities | $477,474,000 | 1,234 |
| Total deposits | $340,474,000 | 1,562 |
| Interest-bearing deposits | $292,154,000 | 1,571 |
| Deposits held in domestic offices | $340,474,000 | 1,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,644,000 | 1,212 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $118,471,000 | 440 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $2,885,000 | 1,792 |
| Total equity capital | $38,183,000 | 1,747 |
| Total bank equity capital | $38,183,000 | 1,747 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $750,000 | 3,465 |
| Surplus | $10,900,000 | 2,294 |
| Undivided profits | $26,533,000 | 1,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,606,000 | 1,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,488,000 | 1,641 |
| Earning assets | $469,247,000 | 1,289 |
| Long-term assets (5+ years) | $152,504,000 | 725 |
| Average Assets, year-to-date | $492,545,000 | 1,279 |
| Average Assets, quarterly | $512,841,000 | 1,267 |
| Volatile liabilities | $63,539,000 | 2,184 |
| Insider loans | $5,720,000 | 1,260 |
| FHLB advances | $117,571,000 | 386 |
| Loans and leases held for sale | $1,662,000 | 764 |
| Unused loan commitments | $132,976,000 | 815 |
| Tier 1 (core) risk-based capital | $38,408,000 | 1,647 |
| Tier 2 risk-based capital | $9,065,000 | 602 |
| Total risk weighted assets | $423,115,000 | 1,123 |
| Total unused commitments | $132,976,000 | 815 |
| Derivatives | $30,000,000 | 329 |
| 2006-09-30 | Rank | |
| # of Employees: | 186 | 913 |
| Assets and Liabilities | ||
| Total Assets: | $510,025,000 | 1,283 |
| Cash and due from depository institutions | $13,671,000 | 913 |
| Interest-bearing balances | $262,000 | 3,748 |
| Securities | $136,522,000 | 910 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $327,343,000 | 1,394 |
| Loan loss allowance | $2,914,000 | 1,791 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,577,000 | 1,100 |
| Other real estate owned | $219,000 | 913 |
| Goodwill and other intangibles | $345,000 | 2,329 |
| All other assets | $21,348,000 | 878 |
| Life insurance assets | $10,140,000 | 573 |
| Total liabilities and capital | $510,025,000 | 1,283 |
| Total liabilities | $471,487,000 | 1,241 |
| Total deposits | $332,148,000 | 1,577 |
| Interest-bearing deposits | $289,951,000 | 1,553 |
| Deposits held in domestic offices | $332,148,000 | 1,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,870,000 | 1,904 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $126,378,000 | 432 |
| Subordinated debt | $6,000,000 | 173 |
| All other liabilities | $3,091,000 | 1,669 |
| Total equity capital | $38,538,000 | 1,712 |
| Total bank equity capital | $38,538,000 | 1,712 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,488 |
| Surplus | $10,900,000 | 2,258 |
| Undivided profits | $26,888,000 | 1,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,310,000 | 1,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,476,000 | 1,634 |
| Earning assets | $464,127,000 | 1,293 |
| Long-term assets (5+ years) | $172,593,000 | 655 |
| Average Assets, year-to-date | $486,767,000 | 1,304 |
| Average Assets, quarterly | $504,793,500 | 1,288 |
| Volatile liabilities | $70,513,000 | 2,013 |
| Insider loans | $4,528,000 | 1,549 |
| FHLB advances | $125,478,000 | 382 |
| Loans and leases held for sale | $1,119,000 | 888 |
| Unused loan commitments | $145,960,000 | 782 |
| Tier 1 (core) risk-based capital | $38,009,000 | 1,652 |
| Tier 2 risk-based capital | $8,914,000 | 616 |
| Total risk weighted assets | $422,720,000 | 1,118 |
| Total unused commitments | $145,960,000 | 782 |
| Derivatives | $30,000,000 | 341 |
| 2006-06-30 | Rank | |
| # of Employees: | 190 | 890 |
| Assets and Liabilities | ||
| Total Assets: | $499,562,000 | 1,299 |
| Cash and due from depository institutions | $15,813,000 | 890 |
| Interest-bearing balances | $114,000 | 4,623 |
| Securities | $130,822,000 | 938 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $321,204,000 | 1,395 |
| Loan loss allowance | $2,817,000 | 1,831 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,336,000 | 1,235 |
| Other real estate owned | $60,000 | 890 |
| Goodwill and other intangibles | $357,000 | 2,315 |
| All other assets | $21,970,000 | 852 |
| Life insurance assets | $10,041,000 | 574 |
| Total liabilities and capital | $499,562,000 | 1,299 |
| Total liabilities | $464,356,000 | 1,248 |
| Total deposits | $330,877,000 | 1,568 |
| Interest-bearing deposits | $282,490,000 | 1,566 |
| Deposits held in domestic offices | $330,877,000 | 1,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,364,000 | 1,255 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $119,729,000 | 468 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,386,000 | 1,157 |
| Total equity capital | $35,206,000 | 1,810 |
| Total bank equity capital | $35,206,000 | 1,810 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $750,000 | 3,487 |
| Surplus | $10,300,000 | 2,296 |
| Undivided profits | $24,156,000 | 1,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,745,000 | 1,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,161,000 | 1,699 |
| Earning assets | $452,140,000 | 1,308 |
| Long-term assets (5+ years) | $173,842,000 | 642 |
| Average Assets, year-to-date | $479,014,330 | 1,328 |
| Average Assets, quarterly | $488,215,500 | 1,316 |
| Volatile liabilities | $78,547,000 | 1,812 |
| Insider loans | $4,942,000 | 1,414 |
| FHLB advances | $119,495,000 | 410 |
| Loans and leases held for sale | $387,000 | 1,300 |
| Unused loan commitments | $145,935,000 | 782 |
| Tier 1 (core) risk-based capital | $37,037,000 | 1,661 |
| Tier 2 risk-based capital | $2,817,000 | 1,767 |
| Total risk weighted assets | $415,286,000 | 1,122 |
| Total unused commitments | $145,935,000 | 782 |
| Derivatives | $20,000,000 | 395 |
| 2006-03-31 | Rank | |
| # of Employees: | 183 | 909 |
| Assets and Liabilities | ||
| Total Assets: | $476,869,000 | 1,338 |
| Cash and due from depository institutions | $23,959,000 | 909 |
| Interest-bearing balances | $107,000 | 4,796 |
| Securities | $121,378,000 | 1,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $302,176,000 | 1,456 |
| Loan loss allowance | $2,729,000 | 1,847 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,530,000 | 1,327 |
| Other real estate owned | $0 | 909 |
| Goodwill and other intangibles | $378,000 | 2,259 |
| All other assets | $20,448,000 | 878 |
| Life insurance assets | $9,951,000 | 554 |
| Total liabilities and capital | $476,869,000 | 1,338 |
| Total liabilities | $440,624,000 | 1,296 |
| Total deposits | $316,067,000 | 1,618 |
| Interest-bearing deposits | $257,422,000 | 1,697 |
| Deposits held in domestic offices | $316,067,000 | 1,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,386,000 | 1,710 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $117,220,000 | 453 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,951,000 | 1,601 |
| Total equity capital | $36,245,000 | 1,731 |
| Total bank equity capital | $36,245,000 | 1,731 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,476 |
| Surplus | $10,000,000 | 2,280 |
| Undivided profits | $25,495,000 | 1,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,772,000 | 1,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,325,000 | 1,457 |
| Earning assets | $423,661,000 | 1,373 |
| Long-term assets (5+ years) | $158,923,000 | 678 |
| Average Assets, year-to-date | $468,740,500 | 1,356 |
| Average Assets, quarterly | $468,740,500 | 1,356 |
| Volatile liabilities | $71,429,000 | 1,880 |
| Insider loans | $5,152,000 | 1,333 |
| FHLB advances | $117,158,000 | 398 |
| Loans and leases held for sale | $554,000 | 1,075 |
| Unused loan commitments | $119,875,000 | 887 |
| Tier 1 (core) risk-based capital | $36,743,000 | 1,640 |
| Tier 2 risk-based capital | $2,729,000 | 1,771 |
| Total risk weighted assets | $384,133,000 | 1,174 |
| Total unused commitments | $119,875,000 | 887 |
| Derivatives | $20,000,000 | 379 |
| 2005-12-31 | Rank | |
| # of Employees: | 181 | 904 |
| Assets and Liabilities | ||
| Total Assets: | $460,612,000 | 1,372 |
| Cash and due from depository institutions | $14,381,000 | 904 |
| Interest-bearing balances | $65,000 | 5,464 |
| Securities | $119,160,000 | 1,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $299,685,000 | 1,435 |
| Loan loss allowance | $2,675,000 | 1,860 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,059,000 | 1,591 |
| Other real estate owned | $0 | 904 |
| Goodwill and other intangibles | $393,000 | 2,245 |
| All other assets | $19,934,000 | 875 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $460,612,000 | 1,372 |
| Total liabilities | $424,635,000 | 1,331 |
| Total deposits | $297,105,000 | 1,688 |
| Interest-bearing deposits | $253,461,000 | 1,694 |
| Deposits held in domestic offices | $297,105,000 | 1,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,405,000 | 1,744 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $119,715,000 | 460 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,410,000 | 1,413 |
| Total equity capital | $35,977,000 | 1,711 |
| Total bank equity capital | $35,977,000 | 1,711 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $750,000 | 3,487 |
| Surplus | $10,000,000 | 2,245 |
| Undivided profits | $25,227,000 | 1,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,112,000 | 1,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,172,000 | 1,594 |
| Earning assets | $418,910,000 | 1,375 |
| Long-term assets (5+ years) | $152,193,000 | 681 |
| Average Assets, year-to-date | $426,744,200 | 1,402 |
| Average Assets, quarterly | $449,438,500 | 1,388 |
| Volatile liabilities | $84,855,000 | 1,576 |
| Insider loans | $5,204,000 | 1,296 |
| FHLB advances | $118,815,000 | 405 |
| Loans and leases held for sale | $2,147,000 | 568 |
| Unused loan commitments | $136,459,000 | 800 |
| Tier 1 (core) risk-based capital | $36,398,000 | 1,618 |
| Tier 2 risk-based capital | $2,675,000 | 1,784 |
| Total risk weighted assets | $374,800,000 | 1,180 |
| Total unused commitments | $136,459,000 | 800 |
| Derivatives | $20,000,000 | 347 |
| 2005-09-30 | Rank | |
| # of Employees: | 176 | 927 |
| Assets and Liabilities | ||
| Total Assets: | $438,265,000 | 1,406 |
| Cash and due from depository institutions | $12,618,000 | 927 |
| Interest-bearing balances | $172,000 | 4,506 |
| Securities | $111,261,000 | 1,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $287,969,000 | 1,464 |
| Loan loss allowance | $2,628,000 | 1,868 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,682,000 | 1,640 |
| Other real estate owned | $161,000 | 927 |
| Goodwill and other intangibles | $354,000 | 2,292 |
| All other assets | $19,220,000 | 874 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $438,265,000 | 1,406 |
| Total liabilities | $403,172,000 | 1,380 |
| Total deposits | $297,349,000 | 1,654 |
| Interest-bearing deposits | $251,362,000 | 1,660 |
| Deposits held in domestic offices | $297,349,000 | 1,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,102,000 | 2,750 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $101,770,000 | 520 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,951,000 | 1,522 |
| Total equity capital | $35,093,000 | 1,738 |
| Total bank equity capital | $35,093,000 | 1,738 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,470 |
| Surplus | $9,000,000 | 2,402 |
| Undivided profits | $25,343,000 | 1,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,049,000 | 1,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,095,000 | 1,589 |
| Earning assets | $399,402,000 | 1,412 |
| Long-term assets (5+ years) | $142,747,000 | 715 |
| Average Assets, year-to-date | $418,277,250 | 1,427 |
| Average Assets, quarterly | $432,369,500 | 1,404 |
| Volatile liabilities | $59,097,000 | 2,077 |
| Insider loans | $4,736,000 | 1,354 |
| FHLB advances | $100,870,000 | 461 |
| Loans and leases held for sale | $307,000 | 1,412 |
| Unused loan commitments | $113,692,000 | 901 |
| Tier 1 (core) risk-based capital | $35,175,000 | 1,631 |
| Tier 2 risk-based capital | $2,628,000 | 1,783 |
| Total risk weighted assets | $357,846,000 | 1,219 |
| Total unused commitments | $113,692,000 | 902 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 147 | 1,134 |
| Assets and Liabilities | ||
| Total Assets: | $426,474,000 | 1,408 |
| Cash and due from depository institutions | $10,871,000 | 1,134 |
| Interest-bearing balances | $122,000 | 4,744 |
| Securities | $110,577,000 | 1,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $280,141,000 | 1,468 |
| Loan loss allowance | $2,560,000 | 1,887 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,540,000 | 1,637 |
| Other real estate owned | $0 | 1,134 |
| Goodwill and other intangibles | $296,000 | 2,388 |
| All other assets | $18,049,000 | 925 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $426,474,000 | 1,408 |
| Total liabilities | $391,217,000 | 1,388 |
| Total deposits | $287,038,000 | 1,676 |
| Interest-bearing deposits | $244,490,000 | 1,672 |
| Deposits held in domestic offices | $287,038,000 | 1,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,779,000 | 1,163 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $91,727,000 | 579 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,673,000 | 1,565 |
| Total equity capital | $35,257,000 | 1,694 |
| Total bank equity capital | $35,257,000 | 1,694 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,454 |
| Surplus | $9,000,000 | 2,352 |
| Undivided profits | $25,507,000 | 1,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,143,000 | 1,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,967,000 | 1,550 |
| Earning assets | $390,840,000 | 1,412 |
| Long-term assets (5+ years) | $140,768,000 | 720 |
| Average Assets, year-to-date | $411,614,670 | 1,431 |
| Average Assets, quarterly | $418,554,500 | 1,425 |
| Volatile liabilities | $51,516,000 | 2,231 |
| Insider loans | $4,814,000 | 1,312 |
| FHLB advances | $91,197,000 | 512 |
| Loans and leases held for sale | $143,000 | 1,621 |
| Unused loan commitments | $109,116,000 | 903 |
| Tier 1 (core) risk-based capital | $34,754,000 | 1,606 |
| Tier 2 risk-based capital | $2,560,000 | 1,796 |
| Total risk weighted assets | $347,090,000 | 1,235 |
| Total unused commitments | $109,116,000 | 903 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 136 | 1,235 |
| Assets and Liabilities | ||
| Total Assets: | $410,635,000 | 1,450 |
| Cash and due from depository institutions | $13,747,000 | 1,235 |
| Interest-bearing balances | $176,000 | 4,504 |
| Securities | $106,747,000 | 1,195 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $265,219,000 | 1,510 |
| Loan loss allowance | $2,430,000 | 1,954 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,425,000 | 1,637 |
| Other real estate owned | $0 | 1,235 |
| Goodwill and other intangibles | $297,000 | 2,387 |
| All other assets | $18,200,000 | 899 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $410,635,000 | 1,450 |
| Total liabilities | $376,653,000 | 1,422 |
| Total deposits | $277,131,000 | 1,716 |
| Interest-bearing deposits | $237,010,000 | 1,705 |
| Deposits held in domestic offices | $277,131,000 | 1,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,630,000 | 1,362 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $90,551,000 | 568 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,341,000 | 1,712 |
| Total equity capital | $33,982,000 | 1,701 |
| Total bank equity capital | $33,982,000 | 1,701 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,465 |
| Surplus | $9,000,000 | 2,305 |
| Undivided profits | $24,232,000 | 1,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,336,000 | 1,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,031,000 | 1,433 |
| Earning assets | $372,142,000 | 1,478 |
| Long-term assets (5+ years) | $132,976,000 | 779 |
| Average Assets, year-to-date | $404,185,000 | 1,468 |
| Average Assets, quarterly | $404,185,000 | 1,468 |
| Volatile liabilities | $50,667,000 | 2,152 |
| Insider loans | $4,979,000 | 1,240 |
| FHLB advances | $89,723,000 | 511 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $103,517,000 | 925 |
| Tier 1 (core) risk-based capital | $34,329,000 | 1,596 |
| Tier 2 risk-based capital | $2,430,000 | 1,876 |
| Total risk weighted assets | $329,027,000 | 1,271 |
| Total unused commitments | $103,517,000 | 926 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 139 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $397,735,000 | 1,498 |
| Cash and due from depository institutions | $9,823,000 | 1,200 |
| Interest-bearing balances | $20,000 | 6,217 |
| Securities | $102,911,000 | 1,251 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $260,944,000 | 1,514 |
| Loan loss allowance | $2,288,000 | 2,049 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,517,000 | 1,584 |
| Other real estate owned | $0 | 1,200 |
| Goodwill and other intangibles | $303,000 | 2,371 |
| All other assets | $17,237,000 | 933 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $397,735,000 | 1,498 |
| Total liabilities | $363,384,000 | 1,471 |
| Total deposits | $268,011,000 | 1,758 |
| Interest-bearing deposits | $230,419,000 | 1,732 |
| Deposits held in domestic offices | $268,011,000 | 1,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,311,000 | 2,175 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $90,843,000 | 580 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,219,000 | 1,778 |
| Total equity capital | $34,351,000 | 1,679 |
| Total bank equity capital | $34,351,000 | 1,679 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,465 |
| Surplus | $9,000,000 | 2,261 |
| Undivided profits | $24,601,000 | 1,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,953,000 | 1,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,845,000 | 1,567 |
| Earning assets | $363,875,000 | 1,498 |
| Long-term assets (5+ years) | $136,843,000 | 773 |
| Average Assets, year-to-date | $372,552,600 | 1,528 |
| Average Assets, quarterly | $390,319,500 | 1,509 |
| Volatile liabilities | $49,940,000 | 2,123 |
| Insider loans | $5,355,000 | 1,140 |
| FHLB advances | $90,130,000 | 515 |
| Loans and leases held for sale | $231,000 | 1,407 |
| Unused loan commitments | $82,927,000 | 1,062 |
| Tier 1 (core) risk-based capital | $33,878,000 | 1,584 |
| Tier 2 risk-based capital | $2,288,000 | 1,963 |
| Total risk weighted assets | $327,012,000 | 1,267 |
| Total unused commitments | $82,927,000 | 1,062 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 137 | 1,219 |
| Assets and Liabilities | ||
| Total Assets: | $382,904,000 | 1,535 |
| Cash and due from depository institutions | $10,993,000 | 1,219 |
| Interest-bearing balances | $122,000 | 4,927 |
| Securities | $91,880,000 | 1,398 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $255,717,000 | 1,506 |
| Loan loss allowance | $2,245,000 | 2,085 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,645,000 | 1,516 |
| Other real estate owned | $108,000 | 1,219 |
| Goodwill and other intangibles | $309,000 | 2,329 |
| All other assets | $17,252,000 | 899 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $382,904,000 | 1,535 |
| Total liabilities | $351,788,000 | 1,501 |
| Total deposits | $257,731,000 | 1,796 |
| Interest-bearing deposits | $219,781,000 | 1,770 |
| Deposits held in domestic offices | $257,731,000 | 1,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,544,000 | 1,715 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $87,784,000 | 592 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,729,000 | 2,146 |
| Total equity capital | $31,116,000 | 1,852 |
| Total bank equity capital | $31,116,000 | 1,852 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $750,000 | 3,475 |
| Surplus | $6,000,000 | 3,074 |
| Undivided profits | $24,366,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,607,000 | 1,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,871,000 | 1,605 |
| Earning assets | $347,719,000 | 1,548 |
| Long-term assets (5+ years) | $138,053,000 | 768 |
| Average Assets, year-to-date | $366,257,000 | 1,547 |
| Average Assets, quarterly | $377,646,500 | 1,533 |
| Volatile liabilities | $54,527,000 | 1,950 |
| Insider loans | $5,364,000 | 1,089 |
| FHLB advances | $87,078,000 | 520 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $83,620,000 | 1,062 |
| Tier 1 (core) risk-based capital | $30,421,000 | 1,772 |
| Tier 2 risk-based capital | $2,245,000 | 1,957 |
| Total risk weighted assets | $318,140,000 | 1,264 |
| Total unused commitments | $83,620,000 | 1,064 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 140 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $372,389,000 | 1,551 |
| Cash and due from depository institutions | $10,349,000 | 1,211 |
| Interest-bearing balances | $125,000 | 4,944 |
| Securities | $92,750,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $244,683,000 | 1,530 |
| Loan loss allowance | $2,131,000 | 2,161 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,746,000 | 1,464 |
| Other real estate owned | $104,000 | 1,211 |
| Goodwill and other intangibles | $317,000 | 2,316 |
| All other assets | $17,440,000 | 906 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $372,389,000 | 1,551 |
| Total liabilities | $342,709,000 | 1,513 |
| Total deposits | $252,199,000 | 1,830 |
| Interest-bearing deposits | $211,784,000 | 1,817 |
| Deposits held in domestic offices | $252,199,000 | 1,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,441,000 | 1,566 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $83,237,000 | 614 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,832,000 | 1,900 |
| Total equity capital | $29,680,000 | 1,849 |
| Total bank equity capital | $29,680,000 | 1,849 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $750,000 | 3,493 |
| Surplus | $6,000,000 | 3,030 |
| Undivided profits | $22,930,000 | 1,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,764,000 | 1,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,870,000 | 1,451 |
| Earning assets | $337,558,000 | 1,561 |
| Long-term assets (5+ years) | $144,282,000 | 760 |
| Average Assets, year-to-date | $360,708,000 | 1,569 |
| Average Assets, quarterly | $365,850,000 | 1,564 |
| Volatile liabilities | $57,335,000 | 1,822 |
| Insider loans | $5,295,000 | 1,063 |
| FHLB advances | $82,547,000 | 551 |
| Loans and leases held for sale | $374,000 | 1,275 |
| Unused loan commitments | $87,956,000 | 994 |
| Tier 1 (core) risk-based capital | $30,051,000 | 1,743 |
| Tier 2 risk-based capital | $2,131,000 | 2,019 |
| Total risk weighted assets | $302,666,000 | 1,314 |
| Total unused commitments | $87,956,000 | 994 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 138 | 1,223 |
| Assets and Liabilities | ||
| Total Assets: | $359,311,000 | 1,595 |
| Cash and due from depository institutions | $11,248,000 | 1,223 |
| Interest-bearing balances | $188,000 | 4,749 |
| Securities | $96,605,000 | 1,362 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $229,545,000 | 1,606 |
| Loan loss allowance | $2,037,000 | 2,228 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,767,000 | 1,440 |
| Other real estate owned | $104,000 | 1,223 |
| Goodwill and other intangibles | $324,000 | 2,296 |
| All other assets | $14,718,000 | 1,006 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $359,311,000 | 1,595 |
| Total liabilities | $328,368,000 | 1,568 |
| Total deposits | $240,528,000 | 1,892 |
| Interest-bearing deposits | $204,570,000 | 1,893 |
| Deposits held in domestic offices | $240,528,000 | 1,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,161,000 | 1,630 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $81,981,000 | 596 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,698,000 | 2,215 |
| Total equity capital | $30,943,000 | 1,808 |
| Total bank equity capital | $30,943,000 | 1,808 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $750,000 | 3,496 |
| Surplus | $6,000,000 | 2,993 |
| Undivided profits | $24,193,000 | 1,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,580,000 | 1,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,804,000 | 1,511 |
| Earning assets | $326,338,000 | 1,608 |
| Long-term assets (5+ years) | $134,106,000 | 799 |
| Average Assets, year-to-date | $354,867,500 | 1,587 |
| Average Assets, quarterly | $354,867,500 | 1,587 |
| Volatile liabilities | $40,373,000 | 2,342 |
| Insider loans | $4,636,000 | 1,213 |
| FHLB advances | $81,614,000 | 524 |
| Loans and leases held for sale | $85,000 | 1,796 |
| Unused loan commitments | $82,650,000 | 1,016 |
| Tier 1 (core) risk-based capital | $29,595,000 | 1,750 |
| Tier 2 risk-based capital | $2,037,000 | 2,072 |
| Total risk weighted assets | $280,549,000 | 1,393 |
| Total unused commitments | $82,650,000 | 1,018 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 133 | 1,285 |
| Assets and Liabilities | ||
| Total Assets: | $350,424,000 | 1,612 |
| Cash and due from depository institutions | $8,614,000 | 1,285 |
| Interest-bearing balances | $188,000 | 4,677 |
| Securities | $96,672,000 | 1,403 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $223,593,000 | 1,629 |
| Loan loss allowance | $1,985,000 | 2,275 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,625,000 | 1,470 |
| Other real estate owned | $104,000 | 1,285 |
| Goodwill and other intangibles | $328,000 | 2,283 |
| All other assets | $14,488,000 | 1,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $350,424,000 | 1,612 |
| Total liabilities | $320,371,000 | 1,599 |
| Total deposits | $234,948,000 | 1,925 |
| Interest-bearing deposits | $204,257,000 | 1,884 |
| Deposits held in domestic offices | $234,948,000 | 1,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,602,000 | 1,231 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $75,252,000 | 641 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,569,000 | 2,242 |
| Total equity capital | $30,053,000 | 1,824 |
| Total bank equity capital | $30,053,000 | 1,824 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $750,000 | 3,522 |
| Surplus | $6,000,000 | 2,957 |
| Undivided profits | $23,303,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,342,000 | 2,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,818,000 | 1,555 |
| Earning assets | $320,453,000 | 1,612 |
| Long-term assets (5+ years) | $129,122,000 | 831 |
| Average Assets, year-to-date | $330,698,600 | 1,640 |
| Average Assets, quarterly | $343,518,500 | 1,626 |
| Volatile liabilities | $44,967,000 | 2,147 |
| Insider loans | $6,461,000 | 832 |
| FHLB advances | $74,874,000 | 571 |
| Loans and leases held for sale | $197,000 | 1,507 |
| Unused loan commitments | $76,037,000 | 1,057 |
| Tier 1 (core) risk-based capital | $29,125,000 | 1,758 |
| Tier 2 risk-based capital | $1,985,000 | 2,118 |
| Total risk weighted assets | $273,957,000 | 1,412 |
| Total unused commitments | $76,037,000 | 1,058 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 133 | 1,298 |
| Assets and Liabilities | ||
| Total Assets: | $336,613,000 | 1,678 |
| Cash and due from depository institutions | $8,603,000 | 1,298 |
| Interest-bearing balances | $186,000 | 4,809 |
| Securities | $100,749,000 | 1,328 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 3,844 |
| Net loans & leases | $202,935,000 | 1,755 |
| Loan loss allowance | $1,906,000 | 2,355 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,301,000 | 1,528 |
| Other real estate owned | $104,000 | 1,298 |
| Goodwill and other intangibles | $314,000 | 2,281 |
| All other assets | $14,957,000 | 1,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,613,000 | 1,678 |
| Total liabilities | $310,833,000 | 1,636 |
| Total deposits | $233,889,000 | 1,940 |
| Interest-bearing deposits | $204,683,000 | 1,894 |
| Deposits held in domestic offices | $233,889,000 | 1,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,133,000 | 2,136 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $73,054,000 | 631 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,757,000 | 2,131 |
| Total equity capital | $25,780,000 | 2,134 |
| Total bank equity capital | $25,780,000 | 2,134 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $750,000 | 3,545 |
| Surplus | $2,000,000 | 5,460 |
| Undivided profits | $23,030,000 | 1,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,394,000 | 2,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,907,000 | 1,570 |
| Earning assets | $306,520,000 | 1,693 |
| Long-term assets (5+ years) | $139,419,000 | 793 |
| Average Assets, year-to-date | $325,767,250 | 1,683 |
| Average Assets, quarterly | $335,351,500 | 1,670 |
| Volatile liabilities | $34,752,000 | 2,584 |
| Insider loans | $4,747,000 | 1,130 |
| FHLB advances | $72,874,000 | 557 |
| Loans and leases held for sale | $677,000 | 1,304 |
| Unused loan commitments | $80,887,000 | 1,016 |
| Tier 1 (core) risk-based capital | $25,352,000 | 2,059 |
| Tier 2 risk-based capital | $1,906,000 | 2,166 |
| Total risk weighted assets | $257,628,000 | 1,494 |
| Total unused commitments | $80,887,000 | 1,017 |
| Derivatives | $10,000,000 | 387 |
| 2003-06-30 | Rank | |
| # of Employees: | 137 | 1,247 |
| Assets and Liabilities | ||
| Total Assets: | $334,090,000 | 1,674 |
| Cash and due from depository institutions | $9,422,000 | 1,247 |
| Interest-bearing balances | $706,000 | 3,555 |
| Securities | $112,594,000 | 1,175 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $195,198,000 | 1,788 |
| Loan loss allowance | $1,840,000 | 2,391 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,228,000 | 1,521 |
| Other real estate owned | $139,000 | 1,247 |
| Goodwill and other intangibles | $270,000 | 2,323 |
| All other assets | $10,239,000 | 1,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,090,000 | 1,674 |
| Total liabilities | $307,503,000 | 1,640 |
| Total deposits | $229,033,000 | 1,956 |
| Interest-bearing deposits | $200,476,000 | 1,916 |
| Deposits held in domestic offices | $229,033,000 | 1,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,428,000 | 1,424 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $71,339,000 | 646 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,703,000 | 2,274 |
| Total equity capital | $26,587,000 | 2,064 |
| Total bank equity capital | $26,587,000 | 2,064 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $750,000 | 3,548 |
| Surplus | $2,000,000 | 5,445 |
| Undivided profits | $23,837,000 | 1,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,850,000 | 1,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,855,000 | 1,534 |
| Earning assets | $308,498,000 | 1,650 |
| Long-term assets (5+ years) | $138,926,000 | 753 |
| Average Assets, year-to-date | $322,152,000 | 1,689 |
| Average Assets, quarterly | $323,429,000 | 1,708 |
| Volatile liabilities | $34,482,000 | 2,560 |
| Insider loans | $5,191,000 | 1,017 |
| FHLB advances | $70,439,000 | 576 |
| Loans and leases held for sale | $344,000 | 1,791 |
| Unused loan commitments | $62,402,000 | 1,211 |
| Tier 1 (core) risk-based capital | $25,089,000 | 2,043 |
| Tier 2 risk-based capital | $1,840,000 | 2,183 |
| Total risk weighted assets | $239,404,000 | 1,573 |
| Total unused commitments | $62,402,000 | 1,222 |
| Derivatives | $10,000,000 | 394 |
| 2003-03-31 | Rank | |
| # of Employees: | 122 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $312,768,000 | 1,758 |
| Cash and due from depository institutions | $9,393,000 | 1,424 |
| Interest-bearing balances | $272,000 | 4,410 |
| Securities | $93,866,000 | 1,355 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $192,855,000 | 1,781 |
| Loan loss allowance | $1,805,000 | 2,388 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,206,000 | 1,504 |
| Other real estate owned | $267,000 | 1,424 |
| Goodwill and other intangibles | $184,000 | 2,485 |
| All other assets | $9,997,000 | 1,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,768,000 | 1,758 |
| Total liabilities | $286,872,000 | 1,723 |
| Total deposits | $216,865,000 | 2,049 |
| Interest-bearing deposits | $190,122,000 | 2,012 |
| Deposits held in domestic offices | $216,865,000 | 2,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,610,000 | 1,616 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $64,579,000 | 678 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,818,000 | 2,202 |
| Total equity capital | $25,896,000 | 2,063 |
| Total bank equity capital | $25,896,000 | 2,063 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,562 |
| Surplus | $2,000,000 | 5,424 |
| Undivided profits | $23,146,000 | 1,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,868,000 | 1,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,824,000 | 1,614 |
| Earning assets | $286,993,000 | 1,749 |
| Long-term assets (5+ years) | $134,437,000 | 749 |
| Average Assets, year-to-date | $316,183,000 | 1,713 |
| Average Assets, quarterly | $316,183,000 | 1,713 |
| Volatile liabilities | $31,044,000 | 2,731 |
| Insider loans | $4,963,000 | 1,061 |
| FHLB advances | $64,299,000 | 602 |
| Loans and leases held for sale | $522,000 | 1,559 |
| Unused loan commitments | $49,208,000 | 1,407 |
| Tier 1 (core) risk-based capital | $24,865,000 | 2,023 |
| Tier 2 risk-based capital | $1,805,000 | 2,183 |
| Total risk weighted assets | $225,547,000 | 1,629 |
| Total unused commitments | $49,208,000 | 1,421 |
| Derivatives | $10,000,000 | 370 |
| 2002-12-31 | Rank | |
| # of Employees: | 126 | 1,356 |
| Assets and Liabilities | ||
| Total Assets: | $319,598,000 | 1,675 |
| Cash and due from depository institutions | $7,278,000 | 1,356 |
| Interest-bearing balances | $63,000 | 5,635 |
| Securities | $95,348,000 | 1,304 |
| Federal funds sold & reverse repurchase agreements | $2,260,000 | 4,591 |
| Net loans & leases | $198,145,000 | 1,736 |
| Loan loss allowance | $1,812,000 | 2,338 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,320,000 | 1,466 |
| Other real estate owned | $307,000 | 1,356 |
| Goodwill and other intangibles | $127,000 | 2,610 |
| All other assets | $9,813,000 | 1,340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $319,598,000 | 1,675 |
| Total liabilities | $293,951,000 | 1,644 |
| Total deposits | $223,416,000 | 1,930 |
| Interest-bearing deposits | $192,258,000 | 1,945 |
| Deposits held in domestic offices | $223,416,000 | 1,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,487,000 | 1,924 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $66,200,000 | 657 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,848,000 | 2,153 |
| Total equity capital | $25,647,000 | 2,056 |
| Total bank equity capital | $25,647,000 | 2,056 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $750,000 | 3,562 |
| Surplus | $2,000,000 | 5,394 |
| Undivided profits | $22,897,000 | 1,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,673,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,772,000 | 1,750 |
| Earning assets | $295,816,000 | 1,651 |
| Long-term assets (5+ years) | $139,280,000 | 715 |
| Average Assets, year-to-date | $309,456,400 | 1,634 |
| Average Assets, quarterly | $316,350,500 | 1,678 |
| Volatile liabilities | $33,013,000 | 2,588 |
| Insider loans | $4,964,000 | 1,038 |
| FHLB advances | $65,300,000 | 583 |
| Loans and leases held for sale | $892,000 | 1,384 |
| Unused loan commitments | $43,054,000 | 1,502 |
| Tier 1 (core) risk-based capital | $24,621,000 | 2,001 |
| Tier 2 risk-based capital | $1,812,000 | 2,154 |
| Total risk weighted assets | $225,566,000 | 1,608 |
| Total unused commitments | $43,054,000 | 1,507 |
| Derivatives | $10,000,000 | 351 |
| 2001-12-31 | Rank | |
| # of Employees: | 124 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $306,726,000 | 1,655 |
| Cash and due from depository institutions | $8,288,000 | 1,333 |
| Interest-bearing balances | $61,000 | 5,584 |
| Securities | $79,929,000 | 1,403 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $202,262,000 | 1,633 |
| Loan loss allowance | $1,893,000 | 2,101 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,734,000 | 1,300 |
| Other real estate owned | $43,000 | 1,333 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $9,470,000 | 1,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,726,000 | 1,655 |
| Total liabilities | $282,401,000 | 1,624 |
| Total deposits | $215,725,000 | 1,904 |
| Interest-bearing deposits | $191,478,000 | 1,844 |
| Deposits held in domestic offices | $215,725,000 | 1,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,291,000 | 1,824 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $61,361,000 | 672 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,024,000 | 1,990 |
| Total equity capital | $24,325,000 | 2,032 |
| Total bank equity capital | $24,325,000 | 2,032 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $750,000 | 3,624 |
| Surplus | $2,000,000 | 5,389 |
| Undivided profits | $21,575,000 | 1,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,205,000 | 1,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,785,000 | 1,861 |
| Earning assets | $282,252,000 | 1,652 |
| Long-term assets (5+ years) | $149,945,000 | 659 |
| Average Assets, year-to-date | $293,887,200 | 1,643 |
| Average Assets, quarterly | $300,642,500 | 1,665 |
| Volatile liabilities | $23,936,000 | 3,215 |
| Insider loans | $4,469,000 | 1,104 |
| FHLB advances | $61,252,000 | 590 |
| Loans and leases held for sale | $574,000 | 1,372 |
| Unused loan commitments | $40,181,000 | 1,489 |
| Tier 1 (core) risk-based capital | $23,979,000 | 1,933 |
| Tier 2 risk-based capital | $1,893,000 | 1,944 |
| Total risk weighted assets | $215,157,000 | 1,595 |
| Total unused commitments | $40,181,000 | 1,493 |
| Derivatives | $10,000,000 | 315 |
| 2000-12-31 | Rank | |
| # of Employees: | 134 | 1,221 |
| Assets and Liabilities | ||
| Total Assets: | $281,636,000 | 1,702 |
| Cash and due from depository institutions | $7,640,000 | 1,221 |
| Interest-bearing balances | $60,000 | 5,221 |
| Securities | $77,324,000 | 1,430 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $184,194,000 | 1,725 |
| Loan loss allowance | $1,787,000 | 2,108 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,975,000 | 1,444 |
| Other real estate owned | $159,000 | 1,221 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,344,000 | 1,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,636,000 | 1,702 |
| Total liabilities | $259,288,000 | 1,684 |
| Total deposits | $212,714,000 | 1,815 |
| Interest-bearing deposits | $187,770,000 | 1,785 |
| Deposits held in domestic offices | $212,714,000 | 1,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,494,000 | 2,111 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,736,000 | 820 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,344,000 | 1,808 |
| Total equity capital | $22,348,000 | 2,093 |
| Total bank equity capital | $22,348,000 | 2,093 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $750,000 | 3,728 |
| Surplus | $2,000,000 | 5,403 |
| Undivided profits | $19,598,000 | 1,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,789,000 | 1,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $950,000 | 2,896 |
| Earning assets | $261,578,000 | 1,695 |
| Long-term assets (5+ years) | $136,914,000 | 683 |
| Average Assets, year-to-date | $278,257,000 | 1,631 |
| Average Assets, quarterly | $283,742,500 | 1,664 |
| Volatile liabilities | $39,332,000 | 2,135 |
| Insider loans | $5,466,000 | 858 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $32,521,000 | 1,614 |
| Tier 1 (core) risk-based capital | $22,611,000 | 1,979 |
| Tier 2 risk-based capital | $1,787,000 | 1,980 |
| Total risk weighted assets | $203,711,000 | 1,597 |
| Total unused commitments | $32,521,000 | 1,615 |
| Derivatives | $10,000,000 | 333 |
| 1999-12-31 | Rank | |
| # of Employees: | 130 | 1,294 |
| Assets and Liabilities | ||
| Total Assets: | $268,546,000 | 1,765 |
| Cash and due from depository institutions | $7,004,000 | 1,294 |
| Interest-bearing balances | $57,000 | 5,319 |
| Securities | $80,531,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $173,071,000 | 1,744 |
| Loan loss allowance | $1,783,000 | 2,052 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,191,000 | 1,632 |
| Other real estate owned | $20,000 | 1,294 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,729,000 | 3,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,546,000 | 1,765 |
| Total liabilities | $246,524,000 | 1,739 |
| Total deposits | $209,189,000 | 1,805 |
| Interest-bearing deposits | $187,214,000 | 1,758 |
| Deposits held in domestic offices | $209,189,000 | 1,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $36,135,000 | 910 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,200,000 | 2,808 |
| Total equity capital | $22,022,000 | 2,010 |
| Total bank equity capital | $22,022,000 | 2,010 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,830 |
| Surplus | $2,000,000 | 5,449 |
| Undivided profits | $19,272,000 | 1,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,475,000 | 1,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $830,000 | 2,798 |
| Earning assets | $253,659,000 | 1,708 |
| Long-term assets (5+ years) | $146,404,000 | 686 |
| Average Assets, year-to-date | $263,621,400 | 1,724 |
| Average Assets, quarterly | $267,708,000 | 1,752 |
| Volatile liabilities | $34,285,000 | 2,287 |
| Insider loans | $5,965,000 | 767 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $27,212,000 | 1,856 |
| Tier 1 (core) risk-based capital | $23,176,000 | 1,893 |
| Tier 2 risk-based capital | $1,783,000 | 1,888 |
| Total risk weighted assets | $182,202,800 | 1,693 |
| Total unused commitments | $27,212,000 | 1,860 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 119 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $260,212,000 | 1,785 |
| Cash and due from depository institutions | $7,341,000 | 1,415 |
| Interest-bearing balances | $153,000 | 4,519 |
| Securities | $75,360,000 | 1,563 |
| Federal funds sold & reverse repurchase agreements | $7,795,000 | 2,211 |
| Net loans & leases | $162,053,000 | 1,735 |
| Loan loss allowance | $1,743,000 | 2,030 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,247,000 | 1,521 |
| Other real estate owned | $380,000 | 1,415 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,036,000 | 3,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,212,000 | 1,785 |
| Total liabilities | $237,930,000 | 1,753 |
| Total deposits | $205,579,000 | 1,840 |
| Interest-bearing deposits | $184,973,000 | 1,761 |
| Deposits held in domestic offices | $205,579,000 | 1,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,810,000 | 804 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,541,000 | 2,470 |
| Total equity capital | $22,282,000 | 2,016 |
| Total bank equity capital | $22,282,000 | 2,016 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $2,000,000 | 5,361 |
| Undivided profits | $19,532,000 | 1,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $974,000 | 2,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $835,000 | 2,725 |
| Earning assets | $245,361,000 | 1,737 |
| Long-term assets (5+ years) | $135,610,000 | 667 |
| Average Assets, year-to-date | $243,778,800 | 1,794 |
| Average Assets, quarterly | $253,966,500 | 1,792 |
| Volatile liabilities | $18,211,000 | 3,255 |
| Insider loans | $4,587,000 | 923 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $27,814,000 | 1,771 |
| Tier 1 (core) risk-based capital | $22,231,000 | 1,907 |
| Tier 2 risk-based capital | $1,743,000 | 1,827 |
| Total risk weighted assets | $165,931,100 | 1,737 |
| Total unused commitments | $27,814,000 | 1,778 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 101 | 1,742 |
| Assets and Liabilities | ||
| Total Assets: | $232,030,000 | 1,971 |
| Cash and due from depository institutions | $6,490,000 | 1,742 |
| Interest-bearing balances | $140,000 | 4,263 |
| Securities | $64,337,000 | 1,787 |
| Federal funds sold & reverse repurchase agreements | $2,835,000 | 4,098 |
| Net loans & leases | $151,106,000 | 1,869 |
| Loan loss allowance | $1,593,000 | 2,218 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,415,000 | 1,443 |
| Other real estate owned | $0 | 1,742 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,847,000 | 3,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,030,000 | 1,971 |
| Total liabilities | $209,570,000 | 1,965 |
| Total deposits | $180,249,000 | 2,090 |
| Interest-bearing deposits | $161,781,000 | 2,007 |
| Deposits held in domestic offices | $180,249,000 | 2,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $28,039,000 | 798 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,282,000 | 2,902 |
| Total equity capital | $22,460,000 | 1,987 |
| Total bank equity capital | $22,460,000 | 1,987 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $2,000,000 | 5,367 |
| Undivided profits | $19,710,000 | 1,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 3,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $765,000 | 3,046 |
| Earning assets | $218,418,000 | 1,928 |
| Long-term assets (5+ years) | $112,757,000 | 698 |
| Average Assets, year-to-date | $214,944,000 | 2,022 |
| Average Assets, quarterly | $224,742,500 | 2,005 |
| Volatile liabilities | $21,928,000 | 2,786 |
| Insider loans | $4,404,000 | 931 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $30,934,000 | 1,540 |
| Tier 1 (core) risk-based capital | $22,358,000 | 1,895 |
| Tier 2 risk-based capital | $1,593,000 | 1,892 |
| Total risk weighted assets | $148,401,500 | 1,881 |
| Total unused commitments | $30,934,000 | 1,543 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 101 | 1,844 |
| Assets and Liabilities | ||
| Total Assets: | $202,156,000 | 2,320 |
| Cash and due from depository institutions | $6,074,000 | 1,844 |
| Interest-bearing balances | $85,000 | 5,115 |
| Securities | $54,618,000 | 2,235 |
| Federal funds sold & reverse repurchase agreements | $4,790,000 | 2,705 |
| Net loans & leases | $129,020,000 | 2,198 |
| Loan loss allowance | $1,371,000 | 2,651 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,741,000 | 1,372 |
| Other real estate owned | $117,000 | 1,844 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,796,000 | 3,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,156,000 | 2,320 |
| Total liabilities | $180,979,000 | 2,335 |
| Total deposits | $164,528,000 | 2,356 |
| Interest-bearing deposits | $147,641,000 | 2,248 |
| Deposits held in domestic offices | $164,528,000 | 2,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $15,335,000 | 1,057 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,116,000 | 3,255 |
| Total equity capital | $21,177,000 | 2,116 |
| Total bank equity capital | $21,177,000 | 2,116 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $2,000,000 | 5,450 |
| Undivided profits | $18,427,000 | 1,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 3,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 1,292 |
| Income earned, not collected on loans | $704,000 | 3,267 |
| Earning assets | $188,513,000 | 2,288 |
| Long-term assets (5+ years) | $89,568,000 | 793 |
| Average Assets, year-to-date | $187,883,400 | 2,391 |
| Average Assets, quarterly | $197,710,000 | 2,359 |
| Volatile liabilities | $22,376,000 | 2,663 |
| Insider loans | $4,486,000 | 960 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $22,478,000 | 1,897 |
| Tier 1 (core) risk-based capital | $21,186,000 | 2,035 |
| Tier 2 risk-based capital | $1,371,000 | 2,223 |
| Total risk weighted assets | $126,086,700 | 2,236 |
| Total unused commitments | $22,478,000 | 1,911 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 102 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $173,406,000 | 2,670 |
| Cash and due from depository institutions | $7,213,000 | 1,896 |
| Interest-bearing balances | $84,000 | 5,511 |
| Securities | $39,200,000 | 3,225 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $119,152,000 | 2,324 |
| Loan loss allowance | $1,265,000 | 2,862 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,904,000 | 1,293 |
| Other real estate owned | $0 | 1,896 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,937,000 | 3,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,406,000 | 2,670 |
| Total liabilities | $153,509,000 | 2,719 |
| Total deposits | $143,410,000 | 2,719 |
| Interest-bearing deposits | $129,958,000 | 2,584 |
| Deposits held in domestic offices | $143,410,000 | 2,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,230,000 | 1,849 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,969,000 | 1,522 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $900,000 | 3,970 |
| Total equity capital | $19,897,000 | 2,244 |
| Total bank equity capital | $19,897,000 | 2,244 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $17,147,000 | 1,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,225,000 | 2,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $702,000 | 3,360 |
| Earning assets | $158,436,000 | 2,674 |
| Long-term assets (5+ years) | $75,707,000 | 854 |
| Average Assets, year-to-date | $164,700,800 | 2,704 |
| Average Assets, quarterly | $171,020,500 | 2,684 |
| Volatile liabilities | $15,978,000 | 3,166 |
| Insider loans | $3,060,000 | 1,414 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,678,000 | 2,468 |
| Tier 1 (core) risk-based capital | $19,894,000 | 2,156 |
| Tier 2 risk-based capital | $1,265,000 | 2,361 |
| Total risk weighted assets | $112,477,800 | 2,417 |
| Total unused commitments | $14,678,000 | 2,481 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 87 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $158,504,000 | 2,858 |
| Cash and due from depository institutions | $5,572,000 | 2,313 |
| Interest-bearing balances | $16,000 | 6,552 |
| Securities | $38,381,000 | 3,429 |
| Federal funds sold & reverse repurchase agreements | $1,870,000 | 3,943 |
| Net loans & leases | $107,084,000 | 2,513 |
| Loan loss allowance | $1,182,000 | 3,074 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,563,000 | 2,086 |
| Other real estate owned | $0 | 2,313 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,034,000 | 3,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,504,000 | 2,858 |
| Total liabilities | $140,295,000 | 2,933 |
| Total deposits | $139,349,000 | 2,745 |
| Interest-bearing deposits | $125,498,000 | 2,638 |
| Deposits held in domestic offices | $139,349,000 | 2,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $309,000 | 4,122 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $637,000 | 4,367 |
| Total equity capital | $18,209,000 | 2,248 |
| Total bank equity capital | $18,209,000 | 2,248 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $450,000 | 6,216 |
| Surplus | $2,000,000 | 5,488 |
| Undivided profits | $15,759,000 | 1,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $617,000 | 3,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $585,000 | 3,564 |
| Earning assets | $147,351,000 | 2,820 |
| Long-term assets (5+ years) | $65,217,000 | 969 |
| Average Assets, year-to-date | $157,149,200 | 2,808 |
| Average Assets, quarterly | $157,299,000 | 2,851 |
| Volatile liabilities | $8,541,000 | 4,863 |
| Insider loans | $2,228,000 | 1,875 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,616,000 | 2,526 |
| Tier 1 (core) risk-based capital | $18,757,000 | 2,192 |
| Tier 2 risk-based capital | $1,182,000 | 2,500 |
| Total risk weighted assets | $103,081,800 | 2,572 |
| Total unused commitments | $13,616,000 | 2,536 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 84 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $154,534,000 | 2,967 |
| Cash and due from depository institutions | $5,121,000 | 2,493 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $36,154,000 | 3,803 |
| Federal funds sold & reverse repurchase agreements | $7,257,000 | 1,919 |
| Net loans & leases | $101,062,000 | 2,590 |
| Loan loss allowance | $1,114,000 | 3,361 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,176,000 | 2,311 |
| Other real estate owned | $0 | 2,493 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,764,000 | 3,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,534,000 | 2,967 |
| Total liabilities | $137,428,000 | 3,030 |
| Total deposits | $135,877,000 | 2,882 |
| Interest-bearing deposits | $123,428,000 | 2,765 |
| Deposits held in domestic offices | $135,877,000 | 2,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $900,000 | 2,857 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $651,000 | 4,388 |
| Total equity capital | $17,106,000 | 2,363 |
| Total bank equity capital | $17,106,000 | 2,363 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $450,000 | 6,511 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $14,656,000 | 1,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $596,000 | 4,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,735 |
| Income earned, not collected on loans | $493,000 | 3,768 |
| Earning assets | $144,473,000 | 2,920 |
| Long-term assets (5+ years) | $64,729,000 | 984 |
| Average Assets, year-to-date | $148,472,400 | 3,009 |
| Average Assets, quarterly | $151,691,000 | 2,995 |
| Volatile liabilities | $8,330,000 | 4,683 |
| Insider loans | $2,678,000 | 1,552 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,588,000 | 2,615 |
| Tier 1 (core) risk-based capital | $17,106,000 | 2,300 |
| Tier 2 risk-based capital | $1,114,000 | 2,611 |
| Total risk weighted assets | $99,137,000 | 2,625 |
| Total unused commitments | $12,588,000 | 2,638 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 80 | 2,706 |
| Assets and Liabilities | ||
| Total Assets: | $146,918,000 | 3,164 |
| Cash and due from depository institutions | $7,262,000 | 2,706 |
| Interest-bearing balances | $501,000 | 4,856 |
| Securities | $38,839,000 | 3,561 |
| Federal funds sold & reverse repurchase agreements | $2,713,000 | 5,376 |
| Net loans & leases | $93,239,000 | 2,846 |
| Loan loss allowance | $952,000 | 3,894 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,346,000 | 2,214 |
| Other real estate owned | $0 | 2,706 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,519,000 | 4,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,918,000 | 3,164 |
| Total liabilities | $131,808,000 | 3,235 |
| Total deposits | $130,254,000 | 3,126 |
| Interest-bearing deposits | $117,367,000 | 3,033 |
| Deposits held in domestic offices | $130,254,000 | 3,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $900,000 | 2,645 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $654,000 | 4,678 |
| Total equity capital | $15,110,000 | 2,550 |
| Total bank equity capital | $15,110,000 | 2,550 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $450,000 | 6,848 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $12,660,000 | 1,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $833,000 | 4,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $512,000 | 3,972 |
| Earning assets | $135,292,000 | 3,148 |
| Long-term assets (5+ years) | $69,064,000 | 879 |
| Average Assets, year-to-date | $140,786,400 | 3,241 |
| Average Assets, quarterly | $144,865,000 | 3,193 |
| Volatile liabilities | $8,888,000 | 4,480 |
| Insider loans | $125,000 | 5,119 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,291,000 | 2,711 |
| Tier 1 (core) risk-based capital | $15,110,000 | 2,486 |
| Tier 2 risk-based capital | $952,000 | 3,036 |
| Total risk weighted assets | $95,085,800 | 2,793 |
| Total unused commitments | $11,291,000 | 2,726 |
| Derivatives | $0 | 651 |