Union Federal Savings Bank of Frankton, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$3,138,0008,116
Total interest expense$2,107,0005,591
Net interest income$1,031,00010,670
Provision for loan and lease losses$127,0005,073
Total noninterest income$456,0005,932
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$456,0003,456
Total noninterest expense$699,00011,177
Salaries and employee benefits$363,00011,014
Premises and equipment expense$106,00010,264
Additional noninterest expense$230,00011,318
Pre-tax net operating income$661,0007,568
Securities gains (losses)$07,477
Applicable income taxes$279,0006,349
Income before extraordinary items$382,0008,619
Extraordinary gains, net$03,149
Net income$382,0008,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,974
Cash dividends$600,0002,624
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$382,0008,357
1992-12-31 (YTD Data)Rank
Total interest income$4,602,0006,764
Total interest expense$1,932,0007,264
Net interest income$2,670,0006,272
Provision for loan and lease losses$231,0004,835
Total noninterest income$171,00010,010
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$171,0006,197
Total noninterest expense$711,00011,463
Salaries and employee benefits$341,00011,539
Premises and equipment expense$89,00011,144
Additional noninterest expense$281,00011,114
Pre-tax net operating income$1,899,0003,263
Securities gains (losses)$157,0002,365
Applicable income taxes$382,0004,970
Income before extraordinary items$1,674,0002,752
Extraordinary gains, net$01,422
Net income$1,674,0002,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$1,200,0001,321
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,546,8302,770

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.