Union National Bank and Trust Company of Elgin, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$17,711,0002,051
Total interest expense$3,336,0002,487
Net interest income$14,375,0001,876
Provision for loan and lease losses$03,275
Total noninterest income$11,0004,508
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,0004,378
Trading account gains and fees$0123
Additional Noninterest Income$10,0004,406
Total noninterest expense$6,010,0002,779
Salaries and employee benefits$3,856,0002,580
Premises and equipment expense$388,0003,297
Additional noninterest expense$10,0004,419
Pre-tax net operating income$8,376,0001,351
Securities gains (losses)$0988
Applicable income taxes$2,340,000881
Income before extraordinary items$6,036,0001,518
Extraordinary gains, net$054
Net income$6,036,0001,533
Minority interest net income$088
Net income of bank and minority interests.$6,036,0001,521
Net charge-offs$-72,0004,266
Cash dividends$6,219,000675
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,036,0001,541
2023-09-30 (YTD Data)Rank
Total interest income$13,163,0002,029
Total interest expense$2,265,0002,497
Net interest income$10,898,0001,874
Provision for loan and lease losses$03,085
Total noninterest income$11,0004,527
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,0004,400
Trading account gains and fees$0125
Additional Noninterest Income$10,0004,408
Total noninterest expense$4,085,0002,915
Salaries and employee benefits$2,352,0002,864
Premises and equipment expense$279,0003,355
Additional noninterest expense$10,0004,427
Pre-tax net operating income$6,823,0001,313
Securities gains (losses)$0849
Applicable income taxes$1,910,000850
Income before extraordinary items$4,913,0001,469
Extraordinary gains, net$052
Net income$4,913,0001,480
Minority interest net income$081
Net income of bank and minority interests.$4,913,0001,468
Net charge-offs$-27,0004,065
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,913,0001,492
2023-06-30 (YTD Data)Rank
Total interest income$8,468,0002,046
Total interest expense$1,395,0002,443
Net interest income$7,073,0001,928
Provision for loan and lease losses$02,940
Total noninterest income$9,0004,550
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,0004,425
Trading account gains and fees$0112
Additional Noninterest Income$8,0004,450
Total noninterest expense$2,732,0002,908
Salaries and employee benefits$1,504,0002,926
Premises and equipment expense$185,0003,361
Additional noninterest expense$8,0004,442
Pre-tax net operating income$4,350,0001,333
Securities gains (losses)$0938
Applicable income taxes$1,217,000891
Income before extraordinary items$3,133,0001,517
Extraordinary gains, net$051
Net income$3,133,0001,535
Minority interest net income$081
Net income of bank and minority interests.$3,133,0001,517
Net charge-offs$-22,0004,140
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,133,0001,527
2023-03-31 (YTD Data)Rank
Total interest income$4,141,0002,059
Total interest expense$667,0002,296
Net interest income$3,474,0001,957
Provision for loan and lease losses$-9,0004,441
Total noninterest income$1,0004,631
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,0004,443
Trading account gains and fees$097
Additional Noninterest Income$04,577
Total noninterest expense$1,339,0002,974
Salaries and employee benefits$752,0002,978
Premises and equipment expense$69,0003,740
Additional noninterest expense$04,577
Pre-tax net operating income$2,145,0001,398
Securities gains (losses)$0950
Applicable income taxes$602,000921
Income before extraordinary items$1,543,0001,570
Extraordinary gains, net$04
Net income$1,543,0001,570
Minority interest net income$048
Net income of bank and minority interests.$1,543,0001,570
Net charge-offs$-10,0004,040
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,543,0001,589
2022-12-31 (YTD Data)Rank
Total interest income$15,419,0001,909
Total interest expense$1,462,0001,938
Net interest income$13,957,0001,878
Provision for loan and lease losses$03,012
Total noninterest income$112,0004,379
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$27,0004,233
Trading account gains and fees$0116
Additional Noninterest Income$85,0004,200
Total noninterest expense$6,513,0002,625
Salaries and employee benefits$3,586,0002,667
Premises and equipment expense$550,0002,858
Additional noninterest expense$85,0004,200
Pre-tax net operating income$7,556,0001,551
Securities gains (losses)$0691
Applicable income taxes$2,119,0001,041
Income before extraordinary items$5,437,0001,726
Extraordinary gains, net$05
Net income$5,437,0001,723
Minority interest net income$063
Net income of bank and minority interests.$5,437,0001,725
Net charge-offs$-6,0003,530
Cash dividends$5,303,000743
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,437,0001,757
2022-09-30 (YTD Data)Rank
Total interest income$11,084,0001,914
Total interest expense$937,0001,850
Net interest income$10,147,0001,906
Provision for loan and lease losses$02,835
Total noninterest income$98,0004,365
Gross Fiduciary activities income$0968
Service charges on deposit accounts$22,0004,232
Trading account gains and fees$0111
Additional Noninterest Income$76,0004,166
Total noninterest expense$4,497,0002,743
Salaries and employee benefits$2,234,0002,943
Premises and equipment expense$431,0002,784
Additional noninterest expense$76,0004,166
Pre-tax net operating income$5,748,0001,527
Securities gains (losses)$0740
Applicable income taxes$1,617,0001,018
Income before extraordinary items$4,131,0001,681
Extraordinary gains, net$04
Net income$4,131,0001,679
Minority interest net income$057
Net income of bank and minority interests.$4,131,0001,680
Net charge-offs$98,000941
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,131,0001,717
2022-06-30 (YTD Data)Rank
Total interest income$7,268,0001,881
Total interest expense$629,0001,663
Net interest income$6,639,0001,895
Provision for loan and lease losses$02,599
Total noninterest income$19,0004,646
Gross Fiduciary activities income$0925
Service charges on deposit accounts$16,0004,234
Trading account gains and fees$0108
Additional Noninterest Income$3,0004,667
Total noninterest expense$2,794,0002,844
Salaries and employee benefits$1,416,0003,025
Premises and equipment expense$271,0002,900
Additional noninterest expense$1,107,0002,448
Pre-tax net operating income$3,864,0001,449
Securities gains (losses)$0687
Applicable income taxes$1,093,000955
Income before extraordinary items$2,771,0001,600
Extraordinary gains, net$04
Net income$2,771,0001,598
Minority interest net income$060
Net income of bank and minority interests.$2,771,0001,600
Net charge-offs$80,000799
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,771,0001,636
2022-03-31 (YTD Data)Rank
Total interest income$3,683,0001,829
Total interest expense$342,0001,495
Net interest income$3,341,0001,842
Provision for loan and lease losses$02,285
Total noninterest income$10,0004,650
Gross Fiduciary activities income$0892
Service charges on deposit accounts$8,0004,241
Trading account gains and fees$0103
Additional Noninterest Income$2,0004,664
Total noninterest expense$1,290,0002,968
Salaries and employee benefits$678,0003,089
Premises and equipment expense$74,0003,722
Additional noninterest expense$538,0002,465
Pre-tax net operating income$2,061,0001,323
Securities gains (losses)$0623
Applicable income taxes$586,000888
Income before extraordinary items$1,475,0001,475
Extraordinary gains, net$04
Net income$1,475,0001,474
Minority interest net income$050
Net income of bank and minority interests.$1,475,0001,475
Net charge-offs$78,000555
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,475,0001,493
2021-12-31 (YTD Data)Rank
Total interest income$17,688,0001,637
Total interest expense$1,990,0001,332
Net interest income$15,698,0001,669
Provision for loan and lease losses$03,064
Total noninterest income$-599,0004,835
Gross Fiduciary activities income$0994
Service charges on deposit accounts$39,0004,158
Trading account gains and fees$0132
Additional Noninterest Income$-638,0004,843
Total noninterest expense$6,375,0002,628
Salaries and employee benefits$3,222,0002,822
Premises and equipment expense$417,0003,280
Additional noninterest expense$2,736,0002,113
Pre-tax net operating income$8,724,0001,396
Securities gains (losses)$02,062
Applicable income taxes$2,367,000989
Income before extraordinary items$6,357,0001,601
Extraordinary gains, net$010
Net income$6,357,0001,601
Minority interest net income$074
Net income of bank and minority interests.$6,357,0001,601
Net charge-offs$-40,0004,055
Cash dividends$9,256,000510
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,357,0001,581
2021-09-30 (YTD Data)Rank
Total interest income$13,145,0001,675
Total interest expense$1,581,0001,345
Net interest income$11,564,0001,712
Provision for loan and lease losses$02,963
Total noninterest income$-571,0004,911
Gross Fiduciary activities income$0957
Service charges on deposit accounts$31,0004,180
Trading account gains and fees$0132
Additional Noninterest Income$-602,0004,918
Total noninterest expense$3,911,0002,968
Salaries and employee benefits$1,979,0003,133
Premises and equipment expense$197,0003,917
Additional noninterest expense$1,735,0002,361
Pre-tax net operating income$7,082,0001,371
Securities gains (losses)$02,015
Applicable income taxes$1,897,000997
Income before extraordinary items$5,185,0001,568
Extraordinary gains, net$08
Net income$5,185,0001,568
Minority interest net income$069
Net income of bank and minority interests.$5,185,0001,568
Net charge-offs$-31,0004,033
Cash dividends$4,071,000679
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,185,0001,539
2021-06-30 (YTD Data)Rank
Total interest income$8,459,0001,722
Total interest expense$1,128,0001,325
Net interest income$7,331,0001,771
Provision for loan and lease losses$02,862
Total noninterest income$-547,0004,948
Gross Fiduciary activities income$0951
Service charges on deposit accounts$21,0004,172
Trading account gains and fees$0133
Additional Noninterest Income$-568,0004,955
Total noninterest expense$2,390,0003,095
Salaries and employee benefits$1,240,0003,226
Premises and equipment expense$107,0004,137
Additional noninterest expense$1,043,0002,497
Pre-tax net operating income$4,394,0001,436
Securities gains (losses)$01,818
Applicable income taxes$1,132,0001,050
Income before extraordinary items$3,262,0001,615
Extraordinary gains, net$06
Net income$3,262,0001,615
Minority interest net income$067
Net income of bank and minority interests.$3,262,0001,615
Net charge-offs$-21,0004,072
Cash dividends$4,071,000498
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,262,0001,586
2021-03-31 (YTD Data)Rank
Total interest income$3,325,0002,060
Total interest expense$610,0001,289
Net interest income$2,715,0002,187
Provision for loan and lease losses$02,741
Total noninterest income$394,0002,496
Gross Fiduciary activities income$0922
Service charges on deposit accounts$10,0004,200
Trading account gains and fees$0127
Additional Noninterest Income$384,0002,198
Total noninterest expense$1,126,0003,185
Salaries and employee benefits$616,0003,231
Premises and equipment expense$44,0004,312
Additional noninterest expense$466,0002,664
Pre-tax net operating income$1,983,0001,531
Securities gains (losses)$01,392
Applicable income taxes$600,0001,010
Income before extraordinary items$1,383,0001,813
Extraordinary gains, net$03
Net income$1,383,0001,813
Minority interest net income$055
Net income of bank and minority interests.$1,383,0001,813
Net charge-offs$-12,0004,135
Cash dividends$4,071,000272
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,383,0001,775
2020-12-31 (YTD Data)Rank
Total interest income$13,033,0002,099
Total interest expense$3,405,0001,341
Net interest income$9,628,0002,320
Provision for loan and lease losses$04,319
Total noninterest income$1,877,0002,196
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$39,0004,329
Trading account gains and fees$0133
Additional Noninterest Income$1,838,0001,871
Total noninterest expense$5,658,0002,794
Salaries and employee benefits$2,948,0002,968
Premises and equipment expense$449,0003,218
Additional noninterest expense$2,261,0002,338
Pre-tax net operating income$5,847,0001,594
Securities gains (losses)$02,675
Applicable income taxes$1,776,0001,004
Income before extraordinary items$4,071,0001,899
Extraordinary gains, net$04
Net income$4,071,0001,898
Minority interest net income$072
Net income of bank and minority interests.$4,071,0001,899
Net charge-offs$-36,0004,519
Cash dividends$2,578,0001,261
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,071,0001,850
2020-09-30 (YTD Data)Rank
Total interest income$9,759,0002,115
Total interest expense$2,702,0001,343
Net interest income$7,057,0002,351
Provision for loan and lease losses$04,239
Total noninterest income$922,0002,626
Gross Fiduciary activities income$0981
Service charges on deposit accounts$29,0004,366
Trading account gains and fees$0125
Additional Noninterest Income$893,0002,263
Total noninterest expense$3,810,0002,975
Salaries and employee benefits$1,950,0003,138
Premises and equipment expense$184,0004,067
Additional noninterest expense$1,676,0002,333
Pre-tax net operating income$4,169,0001,624
Securities gains (losses)$02,494
Applicable income taxes$1,265,0001,001
Income before extraordinary items$2,904,0001,940
Extraordinary gains, net$04
Net income$2,904,0001,939
Minority interest net income$065
Net income of bank and minority interests.$2,904,0001,940
Net charge-offs$-28,0004,514
Cash dividends$2,578,000894
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,904,0001,887
2020-06-30 (YTD Data)Rank
Total interest income$6,456,0002,151
Total interest expense$1,865,0001,390
Net interest income$4,591,0002,408
Provision for loan and lease losses$04,134
Total noninterest income$418,0003,035
Gross Fiduciary activities income$0970
Service charges on deposit accounts$18,0004,426
Trading account gains and fees$0123
Additional Noninterest Income$400,0002,612
Total noninterest expense$2,425,0003,057
Salaries and employee benefits$1,262,0003,200
Premises and equipment expense$105,0004,227
Additional noninterest expense$1,058,0002,407
Pre-tax net operating income$2,584,0001,649
Securities gains (losses)$02,249
Applicable income taxes$783,0001,001
Income before extraordinary items$1,801,0001,978
Extraordinary gains, net$04
Net income$1,801,0001,979
Minority interest net income$065
Net income of bank and minority interests.$1,801,0001,979
Net charge-offs$-19,0004,501
Cash dividends$2,578,000661
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,801,0001,938
2020-03-31 (YTD Data)Rank
Total interest income$3,189,0002,156
Total interest expense$907,0001,529
Net interest income$2,282,0002,377
Provision for loan and lease losses$03,711
Total noninterest income$18,0004,835
Gross Fiduciary activities income$0941
Service charges on deposit accounts$11,0004,448
Trading account gains and fees$0106
Additional Noninterest Income$7,0004,782
Total noninterest expense$1,208,0003,088
Salaries and employee benefits$628,0003,232
Premises and equipment expense$49,0004,332
Additional noninterest expense$531,0002,438
Pre-tax net operating income$1,092,0001,712
Securities gains (losses)$01,705
Applicable income taxes$329,0001,009
Income before extraordinary items$763,0002,048
Extraordinary gains, net$04
Net income$763,0002,047
Minority interest net income$056
Net income of bank and minority interests.$763,0002,048
Net charge-offs$-10,0004,460
Cash dividends$2,578,000446
Sale, conversion, retirement of capital stock, net$0482
Net operating income$763,0002,017
2019-12-31 (YTD Data)Rank
Total interest income$13,038,0002,146
Total interest expense$4,140,0001,443
Net interest income$8,898,0002,442
Provision for loan and lease losses$-210,0005,045
Total noninterest income$-116,0005,155
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$49,0004,500
Trading account gains and fees$0135
Additional Noninterest Income$-165,0005,152
Total noninterest expense$5,369,0002,881
Salaries and employee benefits$2,982,0002,950
Premises and equipment expense$417,0003,396
Additional noninterest expense$1,970,0002,584
Pre-tax net operating income$3,623,0002,181
Securities gains (losses)$02,379
Applicable income taxes$911,0001,505
Income before extraordinary items$2,712,0002,446
Extraordinary gains, net$011
Net income$2,712,0002,447
Minority interest net income$076
Net income of bank and minority interests.$2,712,0002,448
Net charge-offs$-56,0004,799
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,712,0002,409
2019-09-30 (YTD Data)Rank
Total interest income$9,713,0002,178
Total interest expense$3,152,0001,434
Net interest income$6,561,0002,495
Provision for loan and lease losses$-210,0005,144
Total noninterest income$-152,0005,234
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$38,0004,549
Trading account gains and fees$0129
Additional Noninterest Income$-190,0005,236
Total noninterest expense$3,731,0003,042
Salaries and employee benefits$1,959,0003,182
Premises and equipment expense$268,0003,694
Additional noninterest expense$1,504,0002,561
Pre-tax net operating income$2,888,0002,159
Securities gains (losses)$02,167
Applicable income taxes$690,0001,548
Income before extraordinary items$2,198,0002,388
Extraordinary gains, net$011
Net income$2,198,0002,388
Minority interest net income$072
Net income of bank and minority interests.$2,198,0002,389
Net charge-offs$-45,0004,798
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,198,0002,358
2019-06-30 (YTD Data)Rank
Total interest income$6,384,0002,199
Total interest expense$2,090,0001,416
Net interest income$4,294,0002,540
Provision for loan and lease losses$03,685
Total noninterest income$25,0005,111
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$26,0004,559
Trading account gains and fees$0131
Additional Noninterest Income$-1,0005,246
Total noninterest expense$2,393,0003,135
Salaries and employee benefits$1,259,0003,252
Premises and equipment expense$177,0003,723
Additional noninterest expense$957,0002,675
Pre-tax net operating income$1,926,0002,150
Securities gains (losses)$01,702
Applicable income taxes$400,0001,623
Income before extraordinary items$1,526,0002,306
Extraordinary gains, net$011
Net income$1,526,0002,306
Minority interest net income$069
Net income of bank and minority interests.$1,526,0002,306
Net charge-offs$-22,0004,706
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,526,0002,276
2019-03-31 (YTD Data)Rank
Total interest income$3,160,0002,220
Total interest expense$1,014,0001,423
Net interest income$2,146,0002,554
Provision for loan and lease losses$03,406
Total noninterest income$14,0005,142
Gross Fiduciary activities income$0972
Service charges on deposit accounts$13,0004,599
Trading account gains and fees$0126
Additional Noninterest Income$1,0005,209
Total noninterest expense$1,190,0003,161
Salaries and employee benefits$639,0003,276
Premises and equipment expense$93,0003,662
Additional noninterest expense$458,0002,749
Pre-tax net operating income$970,0002,095
Securities gains (losses)$01,087
Applicable income taxes$293,0001,272
Income before extraordinary items$677,0002,413
Extraordinary gains, net$05
Net income$677,0002,412
Minority interest net income$052
Net income of bank and minority interests.$677,0002,412
Net charge-offs$-8,0004,574
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$677,0002,398
2018-12-31 (YTD Data)Rank
Total interest income$12,722,0002,115
Total interest expense$3,133,0001,383
Net interest income$9,589,0002,316
Provision for loan and lease losses$04,082
Total noninterest income$-262,0005,383
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$60,0004,600
Trading account gains and fees$0126
Additional Noninterest Income$-322,0005,384
Total noninterest expense$4,859,0003,102
Salaries and employee benefits$2,677,0003,163
Premises and equipment expense$384,0003,599
Additional noninterest expense$1,798,0002,791
Pre-tax net operating income$4,468,0001,949
Securities gains (losses)$01,125
Applicable income taxes$1,238,0001,201
Income before extraordinary items$3,230,0002,217
Extraordinary gains, net$06
Net income$3,230,0002,215
Minority interest net income$072
Net income of bank and minority interests.$3,230,0002,216
Net charge-offs$12,0003,283
Cash dividends$3,364,000999
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,230,0002,212
2018-09-30 (YTD Data)Rank
Total interest income$9,509,0002,105
Total interest expense$2,219,0001,378
Net interest income$7,290,0002,308
Provision for loan and lease losses$03,948
Total noninterest income$108,0004,900
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$46,0004,635
Trading account gains and fees$0138
Additional Noninterest Income$62,0004,756
Total noninterest expense$3,435,0003,228
Salaries and employee benefits$1,747,0003,422
Premises and equipment expense$278,0003,710
Additional noninterest expense$1,410,0002,707
Pre-tax net operating income$3,963,0001,715
Securities gains (losses)$01,118
Applicable income taxes$1,115,0001,079
Income before extraordinary items$2,848,0001,984
Extraordinary gains, net$05
Net income$2,848,0001,981
Minority interest net income$066
Net income of bank and minority interests.$2,848,0001,983
Net charge-offs$109,0001,679
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,848,0001,973
2018-06-30 (YTD Data)Rank
Total interest income$6,238,0002,117
Total interest expense$1,402,0001,365
Net interest income$4,836,0002,309
Provision for loan and lease losses$03,782
Total noninterest income$72,0004,946
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$30,0004,696
Trading account gains and fees$0130
Additional Noninterest Income$42,0004,783
Total noninterest expense$2,239,0003,297
Salaries and employee benefits$1,113,0003,520
Premises and equipment expense$184,0003,744
Additional noninterest expense$942,0002,724
Pre-tax net operating income$2,669,0001,667
Securities gains (losses)$0961
Applicable income taxes$726,0001,093
Income before extraordinary items$1,943,0001,926
Extraordinary gains, net$06
Net income$1,943,0001,924
Minority interest net income$065
Net income of bank and minority interests.$1,943,0001,925
Net charge-offs$-11,0004,546
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,943,0001,918
2018-03-31 (YTD Data)Rank
Total interest income$3,066,0002,130
Total interest expense$670,0001,353
Net interest income$2,396,0002,325
Provision for loan and lease losses$03,508
Total noninterest income$31,0005,087
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$16,0004,684
Trading account gains and fees$0123
Additional Noninterest Income$15,0004,965
Total noninterest expense$1,090,0003,376
Salaries and employee benefits$558,0003,551
Premises and equipment expense$93,0003,765
Additional noninterest expense$439,0002,885
Pre-tax net operating income$1,337,0001,630
Securities gains (losses)$0735
Applicable income taxes$322,0001,163
Income before extraordinary items$1,015,0001,829
Extraordinary gains, net$07
Net income$1,015,0001,828
Minority interest net income$052
Net income of bank and minority interests.$1,015,0001,829
Net charge-offs$-6,0004,537
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,015,0001,819
2017-12-31 (YTD Data)Rank
Total interest income$11,301,0002,225
Total interest expense$2,146,0001,449
Net interest income$9,155,0002,360
Provision for loan and lease losses$04,227
Total noninterest income$-140,0005,649
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$75,0004,639
Trading account gains and fees$0151
Additional Noninterest Income$-215,0005,646
Total noninterest expense$5,324,0002,991
Salaries and employee benefits$2,705,0003,190
Premises and equipment expense$535,0003,141
Additional noninterest expense$2,084,0002,580
Pre-tax net operating income$3,691,0002,155
Securities gains (losses)$02,243
Applicable income taxes$1,173,0001,735
Income before extraordinary items$2,518,0002,319
Extraordinary gains, net$09
Net income$2,518,0002,319
Minority interest net income$076
Net income of bank and minority interests.$2,518,0002,319
Net charge-offs$780,000826
Cash dividends$4,700,000716
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,518,0002,292
2017-09-30 (YTD Data)Rank
Total interest income$8,259,0002,268
Total interest expense$1,538,0001,485
Net interest income$6,721,0002,417
Provision for loan and lease losses$04,088
Total noninterest income$-119,0005,715
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$56,0004,681
Trading account gains and fees$0145
Additional Noninterest Income$-175,0005,716
Total noninterest expense$3,774,0003,095
Salaries and employee benefits$1,804,0003,411
Premises and equipment expense$361,0003,368
Additional noninterest expense$1,609,0002,539
Pre-tax net operating income$2,828,0002,167
Securities gains (losses)$02,274
Applicable income taxes$217,0002,712
Income before extraordinary items$2,611,0001,960
Extraordinary gains, net$09
Net income$2,611,0001,960
Minority interest net income$071
Net income of bank and minority interests.$2,611,0001,960
Net charge-offs$538,000765
Cash dividends$2,700,000832
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,611,0001,934
2017-06-30 (YTD Data)Rank
Total interest income$5,295,0002,317
Total interest expense$935,0001,559
Net interest income$4,360,0002,462
Provision for loan and lease losses$03,871
Total noninterest income$-157,0005,765
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$35,0004,772
Trading account gains and fees$0139
Additional Noninterest Income$-192,0005,771
Total noninterest expense$2,483,0003,144
Salaries and employee benefits$1,196,0003,446
Premises and equipment expense$253,0003,273
Additional noninterest expense$1,034,0002,601
Pre-tax net operating income$1,720,0002,254
Securities gains (losses)$01,906
Applicable income taxes$-217,0005,743
Income before extraordinary items$1,937,0001,746
Extraordinary gains, net$011
Net income$1,937,0001,746
Minority interest net income$071
Net income of bank and minority interests.$1,937,0001,746
Net charge-offs$542,000525
Cash dividends$2,700,000590
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,937,0001,729
2017-03-31 (YTD Data)Rank
Total interest income$2,578,0002,366
Total interest expense$426,0001,660
Net interest income$2,152,0002,494
Provision for loan and lease losses$03,537
Total noninterest income$-78,0005,842
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$17,0004,815
Trading account gains and fees$0142
Additional Noninterest Income$-95,0005,843
Total noninterest expense$1,164,0003,302
Salaries and employee benefits$646,0003,334
Premises and equipment expense$88,0003,977
Additional noninterest expense$430,0002,971
Pre-tax net operating income$910,0002,088
Securities gains (losses)$01,153
Applicable income taxes$-306,0005,826
Income before extraordinary items$1,216,0001,448
Extraordinary gains, net$08
Net income$1,216,0001,448
Minority interest net income$055
Net income of bank and minority interests.$1,216,0001,448
Net charge-offs$547,000316
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,216,0001,430
2016-12-31 (YTD Data)Rank
Total interest income$10,066,0002,386
Total interest expense$1,570,0001,746
Net interest income$8,496,0002,499
Provision for loan and lease losses$-500,0005,740
Total noninterest income$57,0005,687
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$73,0004,869
Trading account gains and fees$0170
Additional Noninterest Income$-16,0005,838
Total noninterest expense$5,755,0002,923
Salaries and employee benefits$2,821,0003,151
Premises and equipment expense$387,0003,837
Additional noninterest expense$2,547,0002,281
Pre-tax net operating income$3,298,0002,234
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$3,298,0001,937
Extraordinary gains, net$05
Net income$3,298,0001,936
Minority interest net income$082
Net income of bank and minority interests.$3,298,0001,936
Net charge-offs$184,0002,017
Cash dividends$600,0002,761
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,298,0001,894
2016-09-30 (YTD Data)Rank
Total interest income$7,540,0002,388
Total interest expense$1,171,0001,754
Net interest income$6,369,0002,510
Provision for loan and lease losses$-500,0005,849
Total noninterest income$232,0004,687
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$58,0004,862
Trading account gains and fees$0169
Additional Noninterest Income$174,0004,255
Total noninterest expense$4,331,0002,916
Salaries and employee benefits$2,258,0003,020
Premises and equipment expense$251,0004,134
Additional noninterest expense$1,822,0002,371
Pre-tax net operating income$2,770,0002,076
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$2,770,0001,795
Extraordinary gains, net$05
Net income$2,770,0001,795
Minority interest net income$071
Net income of bank and minority interests.$2,770,0001,795
Net charge-offs$216,0001,395
Cash dividends$160,0003,268
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,770,0001,741
2016-06-30 (YTD Data)Rank
Total interest income$5,089,0002,373
Total interest expense$765,0001,780
Net interest income$4,324,0002,469
Provision for loan and lease losses$04,017
Total noninterest income$278,0003,963
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$38,0004,894
Trading account gains and fees$0157
Additional Noninterest Income$240,0003,337
Total noninterest expense$3,018,0002,852
Salaries and employee benefits$1,650,0002,870
Premises and equipment expense$157,0004,270
Additional noninterest expense$1,211,0002,372
Pre-tax net operating income$1,584,0002,309
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,584,0002,024
Extraordinary gains, net$016
Net income$1,584,0002,024
Minority interest net income$071
Net income of bank and minority interests.$1,584,0002,024
Net charge-offs$98,0001,637
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,584,0001,959
2016-03-31 (YTD Data)Rank
Total interest income$2,559,0002,369
Total interest expense$384,0001,759
Net interest income$2,175,0002,461
Provision for loan and lease losses$03,656
Total noninterest income$299,0002,729
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$21,0004,775
Trading account gains and fees$0142
Additional Noninterest Income$278,0002,183
Total noninterest expense$1,543,0002,805
Salaries and employee benefits$850,0002,830
Premises and equipment expense$79,0004,302
Additional noninterest expense$614,0002,340
Pre-tax net operating income$931,0002,025
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$931,0001,732
Extraordinary gains, net$012
Net income$931,0001,733
Minority interest net income$062
Net income of bank and minority interests.$931,0001,733
Net charge-offs$104,000994
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$931,0001,689
2015-12-31 (YTD Data)Rank
Total interest income$10,219,0002,326
Total interest expense$1,716,0001,587
Net interest income$8,503,0002,453
Provision for loan and lease losses$-200,0005,815
Total noninterest income$-532,0006,166
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$82,0004,937
Trading account gains and fees$0159
Additional Noninterest Income$-614,0006,173
Total noninterest expense$5,294,0003,096
Salaries and employee benefits$2,248,0003,666
Premises and equipment expense$377,0004,017
Additional noninterest expense$2,669,0002,204
Pre-tax net operating income$2,877,0002,385
Securities gains (losses)$03,216
Applicable income taxes$-2,0005,844
Income before extraordinary items$2,879,0002,113
Extraordinary gains, net$023
Net income$2,879,0002,114
Minority interest net income$081
Net income of bank and minority interests.$2,879,0002,115
Net charge-offs$243,0001,805
Cash dividends$900,0002,260
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,879,0002,073
2015-09-30 (YTD Data)Rank
Total interest income$7,606,0002,359
Total interest expense$1,280,0001,609
Net interest income$6,326,0002,481
Provision for loan and lease losses$-200,0005,985
Total noninterest income$-93,0006,237
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$62,0004,980
Trading account gains and fees$0153
Additional Noninterest Income$-155,0006,226
Total noninterest expense$4,046,0003,089
Salaries and employee benefits$1,702,0003,663
Premises and equipment expense$222,0004,540
Additional noninterest expense$2,122,0002,097
Pre-tax net operating income$2,387,0002,261
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,387,0001,960
Extraordinary gains, net$021
Net income$2,387,0001,962
Minority interest net income$078
Net income of bank and minority interests.$2,387,0001,962
Net charge-offs$67,0002,539
Cash dividends$900,0001,699
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,387,0001,929
2015-06-30 (YTD Data)Rank
Total interest income$5,091,0002,351
Total interest expense$845,0001,634
Net interest income$4,246,0002,466
Provision for loan and lease losses$04,069
Total noninterest income$328,0003,779
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$41,0005,012
Trading account gains and fees$0157
Additional Noninterest Income$287,0003,117
Total noninterest expense$2,542,0003,222
Salaries and employee benefits$1,108,0003,738
Premises and equipment expense$145,0004,619
Additional noninterest expense$1,289,0002,284
Pre-tax net operating income$2,032,0001,879
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,032,0001,594
Extraordinary gains, net$022
Net income$2,032,0001,597
Minority interest net income$075
Net income of bank and minority interests.$2,032,0001,597
Net charge-offs$70,0002,041
Cash dividends$900,0001,338
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,032,0001,553
2015-03-31 (YTD Data)Rank
Total interest income$2,503,0002,380
Total interest expense$412,0001,688
Net interest income$2,091,0002,493
Provision for loan and lease losses$03,703
Total noninterest income$-223,0006,404
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$21,0004,993
Trading account gains and fees$0152
Additional Noninterest Income$-244,0006,407
Total noninterest expense$1,275,0003,240
Salaries and employee benefits$581,0003,652
Premises and equipment expense$58,0005,018
Additional noninterest expense$636,0002,291
Pre-tax net operating income$593,0002,712
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$593,0002,409
Extraordinary gains, net$013
Net income$593,0002,411
Minority interest net income$064
Net income of bank and minority interests.$593,0002,411
Net charge-offs$59,0001,446
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$593,0002,341
2014-12-31 (YTD Data)Rank
Total interest income$11,303,0002,140
Total interest expense$1,856,0001,584
Net interest income$9,447,0002,242
Provision for loan and lease losses$04,603
Total noninterest income$-7,0006,404
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$120,0004,725
Trading account gains and fees$0180
Additional Noninterest Income$-127,0006,401
Total noninterest expense$6,022,0002,911
Salaries and employee benefits$2,377,0003,607
Premises and equipment expense$342,0004,417
Additional noninterest expense$3,303,0001,869
Pre-tax net operating income$3,418,0002,066
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,418,0001,807
Extraordinary gains, net$017
Net income$3,418,0001,806
Minority interest net income$084
Net income of bank and minority interests.$3,418,0001,806
Net charge-offs$1,652,000604
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,418,0001,777
2014-09-30 (YTD Data)Rank
Total interest income$8,664,0002,125
Total interest expense$1,430,0001,563
Net interest income$7,234,0002,218
Provision for loan and lease losses$04,401
Total noninterest income$93,0005,904
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$90,0004,789
Trading account gains and fees$0174
Additional Noninterest Income$3,0006,308
Total noninterest expense$4,596,0002,887
Salaries and employee benefits$1,737,0003,682
Premises and equipment expense$220,0004,758
Additional noninterest expense$2,639,0001,746
Pre-tax net operating income$2,731,0002,004
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,731,0001,718
Extraordinary gains, net$015
Net income$2,731,0001,719
Minority interest net income$081
Net income of bank and minority interests.$2,731,0001,718
Net charge-offs$1,682,000441
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,731,0001,682
2014-06-30 (YTD Data)Rank
Total interest income$5,920,0002,067
Total interest expense$977,0001,542
Net interest income$4,943,0002,147
Provision for loan and lease losses$04,196
Total noninterest income$-93,0006,613
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$55,0004,923
Trading account gains and fees$0172
Additional Noninterest Income$-148,0006,605
Total noninterest expense$2,860,0003,042
Salaries and employee benefits$1,149,0003,719
Premises and equipment expense$153,0004,710
Additional noninterest expense$1,558,0001,964
Pre-tax net operating income$1,990,0001,825
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,990,0001,548
Extraordinary gains, net$020
Net income$1,990,0001,551
Minority interest net income$080
Net income of bank and minority interests.$1,990,0001,550
Net charge-offs$570,000786
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,990,0001,520
2014-03-31 (YTD Data)Rank
Total interest income$2,961,0002,068
Total interest expense$499,0001,529
Net interest income$2,462,0002,148
Provision for loan and lease losses$03,817
Total noninterest income$113,0004,444
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$27,0004,957
Trading account gains and fees$0147
Additional Noninterest Income$86,0003,790
Total noninterest expense$1,275,0003,330
Salaries and employee benefits$575,0003,744
Premises and equipment expense$66,0005,067
Additional noninterest expense$634,0002,361
Pre-tax net operating income$1,300,0001,416
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,300,0001,177
Extraordinary gains, net$016
Net income$1,300,0001,178
Minority interest net income$066
Net income of bank and minority interests.$1,300,0001,178
Net charge-offs$384,000608
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,300,0001,157
2013-12-31 (YTD Data)Rank
Total interest income$13,176,0001,896
Total interest expense$2,473,0001,377
Net interest income$10,703,0001,980
Provision for loan and lease losses$05,091
Total noninterest income$-350,0006,756
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$121,0004,940
Trading account gains and fees$0184
Additional Noninterest Income$-471,0006,734
Total noninterest expense$6,906,0002,660
Salaries and employee benefits$2,243,0003,820
Premises and equipment expense$346,0004,539
Additional noninterest expense$4,317,0001,528
Pre-tax net operating income$3,447,0001,932
Securities gains (losses)$03,182
Applicable income taxes$-13,0006,313
Income before extraordinary items$3,460,0001,696
Extraordinary gains, net$029
Net income$3,460,0001,700
Minority interest net income$090
Net income of bank and minority interests.$3,460,0001,700
Net charge-offs$528,0001,963
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,460,0001,652
2013-09-30 (YTD Data)Rank
Total interest income$10,071,0001,870
Total interest expense$1,935,0001,351
Net interest income$8,136,0001,952
Provision for loan and lease losses$04,941
Total noninterest income$27,0006,622
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$90,0005,003
Trading account gains and fees$0180
Additional Noninterest Income$-63,0006,704
Total noninterest expense$5,279,0002,619
Salaries and employee benefits$1,676,0003,823
Premises and equipment expense$223,0004,908
Additional noninterest expense$3,380,0001,464
Pre-tax net operating income$2,884,0001,801
Securities gains (losses)$03,040
Applicable income taxes$-14,0006,550
Income before extraordinary items$2,898,0001,554
Extraordinary gains, net$025
Net income$2,898,0001,557
Minority interest net income$084
Net income of bank and minority interests.$2,898,0001,558
Net charge-offs$494,0001,602
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,898,0001,514
2013-06-30 (YTD Data)Rank
Total interest income$6,881,0001,819
Total interest expense$1,346,0001,330
Net interest income$5,535,0001,918
Provision for loan and lease losses$04,788
Total noninterest income$113,0005,600
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$61,0004,947
Trading account gains and fees$0157
Additional Noninterest Income$52,0005,464
Total noninterest expense$3,457,0002,662
Salaries and employee benefits$1,102,0003,883
Premises and equipment expense$127,0005,202
Additional noninterest expense$2,228,0001,461
Pre-tax net operating income$2,191,0001,595
Securities gains (losses)$02,791
Applicable income taxes$-5,0006,565
Income before extraordinary items$2,196,0001,381
Extraordinary gains, net$022
Net income$2,196,0001,383
Minority interest net income$082
Net income of bank and minority interests.$2,196,0001,384
Net charge-offs$458,0001,321
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,196,0001,318
2013-03-31 (YTD Data)Rank
Total interest income$3,530,0001,792
Total interest expense$707,0001,309
Net interest income$2,823,0001,892
Provision for loan and lease losses$04,409
Total noninterest income$-93,0006,959
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$29,0005,027
Trading account gains and fees$0148
Additional Noninterest Income$-122,0006,940
Total noninterest expense$1,724,0002,710
Salaries and employee benefits$567,0003,845
Premises and equipment expense$56,0005,454
Additional noninterest expense$1,101,0001,474
Pre-tax net operating income$1,006,0001,694
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,006,0001,477
Extraordinary gains, net$010
Net income$1,006,0001,480
Minority interest net income$076
Net income of bank and minority interests.$1,006,0001,479
Net charge-offs$174,0001,473
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,006,0001,417
2012-12-31 (YTD Data)Rank
Total interest income$15,773,0001,682
Total interest expense$3,875,0001,154
Net interest income$11,898,0001,838
Provision for loan and lease losses$235,0003,732
Total noninterest income$-1,074,0007,026
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$122,0005,125
Trading account gains and fees$0166
Additional Noninterest Income$-1,196,0007,007
Total noninterest expense$7,039,0002,648
Salaries and employee benefits$2,248,0003,836
Premises and equipment expense$287,0005,057
Additional noninterest expense$4,504,0001,500
Pre-tax net operating income$3,550,0001,802
Securities gains (losses)$03,810
Applicable income taxes$-2,393,0007,019
Income before extraordinary items$5,943,0001,014
Extraordinary gains, net$029
Net income$5,943,0001,014
Minority interest net income$093
Net income of bank and minority interests.$5,943,0001,014
Net charge-offs$4,940,000583
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,943,000963
2012-09-30 (YTD Data)Rank
Total interest income$12,003,0001,680
Total interest expense$3,053,0001,152
Net interest income$8,950,0001,855
Provision for loan and lease losses$566,0002,125
Total noninterest income$76,0006,380
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$93,0005,169
Trading account gains and fees$0157
Additional Noninterest Income$-17,0006,762
Total noninterest expense$5,174,0002,695
Salaries and employee benefits$1,666,0003,869
Premises and equipment expense$189,0005,382
Additional noninterest expense$3,319,0001,524
Pre-tax net operating income$3,286,0001,578
Securities gains (losses)$03,575
Applicable income taxes$-2,392,0007,131
Income before extraordinary items$5,678,000804
Extraordinary gains, net$020
Net income$5,678,000802
Minority interest net income$086
Net income of bank and minority interests.$5,678,000804
Net charge-offs$4,694,000486
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,678,000753
2012-06-30 (YTD Data)Rank
Total interest income$8,154,0001,670
Total interest expense$2,151,0001,142
Net interest income$6,003,0001,842
Provision for loan and lease losses$867,0001,226
Total noninterest income$78,0006,047
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$58,0005,291
Trading account gains and fees$0153
Additional Noninterest Income$20,0006,149
Total noninterest expense$3,376,0002,763
Salaries and employee benefits$1,092,0003,942
Premises and equipment expense$130,0005,331
Additional noninterest expense$2,154,0001,574
Pre-tax net operating income$1,838,0001,798
Securities gains (losses)$03,178
Applicable income taxes$-1,986,0007,205
Income before extraordinary items$3,824,000793
Extraordinary gains, net$019
Net income$3,824,000791
Minority interest net income$084
Net income of bank and minority interests.$3,824,000793
Net charge-offs$4,528,000358
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,824,000747
2012-03-31 (YTD Data)Rank
Total interest income$4,153,0001,664
Total interest expense$1,148,0001,106
Net interest income$3,005,0001,856
Provision for loan and lease losses$855,000703
Total noninterest income$-120,0007,214
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$27,0005,391
Trading account gains and fees$0148
Additional Noninterest Income$-147,0007,181
Total noninterest expense$1,791,0002,613
Salaries and employee benefits$550,0003,953
Premises and equipment expense$58,0005,568
Additional noninterest expense$1,183,0001,427
Pre-tax net operating income$239,0004,238
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$239,0004,064
Extraordinary gains, net$019
Net income$239,0004,067
Minority interest net income$078
Net income of bank and minority interests.$239,0004,067
Net charge-offs$823,000767
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$239,0003,909
2011-12-31 (YTD Data)Rank
Total interest income$17,817,0001,596
Total interest expense$5,890,0001,028
Net interest income$11,927,0001,857
Provision for loan and lease losses$17,423,000263
Total noninterest income$-3,940,0007,329
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$146,0004,944
Trading account gains and fees$0146
Additional Noninterest Income$-4,086,0007,324
Total noninterest expense$8,899,0002,145
Salaries and employee benefits$2,273,0003,823
Premises and equipment expense$342,0004,934
Additional noninterest expense$6,284,0001,121
Pre-tax net operating income$-18,335,0007,292
Securities gains (losses)$03,838
Applicable income taxes$2,637,000633
Income before extraordinary items$-20,972,0007,300
Extraordinary gains, net$029
Net income$-20,972,0007,300
Minority interest net income$096
Net income of bank and minority interests.$-20,972,0007,300
Net charge-offs$11,528,000392
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-20,972,0007,295
2011-09-30 (YTD Data)Rank
Total interest income$13,328,0001,616
Total interest expense$4,613,0001,028
Net interest income$8,715,0001,897
Provision for loan and lease losses$16,523,000210
Total noninterest income$-4,119,0007,416
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$116,0004,862
Trading account gains and fees$0145
Additional Noninterest Income$-4,235,0007,420
Total noninterest expense$7,327,0001,965
Salaries and employee benefits$1,693,0003,850
Premises and equipment expense$214,0005,388
Additional noninterest expense$5,420,000980
Pre-tax net operating income$-19,254,0007,392
Securities gains (losses)$03,555
Applicable income taxes$2,637,000510
Income before extraordinary items$-21,891,0007,405
Extraordinary gains, net$021
Net income$-21,891,0007,404
Minority interest net income$087
Net income of bank and minority interests.$-21,891,0007,404
Net charge-offs$9,873,000350
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-21,891,0007,401
2011-06-30 (YTD Data)Rank
Total interest income$8,965,0001,618
Total interest expense$3,191,0001,038
Net interest income$5,774,0001,912
Provision for loan and lease losses$15,916,000158
Total noninterest income$-4,291,0007,501
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$78,0004,826
Trading account gains and fees$0153
Additional Noninterest Income$-4,369,0007,503
Total noninterest expense$4,373,0002,207
Salaries and employee benefits$1,190,0003,726
Premises and equipment expense$132,0005,576
Additional noninterest expense$3,051,0001,159
Pre-tax net operating income$-18,806,0007,482
Securities gains (losses)$02,914
Applicable income taxes$3,145,000349
Income before extraordinary items$-21,951,0007,483
Extraordinary gains, net$015
Net income$-21,951,0007,482
Minority interest net income$089
Net income of bank and minority interests.$-21,951,0007,482
Net charge-offs$9,494,000273
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-21,951,0007,482
2011-03-31 (YTD Data)Rank
Total interest income$4,511,0001,621
Total interest expense$1,644,0001,044
Net interest income$2,867,0001,923
Provision for loan and lease losses$1,048,000831
Total noninterest income$165,0003,974
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$41,0004,713
Trading account gains and fees$0158
Additional Noninterest Income$124,0003,207
Total noninterest expense$1,731,0002,730
Salaries and employee benefits$563,0003,903
Premises and equipment expense$70,0005,511
Additional noninterest expense$1,098,0001,573
Pre-tax net operating income$253,0003,806
Securities gains (losses)$01,772
Applicable income taxes$94,0002,246
Income before extraordinary items$159,0004,355
Extraordinary gains, net$09
Net income$159,0004,354
Minority interest net income$086
Net income of bank and minority interests.$159,0004,355
Net charge-offs$1,355,000697
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$159,0004,293
2010-12-31 (YTD Data)Rank
Total interest income$20,402,0001,508
Total interest expense$8,375,000998
Net interest income$12,027,0001,829
Provision for loan and lease losses$5,205,0001,113
Total noninterest income$518,0004,494
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$255,0003,968
Trading account gains and fees$0175
Additional Noninterest Income$263,0004,170
Total noninterest expense$6,216,0003,021
Salaries and employee benefits$1,962,0004,288
Premises and equipment expense$339,0005,144
Additional noninterest expense$3,915,0001,844
Pre-tax net operating income$1,124,0003,188
Securities gains (losses)$03,793
Applicable income taxes$-2,311,0007,480
Income before extraordinary items$3,435,0001,241
Extraordinary gains, net$029
Net income$3,435,0001,243
Minority interest net income$0111
Net income of bank and minority interests.$3,435,0001,244
Net charge-offs$5,218,000973
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,435,0001,197
2010-09-30 (YTD Data)Rank
Total interest income$15,549,0001,519
Total interest expense$6,520,000996
Net interest income$9,029,0001,859
Provision for loan and lease losses$2,871,0001,307
Total noninterest income$398,0004,525
Gross Fiduciary activities income$4,0001,188
Service charges on deposit accounts$207,0003,873
Trading account gains and fees$0165
Additional Noninterest Income$187,0004,287
Total noninterest expense$4,602,0003,059
Salaries and employee benefits$1,445,0004,382
Premises and equipment expense$208,0005,656
Additional noninterest expense$2,949,0001,801
Pre-tax net operating income$1,954,0001,924
Securities gains (losses)$03,651
Applicable income taxes$-2,207,0007,615
Income before extraordinary items$4,161,000830
Extraordinary gains, net$023
Net income$4,161,000831
Minority interest net income$0110
Net income of bank and minority interests.$4,161,000831
Net charge-offs$690,0002,657
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,161,000791
2010-06-30 (YTD Data)Rank
Total interest income$10,441,0001,530
Total interest expense$4,448,0001,007
Net interest income$5,993,0001,865
Provision for loan and lease losses$1,779,0001,370
Total noninterest income$193,0005,083
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$143,0003,791
Trading account gains and fees$0152
Additional Noninterest Income$48,0005,636
Total noninterest expense$2,470,0003,656
Salaries and employee benefits$943,0004,457
Premises and equipment expense$133,0005,759
Additional noninterest expense$1,394,0002,394
Pre-tax net operating income$1,937,0001,341
Securities gains (losses)$03,184
Applicable income taxes$-1,950,0007,697
Income before extraordinary items$3,887,000568
Extraordinary gains, net$019
Net income$3,887,000569
Minority interest net income$0105
Net income of bank and minority interests.$3,887,000569
Net charge-offs$241,0003,327
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,887,000547
2010-03-31 (YTD Data)Rank
Total interest income$5,361,0001,524
Total interest expense$2,246,0001,047
Net interest income$3,115,0001,822
Provision for loan and lease losses$692,0001,491
Total noninterest income$100,0005,050
Gross Fiduciary activities income$1,0001,185
Service charges on deposit accounts$75,0003,697
Trading account gains and fees$0175
Additional Noninterest Income$24,0005,720
Total noninterest expense$1,128,0003,933
Salaries and employee benefits$461,0004,573
Premises and equipment expense$80,0005,439
Additional noninterest expense$587,0002,754
Pre-tax net operating income$1,395,000962
Securities gains (losses)$02,284
Applicable income taxes$-2,021,0007,859
Income before extraordinary items$3,416,000314
Extraordinary gains, net$016
Net income$3,416,000316
Minority interest net income$091
Net income of bank and minority interests.$3,416,000316
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,416,000306
2009-12-31 (YTD Data)Rank
Total interest income$23,085,0001,490
Total interest expense$12,276,000965
Net interest income$10,809,0002,024
Provision for loan and lease losses$8,631,000975
Total noninterest income$1,136,0003,092
Gross Fiduciary activities income$5,0001,248
Service charges on deposit accounts$462,0003,048
Trading account gains and fees$0211
Additional Noninterest Income$669,0002,736
Total noninterest expense$4,176,0004,222
Salaries and employee benefits$1,696,0004,830
Premises and equipment expense$286,0005,759
Additional noninterest expense$2,194,0003,083
Pre-tax net operating income$-862,0006,201
Securities gains (losses)$03,754
Applicable income taxes$88,0002,939
Income before extraordinary items$-950,0006,342
Extraordinary gains, net$034
Net income$-950,0006,342
Minority interest net income$0115
Net income of bank and minority interests.$-950,0006,342
Net charge-offs$4,351,0001,268
Cash dividends$4,292,000411
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-950,0006,350
2009-09-30 (YTD Data)Rank
Total interest income$17,457,0001,502
Total interest expense$9,715,000963
Net interest income$7,742,0002,119
Provision for loan and lease losses$861,0003,005
Total noninterest income$399,0004,685
Gross Fiduciary activities income$4,0001,209
Service charges on deposit accounts$352,0003,033
Trading account gains and fees$0212
Additional Noninterest Income$43,0006,371
Total noninterest expense$3,045,0004,312
Salaries and employee benefits$1,297,0004,804
Premises and equipment expense$188,0006,103
Additional noninterest expense$1,560,0003,183
Pre-tax net operating income$4,235,000801
Securities gains (losses)$03,497
Applicable income taxes$58,0003,239
Income before extraordinary items$4,177,000642
Extraordinary gains, net$027
Net income$4,177,000643
Minority interest net income$0118
Net income of bank and minority interests.$4,177,000644
Net charge-offs$13,0006,424
Cash dividends$3,872,000327
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,177,000636
2009-06-30 (YTD Data)Rank
Total interest income$11,727,0001,528
Total interest expense$6,759,000971
Net interest income$4,968,0002,214
Provision for loan and lease losses$49,0006,123
Total noninterest income$252,0004,793
Gross Fiduciary activities income$2,0001,233
Service charges on deposit accounts$221,0003,125
Trading account gains and fees$0193
Additional Noninterest Income$29,0006,432
Total noninterest expense$1,798,0004,695
Salaries and employee benefits$862,0004,881
Premises and equipment expense$120,0006,240
Additional noninterest expense$816,0003,818
Pre-tax net operating income$3,373,000683
Securities gains (losses)$03,136
Applicable income taxes$39,0003,325
Income before extraordinary items$3,334,000532
Extraordinary gains, net$021
Net income$3,334,000531
Minority interest net income$0112
Net income of bank and minority interests.$3,334,000532
Net charge-offs$06,628
Cash dividends$2,507,000351
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,334,000513
2009-03-31 (YTD Data)Rank
Total interest income$5,819,0001,560
Total interest expense$3,494,000981
Net interest income$2,325,0002,338
Provision for loan and lease losses$49,0004,950
Total noninterest income$127,0004,760
Gross Fiduciary activities income$1,0001,214
Service charges on deposit accounts$117,0002,942
Trading account gains and fees$0171
Additional Noninterest Income$9,0006,953
Total noninterest expense$897,0004,621
Salaries and employee benefits$431,0004,920
Premises and equipment expense$60,0006,298
Additional noninterest expense$406,0003,539
Pre-tax net operating income$1,506,000842
Securities gains (losses)$02,434
Applicable income taxes$17,0003,673
Income before extraordinary items$1,489,000692
Extraordinary gains, net$015
Net income$1,489,000690
Minority interest net income$0102
Net income of bank and minority interests.$1,489,000694
Net charge-offs$05,728
Cash dividends$1,021,000420
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,489,000643
2008-12-31 (YTD Data)Rank
Total interest income$23,624,0001,638
Total interest expense$13,291,0001,221
Net interest income$10,333,0002,150
Provision for loan and lease losses$1,390,0002,243
Total noninterest income$482,0004,921
Gross Fiduciary activities income$6,0001,269
Service charges on deposit accounts$380,0003,560
Trading account gains and fees$0154
Additional Noninterest Income$96,0005,974
Total noninterest expense$4,509,0003,877
Salaries and employee benefits$2,091,0004,300
Premises and equipment expense$575,0004,069
Additional noninterest expense$1,843,0003,079
Pre-tax net operating income$4,916,0001,117
Securities gains (losses)$03,220
Applicable income taxes$66,0003,683
Income before extraordinary items$4,850,000837
Extraordinary gains, net$039
Net income$4,850,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,996
Cash dividends$6,355,000451
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,850,000905
2008-09-30 (YTD Data)Rank
Total interest income$17,607,0001,683
Total interest expense$9,627,0001,326
Net interest income$7,980,0002,098
Provision for loan and lease losses$220,0004,063
Total noninterest income$364,0005,002
Gross Fiduciary activities income$5,0001,239
Service charges on deposit accounts$283,0003,599
Trading account gains and fees$0148
Additional Noninterest Income$76,0006,026
Total noninterest expense$3,057,0004,161
Salaries and employee benefits$1,295,0004,944
Premises and equipment expense$431,0004,064
Additional noninterest expense$1,331,0003,076
Pre-tax net operating income$5,067,000999
Securities gains (losses)$03,106
Applicable income taxes$57,0004,024
Income before extraordinary items$5,010,000727
Extraordinary gains, net$031
Net income$5,010,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,863
Cash dividends$5,936,000392
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,010,000767
2008-06-30 (YTD Data)Rank
Total interest income$11,440,0001,749
Total interest expense$6,452,0001,366
Net interest income$4,988,0002,225
Provision for loan and lease losses$30,0005,577
Total noninterest income$228,0005,185
Gross Fiduciary activities income$4,0001,235
Service charges on deposit accounts$171,0003,801
Trading account gains and fees$0149
Additional Noninterest Income$53,0006,048
Total noninterest expense$1,981,0004,259
Salaries and employee benefits$850,0005,029
Premises and equipment expense$239,0004,627
Additional noninterest expense$892,0003,037
Pre-tax net operating income$3,205,0001,102
Securities gains (losses)$03,233
Applicable income taxes$33,0004,364
Income before extraordinary items$3,172,000856
Extraordinary gains, net$021
Net income$3,172,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,017
Cash dividends$5,032,000332
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,172,000842
2008-03-31 (YTD Data)Rank
Total interest income$5,826,0001,763
Total interest expense$3,373,0001,399
Net interest income$2,453,0002,255
Provision for loan and lease losses$15,0005,068
Total noninterest income$108,0005,272
Gross Fiduciary activities income$1,0001,254
Service charges on deposit accounts$76,0003,987
Trading account gains and fees$0158
Additional Noninterest Income$31,0005,863
Total noninterest expense$1,100,0003,958
Salaries and employee benefits$442,0004,937
Premises and equipment expense$124,0004,535
Additional noninterest expense$534,0002,566
Pre-tax net operating income$1,446,0001,313
Securities gains (losses)$02,688
Applicable income taxes$16,0004,511
Income before extraordinary items$1,430,0001,052
Extraordinary gains, net$015
Net income$1,430,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$3,840,000233
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,430,0001,013
2007-12-31 (YTD Data)Rank
Total interest income$25,814,0001,674
Total interest expense$13,746,0001,459
Net interest income$12,068,0001,875
Provision for loan and lease losses$1,064,0001,367
Total noninterest income$677,0004,379
Gross Fiduciary activities income$7,0001,300
Service charges on deposit accounts$424,0003,415
Trading account gains and fees$0178
Additional Noninterest Income$246,0004,628
Total noninterest expense$4,715,0003,614
Salaries and employee benefits$2,194,0004,096
Premises and equipment expense$505,0004,330
Additional noninterest expense$2,016,0002,661
Pre-tax net operating income$6,966,0001,222
Securities gains (losses)$02,146
Applicable income taxes$81,0004,620
Income before extraordinary items$6,885,000946
Extraordinary gains, net$039
Net income$6,885,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,005,0001,018
Cash dividends$4,131,000884
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,885,000935
2007-09-30 (YTD Data)Rank
Total interest income$19,482,0001,664
Total interest expense$10,306,0001,451
Net interest income$9,176,0001,854
Provision for loan and lease losses$1,004,000895
Total noninterest income$411,0004,841
Gross Fiduciary activities income$6,0001,244
Service charges on deposit accounts$325,0003,368
Trading account gains and fees$0184
Additional Noninterest Income$80,0006,158
Total noninterest expense$2,896,0004,198
Salaries and employee benefits$1,295,0004,853
Premises and equipment expense$395,0004,205
Additional noninterest expense$1,206,0003,180
Pre-tax net operating income$5,687,0001,206
Securities gains (losses)$01,655
Applicable income taxes$67,0004,753
Income before extraordinary items$5,620,000921
Extraordinary gains, net$033
Net income$5,620,000919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$959,000674
Cash dividends$3,831,000711
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,620,000906
2007-06-30 (YTD Data)Rank
Total interest income$12,790,0001,701
Total interest expense$6,631,0001,511
Net interest income$6,159,0001,870
Provision for loan and lease losses$30,0004,873
Total noninterest income$262,0004,987
Gross Fiduciary activities income$4,0001,255
Service charges on deposit accounts$202,0003,499
Trading account gains and fees$0168
Additional Noninterest Income$56,0006,100
Total noninterest expense$1,786,0004,462
Salaries and employee benefits$873,0004,856
Premises and equipment expense$283,0004,012
Additional noninterest expense$630,0003,875
Pre-tax net operating income$4,605,0001,039
Securities gains (losses)$01,444
Applicable income taxes$56,0004,670
Income before extraordinary items$4,549,000797
Extraordinary gains, net$029
Net income$4,549,000796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$2,720,000698
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,549,000785
2007-03-31 (YTD Data)Rank
Total interest income$6,469,0001,669
Total interest expense$3,206,0001,545
Net interest income$3,263,0001,764
Provision for loan and lease losses$15,0004,592
Total noninterest income$136,0004,852
Gross Fiduciary activities income$2,0001,213
Service charges on deposit accounts$107,0003,307
Trading account gains and fees$0195
Additional Noninterest Income$27,0006,153
Total noninterest expense$952,0004,286
Salaries and employee benefits$467,0004,658
Premises and equipment expense$123,0004,440
Additional noninterest expense$362,0003,442
Pre-tax net operating income$2,432,000968
Securities gains (losses)$01,187
Applicable income taxes$27,0004,694
Income before extraordinary items$2,405,000751
Extraordinary gains, net$022
Net income$2,405,000750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$620,0001,192
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,405,000742
2006-12-31 (YTD Data)Rank
Total interest income$27,116,0001,471
Total interest expense$12,075,0001,392
Net interest income$15,041,0001,519
Provision for loan and lease losses$2,448,000470
Total noninterest income$609,0004,691
Gross Fiduciary activities income$9,0001,289
Service charges on deposit accounts$488,0003,108
Trading account gains and fees$0130
Additional Noninterest Income$112,0006,140
Total noninterest expense$3,690,0004,223
Salaries and employee benefits$2,219,0003,953
Premises and equipment expense$399,0004,923
Additional noninterest expense$1,072,0004,293
Pre-tax net operating income$9,512,0001,028
Securities gains (losses)$01,687
Applicable income taxes$127,0004,774
Income before extraordinary items$9,385,000795
Extraordinary gains, net$051
Net income$9,385,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,388,000255
Cash dividends$5,697,000632
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,385,000783
2006-09-30 (YTD Data)Rank
Total interest income$20,042,0001,483
Total interest expense$8,777,0001,391
Net interest income$11,265,0001,535
Provision for loan and lease losses$1,766,000454
Total noninterest income$491,0004,526
Gross Fiduciary activities income$7,0001,251
Service charges on deposit accounts$400,0002,951
Trading account gains and fees$0126
Additional Noninterest Income$84,0006,144
Total noninterest expense$2,142,0005,037
Salaries and employee benefits$1,060,0005,368
Premises and equipment expense$235,0005,659
Additional noninterest expense$847,0004,099
Pre-tax net operating income$7,848,000983
Securities gains (losses)$01,388
Applicable income taxes$102,0004,911
Income before extraordinary items$7,746,000756
Extraordinary gains, net$045
Net income$7,746,000755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,721,000223
Cash dividends$5,377,000492
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,746,000748
2006-06-30 (YTD Data)Rank
Total interest income$13,157,0001,476
Total interest expense$5,549,0001,391
Net interest income$7,608,0001,516
Provision for loan and lease losses$1,751,000305
Total noninterest income$348,0004,368
Gross Fiduciary activities income$5,0001,257
Service charges on deposit accounts$291,0002,723
Trading account gains and fees$0126
Additional Noninterest Income$52,0006,320
Total noninterest expense$1,372,0005,193
Salaries and employee benefits$702,0005,414
Premises and equipment expense$117,0006,409
Additional noninterest expense$553,0004,165
Pre-tax net operating income$4,833,0001,048
Securities gains (losses)$01,185
Applicable income taxes$56,0005,143
Income before extraordinary items$4,777,000819
Extraordinary gains, net$039
Net income$4,777,000819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,721,000178
Cash dividends$4,125,000438
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,777,000805
2006-03-31 (YTD Data)Rank
Total interest income$6,094,0001,557
Total interest expense$2,620,0001,403
Net interest income$3,474,0001,658
Provision for loan and lease losses$15,0004,758
Total noninterest income$161,0004,484
Gross Fiduciary activities income$3,0001,214
Service charges on deposit accounts$129,0002,926
Trading account gains and fees$0115
Additional Noninterest Income$29,0006,131
Total noninterest expense$780,0004,776
Salaries and employee benefits$364,0005,319
Premises and equipment expense$68,0006,040
Additional noninterest expense$348,0003,469
Pre-tax net operating income$2,840,000899
Securities gains (losses)$0955
Applicable income taxes$41,0004,710
Income before extraordinary items$2,799,000691
Extraordinary gains, net$021
Net income$2,799,000690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$1,922,000447
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,799,000677
2005-12-31 (YTD Data)Rank
Total interest income$21,201,0001,595
Total interest expense$7,386,0001,537
Net interest income$13,815,0001,588
Provision for loan and lease losses$1,060,000997
Total noninterest income$728,0004,271
Gross Fiduciary activities income$9,0001,311
Service charges on deposit accounts$581,0002,728
Trading account gains and fees$0138
Additional Noninterest Income$138,0005,869
Total noninterest expense$3,746,0004,065
Salaries and employee benefits$2,344,0003,663
Premises and equipment expense$350,0005,289
Additional noninterest expense$1,052,0004,249
Pre-tax net operating income$9,737,0001,006
Securities gains (losses)$02,296
Applicable income taxes$169,0004,873
Income before extraordinary items$9,568,000761
Extraordinary gains, net$046
Net income$9,568,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,038
Cash dividends$4,318,000762
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,568,000743
2005-09-30 (YTD Data)Rank
Total interest income$15,263,0001,620
Total interest expense$4,985,0001,613
Net interest income$10,278,0001,588
Provision for loan and lease losses$45,0005,313
Total noninterest income$531,0004,373
Gross Fiduciary activities income$7,0001,273
Service charges on deposit accounts$419,0002,816
Trading account gains and fees$0126
Additional Noninterest Income$105,0005,862
Total noninterest expense$2,171,0004,862
Salaries and employee benefits$1,105,0005,083
Premises and equipment expense$231,0005,653
Additional noninterest expense$835,0004,051
Pre-tax net operating income$8,593,000857
Securities gains (losses)$02,317
Applicable income taxes$135,0004,932
Income before extraordinary items$8,458,000657
Extraordinary gains, net$035
Net income$8,458,000657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,341
Cash dividends$4,118,000561
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,458,000642
2005-06-30 (YTD Data)Rank
Total interest income$9,741,0001,647
Total interest expense$2,919,0001,733
Net interest income$6,822,0001,569
Provision for loan and lease losses$30,0005,130
Total noninterest income$358,0004,317
Gross Fiduciary activities income$5,0001,265
Service charges on deposit accounts$279,0002,758
Trading account gains and fees$0116
Additional Noninterest Income$74,0005,767
Total noninterest expense$1,345,0005,102
Salaries and employee benefits$698,0005,254
Premises and equipment expense$148,0005,744
Additional noninterest expense$499,0004,381
Pre-tax net operating income$5,805,000822
Securities gains (losses)$02,146
Applicable income taxes$92,0004,915
Income before extraordinary items$5,713,000633
Extraordinary gains, net$030
Net income$5,713,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,582
Cash dividends$3,095,000497
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,713,000615
2005-03-31 (YTD Data)Rank
Total interest income$4,205,0001,853
Total interest expense$1,296,0001,834
Net interest income$2,909,0001,840
Provision for loan and lease losses$15,0004,875
Total noninterest income$180,0004,243
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$154,0002,504
Trading account gains and fees$0115
Additional Noninterest Income$26,0006,409
Total noninterest expense$692,0005,035
Salaries and employee benefits$343,0005,358
Premises and equipment expense$71,0005,908
Additional noninterest expense$278,0004,035
Pre-tax net operating income$2,382,000983
Securities gains (losses)$01,685
Applicable income taxes$39,0005,067
Income before extraordinary items$2,343,000750
Extraordinary gains, net$024
Net income$2,343,000751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,412
Cash dividends$1,288,000533
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,343,000728
2004-12-31 (YTD Data)Rank
Total interest income$14,144,0002,000
Total interest expense$4,294,0001,896
Net interest income$9,850,0002,059
Provision for loan and lease losses$60,0005,645
Total noninterest income$655,0004,585
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$577,0002,797
Trading account gains and fees$0138
Additional Noninterest Income$78,0006,806
Total noninterest expense$3,417,0004,255
Salaries and employee benefits$2,078,0003,875
Premises and equipment expense$364,0005,073
Additional noninterest expense$975,0004,437
Pre-tax net operating income$7,028,0001,234
Securities gains (losses)$03,819
Applicable income taxes$119,0005,339
Income before extraordinary items$6,909,000960
Extraordinary gains, net$034
Net income$6,909,000961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,577
Cash dividends$1,965,0001,393
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,909,000916
2004-09-30 (YTD Data)Rank
Total interest income$10,338,0002,024
Total interest expense$3,107,0001,924
Net interest income$7,231,0002,094
Provision for loan and lease losses$45,0005,471
Total noninterest income$476,0004,670
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$413,0002,931
Trading account gains and fees$0134
Additional Noninterest Income$63,0006,728
Total noninterest expense$1,966,0005,091
Salaries and employee benefits$993,0005,348
Premises and equipment expense$258,0005,245
Additional noninterest expense$715,0004,451
Pre-tax net operating income$5,696,0001,158
Securities gains (losses)$03,710
Applicable income taxes$97,0005,386
Income before extraordinary items$5,599,000886
Extraordinary gains, net$026
Net income$5,599,000887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,534
Cash dividends$1,394,0001,351
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,599,000847
2004-06-30 (YTD Data)Rank
Total interest income$6,278,0002,230
Total interest expense$1,952,0002,021
Net interest income$4,326,0002,304
Provision for loan and lease losses$30,0005,293
Total noninterest income$305,0004,773
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$259,0003,056
Trading account gains and fees$0130
Additional Noninterest Income$46,0006,590
Total noninterest expense$1,287,0005,176
Salaries and employee benefits$649,0005,450
Premises and equipment expense$171,0005,293
Additional noninterest expense$467,0004,550
Pre-tax net operating income$3,314,0001,287
Securities gains (losses)$03,413
Applicable income taxes$58,0005,479
Income before extraordinary items$3,256,0001,008
Extraordinary gains, net$021
Net income$3,256,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,589
Cash dividends$882,0001,424
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,256,000967
2004-03-31 (YTD Data)Rank
Total interest income$2,801,0002,498
Total interest expense$928,0002,148
Net interest income$1,873,0002,641
Provision for loan and lease losses$15,0005,048
Total noninterest income$158,0004,652
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$135,0002,893
Trading account gains and fees$0121
Additional Noninterest Income$23,0006,579
Total noninterest expense$610,0005,396
Salaries and employee benefits$313,0005,604
Premises and equipment expense$71,0005,842
Additional noninterest expense$226,0004,638
Pre-tax net operating income$1,406,0001,479
Securities gains (losses)$02,934
Applicable income taxes$26,0005,550
Income before extraordinary items$1,380,0001,184
Extraordinary gains, net$016
Net income$1,380,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,693
Cash dividends$171,0002,359
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,380,0001,122
2003-12-31 (YTD Data)Rank
Total interest income$10,829,0002,609
Total interest expense$3,719,0002,386
Net interest income$7,110,0002,719
Provision for loan and lease losses$286,0003,289
Total noninterest income$470,0005,583
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$390,0003,697
Trading account gains and fees$0160
Additional Noninterest Income$80,0006,888
Total noninterest expense$3,023,0004,588
Salaries and employee benefits$1,685,0004,467
Premises and equipment expense$363,0005,052
Additional noninterest expense$975,0004,365
Pre-tax net operating income$4,271,0001,882
Securities gains (losses)$04,500
Applicable income taxes$75,0005,990
Income before extraordinary items$4,196,0001,493
Extraordinary gains, net$054
Net income$4,196,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,806
Cash dividends$1,890,0001,450
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,196,0001,426
2003-09-30 (YTD Data)Rank
Total interest income$8,038,0002,679
Total interest expense$2,811,0002,441
Net interest income$5,227,0002,784
Provision for loan and lease losses$271,0002,686
Total noninterest income$316,0005,920
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$255,0004,033
Trading account gains and fees$0153
Additional Noninterest Income$61,0006,919
Total noninterest expense$1,840,0005,263
Salaries and employee benefits$854,0005,783
Premises and equipment expense$260,0005,196
Additional noninterest expense$726,0004,354
Pre-tax net operating income$3,432,0001,822
Securities gains (losses)$04,204
Applicable income taxes$61,0006,055
Income before extraordinary items$3,371,0001,457
Extraordinary gains, net$040
Net income$3,371,0001,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,146
Cash dividends$1,730,0001,146
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,371,0001,375
2003-06-30 (YTD Data)Rank
Total interest income$5,331,0002,719
Total interest expense$1,836,0002,558
Net interest income$3,495,0002,773
Provision for loan and lease losses$256,0002,085
Total noninterest income$185,0006,173
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$144,0004,389
Trading account gains and fees$0150
Additional Noninterest Income$41,0006,905
Total noninterest expense$1,214,0005,292
Salaries and employee benefits$573,0005,767
Premises and equipment expense$169,0005,253
Additional noninterest expense$472,0004,430
Pre-tax net operating income$2,210,0001,877
Securities gains (losses)$03,782
Applicable income taxes$40,0006,096
Income before extraordinary items$2,170,0001,507
Extraordinary gains, net$030
Net income$2,170,0001,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0001,585
Cash dividends$1,260,0001,074
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,170,0001,406
2003-03-31 (YTD Data)Rank
Total interest income$2,587,0002,820
Total interest expense$877,0002,700
Net interest income$1,710,0002,819
Provision for loan and lease losses$15,0005,504
Total noninterest income$93,0006,074
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$72,0004,314
Trading account gains and fees$0134
Additional Noninterest Income$21,0006,840
Total noninterest expense$621,0005,226
Salaries and employee benefits$292,0005,706
Premises and equipment expense$93,0004,937
Additional noninterest expense$236,0004,401
Pre-tax net operating income$1,167,0001,791
Securities gains (losses)$02,891
Applicable income taxes$23,0005,966
Income before extraordinary items$1,144,0001,425
Extraordinary gains, net$021
Net income$1,144,0001,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$362,0001,559
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,144,0001,334
2002-12-31 (YTD Data)Rank
Total interest income$9,291,0003,216
Total interest expense$3,262,0003,297
Net interest income$6,029,0003,126
Provision for loan and lease losses$119,0005,449
Total noninterest income$322,0006,308
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$235,0004,843
Trading account gains and fees$0153
Additional Noninterest Income$87,0006,718
Total noninterest expense$2,712,0004,801
Salaries and employee benefits$1,619,0004,416
Premises and equipment expense$277,0005,803
Additional noninterest expense$816,0004,857
Pre-tax net operating income$3,520,0002,199
Securities gains (losses)$04,537
Applicable income taxes$60,0006,401
Income before extraordinary items$3,460,0001,734
Extraordinary gains, net$070
Net income$3,460,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,872
Cash dividends$2,347,0001,154
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,460,0001,679
2001-12-31 (YTD Data)Rank
Total interest income$8,862,0003,686
Total interest expense$3,671,0004,064
Net interest income$5,191,0003,334
Provision for loan and lease losses$60,0006,353
Total noninterest income$271,0006,660
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$167,0005,549
Trading account gains and fees$0177
Additional Noninterest Income$104,0006,355
Total noninterest expense$2,574,0004,865
Salaries and employee benefits$1,507,0004,492
Premises and equipment expense$301,0005,503
Additional noninterest expense$766,0004,937
Pre-tax net operating income$2,828,0002,404
Securities gains (losses)$04,612
Applicable income taxes$53,0006,661
Income before extraordinary items$2,775,0001,891
Extraordinary gains, net$0105
Net income$2,775,0001,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$300,0004,357
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,775,0001,815
2000-12-31 (YTD Data)Rank
Total interest income$7,597,0004,292
Total interest expense$2,936,0005,009
Net interest income$4,661,0003,686
Provision for loan and lease losses$60,0006,179
Total noninterest income$231,0006,969
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$112,0006,358
Trading account gains and feesNANA
Additional Noninterest Income$119,0006,021
Total noninterest expense$2,403,0004,984
Salaries and employee benefits$1,407,0004,599
Premises and equipment expense$310,0005,329
Additional noninterest expense$686,0005,252
Pre-tax net operating income$2,429,0002,825
Securities gains (losses)$01,956
Applicable income taxes$863,0002,385
Income before extraordinary items$1,566,0003,144
Extraordinary gains, net$038
Net income$1,566,0003,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,073
Cash dividends$120,0005,762
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,566,0003,142
1999-12-31 (YTD Data)Rank
Total interest income$5,731,0005,105
Total interest expense$2,116,0005,779
Net interest income$3,615,0004,538
Provision for loan and lease losses$28,0007,340
Total noninterest income$316,0006,304
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$133,0006,125
Trading account gains and feesNANA
Additional Noninterest Income$183,0005,146
Total noninterest expense$2,382,0005,053
Salaries and employee benefits$1,399,0004,589
Premises and equipment expense$321,0005,267
Additional noninterest expense$662,0005,458
Pre-tax net operating income$1,521,0004,053
Securities gains (losses)$03,155
Applicable income taxes$474,0003,742
Income before extraordinary items$1,047,0004,279
Extraordinary gains, net$035
Net income$1,047,0004,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,687
Cash dividends$540,0003,364
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,047,0004,242
1998-12-31 (YTD Data)Rank
Total interest income$5,162,0005,561
Total interest expense$1,948,0006,271
Net interest income$3,214,0004,897
Provision for loan and lease losses$45,0006,783
Total noninterest income$514,0004,857
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$141,0006,081
Trading account gains and feesNANA
Additional Noninterest Income$373,0003,571
Total noninterest expense$2,200,0005,218
Salaries and employee benefits$1,267,0004,862
Premises and equipment expense$326,0005,117
Additional noninterest expense$607,0005,714
Pre-tax net operating income$1,483,0004,218
Securities gains (losses)$04,449
Applicable income taxes$433,0004,218
Income before extraordinary items$1,050,0004,330
Extraordinary gains, net$032
Net income$1,050,0004,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,129
Cash dividends$1,024,0002,163
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,050,0004,239
1997-12-31 (YTD Data)Rank
Total interest income$5,043,0005,775
Total interest expense$1,761,0006,753
Net interest income$3,282,0004,960
Provision for loan and lease losses$25,0007,608
Total noninterest income$556,0004,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$127,0006,626
Trading account gains and feesNANA
Additional Noninterest Income$429,0003,141
Total noninterest expense$2,218,0005,265
Salaries and employee benefits$1,250,0004,930
Premises and equipment expense$345,0004,951
Additional noninterest expense$623,0005,668
Pre-tax net operating income$1,595,0004,251
Securities gains (losses)$2,0003,292
Applicable income taxes$476,0004,360
Income before extraordinary items$1,121,0004,293
Extraordinary gains, net$044
Net income$1,121,0004,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,018
Cash dividends$944,0002,309
Sale, conversion, retirement of capital stock, net$-61,00010,759
Net operating income$1,119,6004,236
1996-12-31 (YTD Data)Rank
Total interest income$4,957,0005,974
Total interest expense$1,777,0006,894
Net interest income$3,180,0005,212
Provision for loan and lease losses$30,0007,397
Total noninterest income$310,0006,819
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$143,0006,603
Trading account gains and feesNANA
Additional Noninterest Income$167,0005,663
Total noninterest expense$2,076,0005,779
Salaries and employee benefits$1,148,0005,407
Premises and equipment expense$380,0004,718
Additional noninterest expense$548,0006,695
Pre-tax net operating income$1,384,0004,613
Securities gains (losses)$19,0002,034
Applicable income taxes$409,0004,824
Income before extraordinary items$994,0004,540
Extraordinary gains, net$053
Net income$994,0004,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,437
Cash dividends$676,0002,815
Sale, conversion, retirement of capital stock, net$0953
Net operating income$980,5104,528
1995-12-31 (YTD Data)Rank
Total interest income$4,803,0006,167
Total interest expense$1,739,0007,046
Net interest income$3,064,0005,412
Provision for loan and lease losses$130,0003,931
Total noninterest income$382,0006,152
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0006,895
Trading account gains and feesNANA
Additional Noninterest Income$243,0004,558
Total noninterest expense$2,027,0005,929
Salaries and employee benefits$1,072,0005,718
Premises and equipment expense$328,0005,271
Additional noninterest expense$627,0006,347
Pre-tax net operating income$1,289,0005,000
Securities gains (losses)$-60,00011,272
Applicable income taxes$357,0005,359
Income before extraordinary items$872,0005,110
Extraordinary gains, net$065
Net income$872,0005,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,942
Cash dividends$1,124,0001,846
Sale, conversion, retirement of capital stock, net$0809
Net operating income$914,6004,924
1994-12-31 (YTD Data)Rank
Total interest income$4,042,0006,647
Total interest expense$1,224,0007,807
Net interest income$2,818,0005,876
Provision for loan and lease losses$120,0004,039
Total noninterest income$383,0006,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0006,747
Trading account gains and feesNANA
Additional Noninterest Income$227,0004,856
Total noninterest expense$2,054,0006,065
Salaries and employee benefits$1,013,0006,029
Premises and equipment expense$371,0004,882
Additional noninterest expense$670,0006,534
Pre-tax net operating income$1,027,0005,841
Securities gains (losses)$-78,00011,363
Applicable income taxes$286,0006,044
Income before extraordinary items$663,0006,135
Extraordinary gains, net$0249
Net income$663,0006,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,198
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$717,6005,884
1993-12-31 (YTD Data)Rank
Total interest income$3,758,0007,182
Total interest expense$1,128,0008,564
Net interest income$2,630,0006,292
Provision for loan and lease losses$010,371
Total noninterest income$440,0006,087
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$180,0006,372
Trading account gains and feesNANA
Additional Noninterest Income$260,0004,898
Total noninterest expense$2,187,0005,892
Salaries and employee benefits$1,051,0005,870
Premises and equipment expense$377,0004,947
Additional noninterest expense$759,0006,181
Pre-tax net operating income$883,0006,411
Securities gains (losses)$07,477
Applicable income taxes$238,0006,981
Income before extraordinary items$645,0006,459
Extraordinary gains, net$03,149
Net income$645,0006,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0004,303
Cash dividends$404,0003,615
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$645,0006,218
1992-12-31 (YTD Data)Rank
Total interest income$4,230,0007,200
Total interest expense$1,340,0009,080
Net interest income$2,890,0005,893
Provision for loan and lease losses$45,0009,299
Total noninterest income$373,0006,807
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$246,0005,195
Trading account gains and feesNANA
Additional Noninterest Income$127,0007,254
Total noninterest expense$2,288,0005,710
Salaries and employee benefits$1,027,0005,885
Premises and equipment expense$372,0005,092
Additional noninterest expense$889,0005,584
Pre-tax net operating income$930,0005,946
Securities gains (losses)$-6,00013,123
Applicable income taxes$238,0006,864
Income before extraordinary items$686,0006,009
Extraordinary gains, net$01,422
Net income$686,0006,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0006,447
Cash dividends$1,476,0001,120
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$690,4405,645

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.