Home > Union National Bank of Texas > Income and Expense
Union National Bank of Texas, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,400,000 | 2,050 |
| Total interest expense | $7,714,000 | 2,026 |
| Net interest income | $8,686,000 | 2,070 |
| Provision for loan and lease losses | $320,000 | 2,185 |
| Total noninterest income | $1,960,000 | 1,861 |
| Gross Fiduciary activities income | $19,000 | 1,413 |
| Service charges on deposit accounts | $1,229,000 | 1,080 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $712,000 | 2,258 |
| Total noninterest expense | $10,542,000 | 1,342 |
| Salaries and employee benefits | $4,368,000 | 1,525 |
| Premises and equipment expense | $1,627,000 | 1,275 |
| Additional noninterest expense | $4,547,000 | 1,206 |
| Pre-tax net operating income | $-216,000 | 11,680 |
| Securities gains (losses) | $83,000 | 1,045 |
| Applicable income taxes | $-18,000 | 11,549 |
| Income before extraordinary items | $-115,000 | 11,617 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-115,000 | 11,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $648,000 | 1,171 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-186,380 | 11,661 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,192,000 | 1,904 |
| Total interest expense | $6,893,000 | 1,823 |
| Net interest income | $9,299,000 | 1,950 |
| Provision for loan and lease losses | $1,540,000 | 699 |
| Total noninterest income | $2,237,000 | 1,691 |
| Gross Fiduciary activities income | $7,000 | 1,498 |
| Service charges on deposit accounts | $1,386,000 | 952 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $844,000 | 2,070 |
| Total noninterest expense | $11,636,000 | 1,274 |
| Salaries and employee benefits | $4,949,000 | 1,370 |
| Premises and equipment expense | $1,624,000 | 1,288 |
| Additional noninterest expense | $5,063,000 | 1,158 |
| Pre-tax net operating income | $-1,640,000 | 12,504 |
| Securities gains (losses) | $-94,000 | 11,489 |
| Applicable income taxes | $-30,000 | 12,156 |
| Income before extraordinary items | $-1,704,000 | 12,479 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,704,000 | 12,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,203,000 | 778 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,611,880 | 12,477 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,909,000 | 1,972 |
| Total interest expense | $6,816,000 | 1,908 |
| Net interest income | $9,093,000 | 1,985 |
| Provision for loan and lease losses | $945,000 | 1,355 |
| Total noninterest income | $2,624,000 | 1,618 |
| Gross Fiduciary activities income | $11,000 | 1,494 |
| Service charges on deposit accounts | $1,598,000 | 814 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,015,000 | 2,019 |
| Total noninterest expense | $13,043,000 | 1,188 |
| Salaries and employee benefits | $5,119,000 | 1,305 |
| Premises and equipment expense | $1,804,000 | 1,183 |
| Additional noninterest expense | $6,120,000 | 1,078 |
| Pre-tax net operating income | $-2,271,000 | 13,103 |
| Securities gains (losses) | $433,000 | 998 |
| Applicable income taxes | $28,000 | 11,440 |
| Income before extraordinary items | $-1,866,000 | 13,082 |
| Extraordinary gains, net | $1,170,000 | 200 |
| Net income | $-696,000 | 12,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000,000 | 729 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,141 |
| Net operating income | $-2,299,000 | 13,083 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,531,000 | 1,816 |
| Total interest expense | $8,903,000 | 1,906 |
| Net interest income | $10,628,000 | 1,728 |
| Provision for loan and lease losses | $2,202,000 | 1,073 |
| Total noninterest income | $2,969,000 | 1,450 |
| Gross Fiduciary activities income | $14,000 | 1,509 |
| Service charges on deposit accounts | $1,630,000 | 804 |
| Trading account gains and fees | $24,000 | 358 |
| Additional Noninterest Income | $1,301,000 | 1,668 |
| Total noninterest expense | $13,415,000 | 1,182 |
| Salaries and employee benefits | $5,680,000 | 1,178 |
| Premises and equipment expense | $1,517,000 | 1,429 |
| Additional noninterest expense | $6,218,000 | 1,114 |
| Pre-tax net operating income | $-2,020,000 | 13,639 |
| Securities gains (losses) | $994,000 | 653 |
| Applicable income taxes | $-28,000 | 13,454 |
| Income before extraordinary items | $-998,000 | 13,551 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-998,000 | 13,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,891,000 | 993 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,962,180 | 13,622 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.