Home > Union Federal Savings Bank > Income and Expense
Union Federal Savings Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $261,000 | 6,124 |
| Total interest expense | $189,000 | 3,011 |
| Net interest income | $72,000 | 6,370 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $-351,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-351,000 | 6,411 |
| Total noninterest expense | $488,000 | 5,212 |
| Salaries and employee benefits | $328,000 | 4,870 |
| Premises and equipment expense | $58,000 | 5,018 |
| Additional noninterest expense | $102,000 | 5,754 |
| Pre-tax net operating income | $-767,000 | 6,380 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-767,000 | 6,379 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-767,000 | 6,380 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-767,000 | 6,380 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-767,000 | 6,375 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,414,000 | 4,256 |
| Total interest expense | $1,493,000 | 1,893 |
| Net interest income | $2,921,000 | 4,869 |
| Provision for loan and lease losses | $-74,000 | 6,000 |
| Total noninterest income | $394,000 | 4,650 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $394,000 | 3,626 |
| Total noninterest expense | $3,025,000 | 4,477 |
| Salaries and employee benefits | $1,543,000 | 4,562 |
| Premises and equipment expense | $219,000 | 5,226 |
| Additional noninterest expense | $1,263,000 | 3,945 |
| Pre-tax net operating income | $364,000 | 5,334 |
| Securities gains (losses) | $-1,234,000 | 6,478 |
| Applicable income taxes | $211,000 | 2,915 |
| Income before extraordinary items | $-1,081,000 | 6,379 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,081,000 | 6,379 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,081,000 | 6,379 |
| Net charge-offs | $927,000 | 964 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $153,000 | 5,739 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 3,978 |
| Total interest expense | $1,226,000 | 1,783 |
| Net interest income | $2,570,000 | 4,567 |
| Provision for loan and lease losses | $-74,000 | 6,171 |
| Total noninterest income | $-159,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-159,000 | 6,512 |
| Total noninterest expense | $2,359,000 | 4,389 |
| Salaries and employee benefits | $1,226,000 | 4,453 |
| Premises and equipment expense | $167,000 | 5,252 |
| Additional noninterest expense | $966,000 | 3,916 |
| Pre-tax net operating income | $126,000 | 5,820 |
| Securities gains (losses) | $-1,367,000 | 6,558 |
| Applicable income taxes | $211,000 | 2,756 |
| Income before extraordinary items | $-1,452,000 | 6,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,452,000 | 6,503 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,452,000 | 6,503 |
| Net charge-offs | $927,000 | 715 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-85,000 | 6,253 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 3,653 |
| Total interest expense | $929,000 | 1,611 |
| Net interest income | $1,951,000 | 4,306 |
| Provision for loan and lease losses | $-74,000 | 6,308 |
| Total noninterest income | $2,163,000 | 1,213 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,163,000 | 828 |
| Total noninterest expense | $1,542,000 | 4,474 |
| Salaries and employee benefits | $851,000 | 4,396 |
| Premises and equipment expense | $115,000 | 5,233 |
| Additional noninterest expense | $576,000 | 4,181 |
| Pre-tax net operating income | $2,646,000 | 1,428 |
| Securities gains (losses) | $-1,102,000 | 6,631 |
| Applicable income taxes | $210,000 | 2,368 |
| Income before extraordinary items | $1,334,000 | 2,173 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,334,000 | 2,177 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,334,000 | 2,176 |
| Net charge-offs | $927,000 | 538 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,281,720 | 1,351 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 3,259 |
| Total interest expense | $370,000 | 1,997 |
| Net interest income | $1,347,000 | 3,516 |
| Provision for loan and lease losses | $-102,000 | 6,526 |
| Total noninterest income | $1,480,000 | 926 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,480,000 | 633 |
| Total noninterest expense | $702,000 | 4,735 |
| Salaries and employee benefits | $294,000 | 5,237 |
| Premises and equipment expense | $58,000 | 5,277 |
| Additional noninterest expense | $350,000 | 3,728 |
| Pre-tax net operating income | $2,227,000 | 885 |
| Securities gains (losses) | $-161,000 | 6,675 |
| Applicable income taxes | $162,000 | 1,923 |
| Income before extraordinary items | $1,904,000 | 822 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,904,000 | 824 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,904,000 | 823 |
| Net charge-offs | $-25,000 | 6,111 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,052,120 | 745 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,213,000 | 3,539 |
| Total interest expense | $1,527,000 | 2,129 |
| Net interest income | $4,686,000 | 3,857 |
| Provision for loan and lease losses | $285,000 | 2,521 |
| Total noninterest income | $309,000 | 5,099 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $309,000 | 4,049 |
| Total noninterest expense | $2,369,000 | 5,155 |
| Salaries and employee benefits | $1,062,000 | 5,435 |
| Premises and equipment expense | $211,000 | 5,471 |
| Additional noninterest expense | $1,096,000 | 4,393 |
| Pre-tax net operating income | $2,341,000 | 2,570 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-4,000 | 6,261 |
| Income before extraordinary items | $2,345,000 | 2,318 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,345,000 | 2,322 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,345,000 | 2,321 |
| Net charge-offs | $244,000 | 2,794 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,345,000 | 2,265 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 3,654 |
| Total interest expense | $1,155,000 | 2,169 |
| Net interest income | $3,353,000 | 4,013 |
| Provision for loan and lease losses | $445,000 | 1,680 |
| Total noninterest income | $280,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $280,000 | 3,848 |
| Total noninterest expense | $1,910,000 | 5,018 |
| Salaries and employee benefits | $815,000 | 5,437 |
| Premises and equipment expense | $160,000 | 5,489 |
| Additional noninterest expense | $935,000 | 4,100 |
| Pre-tax net operating income | $1,278,000 | 3,232 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-9,000 | 6,520 |
| Income before extraordinary items | $1,287,000 | 2,941 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,287,000 | 2,945 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,287,000 | 2,945 |
| Net charge-offs | $244,000 | 2,345 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,287,000 | 2,868 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 3,723 |
| Total interest expense | $774,000 | 2,206 |
| Net interest income | $2,156,000 | 4,109 |
| Provision for loan and lease losses | $334,000 | 1,544 |
| Total noninterest income | $187,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $187,000 | 3,894 |
| Total noninterest expense | $1,258,000 | 5,062 |
| Salaries and employee benefits | $576,000 | 5,378 |
| Premises and equipment expense | $110,000 | 5,460 |
| Additional noninterest expense | $572,000 | 4,302 |
| Pre-tax net operating income | $751,000 | 3,447 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $751,000 | 3,185 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $751,000 | 3,187 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $751,000 | 3,188 |
| Net charge-offs | $244,000 | 1,893 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $751,000 | 3,088 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 3,800 |
| Total interest expense | $386,000 | 2,273 |
| Net interest income | $1,049,000 | 4,204 |
| Provision for loan and lease losses | $152,000 | 1,600 |
| Total noninterest income | $116,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $116,000 | 3,555 |
| Total noninterest expense | $580,000 | 5,273 |
| Salaries and employee benefits | $264,000 | 5,539 |
| Premises and equipment expense | $54,000 | 5,518 |
| Additional noninterest expense | $262,000 | 4,541 |
| Pre-tax net operating income | $433,000 | 3,150 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $25,000 | 3,473 |
| Income before extraordinary items | $408,000 | 2,990 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $408,000 | 2,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $408,000 | 2,992 |
| Net charge-offs | $6,000 | 3,622 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $408,000 | 2,910 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 4,891 |
| Total interest expense | $906,000 | 3,848 |
| Net interest income | $3,055,000 | 5,052 |
| Provision for loan and lease losses | $292,000 | 3,451 |
| Total noninterest income | $277,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $277,000 | 4,139 |
| Total noninterest expense | $2,591,000 | 5,096 |
| Salaries and employee benefits | $1,024,000 | 5,657 |
| Premises and equipment expense | $234,000 | 5,479 |
| Additional noninterest expense | $1,333,000 | 4,076 |
| Pre-tax net operating income | $449,000 | 5,031 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $44,000 | 3,936 |
| Income before extraordinary items | $405,000 | 5,193 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $405,000 | 5,192 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $405,000 | 5,193 |
| Net charge-offs | $221,000 | 3,656 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $405,000 | 4,983 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 5,194 |
| Total interest expense | $596,000 | 4,251 |
| Net interest income | $2,118,000 | 5,316 |
| Provision for loan and lease losses | $178,000 | 3,693 |
| Total noninterest income | $195,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $195,000 | 4,289 |
| Total noninterest expense | $1,747,000 | 5,375 |
| Salaries and employee benefits | $757,000 | 5,718 |
| Premises and equipment expense | $175,000 | 5,542 |
| Additional noninterest expense | $815,000 | 4,621 |
| Pre-tax net operating income | $388,000 | 5,029 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $388,000 | 5,017 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $388,000 | 5,018 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $388,000 | 5,018 |
| Net charge-offs | $177,000 | 3,423 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $388,000 | 4,838 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 5,386 |
| Total interest expense | $355,000 | 4,615 |
| Net interest income | $1,325,000 | 5,471 |
| Provision for loan and lease losses | $68,000 | 4,279 |
| Total noninterest income | $108,000 | 5,708 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 4,551 |
| Total noninterest expense | $1,116,000 | 5,509 |
| Salaries and employee benefits | $504,000 | 5,775 |
| Premises and equipment expense | $121,000 | 5,484 |
| Additional noninterest expense | $491,000 | 4,903 |
| Pre-tax net operating income | $249,000 | 5,060 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $249,000 | 5,067 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $249,000 | 5,069 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $249,000 | 5,069 |
| Net charge-offs | $177,000 | 2,882 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $249,000 | 4,871 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $768,000 | 5,608 |
| Total interest expense | $161,000 | 4,951 |
| Net interest income | $607,000 | 5,669 |
| Provision for loan and lease losses | $5,000 | 5,057 |
| Total noninterest income | $66,000 | 5,520 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 4,315 |
| Total noninterest expense | $534,000 | 5,638 |
| Salaries and employee benefits | $257,000 | 5,781 |
| Premises and equipment expense | $52,000 | 5,787 |
| Additional noninterest expense | $225,000 | 5,100 |
| Pre-tax net operating income | $134,000 | 5,077 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $134,000 | 5,008 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $134,000 | 5,012 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $134,000 | 5,013 |
| Net charge-offs | $-35,000 | 7,008 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $134,000 | 4,858 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 7,082 |
| Total interest expense | $580,000 | 5,580 |
| Net interest income | $415,000 | 7,270 |
| Provision for loan and lease losses | $310,000 | 4,057 |
| Total noninterest income | $401,000 | 4,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $401,000 | 3,431 |
| Total noninterest expense | $2,395,000 | 5,432 |
| Salaries and employee benefits | $924,000 | 6,009 |
| Premises and equipment expense | $458,000 | 4,263 |
| Additional noninterest expense | $1,013,000 | 4,872 |
| Pre-tax net operating income | $-1,889,000 | 6,774 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,000 | 6,510 |
| Income before extraordinary items | $-1,888,000 | 6,814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,888,000 | 6,814 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,888,000 | 6,814 |
| Net charge-offs | $262,000 | 3,956 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,888,000 | 6,796 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $535,000 | 7,283 |
| Total interest expense | $418,000 | 5,768 |
| Net interest income | $117,000 | 7,406 |
| Provision for loan and lease losses | $331,000 | 3,473 |
| Total noninterest income | $376,000 | 4,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $376,000 | 3,141 |
| Total noninterest expense | $1,789,000 | 5,459 |
| Salaries and employee benefits | $709,000 | 5,987 |
| Premises and equipment expense | $348,000 | 4,267 |
| Additional noninterest expense | $732,000 | 4,981 |
| Pre-tax net operating income | $-1,627,000 | 6,947 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-1,000 | 6,712 |
| Income before extraordinary items | $-1,626,000 | 7,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,626,000 | 7,006 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,626,000 | 7,006 |
| Net charge-offs | $257,000 | 3,413 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,626,000 | 6,981 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $330,000 | 7,371 |
| Total interest expense | $260,000 | 6,010 |
| Net interest income | $70,000 | 7,479 |
| Provision for loan and lease losses | $302,000 | 2,940 |
| Total noninterest income | $375,000 | 3,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $375,000 | 2,527 |
| Total noninterest expense | $1,316,000 | 5,278 |
| Salaries and employee benefits | $471,000 | 6,046 |
| Premises and equipment expense | $242,000 | 4,202 |
| Additional noninterest expense | $603,000 | 4,516 |
| Pre-tax net operating income | $-1,173,000 | 7,026 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-2,000 | 6,799 |
| Income before extraordinary items | $-1,171,000 | 7,077 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,171,000 | 7,077 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,171,000 | 7,078 |
| Net charge-offs | $250,000 | 2,877 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,171,000 | 7,061 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $174,000 | 7,422 |
| Total interest expense | $123,000 | 6,185 |
| Net interest income | $51,000 | 7,540 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $349,000 | 2,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $349,000 | 1,735 |
| Total noninterest expense | $702,000 | 5,152 |
| Salaries and employee benefits | $247,000 | 5,999 |
| Premises and equipment expense | $140,000 | 3,885 |
| Additional noninterest expense | $315,000 | 4,391 |
| Pre-tax net operating income | $-312,000 | 6,946 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $-313,000 | 6,994 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-313,000 | 6,994 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-313,000 | 6,994 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-313,000 | 6,981 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 7,401 |
| Total interest expense | $1,157,000 | 4,914 |
| Net interest income | $-267,000 | 7,652 |
| Provision for loan and lease losses | $404,000 | 4,435 |
| Total noninterest income | $594,000 | 4,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $594,000 | 2,933 |
| Total noninterest expense | $3,286,000 | 4,753 |
| Salaries and employee benefits | $1,381,000 | 5,289 |
| Premises and equipment expense | $675,000 | 3,395 |
| Additional noninterest expense | $1,230,000 | 4,547 |
| Pre-tax net operating income | $-3,363,000 | 6,964 |
| Securities gains (losses) | $11,000 | 3,287 |
| Applicable income taxes | $-1,061,000 | 7,327 |
| Income before extraordinary items | $-2,291,000 | 6,901 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,291,000 | 6,901 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,291,000 | 6,902 |
| Net charge-offs | $195,000 | 4,795 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,298,480 | 6,876 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $720,000 | 7,480 |
| Total interest expense | $1,022,000 | 4,641 |
| Net interest income | $-302,000 | 7,756 |
| Provision for loan and lease losses | $196,000 | 4,916 |
| Total noninterest income | $586,000 | 3,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $586,000 | 2,519 |
| Total noninterest expense | $2,633,000 | 4,602 |
| Salaries and employee benefits | $1,114,000 | 5,126 |
| Premises and equipment expense | $551,000 | 3,225 |
| Additional noninterest expense | $968,000 | 4,394 |
| Pre-tax net operating income | $-2,545,000 | 7,145 |
| Securities gains (losses) | $11,000 | 3,082 |
| Applicable income taxes | $-842,000 | 7,462 |
| Income before extraordinary items | $-1,692,000 | 7,085 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,692,000 | 7,083 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,692,000 | 7,085 |
| Net charge-offs | $95,000 | 4,955 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,699,370 | 7,060 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $510,000 | 7,519 |
| Total interest expense | $797,000 | 4,364 |
| Net interest income | $-287,000 | 7,825 |
| Provision for loan and lease losses | $137,000 | 4,751 |
| Total noninterest income | $574,000 | 2,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $574,000 | 1,918 |
| Total noninterest expense | $1,946,000 | 4,317 |
| Salaries and employee benefits | $841,000 | 4,790 |
| Premises and equipment expense | $342,000 | 3,447 |
| Additional noninterest expense | $763,000 | 3,915 |
| Pre-tax net operating income | $-1,796,000 | 7,224 |
| Securities gains (losses) | $11,000 | 2,572 |
| Applicable income taxes | $-619,000 | 7,522 |
| Income before extraordinary items | $-1,166,000 | 7,140 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,166,000 | 7,139 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,166,000 | 7,140 |
| Net charge-offs | $33,000 | 5,209 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,173,150 | 7,124 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 7,591 |
| Total interest expense | $436,000 | 4,272 |
| Net interest income | $-168,000 | 7,929 |
| Provision for loan and lease losses | $121,000 | 3,691 |
| Total noninterest income | $196,000 | 3,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $196,000 | 2,429 |
| Total noninterest expense | $1,131,000 | 3,924 |
| Salaries and employee benefits | $422,000 | 4,840 |
| Premises and equipment expense | $163,000 | 3,668 |
| Additional noninterest expense | $546,000 | 2,942 |
| Pre-tax net operating income | $-1,224,000 | 7,476 |
| Securities gains (losses) | $7,000 | 1,814 |
| Applicable income taxes | $-419,000 | 7,686 |
| Income before extraordinary items | $-798,000 | 7,413 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-798,000 | 7,413 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-798,000 | 7,414 |
| Net charge-offs | $126,000 | 2,912 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-802,620 | 7,398 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,160,000 | 1,695 |
| Total interest expense | $6,261,000 | 1,861 |
| Net interest income | $13,899,000 | 1,613 |
| Provision for loan and lease losses | $212,000 | 5,715 |
| Total noninterest income | $-120,461,000 | 8,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-120,461,000 | 8,020 |
| Total noninterest expense | $6,449,000 | 3,000 |
| Salaries and employee benefits | $2,466,000 | 3,729 |
| Premises and equipment expense | $748,000 | 3,293 |
| Additional noninterest expense | $3,235,000 | 2,189 |
| Pre-tax net operating income | $-113,223,000 | 7,937 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $-40,641,000 | 7,961 |
| Income before extraordinary items | $-72,579,000 | 7,913 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-72,579,000 | 7,912 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-72,579,000 | 7,912 |
| Net charge-offs | $176,000 | 5,145 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-72,580,920 | 7,913 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,966,000 | 1,376 |
| Total interest expense | $5,660,000 | 1,639 |
| Net interest income | $13,306,000 | 1,264 |
| Provision for loan and lease losses | $209,000 | 5,107 |
| Total noninterest income | $-117,489,000 | 8,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-117,489,000 | 8,107 |
| Total noninterest expense | $5,112,000 | 2,850 |
| Salaries and employee benefits | $1,813,000 | 3,830 |
| Premises and equipment expense | $561,000 | 3,342 |
| Additional noninterest expense | $2,738,000 | 1,932 |
| Pre-tax net operating income | $-109,504,000 | 8,038 |
| Securities gains (losses) | $-17,000 | 7,272 |
| Applicable income taxes | $-38,749,000 | 8,057 |
| Income before extraordinary items | $-70,772,000 | 8,012 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-70,772,000 | 8,011 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-70,772,000 | 8,011 |
| Net charge-offs | $176,000 | 4,396 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-70,760,950 | 8,017 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,592,000 | 1,225 |
| Total interest expense | $4,928,000 | 1,343 |
| Net interest income | $9,664,000 | 1,151 |
| Provision for loan and lease losses | $259,000 | 3,956 |
| Total noninterest income | $-59,789,000 | 8,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-59,789,000 | 8,202 |
| Total noninterest expense | $3,401,000 | 2,887 |
| Salaries and employee benefits | $1,201,000 | 3,896 |
| Premises and equipment expense | $345,000 | 3,561 |
| Additional noninterest expense | $1,855,000 | 1,925 |
| Pre-tax net operating income | $-53,785,000 | 8,107 |
| Securities gains (losses) | $-26,000 | 7,545 |
| Applicable income taxes | $-19,885,000 | 8,133 |
| Income before extraordinary items | $-33,926,000 | 8,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-33,926,000 | 8,085 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-33,926,000 | 8,086 |
| Net charge-offs | $220,000 | 3,316 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-33,909,360 | 8,085 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,803,000 | 1,006 |
| Total interest expense | $3,054,000 | 1,126 |
| Net interest income | $5,749,000 | 932 |
| Provision for loan and lease losses | $115,000 | 3,686 |
| Total noninterest income | $-46,401,000 | 8,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-46,401,000 | 8,255 |
| Total noninterest expense | $1,433,000 | 3,263 |
| Salaries and employee benefits | $583,000 | 4,000 |
| Premises and equipment expense | $170,000 | 3,643 |
| Additional noninterest expense | $680,000 | 2,285 |
| Pre-tax net operating income | $-42,200,000 | 8,188 |
| Securities gains (losses) | $-16,000 | 7,859 |
| Applicable income taxes | $-15,793,000 | 8,200 |
| Income before extraordinary items | $-26,423,000 | 8,173 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-26,423,000 | 8,173 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-26,423,000 | 8,173 |
| Net charge-offs | $118,000 | 2,688 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-26,412,760 | 8,173 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $45,874,000 | 815 |
| Total interest expense | $18,397,000 | 864 |
| Net interest income | $27,477,000 | 784 |
| Provision for loan and lease losses | $317,000 | 4,534 |
| Total noninterest income | $-60,099,000 | 8,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-60,099,000 | 8,309 |
| Total noninterest expense | $10,166,000 | 1,900 |
| Salaries and employee benefits | $2,551,000 | 3,726 |
| Premises and equipment expense | $691,000 | 3,545 |
| Additional noninterest expense | $6,924,000 | 927 |
| Pre-tax net operating income | $-43,105,000 | 8,186 |
| Securities gains (losses) | $27,000 | 2,003 |
| Applicable income taxes | $-15,399,000 | 8,210 |
| Income before extraordinary items | $-27,679,000 | 8,135 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-27,679,000 | 8,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 2,975 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-27,696,280 | 8,152 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,258,000 | 846 |
| Total interest expense | $13,834,000 | 900 |
| Net interest income | $20,424,000 | 808 |
| Provision for loan and lease losses | $197,000 | 4,243 |
| Total noninterest income | $-33,144,000 | 8,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-33,144,000 | 8,388 |
| Total noninterest expense | $6,031,000 | 2,357 |
| Salaries and employee benefits | $1,521,000 | 4,423 |
| Premises and equipment expense | $496,000 | 3,656 |
| Additional noninterest expense | $4,014,000 | 1,141 |
| Pre-tax net operating income | $-18,948,000 | 8,281 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $-7,773,000 | 8,298 |
| Income before extraordinary items | $-11,163,000 | 8,229 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-11,163,000 | 8,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,477 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-11,170,680 | 8,249 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $23,057,000 | 844 |
| Total interest expense | $9,067,000 | 949 |
| Net interest income | $13,990,000 | 785 |
| Provision for loan and lease losses | $86,000 | 4,526 |
| Total noninterest income | $-13,321,000 | 8,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-13,321,000 | 8,457 |
| Total noninterest expense | $4,117,000 | 2,321 |
| Salaries and employee benefits | $904,000 | 4,834 |
| Premises and equipment expense | $297,000 | 3,990 |
| Additional noninterest expense | $2,916,000 | 1,028 |
| Pre-tax net operating income | $-3,534,000 | 8,252 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $-1,449,000 | 8,303 |
| Income before extraordinary items | $-2,080,000 | 8,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,080,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,083,200 | 8,210 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,575,000 | 865 |
| Total interest expense | $5,014,000 | 913 |
| Net interest income | $6,561,000 | 830 |
| Provision for loan and lease losses | $-14,000 | 8,385 |
| Total noninterest income | $-128,000 | 8,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-128,000 | 8,458 |
| Total noninterest expense | $1,734,000 | 2,698 |
| Salaries and employee benefits | $525,000 | 4,384 |
| Premises and equipment expense | $126,000 | 4,494 |
| Additional noninterest expense | $1,083,000 | 1,328 |
| Pre-tax net operating income | $4,713,000 | 429 |
| Securities gains (losses) | $-5,000 | 8,275 |
| Applicable income taxes | $1,927,000 | 358 |
| Income before extraordinary items | $2,781,000 | 550 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,781,000 | 551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,784,200 | 522 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,534,000 | 2,773 |
| Total interest expense | $7,534,000 | 2,450 |
| Net interest income | $7,000,000 | 3,108 |
| Provision for loan and lease losses | $1,000 | 6,828 |
| Total noninterest income | $-43,000 | 8,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-43,000 | 8,481 |
| Total noninterest expense | $4,346,000 | 3,870 |
| Salaries and employee benefits | $1,774,000 | 4,786 |
| Premises and equipment expense | $400,000 | 5,028 |
| Additional noninterest expense | $2,172,000 | 2,482 |
| Pre-tax net operating income | $2,610,000 | 2,730 |
| Securities gains (losses) | $12,505,000 | 28 |
| Applicable income taxes | $6,193,000 | 463 |
| Income before extraordinary items | $8,922,000 | 735 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,922,000 | 733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $918,800 | 4,494 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,362,000 | 4,227 |
| Total interest expense | $3,620,000 | 3,550 |
| Net interest income | $2,742,000 | 4,912 |
| Provision for loan and lease losses | $3,000 | 6,442 |
| Total noninterest income | $64,000 | 7,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $64,000 | 6,464 |
| Total noninterest expense | $2,900,000 | 4,195 |
| Salaries and employee benefits | $1,323,000 | 4,787 |
| Premises and equipment expense | $301,000 | 5,014 |
| Additional noninterest expense | $1,276,000 | 3,024 |
| Pre-tax net operating income | $-97,000 | 7,799 |
| Securities gains (losses) | $12,516,000 | 25 |
| Applicable income taxes | $5,033,000 | 469 |
| Income before extraordinary items | $7,386,000 | 714 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,386,000 | 712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-624,240 | 8,183 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 7,102 |
| Total interest expense | $959,000 | 5,967 |
| Net interest income | $405,000 | 8,097 |
| Provision for loan and lease losses | $-23,000 | 8,395 |
| Total noninterest income | $56,000 | 7,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $56,000 | 6,100 |
| Total noninterest expense | $1,232,000 | 5,646 |
| Salaries and employee benefits | $717,000 | 5,483 |
| Premises and equipment expense | $204,000 | 4,975 |
| Additional noninterest expense | $311,000 | 6,029 |
| Pre-tax net operating income | $-748,000 | 8,391 |
| Securities gains (losses) | $429,000 | 198 |
| Applicable income taxes | $-141,000 | 8,426 |
| Income before extraordinary items | $-178,000 | 8,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-178,000 | 8,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-452,560 | 8,296 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 7,533 |
| Total interest expense | $424,000 | 6,255 |
| Net interest income | $126,000 | 8,452 |
| Provision for loan and lease losses | $-9,000 | 8,426 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $529,000 | 6,140 |
| Salaries and employee benefits | $281,000 | 6,246 |
| Premises and equipment expense | $77,000 | 5,781 |
| Additional noninterest expense | $171,000 | 5,730 |
| Pre-tax net operating income | $-373,000 | 8,458 |
| Securities gains (losses) | $-31,000 | 8,436 |
| Applicable income taxes | $-168,000 | 8,550 |
| Income before extraordinary items | $-236,000 | 8,374 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-236,000 | 8,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-216,160 | 8,337 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $185,000 | 8,633 |
| Total interest expense | $139,000 | 8,495 |
| Net interest income | $46,000 | 8,667 |
| Provision for loan and lease losses | $4,000 | 6,764 |
| Total noninterest income | $4,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,415 |
| Total noninterest expense | $131,000 | 8,658 |
| Salaries and employee benefits | $89,000 | 8,639 |
| Premises and equipment expense | $15,000 | 8,609 |
| Additional noninterest expense | $27,000 | 8,665 |
| Pre-tax net operating income | $-85,000 | 8,037 |
| Securities gains (losses) | $73,000 | 601 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-12,000 | 7,994 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-12,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-85,000 | 8,052 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 7,550 |
| Total interest expense | $1,005,000 | 6,306 |
| Net interest income | $532,000 | 8,275 |
| Provision for loan and lease losses | $-16,000 | 8,481 |
| Total noninterest income | $96,000 | 7,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,919 |
| Total noninterest expense | $1,294,000 | 6,553 |
| Salaries and employee benefits | $770,000 | 6,337 |
| Premises and equipment expense | $150,000 | 6,756 |
| Additional noninterest expense | $374,000 | 6,547 |
| Pre-tax net operating income | $-650,000 | 8,492 |
| Securities gains (losses) | $339,000 | 255 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-311,000 | 8,384 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-311,000 | 8,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-650,000 | 8,514 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 7,604 |
| Total interest expense | $634,000 | 6,344 |
| Net interest income | $368,000 | 8,297 |
| Provision for loan and lease losses | $-13,000 | 8,513 |
| Total noninterest income | $79,000 | 7,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 5,587 |
| Total noninterest expense | $931,000 | 6,372 |
| Salaries and employee benefits | $548,000 | 6,168 |
| Premises and equipment expense | $99,000 | 6,792 |
| Additional noninterest expense | $284,000 | 6,242 |
| Pre-tax net operating income | $-471,000 | 8,553 |
| Securities gains (losses) | $239,000 | 240 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-232,000 | 8,450 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-232,000 | 8,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-471,000 | 8,571 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 7,645 |
| Total interest expense | $307,000 | 6,342 |
| Net interest income | $183,000 | 8,328 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $417,000 | 6,667 |
| Salaries and employee benefits | $260,000 | 6,347 |
| Premises and equipment expense | $48,000 | 6,838 |
| Additional noninterest expense | $109,000 | 6,888 |
| Pre-tax net operating income | $-222,000 | 8,566 |
| Securities gains (losses) | $100,000 | 252 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-122,000 | 8,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-122,000 | 8,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-222,000 | 8,579 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 7,539 |
| Total interest expense | $1,043,000 | 6,181 |
| Net interest income | $865,000 | 8,132 |
| Provision for loan and lease losses | $-16,000 | 8,509 |
| Total noninterest income | $467,000 | 5,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $467,000 | 3,501 |
| Total noninterest expense | $2,586,000 | 5,260 |
| Salaries and employee benefits | $1,587,000 | 4,871 |
| Premises and equipment expense | $255,000 | 6,153 |
| Additional noninterest expense | $744,000 | 5,409 |
| Pre-tax net operating income | $-1,238,000 | 8,681 |
| Securities gains (losses) | $969,000 | 197 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-269,000 | 8,453 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-269,000 | 8,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-1,238,000 | 8,692 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 7,633 |
| Total interest expense | $738,000 | 6,215 |
| Net interest income | $633,000 | 8,201 |
| Provision for loan and lease losses | $-14,000 | 8,603 |
| Total noninterest income | $354,000 | 5,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $354,000 | 3,507 |
| Total noninterest expense | $1,981,000 | 5,173 |
| Salaries and employee benefits | $1,226,000 | 4,763 |
| Premises and equipment expense | $189,000 | 6,172 |
| Additional noninterest expense | $566,000 | 5,300 |
| Pre-tax net operating income | $-980,000 | 8,722 |
| Securities gains (losses) | $902,000 | 188 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-78,000 | 8,436 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-78,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-980,000 | 8,727 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $896,000 | 7,660 |
| Total interest expense | $467,000 | 6,214 |
| Net interest income | $429,000 | 8,207 |
| Provision for loan and lease losses | $-6,000 | 8,614 |
| Total noninterest income | $206,000 | 5,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $206,000 | 3,716 |
| Total noninterest expense | $1,341,000 | 5,113 |
| Salaries and employee benefits | $810,000 | 4,770 |
| Premises and equipment expense | $130,000 | 6,100 |
| Additional noninterest expense | $401,000 | 5,072 |
| Pre-tax net operating income | $-700,000 | 8,732 |
| Securities gains (losses) | $657,000 | 186 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-43,000 | 8,458 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-43,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-700,000 | 8,736 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 7,767 |
| Total interest expense | $227,000 | 6,211 |
| Net interest income | $204,000 | 8,326 |
| Provision for loan and lease losses | $-5,000 | 8,701 |
| Total noninterest income | $97,000 | 5,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,786 |
| Total noninterest expense | $652,000 | 5,244 |
| Salaries and employee benefits | $389,000 | 4,938 |
| Premises and equipment expense | $65,000 | 6,146 |
| Additional noninterest expense | $198,000 | 5,114 |
| Pre-tax net operating income | $-346,000 | 8,803 |
| Securities gains (losses) | $379,000 | 175 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $33,000 | 8,046 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $33,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-346,000 | 8,804 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 7,801 |
| Total interest expense | $667,000 | 6,704 |
| Net interest income | $916,000 | 8,149 |
| Provision for loan and lease losses | $31,000 | 6,405 |
| Total noninterest income | $269,000 | 6,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $269,000 | 4,486 |
| Total noninterest expense | $3,021,000 | 4,637 |
| Salaries and employee benefits | $1,499,000 | 4,952 |
| Premises and equipment expense | $241,000 | 6,295 |
| Additional noninterest expense | $1,281,000 | 3,564 |
| Pre-tax net operating income | $-1,867,000 | 8,888 |
| Securities gains (losses) | $1,678,000 | 200 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-189,000 | 8,578 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-189,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,867,000 | 8,893 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 7,899 |
| Total interest expense | $447,000 | 6,966 |
| Net interest income | $688,000 | 8,181 |
| Provision for loan and lease losses | $42,000 | 5,667 |
| Total noninterest income | $218,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $218,000 | 4,344 |
| Total noninterest expense | $2,422,000 | 4,412 |
| Salaries and employee benefits | $1,165,000 | 4,778 |
| Premises and equipment expense | $181,000 | 6,265 |
| Additional noninterest expense | $1,076,000 | 3,216 |
| Pre-tax net operating income | $-1,558,000 | 8,952 |
| Securities gains (losses) | $1,196,000 | 235 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-362,000 | 8,758 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-362,000 | 8,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,558,000 | 8,953 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $714,000 | 8,057 |
| Total interest expense | $253,000 | 7,374 |
| Net interest income | $461,000 | 8,238 |
| Provision for loan and lease losses | $37,000 | 5,122 |
| Total noninterest income | $153,000 | 6,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $153,000 | 4,270 |
| Total noninterest expense | $1,736,000 | 4,185 |
| Salaries and employee benefits | $815,000 | 4,653 |
| Premises and equipment expense | $118,000 | 6,364 |
| Additional noninterest expense | $803,000 | 2,926 |
| Pre-tax net operating income | $-1,159,000 | 9,007 |
| Securities gains (losses) | $862,000 | 236 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-297,000 | 8,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-297,000 | 8,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,159,000 | 9,011 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 8,300 |
| Total interest expense | $104,000 | 7,777 |
| Net interest income | $208,000 | 8,390 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $71,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $933,000 | 3,980 |
| Salaries and employee benefits | $426,000 | 4,519 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $446,000 | 2,626 |
| Pre-tax net operating income | $-674,000 | 9,063 |
| Securities gains (losses) | $542,000 | 249 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-132,000 | 8,889 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-132,000 | 8,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-674,000 | 9,057 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 8,422 |
| Total interest expense | $507,000 | 7,712 |
| Net interest income | $668,000 | 8,611 |
| Provision for loan and lease losses | $32,000 | 6,745 |
| Total noninterest income | $441,000 | 5,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $441,000 | 3,791 |
| Total noninterest expense | $4,594,000 | 3,296 |
| Salaries and employee benefits | $2,121,000 | 3,740 |
| Premises and equipment expense | $344,000 | 5,233 |
| Additional noninterest expense | $2,129,000 | 2,273 |
| Pre-tax net operating income | $-3,517,000 | 9,123 |
| Securities gains (losses) | $3,505,000 | 195 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-12,000 | 8,644 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-12,000 | 8,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-3,517,000 | 9,120 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $854,000 | 8,549 |
| Total interest expense | $391,000 | 7,812 |
| Net interest income | $463,000 | 8,742 |
| Provision for loan and lease losses | $48,000 | 5,821 |
| Total noninterest income | $302,000 | 6,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $302,000 | 4,033 |
| Total noninterest expense | $3,392,000 | 3,326 |
| Salaries and employee benefits | $1,565,000 | 3,782 |
| Premises and equipment expense | $276,000 | 5,002 |
| Additional noninterest expense | $1,551,000 | 2,311 |
| Pre-tax net operating income | $-2,675,000 | 9,179 |
| Securities gains (losses) | $2,496,000 | 237 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-179,000 | 8,886 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-179,000 | 8,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-2,675,000 | 9,178 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $552,000 | 8,636 |
| Total interest expense | $268,000 | 7,878 |
| Net interest income | $284,000 | 8,836 |
| Provision for loan and lease losses | $76,000 | 4,378 |
| Total noninterest income | $162,000 | 6,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $162,000 | 4,433 |
| Total noninterest expense | $2,024,000 | 3,662 |
| Salaries and employee benefits | $915,000 | 4,203 |
| Premises and equipment expense | $184,000 | 4,966 |
| Additional noninterest expense | $925,000 | 2,548 |
| Pre-tax net operating income | $-1,654,000 | 9,206 |
| Securities gains (losses) | $1,380,000 | 293 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-274,000 | 9,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-274,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-1,654,000 | 9,206 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $263,000 | 8,736 |
| Total interest expense | $137,000 | 7,930 |
| Net interest income | $126,000 | 8,972 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $51,000 | 7,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $974,000 | 3,748 |
| Salaries and employee benefits | $453,000 | 4,219 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $445,000 | 2,590 |
| Pre-tax net operating income | $-820,000 | 9,253 |
| Securities gains (losses) | $523,000 | 337 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-297,000 | 9,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-297,000 | 9,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-820,000 | 9,244 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $754,000 | 9,029 |
| Total interest expense | $377,000 | 8,718 |
| Net interest income | $377,000 | 9,111 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $356,000 | 6,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $356,000 | 3,910 |
| Total noninterest expense | $3,863,000 | 3,654 |
| Salaries and employee benefits | $2,158,000 | 3,505 |
| Premises and equipment expense | $259,000 | 6,017 |
| Additional noninterest expense | $1,446,000 | 3,039 |
| Pre-tax net operating income | $-3,190,000 | 9,287 |
| Securities gains (losses) | $3,397,000 | 198 |
| Applicable income taxes | $85,000 | 6,110 |
| Income before extraordinary items | $122,000 | 8,225 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $122,000 | 8,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,052,080 | 9,252 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $49,000 | 9,589 |
| Total interest expense | $24,000 | 9,539 |
| Net interest income | $25,000 | 9,589 |
| Provision for loan and lease losses | $4,000 | 8,142 |
| Total noninterest income | $65,000 | 8,981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $65,000 | 7,257 |
| Total noninterest expense | $570,000 | 9,005 |
| Salaries and employee benefits | $358,000 | 8,799 |
| Premises and equipment expense | $38,000 | 9,323 |
| Additional noninterest expense | $174,000 | 8,870 |
| Pre-tax net operating income | $-484,000 | 9,158 |
| Securities gains (losses) | $272,000 | 953 |
| Applicable income taxes | $-85,000 | 9,231 |
| Income before extraordinary items | $-127,000 | 8,983 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-127,000 | 8,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $4,056,000 | 218 |
| Net operating income | $-301,080 | 9,074 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.